www.bankwithsouthern.com Open in urlscan Pro
68.233.228.90  Public Scan

Submitted URL: https://southern-bank.com/
Effective URL: https://www.bankwithsouthern.com/checking-and-savings/keeps-spending-plus-savings/
Submission: On April 07 via automatic, source certstream-suspicious — Scanned from DE

Form analysis 2 forms found in the DOM

<form class="yxt-SearchBar-form">
  <input class="js-yext-query yxt-SearchBar-input" type="text" name="query" value="" placeholder="Search..." aria-label="Conduct a search" autocomplete="off" autocorrect="off" spellcheck="false">
  <button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden component" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-component="IconComponent"
    data-opts="{ &quot;iconName&quot;: &quot;close&quot; }" data-prop="icon" data-is-component-mounted="true" data-is-analytics-attached="true">
    <div class="Icon Icon--close " aria-hidden="true">
      <svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
        <path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
      </svg>
    </div>
    <span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
  </button>
  <button type="submit" class="js-yext-submit yxt-SearchBar-button">
    <div class="yxt-SearchBar-buttonImage component" data-component="IconComponent" data-opts="{ &quot;iconUrl&quot;: &quot;/assets/media/icons/loupe.png&quot; }" data-is-component-mounted="true">
      <div class="Icon Icon--default " aria-hidden="true">
        <img src="/assets/media/icons/loupe.png" alt="" class="Icon-image">
      </div>
    </div>
    <span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
  </button>
</form>

<form class="yxt-SearchBar-form">
  <input class="js-yext-query yxt-SearchBar-input" type="text" name="query" value="" placeholder="Search..." aria-label="Conduct a search" autocomplete="off" autocorrect="off" spellcheck="false">
  <button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden component" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-component="IconComponent"
    data-opts="{ &quot;iconName&quot;: &quot;close&quot; }" data-prop="icon" data-is-component-mounted="true" data-is-analytics-attached="true">
    <div class="Icon Icon--close " aria-hidden="true">
      <svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
        <path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
      </svg>
    </div>
    <span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
  </button>
  <button type="submit" class="js-yext-submit yxt-SearchBar-button">
    <div class="yxt-SearchBar-buttonImage component" data-component="IconComponent" data-opts="{ &quot;iconUrl&quot;: &quot;/assets/media/icons/loupe.png&quot; }" data-is-component-mounted="true">
      <div class="Icon Icon--default " aria-hidden="true">
        <img src="/assets/media/icons/loupe.png" alt="" class="Icon-image">
      </div>
    </div>
    <span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
  </button>
</form>

Text Content

Skip navigation
 * About Us
   * Our Team
   * Careers
   * Investors
   * News
   |
 * Locations
   |
 * Support
   |
   
   
   Clear
   
   Submit
   
   

 * Personal
   * Online & Mobile Banking
     * Digital Banking Overview
     * Online Banking
     * Mobile Banking
     * Innovations
     * Card Valet® Fraud Prevention
     * Banking Tools
   * Checking & Savings
     * Bank Accounts Overview
     * Checking Accounts
     * Savings Accounts
     * Money Market Accounts
     * CDs
     * Compare Accounts
   * Mortgage & Refinance
     * Home Loan Overview
     * Mortgage
     * Refinance
     * Home Equity
     * Find A Loan Officer
     * Home Buyer Help
     * Today's Rates
   * Loans & Credit
     * Loans & Credit Overview
     * Auto, ATV, RV, Boat
     * Credit Cards
     * Calculators
 * Business
   * Business Banking
     * Business Banking Overview
     * Business Accounts
     * Compare Business Accounts
     * Public Entities
   * Business Financing
     * Business Loans Overview
     * Agricultural Loans
     * Small Business Loans, USDA & RDA Loans
     * Working Capital Loans
     * Business Real Estate
     * Equipment Loans
     * Business Lending Team
   * Business Services
     * Business Services Overview
     * Cash Management
     * Remote Deposit Capture
     * Merchant Card Services
     * Business Credit Cards
 * Investing & Insurance
   * 
   * 
   * Investing & Insurance
     * Investing & Insurance Overview
     * IRA's
     * Wealth Management
     * Insurance
     * Investors


LOGIN




ACCOUNT LOGIN

Click Here to Access or Enroll for Online Banking.
Learn More > Enroll Now >
Login


ACCOUNT LOGIN

Click Here to Access or Enroll for Online Banking.
   
