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Submitted URL: https://www.mthorebcommunitybank.com/
Effective URL: https://www.lakeridge.bank/
Submission: On November 07 via automatic, source certstream-suspicious — Scanned from DE

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Second Opinion Prepare for Retirement Create a Financial Plan Review & Manage My
Estate Learn about SB Financial Get Started with Private Banking
Products & ServicesProducts & ServicesProducts & Services
Investments Investments
Investment Management Financial Planning Retirement Planning 401(k) Rollover 
Trustee & Estate Trustee & Estate
Fiduciary Services  Choosing the Right Trustee  Charitable Giving Plan
Lake Ridge Financial Lake Ridge Financial
Planning and Investing Insurance and Risk Management Meet Our Lake Ridge
Financial Team
Executive Banking Executive Banking

Business Wealth Management Business Wealth Management
Employee Retirement Plans Trustee & Estate Services Investment & Cash Management
Financial Planning
ResourcesResourcesResources
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I want to...
Get Pre-Approved Mortgage Assistance Check Rates Finish My Application Contact A
Lender
Products & ServicesProducts & ServicesProducts & Services
Get Started Get Started
Current Mortgage Rates Get Pre-Approved Apply For A Mortgage Loan Apply For A
Construction Loan Finish My Application
Mortgage Products Mortgage Products
First-Time Homebuyer Mortgage Loan Options Refinance Construction Loans Changing
Homes & Vacation Home Home Improvement Lot Loans
Meet Our Mortgage Lenders Meet Our Mortgage Lenders

Mortgage Tools Mortgage Tools
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Product & ServiceProduct & ServiceProduct & Service
Meet Our Ag Team
Dairy
Agriculture Lending
Crop Insurance*


DREAM BIGGER WITH A LAKE RIDGE BANK HELOC



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BANKING THAT’S MORE THAN PERSONAL, IT’S PERSONALIZED

Lake Ridge Bank helps you simplify your financial life and experience the
flexibility and convenience you need from your bank for a busy lifestyle. Our
experienced associates are dedicated to helping you find solutions that work
best for YOU. As a part of your community, we live, work, and play alongside you
and your family. We are committed to providing each customer with a personalized
experience focused on their needs. Lake Ridge Bank is here to make banking easy
and prosperous for everyone in our community!


DIGITAL BANKING

Bank from anywhere, 24/7 with our digital banking solutions including mobile &
online banking, digital wallet, Zelle®, and more.

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HOME LOANS

Let our team of experienced Mortgage Lenders help you get into the home of your
dreams. At Lake Ridge Bank we are your home for home mortgages!

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FINANCIAL & RETIREMENT PLANNING*

Whether you are approaching retirement or changing jobs, we have the expertise
to help. *Investment products are Not FDIC Insured, Not Bank Guaranteed and May
Lose Value

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BANKING MADE EASIER

At Lake Ridge Bank, making your banking simple is our business. Whether you're
seeking a new bank, exploring loan options, or aiming to maximize your funds,
our range of products is designed to assist you. Learn more about our latest
promotions today.
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HOME BUYING 101

Our favorite moment is when we can say, "Welcome to your new home." We know that
purchasing a home can be stressful, and we're here to be your trusted partner. 
Read Home Buying 101Explore Mortgage Options


FEATURED MORTGAGE RATES

Click For More Details

30 Year Fixed

As low as
6.625%
6.726
%APR*

15 Year Fixed

As low as
6.250%
6.412
%APR*

WHEDA FTHB

As low as
6.375%
6.703
%APR*

Construction

As low as
3.950%
5.545
%APR*
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Home Loan Rates are effective November 6, 2024, all rates, points and programs
are subject to change at any time.  All loan products are subject to credit
review and approval.  Monthly payment amounts shown above do not include real
estate taxes and homeowner’s insurance premium.  Your actual payment obligation
will be higher considering taxes and insurance premiums.

*APR = Annual Percentage Rate.  APR will vary based on final loan amount and
finance charges. 

Fixed Rate Loans:  Rates shown are based on a $165,000 loan amount for the
purchase of a single-family home located in Wisconsin that will be used as a
primary residence for a qualified borrower with a credit score of 740 or better,
and a loan to value of 60%.

Construction Loans:  Rate shown is based on a $300,000 loan amount for 12
months, interest payable monthly on advances made and a 20% down payment,
1–4-unit owner occupied with an established Lake Ridge Bank checking account
with direct deposit.

WHEDA First Time Home Buyer (FTHB) Loans:  This product is available to
individuals who are purchasing a property that will be used as a primary
residence and has not owned a principal residence or had no ownership (sole or
joint) in a principal residence in the past 3 years.  Rates shown are based on a
$291,000 loan amount for the purchase of a single-family home located in
Wisconsin that will be used as a primary residence for a qualified borrower with
a credit score of 740 or better, and a loan to value of 97% with mortgage
insurance (MI) and meets the annual qualified income (AQI) based on the area
median income (AMI).

The information provided on this page is for comparative purposes only.  Your
actual rate, terms and costs could be different; get an official Loan Estimate
before choosing a loan.  Your rate, fees and terms may differ based on when your
rate is locked, actual occupancy status, loan purpose, loan amount, credit
score, debt to income ratio, loan to value and other product requirements and
features.

Lake Ridge Bank | NMLS# 441735

 


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