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A DIGITAL CHECKING ACCOUNT THAT HELPS YOU BUILD CREDITØ

Introducing the new Experian Smart Money™ Digital Checking Account, designed by
credit experts. Enjoy no monthly fees¶, use eligible bills to raise your credit
scoresø and more.

Sign up in minutes

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The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank
(CFSB), pursuant to a license from Mastercard International. Banking services
provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.
øResults will vary. Not all payments are boost-eligible. Some users may not
receive an improved score or approval odds. Not all lenders use Experian credit
files, and not all lenders use scores impacted by Experian Boost®. Learn more.
See disclosures


--------------------------------------------------------------------------------

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer
may use a different FICO® Score than FICO® Score 8, or another type of credit
score altogether. Learn more
øResults will vary. Not all payments are boost-eligible. Some users may not
receive an improved score or approval odds. Not all lenders use Experian credit
files, and not all lenders use scores impacted by Experian Boost®. Learn more.

See disclosures


GET YOUR FREE CREDIT REPORT AND FICO® SCORE*

Then raise your credit scores instantly using bills like your cell phone,
utilities, streaming services and eligible rent payments.ø

Let's get started

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*Credit score calculated based on FICO® Score 8 model. Your lender or insurer
may use a different FICO® Score than FICO® Score 8, or another type of credit
score altogether. Learn more
øResults will vary. Not all payments are boost-eligible. Some users may not
receive an improved score or approval odds. Not all lenders use Experian credit
files, and not all lenders use scores impacted by Experian Boost®. Learn more.


--------------------------------------------------------------------------------

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer
may use a different FICO® Score than FICO® Score 8, or another type of credit
score altogether. Learn more
øResults will vary. Not all payments are boost-eligible. Some users may not
receive an improved score or approval odds. Not all lenders use Experian credit
files, and not all lenders use scores impacted by Experian Boost®. Learn more.


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φResults will vary. Not all bills are eligible, savings are not guaranteed, and
some may not see savings. BillFixers™ customers save $263.69 on average. The
average savings was calculated using anticipated savings from consumer
negotiations completed in 2021 that resulted in savings.


--------------------------------------------------------------------------------

φResults will vary. Not all bills are eligible, savings are not guaranteed, and
some may not see savings. BillFixers™ customers save $263.69 on average. The
average savings was calculated using anticipated savings from consumer
negotiations completed in 2021 that resulted in savings.


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The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank
(CFSB), pursuant to a license from Mastercard International. Banking services
provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.

§Funds in your Experian Smart Money™ Digital Checking Account are held in a
pooled deposit account at Community Federal Savings Bank and insured up to
$250,000 for each account ownership category. Learn more at FDIC.gov.

ӂThe Experian Smart Money™ Digital Checking Account is only available to
residents of U.S. states and the District of Columbia.

øResults will vary. Not all payments are boost-eligible. Some users may not
receive an improved score or approval odds. Not all lenders use Experian credit
files, and not all lenders use scores impacted by Experian Boost®. Learn more.

‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking
Account must be credited with at least $1,000 in direct deposits within 45
business days of opening your account, and your account must stay active and in
good standing at the time the bonus is paid. The bonus will be deposited into
your account within 10 business days, once earned. Limit 1 bonus per cardholder.
Offer subject to change by Experian at any time without prior notice. Terms and
conditions apply. See the Incentives section in the Cardholder Agreement to
learn more.

†Early access to your direct deposit depends on the timing of receipt of the
incoming direct deposit file. We generally make direct deposits available up to
2 days earlier than the payment date specified in the direct deposit file. Early
availability of direct deposits is not guaranteed and may vary from deposit to
deposit. Daily and monthly deposit limits apply. See Cardholder Agreement.

**Access to over 55,000 surcharge-free ATMs with the Allpoint ATM network. You
may be charged a fee for attempting a cash withdrawal with an out-of-network ATM
or point-of-sale device by Experian and/or the operator including for a balance
inquiry even if you do not complete a cash withdrawal. Learn more.

#Limits apply. See Cardholder Agreement.

Mastercard and the circles design are registered trademarks of Mastercard
International Incorporated.

¶See the Experian Smart Money™ Digital Checking Account & Debit Card Agreement.


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