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Published: 30 July 2023
What's new?
Effective: 30 September 2023
Existing Microsoft Services Agreement
Print
Microsoft Services Agreement

These terms ("Terms") cover the use of those Microsoft consumer products,
websites and services listed at the end of these Terms here
(https://www.microsoft.com/servicesagreement#serviceslist) (the "Services"). By
providing the opportunity of subscribing for, using and/or ordering the
Services, Microsoft makes an offer to you. You accept these Terms by creating a
Microsoft account, by using the Services or by continuing to use the Services
after being notified of a change to these Terms. Please read, print and save a
copy of these Terms for your records because Microsoft won’t save a copy for
you.

If you are a microenterprise, small enterprise or a not-for-profit organisation
please read section 15 on waiving any entitlements that would otherwise be
applicable to you under the European Electronic Communications Code.

Your PrivacyYour Privacy



1. Your Privacy. Your privacy is important to us. Please read the Microsoft
Privacy Statement (https://go.microsoft.com/fwlink/?LinkId=521839) (the "Privacy
Statement") as it describes the types of data we collect from you and your
devices (“Data”), how we use your Data and the legal bases we have to process
your Data. The Privacy Statement also describes how Microsoft uses your content,
which is your communications with others; postings submitted by you to Microsoft
via the Services; and the files, photos, documents, audio, digital works,
livestreams and videos that you upload, store, broadcast, create, generate or
share through the Services, or inputs that you submit in order to generate
content ("Your Content").


Top of page

Your ContentYour Content



2. Your Content. Many of our Services allow you to create, store or share Your
Content or receive material from others. We don’t claim ownership of Your
Content. Your Content remains yours and you are responsible for it.

 * a. When you share Your Content with other people, you understand that they
   may be able, on a worldwide basis, to use, save, record, reproduce,
   broadcast, transmit, share and display Your Content for the purpose that you
   made Your Content available on the Services, without compensating you. If you
   do not want others to have that ability, do not use the Services to share
   Your Content. You represent and warrant that for the duration of these Terms
   you have (and will have) all the rights necessary for Your Content that is
   uploaded, stored or shared on or through the Services and that the
   collection, use and retention of Your Content through the Services won't
   violate any law or rights of others. We strongly advise you to make regular
   back-up copies of Your Content. Microsoft can't be held responsible for Your
   Content or the material others upload, store or share using our Services.
 * b. To the extent necessary to provide the Services to you and others (which
   may include changing the size, shape or format of Your Content to better
   store or display it to you), to protect you and the Services and to improve
   Microsoft products and services, you grant Microsoft a worldwide and royalty
   free intellectual property licence to use Your Content, for example, to make
   copies of, retain, transmit, reformat, distribute via communication tools and
   display Your Content on the Services. If you publish Your Content in areas of
   the Service where it is rendered available online publicly or without
   restrictions, Your Content may appear in demonstrations or materials that
   promote the Service. Some of the Services are supported by advertising.
   Controls for how Microsoft personalises advertising are available at
   https://choice.live.com. We do not use what you say in email, chat, video
   calls or voicemail, or your documents, photos or other personal files to
   target advertising to you. Our advertising policies are covered in detail in
   the Privacy Statement.


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Code of ConductCode of Conduct



