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BUSINESS BANKING
FOR ECOMMERCE

Ruby is an all-in-one financial solution that unifies banking

1
and commerce data for online businesses to give you the insights you need to
make better financial decisions.



Join Waitlist

Backed by

Ruby Balance

$1,000

.00

Total Revenue

$3,400

.00




features


VERSATILE EXPENSE MANAGEMENT

Utilize Ruby's intuitive and flexible expense management solution to gain better
visibility into your spending

Join Now

Hubspot

Software Spend

Total Spent

$2,004

.21

10



Google Ads

Paid Campaign June

Total Spent

$4,000

.00

10



Versatile expense management



Rapid Deposits



Instant virtual cards




BANKING THAT
SCALES WITH YOU

Business Account

Manage deposits and payments with confidence using commercial banking built for
scale

High Spending Limits

Spend millions every month

4



24/7 Support

We are available around the clock to make sure you get the support you need

Secure

Deposits are FDIC-insured up to $250,000 per depositor through Midland States
Bank, Member FDIC

5



integrations


INTEGRATE YOUR
COMMERCE PLATFORMS

Ruby integrates seamlessly to the platform where you make money

6



Get live insights on your business’s financial health

Unify your commerce data with banking data to utilize rich automations

Join Now

budgeting


CREATE BUDGETS
FOR YOUR EMPLOYEES

Ruby makes it easier than ever to manage expenses within your business. With
budgets, you can create subsets of spend for each use case.

Coming Soon
EmployeesTaxesSavings

Marketing



$2,000 / $10,000 monthly



Lindsey Walton

Marketing Assistant

Budget Limit

$200 / $1,000



Marketing Rule

Active

If

Customer Acquisition Cost

of

Ruby's Earrings

is

Greater than

value

$

then

Suspend cards

in

Marketing Cards

and

Contact

via

john@spendruby.com

automations


POWERFUL AUTOMATIONS

Leverage your unified data to create custom rules to get real time notifications
and prevent overspending.

Join Now


GET STARTED TODAY

Ruby unifies banking and commerce data for online businesses and gives you the
insights you need to grow your business.

Join Waitlist
 * 1. Ruby Card, Inc is a financial technology platform, not a bank. Card and
   Banking services provided by Midland States Bank, Member FDIC.
 * 2. For qualifying customers (details can be provided upon request by emailing
   support), a portion of an ACH deposit will be made instantly available,
   subject to Faster Funds Availability procedures (Available upon request by
   emailing support@spendruby.com)
 * 3. The number of cards that can be created is dependent on the subscription
   plan selected
 * 4. Daily spend and other limits may apply, see Account Agreement
 * 5. For more information on FDIC insurance coverage, please click here
 * 6. Integrate commerce platforms like Shopify, Stripe, Amazon, and Ebay.
   Please contact us to learn about our full suite of integrations


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©2023 Ruby Card Inc. All rights reserved.

Ruby Card Inc. is a financial technology company and is not a bank.

Banking services provided by Midland States Bank, Member FDIC

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