www.manulifebank.ca Open in urlscan Pro
23.36.86.6  Public Scan

Form analysis
3 forms found in the DOM

GET /personal-banking/search-results.html

<form role="search" action="/personal-banking/search-results.html" method="get" class="searchForm">
  <label for="searchInput" class="sr-only" title="Search">Search</label>
  <input class="search-form__input" name="query" type="search" placeholder="Search" aria-label="Enter your search query">
  <input type="hidden" id="basePath" name="basePath" value="/content/manulife-bank/en_CA/personal-banking/mortgages">
  <button class="search-form__button--submit" type="submit" form="searchForm" aria-label="Search">
    <span aria-hidden="true" class="search-form__icon--search"></span>
  </button>
  <button class="search-form__button--close js__search--close" type="button" aria-label="Close">
    <span aria-hidden="true" class="search-form__icon--close"></span>
  </button>
</form>

GET /personal-banking/search-results.html

<form role="search" action="/personal-banking/search-results.html" method="get" class="searchForm" aria-label="Mobile search form">
  <label for="search-mob" title="Search" class="sr-only">Search</label>
  <input type="text" id="search-mob" name="query" class="form-control" aria-label="Enter your search query" placeholder="Search">
  <input type="hidden" name="basePath" value="/content/manulife-bank/en_CA/personal-banking/mortgages">
  <input type="submit" class="search-icon" value="search" aria-label="Search">
  <button type="button" class="close-search js__search--close" id="closeSearch" aria-label="Close"></button>
</form>

POST

<form id="fileUploadForm" enctype="multipart/form-data" method="post" target="fileUploadIframe"><input type="file" id="fileSelector" name="file" style="display: none;"><input name="filename" type="hidden"></form>

Text Content

Skip to main navigation Skip to submenu Skip to main content Skip to footer
 * Personal
 * Business

 * Search
 * 
 * Sign In
 * FR

Menu
 * 
 * Search
   Search
 * Sign In
   

 * 
 * 

 * Personal
 * Business

 * Contact us
 * Français

/content/manulife-bank/en_CA/personal-banking/mortgages

!
!

Limited Time Offer: You can get up to $4,000 cashback on a new Manulife One.
Learn more.

 * Accounts
   * Skip the submenu
   * 
   * Accounts
   * All-In Banking Package
     * Get started with your All-in Banking Package
   * Advantage Account
     * Get started with your Advantage Account
   * US Dollar Advantage Account
 * Credit Cards
   * Skip the submenu
   * 
   * Credit Cards
   * Premium Cash Back Credit Card
   * No-Fee Cash Back Credit Card
   * Balance Protection
   * Get started with your Manulife Bank Visa card
 * Mortgages
   * Skip the submenu
   * 
   * Mortgages
   * Manulife One
     * Manulife One Discovery Centre
     * Manulife One Client Testimonials
     * How to switch to Manulife One
     * Getting started with Manulife One
     * Renew your Manulife One sub-account
     * Manulife One mortgage protection insurance
   * Manulife Bank Select
     * Get started with Manulife Bank Select
     * How to switch to Manulife Bank Select
     * Renew your Manulife Bank Select mortgage
     * Manulife Bank Select mortgage protection insurance
   * Mortgage calculators
     * Manulife One mortgage calculator
     * Mortgage affordability calculator
     * Mortgage prepayment calculator
     * Prepayment charge calculator
   * Early Renewal Contact Form
 * Loans
   * Skip the submenu
   * 
   * All Loans
   * Investment Loans
   * RRSP Loan
   * Lines of Credit
 * Investments
   * Skip the submenu
   * 
   * All Investments
   * Tax-Free Savings Account (TFSA)
   * Registered Retirement Savings Plan (RRSP)
   * Registered Retirement Income Fund (RRIF)
   * Guaranteed Investment Certificates (GICs)
   * Investment savings
 * Plan and Learn
   * Skip the submenu
   * 
   * All Articles
   * Home ownership
     * What is Bridge Financing
     * What to know about selling your home in retirement
     * All-in-one mortgage vs traditional mortgage: what’s the difference?
     * What is renovation mortgage financing?
     * Fixed or variable mortgage rate? Get both with Manulife One sub-accounts
   * Personal Finance
     * Manulife Bank Survey, Fall 2023
     * How CDIC insurance keeps your savings safe
     * Inflation: Why everything keeps getting more expensive
     * Teaching kids about money: you can teach kids about compound interest?!
   * Security fraud prevention
     * Be on the lookout for fraudulent documents
     * 6 simple tips for safe online and mobile banking
     * Why it’s easier than you think to get scammed
     * How to keep yourself safe from online scams
     * Watch out for these common internet scams
   * Manulife Bank News
     * 2023 tax filing dates and mailing schedule
     * Public Accountability Statement
     * Life’s busy. We want to help you keep up!
     * Changes to the general terms or operating agreement for your account
 * Support
   * Skip the submenu
   * 
   * Support


LET US HELP YOU FIND THE BEST MORTGAGE

Contact a mortgage specialist


WHICH TYPE OF MORTGAGE IS RIGHT FOR YOU?

