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Enter search term Search Search within All articles Share prices


THAT'S NUTS! HOW A SET OF SPANNERS SOLD FOR £7 ON AMAZON IS 76% MORE ON PRIME AS
OUR RESEARCH SHOWS LOYAL CUSTOMERS COULD BE OVERPAYING FOR GOODS

More than half of British households fork out £7.99 a month for a subscription
to the retailer's membership programme, Amazon Prime. Membership buys benefits
such as free one-day delivery and access to an online library of films, songs
and eBooks. Prime members also get exclusive discounts during a two-day sale
called Amazon Prime Day, which takes place on Tuesday and Wednesday this week.
But a confusing pricing system means that fee-paying Prime members could be
charged more for items than shoppers who have not stumped up for membership.

 * 327 comments
 * 12 shares Set of spanners sold for £7 on Amazon is 76% MORE on Prime


WHAT WILL YOUR RETIREMENT LOOK LIKE? MOST OF US HAVEN'T GOT A CLUE AND WE MUST
MAKE PENSIONS EASIER TO UNDERSTAND, SAYS RACHEL RICKARD STRAUS

Scores of readers have been in touch in recent weeks, desperate for help with
calculating their state pension entitlement.

 * 20 comments
 * 1 share RACHEL RICKARD STRAUS: Why must pensions be so hard to work out?

  Ex-Emmerdale actress Gemma Oaten: 'I've been on TV but I had to go on benefits
when Covid shut my play'          


LATEST BUSINESS NEWS

 *  
   MIDAS SHARE TIPS: Miner Serabi
 *  
   We need a reset, say UK's business chiefs
 *  
   Turnaround King Jon Lewis on revival of Capita
 *  
   Mike Ashley's Frasers considered backing AO
 *  
   Monopoly fears after CO2 factory bid declined
 *  
   British builders fight £3bn cladding levy
 *  
   Chinese tycoon to offload sensitive UK data sites
 *  
   EDF nationalisation will hit UK nuclear projects
 *  
   Heathrow may need shareholder cash injection
 *  
   Half of Britons buying less food as price hikes bite
 *  
   Households facing £3,300 yearly energy bills
 *  
   Amigo: Repayments strong despite delinquencies
 *  
   City watchdog hires new chairman


WAS IT REALLY WISE FOR THE PAYMENT TRANSFER FIRM TO CLOSE YOUR ACCOUNT WITHOUT
WARNING? TONY HETHERINGTON INVESTIGATES

To get my money back from GMGroup.pro, I had to open an account with Wise. But
they closed it before I withdrew all my cash.

 * comments
 * 1 share TONY HETHERINGTON: Was it Wise to have your account closed?




I HAVE A SMALL HOLIDAY HOME IN SPAIN THAT I HAVE DECIDED TO SELL, HOW DO I GO
ABOUT IT AND WHAT DO I NEED TO KNOW?

Selling a property can be stressful in the best of circumstances, but add in
currency exchange and the laws of another country and everything becomes even
more complicated. Luckily, hundreds of thousands of Britons own property in
Spain, so there is plenty of support for anyone wanting to sell. The best way to
find a good agent is through recommendations from people you know. If you can't
get a personal tip then make sure you get in touch with a few different agents,
and pick the one you feel is offering the best service.

 * 169 comments
 * 21 shares I want to sell my Spanish holiday home, what do I need to know?


SENDING POSTCARDS MAY BE FALLING OUT OF FASHION BUT TO COLLECTORS THEY CAN BE
WORTH THOUSANDS OF POUNDS: HERE ARE THE ONES TO WATCH OUR FOR

Cards that depict everything from seaside holidays to great moments in history
are becoming increasingly popular as they are gaining value.

 * 17 comments
 * 2 shares The old postcards that could be worth thousands to collectors


'I LOCKED IN TO A SEVEN-YEAR FIXED RATE MORTGAGE': WORRIED WE'RE HEADING FOR
RECESSION? HERE ARE EIGHT WAYS TO PROTECT YOUR FINANCES

Even if we avert a downturn, it always pays to be prepared. Joe Seager is
worried about the outlook and has taken action over his home loan.

 * 35 comments
 * 29 shares Eight ways to protect your finances against recession


HAMISH MCRAE: POLITICAL TURMOIL IS BUMPING INTO BRITAIN'S ECONOMIC PLODDING - A
NEW TORY LEADER HAS TO ASSEMBLE A COMPETENT CABINET FAST

It will have to help the country clamber more swiftly out of downturn than it is
currently managing to do.

 * 6 comments
 * share HAMISH MCRAE: New Conservative leader will have to act fast


TURNAROUND KING JON LEWIS ON THE REVIVAL OF CONTRACTOR CAPITA: 'WE'VE SAVED THE
COMPANY THEY USED TO CALL CRAPITA - NOW WE'LL ERASE ITS DEBT'

Lewis says Capita spent too long buying other firms and racking up debt while
paying handsome dividends to shareholders.

 * 14 comments
 * share Reviving Capita: An interview with turnaround king Jon Lewis


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THIS IS MONEY PODCAST

 *  
   What will Boris's downfall, a new Prime Minister and Chancellor mean for the
   economy and our finances?


HOW THIS IS MONEY CAN HELP

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DON'T MISS

 * What is the metaverse and can investors profit from it? Here is how you can
   get involved virtually and financially Ad Feature
 * Barclays continues to insult customers with a 0.01% savings rate Our new
   league of shame should shock you into action, says LEE BOYCE 
 * The big bank savings league of SHAME Compare your insult accounts - then vote
   with your feet and get these better deals 
 * Crypto scams rocketed 58% to £226m in the last year How to keep yourself
   protected from the bitcoin bandits 
 * Apple is a profit machine, so what's taken a bite out of its shares? Shares
   are down 20 per cent - are they a buy?
 * Nationwide rockets up the savings best buy tables with a new top
   'easy'-access rate More big names start to compete for customers 
 * Energy price cap could rocket to £3,363 by January, analysts warn Hammering
   households with a £1,400 jump in their annual bills 
 * How to save money on spending abroad From the best debit cards and credit
   cards, to cash... how to get more bang for your buck 
 * Set of spanners sold for £7 on Amazon is 76% MORE on Prime as our research
   shows loyal customers could be overpaying for goods That's nuts! 
 * Was it really Wise for the payment transfer firm to close your account
   without warning? TONY HETHERINGTON investigates 
 * I have a small holiday home in Spain that I have decided to sell, how do I go
   about it and what do I need to know?  From legal to tax and money transfer
 * MIDAS SHARE TIPS: Find a safe haven with miner Serabi... 'It has golden
   prospects' 
 * High-end brands defy the gloom but investors must be picky From watches, to
   bags and Ferraris how to spot stocks with promise - and invest 
 * What will Boris's downfall, a new Prime Minister and Chancellor mean for the
   economy and our finances? This is Money podcast 
 * The point of working and saving isn't money itself but what we get to do with
   it, says SIMON LAMBERT... Like taking your daughter to see the Rolling Stones

