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Bisher wurden über €5.000.000 an Angeboten ausgegeben!
·February 09, 2024 ·
erhalten€90
in preisen
Zeitlich begrenztes Angebot
Glückwünsche!
Füllen Sie diese kurze 30-Sekunden-Umfrage über Ihre Online Survey erfahrung
aus, um eines unserer exklusiven Prämienangebote auszuwählen.

Dieses Angebot gilt nur für heute: Februar 9, 2024
erhalten€90
in preisen
Zeitlich begrenztes Angebot
Umfrage machen!
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Antworten senden...

Überprüfung unseres Lagerbestands auf Produkte ...


Vielen Dank, dass Sie an unserer Umfrage teilgenommen haben!
Aufgrund der hohen Nachfrage gibt es nur ein sehr begrenztes Probeangebot. Bitte
wählen Sie unten nur(1) Prämie aus.Nicht verpassen! Das Angebot ist extrem
begrenzt, also handeln Sie noch heute schnell: Februar 9, 2024
Gutscheincode erfolgreich eingelöst SURVREWARDS50

Liz WagnerVerified Vor 14 Stunden

Ich habe seit dem College keinen Multiple-Choice-Test mehr gemacht. Als ich die
Umfrage sah, hatte ich einige Rückblenden zu meinen Schultagen. Zum Glück waren
es nur fünf einfache Fragen. Ich war auch sehr beeindruckt von den Angeboten.
Wenn ich andere Umfragen auf E-Commerce-Websites gesehen habe, bieten sie
normalerweise Schmuckstücke an. Das sind echte Produkte.

Sabine SchmidtVerified Vor 22 Stunden

Habe diesen Wettbewerb in der Vergangenheit gesehen, dachte aber, es ist ein
Scherz. Habe die Anzeige nun wieder gesehen und habe mitgemacht, weil mir
sowieso langweilig war. Habe die €500 Web.de Gutschein gewonnen. UNGLAUBLICH

Franz NeumannVerified Vor 1 Tag

Ich war mir nicht sicher, ob das wirklich wahr ist oder nicht, aber ich habe
heute tatsächlich mein iPhone X erhalten!

Rolf RichterVerified Vor 1 Tag

HAHA. Ich hatte mich für alle 3 Geschenke gemeldet, obgleich Sie mir sagten, ich
könne nur 1 wählen. Ich werde sie alle weiterverkaufen.

Kristen FischerVerified Vor 2 Tage

Ich konnte nicht glauben, dass ich tatsächlich gewonnen habe. Ich wollte schon
immer ein Samsung Galaxy haben.

Julia KochVerified Vor 2 Tage

Mein Preis kam in der Post! Vielen Dank für die €500 Web.de Gutschein !!

Astrid SchneiderVerified Vor 2 Tage

Ik dacht dat het een scam, maar ik heb echt een iPhone vanmorgen. Een origineel,
zonder enige oplichting. Ik antwoordde de vragenlijst met de naam van mijn
vriendin en mijn moeder, soms is het weer werkt, hahaha

Leopold MeyerVerified Vor 3 Tage

Ich war zunächst ein wenig skeptisch, doch heute habe ich meinen iphoneX
erhalten!

Copyright © 2024 Privacy Policy | Terms and Conditions

DIES IST EINE UNABHÄNGIGE UMFRAGE (Secure Site: 1139452904) - 84. Diese Website
ist nicht mit diesen verbunden oder wird von ihnen unterstützt und erhebt keinen
Anspruch darauf eine der Marken, Handelsnamen oder Rechte darstellen oder
besitzen, die mit einem der 19 Produkte verbunden sind, bei denen es sich um die
handelt Eigentum ihrer jeweiligen Eigentümer, die diese Website nicht besitzen,
unterstützen oder bewerben. * Testprodukte 175 angeboten am Für die letzte Seite
fallen Versand- und Bearbeitungsgebühren an. Weitere Informationen finden Sie
auf der Website des Herstellers, da die Bedingungen je nach Angebot variieren.
Siehe wichtige Geschäftsbedingungen 184 für diese Umfrage, Website und Werbung
Angebot läuft ab in 6:29

QUADRISTEPS.CFD

Terms and Conditions of Use and other Disclosures

1. Introduction

. Thank you for using QUADRISTEPS.CFD.

