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 * Savings
   
   Start saving
   
   
   
   Online Savings Account
   4.40% Annual Percentage Yield
   Learn more
   
   Open an account
   
   
   SAVINGS PRODUCTS
   
   High-Yield Savings
   
   
   SAVINGS TOOLS & RESOURCES
   
   High-Yield Savings Calculator
   
   Accessing Your Money FDIC Insurance Coverage
   
   Marcus Referred
   
   
   
   Refer a friend and you both could earn a Cash Bonus on Online Savings
   Accounts. Learn more

 * CDs
   
   Start saving
   
   
   
   12-month Certificate of Deposit
   5.15% Annual Percentage Yield
   Learn more
   
   Open an account
   
   
   CD PRODUCTS
   
   High-Yield CDs
   
   No-Penalty CDs
   
   Rate Bump CD
   
   
   CD TOOLS & RESOURCES
   
   High-Yield CD Calculator
   
   No-Penalty CD Calculator
   
   Accessing Your Money
   
   FDIC Insurance Coverage
   
   CD Information Guide
   
   Compare Savings Products
   
   
   
   See the ways Marcus can help grow your money. Learn more

 * Credit Cards
   
   Apply for GM Credit Cards
   
   
   
   Explore GM Personal and Business Credit Cards
   
   Learn More
   
   
   CREDIT CARDS
   
   My GM Rewards Mastercard
   
   GM Business Mastercard
   
   GM Extended Family Mastercard
   
   View all Credit Cards
   
   
   CREDIT CARDS RESOURCES
   
   GM Card FAQs
   
   Rewards Calculator
   
   
   
   Calculate the rewards points you would earn and their value at GM.  Learn
   more

 * Tools & Resources
   
   Explore resources
   
   
   
   Build your financial knowledge with
   helpful tips & strategies from
   the Marcus team.
   
   See all
   
   
   TOOLS
   
   Marcus app Financial Calculators FAQs
   
   
   RESOURCES
   
   Saving
   
   Retirement Investing
   
   Lifestyle
   
   Home
   
   Heard at Goldman Sachs
   
   
   
   Discover what experts across Goldman Sachs are thinking about. Read more

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Savings
Savings Products
High-Yield Savings


SAVINGS TOOLS & RESOURCES

High-Yield Savings Calculator

Accessing Your Money
FDIC Insurance Coverage

Open an account
CDs


CD PRODUCTS

High-Yield CDs

No-Penalty CDs

Rate Bump CD


CD TOOLS & RESOURCES

High-Yield CD Calculator

No-Penalty CD Calculator

Accessing Your Money

FDIC Insurance Coverage

CD Information Guide

Open an account
Credit Cards
Credit Cards

My GM Rewards Mastercard

GM Business Mastercard

GM Extended Family Mastercard

View all Credit Cards


CREDIT CARDS RESOURCES

GM Card FAQs

Tools & Resources


TOOLS

Marcus app
Financial Calculators
FAQs
Resources

Saving

Retirement
Investing

Lifestyle

Home

Open your account
Compare savings products
Skip to Main content



KEEP THE GROWING GOING


KEEP THE GROWING GOING


KEEP THE GROWING GOING

4.40% APY

Online Savings Account
Annual Percentage Yield.

Explore Online Savings

All loans and savings deposit products provided by Goldman Sachs Bank USA, Salt
Lake City Branch.

Annual percentage yield as of July 23, 2024. APY may change at any time before
or after account is opened. Maximum balance limits apply. 




GROW YOUR SAVINGS

Explore Online Savings >





LOCK IN A FIXED RATE

Explore Certificates of Deposit >





SECURITY FOCUSED


SECURITY FOCUSED

At Marcus, we make it a priority to protect your privacy and safeguard your
account information.

Learn more



WE’RE HERE TO HELP YOU MAKE THE MOST
OF YOUR MONEY

DOWNLOAD THE MARCUS APP TODAY AND 
KEEP YOUR MONEY AT YOUR FINGERTIPS.




Get the Marcus app

Available in US only


WE’RE HERE TO HELP 
YOU MAKE THE MOST
OF YOUR MONEY


DOWNLOAD THE MARCUS APP TODAY AND KEEP YOUR MONEY AT YOUR FINGERTIPS.