BUSINESS & MARKETS


MIDAS SHARE TIPS: FIND A SAFE HAVEN WITH MINER SERABI... EVEN IN THESE UNCERTAIN
ECONOMIC TIMES IT HAS GOLDEN PROSPECTS

The stock market has been unforgiving. Back in 2020, Serabi shares hit £1.05.
Today they are just 39p. That is too cheap. Production has bounced back since
March and an update for the three months to June - out this week - should show a
healthy improvement. If Serabi has struck lucky, lucrative deals could be in the
offing. Even without that kicker, Serabi is expected to make $4million
(£3.3million) of profit this year, soaring to $12.6million in 2023. Serabi has
had a rough couple of years, but the company is back on track and profitable.

 * 4 comments
 * 1 video
 * share MIDAS SHARE TIPS: Find a safe haven with gold miner Serabi


WE NEED A RESET, SAY UK'S BUSINESS CHIEFS: CALL FOR LONG-TERM ECONOMIC BLUEPRINT
- AND AN END TO BREXIT DIVISIONS

M&S chairman Archie Norman urged the current caretaker Government to avoid
rushing into an ill-thought-through plan despite the worsening economic outlook.

 * 38 comments
 * share City grandees call for long-term economic blueprint


BRITISH BUILDERS CLAIM £3BN CLADDING LEVY WOULD BLOW A HOLE IN THE UK'S PLAN FOR
MORE AFFORDABLE HOMES

Estimates from the Home Builders Federation show that 75,000 homes targeting
lower-income families could be scrapped due to the charge.

 * 2 comments
 * share Builders claim £3bn cladding levy could scupper lower-cost homes


SECRETS FOR SALE... FEARS FOR SECURITY AS CHINESE TYCOON PLANS TO OFFLOAD
SENSITIVE UK DATA SITES: MPS WARN OF RISK TO NERVE CENTRES USED BY BANKS

Shen Wenrong, one of China's first 'red capitalists', has become a prominent
figure in the Chinese Communist Party.

 * 16 comments
 * share Chinese tycoon plans to offload sensitive UK data sites


WARNER MUSIC GROUP'S UK ARM PAID BUMPER £44M DIVIDEND TO ITS US PARENT AFTER
STRING OF HITS SENT EARNINGS SOARING

The music giant saw big-name artists including Dua Lipa, Ed Sheeran and Bruno
Mars release blockbuster hits in the period.

 * comments
 * share Warner Music Group's UK arm hits high note with £44m dividend


EDF NATIONALISATION MEANS IT IS UNLIKELY TO SPEARHEAD FUTURE UK NUCLEAR POWER
PROJECTS, SAYS TOP INDUSTRY INSIDER

The Hinkley Point C developer will instead focus investment on reactors in
France, the source said.

 * comments
 * 44 shares Nationalised EDF 'won't build any new nuclear sites in UK'


SAVE MONEY, MAKE MONEY

 * Best savings rates: General savings - online and branch
 * Looking for a better bank? Five of the best current accounts
 * Is it time to fix your mortgage? Check the best rates
 * Don't just renew:Ten top tips to cut the cost of car insurance
 * Best (and cheapest) DIY investing Isa platforms
 * This is Money's five favourite best buy cash Isas
 * Savings platforms to manage cash in one place
 * The best credit cards: Our pick of the top deals
 * Ten tips for buy-to-let and how to find a mortgage
 * How to get the cheapest and best life insurance

  Previous
 * 1
 * 2

  Next

MONEY NEWS & ADVICE


HIGH-END BRANDS DEFY THE GLOOM BUT INVESTORS MUST BE PICKY: FROM WATCHES, TO
BAGS AND FERRARIS HOW TO SPOT STOCKS WITH PROMISE - AND INVEST

As global stock markets fall and the cost-of-living crisis bites, one sector is
proving surprisingly resilient. Several luxury brands are defying the gloom as
their wealthy clientele are still willing to splash the cash. Mulberry has seen
profits quadruple and last month restarted paying dividends for the first time
since the pandemic. But not all luxury brands are faring as well - investors
need to be careful about where they seek out opportunities.

 * 10 comments
 * 1 video
 * share High-end brand stocks defy the gloom but investors must be picky


MIDAS SHARE TIPS UPDATE: FERTILISER MAKER HARVEST MINERALS IS SET FOR ITS OWN
GROWTH SPURT

Midas recommended Harvest in 2018, when the shares were 17p so the current 13p
price is a blow for investors. They should stick with the stock.

 * 1 comment
 * share MIDA S SHARE TIPS UPDATE: Harvest Minerals set for growth spurt


M&G GLOBAL LISTED INFRASTRUCTURE: LOOKING FOR SOLID FOUNDATIONS TO DELIVER
RELIABLE LONG-TERM INCOME

It is a collection of processing plants, liquefied natural gas terminals, toll
roads and laboratories.

 * comments
 * share M&G Global Listed Infrastructure: A fund that's into solid foundations

Ad Feature


WHAT IS THE METAVERSE AND CAN INVESTORS PROFIT FROM IT?

The metaverse has become the latest digital asset trend and mainstream companies
including Apple, Facebook and Microsoft are keen to login. The term has been
around since the 1980s but advances in technology and backing from major
companies is taking the metaverse to the mainstream. Here is how you can get
involved virtually and financially.

 * 1 comment
 * 19 shares What is the metaverse and can investors profit from it?


WHAT WILL BORIS'S DOWNFALL, A NEW PRIME MINISTER AND CHANCELLOR MEAN FOR THE
ECONOMY AND OUR FINANCES? THIS IS MONEY PODCAST

The economy is struggling, an inflation crisis is in full swing and the Bank of
England is raising rates into a recession, yet at the end of a tumultuous week
we are not just down one Prime Minister but a Chancellor too - and aren't quite
sure if the new man in the job will be sticking around very long. We look at
what the change in Prime Minister could mean for the UK's economy, businesses
and households - and what a new Chancellor might do and the challenges they will
face.

