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IMPORTANT DISCLAIMERS AND DISCLOSURES

IMPORTANT: The Operator of this website is not a lender, financial institution,
loan broker or an agent of a lender or loan broker and does not make any credit
decisions. You may not qualify with any lender for any loan amount, or you may
qualify with a lender for an amount that is much lower than what you are
seeking. This service, which connects consumers with eligible third party
lenders, is free to consumers. This service does, however, receive payment from
lenders for referring lead data to them. Although multiple factors dictate the
order in which lenders have the opportunity to purchase a lead, the highest
bidding lender will most often get the opportunity. Lenders may perform credit
checks through any credit reporting bureau and may also verify the information
that you provide on this form including social security number, address, phone
number, employment history, bank account information etc. Information may be
shared with non-lenders or other intermediary service providers (like us) to
help you connect with a lender. This service works with many different kinds of
lending partners, including tribal lending institutions. Federally recognized
Indian tribes are independent sovereign nations and their wholly owned entities
are generally not required to follow state and local laws regarding rates, fees
and other loan related conditions. However, Indian tribes and their wholly owned
entities are required to follow some applicable federal laws. If you are
connected with a tribal entity, be sure to check their rates as they may carry
higher interest rates when compared to state-licensed lenders. The Truth in
Lending Act requires lenders to disclose rates, fees and other important
conditions of a loan. After checking the terms, make a determination of whether
or not you can afford the payments. We earnestly encourage you to reject any
offer that is not within your financial means. Short-term, small-dollar loans
are not a long term solution to financial hardship. You may also consider
seeking professional advice regarding your financial circumstances and
alternatives to loan products. Late payments of loans may result in additional
fees or collection activities, or both. Each lender has its own terms and
conditions. Please familiarize yourself with your lender’s policies for further
information. Additionally, failure to repay your loan may carry nonpayment
penalties and collection activities. Please review nonpayment terms with your
lender directly. Every lender has a different renewal policy please review your
particular lender’s renewal policy for more information.

State Availability: Lenders that participate in the services provided by this
website do not offer loans in every state. If you are from a state that the
lenders do not service, you will not be able to be connected to a lender. Our
service does not constitute an offer or solicitation for any loan products that
are prohibited by state law. Additionally, this is not a solicitation for any
particular loan and is not a loan offer.

Advertiser Disclosure: This website offers a 100% free service that connects
consumers with third-party lenders and partners. While this is a free service to
consumers, third-party lenders or partners may provide the operator of this
website with a referral fee for referring consumers to them.