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Sunshine Loans will NEVER request information or contact you regarding a loan
via any form of Social Media, including but not limited to, Facebook, Instagram,
X (Twitter), WhatsApp, amongst others. If you have been contacted via Social
Media by someone stating they are from Sunshine Loans or are a representative of
Sunshine Loans, please contact us at our only email address or phone number;
info@sunshineloans.com or on (800) 504-9776 for confirmation prior to taking any
further action.

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 * How it Works
 * FAQ
 * Rates & Terms
   * Rates & Terms – Alabama
   * Rates & Terms – California
   * Rates & Terms – Colorado
   * Rates & Terms – Delaware
   * Rates & Terms – Florida
   * Rates & Terms – Idaho
   * Rates & Terms – Kansas
   * Rates & Terms – Louisiana
   * Rates & Terms – Mississippi
   * Rates & Terms – Missouri
   * Rates & Terms – Ohio
   * Rates & Terms – Oregon
   * Rates & Terms – Tennessee
   * Rates & Terms – Texas
   * Rates & Terms – Utah
   * Rates & Terms – Wisconsin
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LEGAL INFO LINKS


LEGAL INFORMATION




MONEYSPOT USA, LLC

Click the appropriate link below to view the policies & legal consents related
to MoneySpot USA, LLC operating in Texas.

 

Privacy Notice – MoneySpot USA, LLC

Privacy Policy – MoneySpot USA, LLC

Terms of Use – MoneySpot USA, LLC

Consent to Receive Marketing – MoneySpot USA, LLC

Consent for Electronic Communication – MoneySpot USA, LLC

 




MONEYSPOT DIRECT LLC

Click the appropriate link below to view the policies & legal consents related
to MoneySpot Direct, LLC.

 

Privacy Notice – MoneySpot Direct, LLC

Privacy Policy – MoneySpot Direct, LLC

Terms of Use – MoneySpot Direct, LLC

Consent to Receive Marketing – MoneySpot Direct, LLC

Consent for Electronic Communication – MoneySpot Direct, LLC

 



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LEGAL

Privacy Policy

Terms of Use

Consent to Receive Marketing

Consent for Electronic Communication

California Consumer Privacy Act (CCPA)

California Consumer Privacy Notice

Fast, Online Loans Up to $2,000

MoneySpot USA, LLC, DBA Sunshine Loans

MoneySpot Direct, LLC, DBA Sunshine Loans

Ph: (800) 504-9776

HIGH-COST DISCLOSURE: LOANS ARRANGED BY SUNSHINE LOANS HAVE A HIGH APR AND
SHOULD NOT BE USED AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT
DIFFICULTIES SHOULD SEEK CREDIT COUNSELING.

^APPLICATIONS ARE SUBJECT TO VERIFICATION CRITERIA AND NOT ALL APPLICATIONS ARE
APPROVED.

*LOAN DISBURSEMENT: FOR LOANS FUNDED VIA DEBIT CARD, FUNDS ARE SENT TO THE BANK
ACCOUNT LINKED TO YOUR DEBIT CARD IMMEDIATELY AFTER YOUR LOAN IS APPROVED AND
YOU ACCEPT OUR OFFER. DELAYS MAY OCCUR DUE TO CIRCUMSTANCES BEYOND OUR CONTROL.
IF WE’RE UNABLE TO VALIDATE YOUR CARD, OR YOU DO NOT OPT INTO THIS SERVICE,
FUNDS WILL BE SENT VIA ACH DEPOSIT. LOANS APPROVED BEFORE 11:30AM ON A BUSINESS
DAY WILL TYPICALLY BE FUNDED ON THE SAME DAY, OTHERWISE FUNDS WILL BE DEPOSITED
BY THE NEXT BUSINESS DAY. ALL FUNDING CUT-OFF TIMES ARE SUBJECT TO CHANGE. THE
DATE AND TIME FUNDS ARE MADE AVAILABLE TO YOU BY YOUR BANK ARE SUBJECT TO YOUR
BANK’S POLICIES.

CALIFORNIA: DEFERRED DEPOSIT LOANS ARE PROVIDED BY MONEYSPOT DIRECT, LLC,
LICENSE #10DBO-177857, A LENDER LICENSED BY THE CALIFORNIA DEPARTMENT OF
FINANCIAL PROTECTION AND INNOVATION, PURSUANT TO FINANCIAL CODE SECTION 23005(A)
OF THE CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW.

DELAWARE: PAYDAY LOANS ARE PROVIDED BY MONEYSPOT DIRECT, LLC, A LENDER LICENSED
BY THE DELAWARE STATE BANK COMMISSIONER, DELAWARE LICENSED LENDER LICENSE
039289.

OREGON: LOANS ARE PROVIDED BY MONEYSPOT DIRECT, LLC, A LENDER LICENSED BY THE
OREGON DEPARTMENT OF CONSUMER AND BUSINESS SERVICES TO MAKE DEFERRED DEPOSIT
LOANS, NLMS ID. #2035881.

TEXAS: MONEYSPOT USA, LLC DBA SUNSHINE LOANS IS LICENSED AS A CREDIT ACCESS
BUSINESS (CAB), LICENSE NO. 2000066081-163865, BY THE OFFICE OF THE CONSUMER
CREDIT COMMISSIONER AND REGISTERED AS A CREDIT SERVICES ORGANIZATION (CSO),
REGISTRATION NO. 20200018, BY THE STATE OF TEXAS. SUNSHINE LOANS IS NOT A LENDER
IN THE STATE OF TEXAS. ALL LOANS FOR WHICH SUNSHINE LOANS ACTS AS A CSO/CAB ARE
FUNDED BY AN UNAFFILIATED THIRD-PARTY LENDER, TXCSO, INC., AND SERVICED BY
SUNSHINE LOANS.






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