   
   Clear
   
   Submit
   
   
 * Personal Banking>
   * Online & Mobile Banking>
     * Digital Banking Overview
     * Online Banking
     * Mobile Banking
     * Innovations
     * Card Valet® Fraud Prevention
     * Banking Tools
   * Checking & Savings>
     * Bank Accounts Overview
     * Checking Accounts
     * Savings Accounts
     * Money Market Accounts
     * CDs
     * Compare Accounts
   * Mortgage & Refinance>
     * Home Loan Overview
     * Mortgage
     * Refinance
     * Home Equity
     * Find A Loan Officer
     * Home Buyer Help
     * Today's Rates
   * Loans & Credit>
     * Loans & Credit Overview
     * Auto, ATV, RV, Boat
     * Credit Cards
     * Calculators
 * Business Banking>
   * Business Banking >
     * Business Banking Overview
     * Business Accounts
     * Public Entities
   * Business Financing >
     * Business Loans Overview
     * Agricultural Loans
     * Small Business Loans, USDA & RDA Loans
     * Working Capital Loans
     * Business Real Estate
     * Equipment Loans
     * Business Lending Team
   * Business Services >
     * Business Services Overview
     * Cash Management
     * Remote Deposit Capture
     * Merchant Card Services
     * Business Credit Cards
 * Investing & Insurance>
   * Investing & Insurance Overview
   * IRA's
   * Wealth Management
   * Insurance
   * Investors
 * About>
   * About Us
   * Our Team
   * Careers
   * Investors
   * News
 * Locations
 * Support


YOU ARE ABOUT TO LEAVE BANKWITHSOUTHERN.COM

The link you clicked will take you to a third-party website. Southern Bank is
not responsible for the content of, or products and services provided by this
third-party, nor does it guarantee the system availability or accuracy of
information contained in this site. The web site is not controlled by Southern
Bank.

If you do not wish to leave the site, please click the “X” in the upper right
hand corner, or reload the page in your browser.

Continue >
CONTACT US


KEEPS ACCOUNT


KEEP THE CHANGE.

The Keeps Account includes a spending & savings account. Save every time you
spend. With each Mastercard® debit card purchase, your transaction is rounded up
to the nearest dollar - and the difference is automatically deposited into your
savings account.

Open an Account  >
Compare Accounts >


ACCOUNT DETAILS


HERE'S WHAT YOU CAN CAN EXPECT:

Spending Account + Savings Account



With each debit card purchase from your Keeps Spending Account, your transaction
is rounded up to the nearest dollar. The rounded up portion is deposited into
your Keeps Savings Account, allowing you to save automatically.



Cell Phone Protection¹ ²



Receive up to $400 of replacement or repair costs if your cell phone is stolen
or damaged, in the U.S and abroad. Maximum of two claims per year. Covers up to
four phones on a cellular telephone bill paid through your Keeps Spending
account.

(Cellular telephone bill must be paid using eligible account.)

IDProtect® Identity Theft Monitoring¹ ² ³



Identity Monitoring³ - monitoring of more than 1,000 databases and public
records to identify suspicious activity, including credit header information,
phone records, United States Postal Service records, and more. A risk rating is
generated with each monthly scan, and if your scan reflects a high-risk score,
you will be notified.

(registration/activation required)

Credit File Monitoring,¹ ² ³ Credit Report and Score¹ ²



Credit File Monitoring³ - Daily credit file monitoring and automated alerts of
key changes to your single bureau credit reports. (registration/activation
required)

Credit Report and Score - Request an updated single-bureau credit report every
180 days or upon opening a resolution case. Each new report includes an updated
single-bureau credit score. Credit Score is a Vantage Score 3.0 based on single
credit bureau data. Third parties may use a different type of credit score to
assess your creditworthiness.

