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Guide, Feedback, and Issue Reporting

Join us for our 65th Annual Meeting in person or live streaming online on
Wednesday, March 27, 2024, at 5:30 p.m.

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Get the best rate guaranteed.


MORTGAGE MADE EASY.

With a wide range of terms and options to choose from, we’ll help find the loan
that’s right for you.

Apply Now
Get My Quote


HOW IT WORKS


THE HOME BUYING PROCESS

1

MEET WITH AN EXPERT

Begin your journey by connecting with one of our mortgage loan officers.

2

UPLOAD DOCUMENTS

Download the mortgage app to upload the documents for your pre-approval*.

3

BEGIN HOUSE HUNTING

Armed with your pre-approval, start your search for the perfect home.

4

CLOSE THE LOAN

Once you’ve found the home, we'll work to ensure a smooth and timely approval
process.
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BEST RATE GUARANTEE


SHOP CONFIDENTLY KNOWING YOU’RE GETTING THE BEST RATE.

We’re confident we offer the best rates in the market. That’s why if you find a
better mortgage rate with another lender, we’ll pay you $1,000— it’s that
simple.


LEARN MORE
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WE'VE GOT OPTIONS


DISCOVER WHAT’S BEST FOR YOU AS A BORROWER.

View Rates
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CONVENTIONAL LOANS

The most popular category of mortgage loans, conventional loans offer fixed
interest rates and greater flexibility in terms. These loans are not insured by
the government and are usually established with larger down payments than some
of the other mortgage loan alternatives.

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FHA & VA LOANS


FHA and VA loans are insured by the Federal Housing Administration and the U.S.
Department of Veterans Affairs. The FHA and VA will back qualified lenders in
case of mortgage default, but do not lend money. FHA and VA loans allow
borrowers to spend a higher percentage of their monthly income on debt than
conventional loans.

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JUMBO LOANS

Jumbo Mortgages, or non-conforming mortgages, exceed the guideline limits
established by Fannie Mae and Freddie Mac. These loans offer borrowers who have
low debt-to-income ratios and high credit scores an option to purchase an
expensive luxury home.

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REFINANCING

A refinanced mortgage pays off and replaces your old mortgage and allows you to
pay the remaining balance based on a new agreement. Refinancing can provide a
number of benefits, such as lower monthly payments, a lower interest rate, the
ability to get cash out of your home’s equity, and a shorter loan term.


START YOUR HOME BUYING JOURNEY


MEET YOUR MORTGAGE DREAM TEAM

Alex Ramirez
NMLS# 1752626
Meet Alex
Bert Rogers
NMLS# 338237
Meet Bert
Brett Dunlap
NMLS# 446649
Meet Brett
Haden Lipham
NMLS# 1644599
Meet Haden
Kali Arredondo
NMLS# 2331602
Meet Kali
Larissa Cable
NMLS# 525982
Meet Larissa
Tom Couture
NMLS# 842717
Meet Tom
Whitney Chaney
NMLS# 1213629
Meet Whitney
Kevin Geeslin
NMLS# 1664708
Meet Kevin

TTCU MORTGAGE APP


FINANCING AT YOUR FINGERTIPS.


We’re dedicated to simplifying the home buying process for everyone. Whether
you’re buying your first home, refinancing, or a real estate agent hoping to
speed up the process for your clients, our mortgage app has a feature to benefit
you.

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Upload documents from your phone
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Get real-time updates on the status of your loan
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Estimate your monthly payments

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HOME BUYING GUIDE


NOT QUITE SURE WHERE TO START?


From creating a reasonable budget to closing the deal, our home buying guide
will give you the tips needed to make a great decision when buying your new
home.


Get the Guide
*Disclaimer

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*Pre-approval is subject to credit history and financial statement review.


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