By using this site, you agree to be legally bound to this document which
consists of our Terms of and Conditions of Use and other Disclosures, and
constitutes a legally-binding agreement ('Agreement') governing the terms of
providing you with our service. Throughout this document, the words
'u','we','our,' and 'Company' refer to QUADRISTEPS.CFD, as is appropriate in the
context of the use of the words. Likewise, the words 'you' and 'your' refer to
you, the person who is being presented with this document for your agreement.

Accessing the Site, in any manner, whether automated or otherwise, constitutes
use of the Site and your agreement to be bound by these Terms of Service. We
reserve the right to change these Terms of Service or to impose new conditions
on use of the Site, from time to time, in which case we will post the revised
Terms of Service on this website. By continuing to use the Site after we post
any such changes, you accept the Terms of Service, as modified.

2. Description of Service

. QUADRISTEPS.CFD is a survey service which offers surveys, advertisements
and/or other services as consideration for the provision of information to
QUADRISTEPS.CFD.

Our surveys are made available to you as a result of your downloading,
purchasing or otherwise subscribing to or using an application, tool bar or the
like on your computer. We are in no way associated with or responsible for such
application or tool bar.

3. Children's Privacy Statement

This children's privacy statement explains our practices with respect to the
online collection and use of personal information from children under the age of
thirteen, and provides important information regarding their rights under
federal law with respect to such information.

This Site is not directed to children under the age of thirteen and we do NOT
knowingly collect personally identifiable information from children under the
age of thirteen as part of the Site. We screen users who wish to provide
personal information in order to prevent users under the age of thirteen from
providing such information. If we become aware that we have inadvertently
received personally identifiable information from a user under the age of
thirteen as part of the Site, we will delete such information from our records.
If we change our practices in the future, we will obtain prior, verifiable
parental consent before collecting any personally identifiable information from
children under the age of thirteen as part of the Site.

Because we do not collect any personally identifiable information from children
under the age of thirteen as part of the Site, we also do NOT knowingly
distribute such information to third parties.

We do NOT knowingly allow children under the age of thirteen to publicly post or
otherwise distribute personally identifiable contact information through the
Site.

Because we do not collect any personally identifiable information from children
under the age of thirteen as part of the Site, we do NOT condition the
participation of a child under thirteen in the Site's online activities on
providing personally identifiable information.

4. Intellectual Property

. This Site and all the materials available on the Site are the property of us
and/or our affiliates or licensors, and are protected by copyright, trademark,
and other intellectual property laws. The Site is provided solely for your
personal noncommercial use. You may not use the Site or the materials available
on the Site in a manner that constitutes an infringement of our rights or that
has not been authorized by us. More specifically, unless explicitly authorized
in these Terms of Service or by the owner of the materials, you may not modify,
copy, reproduce, republish, upload, post, transmit, translate, sell, create
derivative works, exploit, or distribute in any manner or medium (including by
email or other electronic means) any material from the Site. You may, however,
from time to time, download and/or print one copy of individual pages of the
Site for your personal, non-commercial use, provided that you keep intact all
copyright and other proprietary notices.

The trade names and trademarks of the persons or entities referred to in our
advertisements are owned by those entities, and we are not affiliated with them
in any way. QUADRISTEPS.CFD holds the intellectual property rights that refer to
its own name only, including, without limitation, the Company trademark, logo,
design, text, graphics and forms, including the selection and arrangement of
such elements. In addition, the entire Site is copyrighted as a collective work.
Company holds the copyright in all other materials as well as in the collective
work itself. The collective work may also include works that are the property of
Company's licensors, or simply of other third parties who are referred to on the
site but to whom the Company has no affiliation and who are identified only as a
reference. Those third parties' trademarks may also be protected by copyright
and other intellectual property laws, and the use of their trademarks may be
restricted as applicable. We may permit Users to submit content or other
information to our site. Because of this, we must ensure that all content
uploaded to us may be used legally by us without having to remove it at a later
date due to a revocation of license by the uploading user, or a copyright
complaint by the rightful owner. Therefore, by uploading any content to our
site, you agree that you grant us a universal, perpetual, sublicensable,
commercial and non-commercial, irrevocable license to use such content, and that
you represent to us that you have the right to grant such a license. You agree
to indemnify us as well as any third party affected by your wrongful
representations if you should represent falsely that you have the right to grant
this license.

