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Stash celebrates Asian American and Pacific Islander Heritage Month.
Stash celebrates Asian American and Pacific Islander Heritage Month.
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 * Plans
 * Invest
   
    * Investing
    * Smart Portfolio
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    * Brokerage Account
    * Retirement Account
    * Kids Portfolios

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    * Stock-Back® Card
    * ATM Locator

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PERSONAL PORTFOLIO, $5 FIRST DEPOSIT

Terms and Conditions

THE PROMOTION

Effective May 3, 2021 (the “Effective Date”), when you complete the designated
registration process of opening a Personal Portfolio (as defined below) and
complete your first deposit of funds into it in accordance with the eligibility
requirements set forth below, we will make a one-time deposit of funds into the
cash balance of your Personal Portfolio. This Promotion is subject to the terms
and conditions stated herein (the “Promotion Terms”).

ELIGIBILITY:

To be eligible to participate in this Promotion and receive the Bonus Funds (as
defined below),  you must receive an offer to participate in this Promotion
directly from Stash and complete the following steps on or after the Effective
Date: (i) successfully complete the designated registration process of opening
an individual taxable brokerage account advised by Stash Investments LLC that is
in good standing (a “Personal Portfolio”), as displayed by the interactive
instructions shown via the Stash platform, (ii) link a funding account (e.g. an
external bank account) to your Personal Portfolio, AND (iii) initiate and
complete a minimum deposit of at least five dollars ($5.00) into your Personal
Portfolio. For purposes of this Promotion, a deposit of funds shall be
considered complete once the transaction has fully settled in your Personal
Portfolio. If you satisfy the conditions stated herein, Stash will make a
one-time deposit of funds into the cash balance of your Personal Portfolio in an
amount equal to the amount specified in your offer to participate in this
Promotion (“Bonus Funds”).

For the avoidance of doubt, in the event you only complete the designated
registration process to receive the Financial Counseling Service (if applicable
to you, as such term is defined in your Advisory Agreement) from Stash, or you
do not otherwise complete the designated registration process required for
opening a Personal Portfolio in accordance with the above on or after the
Effective Date, you will not be eligible to receive the Bonus Funds under this
Promotion.

You are only eligible to participate in this Promotion if you received this
Promotion directly from Stash. You are only eligible to receive one reward of
Bonus Funds hereunder, even in the event you complete multiple deposits of funds
from your funding account into your Personal Portfolio. Bonus Funds must remain
in your Personal Portfolio for ninety (90) days beginning from the date the
Bonus Funds are deposited into your Personal Portfolio and for the entirety of
the 90-day period. The Bonus Funds deposited by Stash is a fixed cash value and
does not constitute stock or any other security, nor is it a recommendation to
buy any specific stock or other security. Tax-advantaged accounts (including
Stash Retire and Stash Custodial accounts) and a Stash Smart Portfolio are not
eligible for this Promotion.

Your Personal Portfolio must remain in good standing in order to receive the
Bonus Funds under this Promotion. Stash reserves the right to determine in our
sole discretion whether an account is closed and/or in good standing. An account
in good standing for purposes of this Promotion is an account for which all
required opening documentation has been completed and verified, and is not
locked, or restricted, or otherwise flagged in any way. If your Personal
Portfolio is closed or not in good standing for any reason at any time, your
Bonus Funds will be forfeited.

OTHER INFORMATION:

Stash Investments LLC is an SEC registered investment adviser. You may view our
Wrap Fee Brochure and our Advisory Agreements at
https://www.stash.com/disclosurelibrary. You remain responsible for ancillary
fees that are not included in the monthly Wrap Fee. A list of such ancillary
fees is included in your Advisory Agreement. Stash is not responsible for any
failure on your part to meet standards for qualifying for this Promotion. Stash
reserves the right to amend or cancel this Promotion and/or these Promotion
Terms at any time. Stash may withhold or recover any Bonus Funds if Stash
determines that such funds were obtained under wrongful or fraudulent
circumstances, or that you received an invitation from Stash to participate in
this Promotion in error, or were awarded to you in error, or that inaccurate or
incomplete information was provided when opening your account, or that any terms
of your Advisory Agreement, Terms of Use, or these Promotion Terms have been
violated. Promotion available to U.S residents only. This Promotion is not valid
with any other promotions and is non-transferrable. The value of the Bonus Funds
hereunder may be taxable income to you. You are responsible for any federal or
state taxes resulting from receipt of the Bonus Funds hereunder and should
consult your tax advisor if you have questions about the tax treatment of such
Bonus Funds. This Promotion is not sponsored or endorsed by Green Dot Bank,
Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and
none of the foregoing has any responsibility to fulfill any aspect of this
Promotion.