(registration/activation required)

Debit and Credit Card Registration



Register your credit, debit and ATM cards and have peace of mind knowing you can
call one toll-free number to cancel and request replacement cards should your
cards become lost or stolen.

Identity Theft Expense Reimbursement Coverage¹ ²



Identity Theft Expense Reimbursement Coverage - Up to $10,000 Identity Theft
Expense Reimbursement to cover expenses associated with restoring your identity
should you become the victim of identity fraud. Potential expenses include:
reimbursement for costs associated with attorney fees, loan application fees,
long distance calls, certified mail and notarized fraud documents, medical
record costs, costs for daycare and elder care, travel and accommodations, as
well as coverage for wages lost for time taken off work to correct personal
records.

Comprehensive Identity Theft Resolution Services¹ ²



Comprehensive Identity Theft Resolution Services - if your identity is stolen,
an IDProtect® fraud resolution specialist will help you every step of the way
until your identity is restored. This specialist is dedicated to you and will be
there to answer any questions you may have.


YOU ARE ABOUT TO LEAVE BANKWITHSOUTHERN.COM

The link you clicked will take you to a third-party website. Southern Bank is
not responsible for the content of, or products and services provided by this
third-party, nor does it guarantee the system availability or accuracy of
information contained in this site. The web site is not controlled by Southern
Bank.

If you do not wish to leave the site, please click the “X” in the upper right
hand corner, or reload the page in your browser.

Continue >


FEATURES


EVERY KEEPS SPENDING ACCOUNT COMES WITH THESE FREE FEATURES:

Online Banking



Mobile Banking



Mobile Deposit



Mastercard® Debit Card



Access to CardValet®



MoneyPass ATM's



Pass the Buck




SERVICE FEE


KEEPS SPENDING

A $6.00 monthly service fee applies, but it can be easily avoided or reduced by:

 * Enrolling in electronic statements will reduce the monthly service fee by
   $3.00.
 * Using your Southern Bank Mastercard® debit card 15 times per month will
   reduce your fee by $3.00.
 * Completing both of the above or maintaining a minimum daily balance of $5,000
   will eliminate the $6.00 service fee in full.




KEEPS SAVING

A $3.00 monthly service fee applies but can be eliminated by:

 * Enrolling to receive electronic statements.
 * Having at least one round up deposit transfer from Keeps Spending per
   statement cycle.
 * No more than 3 withdrawals per month.

Disclosures:

$25.00 Minimum deposit to open.

1 Special Program Notes: The descriptions herein are summaries only and do not
include all terms, conditions and exclusions of the Benefits described. Please
refer to the actual Guide to Benefit and/or insurance documents for complete
details of coverage and exclusions. Coverage is provided through the company
named in the Guide to Benefit or on the certificate of insurance.

2 Benefits are available to personal checking account owner(s), and their joint
account owners subject to the terms and conditions for the applicable Benefits.
Some Benefits require authentication, registration and/or activation. Benefits
are not available to a “signer” on the account who is not an account owner or to
businesses, clubs, trusts organizations and/or churches and their members, or
schools and their employees/students.

3 Credit file monitoring may take several days to begin following activation.

Insurance Products are not insured by the FDIC or any Federal Government Agency;
Not a deposit of or guaranteed by the bank or any bank affiliate.


READY TO OPEN A KEEPS ACCOUNT?


Open an Account   >

(855) 452-7272

 * CALCULATORS
 * SUPPORT
 * TOOLS
 * CAREERS
 * INVESTORS
 * NEWS
 * LOCATIONS

(855) 452-7272

Routing Number: 281573259

Copyright © 2022 - Southern Bank. All rights reserved.

Terms of Use | Privacy Policy | Accessibility | Smart Marketing

 * 
 * 
 * 
 *