 * 38 comments
 * 1 share What will Boris's end mean for our economy and finances? TiM podcast


NATIONWIDE SHOOTS UP THE SAVINGS BEST BUY TABLES WITH A NEW TOP 'EASY'-ACCESS
RATE AS MORE BIG NAMES START TO COMPETE FOR CUSTOMERS

Nationwide Building Society is launching a new issue of its one-year triple
access savings account paying a highly competitive 1.4%.

 * 612 comments
 * 3 shares Best buy savings: Nationwide now offering competitive easy-access


ENERGY PRICE CAP COULD ROCKET TO £3,363 BY JANUARY, ANALYSTS WARN, HAMMERING
HOUSEHOLDS WITH A £1,400 JUMP IN THEIR ANNUAL BILLS

Analysts at Cornwall Insight expect the energy price cap to rise to £3,244 a
year in October and to £3,363 in January, with both predictions revised up.

 * 888 comments
 * 64 shares Energy price cap could rocket to £3,363 by January, analysts warn




APPLE IS A PROFIT MACHINE THAT REVOLUTIONISED TECH BUT INVESTORS ARE NURSING
HEAVY LOSSES, SO WHAT'S TAKEN A BITE OUT OF ITS SHARES?

The shares are down 20 per cent, as analysts downgraded estimates for
third-quarter sales and profits in response to soaring costs and weakening
demand. How did it lose its edge? A question you will be asking if you hold the
shares directly or have money in funds with stakes in Apple, such as AXA
Framlington Global Technology, Polar Technology or T Rowe Price US Large Cap
Growth. Problems at Apple's Chinese manufacturing operations are just one cause.

 * 17 comments
 * 1 share What's taken a bite out of tech giant Apple's shares?


BRITISH HOUSEHOLD NAMES HAVE SEEN THEIR SHARE PRICES PLUMMET - EXPERTS PICK
EIGHT THEY BELIEVE WILL STAGE A COMEBACK

We asked five experts for their top picks for the UK shares they expect to
rebound - it includes Sainsbury's, Unilever and JD Sports.

 * 20 comments
 * share Eight beaten-up UK household name shares experts believe will rebound


STOCKS TO WATCH: BURBERRY HAS STRUGGLED WITH CHINA LOCKDOWNS, SO WHAT NEXT FOR
THE LUXURY LEADER?

Analysts expect that the trading figures, to be announced on Friday, will show a
drop of more than 40 per cent in first-quarter revenues.

 * comments
 * share STOCKS TO WATCH: Burberry | Love Hemp | Greggs

MORE BUSINESS & MARKETS NEWS


HEATHROW'S FOREIGN SHAREHOLDERS COULD BE FORCED TO FUND CASH INJECTION AS UK'S
LARGEST AIRPORT BATTLES 'UNCERTAIN' FUTURE

The prospect follows a ruling last month by the Civil Aviation Authority which
called on Heathrow to reduce its passenger charges. Disagreements over the scale
of fees triggered a bitter dispute dispute between Heathrow and airlines that
use the airport, including British Airways and Virgin Atlantic. The airport is
reeling from Covid setbacks and travel disruption over recent months. It has
amassed debt of £15billion after shareholders failed to provide any financial
backing during the pandemic.

 * 4 comments
 * 2 shares Foreign investors may have to pump cash into Heathrow


MP RAISES FEARS OF A MONOPOLY AFTER UK NITROGEN BID TO RESCUE CO2 FACTORY IN
CHESHIRE IS DECLINED

Lord Dannatt was spearheading UK Nitrogen in a bid to buy the facility, which is
capable of producing a significant portion of the UK's CO2.

 * comments
 * share Monopoly fears as CO2 rescue bid by UK Nitrogen fails


ALEX BRUMMER: THE SELF-INFLICTED CONSERVATIVE LEADERSHIP TUSSLE EXPOSES THE
SQUARE MILE TO SERIOUS JEOPARDY

It doesn't help that the City Minister John Glen, trusted in the Square Mile, is
a victim of the Tory leadership struggle.

 * 7 comments
 * share ALEX BRUMMER: Conservative leadership threat to Square Mile


MIKE ASHLEY'S FRASERS HELD TALKS ABOUT BACKING £40M FUNDRAISING LAUNCHED BY
ONLINE ELECTRICAL RETAILER AO WORLD

City sources said Frasers was 'trying to get involved' either by underwriting
the deal or buying shares.

 * comments
 * share Mike Ashley's Frasers tried to gatecrash AO World cash call


THAMES WATER'S LEGAL COSTS SOAR TO MORE THAN £50M IN 2022 AMID PUBLIC OUTCRY
OVER SEWAGE POLLUTION

Britain's largest water firm set aside £53million in environmental-related
provisions last year - more than double the £22.9million a year before.

 * 1 comment
 * 6 shares Thames Water's legal costs soar to more than £50m in 2022




EURO SLUMPS TO WITHIN A CENT OF PARITY WITH US DOLLAR AS DEEPENING ENERGY CRISIS
AND WIDER ECONOMIC FEARS TAKE THEIR TOLL

Inflation in the eurozone is at record levels and forecasters expect a recession
this year amid fears that Russia could choke off gas supplies. In Germany,
Europe's biggest economy, energy rationing is beginning. The euro hit $1.0073,
its lowest since 2002, before clawing back some losses. Sterling also fell back
towards $1.20 against the dollar. Both the euro and the pound are down around 11
per cent against the US currency this year.

 * 239 comments
 * 21 shares Euro slumps to within a cent of parity with US dollar

YOUR MONEY ESSENTIALS


THE POINT OF WORKING AND SAVING ISN'T MONEY ITSELF BUT WHAT WE GET TO DO WITH
IT, SAYS SIMON LAMBERT... LIKE TAKING YOUR DAUGHTER TO SEE THE ROLLING STONES

My dad first took me to see the Rolling Stones when I was 11. The running joke
ever since was that he said to me: 'Count yourself lucky, this is probably the
last chance you'll ever get to see them.' I've been lucky enough to see them
quite a few times since. On Sunday, 32 years after my dad took me to that
concert, I took my daughter, aged 11, to her first Rolling Stones gig. Those
tickets don't come cheap and to some £100 tickets would seem extravagant, but I
think in life's short pleasures there is a money lesson to be learned in
balancing being prudent with enjoying life.

 * 16 comments
 * 88 shares A money lesson from taking my daugher to see the Rolling Stones


DRIVING THE WORLD'S FASTEST CAR! PININFARINA'S £2M ELECTRIC BATTISTA ACCELERATES
QUICKER THAN AN F1 CAR... BUT WHAT'S IT LIKE AROUND TOWN?