3. Code of Conduct. You are accountable for your conduct and content when using
the Services.

 * a. Content, material or actions that violate these Terms are not permitted.
   By agreeing to these Terms, you’re under the obligation to follow these
   rules:
   * i. Don’t do anything illegal, or try to generate or share content that is
     illegal.
   * ii. Don’t engage in any activity that exploits, harms or threatens to harm
     children.
   * iii. Don’t send spam, engage in phishing or try to generate or distribute
     malware. Spam is unwanted or unsolicited bulk email, postings, contact
     requests, SMS (text messages), instant messages or similar electronic
     communications. Phishing is sending emails or other electronic
     communications to fraudulently or unlawfully induce recipients to reveal
     personal or sensitive information, such as passwords, dates of birth,
     National Insurance Numbers, passport numbers, credit card information,
     financial information or other sensitive information, or to gain access to
     accounts or records, exfiltration of documents or other sensitive
     information, payment and/or financial benefit. Malware includes any
     activity designed to cause technical harm, such as delivering malicious
     executables, organising denial of service attacks or managing command and
     control servers.
   * iv. Don’t publicly display or use the Services to generate or share any
     inappropriate content or other material (involving, for example, nudity,
     bestiality, pornography, offensive language, graphic violence, self-harm or
     criminal activity).
   * v. Don’t engage in activity that is fraudulent, false or misleading (e.g.
     asking for money under false pretences, impersonating someone else,
     creating fake accounts, automating inauthentic activity, generating or
     sharing content that is intentionally deceptive, manipulating the Services
     to increase play count, or affect rankings, ratings or comments).
   * vi. Don’t wilfully circumvent any restrictions on access to, usage or
     availability of the Services (e.g. attempting to “jailbreak” an AI system,
     or impermissible scraping).
   * vii. Don’t engage in activity that is harmful to you, the Services or
     others (e.g. transmitting viruses, stalking, trying to generate or sharing
     content that harasses, bullies or threatens others, posting terrorist or
     violent extremist content, communicating hate speech or advocating violence
     against others).
   * viii. Don’t violate or infringe upon the rights of others (e.g.
     unauthorised sharing of copyrighted music or other copyrighted material,
     resale or other distribution of Bing maps, or taking photographs or
     video/audio recordings of others without their consent for processing of an
     individual’s biometric identifiers/information or any other purpose using
     any of the Services).
   * ix. Don’t engage in activity that violates the privacy of others.
   * x. Don’t help others to break these rules.
 * More information about our policies, moderation and enforcement processes and
   service specific terms is available at aka.ms/trustandsafety.