I'm buying a home

I want to switch or refinance

My house is paid for, I want to use my equity

I’m buying a commercial property

I want to renew my Manulife One term sub-account

I want to renew my Manulife Bank Select mortgage



--------------------------------------------------------------------------------


IF YOU HAVE A 20% DOWN PAYMENT, WE THINK YOU'LL LIKE OUR ALL-IN-ONE MORTGAGE AND
BANKING ACCOUNT.



MANULIFE ONE

Reduce your interest costs and become debt-free sooner with Manulife One. It’s
an all-in-one mortgage that lets you simplify your banking by combining your
mortgage with your bank accounts, short-term savings, income, and other debts.


Its flexibility lets you easily increase or decrease your mortgage payments as
your goals change and you’ll enjoy convenient access to your home equity when a
need arises.


Manulife One is right for you if you’re buying a home and have at least a 20%
down payment, or if you want to refinance or transfer in your existing mortgage
and have at least 20% equity in your current home.

Mortgage TypeRate
5 Year Open (Manulife One Base Rate plus 0%) 1 Year Closed 2 Year Closed 3 Year
Closed 4 Year Closed 5 Year Closed 7 Year Closed 10 Year Closed
5 Year Open (Manulife One Base Rate plus 0%) 7.70%%



Calculate your savings
Discover Manulife One


WE THINK YOU'LL LIKE OUR FLEXIBLE MORTGAGE WITH A HIGH INTEREST CHEQUING
ACCOUNT.



MANULIFE BANK SELECT

Customize your mortgage, your way with Manulife Bank Select. It lets you divide
your mortgage into different portions, each with its own amount, interest rate
and term. You can choose the payment schedule for each portion that works best
with your budget.

It also brings your banking together with a high-interest chequing account to go
along with your mortgage. You’ll enjoy free banking, unlimited transactions and
a high interest rate chequing account when you maintain a minimum balance of
$5,000.


Manulife Bank Select is right for you if you’re buying your first home and have
at least a 5% down payment or want to switch, refinance or renew your current
mortgage.

Mortgage TypeRate
1 Year Closed 2 Year Closed 3 Year Closed 4 Year Closed 5 Year Closed 7 Year
Closed 10 Year Closed
1 Year Closed 7.89%%


See what you can afford
Discover Manulife Bank Select

--------------------------------------------------------------------------------


MORTGAGE CALCULATORS


SEE HOW MUCH YOU CAN AFFORD

Buying a home? Figure out what you can afford and how much your payments will
be.

Get started


PREPAYMENTS CHARGE CALCULATOR

Find out if any charges will apply if you want to pay off your mortgage early.

Get started


--------------------------------------------------------------------------------


FAQ

Should I get a mortgage pre-approval before shopping for a home?

Getting mortgage pre-approval should be your first step when buying a home. A
pre-approval lets you know how much the bank is willing to lend and gives you an
idea of your estimated monthly payments. This allows you to focus your search on
homes within your approved price range and make an offer without worrying about
whether you’ll be able to get financing.


How much of a down payment do I need?

You can buy a home with as little as 5% of the total purchase price of the new
home, which means you can borrow up to 95% of the value of the home. The amount
of your down payment will determine what kind of mortgage you qualify for.

 * If you have a down payment of less than 20%: you’ll need a high ratio
   mortgage. With this type of mortgage, you’ll need to purchase mortgage
   default insurance. The cost of default insurance can be added to your
   mortgage or paid in a one-time payment.
 * If you have a down payment of 20% or more: you can have a conventional
   mortgage. With a conventional mortgage, there’s no need to purchase mortgage
   default insurance.

What is a mortgage amortization?

Your amortization is the length of time it will take you to pay off your entire
mortgage at your current interest rate and payment. Your amortization will
change over time as you renew at different interest rates, with different
payment amounts. 

For example, you might have a five-year, fixed-rate mortgage with an
amortization of 25 years. This means the life of the mortgage (amortization) is
25 years and your interest rate and payments are guaranteed for the five-year
term. After five years you’ll have 20 years left on the life of your mortgage
and you can renew the interest rate for another term, for example another five
years.

SEE ALL MANULIFE BANK MORTGAGE FAQ
Contact a mortgage specialist
See how much you can afford


QUICK LINKS

 * Current rates
 * Find an ATM
 * Customer support
 * Frequently asked questions
 * Security and fraud prevention


ABOUT US

 * About Manulife Bank
 * Banking with us
 * Careers
 * CDIC information
 * Voluntary Codes of Conduct and Public Commitments


MANAGE

 * Open an Advantage Account
 * Get the All-In Banking Package
 * Open a TFSA
 * Open an RRSP
 * Contact a mortgage specialist


CONNECT

 * Contact us
 * Find an advisor



--------------------------------------------------------------------------------

 * Manulife Trust
 * Investor information
 * Legal
 * Privacy
 * Accessibility
 * Sitemap


 * Manulife Bank Facebook
 * Manulife Bank Twitter
 * Manulife Bank Linkedin
 * Manulife Bank Youtube
 * Manulife Bank Instagram

--------------------------------------------------------------------------------

Copyright © 1999-2024 The Manufacturers Life Insurance Company (Manulife)












Live chat:Chat now


Feedback