The Pininfarina Battista costs £2million but measures only 47 inches high and
has virtually no rear-view visibility whatsoever. So what's it like in a tiny
Italian village with spaghetti streets?

 * 241 comments
 * 3 shares Pininifarina Battista: What's the world's fastest car like... in
   town?


CRYPTO SCAMS ROCKETED 58% TO £226M IN THE LAST YEAR AS FRAUDSTERS CASH IN:
HERE'S HOW TO KEEP YOURSELF PROTECTED FROM THE BITCOIN BANDITS

Cyber criminals are increasingly exploiting interest in cryptocurrencies to scam
investors and prey on British pension pots new research has revealed.

 * 50 comments
 * share Fraudsters cash in on crypto as returns from investment scams surge




BARCLAYS CONTINUES TO INSULT CUSTOMERS WITH A 0.01% SAVINGS RATE: OUR NEW LEAGUE
OF SHAME SHOULD SHOCK YOU INTO ACTION, SAYS LEE BOYCE

Imagine earning 10p of interest on £10,000 of savings. Well, that's currently
what Barclays is offering customers with its easy-access rate. For that reason,
the banking giant has topped our new weekly updated savings league of shame when
it comes to simple bread and butter accounts.

 * 84 comments
 * 1 share Barclays insults customers with a 0.01% savings rate, so jump ship


THE BIG BANK SAVINGS LEAGUE OF SHAME: COMPARE YOUR INSULT ACCOUNTS - THEN VOTE
WITH YOUR FEET AND GET THESE BETTER DEALS

It is clear that many of the big banks have no inclination at present to fight
for saver cash or play fair on rates, so we've decided to name and shame.

 * 13 comments
 * share The big bank savings league of shame: Worst rates revealed


NATIONWIDE PLANS TO LAUNCH FREEPHONE HOTLINE TO HELP CUSTOMERS STRUGGLING WITH
COST-OF-LIVING CRISIS

The mutual, owned by its 16 million members, wants account holders to seek help
as early as possible if they run into money problems.

 * 13 comments
 * share Nationwide to launch hotline to fight cost of living crisis




CRANE ON THE CASE: MY ISA MANAGER NORTHERN PROVIDENT WENT UNDER AND NOW I CAN'T
GET MY HANDS ON MY £10K SAVINGS: AM I BEING SCAMMED?

Back in 2018, I invested £10,000 of my savings into an Isa with the investment
manager Northern Provident, for a three-year fixed term. I expected to get my
investment returned with interest, which I was told at the outset was 7%, in
August 2021. But when I contacted Northern Provident to get the money, I was
told it had gone into liquidation. I understood at the time that its business
had been taken over by a company called Barbican Investments. I have been trying
to get my money back from this firm for almost a year. It says my money is safe,
but that it is not able to pay me yet and I should wait a bit longer. I'm
worried I might have become involved in a scam. Will I ever get my money back?
I'm 79 years of age and this is a lot of money to lose, especially in this
financial climate.

 * 1 comment
 * 1 share Northern Provident went under - are my £10k savings lost?


HOW TO SAVE MONEY ON SPENDING ABROAD: THE BEST DEBIT CARDS AND CREDIT CARDS TO
GET MORE BANG FOR YOUR BUCK

Many Britons may be hoping to put the last two years of lockdowns and travel
restrictions behind them by heading abroad this summer - even if that means
braving airport queues.

 * 19 comments
 * 19 shares The best credit and debit cards to have with you overseas


HOW TO SAVE MONEY ON ENERGY: WHAT YOU NEED TO KNOW AND ENERGY-SAVING TIPS THAT
WORK

It can seem a little overwhelming keeping up to date on what is going on with
our energy bills, but as prices soar, This is Money takes a look at all of the
essential things you should know about.

 * 109 comments
 * 18 shares How to save money on energy: Your essential guide to bills




PANDEMIC SAVINGS DRAINED: COST-OF-LIVING CRISIS EATS INTO LOCKDOWN POTS AS MORE
PEOPLE COVER DAY-TO-DAY EXPENSES  

A quarter of people who saved during the pandemic are now using those funds to
meet the cost of day-to-day food shopping, according to research by wealth
management company Quilter. Just under a fifth said they are using the savings
to pay for car fuel while 14% are using the money to pay for heating and
electricity.

 * 129 comments
 * 7 shares Lockdown savings pots drained as cost-of-living crisis bites


CASH MACHINE COMEBACK: 100 COMMUNITY ATMS HAVE NOW BEEN INSTALLED TO PROVIDE
FREE ACCESS TO CASH

The most recent cash machine installation in Birmingham is based on the Holyhead
Road near The Hawthorns, home of West Bromwich Albion Football Club.

 * 4 comments
 * 2 shares The cash machine comeback: 100 ATM's completed for most in need


MOTORISTS CAN EXPECT SUMMER OF PARKING TICKET MISERY WITH RECORD NUMBER OF FINES
SLAPPED ON VEHICLES IN PRIVATE CAR PARKS

A record 8.6million parking tickets have been issued by private car parks over
the past year, according to the Driver and Vehicle Licensing Agency.

 * 35 comments
 * share Motorists can expect summer of parking tickets misery


MONEY AND CONSUMER GUIDES

 * Flight cancellations: What are my rights and can I get compensation?
 * How to get the best travel insurance policy and save money
 * Where can I get the best easy-access savings rate?
 * Best cash Isas: Where to get the best cash Isa rates and deals
 * How to remortgage: Your guide to getting the best home loan
 * What next for mortgage rates? Typical five-year fix rising fast


WHAT'S THE BEST STUDENT BANK ACCOUNT? OUR FIVE FAVOURITE DEALS FOR THOSE OFF TO
UNIVERSITY IN 2022, FROM HSBC'S £100 CASH TO SANTANDER'S FREE RAILCARD

As the start of a new academic year draws near, banks are once again battling it
out to lure university freshers into opening an account with them. With many
learning to manage serious amounts of money for the first time, this is big
business for banks. Students can therefore find plenty of perks, from free cash
to railcards and retail discounts - but they should also consider which account
best suits their spending habits before committing. We look at the best freebies
on offer and compare overdraft sizes, fees and other small print students might
have missed.

