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GET https://us.accion.org/accion-utilities/referral.php

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    <p><em>Loans are originated and funded through our lending arm, Accion Opportunity Fund Community Development. By clicking “Continue to Application,” you consent to, Accion Opportunity Fund Community Development’s
        <a href="https://aofund.org/terms-of-use/" target="_blank" rel="noopener">Terms of Use</a> and <a href="https://aofund.org/privacy-policy/" target="_blank" rel="noopener">Privacy Policy</a>; and to
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        of receiving certain communications as provided in our <a href="https://aofund.org/privacy-policy/" target="_blank" rel="noopener">Privacy Policy</a>.</em></p>
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Text Content

Accion Opportunity Fund
Open Mobile Navigation
 * About
 * News & Press
 * Events
 * Careers
 * Contact


 * Small Business Loans
    * Progress Loan

 * Resources
    * Videos & Articles
    * Programs
    * Coaching Hub
    * Interactive Learning
    * Holiday Gift Guide

 * Why AOF?
 * Donate
    * Back Small Businesses Campaign

Apply for a Loan
Apply For A Loan
 * Small Business Loans
   * Progress Loan
 * Resources
   * Videos & Articles
   * Programs
   * Coaching Hub
   * Interactive Learning
   * Holiday Gift Guide
 * Why AOF?
 * Donate
   * Back Small Businesses Campaign

 * About
 * News & Press
 * Events
 * Careers
 * Contact

Apply for a Loan


SMALL BUSINESS LOANS THAT WORK FOR YOU

We offer loans in a range of sizes¹ as well as educational resources, coaching,
and support networks in English and Spanish. We also support ITIN-only
borrowers.




 * LOAN AMOUNTS: $5,000 - $250,000
   
   Affordable capital¹, with transparent terms and no prepayment penalty


 * FLEXIBLE RATES STARTING AT 7.49%
   
   We can offer you different rates that vary based on which repayment plan you
   prefer


 * PROGRAMS AND COACHING
   
   More than just loans –– We also provide educational resources, coaching, and
   access to support networks

What makes us different Application process What our clients say Coaching and
mentoring Apply
What makes us different Application process What our clients say Coaching and
mentoring
 * What makes us different
 * Application process
 * What our clients say
 * Coaching and mentoring


WHAT MAKES US DIFFERENT

At Accion Opportunity Fund, we do things differently. We’re here to support you,
and provide you with the resources your business needs to thrive.


 * A NON-PROFIT LENDER
   
   Because we don’t exist to make profit, we use the money from your repayment
   to support other business owners


 * CUSTOMIZED LOANS AND REPAYMENT TERMS
   
   No two businesses are alike, so we structure loans that work for your
   business, not someone else’s


 * SUPPORT FOR ANYONE, NO MATTER YOUR CREDIT SCORE
   
   You're not just a number –– We look at more than just your credit score to
   determine business viability


APPLICATION PROCESS

We want to ensure you feel ready and prepared to apply for a loan. Let us walk
you through the basic steps we’ll take together so that you know what to expect.


 * STEP 1: APPLY ONLINE
   
   Get a quote without impacting your credit score. Be prepared to share
   business revenues and expenses. Pulling numbers from your tax returns can
   help.


 * STEP 2: REVIEW YOUR OFFERS
   
   We’ll share offers you can choose from with different term lengths, monthly
   repayments, and interest rate options. If we have no options for you we’ll
   try to refer you to one of our partners or provide other resources.


 * STEP 3: FINALIZE YOUR LOAN
   
   Once you’ve chosen an offer, we’ll ask for final documentation and verify.
   We’ll review and come back with a final offer and loan agreement. Upon
   signing, you’ll get the money you need for your business!

When you repay your loan, we’ll reinvest that money into other small businesses.
By repaying a loan, you not only allow your own business to thrive, but also
help support other small business owners in your community and beyond.

> The loans gave me the push to do more things with my business. I make my
> customers happier with the inventory that they're looking for.

Adolfo Ortiz Two Amigos Western Wear

> The restaurant industry is very tough and I’m glad Accion Opportunity Fund is
> there for me.

Cynthia Vo Phonomenal and Flipside
Go to Previous Quote Go to Next Quote
Go to slide 7 Go to slide 7 Go to slide 7


NEED OTHER RESOURCES?

In addition to loans, we provide personalized business coaching, mentoring, and
a comprehensive business resource library where you can find all the information
you need.

Get business coaching & mentoring
Find tools to grow your business



APPLY FOR A LOAN

Get Started
Or call 1-888-720-3215
Close Application Modal


GET STARTED

Loans from $5,000 - $100,000 with transparent terms and no prepayment penalty.
Tell us a little about yourself, your business and receive your quote in minutes
without impacting your credit score.


THANKS FOR APPLYING!

Loan Amount
Email Address
Loan Purpose Loan Purpose Debt Consolidation or Refinance Inventory Purchase
Equipment Purchase Vehicle Purchase Working Capital Remodel New Business
Location Acquire Business Marketing Emergency Repairs Other

Loans are originated and funded through our lending arm, Accion Opportunity Fund
Community Development. By clicking “Continue to Application,” you consent to,
Accion Opportunity Fund Community Development’s Terms of Use and Privacy Policy;
and to receive emails, calls and texts, potentially for marketing purposes,
including autodialed or pre-recorded calls. You may opt out of receiving certain
communications as provided in our Privacy Policy.

Continue to Application
Small Business Loans
 * Progress Loan

Resources
 * Videos & Articles
 * Programs
 * Coaching Hub
 * Interactive Learning
 * Holiday Gift Guide

Why AOF?
Donate
 * Back Small Businesses Campaign

 * About
 * News & Press
 * Events
 * Careers
 * Contact

Terms of Use Privacy Policy State Licenses, Disclosures and Programs Agreement
to Receive Electronic Communication Annual Reports & Financials
 * youtube
 * twitter
 * instagram

© 2023 Accion Opportunity Fund. All rights reserved. Accion Opportunity Fund is
a 501 (c)(3) non-profit recognized by the IRS. Tax ID Number: 31-1719434

© 2023 Accion Opportunity Fund Community Development. All rights reserved.
California loans made pursuant to a California Financing Law license. Accion
Opportunity Fund Community Development business loans are available in 45
states.

¹ Loans made by Accion Opportunity Fund Community Development. California
Finance Lenders license number 6050609.

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