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Form analysis
3 forms found in the DOM

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter your email" autocomplete="email" title="Email Address">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <input class="btn email-capture__submit email-capture-submit copy--button" type="submit" value="Apply Now" data-android="Enter your email"> <input type="hidden" name="ph_tid" value="">
</form>

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter e-mail" autocomplete="email" title="Email Address">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <input class="btn email-capture__submit email-capture-submit copy--button" type="submit" value="Get started" data-android="Enter your email"> <input type="hidden" name="ph_tid" value="">
</form>

GET https://tr.snapchat.com/cm/i

<form method="GET" action="https://tr.snapchat.com/cm/i" target="snap06978596521176583" accept-charset="utf-8" style="display: none;"><iframe id="snap06978596521176583" name="snap06978596521176583"></iframe><input name="pid"></form>

Text Content

Get Started



 * Benefits
   * No Monthly Fees
   * Fee-Free Overdraft
   * Build Credit
   * Get Paid Early
   * 60,000+ Fee-Free ATMs
   * High Yield Savings Account
   * Send and Receive Money
   * Security and Control
 * Accounts
   * Checking Account
   * Credit Builder
   * Savings Account
 * Who we are
   * About Us
   * In the News
   * Chime Financial, Inc.
   * In the Community
   * Careers
 * Learn
   * Blog
   * Help Center
   * FAQs
   * Online Banking
   * Second Chance Banking
   * Tax Refund

 * Log In
 * Get Started


LOOKS LIKE YOU’RE LOOKING FOR CHIME.COM

Chime is a financial technology company, not a bank. Banking services provided
by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members
FDIC.

Proceed


BANKING THAT HAS YOUR BACK


Already have an account?

Learn how we collect and use your information by visiting our Privacy Policy›

Chime is a financial technology company, not a bank. Banking services provided
by The Bancorp Bank or Stride Bank, N.A.; Members FDIC

 * 1
 * 2
 * 3
 * 4
 * 5





OVERDRAFT FEE-FREE WITH SPOTME

We’ll spot you up to $200 on debit card purchases with no overdraft fees.
Eligibility requirements apply.1

Learn About SpotMe


GET PAID EARLY

Set up direct deposit and get your paycheck up to 2 days earlier than some of
your co-workers!2

Learn About Early Direct Deposit


SAY GOODBYE TO HIDDEN FEES3

No overdraft. No minimum balance. No monthly fees. No foreign transaction fees.
60,000+ fee-free ATMs3 at stores you love, like Walgreens®, CVS®, and 7-Eleven®.
Out-of-network fees apply.

Learn About No Hidden Fees


A NEW WAY TO BUILD CREDIT

Help increase your credit score by an average of 30 points with our new secured
credit card.4 No interest, no annual fees, no credit check to apply. Eligibility
requirements apply.5

Learn About Chime Credit Builder Visa® Credit Card
Regular on-time payment history can have a positive impact on your credit score.


PAY ANYONE THE FAST, FEE-FREE WAY

Pay friends and family, Chime members or not. They claim funds to their bank
account, instantly6 and fee-free. No extra apps needed.

Learn About Paying Anyone with Chime


MAKE YOUR MONEY GROW FAST

0.50% Annual Percentage Yield (APY).7 Set money aside with Automatic Savings
features. And never pay a fee on your Savings Account.

Learn About Our Savings Account


STAY IN CONTROL WITH ALERTS

You’re always in-the-know with daily balance notifications and transaction
alerts

Learn About Our Mobile App


SECURITY & SUPPORT YOU CAN TRUST


SERIOUS SECURITY

Chime uses secure processes to protect your information and help prevent
unauthorized use


PRIVACY AND PROTECTION

Your funds are FDIC insured up to $250,000 through The Bancorp Bank or Stride
Bank, N.A., Members FDIC.


