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<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/" method="post">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter your email" autocomplete="email" title="Email Address">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <input class="btn email-capture__submit email-capture-submit copy--button" type="submit" value="Apply Now" data-android="Enter your email"> <input type="hidden" name="ph_tid" value="">
</form>

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LOOKS LIKE YOU’RE LOOKING FOR CHIME.COM

Chime is a financial technology company, not a bank. Banking services provided
by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A.;
Members FDIC.

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OVERDRAFT FEE-FREE UP TO $200*


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Click for terms and conditions.





YOUR ACCOUNT SHOULDN’T COST YOU MONEY

no late fees
no minimum balance
no monthly service fees
no foreign transaction fees
no transfer fees

Get paid up to 2 days earlyˆ with direct deposit

Over 60k fee-free ATMs˜

Fee-free overdraft up to $200*

24/7 live support, with a real human


CHIME CHECKING ACCOUNT AND VISA® DEBIT CARD

Chime offers a Checking Account with no minimum balance fees, no monthly fees,
and no overdraft fees.

Use your Chime debit card to withdraw cash at over 60K fee-free ATMs˜ and make
purchases wherever Visa® debit cards are accepted.


CHIME CREDIT BUILDER VISA® CREDIT CARD

Help increase your credit score by an average of 30 points with regular, on-time
payments with our new secured credit card.2 Eligibility requirements apply.1

 * No interest or annual fee
 * No credit check to apply
 * No minimum security deposit required3

 * 1
 * 2


SAFE, SECURE & TRUSTED BY MILLIONS

Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or
Stride Bank, N.A., Members FDIC and we keep your money safe and secure with
periodic security tests of our systems.

 * Turn on instant transaction alerts
 * Block your card in one tap
 * 24/7 live support – with a real human
 * Secure two-factor and fingerprint authentication


WE'RE CHANGING THE WAY YOU FEEL ABOUT MONEY

Join the millions of members on Chime and feel good about your finances.




MAKE THE SWITCH TODAY

Get started

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.,
Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or
Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used
everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card
and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a
license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are
accepted. Please see back of your Card for its issuing bank.



* SpotMe/Fee-Free Overdraft Chime SpotMe is an optional, no fee service that
requires a single deposit of $200 or more in qualifying direct deposits to the
Chime Checking Account each month and Visa debit card activation. All qualifying
members will be allowed to overdraw their account up to $20 on debit card
purchases and cash withdrawals initially, but may be later eligible for a higher
limit of up to $200 or more based on member's Chime Account history, direct
deposit frequency and amount, spending activity and other risk-based factors.
Your limit will be displayed to you within the Chime mobile app. You will
receive notice of any changes to your limit. Your limit may change at any time,
at Chime's discretion. Although there are no overdraft fees, there may be
out-of-network or third party fees associated with ATM transactions. SpotMe
won't cover non-debit card transactions, including ACH transfers, Pay Anyone
transfers, or Chime Checkbook transactions. See terms and conditions.

^ Early Payday/Get Paid Up to Two Days Early Early access to direct deposit
funds depends on the timing of the submission of the payment file from the
payer. We generally make these funds available on the day the payment file is
received, which may be up to 2 days earlier than the scheduled payment date.

~ Fee-Free ATMs Get fee-free transactions at any MoneyPass ATM in a 7-Eleven
location or at any Allpoint or Visa Plus Alliance ATM. Otherwise, out-of-network
ATM withdrawal fees may apply.

1 Credit Builder To apply for Credit Builder, you must have received a single
qualifying direct deposit of $200 or more to your Checking Account. The
qualifying direct deposit must be from your employer, payroll provider, gig
economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR
Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers,
verification or trial deposits from financial institutions, peer to peer
transfers from services such as PayPal, Cash App, or Venmo, mobile check
deposits, cash loads or deposits, one-time direct deposits, such as tax refunds
and other similar transactions, and any deposit to which Chime deems to not be a
qualifying direct deposit are not qualifying direct deposits.

2 Credit Score Increase based on a representative study conducted by Experian®,
members who made their first purchase with Credit Builder between June 2020 and
October 2020 observed an average FICO® Score 8 increase of 30 points after
approximately 8 months. On-time payment history can have a positive impact on
your credit score. Late payment may negatively impact your credit score.

3 Security Deposit Money added to Credit Builder will be held in a secured
account as collateral for your Credit Builder card, which means you can spend up
to this amount on your card. This is money you can use to pay off your charges
at the end of every month.

Chime
P.O. Box 417
San Francisco, CA 94104-0417

© 2013-2023 Chime. All Rights Reserved.


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COOKIE OPTIONS

When you visit the Chime website, we store cookies on your browser to collect
information. The information collected might relate to you, your preferences, or
your device. The information is used to make the site work as expected and to
provide a more personalized web experience. However, you can choose not to allow
certain types of cookies by toggling the different categories off. You cannot
opt out of Strictly Necessary Cookies because they are deployed in order to
ensure the proper functioning of the website. They perform tasks such as
remembering your cookie settings and logging you into your account. See the
Chime Privacy Notice for more information about the data we collect and how we
use it.
Chime's Privacy Notice
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STRICTLY NECESSARY COOKIES

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These cookies are necessary for the website to function and cannot be switched
off. They are required in order to perform tasks such as remembering your cookie
settings and logging you into your account.

SALE OR SHARE OF PERSONAL INFORMATION

Sale or Share of Personal Information

California residents have the right to opt out of the sale or sharing of their
personal information to third parties. The cookie categories below may be deemed
a “sale” or “share” of personal information under California law. These cookies
collect information for analytics and to personalize your experience with
targeted ads. You may exercise your right to opt out of the sale or sharing of
personal information by using the toggles. If you opt out, we will not be able
to offer you personalized ads and will not hand over your personal information
to any third parties for this purpose. Chime members who wish to opt out of all
selling and sharing should also do so within the app under their user settings.
This is because our webpage does not collect personal information that allows us
to directly link visitors to a Chime account. Additionally, you may need to opt
out of cookies again if you switch browsers because your preferences are tied to
your browser.

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 * PERFORMANCE COOKIES
   
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