5. Privacy.

We may collect and store personal or other information that you voluntarily
supply to us online while using the our service (e.g., while on the Site,
participating in a survey, or in responding via email to a feature provided on
the Site). QUADRISTEPS.CFD only contacts individuals who specifically request
that we do so or in the event that they have signed up to receive our messaging
or have purchased one of our products or third-party offers. QUADRISTEPS.CFD may
collect personally identifying information from our users during online
registration and online purchasing. Generally, this information includes name
and e-mail address for registration to receive our free newsletters and name,
postal address, and credit card information when purchasing products.

We may also collect and store information that is generated automatically as you
navigate online through the Site. For example, we may collect information about
your computer's connection to the Internet, which allows us, among other things,
to improve the delivery of our web pages to you and to measure traffic on the
Site. We also may use a standard feature found in browser software called a
'cookie' to enhance your experience with the Site. Cookies are small files that
your web browser places on your hard drive for record-keeping purposes. By
showing how and when visitors use the Site, cookies help us deliver
advertisements, identify how many unique users visit us, and track user trends
and patterns. They also prevent you from having to re-enter your preferences on
certain areas of the Site where you may have entered preference information
before. The Site also may use web beacons (single-pixel graphic files also known
as 'transparent GIFs') to access cookies and to count users who visit the Site
or open HTML-formatted email messages.

We may use the information we collect from you while you are using the Site in a
variety of ways, including using the information to customize features. and
advertising that appear on the Site. We also may provide your information to
third parties, such as service providers and contractors for a variety of
purposes. Unless you inform us in accordance with the process described below,
we reserve the right to use, and to disclose to third parties, all of the
information collected from and about you while you are using the Site in any way
and for any purpose, such as to enable us or a third party to provide you with
information about products and services. If you do not wish your information to
be used for these purposes, you must send a letter to the Online Privacy
Coordinator whose address is listed at the end of this Privacy Policy requesting
to be taken off any lists of information that may be used for these purposes or
that may be given or sold to third-parties.

Please keep in mind that whenever you voluntarily make your personal information
available for viewing by third parties online - for example on message boards,
web logs, through email, or in chat areas - that information can be seen,
collected and used by others besides us. We cannot be responsible for any
unauthorized third-party use of such information.

Some of our third-party advertisers and ad servers that place and present
advertising on the Site also may collect information from you via cookies, web
beacons or similar technologies. These third-party advertisers and ad servers
may use the information they collect to help present their advertisements, to
help measure and research the advertisements' effectiveness, or for other
purposes. The use and collection of your information by these third-party
advertisers and ad servers is governed by the relevant third-party's privacy
policy and is not covered by our Privacy Policy. Indeed, the privacy policies of
these third-party advertisers and ad servers may be different from ours. If you
have any concerns about a third party's use of cookies or web beacons or use of
your information, you should visit that party's website and review its privacy
policy.

The Site also includes links to other websites and provides access to products
and services offered by third parties, whose privacy policies we do not control.
When you access another website or purchase third-party products or services
through the Site, use of any information you provide is governed by the privacy
policy of the operator of the site you are visiting or the provider of such
products or services.

We may also make some content, products and services available through our Site
through cooperative relationships with third-party providers, where the brands
of our provider partner appear on the Site in connection with such content,
products and/or services. We may share with our provider partner any information
you provide, or that is collected, in the course of visiting any pages that are
made available in cooperation with our provider partner. In some cases, the
provider partner may collect information from you directly, in which cases the
privacy policy of our provider partner may apply to the provider partner's use
of your information. The privacy policy of our provider partners may differ from
ours. If you have any questions regarding the privacy policy of one of our
provider partners, you should contact the provider partner directly for more
information.

