www.rate.com Open in urlscan Pro
2606:4700::6812:7802  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Search...

 1. Mortgage
 2. HELOC
 3. Personal loans
 4. Reverse mortgage
 5. Insurance

Back to main menu
Back to
Back

Loan expert

 * (866) 934-7283
 * loans@rate.com

Talk to an insurance expert today

 * (866) 947-5397

ContactEspañol



 * Mortgage
 * HELOC
 * Personal loans
 * Reverse mortgage
 * Insurance

 1. 
    Search
 2. Español
 3. Contact
    
    
    Loan expert
    
     * (866) 934-7283
     * loans@rate.com
    
    Talk to an insurance expert today
    
     * (866) 947-5397
    
    
 4. Log in
    
    Log in
 5. Get started
    
    Get started

958AF723-044B-44AE-8DDF-5F74A73EE180

Purchase or refi

Find the perfect loan for you.



7DAA2E0B-2C44-48F8-B199-5C034869D55B

HELOC

Use your home’s equity.



0BADBA96-4EFF-4947-BB17-54881092BC53

Personal loan

Receive funds within days.



4F05F34B-5AA3-4AFE-9697-2919AE653CEC

Reverse mortgage

Fund your life if you’re near retirement.



ACDC5765-BCF2-486C-9196-DECC4C203A85

Rate Insurance*

100+ top carriers.

This will direct you to an external website.





MORTGAGE

Current ratesMortgage resourcesRefinance & homeownershipLoan OptionsMortgage
calculatorsExpert advice

 * 
   How much income & down payment is needed for a $300k home?
 * 
   How much income & down payment is needed for a $400k home?
 * 
   How much income & down payment is needed for a $500k home?




INSURANCE

Home & propertyAutoLifeBusinessSpecialtyExpert advice

 * 
   Which types of motorcycles are easiest to insure in 2024?
 * 
   If my car breaks down, will insurance cover a rental?
 * 
   How Much Does Recreational Vehicle(RV) Insurance Cost?




SELECT THE LANGUAGE YOU PREFER:

The Spanish translation of this page is for the convenience of our clients;
however, not all pages are translated. If there is a discrepancy between the
content of the translated page and the content of the same page in English, the
English version will prevail.

EnglishEspañol
Continue



Low rate alert


RATES HAVE FALLEN. MOVE NOW.

Whether you’re buying a home or refinancing, there’s never been a better time to
lock in a lower rate.
I'm purchasingI'm refinancing
Terms and conditions may apply


HOME LOANS

Find the perfect loan for you




HELOC

Use your equity for home renovations




REVERSE MORTGAGE

Fund your retirement life




RATE INSURANCE*

We’ve got you covered

This link will direct you to an external website.


VA LOANS

Home loans built for veterans




PERSONAL LOANS

Receive funds within days




AFFORDABILITY PROGRAMS

Make homebuying more affordable




DOWNLOAD THE RATE APP

Create your free membership







WIN TODAY’S MARKET WITH HOME TEAM ADVANTAGE.

WE’VE PARTNERED WITH REAL ESTATE EXPERTS TO HELP YOU OPTIMIZE YOUR BUDGET AND
BID WITH CONFIDENCE.

Learn more


TOOLS TO HELP YOUR FINANCIAL GROWTH

Our tools empower you to understand and take control of your finances.


MORTGAGE PAYMENT

Plan your mortgage wisely


HOME AFFORDABILITY

Crunch the numbers


MORTGAGE RATES

Compare current rates


HOME VALUE

Understand your worth


DOWNLOAD THE RATE APP

Rate App


FINANCIAL WELLNESS. PERSONAL WELLNESS.

The only fintech app that combines financial and personal wellness so you can
live your best life.






DR. DEEPAK CHOPRA

Get exclusive content for free to help you with your wellbeing from Dr. Deepak
Chopra when you download the Rate App!






MAKE YOUR MOVE, POWERED BY RATE

Compete with cash offers and bid, buy, and close fast.

Lock your rate

Our HELOC rate is locked in at closing!

Learn more

The competitive edge you need to purchase the home you want.

Get started

Save an average of $760 with Rate Insurance.

Start saving today


* The above link will direct you to an external website.

We believe we can accomplish amazing things together.

Get in touch


TODAY'S MORTGAGE RATES

Compare the national average mortgage rate to current rates available.

See our ratesRead Rate news

Rates current as of 18.10.2024, 02:00:00. Rates current for Cook County,
Illinois, available through Rate's Online Division and are subject to change
without notice

National Average Rates are provided for informational purposes only and are not
advertised rates from Rate, Inc.

