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Submitted URL: https://floriguard.co.uk/
Effective URL: https://www.bridgeinsurance.com/scheme/floriguard/
Submission: On March 21 via api from US — Scanned from US

Form analysis 1 forms found in the DOM

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Text Content

 * Expertise
   * 
   * CORPORATE TEAMS
     * 
     * BRIDGE Corporate
     * BRIDGE International
     * BRIDGE Real Estate & Construction
     * BRIDGE Wholesale
     * BRIDGE FlatGuard
     * BRIDGE Specialist Risks
     * BRIDGE Private Clients
     * BRIDGE Credit
   * SME BUSINESS TEAMS
     * 
     * StoneGuard
     * MasterGuard
     * FloriGuard
     * PostGuard
     * NewsGuard
     * BarberGuard
     * GuestGuard
   * BUSINESS SUPPORT SERVICES
     * 
     * BRIDGE Professional Indemnity
     * BRIDGE Risk Management
     * BRIDGE MotorFleet
     * BRIDGE Claims
     * BRIDGE Latent Defects
 * Credentials
 * About
 * Latest
 * Contact

 * 

enquiries@bridgeinsurance.co.uk


Manchester Office
Cobac House,
14-16 Charlotte Street
Manchester M1 4FL

+44 (0)161 236 6969

London Office
65 Leadenhall Street
London
EC3A 2AD

+44 (0) 203 928 1200

Manchester
London
 * Expertise
   * CORPORATE TEAMS
     * BRIDGE Corporate
     * BRIDGE International
     * BRIDGE Real Estate & Construction
     * BRIDGE Wholesale
     * BRIDGE FlatGuard
     * BRIDGE Specialist Risks
     * BRIDGE Private Clients
     * BRIDGE Credit
   * SME BUSINESS TEAMS
     * StoneGuard
     * MasterGuard
     * FloriGuard
     * PostGuard
     * NewsGuard
     * BarberGuard
     * GuestGuard
   * BUSINESS SUPPORT SERVICES
     * BRIDGE Professional Indemnity
     * BRIDGE Risk Management
     * BRIDGE MotorFleet
     * BRIDGE Claims
     * BRIDGE Latent Defects
 * Credentials
 * About
 * Latest
 * Contact

Helping florists
to flourish


Call +44 (0) 161 236 6969 Contact Us




FloriGuard Discover Our Packages British Florist Association FAQ’s Contact Us
Jump to: FloriGuard Discover Our Packages British Florist Association FAQ’s
Contact Us


ABOUT US


THREE LOVELY PACKAGES. FROM £40 A MONTH.*

Being a florist brings with it a whole bunch of daily challenges and rewards
that makes your job unlike any other. From getting to market before first light
to bag the best blooms, to congratulating newlyweds, consoling bereaved
relatives or creating a floral masterpiece from thin air. No two days are the
same, and that’s why you chose this profession. Because you have a vocation for
variety, a passion for flowers and a craving for creativity; not because you
love choosing insurance.

Relax. That’s our job. With FloriGuard from Bridge, we’ve done the hard work
already to find exactly the right cover for you; then wrapped it up beautifully
up in one of three great value packages that are so right for florists, they’re
the only ones endorsed by the British Florist Association.


DISCOVER OUR PACKAGES


HOME INSURANCE

SUMMARY OF COVER

We don’t just go further to protect you at work, we also do the same at home.
Our home insurance for florists has been designed exclusively for florists and
their staff members so you have peace of mind at home cut and dried, too.

 * Buildings only, contents only or both
 * Only £50 standard excess
 * Blanket cover of £1,000,000 Buildings
 * Blanket cover of £75,000 Contents
 * £25,000 cover for high risk items in the home (single article limit £2,500)
 * Premiums payable by interest free instalments
 * No Claims discount of up to 25% for claim free customers
 * Cover for business equipment and student belongings included
 * Home emergency assistance cover up to £250
 * Locks & Keys Cover up to £750
 * Contents in the garden covered up to £2,000


SHOP INSURANCE

SUMMARY OF COVER

If you work from a shop or retail unit, Florigard Shop Insurance helps you
protect your premises, staff and stock with options that include:

 * £5,000,000 Public Liability Cover
 * Goods in transit cover
 * Revenue protection cover of up to £600,000 over 24 months
 * Employers Liability Cover £10,000,000 including injury in respect of working
   partners
 * Theft by an employee cover
 * Low standard excess of £100
 * Commercial legal expenses cover
 * Interest free instalments
 * Access to a range of commercial and legal help lines
 * Up to 15% discount for BFA members (Subject to minimum premium and
   underwriting)


FREELANCE FLORIST INSURANCE

SUMMARY OF COVER

Freelance Florist Insurance from Floriguard allows you to choose all the
elements you need and leave out the ones you don’t. Perfect if you prefer the
minimal approach.

Cover options available:

 * Public Liability up to £5,000,000
 * Employers Liability option
 * Business equipment cover options of £2,500 or £5,000
 * Stock (in premises) option
 * Commercial legal protection £500,000
 * Money and Assault option
 * Excesses: Tools & Business Equipment and Transit £250, Third Party Property
   Damage £250, Computer Equipment £250, Property All Risks £250.

Cover can be tailored to your specification subject to insurer terms,
conditions, exceptions & limitations.