Be aware that we may occasionally release information about our visitors when
release is appropriate to comply with law or to protect the rights, property or
safety of users of the Site or the public.

Please also note that as our business grows, we may buy or sell various assets.
In the unlikely event that we sell some or all of our assets, or one or more of
our websites is acquired by another company, information about our users may be
among the transferred assets.

6. On-Line Commerce:

Use of our service may allow you to purchase many different types of products
and services online that are solely provided by third parties. We are not
responsible for the quality, accuracy, timeliness, reliability or any other
aspect of these products and services. If you make a purchase from such a
merchant or on a site linked to by the Site, the information obtained during
your visit to that merchant's online store or site, and the information that you
give as part of the transaction, such as your credit card number and contact
information, may be collected by both the merchant and us. A merchant may have
privacy and data collection practices that are different from ours. We have no
responsibility or liability for these independent policies. In addition, when
you purchase products or services on or through the Site, you may be subject to
additional terms and conditions that specifically apply to your purchase or use
of such products or services. For more information regarding a merchant, its
online store, its privacy policies, and/or any additional terms and conditions
that may apply, visit that merchant's website and click on its information links
or contact the merchant directly. You release us and our affiliates from any
damages that you incur, and agree not to assert any claims against us or them,
arising from your purchase or use of any products or services made available by
third parties through the Site.

Your participation, correspondence or business dealings with any third party
found on or through our Site, regarding payment and delivery of specific goods
and services, and any other terms, conditions, representations or warranties
associated with such dealings, are solely between you and such third party. You
agree that COMPANY shall not be responsible or liable for any loss, damage, or
other matters of any sort incurred as the result of such dealings

7. Disclaimers.

Throughout the Site, we may provide links and pointers to Internet sites
maintained by third parties. Our linking to such third-party sites does not
imply an endorsement or sponsorship of such sites, or the information, products
or services offered on or through the sites. In addition, neither we nor
affiliates operate or control in any respect any information, products or
services that third parties may provide on or through the Site or on websites
linked to by us on the Site.

If applicable, any opinions, advice, statements, services, offers, or other
information or content expressed or made available by third parties, including
information providers, are those of the respective authors or distributors, and
not Company. Neither Company nor any third-party provider of information
guarantees the accuracy, completeness, or usefulness of any content.
Furthermore, Company neither endorses nor is responsible for the accuracy and
reliability of any opinion, advice, or statement made on any of the Sites by
anyone other than an authorized Company representative while acting in his/her
official capacity.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY
COMPANY AND ANY THIRD-PARTY SITES ARE PROVIDED 'AS IS' AND WITHOUT WARRANTIES OF
ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT
TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING,
BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A
PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL
BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART
OF THIS SITE, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR
OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS
OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN
TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

YOU SPECIFICALLY UNDERSTAND THAT OUR SURVEYS, CONTENT AND ADVERTISEMENTS ARE
MADE AVAILABLE TO YOU AS A RESULT OF YOUR AFFIRMATIVE USE OF A TOOLBAR
APPLICATION THAT YOU PROCURED FROM A THIRD-PARTY COMPANY THAT IS NOT AFFILIATED
IN ANYWAY WITH US. YOU FURTHER AGREE THAT WE ARE NOT RESPONSIBLE IN ANY WAY FOR
SUCH APPLICATION OR ANY TECHNICAL ISSUES WITH SUCH THIRD-PARTY APPLICATION. ANY
QUESTIONS, ISSUES, PROBLEMS, CONFLICTS OR COMPLAINTS REGARDING SUCH THIRD-PARTY
TOOLBAR APPLICATION IS SUCH THIRD-PARTY COMPANY'S RESPONSIBILITY.

COMPANY SHALL IN NO EVENT BE HELD LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT,
PUNITIVE, SPECIAL, INCIDENTAL OR OTHER CONSEQUENTIAL DAMAGES ARISING DIRECTLY OR
INDIRECTLY FOR ANY REASON.