 * 8 comments
 * 72 shares Best student bank accounts for 2022


CAN'T GET A STUDENT LOAN OR PUT OFF BY RISING INTEREST? FROM FUNDRAISING TO
SCHOLARSHIPS, THESE ARE THE ALTERNATIVE WAYS TO PAY UNIVERSITY TUITION FEES

Those starting in September will be paying an initial 7.3% interest on their
loans - so some may be looking for alternative funding options.

 * comments
 * share How to pay for a university degree without a student loan


PERSONAL LOAN RATES RISE TO A SIX YEAR HIGH BUT THE BEST DEALS STILL COME IN
SUB-3%: IS THIS THE LAST CHANCE TO GRAB A ROCK-BOTTOM DEAL?

People hoping to take out £7,500 personal loan are typically facing the highest
interest seen in six years. However, deals of 2.8% still exist... for now.

 * 5 comments
 * share Personal loan rates are on the rise: Best buy is still 2.8%




PROPERTY CLINIC: HOW DO I CLAIM AGAINST MY TENANT'S DEPOSIT WHEN THEY WON'T
RESPOND TO MY LETTING AGENT?

The lettings agents has refused to send my deposit claim to the Tenancy Deposit
Scheme on the basis that the tenant has not responded to its telephone calls or
emails - how do I get the deposit back? We speak to ex-judge and author Stephen
Gold about what the options are and what the best course of action is going
forward.

 * 1 comment
 * 1 share How do I claim against my tenant's deposit when they won't respond?


JOIN THE INN CROWD: AS PUBS ARE SOLD OFF AND NUMBERS HIT A RECORD LOW ARE THEY
GOOD TO TURN INTO A HOME...OR WILL YOU ALWAYS BE THE PERSON WHO TOOK THE LOCAL?

After the tumult of recent days, it's probably time for a stiff drink - but if
you're hoping to find a pub to quench your thirst, you might be out of luck.

 * 6 comments
 * share Join the INN crowd: Are you ready to turn a pub into a home?


IS A 10-YEAR FIX MORTGAGE THE ANSWER TO BEATING INTEREST RATE RISES? LONG FIXED
DEALS GIVE HOMEOWNERS SECURITY... BUT CAN BE HARD TO ESCAPE

The longer-term product could make sense for established homeowners who have
found their 'forever home'.

 * 26 comments
 * 23 shares Should you take a 10-year fixed mortgage to beat interest rate
   rises?




'WE SLEPT ON AIRPORT FLOOR WITH NO FOOD OR WATER - MY WIFE WAS IN TEARS':
CUSTOMERS SLAM EASYJET CUSTOMER SERVICE AFTER FLIGHT CANCELLATION CHAOS

Last month, easyJet cancelled around 10,000 flights from its summer schedule as
staff planned a series of strikes over working conditions and pay. Other
airlines including BA also had to pull flights due to strike action, as customer
service staff faced a battle to get travellers to their destinations as well as
dealing with thousands of refund and compensation claims. But it seems easyJet's
passengers have been particularly disappointed. Some have accused the carrier of
ignoring refund requests, refusing to book them on alternative flights, and
failing to alert them of their rights to compensation. Damian McConville
(pictured) and his wife say they were stranded in Gatwick Airport for 24 hours
after easyJet cancelled two flights - and no-one told them they could get
compensation.

 * 2 comments
 * 16 shares Customers slam easyJet customer service after flight cancellations


DOES YOUR TRAVEL INSURANCE COVER YOU FOR POSSIBLE STRIKE ACTION? AS AIRLINES
FIND ANOTHER REASON TO CANCEL FLIGHTS, HERE'S WHAT YOU NEED TO KNOW

When booking a trip, it is vital to buy good quality travel insurance as soon as
possible - especially given the potential strike action.

 * 5 comments
 * 5 shares How to get travel insurance that covers potential strikes


FIVE MONEY SAVING TIPS: PREP FOR THE SUMMER HOLIDAYS WITH 2-4-1 THEME PARK
TICKETS, RETRO PLAYGROUND GAMES AND MEALS OUT FOR LESS THAN £1 FOR KIDS 

Each Friday, we round-up five tips worth noting that can go a little way to
helping you save money, or make money in the midst of sky-high inflation and
rocketing bills.

 * 1 comment
 * share How to save money during the holidays with £1 kids meals and 241 trips




WILL MY MUM LOSE HER £175K 'OWN HOME' INHERITANCE TAX ALLOWANCE WHEN SHE GOES
INTO CARE? HEATHER ROGERS EXPLAINS

My mother's estate including her flat is more than £325,000 and less than
£500,000. She is moving into a home and will need to sell her flat. Does she
lose her full house allowance of £175,000 on the day of completion? Our tax
columnist, Heather Rogers (pictured), explains how inheritance tax bills are
reduced if your home forms part of your estate and you leave it to direct
descendants, and what happens if you want to downsize or need to go into care in
later life.

 * 70 comments
 * 1 share Will my mum lose a £175k inheritance tax allowance when she moves?


FUNERAL PLAN FIRM RAPPED OVER MISLEADING ADVERTS ABOUT HOW IT INVESTS CUSTOMERS'
MONEY

A funeral plan firm is under fire for misleading customers about where their
money was held. Unique Funeral Plans claimed clients' cash was put in an
investment trust, the Sterling Trust Corporation Ltd.

 * 14 comments
 * 24 shares Funeral plan firm rapped over misleading adverts


HALIFAX SLASHES MINIMUM DEPOSIT FOR NEW BUILD HOME TO JUST 5% - BUT FIRST-TIME
BUYERS STILL FACE LOAN-TO-INCOME HURDLES

The bank has halved the minimum deposit from 10% to 5%, meaning borrowers could
buy an average-priced home with a deposit of £14,500.

 * 244 comments
 * 48 shares Halifax slashes the minimum deposit to buy a new build house to 5% 




SALLY SORTS IT: WE FOUND A DECADES OLD PENSION POLICY LOCKED AWAY IN A SAFE -
BUT AVIVA WON'T PAY UP

Before he retired 17 years ago, my husband worked for gentlemen's outfitters
Keogh & Savage in Greenock. Unbeknown him, the chief executive of the firm took
out a pension for him with Aviva. The policy was fully paid up, but the document
was only found in a safe after his former boss's death last year. This pension
should have been paid to my husband when he was 65. He is now 82 and an invalid.

 * 3 comments
 * 11 shares SALLY SORTS IT: We found an old pension policy in a safe


HOUSE PRICES CLIMBED FASTER IN JUNE AND ARE UP 13% IN A YEAR, SAYS HALIFAX -
MEANING THE STRONGEST GROWTH SINCE 2004

Prices have risen for 12 consecutive months, but experts say increasing
inflation and stretched budgets will eventually stunt the market's growth.