HOME INSURANCE

SUMMARY OF COVER

We don’t just go further to protect you at work, we also do the same at home.
Our home insurance for florists has been designed exclusively for florists and
their staff members so you have peace of mind at home cut and dried, too.

 * Buildings only, contents only or both
 * Only £50 standard excess
 * Blanket cover of £1,000,000 Buildings
 * Blanket cover of £75,000 Contents
 * £25,000 cover for high risk items in the home (single article limit £2,500)
 * Premiums payable by interest free instalments
 * No Claims discount of up to 25% for claim free customers
 * Cover for business equipment and student belongings included
 * Home emergency assistance cover up to £250
 * Locks & Keys Cover up to £750
 * Contents in the garden covered up to £2,000


SHOP INSURANCE

SUMMARY OF COVER

If you work from a shop or retail unit, Florigard Shop Insurance helps you
protect your premises, staff and stock with options that include:

 * £5,000,000 Public Liability Cover
 * Goods in transit cover
 * Revenue protection cover of up to £600,000 over 24 months
 * Employers Liability Cover £10,000,000 including injury in respect of working
   partners
 * Theft by an employee cover
 * Low standard excess of £100
 * Commercial legal expenses cover
 * Interest free instalments
 * Access to a range of commercial and legal help lines
 * Up to 15% discount for BFA members (Subject to minimum premium and
   underwriting)


FREELANCE FLORIST INSURANCE

SUMMARY OF COVER

Freelance Florist Insurance from Floriguard allows you to choose all the
elements you need and leave out the ones you don’t. Perfect if you prefer the
minimal approach.

Cover options available:

 * Public Liability up to £5,000,000
 * Employers Liability option
 * Business equipment cover options of £2,500 or £5,000
 * Stock (in premises) option
 * Commercial legal protection £500,000
 * Money and Assault option
 * Excesses: Tools & Business Equipment and Transit £250, Third Party Property
   Damage £250, Computer Equipment £250, Property All Risks £250.

Cover can be tailored to your specification subject to insurer terms,
conditions, exceptions & limitations.


HOME INSURANCE

SUMMARY OF COVER

We don’t just go further to protect you at work, we also do the same at home.
Our home insurance for florists has been designed exclusively for florists and
their staff members so you have peace of mind at home cut and dried, too.

 * Buildings only, contents only or both
 * Only £50 standard excess
 * Blanket cover of £1,000,000 Buildings
 * Blanket cover of £75,000 Contents
 * £25,000 cover for high risk items in the home (single article limit £2,500)
 * Premiums payable by interest free instalments
 * No Claims discount of up to 25% for claim free customers
 * Cover for business equipment and student belongings included
 * Home emergency assistance cover up to £250
 * Locks & Keys Cover up to £750
 * Contents in the garden covered up to £2,000

 * 1
 * 2
 * 3


ARE YOU READY TO TALK?


GET IN TOUCH

Contact Us


BRITISH FLORIST ASSOCIATION


WE ARE PROUD TO BE RECOMMENDED BY THE BRITISH FLORIST ASSOCIATION.

The BFA is the only trade association in the florist industry that is officially
recognized by governments in both the United Kingdom and European Union. It is
the only UK member of  the European Federation of Florist Associations
(FLORINT), making the British Florist Association the voice of the industry and
representative of 6,500 florists in the United Kingdom.

BFA members are eligible for a discount of up to 15% off shop and van policies*

*SUBJECT TO MINIMUM PREMIUM AND UNDERWRITING


FREQUENTLY ASKED QUESTIONS

Does my policy cover me during busy periods?

Yes. Your policy will automatically increase the stock sums insured by 50% for
November, December and 31 days prior to Easter Day, Mother’s day and Valentine’s
day.

What Excesses will I pay?

Property Damage is only £100. Other excesses that apply:

Glass £50, Stock in transit £100, Deterioration of stock £50, Money of £50 and
Subsidence (if cover required) £1000

I’m a member of the British Florist Association. What do I do?

When you are talking to us, just let us know your membership details. You will
be entitled to up to 15%* discount off the standard FloriGuard rates.

Who is the insurer?

Royal & Sun Alliance Insurance Ltd.

Why should I go with FloriGuard?

Because unlike other policies, we’re specifically designed for florists, we
don’t charge any policies fees. Our prices are very competitive and we’re the
only policies endorsed by the Florist Trade Association – The British Florist
Association. That’s why we’re the home of Professional Florist Insurance.

Do you cover Market Stalls?

Yes, but only if the stall is a secondary trading location to your primary shop.
Unfortunately, we cannot insure a Market Stall / Stall as your sole trading
location.


GET IN TOUCH


CONTACT US

Request a call backDiscuss a claimRequest more information on FloriGuard
insuranceOther

First Name *

Last Name *

Email *

Tel *

Customer No (if applicable)

Preferred Contact Method * —Please choose an option—PhoneEmailPost

Custom Message





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 * Need help with a claim?
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enquiries@bridgeinsurance.co.uk

Bridge Insurance Brokers Limited, Cobac House, 14-16 Charlotte Street,
Manchester, M1 4FL
Registered in England No. 996284.  Authorised and regulated by the Financial
Conduct Authority.
Member of the British Insurance Brokers Association.

Manchester Office
Cobac House,
14-16 Charlotte Street
Manchester M1 4FL

+44 (0)161 236 6969

London Office
65 Leadenhall Street
London
EC3A 2AD

+44 (0) 203 928 1200

   
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