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FINALLY, DEVICE PROTECTION LIKE IT SHOULD BE.

Cover your phone, laptop, electronics, and other vital personal items – all for
just $15 a month.

See Our Plans

Find the plan for you





HIGHEST-RANKED AND TOP-RATED DEVICE INSURANCE

Top Rated on Google and TrustPilot by happy customers.  #1 ranked by
GadgetReview.com (over AppleCare, Geek Squad, and SquareTrade) and more...



I’m so thrilled by this service. For only a couple dollars more than I’d been
paying Verizon just for phone insurance, now all my devices are covered. I just
completed a claim of my 6 year old MacBook Pro- which I’d spilled ramen all
over. Service was super rapid… I’d highly recommend AKKO.

Robert

AKKO took care of me with fast customer service… Smoothest transaction for
insurance ever.

Ray

My cracked phone screen repair was a seamless experience with AKKO. They far
exceeded my expectations and provided reimbursement funds the very next day.

Rayn

Very professional. Followed up and resolved the issue immediately highly
recommend this company.

Frederic



More ratings & reviews



Top Rated by




COVERAGE, SIMPLIFIED

AKKO makes protecting your stuff easier and more affordable.


QUICK
REGISTRATION

Choose the AKKO plan that's right for you. Input your item's info, snap a few
photos, done!

Register Now




COMPLETE
PROTECTION

Keep going knowing you’re fully protected from whoops, oh-no’s, and not agains.
Upgrade or downgrade anytime.

See What’s Covered




EASY REPAIRS &
REPLACEMENTS

Get repairs done quick – often same day for phones! We pay the store or can pay
you by PayPal or wire immediately upon claim approval.

Claims Info




LIFE HAPPENS. WE COVER IT ALL.


PHONE ONLY



Protect your phone against damage or breakdowns

Get Phone Only Plan

from $5/mo


MULTIPLE PHONES



Protect multiple phones against damage, breakdowns, and theft

Get Muti Phone Plan

from $10/mo


INDIVIDUAL BUNDLE



Protect 1 phone + 25 items per plan. Personal and home electronics and more!

Get Individual Bundle

$15/mo


HOME TECH



Protect unlimited devices at a single address

Get Home Tech Plan

$25/mo


HOME TECH +



Protect unlimited phones and devices at a single address

Get Home Tech +

$50/mo






PROTECTION FOR ALL YOUR EVERYDAY MUST-HAVES


PROTECTION, PLAIN AND SIMPLE

From cracks and breaks to spills and more, we cover what home and renters
insurance doesn’t, all with a far lower deductible


WE CAN COVER IT ALL

Bundled Protection for your phone and all your electronic devices for just $15
per month. Just need coverage for a phone? We do that, too.


FUTURE-PROOF COVERAGE

Swap items in your account when you upgrade or buy/sell stuff, and Never Buy
Another Protection Plan Again.™





YEP, WE’RE FOR REAL. PROMISE.

Don’t worry, a lot of people sometimes think this sounds “too good to be true”
so we get asked a lot of questions. Below are the answers to the most frequent
questions. If you have any others, just ask us! 🙂


DOESN'T MY EXISTING RENTERS OR HOMEOWNERS INSURANCE PROTECT ME ALREADY?

Renters or homeowners insurance will not protect your items against:

 * Accidental damage (like drops)
 * Cracked screens
 * Spills & liquid submersion

Of course, accidents like these happen. If you drop your phone without a
protection plan, you’ll be on your own for the screen replacement, which could
cost up to $250. But with an AKKO plan, your coverage would nearly pay for
itself within the first year!

Renters and homeowners policies do cover theft; however, your policy will
typically have a $250 – $1,000 deductible. Furthermore, if you make a claim
through those policies, your rates may increase because the claim gets reported
and added to the equivalent of your “credit score” for insurance.

So would it ever really be worth it to make a renters insurance claim if your
$800 smartphone got stolen? Probably not. But with a low-deductible AKKO plan
(deductibles as low as $29 and never more than $99), the entire cost of
repairing or replacing your device will be covered! Equally importantly, your
rates will never go up, no matter how many claims you make.

Finally, as many people learn the hard way, auto insurance does not cover items
stolen during vehicle break-ins; it will only cover damage to the vehicle
itself. However, an AKKO plan will cover your items if they’re stolen or damaged
in a break-in, and you’ll still only pay your deductible.

Note: Integrated car accessories or audio equipment like speakers and decks are
not covered; see What’s Not Covered in our FAQ for the full list of exclusions.


WHY IS THIS SUCH A GREAT DEAL?

In short, it’s because AKKO’s technology makes facilitating and managing
protection for your stuff more efficient and less expensive. Typical insurers
charge high fees on insurance and protection plans because of the work involved
in processing policies and claims, plus the cost of advertising and marketing.