 * 43 comments
 * 7 shares UK house prices continued to climb in June, rising by 13%


HOW TO SAVE MONEY ON DRIVING AS PETROL PRICES SOAR: FILLING UP IS EXORBITANT BUT
THESE TIPS CAN HELP

The RAC's Fuel Watch reported that the cost of filling up rose by £9 in June as
petrol jumped by a monthly record of nearly 17p a litre to 191.43p.

 * 297 comments
 * 15 shares How to save money on driving as petrol prices soar




WANT TO INVEST ETHICALLY BUT KEEP COSTS DOWN? EXPERTS EXPLAIN HOW TO CHOOSE A
RESPONSIBLE TRACKER FUND - AND SOME TO CONSIDER

Many investors prefer passive funds because although they only match index
performance, they are far cheaper than actively-managed funds which try to outdo
the market. Active funds often still underperform despite charging a lot more.
Financial experts say cost-conscious investors will find ethical trackers a bit
more expensive than traditional ones, but still less pricey than active funds
operating in this area.

 * 5 comments
 * share Want to invest ethically and cheaply? Find a responsible tracker fund


AIR MILES FOR YOUR FEET: MILLIONS HAVE SIGNED UP TO A NEW APP THAT REWARDS YOU
WITH SHOPPING DISCOUNTS JUST FOR WALKING... SHOULD YOU TAKE THE LEAP?

Since its launch in 2016, some 900 million people worldwide have downloaded
Sweatcoin's steps-for-money smartphone app.

 * 56 comments
 * 55 shares The new app that rewards you with shopping discounts just for
   walking


HOLD A VARIABLE SAVINGS ACCOUNT? YOU MIGHT NEED TO CONTACT YOUR BANK TO SECURE A
BETTER RATE AS SAINSBURY'S BANK COMES UNDER FIRE

Our reader Craig discovered his variable Isa was still paying 0.35%, despite it
now offering 1.22% on its website.

 * 32 comments
 * 2 shares Customers must call Sainsbury's Bank to receive interest rate hikes




WHY ARE FUEL PRICES SO HIGH? AS WE RACE TOWARDS PETROL AT £2-A-LITRE, HERE'S
WHAT'S SPARKED THE RECORD COST OF FILLING UP... AND WHY IT ISN'T FALLING

New record fuel prices have become almost a daily occurrence in recent weeks. We
examine why costs have surged and when they are likely to come back down. We
also ask if the Government can do more and what could happen if Vladimir Putin
responds to war-related sanctions by restricting Russia's crude oil output
further.

 * 1k comments
 * 1 video
 * 85 shares Why are fuel prices so high? We examine the cost of petrol and
   diesel

SAVE MONEY, MAKE MONEY: TIPS AND GUIDES


HOW TO CHOOSE THE BEST (AND CHEAPEST) DIY INVESTING ISA - AND OUR PICK OF THE
PLATFORMS

Choosing the right DIY platform is crucial but a wealth of choice and a variety
of charges can leave investors scratching their heads. We pick some of the best.
We pick some of the best. We also highlight why investing in an Isa makes sense,
as it should protect your hopefully growing investments from tax forever.

 * 245 comments
 * 272 shares How to choose the best (and cheapest) DIY investing Isa




OUR SAVINGS PICKS: THIS IS MONEY'S FIVE FAVOURITE BEST BUY CASH ISAS

We pick our five favourite cash Isas for savers. This is essential Isa reading
and is kept up-to-date throughout the year

 * 406 comments
 * 1 video
 * 55 shares Best cash Isas: Where to get the best cash Isa rates and deals


WHAT NEXT FOR MORTGAGE RATES? TYPICAL FIVE-YEAR FIX 'HIGHEST IN SEVEN YEARS' AT
3.37% FOLLOWING BASE RATE RISES

Since the base rate began rising in December 2021, the average two-year fixed
mortgage rate has increased by 0.91% and the five-year rate by 0.73%.

 * 371 comments
 * 1.5k shares What next for mortgage rates?


HOW TO INVEST IN SHARES: YOUR GUIDE TO SUCCESSFUL STOCK-PICKING

If you are interested in buying shares or know more about unearthing good
companies and valuing them, read our guide to share investing.

 * 78 comments
 * 1 video
 * 4 shares How to invest in shares: A guide to becoming a successful
   stock-picker


TEN TIPS FOR BUY-TO-LET: THE ESSENTIAL ADVICE FOR PROPERTY INVESTORS WHO WANT TO
GET AHEAD

Buy-to-let lost some of its spark in recent years but that might be about to
change as new tax cuts and low mortgage rates have caused landlords to flock
back to the market.

 * 400 comments
 * 1 video
 * 1.8k shares Ten tips for buy-to-let - the essential guide for investors




ABOUT THIS IS MONEY

 * How we can help you
   A message from the editor


PREMIUM BONDS WINNERS

Prize Area Value of bond £1,000,000 Inner London £500 £1,000,000 Surrey £18,000
£100,000 Highlands and Islands £45,000 £100,000 Nottingham £10,000 £100,000
Surrey £45,000 £100,000 East Sussex £39,999 £100,000 London £49,990 £100,000
Outer London £8,000

More July 2022 winners
View list of July 2022 winners




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SAVE MONEY, MAKE MONEY

 * Five of the best cash Isas: Our favourite best buy tax-free savings accounts
    
 * Get a better bank account: Best for switching deals,  interest and perks  
 * How to find the best mortgage rate: Compare the top fixed rate deals    
 * Best savings rates: Savings platforms to manage your money in one place and
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THE INVESTING SHOW

 * Biotech shares are in the doldrums and that gives investors an opportunity:
   International Biotechnology Trust's Ailsa Craig
 * Blue Whale's Stephen Yiu: Why I ditched Facebook for better and more reliable
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 * Has the shift from growth to value kicked in already and what shares could
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 * BP and Shell shares have bounced 45% in a year and pay big dividends, but
   will they be held back for not being green?
 * Gresham House's Ken Wotton on why he gets stuck in to back small companies
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MOST READ MONEY

