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Menu
PayPal logo
 * Personal
   
   
   PAYPAL FOR YOU
   
   
   SHOP & BUY
   
    * Pay in 3
    * PayPal Credit
    * Earn Credit Cards Rewards
    * Paying with PayPal
   
   
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    * Send Money
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    * Start Selling
   
   
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    * Add Payment Method
    * Security and safety
    * Spend Smarter Guide
   
    * Get the App
    * How PayPal Works
    * Money Hub

 * Business
   
   
   PAYPAL FOR BUSINESS
   
   
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PAY, SEND, AND RECEIVE EASILY. 


pay
smarter


CHECK OUT YOUR WAY.

Shop at some of the world’s biggest brands with PayPal. Rest easy knowing PayPal
Buyer Protection1 has your back while shopping on eligible purchases.

Pay with PayPal


PAY NOW OR PAY OVER TIME. IT’S YOUR CHOICE.


PAY IN 3.

Pay the way that works for you. Split your purchases into 3 interest-free
payments with no fees.2

Learn About Pay in 3
Pay in 3 is an unregulated credit agreement, so you will have fewer protections
under this agreement than you would under a regulated credit agreement.
Carefully consider whether the purchase is affordable and how you will make the
repayments. Be aware of the possible impact of using Pay in 3 and of missing
payments, including making other borrowing more difficult or more expensive. You
may find our Spend Smarter Guide helpful.



PAY WITH PAYPAL CREDIT.

PayPal Credit is your reusable digital credit line almost anywhere PayPal is
accepted. It also secured the title of Best Retail Finance Provider at the 2024
Smart Money People's Consumer Credit Awards for the third year straight.

Representative 23.9% APR (variable).

Apply for PayPal Credit
Subject to status. T&Cs apply.
PayPal Credit is a regulated credit product.
It is like a credit card and gives you a credit limit which can be used for
promotional offers or making purchases at your standard variable rate.



SECURITY THAT’S


ALWAYS-ON.



Your transactions and payments are encrypted. PayPal does not share your full
financial information with merchants.

Learn More
send
smarter


SEND MONEY QUICKLY AND SECURELY TO JUST ABOUT ANYONE, ANYWHERE.3


SEND


RECEIVE

Send money at the speed of life.

Send Money

Get paid back the secure way.

Request Money


Get the PayPal app






Get the PayPal app


ALL


IN THE


PAYPAL


APP.

Easily and securely send, receive, and manage your payments—all in one place.
Download the app on your phone or sign up for free online.

Get the App
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PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority
(FCA) as an electronic money institution under the Electronic Money Regulations
2011 for the issuance of electronic money (firm reference number 994790), in
relation to its regulated consumer credit activities under the Financial
Services and Markets Act 2000 (firm reference number 996405) and for the
provision of Cryptocurrency services under the Money Laundering, Terrorist
Financing and Transfer of Funds (Information on the Payer) Regulations 2017
(firm reference number 1000741). Some of PayPal UK Ltd’s products including
PayPal Pay in 3 and PayPal Working Capital are not regulated by the FCA. PayPal
UK Ltd’s company number is 14741686 and its registered address is Whittaker
House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.

All screen images are for illustrative purposes only.
1
Buyer protection is available on eligible purchases only. Time limits and other
terms apply. See the Buyer protection section of your local User Agreement for
more information.
2
Pay in 3 is an unregulated credit agreement, so you will have fewer protections
under this agreement than you would under a regulated credit agreement.
Carefully consider whether the purchase is affordable and how you will make the
repayments. Be aware of the possible impact of using Pay in 3 and of missing
payments, including making other borrowing more difficult or more expensive. Pay
in 3 eligibility is subject to status and approval. 18+ UK residents only. See
Product Terms for more details. You can use Pay in 3 on purchases £30 - £2,000.
3
An account is required to send and receive money. Fees apply when converting
currency and sending money other than GBP to an account in another country. See
fees.


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