You agree at all times to defend, indemnify and hold harmless Company and its
affiliates from and against any and all claims, causes of action, damages,
liabilities, costs and expenses, including legal fees and expenses, arising out
of or related to your breach of any obligation, warranty, representation or
covenant set forth herein.

8. Limitation of Liability.

WE MAKE NO REPRESENTATIONS OR WARRANTIES AS TO THE MERCHANTABILITY OF OUR OR OUR
OR OUR PROVIDERS' SERVICE OR FITNESS FOR ANY PARTICULAR PURPOSE. YOU AGREE THAT
YOU ARE RELEASING US FROM ANY LIABILITY THAT WE MAY OTHERWISE HAVE TO YOU IN
RELATION TO OR ARISING FROM THIS AGREEMENT OR OUR PRODUCTS, FOR REASONS
INCLUDING, BUT NOT LIMITED TO, FAILURE OF OUR SERVICE, NEGLIGENCE, OR ANY OTHER
TORT. TO THE EXTENT THAT APPLICABLE LAW RESTRICTS THIS RELEASE OF LIABILITY, YOU
AGREE THAT WE ARE ONLY LIABLE TO YOU FOR THE MINIMUM AMOUNT OF DAMAGES THAT THE
LAW RESTRICTS OUR LIABILITY TO, IF SUCH A MINIMUM EXISTS. YOU AGREE THAT WE ARE
NOT RESPONSIBLE IN ANY WAY FOR ANY LOSSES CAUSED BY THE PURCHASE OF SERVICES
THROUGH OUR SERVICE. THIS INCLUDES ANY FAILURE OR DAMAGE CAUSED BY A SERVICE,
INCLUDING INJURY TO PERSONS OR PROPERTY. WE ARE NOT LIABLE FOR ANY FAILURE OF
THE GOODS OR SERVICES OF OUR COMPANY OR A THIRD PARTY, INCLUDING ANY FAILURES OR
DISRUPTIONS, UNTIMELY DELIVERY, SCHEDULED OR UNSCHEDULED, INTENTIONAL OR
UNINTENTIONAL, ON OUR SITE WHICH PREVENT ACCESS TO OUR SITE TEMPORARILY OR
PERMANENTLY. THE PROVISION OF OUR SERVICE TO YOU IS CONTINGENT ON YOUR AGREEMENT
WITH THIS AND ALL OTHER SECTIONS OF THIS AGREEMENT. NOTHING IN THE PROVISIONS OF
THIS 'REPRESENTATIONS & WARRANTIES' SECTION SHALL BE CONSTRUED TO LIMIT THE
GENERALITY OF THE FIRST PARAGRAPH OF THIS SECTION.

For Jurisdictions that do not allow us to limit our liability: Notwithstanding
any provision of these Terms, if your jurisdiction has provisions specific to
waiver or liability that conflict with the above then our liability is limited
to the smallest extent possible by law.

9. Remedy for Dissatisfaction.

If you are dissatisfied with the QUADRISTEPS.CFD Site or with any terms,
conditions, rules, policies, guidelines, or practices of QUADRISTEPS.CFD in
operating the QUADRISTEPS.CFD Site, your sole and exclusive remedy is to
discontinue using the QUADRISTEPS.CFD Site.

We may cancel or terminate your right to use the Site or any part of the Site at
any time without notice. In the event of cancellation or termination, you are no
longer authorized to access the part of the Site affected by such cancellation
or termination. The restrictions imposed on you with respect to material
downloaded from the Site, and the disclaimers and limitations of liabilities set
forth in these Terms of Service, shall survive.

10.