 * 1M
 * 3M
 * 6M
 * 1Y
 * 2Y




line chart

30-year fixed
6.453%
15-year fixed
5.532%
FHA 30-year fixed
6.164%
VA 30-year fixed
5.947%


TERMS AND CONDITIONS

Rate’s Same-Day Mortgage promotion offers qualified customers who provide
certain required financial information/documentation to Rate within 24 hours of
locking a rate on a mortgage loan the opportunity to receive a loan approval
within 1 business day of timely submission of documentation and does not suggest
that the borrower will receive funding on the same day as their application
submission. For purposes of this offer, documents provided after 1 pm local time
or on a weekend or company holiday will be deemed submitted the next business
day. Rate cannot guarantee that a loan will be approved or that a closing will
occur within a specific timeframe. Rate reserves the right to revoke this
approval at any time if there is a change in your financial condition or credit
history which would impair your ability to repay this obligation. Read and
understand your Loan Commitment before waiving any mortgage contingencies.
Borrower documentation and Intent to Proceed must be signed within 24 business
hours of receipt. Not eligible for all loan types or residence types. Minimum
down payment requirements apply. Self-employed borrowers are not eligible. Not
all borrowers will be approved. Borrower's interest rate will depend upon the
specific characteristics of borrower's loan transaction, credit profile and
other criteria. Not available in all states. Restrictions apply. Visit
rate.com/same-day-mortgage for terms and conditions.



TESTIMONIALS THAT SPEAK VOLUMES

Rate is proud to announce that it has been awarded Best Mortgage Lender for
First Time Homebuyers by NerdWallet for 2023.

Rate helped us to get the loan for our first new home. They were very
co-operative and helpful throughout this process. They responded very fast to
our inquiries and make the whole complex loan process smooth for us. I would
recommend.

Mthun G



Helped me find a great home for a great price that fit in my budget! Great with
communication, and everyone was very easy to work with and made the process easy
and flow effortlessly! Once again thank you to all of you!

Brandon P



With the markets constantly changing, Rate stayed on top of it throughout the
process to get me closed on time and meet all the challenges quickly. They went
the extra mile. I would absolutely recommend Rate and would use them again
without question.

John O



It's so important to work with a lender that stands behind their pre-approval
and closes on time. They are able to meet and often times are able to close
early, while still proving outstanding service to all parties involved. A++

Kenneth W



The Rate team stepped up and saved our financial day. The funds for our new
house came through quickly and painlessly. They were able to solve a couple of
problems easily. Can't recommend them enough.

Jim C



Rate was a tremendous help with my first home. They were extremely reliable and
knowledgeable throughout the loan process. They answered all of my questions and
made it very transparent on what was needed throughout the process.

Justin G

Rate helped us to get the loan for our first new home. They were very
co-operative and helpful throughout this process. They responded very fast to
our inquiries and make the whole complex loan process smooth for us. I would
recommend.

Mthun G



Helped me find a great home for a great price that fit in my budget! Great with
communication, and everyone was very easy to work with and made the process easy
and flow effortlessly! Once again thank you to all of you!

Brandon P



With the markets constantly changing, Rate stayed on top of it throughout the
process to get me closed on time and meet all the challenges quickly. They went
the extra mile. I would absolutely recommend Rate and would use them again
without question.

John O



It's so important to work with a lender that stands behind their pre-approval
and closes on time. They are able to meet and often times are able to close
early, while still proving outstanding service to all parties involved. A++

Kenneth W



The Rate team stepped up and saved our financial day. The funds for our new
house came through quickly and painlessly. They were able to solve a couple of
problems easily. Can't recommend them enough.

Jim C



Rate was a tremendous help with my first home. They were extremely reliable and
knowledgeable throughout the loan process. They answered all of my questions and
made it very transparent on what was needed throughout the process.