AKKO is changing the game by providing reliable and affordable protection that’s
simple and all-inclusive. We’ve eliminated the need for you to spend money on
the protection plans, extended warranties and insurance add-ons that retailers,
phone companies and others use to pad their bottom lines. And because all your
protection is in one place instead of being spread across multiple plans from
multiple companies, the process of making a claim is drastically simpler.


WHAT ITEMS ARE COVERED?

Your AKKO Plan covers just about any of your everyday personal items, from
electronics to clothes to sports gear. Once registered, you can select one (1)
phone + any 25 of your eligible belongings to load into your AKKO account for
protection. Your items can be swapped out whenever you’d like.

Electronics

Phones (limit of 1 per account), laptops, tablets, smartwatches, TVs, desktop
computers, monitors, etc.

Photography & Video Equipment

Cameras, lenses, accessories, tripods, gimbals, etc.

Audio & Music Gear

Speakers, electronic music instruments, DJ equipment, headphones, musical
instruments, etc.

Gaming

Video game consoles, controllers, peripherals, VR, etc.

Personal Transportation (Non-Motorized)

Bicycles, scooters, skateboards, hoverboards, unicycles

Sports & Recreational Gear

Skis, snowboards, golf clubs, tennis rackets, camping/climbing equipment, etc.

Clothing & Accessories

Clothes, jackets, shoes, sunglasses, watches, jewelry, etc.

Appliances (counter-top)

Blenders, coffee makers, microwaves (counter-top), etc.

School Supplies

Textbooks, backpacks, calculators, etc.

NOTE: All plans are per individual and will only cover items owned by the
plan-holder. Plans cannot be shared with family or friends.

Adult and Student Plan accounts protect a maximum of one (1) phone. To cover
additional phones, purchase additional adult or student plans. There are no
quantity limits for other personal electronics and eligible items you want to
add to your account.

Multiple plans may be purchased at a discount with billing bundled together!


WHAT DOES MY PLAN PROTECT ME FROM?

 * Cracked screens
 * Spills & liquid submersion
 * Accidental damage (like drops)
 * Damage & malfunctions from accidental damage/drops
 * Mechanical/electrical component failures (for phones)
 * Theft
 * Theft of items from an unattended vehicle via forced entry (car break-ins)

See all FAQs




RECENT POSTS

PR


AKKO RANKED #1 BUDGET PHONE INSURANCE BY INVESTOPEDIA

January 10, 2024

Electronics


WHAT’S THE BEST PHONE INSURANCE? – 2024 COMPARISON

January 13, 2024

PR


AKKO RANKED BEST ALTERNATIVE PHONE INSURANCE BY ANDROID CENTRAL

February 2, 2023

See More Posts



WE TREAT YOU LIKE WE WANT TO BE TREATED

We built AKKO as the insurance we wanted. Full coverage. Customer service that
truly cares. Fair prices. And no hidden terms, ever. Crazy? Maybe. But it’s just
the right thing to do.

Find the right plan for you
Contact Us

Contact

contact@getAKKO.com

billing@getAKKO.com

partners@getAKKO.com

business@getAKKO.com

PR@getAKKO.com

Links

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© 2024 AKKO, LLC

Read Legal Disclaimers & Outlined Information on Membership Plans & Plan
Coverages

Read Terms of Use

Privacy Policy for Website & Web-app

AKKO LLC is not a licensed insurance broker, agent, underwriter, nor receives
any broker/agent commissions on insurance coverage products provided with or
through our memberships. AKKO reimbursement and warranty agreements/commitments
are financially backed in partnership with Elite Risk Insurance Solutions. Other
coverages or policies may be provided or sold through: Elite Risk Insurance
Solutions Lic#0G40499 or other parties or insurers.

¹ Phones must be fully functional and without damage to be eligible for
coverage. Phones with foldable screens cost up to $15 per month.
² Unlimited claims for eligible device breakdowns, accidental damages, and
theft. One claim only for any Lost phone per 12 months on eligible plans.


Menu
FAQs

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Family

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Partners

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PHONE ONLY

Protect your phone against damage or breakdowns

from $5/mo


MULTIPLE PHONES

Protect multiple phones against damage, breakdowns, and theft

from $10/mo


INDIVIDUAL BUNDLE

Protect 1 phone + 25 items per plan. Personal and home electronics and more!

$15/mo


HOME TECH

Protect unlimited devices at a single address

$25/mo


HOME TECH +

Protect unlimited phones and devices at a single address

$50/mo


FIND THE RIGHT PLAN FOR YOU

Get protected

What's Protected


Both of our plans protect against all accidental damages and theft.

Cracked Screens

Spills & Liquid Submersion

Accidental Damage (like drops)

Damage & Malfunctions from Accidental Damage/Drops

Mechanical/Electrical Failures of components (for phones)

Theft

Theft of items from an unattended vehicle via forced entry (car break-ins)