If, for any reason, this Promotion is not capable of running as planned, whether
due to infection by computer virus, bugs, tampering, unauthorized intervention,
fraud, technical failures, or any other causes beyond the control of Stash which
corrupts or affects the administration, security, fairness, integrity, or proper
conduct of this Promotion, Stash reserves the right in its sole discretion, to
disqualify any individual who tampers with this Promotion, and to cancel,
terminate, modify or suspend this Promotion. In the event of termination, Stash
may in its sole discretion award Bonus Funds to those who have satisfied the
eligibility criteria set forth herein up until the time of termination. Stash
assumes no responsibility for any error, omission, interruption, deletion,
defect, delay in operation or transmission, communications line failure, theft
or destruction or unauthorized access to, or alteration of, this Promotion.
Stash is not responsible for any problems or technical malfunction of any
telephone network or lines, computer online systems, servers, or providers,
computer equipment, software, failure of any e-mail or entry to be received by
Stash on account of technical problems, human error or traffic congestion on the
Internet or at any web site, or any combination thereof, including any injury or
damage to any person’s computer related to or resulting from participation in
this Promotion.

Welcome to Stash101, our free financial education platform. Stash101 is not an
investment adviser and is distinct from Stash RIA. Nothing here is considered
investment advice.

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Legal  |  Privacy Policy

 1.  Stash banking account opening is subject to identity verification by Green
     Dot Bank. In order for a user to be eligible for a Stash banking account,
     they must also have opened a taxable brokerage account on Stash. Bank
     Account Services provided by Green Dot Bank and Stash Visa Debit card
     (Stock-Back® Card) issued by Green Dot Bank, Member FDIC, pursuant to a
     license from Visa U.S.A. Inc. Visa is a registered trademark of Visa
     International Service Association. Investment products and services
     provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC
     Insured, Not Bank Guaranteed, and May Lose Value.
     
     Green Dot Bank operates under the following registered trade names: GoBank,
     Green Dot Bank and Bonneville Bank. All of the registered trade names are
     used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits
     under any of these trade names are deposits with Green Dot Bank and are
     aggregated for deposit insurance coverage. Green Dot is a registered
     trademark of Green Dot Corporation. ©2022 Green Dot Bank. All rights
     reserved.
     
     All rewards earned through use of the Stash Visa Debit card (Stock-Back®
     Card) will be fulfilled by Stash Investments LLC. You will bear the
     standard fees and expenses reflected in the pricing of the investments that
     you earn, plus fees for various ancillary services charged by Stash. Stash
     Stock-Back® is not sponsored or endorsed by Green Dot Bank, Green Dot
     Corporation, Visa U.S.A., or any of their respective affiliates, and none
     of the foregoing has any responsibility to fulfill any stock rewards earned
     by this program. Stock rewards that are paid to participating customers via
     the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed,
     and May Lose Value. In order to earn stock in the program, the Stash Visa
     Debit card (Stock-Back® Card) must be used to make a qualifying purchase.
     What doesn’t count: Cash withdrawals, money orders, prepaid cards, and P2P
     payment. If publicly-traded stock of the merchant (or a subsidiary thereof,
     if applicable) is not available or otherwise capable of being fulfilled for
     any reason, the stock reward arising from a qualifying transaction will be
     in an ETF or a publicly traded company available on the Stash Platform.
     Stash reserves the right to amend this program and the terms and conditions
     thereof and/or cancel this program at any time, for any reason, upon notice
     to you. See Terms and Conditions for more details. Double Stock-Back®
     rewards is subject to terms and conditions.