Justin G

Manage your mortgage

 * Sign in to your account
 * Pay your mortgage
 * Contact us

About us

 * Overview
 * Core values
 * Leadership
 * Press
 * Our Foundation

Careers

 * Loan officers
 * Operations
 * Tech
 * All open positions

Websites

 * Rate Insurance
 * Advocus Title
 * Agent Advantage

Connect with us



Accessibility | Licensing | Notice to Vendors | Privacy Policies | SMS Terms |
Terms of Use | DNC | NMLS Consumer Access



* Rate's Flash Sale offers rate reduction on eligible loans from 08/19/2024
8:00AM to 08/20/2024 10:00PM ET. Eligible borrowers must call +1 (844) 780-7283
during business hours and lock their loan before 08/20/2024 10:00PM ET in order
to receive the pricing special. Brokered, Jumbo, and housing financing agency
(HFA) loans are not eligible. Not all borrowers will be approved. Borrower's
final interest rate and total costs will depend upon the specific
characteristics of borrower's loan transaction, credit profile and other
criteria. Offer not available from any d/b/a or operations that do not operate
under the Rate name. This offer and/or receipt of application does not represent
an approval for financing or interest rate guarantee. This offer cannot be
combined with any other special offer and cannot be redeemed for cash/has no
cash value. If loan does not close for any reason, costs will not be refunded.
Subject to credit and underwriting approval. Additional restrictions may apply.
Contact Rate for more information.



Delaware Licensed Loan Officers | Texas Consumers: How to file a complaint | Do
not sell my personal information

Please note that applications, legal disclosures, documents or other material
related to Rate products or services promoted on this page are offered in
English only. The Spanish translation of this page is for the convenience of our
clients; however, not all pages are translated. If there is a discrepancy
between the content of the translated page and the content of the same page in
English, the English version will prevail.

Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC.
Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect
financial interest in Rate Insurance, LLC. You are not required to use Rate
Insurance, LLC.

Applicant subject to credit and underwriting approval. Not all applicants will
be approved for financing. Receipt of application does not represent an approval
for financing or interest rate guarantee. Refinancing your mortgage may increase
costs over the term of your loan. Restrictions may apply.

Savings, if any, vary based on the consumer’s credit profile, interest rate
availability, and other factors. Contact Rate for current rates. Restrictions
apply.



Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to:
www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that
Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.


FLASH SALE: LOCK IN LOWER RATES! 48 HOURS ONLY*. APPLY NOW





This website uses cookies to enhance user experience and to analyze performance
and traffic on our website. We also share information about your use of our site
with our social media, advertising and analytics partners.

Select Cookie Preferences Decline All Non-Essential Cookies Accept Cookies



DO NOT SELL MY PERSONAL INFORMATION

When you visit our website, we store cookies on your browser to collect
information. The information collected might relate to you, your preferences or
your device, and is mostly used to make the site work as you expect it to and to
provide a more personalized web experience. However, you can choose not to allow
certain types of cookies, which may impact your experience of the site and the
services we are able to offer. Click on the different category headings to find
out more and change our default settings according to your preference. You
cannot opt-out of our First Party Strictly Necessary Cookies as they are
deployed in order to ensure the proper functioning of our website (such as
prompting the cookie banner and remembering your settings, to log into your
account, to redirect you when you log out, etc.). For more information about the
First and Third Party Cookies used please follow this link.
More information
Allow All


MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms. You can set your browser to block
or alert you about these cookies, but some parts of the site will not then work.
These cookies do not store any personally identifiable information.

SALE OF PERSONAL DATA

Sale of Personal Data

Under the California Consumer Privacy Act, you have the right to opt-out of the
sale of your personal information to third parties. These cookies collect
information for analytics and to personalize your experience with targeted ads.
You may exercise your right to opt out of the sale of personal information by
using this toggle switch. If you opt out we will not be able to offer you
personalised ads and will not hand over your personal information to any third
parties. Additionally, you may contact our legal department for further
clarification about your rights as a California consumer by using this Exercise
My Rights link.

If you have enabled privacy controls on your browser (such as a plugin), we have
to take that as a valid request to opt-out. Therefore we would not be able to
track your activity through the web. This may affect our ability to personalize
ads according to your preferences.

 * TARGETING COOKIES
   
   Switch Label label
   
   These cookies may be set through our site by our advertising partners. They
   may be used by those companies to build a profile of your interests and show
   you relevant adverts on other sites. They do not store directly personal
   information, but are based on uniquely identifying your browser and internet
   device. If you do not allow these cookies, you will experience less targeted
   advertising.

 * PERFORMANCE COOKIES
   
   Switch Label label
   
   These cookies allow us to count visits and traffic sources so we can measure
   and improve the performance of our site. They help us to know which pages are
   the most and least popular and see how visitors move around the site. All
   information these cookies collect is aggregated and therefore anonymous. If
   you do not allow these cookies we will not know when you have visited our
   site, and will not be able to monitor its performance.

Back Button


COOKIE LIST



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label

Decline All Non-Essential Cookies Confirm My Choices