RESOURCES THAT ARE HELPFUL




DIFFERENCE BETWEEN SAVINGS ACCOUNTS, CDS AND INVESTMENT ACCOUNTS

Check out these three financial vehicles and see how you could be earning money
on your money.
5 min read
Read More


WHAT INVESTORS CAN LEARN FROM PAST SUPER CYCLES

A look back at the five major super cycles between the end of World War II and
2020 with Goldman Sachs Research’s Peter Oppenheimer.
2 min read
Read More


WHAT A STRONG US DOLLAR MEANS FOR TRAVEL

More Americans are planning for international trips with passport applications
at an unprecedented high
2 min
Read More



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Marcus
 * About Marcus
 * Security Center

Products
 * Savings Accounts & CDs
 * Investment Accounts
 * Credit Cards

Resources
 * Articles
 * Financial Calculators

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 * Site Terms
 * Privacy Center
 * Privacy Policy
 * 



Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs
& Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc. 

 

All loans, deposit products, and credit cards are provided or issued by Goldman
Sachs Bank USA, Salt Lake City Branch. Member FDIC.

 

Brokerage and investment advisory services offered by Marcus Invest are provided
by GS&Co., which is an SEC registered broker-dealer and investment adviser, and
member FINRA/SIPC. Research our firm at FINRA's BrokerCheck.  Custody and
clearing services are provided by Apex Clearing Corporation, a registered
broker-dealer and member FINRA/SIPC. Please consider your objectives before
investing. A diversified portfolio does not ensure a profit or protect against a
loss.  Past performance does not guarantee future results. Investment outcomes
and projections are forward-looking statements and hypothetical in nature.
Neither this website nor any of its contents shall constitute an offer,
solicitation, or advice to buy or sell securities in any jurisdictions where
GS&Co. is not registered. Any information provided prior to opening a Marcus
Invest account is on the basis that it will not constitute investment advice and
that GS&Co. is not a fiduciary to any person by reason of providing such
information. For more information about Marcus Invest offerings, visit our Full
Disclosures.

 

© 2024 The Goldman Sachs Group, Inc. All rights reserved.

 

App Store and the Apple Logo are registered trademarks of Apple Inc. Google Play
and the Google Play logo are trademarks of Google LLC.


NMLS ID: 208156. NMLS Consumer Access Website: www.nmlsconsumeraccess.org

Investment products are: NOT FDIC INSURED ∙ NOT A DEPOSIT OR OTHER OBLIGATION
OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA ∙ SUBJECT TO INVESTMENT RISKS,
INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED




MARCUS

 * About Marcus
 * Security Center


PRODUCTS

 * Savings Accounts & CDs
 * Investment Accounts
 * Credit Cards


RESOURCES

 * Articles
 * Financial Calculators

FAQs
Contact Us


CONNECT WITH US

 * 
 * 
 * 
 * 
 * 




 * Site Terms
 * Privacy Center
 * Privacy Policy
 * Your Privacy Choices

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs
& Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc. 

 

All loans, deposit products, and credit cards are provided or issued by Goldman
Sachs Bank USA, Salt Lake City Branch. Member FDIC.

 

Brokerage and investment advisory services offered by Marcus Invest are provided
by GS&Co., which is an SEC registered broker-dealer and investment adviser, and
member FINRA/SIPC. Research our firm at FINRA's BrokerCheck.  Custody and
clearing services are provided by Apex Clearing Corporation, a registered
broker-dealer and member FINRA/SIPC. Please consider your objectives before
investing. A diversified portfolio does not ensure a profit or protect against a
loss.  Past performance does not guarantee future results. Investment outcomes
and projections are forward-looking statements and hypothetical in nature.
Neither this website nor any of its contents shall constitute an offer,
solicitation, or advice to buy or sell securities in any jurisdictions where
GS&Co. is not registered. Any information provided prior to opening a Marcus
Invest account is on the basis that it will not constitute investment advice and
that GS&Co. is not a fiduciary to any person by reason of providing such
information. For more information about Marcus Invest offerings, visit our Full
Disclosures.

 

© 2024 The Goldman Sachs Group, Inc. All rights reserved.

 

App Store and the Apple Logo are registered trademarks of Apple Inc. Google Play
and the Google Play logo are trademarks of Google LLC.


NMLS ID: 208156. NMLS Consumer Access Website: www.nmlsconsumeraccess.org

Investment products are: NOT FDIC INSURED ∙ NOT A DEPOSIT OR OTHER OBLIGATION
OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA ∙ SUBJECT TO INVESTMENT RISKS,
INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED