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Submitted URL: http://anz.com/notificationpolicy
Effective URL: https://www.anz.com/institutional/online-security/protect-and-manage/prevent-notification-fraud/
Submission: On November 24 via manual from AU — Scanned from DE

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 * Institutional & Corporate
 * Online security
 * Protect & manage your online security
 * Preventing electronic notification fraud

Find ANZ Contact


PREVENTING ELECTRONIC NOTIFICATION FRAUD


ENSURING THAT AN SMS IS FROM ANZ

There are a number of ways to ensure that the SMS you have received is a genuine
message from ANZ. Things to look out for include:

 * An SMS that asks you to respond – ANZ will never ask you to respond to a link
   in an SMS with personal information and will instead instruct you to access a
   website or request you call ANZ. The link will take you to a page on our
   website, where you can find out more before logging in, applying or
   downloading
 * An SMS asking you to verify your identity – ANZ will never send you an SMS
   asking you to verify, provide or enter your personal information or security
   credentials.

If you suspect that you have received a hoax or fraudulent SMS, please report
the incident to the Customer Service Centre.


ENSURING THAT AN EMAIL IS FROM ANZ

ANZ will never send you an email asking you to either verify or provide your
personal information or security credentials.  However, ANZ will often send
emails that contain hyperlinks. If you do receive an email from ANZ that
contains links or asks you to respond in any way, please check for the
following:

 * We send emails, and these often contain hyperlinks. However, if we send you
   an email with a hyperlink, the link will take you to a page on our website,
   where you can find out more before logging in, applying or downloading
 * The email does not ask you to reply to verify and provide your personal
   information and security credentials
 * The website that the email links to is safe and secure. To ensure that the
   site is secure please see the "Steps to prevent Phishing attacks" section
   below.

If you receive an email that you suspect is either a hoax or fraudulent:

 * Do NOT click on any links in the email.
 * Immediately forward the email to hoax@cybersecurity.anz.com.
 * Report the incident to the Customer Service Centre.


STEPS TO PREVENT PHISHING ATTACKS

Phishing is when someone attempts to fraudulently obtain your personal
information and security credentials via an electronic message that impersonates
a trustworthy entity.  The message will often instruct you to follow a link and
then enter your personal information. To ensure that a website is a safe and
genuine ANZ page, please make sure that you are on a secure website by checking
if there is a Socket Layer (SSL) Certificate. To check that you are on a site
with a SSL Certificate:

 * Check the address bar of your browser to see if ANZs website address has
   changed from http:// to https://
 * Check to see if a security icon that looks like a lock or a key is visible
   near the address bar on any page that you need to enter your security
   credentials. Clicking on the icon will provide you with more information
   about ANZs SSL Certificate.

To minimise your chances of becoming a victim of a Phishing scam:

 * Treat all emails that request your personal information or security
   credentials with caution. ANZ will not send you an email asking for your
   personal information or your security credentials
 * If you use a password to access your online accounts, change it on a regular
   basis
 * Keep your anti-virus and firewalls up-to-date and preform regular scans of
   your computer.

If you are unsure if the email is really from ANZ contact the Customer Service
Centre before following any instructions or clicking on any links contained in
the email.


MAKING SURE THAT ATTACHMENTS ARE SAFE

Email is one of the prime movers for malicious viruses. These viruses are often
within attachments and can come from someone you may or may not know. If you
receive an unexpected email that contains attachments from ANZ, please contact
the Customer Service Centre before opening.







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