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Beat Inflation! Stretch Your Dollars!
SHOP with fixed monthly payments that STAY LOW Learn About Wards Credit

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Just Added: 100s of NEW Holiday Arrivals! Shop Now

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BUY NOW PAY LATER


WARDS CREDIT GIVES YOU THE FREEDOM TO BUY WHAT YOU NEED NOW.

See Benefits Shop Now
Watch Video


TO APPLY, SIMPLY PLACE AN ORDER!


CHOOSE WARDS CREDIT AS YOUR PAYMENT METHOD AT CHECKOUT
+ ANSWER A FEW SIMPLE QUESTIONS. GET A QUICK DECISION!

Shop Now More About Applying Already Have an Account?

“

It’s easy to get credit to buy the things you need!

-Karen M., Wards Customer

”


BENEFITS OF WARDS CREDIT

Take Control,
Live Better


KEEP YOUR
BUDGET ON TRACK WITH PAYMENTS
AS LOW AS $10 A MONTH
+ NO ANNUAL FEES!

Give the Best
to You & Yours


FIND BRANDS
YOU LOVE AND A GIANT SELECTION...
YOU HAVE QUALITY
AND CHOICES.

Grow + Gain Confidence


IMPROVE YOUR
CREDIT SCORE BY MAKING REGULAR ON-TIME PAYMENTS.WE REPORT
TO MAJOR CREDIT BUREAUS!

Enjoy a True Partnership


WE’RE YOUR
SINGLE SOURCE FOR THE CREDIT &
PRODUCTS YOU LOVE

Build Your Future


EARN
HIGHER LIMITS WITH ON-TIME
PAYMENTS

Feel at Ease


CONFIDENTIAL
& SECURE CHECKOUT & ACCOUNT
MANAGEMENT


INCREASE YOUR
BUYING POWER
WITH WARDS CREDIT!



Pay just $5 or $10 more per month and you could
buy up to
$200 more merchandise now with Wards Credit!*

Subject to credit approval—
on-time payments could help raise your credit limit over time!

Shop Now *See payment chart


MORE ABOUT APPLYING


HOW IS APPLYING
FOR
WARDS CREDIT
DIFFERENT?

At Wards, you simply place your order, ask for Wards Credit and answer a few
simple questions. The “application” is that easy and we think you’ll love it.
After all, you’re here to shop, not fill out forms all day!

Start Shopping


WHAT IF I’M DECLINED?
(I’M WORKING ON
MY CREDIT SCORE…)

Don’t stress! Wards offers flexible down payment options, so you may still
qualify for Wards Credit by simply making a small down payment on your first
order.

We know you’re working hard to improve your credit score, and this is one more
way that Wards says “Yes” when others say “No!” We want you to be able to get
gifts for your loved ones, like clothes, toys, jewelry and more.

See Credit FAQs

“

Montgomery Ward has helped me build my credit score...
You guys are awesome
and I love how
you treat
your customers. Thank you!

-Wards Customer

”


USE WARDS CREDIT AND
GET BUY NOW
PAY
LATER
CONVENIENCE ON A HUGE
SELECTION
OF
FURNITURE,
ELECTRONICS, TOOLS, SHOES
AND MORE.


FURNITURE


ELECTRONICS


TOOLS


WOMEN’S SHOES

Wards low monthly payments and fast approval process make it easy to use credit
while shopping online or in our catalog. Now it’s easy to get the brand‑name
cell phones, laptops
and TVs your family needs, while you save your cash
and credit cards for other purchases.


*Down payment may be required. Please note: All credit orders will be subject to
credit approval.
Terms & Conditions

Buy Now, Pay Later

Learn More

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Credit Education Guide
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Call Us: 1 877 784 2836


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