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 * MGIC Bulletin 05-2023 - MGIC supports Fannie Mae’s updated LTV limits for 2-
   to 4-Unit primary residences for MGIC Go!™ loans
   
   Dismiss Alert

 * Rates Toggle Menu
   
   
   RATES
   
   Find what you need to know about MGIC’s mortgage insurance rates.
      
    * Start here
   
      
    * How to get an MI rate quote
    * Choice Monthly
    * Coverage requirements
    * MI premium plans
   
      
    * Mobile app
    * MiQ login - get a quote
    * Premium refunds
    * State filing status
   
      
   
    * Get the right rate
      
      Right now, you can know you're getting the right MI rate for your
      borrowers by quoting with MiQ

 * Underwriting Toggle Menu
   
   
   UNDERWRITING
   
   Gain quick access to the latest underwriting guidelines for MGIC mortgage
   insurance.
      
    * Underwriting guide
   
      
    * COVID-19 updates
    * Home Possible®
    * HomeReady®
    * Housing Finance Agencies (HFAs)
    * MGIC Go!
    * Portfolio Lending
   
      
    * Qualified Mortgage highlights
    * Quality Control
    * Refi-to-mod (RTM loans)
    * Self-employed borrower worksheets
    * Underwriting guide & summaries
    * Underwriting & rates bulletins
   
      
   
    * Recent underwriting updates
      
      At your fingertips: the latest bulletin announcements and MGIC news
      releases regarding industry changes.

 * Ordering / Servicing Toggle Menu
   
   
   ORDERING / SERVICING
   
   To get started with ordering MI and servicing assistance from MGIC, begin
   with a review of our submission options and helpful resources.
      
    * Start here
   
   Ordering Toggle Menu
      
    * About ordering mortgage insurance
    * Loan Center help
    * LOS and other integrations
    * Master policy
    * Ordering contract underwriting
    * Ordering mortgage insurance
   
   Servicing Toggle Menu
      
    * About servicing
    * Activating MI
    * Bulletins and news
    * Cancelling MI
    * Loan servicing guide
    * Loan servicing tools
    * Reference and reporting information
    * Rescission relief guide
    * 
   
      
   
    * Loan servicing guide
      
      Quickly review the guidelines, requirements and submission options you
      need to service your MI-insured loans.

 * Training Toggle Menu
   
   
   TRAINING
   
   Gain industry knowledge and essential skills from the experts at MGIC, the
   industry’s leading mortgage insurance authority.
      
    * Training classes
   
      
    * Homebuyer education options
    * MI Basics
    * Training classes
    * Origination & servicing tutorials
    * Magic Minutes training series
   
      
   
    * New Magic Minutes Training
      
      Our new training option offers brief, focused videos to increase your
      knowledge in 15 minutes or less!
   
      
   
    * Reach first-time homebuyers
      
      Discover how our homebuyer education program can connect you with more
      potential borrowers.

 * Tools Toggle Menu
   
   
   TOOLS
   
   Educate, optimize and streamline your lending process with MGIC’s vast
   library of tools, resources and marketing materials.
      
    * Get started here
   
   Rethink MI Toggle Menu
      
    * MI as a strategy
    * MI for first-time homebuyers
    * MI for move-up buyers
    * MI Solutions for your real estate agents
    * Buy Now vs Wait Calculator
   
   Loan Officers Toggle Menu
      
    * Marketing yourself
      * Infographics
    * Referral partner strategies and tools
      * All referral building workshops
      * For Sale to Sold workshop
      * More MI options workshop
    * Expand your market
      * Consumer calculators
      * Down Payment Connect
      * First-time homebuyer resources
      * Hispanic marketing
      * Homebuyer education options
      * Homebuyer resource library
      * Self-employed borrower worksheets
   
   Lenders Toggle Menu
      
    * Affordable homeownership
    * Down Payment Resource
    * LOS and other integrations
    * Master policy resources
    * Portfolio lending
    * Why partner with MGIC

 * Blog Toggle Menu
   
   
   BLOG
   
   Check out our latest posts below, and be sure to listen in to our latest
   episode.
      
    * Mortgage Connects podcast
   
      
    * Latest Posts
    * Mortgage Connects Podcast
    * Mortgage infographics
    * Subscribe to our blog
   
   
      
   
    * Get our blog alerts
      
      Stay connected to the latest mortgage insurance news, trends and expert
      insights with timely email alerts. Sign up here.

 * About MGIC Toggle Menu
   
   
   ABOUT MGIC
   
   Leading the private mortgage insurance industry by supporting our customers
   and helping borrowers find a better way to achieve their dreams of
   homeownership.
      
    * Here's how we do it
   
      
    * Affordable homeownership initiative
    * Careers
    * Contact us
    * Corporate responsibility
    * DEI Compass
   
      
    * Investors
    * Making homeownership possible
    * Get Started with MGIC
    * Why partner with MGIC
   
      
   
    * Why partner with us
      
      Year after year, customers value working with us. Discover why you will,
      too.

 * Get a quick quote

 * Credit Unions
 * Get Started with MGIC
 * MI Basics
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 * Contact
 * Investors
 * Login / Signup Toggle Menu
    * Quick Quote: MiQ
    * Order MI: Loan Center
    * MGIC/Link Servicing
    * Secure File Transfer
    * Sign up for access

 * Search
   

NEW! Loan Originators Survey Report!

Plan ahead for 2024:
Actionable insights from
over 1,000 loan originators.



Download the full report


7.9 MILLION LATINOS UNDER THE AGE OF 45 ARE MORTGAGE READY.

Advance your Hispanic cultural competence with our expanded collection of
Hispanic marketing resources, including new marketing materials (in English and
Spanish), research and data, strategic partnerships, and leading voices.

Explore our newest resources




 * BEST-IN-CLASS MORTGAGE INDUSTRY TRAINING
   
   MGIC webinars and workshops are designed for forward-thinking lending
   professionals.
   
   New webinars available
   
   


 * COMPARE OUR MI PREMIUM PLANS
   
   We give you an advantage by offering plans that best suit your borrowers'
   unique needs.
   
   Compare premium plans
   
   


 * GET A COMPETITIVE QUOTE
   
   For quick and easy comparisons of competitive pricing, get the right rate,
   right now.
   
   Launch MiQ
   
   


NEWLY ENHANCED SEB AND INCOME CALCULATORS

Now available macro-free, MGIC's popular income analysis worksheets include:

 * All-in-one self-employed income calculator, including 4 worksheets to analyze
   your borrower's income
 * Employment and other income analysis calculator
 * Rental income calculator

Gain access now


YOU'RE ONE STEP CLOSER TO MGIC CONNECTS

Browse and bookmark the MGIC Connects blog, now in its new home! It's where
experts share their insights on the mortgage industry, mortgage finance, housing
trends and real estate news.

See the latest posts

Subscribe to blog alerts


PASSIONATELY WORKING TO MAKE HOMEOWNERSHIP POSSIBLE

Mortgage insurance by MGIC - whether borrower paid or lender paid - helps you
serve your customers by making homeownership more affordable for them. In
addition to private mortgage insurance solutions, we offer our lender partners a
variety of innovative services, training and resources. 

Reasons to choose MGIC

Discover how MI works

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ABOUT MGIC

 * About MGIC
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 * Contact Us
 * Master Policy
 * MI Basics
 * New To MGIC


POPULAR LINKS

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 * Get a Rate Quote
 * Homebuyer education
 * Self-employed borrower worksheets
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MGIC WEBSITES

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