Top of page

Using the Services & SupportUsing the Services & Support



4. Using the Services & Support.

 * a. Microsoft account. You will need a Microsoft account to access many of the
   Services. Your Microsoft account lets you sign in to products, websites and
   services provided by Microsoft and some Microsoft partners.
   * i. Creating an Account. You can create a Microsoft account by signing up
     online. You agree not to use any false, inaccurate or misleading
     information when signing up for your Microsoft account. In some cases, a
     third party, like your Internet Service Provider, may have assigned a
     Microsoft account to you. If you received your Microsoft account from a
     third party, the third party may have additional rights over your account,
     like the ability to access or delete your Microsoft account. Please review
     any additional terms the third party provided you, as Microsoft has no
     responsibility regarding these additional terms. If you create a Microsoft
     account on behalf of an entity, such as your business or employer, you
     represent that you have the legal authority to bind that entity to these
     Terms. You cannot transfer your Microsoft account credentials to another
     user or entity. To protect your account, keep your account details and
     password confidential. You are responsible for all activity that occurs
     under your Microsoft account.
   * ii. Account Use. You must use your Microsoft account to keep it active.
     This means you must sign in at least once in a two-year period to keep your
     Microsoft account, and associated Services, active, unless a longer period
     is provided in the Microsoft account activity policy at
     https://go.microsoft.com/fwlink/p/?linkid=2086738 or in an offer for a paid
     portion of the Services or as otherwise required by law. If you don’t sign
     in during this time, we will assume your Microsoft account is inactive and
     will close it for you. Please see section 4.a.iv.2 for the consequences of
     a closed Microsoft account. You must sign into your Outlook.com inbox and
     your OneDrive (separately) at least once in a one-year period, otherwise we
     will close your Outlook.com inbox and your OneDrive for you. If we
     reasonably suspect that your Microsoft account is at risk of being used by
     a third party fraudulently (for example, as a result of an account
     compromise), Microsoft may suspend your account until you can reclaim
     ownership. Based on the nature of the compromise, we may be required to
     disable access to some or all of Your Content. If you are having trouble
     accessing your Microsoft account, please visit this website:
     https://go.microsoft.com/fwlink/?LinkId=238656.
   * iii. Kids and Accounts. By creating a Microsoft account or using the
     Services, you accept and agree to be bound by these Terms and represent
     that you have either reached the age of “majority” where you live or your
     parent or legal guardian agrees to be bound by these Terms on your behalf.
     If you do not know whether you have reached the age of majority where you
     live, or do not understand this section, please do not create a Microsoft
     account before you have asked your parent or legal guardian for help. If
     you are the parent or legal guardian of a minor, you and the minor accept
     and agree to be bound by these Terms and you are responsible for
     supervising your minor in the use of the Microsoft account or Services,
     including purchases, whether the minor’s account is now open or created
     later.
   * iv. Closing Your Account.
     * 1. In addition to any rights you have to cancel as specified in the
       “Refund Policy” section below (section 9.g), you can cancel specific
       Services or close your Microsoft account at any time and for any reason.
       To close your Microsoft account, please visit
       https://go.microsoft.com/fwlink/p/?linkid=618278. When you ask us to
       close your Microsoft account, you can choose to put it in a suspended
       state for either 30- or 60-days just in case you change your mind. After
       that 30- or 60-day period, your Microsoft account will be closed. See
       section 4.a.iv.2 below for an explanation as to what happens when your
       Microsoft account is closed. Logging back in during the suspension period
       will reactivate your Microsoft account.
     * 2. If your Microsoft account is closed (whether by you or us), a few
       things happen. First, your right to use the Microsoft account to access
       the Services stops immediately. Second, we will delete Data or Your
       Content associated with your Microsoft account or will otherwise
       disassociate it from you and your Microsoft account (unless we are
       required by law to keep it, return it or transfer it to you or a third
       party identified by you). As a result, you may no longer be able to
       access any of the Services (or Your Content that you have stored on those
       Services) that require a Microsoft account. You should have a regular
       backup plan. Third, you may lose access to products you have acquired.
 * b. Moderation and Enforcement. Many of our Services that allow you to
   interact, create, generate and share content with others leverage safety
   systems to protect our Services and other users.
   * i. Policies. Our Code of Conduct identifies what’s prohibited when using
     our Services. Specific Services have additional policies and community
     standards applicable to their users, which are available here
     (https://aka.ms/trustandsafety).
   * ii. Reporting a Concern. You can report concerning content or conduct that
     may violate our Code of Conduct here (https://aka.ms/reportconcerns).
   * iii. Review. Where applicable, we may use automated systems and humans to
     review content to identify suspected spam, viruses, fraud, phishing,
     malware, jailbreaking or other illegal or harmful content or conduct.
   * iv. Enforcement. We reserve the right to deny content if it exceeds limits
     on storage or file size allowed by the Service. We may block, remove or
     decline to display content if it appears to violate our Code of Conduct or
     another Service policy or where required by law. If you violate these terms
     or Service-Specific Terms, we may take action against your account. This
     could include limiting access to certain features or Services, stopping
     providing Services, closing your Microsoft account immediately or blocking
     delivery of a communication (like email, file sharing or instant message)
     to or from the Services. Closure of your access to a Service or your
     account may result in forfeiture of content licences, associated content,
     memberships and Microsoft account balances associated with the account.
     When reviewing alleged violations of these Terms, Microsoft reserves the
     right to review content to resolve the issue. However, we cannot monitor
     the entire Services and make no attempt to do so. For more information
     about the moderation and enforcement processes, Service specific terms and
     appeals, see aka.ms/trustandsafety. Information about our policy relating
     to claims of intellectual property infringement may be found at NOTICES.
 * c. Work or School Accounts. You can sign in to certain Microsoft services
   with a work or school email address. If you do, you agree that the owner of
   the domain associated with your email address may be notified of the
   existence of your Microsoft account and its associated subscriptions, control
   and administer your account, and access and process your Data, including the
   contents of your communications and files, and that Microsoft may notify the
   owner of the domain if the account or Data is compromised. You further agree
   that your use of the Microsoft services may be subject to the agreements
   Microsoft has with you or your organisation and these Terms may not apply. If
   you already have a Microsoft account and you use a separate work or school
   email address to access Services covered under these Terms, you may be
   prompted to update the email address associated with your Microsoft account
   in order to continue accessing such Services.
 * d. Additional Equipment/Data Plans. To use many of the Services, you will
   need an Internet connection and/or data/mobile plan. You might also need
   additional equipment, like a headset, camera or microphone. You are
   responsible for providing all connections, plans and/or equipment needed to
   use the Services and for paying the fees charged by the provider(s) of your
   connections, plans and equipment. Those fees are in addition to any fees you
   pay us for the Services and we will not reimburse you for such fees. Check
   with your provider(s) to determine if there are any such fees that may apply
   to you.
 * e. Service Notifications. When there’s something we need to tell you about a
   Service you use, we will send you Service notifications and information the
   law requires us to provide. If you gave us your email address or phone number
   in connection with your Microsoft account, then we may send Service
   notifications to you via email or via SMS (text message), including to verify
   your identity before registering your mobile phone number and verifying your
   purchases. We may also send you Service notifications by other means (for
   example by in-product messages). Data or messaging rates may apply when
   receiving notifications via SMS. We recommend you monitor and maintain the
   email address you specified. If you don't consent to receive notices
   electronically, you must stop using the Services.
 * f. Support. Customer support for some Services is available at
   https://support.microsoft.com. Certain Services may offer separate or
   additional customer support, subject to the terms available at
   www.microsoft.com/support-service-agreement, unless otherwise specified.
   Support may not be available for preview or beta versions of features or
   Services. If you live in Europe you can also refer a complaint to the EU’s
   Online Dispute Resolution platform (http://ec.europa.eu/consumers/odr);
   please use MSODR@microsoft.com on the complaint form only and not for another
   purpose.
 * g. Ending your Services. If your Services are cancelled (whether by you or
   us), first your right to access the Services stops immediately and your
   licence to the software related to the Services ends. Second, we will delete
   Data or Your Content associated with your Service or will otherwise
   disassociate it from you and your Microsoft account (unless we are required
   by law to keep it, return it or transfer it to you or a third party
   identified by you). As a result, you may no longer be able to access any of
   the Services (or Your Content that you have stored on those Services). You
   should have a regular backup plan. Third, you may lose access to products you
   have acquired. If you have cancelled your Microsoft account and have no other
   account able to access the Services your Services may be cancelled
   immediately.