The Digital Millennium Copyright Act of 1998 (the 'DMCA') provides recourse for
copyright owners who believe that material appearing on the Internet infringes
their rights under the U.S. copyright law. If you believe in good faith that
materials hosted by COMPANY infringe your copyright, you, or your agent may send
to COMPANY a notice requesting that the material be removed or access to it be
blocked. Any notification by a copyright owner or a person authorized to act on
its behalf that fails to comply with requirements of the DMCA shall not be
considered sufficient notice and shall not be deemed to confer upon COMPANY
actual knowledge of facts or circumstances from which infringing material or
acts are evident. If you believe in good faith that a notice of copyright
infringement has been wrongly filed against you, the DMCA permits you to send to
COMPANY a counter-notice. All notices and counter notices must meet the then
current statutory requirements imposed by the DMCA; see
http://www.loc.gov/copyright for details. COMPANY's Copyright Agent for notice
of claims of copyright infringement or counter notices can be reached as
follows: info@QUADRISTEPS.CFD

11. Indemnity.

You agree at all times to defend, indemnify, and hold us harmless for any and
all claims, causes of action, damages, liabilities, costs and expenses,
including legal fees and expenses, arising from or related to this Agreement or
the provision of our Service to you, any damages caused by your use of our Site,
any products or services you order from our affiliates, or any breach of this
Agreement or the terms of use herein.by you or any third party In the event of a
claim such as one described in this paragraph, we may elect to settle with the
party/parties making the claim, and you shall be liable for the damages as
though we had proceeded with a trial.

12. Choice of Law.

This Agreement shall be governed by the laws in force in the State of Ohio. The
offer and acceptance of this contract is deemed to have occurred in the State of
Ohio.

13. Forum of Dispute.

In order to keep claims involving QUADRISTEPS.CFD simple, you agree that any
claim you may bring against QUADRISTEPS.CFD arising from or relating to this
Agreement will be heard solely by a court of competent jurisdiction in the State
of Ohio. Specifically, you agree that any disputes shall be heard, where
eligible, solely within the small claims division ('Small Claims Court') of a
State of Ohio county or municipal court, as established by chapter 1925 of the
Ohio Revised Code.

If the Small Claims Court has no jurisdiction to grant such relief, you will
waive your right to obtain such relief against us.

If you bring a dispute in a manner other than in accordance with this section,
you agree that we may move to have it dismissed, and that you will be
responsible for our reasonable attorneys' fees, court costs, and disbursements
in doing so.

You agree that the prevailing party in any dispute will be entitled to claim
from the unsuccessful party the entire amount of the prevailing party's
reasonable attorneys' fees, costs, and disbursements in relation to the dispute.

14. Finality.

This Agreement, including any and all documents referenced herein, constitute
the entire agreement between QUADRISTEPS.CFD and you pertaining to the subject
matter hereof.

15. Non-Waiver.

QUADRISTEPS.CFD's failure to insist upon or enforce strict performance of any
provision of this Agreement shall not be construed as a waiver of any provisions
or right. If any of the provisions contained in this Agreement be determined to
be void, invalid or otherwise unenforceable by a court of competent
jurisdiction, such determination shall not affect the remaining provisions
contained herein. This Agreement shall be governed by and construed in
accordance with the laws applicable in the State of Ohio, including the federal
law of the United States.

16. Prior Agreements.

This Agreement, which includes the QUADRISTEPS.CFD Privacy Policy, constitutes
the entire agreement of the parties with respect to the subject matter hereto
and supersedes and cancels all prior and contemporaneous agreements, claims,
representations and understandings of the parties in connection with the subject
matter addressed herein, oral or written.

We reserve the right, at our sole discretion, to change, modify or otherwise
alter these Terms and Conditions at any time. Unless otherwise indicated,
amendments will become effective immediately.

Please review these Terms and Conditions periodically. Your continued use of the
Site following the posting of changes and/or modifications will constitute your
acceptance of the revised Terms and Conditions and the reasonableness of these
standards for notice of changes. For your information, this page was last
updated as of the date at the top of these Terms of Service. Each access of
information or submission of information to or from QUADRISTEPS.CFD will be a
separate, discrete transaction based on the then prevailing terms.

17. Severability.

In the event that a provision of this Agreement is found to be unlawful,
conflicting with another provision of the Agreement, or otherwise unenforceable,
the Agreement will remain in force as though it had been entered into without
that unenforceable provision being included in it.

If two or more provisions of this Agreement are deemed to conflict with each
other's operation, QUADRISTEPS.CFD shall have the sole right to elect which
provision remains in force.

18. Survivability.

All provision