 2.  Fee-free ATM access applied to in-network ATMs only. For out-of-network
     ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that
     the ATM owner or bank may charge. For overdraft, transaction is declined
     and no fee is charged. Neither Green Dot Bank nor Stash offers overdraft
     services. Other fees apply to the bank account. Please see the Deposit
     Account Agreement for details. If applicable, your Stash banking account is
     a funding account for purposes of the Advisory Agreement. Your Stash
     subscription fee may be deducted from your Stash banking account balance.
 3.  Early availability depends on timing of payor’s payment instructions and
     fraud prevention restrictions may apply. As such, the availability or
     timing of early direct deposit may vary from pay period to pay period.
 4.  Stash does not monitor whether a customer is eligible for a particular type
     of IRA, or a tax deduction, or if a reduced contribution limit applies to a
     customer. These are based on a customer’s individual circumstances. You
     should consult with a tax advisor.
 5.  “Kids Portfolio” is a custodial UGMA / UTMA account. Money in a custodial
     account is the property of the minor. This type of account is a
     Non-Discretionary Managed account.
 6.  Availability of instant money transfers may be subject to limitations.
     Money can be moved via instant money transfer between your personal
     portfolio and your Stash banking account. Money moved into a partition must
     be moved back to the bank account available balance to be used and does not
     earn interest.
 7.  Spending Insights provided by Stash Investments LLC.
 8.  Not all stocks pay out dividends. And there's no guarantee any stock will
     pay dividends in a quarter or year. “Retirement Portfolio” is an IRA (Roth
     or Traditional). This is a Non-Discretionary Managed Account. Stash does
     not monitor whether a customer is eligible for a particular type of IRA, or
     a tax deduction, or if a reduced contribution limit applies to a customer.
     These are based on a customer’s individual circumstances. You should
     consult with a tax advisor.
 9.  When you Lock your card, withdrawals and purchases conducted using your
     card will not be authorized until you unlock your card. Some activity will
     continue, including your monthly fee, if applicable, debit transactions
     that were authorized before you Locked your card, transactions crediting
     funds to your account, ACH debit transactions conducted using your account
     and routing numbers, recurring bill payments, mobile check deposit, and
     cash deposits.
 10. This is a Discretionary Managed Account whereby Stash has full authority to
     manage according to a specific investment mandate. Balance” is defined by
     investing deposits into underweight assets, and for withdrawals, trimming
     overweight positions. As you deposit or withdraw funds, your portfolio can
     slowly be aligned to the target allocation appropriate for your risk
     profile by additional money movements throughout the year. The investment
     team at Stash built these portfolios with the goal of optimizing
     risk-adjusted returns. This is achieved by utilizing the diversification
     benefits highlighted by modern portfolio theory. The portfolios aim to
     optimize returns given a user’s overall risk profile. Diversification and
     asset allocation do not guarantee a profit, nor do they eliminate the risk
     of loss of principal. Stash does not guarantee any level of performance or
     that any client will avoid losses in the client’s account.
 11. A “Personal Portfolio” is a taxable brokerage account. This is a
     Non-Discretionary Managed Account.
 12. Stash through the “Diversification Analysis” feature does not rebalance
     portfolios or otherwise manage the Personal Portfolio Account for Clients
     on a discretionary basis. Each Client is solely responsible for
     implementing any such advice. This investment recommendation relies
     entirely on the responses you’ve provided regarding your risk tolerance.
     Portfolio recommendations through this tool are considered personalized
     investment advice. No asset allocation is a guarantee against loss of
     principal.
 13. To be eligible to receive a Stock Reward through stock party, you must
     complete the account registration process and open an individual taxable
     brokerage account ("Personal Portfolio") that is in good standing. This
     program is subject to Terms and Conditions.
 14. Stash may receive compensation from business partners for referring Stash
     clients to such partners for the purchase of non-investment consumer
     products or services. This conflict of interest affects the ability of
     Stash to provide clients with unbiased, objective promotions concerning the
     products and services of its business partners. This could mean that the
     products and/or services of businesses that do not compensate Stash may be
     more appropriate for a client than the products and/or services of Stash’s
     business partners. Clients are not required to purchase the products and
     services Stash promotes.
 15. If you purchase this plan, you will receive Financial Counseling Advice
     which is impersonal investment advice in the form of guides and educational
     materials about investing and financial planning, along with the ability to
     view the investments through the platform. In order to obtain personalized
     investment advice, clients are required to complete the suitability
     questionnaire during registration, must be approved from an account
     verification perspective and open a brokerage account.
 16. You may subsequently choose to open one or more investment advisory
     account(s). To begin investing on Stash, you must be approved from an
     account verification perspective and open a brokerage account.
 17. This information should not be construed as Tax or Legal advice. Please
     consult a Tax professional for your questions.
 18. This Program is subject to terms and conditions. In order to participate, a
     user must comply with all eligibility requirements and make a qualifying
     purchase with their Stock-Back® Card. All funds used for this Program will
     be taken from your Stash Banking account. This Program is not sponsored or
     endorsed by Green Dot Bank.