 * PROPERTY CLINIC: How do I claim against my tenant's deposit when they won't
   respond to my letting agent?
 * Five money saving tips Prep for summer holidays with 2-4-1 theme park
   tickets, retro playground games and meals out for less than £1 for kids
 * What's the best student bank account? Our five favourite deals for those off
   to uni in 2022, from HSBC's £100 cash to Santander's free railcard 
 * Join the INN crowd As the number of British pubs hits a record low, are they
   a good building type to turn into a character-filled home?
 * Cash machine comeback: 100 ATMs have now been installed to provide free
   access to cash Here's how to get one for your area 
 * Will my mum lose her £175k 'own home' allowance for inheritance tax when she
   goes into care? Our tax expert HEATHER ROGERS explains
 * How to get superfast broadband for £13.45 per month Giants like Vodafone are
   offering juicy incentives as they compete for YOU!
 * My Isa manager Northern Provident went under and now I can't get my hands on
   my £10k savings: Am I being scammed? CRANE ON THE CASE
 * All-in-one electric car package You can now pay for a vehicle, charger and
   energy tariff in ONE monthly payment starting from £430
 * Does your travel insurance cover you for possible strike action? As airlines
   find another reason to cancel flights, here's what you need to know 
 * Is a 10-year fix mortgage the answer to beating interest rate rises? Long
   fixed deals give homeowners security... but can be hard to escape
 * London's car cloning crisis exposed by ULEZ extension Larger enforcement area
   triggers 631% rise in cases
 * We found a decades old pension policy locked away in a safe - but Aviva won't
   pay up SALLY SORTS IT




STEVE WEBB ANSWERS YOUR PENSION QUESTIONS

 * I'm 80 and can't get full housing benefit because I privately rent a
   three-bedroom house - can I fight the council on this?
 * My annual pension was halved to £22k after my firm went bust, but the PPF
   'cap' was later ruled unlawful - why can't I benefit?
 * My pension fund has fallen £3,000 in value just as I'm about to retire - why
   won't my firm freeze it?
 * I want to transfer my pension into drawdown: Will there be high investing
   fees and if so should I opt for an annuity instead?
 * I'm 68 and retired - can I still pay extra NI to get a bigger state pension?
   Steve Webb reveals his five 'golden rules' of buying top-ups
 * My old employer has swerved making voluntary pension hikes since 2009: Might
   it feel a moral obligation as inflation soars?
 * My wife was a 'stay at home' mum during my RAF career, and now she's been
   denied state pension - is that fair?
 * My old employer failed to set up a pension scheme, but has belatedly done so:
   Can I still join and get my lost contributions?
 * Should I use a dormant £50k pension pot to pay off my mortgage - and when is
   the best time as I am 55 and still working?

       
 * Today's headlines
 * Most Read

 * That's nuts! How a set of spanners sold for £7 on Amazon is 76% MORE on Prime
   as our research shows loyal...
 * What will your retirement look like? Most of us haven't got a clue and we
   must make pensions easier to...
 * Was it really Wise for the payment transfer firm to close your account
   without warning? TONY HETHERINGTON...
 * I have a small holiday home in Spain that I have decided to sell, how do I go
   about it and what do I need to...
 * Sending postcards may be falling out of fashion but to collectors they can be
   worth thousands of pounds:...
 * 'I locked in to a seven-year fixed rate mortgage': Worried we're heading for
   recession? Here are eight ways...
 * HAMISH MCRAE: Political turmoil is bumping into Britain's economic plodding -
   a new Tory leader has to...
 * Turnaround King Jon Lewis on the revival of contractor Capita: 'We've saved
   the company they used to call...
 * MIDAS SHARE TIPS: Find a safe haven with miner Serabi... even in these
   uncertain economic times it has...
 * We need a reset, say UK's business chiefs: Call for long-term economic
   blueprint - and an end to years of...
 * British builders claim £3bn cladding levy would blow a hole in the UK's plan
   for more affordable homes
 * Secrets for sale... fears for security as Chinese tycoon plans to offload
   sensitive UK data sites: MPs warn...
 * Warner Music Group's UK arm paid bumper £44m dividend to its US parent after
   string of hits sent earnings...
 * EDF nationalisation means it is unlikely to spearhead future UK nuclear power
   projects, says top industry...
 * High-end brands defy the gloom but investors must be picky: From watches, to
   bags and Ferraris how to spot...

 * MORE HEADLINES

 * That's nuts! How a set of spanners sold for £7 on Amazon is 76% MORE on Prime
   as our research shows loyal customers could be overpaying for goods
 * Ex-Emmerdale actress Gemma Oaten tells ME & MY MONEY: 'I've been on TV but I
   had to go on benefits when Covid shut my play'
 * I have a small holiday home in Spain that I have decided to sell, how do I go
   about it and what do I need to know?
 * Sending postcards may be falling out of fashion but to collectors they can be
   worth thousands of pounds: Here are the ones to watch our for
 * 'I locked in to a seven-year fixed rate mortgage': Worried we're heading for
   recession? Here are eight ways to protect your finances
 * Was it really Wise for the payment transfer firm to close your account
   without warning? TONY HETHERINGTON investigates
 * Secrets for sale... fears for security as Chinese tycoon plans to offload
   sensitive UK data sites: MPs warn of risk to nerve centres used by banks
 * Motorists can expect summer of parking tickets misery with record number of
   fines slapped on vehicles in private car parks
 * High-end brands defy the gloom but investors must be picky: From watches, to
   bags and Ferraris how to spot stocks with promise - and invest
 * We need a reset, say UK's business chiefs: Call for long-term economic
   blueprint - and an end to years of Brexit divisions
 * EDF nationalisation means it is unlikely to spearhead future UK nuclear power
   projects, says top industry insider
 * Turnaround King Jon Lewis on the revival of contractor Capita: 'We've saved
   the company they used to call Crapita - now we'll erase its debt'
 * Nationwide plans to launch freephone hotline to help customers struggling
   with cost-of-living crisis
 * MIDAS SHARE TIPS: Find a safe haven with miner Serabi... even in these
   uncertain economic times it has golden prospects
 * What will your retirement look like? Most of us haven't got a clue and we
   must make pensions easier to understand, says RACHEL RICKARD STRAUS
 * MOST READ IN DETAIL

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 * MIDAS SHARE TIPS: Profit from dealer Inchcape where profits are really
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LATEST: MORTGAGES