ANYTIME, ANYWHERE SUPPORT

If you need help, Chime’s support channels are standing by 24/7. Reach our
friendly team by phone, email, in the app, or check out the Help Center.


GET STARTED

Applying for an account is free and takes less than 2 minutes. It won’t affect
your credit score!


Already have an account?

Learn how we collect and use your information by visiting our Privacy Policy›


 * Benefits
   * No Monthly Fees
   * Get Paid Early
   * Fee-free Overdraft
   * Build Credit
   * 60,000+ Fee-Free ATMs
   * High Yield Savings Account
   * Send and Receive Money
   * Security and Control
 * Company
   * About Us
   * Chime Financial, Inc.
   * In the News
   * Careers
   * Blog
   * Security Programs
 * Resources
   * Policies
   * Chime U.S. Privacy Policy
   * Help Center
   * Second Chance Banking
   * Become an Affiliate
   * Supporting Those With Disabilities
 * * Contact Us
   * 844-244-6363



Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members
FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank
pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa
debit cards are accepted. The Chime Visa® Credit Builder Card is issued by
Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used
everywhere Visa credit cards are accepted. Please see back of your Card for its
issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook
gives you the freedom to send checks to anyone, anytime, from anywhere. See your
issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be
directed to a third-party website. The privacy practices of those third parties
may differ from those of Chime. We recommend you review the privacy statements
of those third party websites, as Chime is not responsible for those third
parties' privacy or security practices.

1 Chime SpotMe is an optional, no fee service that requires a single deposit of
$200 or more in qualifying direct deposits to the Chime Checking Account each
month. All qualifying members will be allowed to overdraw their account up to
$20 on debit card purchases and cash withdrawals initially, but may be later
eligible for a higher limit of up to $200 or more based on member's Chime
Account history, direct deposit frequency and amount, spending activity and
other risk-based factors. Your limit will be displayed to you within the Chime
mobile app. You will receive notice of any changes to your limit. Your limit may
change at any time, at Chime's discretion. Although there are no overdraft fees,
there may be out-of-network or third party fees associated with ATM
transactions. SpotMe won't cover non-debit card transactions, including ACH
transfers, Pay Friends transfers, or Chime Checkbook transactions. See Terms and
Conditions.

2 Early access to direct deposit funds depends on the timing of the submission
of the payment file from the payer. We generally make these funds available on
the day the payment file is received, which may be up to 2 days earlier than the
scheduled payment date.

3 Out-of-network ATM withdrawal fees apply except at MoneyPass ATMs in a
7-Eleven location or any Allpoint or Visa Plus Alliance ATM. Other fees such as
third-party and cash deposit fees may apply.

4 Based on a representative study conducted by TransUnion®, members who started
using Chime Credit Builder in September 2019 observed a median credit score
(VantageScore 3.0) increase of 30 points by January 2020. On-time payment
history can have a positive impact on your credit score. Late payment may
negatively impact your credit score.

5 To apply for Credit Builder, you must have received a single qualifying direct
deposit of $200 or more to your Checking Account. The qualifying direct deposit
must be from your employer, payroll provider, gig economy payer, or benefits
payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction
(OCT). Bank ACH transfers, Pay Friends transfers, verification or trial deposits
from financial institutions, peer to peer transfers from services such as
PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits,
one-time direct deposits, such as tax refunds and other similar transactions,
and any deposit to which Chime deems to not be a qualifying direct deposit are
not qualifying direct deposits.

6 Sometimes instant transfers can be delayed. The recipient must use a valid
debit card to claim funds. Once you are approved for a Chime Checking Account,
see your issuing bank’s Deposit Account Agreement for full Pay Friends Transfers
details. Please see the back of your Chime debit card for your issuing bank.See
Terms and Conditions

7 The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable
and may change at any time. The disclosed APY is effective as of January 1st,
2022. No minimum balance required. Must have $0.01 in savings to earn interest.

© 2013-2022 Chime. All Rights Reserved.