 * Stash does not offer an interest-bearing savings account.
 * Fractional shares start at $0.05 for investments that cost $1,000+ per share.
 * This material is not intended as investment advice and is not meant to
   suggest that any securities are suitable investments for any particular
   investor. Investment advice is only provided to Stash customers. All
   investments are subject to risk and may lose value. All product and company
   names are trademarks™ or registered® trademarks of their respective holders.
   Use of them does not imply any affiliation with or endorsement by them.
 * All individuals featured on this website are paid actors or employees of
   Stash.
 * Stash Investments LLC ('Stash') is an SEC registered investment adviser. By
   using this website, you accept our Terms of Use and Privacy Policy. Stash’s
   investment advisory services are available only to residents of the United
   States in jurisdictions where Stash is registered. In order to open a Stash
   account, you must be at least 18 years of age. Nothing on this website should
   be considered an offer, solicitation of an offer, or advice to buy or sell
   securities. Any historical returns, expected returns or probability
   projections are hypothetical in nature and may not reflect actual future
   performance. Account holdings are for illustrative purposes only and are not
   investment recommendations. The content on this website does not constitute a
   complete description of Stash’s investment advisory services. View a full
   list of available investments on Stash. Stash does not provide financial
   planning services to individual investors. Before investing, consider your
   investment objectives and Stash’s fees and applicable custodial fees. Stash
   Financial, Inc. is a digital financial services company offering financial
   products for U.S. based consumers. Stash is not a bank or depository
   institution licensed in any jurisdiction. Advisory products and services are
   offered through Stash Investments LLC. Stash Capital LLC, an SEC registered
   broker-dealer and member FINRA/SIPC, serves as introducing broker for Stash
   Clients’ advisory accounts. FINRA BrokerCheck reports for Apex Clearing are
   available at https://brokercheck.finra.org/. Apex Clearing Corporation, a
   third-party SEC registered broker-dealer and member FINRA/SIPC, provides
   clearing and execution services and serves as qualified custodian for
   advisory assets of Stash Clients. Products offered by Stash Investments LLC
   and Stash Capital LLC are Not FDIC Insured, Not Bank Guaranteed, and May Lose
   Value. Market data by Thomson Reuters (Refinitiv). For more information, see
   our disclosures. All product and company names are trademarks™ or registered®
   trademarks of their respective holders. Use of them does not imply any
   affiliation with or endorsement by them.
 * Stash supports an accessible internet. If you have any questions about our
   features, please contact us at accessibility@stash.com.
 * Email: support@stash.com Tel: (800) 205-5164
 * Information provided by Stash Support is for informational and general
   educational purposes only and is not investment or financial advice.
 * Google Play and the Google Play logo are trademarks of Google, Inc.
 * Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered
   in the U.S.
 * STASH, StashInvest, and Stock-Back are registered trademarks of Stash
   Financial, Inc.
 * © Copyright 2022 Stash Financial, Inc. All rights reserved.