 * House prices climbed faster in June and are up 13% in a year, says Halifax -
   meaning the strongest growth since 2004
 * Is a 10-year fix mortgage the answer to beating interest rate rises? Long
   fixed deals give homeowners security... but can be hard to escape
 * What next for mortgage rates? Typical five-year fix 'highest in seven years'
   at 3.37% following base rate rises
 * What does it take to become a first time buyer today? We speak to four
   aspiring homeowners about trying to achieve that dream
 * Your essential mortgage jargon buster: From deposits, to mortgages in
   principle and fixed rates, what you need to know 
 * May mortgage madness: Borrowing spiked £3.2bn as 'procrastinating' sellers
   sensed market peak and buyers sought to dodge further rate hikes
 * Property prices record lowest monthly growth for nearly three years as
   economic outlook 'drags on activity' according to Zoopla 
 * Typical home climbs £26k in a year to cost £271,600 with the South West
   rising fastest but house prices are now slowing slightly, Nationwide says
 * Halifax slashes minimum deposit required to buy a new build home to just 5% -
   but first-time buyers still face loan-to-income hurdles

MORE HEADLINES

   


LATEST FROM SAVING & BANKING

 * Nationwide rockets up the savings best buy tables with a new top
   'easy'-access rate as more big names start to compete for customers
 * Our savings picks: This is Money's five favourite best buy cash Isas - rates
   are nudging higher, but lag behind regular accounts...
 * Best savings rates: Savings platforms to manage your money in one place -
   with easy-access, fixed-rates and notice accounts and bonus boosters
 * The big bank savings league of SHAME: Compare your insult accounts - then
   vote with your feet and get these better deals
 * Barclays continues to insult customers with a 0.01% savings rate: Our new
   league of shame should shock you into action, says LEE BOYCE
 * Cash machine comeback: 100 community ATMs have now been installed to provide
   free access to cash - here's how to get one for your area
 * What's the best student bank account? Our five favourite deals for those off
   to university in 2022, from HSBC's £100 cash to Santander's free railcard
 * TSB becomes the latest high street bank to boost savings rates adding more
   pressure on other big names to follow suit
 * What is the best savings rate? Here are the top deals to suit seven scenarios
   - from £50k balances and £10k pots to high paying current accounts or Isas
 * Hold a variable savings account? You might need to CONTACT your bank to
   secure a better rate as Sainsbury's Bank comes under fire

MORE HEADLINES

   


ANSWERS FROM THE EXPERTS

 * Was it really Wise for the payment transfer firm to close your account
   without warning? TONY HETHERINGTON investigates
 * Will my mum lose her £175k 'own home' allowance for inheritance tax when she
   goes into care? Our tax expert HEATHER ROGERS explains
 * SALLY SORTS IT: We found a decades old pension policy locked away in a safe -
   but Aviva won't pay up
 * We've been trying to cancel our B&B from the UK Business Profiles directory
   but it just charged us another £479 TONY HETHERINGTON investigates
 * SALLY SORTS IT: I was left waiting three years for my car crash compensation
   even though the other driver admitted full liability
 * I requested an Isa transfer from Metro Bank to Coventry BS but a month later
   it's still missing, where has it gone?
 * TONY HETHERINGTON: Is an email from Japan a chance to sell my Safeguard
   Technologies shares... or a scam?
 * SALLY SORTS IT: Mobile scammers left me on the hook for a £1,385 iPhone after
   telling me I was getting a free upgrade
 * A shares scam? No - the offer from Obatan, based in Glendale, California, is
   just a VERY bad deal: TONY HETHERINGTON investigates
 * SALLY SORTS IT: Home insurer kept us waiting for storm payout then slashed
   the amount over price of tiles

MORE HEADLINES

   


TOURIST RATES

Currency Rate Buy now Updated 10 Jul 2022. Euro 1.156 Buy Now US Dollar 1.1725
Buy Now Australian Dollar 1.707 Buy Now Barbados Dollar 2.248 Buy Now Brazilian
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Chinese Yuan 8.699 Buy Now Croatian Kuna 8.589 Buy Now Czech Koruna 28.77 Buy
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Now


LATEST ON HOUSEHOLD BILLS

 * Pandemic savings drained: Cost-of-living crisis eats into lockdown pots as
   more people dip in to cover day-to-day expenses  
 * How to save money on energy: What you need to know and energy-saving tips
   that work
 * Energy price cap could rocket to £3,363 by January, analysts warn, hammering
   households with a £1,400 jump in their annual bills
 * How to get superfast broadband for £13.45 per month: Giants like Vodafone are
   offering juicy incentives as they compete for YOU!
 * Netflix confirms cheaper subscription option by the end of 2022 which will
   see viewers required to watch adverts for a lower monthly cost
 * Will you pay less tax this month? Millions to see their monthly take-home pay
   increase in July as the NI threshold change takes effect
 * The FCA acts - thanks to our readers: After months of slippery excuses,
   insurers are forced to PROVE they have stopped ripping off loyal customers
 * Can a 'smart' home app save you money on your energy bills? We visited
   Samsung's high-tech apartment in Surrey to find out
 * Splashed out thousands on the garden? Beware one in ten home insurance
   policies don't include BBQs, garden furniture or lawnmowers
 * Hotels and restaurants most likely to raise costs in July amid soaring
   overheads as three in 10 British business expect to increase prices

MORE HEADLINES

   


LATEST FROM CARDS & LOANS

 * Can't get a student loan or put off by rising interest? From fundraising to
   scholarships, these are the alternative ways to pay university tuition fees
 * How to save money on spending abroad: From the best debit cards and credit
   cards, to cash... how to get more bang for your buck
 * Personal loan rates rise to a six year high but the best deals still come in
   sub-3%: Is this the last chance to grab a rock-bottom deal?
 * The loan sharks charging 100,000% interest: Police hunt down violent and
   illegal lenders exploiting the cost-of-living crisis
 * Energy customers and borrowers hounded by heavy handed debt collection firms
   for bills they don't owe
 * The best credit cards rated: Our pick of the top deals for cashback, rewards,
   clearing debt, airline points and travelling abroad
 * Best balance transfer credit cards to help clear debts: Competition heats up
   meaning the longest 0% deals run for almost 3 years
 * Millions more Britons now locked out of accessing credit from mainstream
   lenders as 'financial exclusion' rises
 * Visa and Mastercard face watchdog review into card fees as retailers face
   FIVE-FOLD increase in charges for online payments from EU after Brexit

MORE HEADLINES

   


LATEST FROM INVESTING

 * M&G Global Listed Infrastructure: Looking for solid foundations to deliver
   reliable long-term income
 * INVESTING EXPLAINED: What you need to know about stress tests - showing banks
   can survive a severe shock
 * STOCKS TO WATCH: Burberry has struggled with China lockdowns, so what next
   for the luxury leader?
 * High-end brands defy the gloom but investors must be picky: From watches, to
   bags and Ferraris how to spot stocks with promise - and invest
 * Sending postcards may be falling out of fashion but to collectors they can be
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