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Using Third-Party Apps and ServicesUsing Third-Party Apps and Services



5. Using Third-Party Apps and Services. The Services may allow you to access or
acquire products, services, websites, links, content, material, games, skills,
integrations, bots or applications from independent third parties (companies or
people who aren’t Microsoft) ("Third-Party Apps and Services"). Many of our
Services also help you find, make requests to, or interact with Third-Party Apps
and Services or allow you to share Your Content or Data, and you understand that
by using our Services you are directing them to make Third-Party Apps and
Services available to you. The Third-Party Apps and Services may allow you to
store Your Content or Data with the publisher, provider or operator of the
Third-Party Apps and Services. The Third-Party Apps and Services may present you
with a privacy policy or require you to accept their terms before you can
install or use the Third-Party App or Service. See section 13.b for additional
terms for applications acquired through certain Stores owned or operated by
Microsoft or its affiliates (including, but not limited to, the Office Store,
the Microsoft Store on Xbox and the Microsoft Store on Windows). You should
review the third-party terms and privacy policies before acquiring, using,
requesting, or linking your Microsoft Account to any Third-Party Apps and
Services. Any third-party terms do not modify these Terms. Microsoft does not
license any intellectual property to you as part of any Third-Party Apps and
Services. You agree to assume all risk and liability arising from your use of
these Third-Party Apps and Services and that Microsoft is not responsible or
liable to you or others for information or services provided by any Third-Party
Apps and Services.


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Service AvailabilityService Availability



6. Service Availability.

 * a. The Services, Third Party Apps and Services, or material or products
   offered through the Services may be unavailable from time to time, may be
   offered on a limited basis, or may vary depending on your region or device,
   or other external factors such as your internet or network connection. If you
   change the location associated with your Microsoft account, you may need to
   re-acquire the products that were available to you and paid for in your
   previous region.
 * b. We strive to keep the Services up and running; however, they are not
   offered with a guaranteed level of quality of service and all online services
   suffer occasional disruptions and outages. In the event of an outage or
   disruption to the Service, you may temporarily not be able to retrieve Your
   Content. We recommend that you regularly backup Your Content and Data that
   you store on the Services or store using Third-Party Apps and Services.


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Updates to the Services or Software and Changes to These TermsUpdates to the
Services or Software and Changes to These Terms



7. Updates to the Services or Software and Changes to These Terms.

 * a. We'll inform you if we intend to change these Terms. We may change these
   Terms if it is necessary due to (i) applicable law, including, but not
   limited to, a change of such law; (ii) an advice and/or order based on
   applicable law; (iii) the evolution of the Services; (iv) technical reasons;
   (v) operational requirements or (vi) an advantageous change of terms for the
   user. We'll inform you of the intended change before it takes effect, either
   through the user interface, in an email message or through other reasonable
   means. We'll provide you the opportunity to cancel the Services at least 30
   days before the change becomes effective. Using the Services after the
   changes become effective means you agree to the new terms. If you do not
   agree to the new terms, you must stop using the Services and close your
   Microsoft account in accordance with section 4.a.iv. We'll also expressly
   point to this fact when informing you about the intended change of these
   Terms.
 * b. We may automatically check your version of the software, which is
   necessary to provide the Services and download software updates or
   configuration changes, without charging you, to update, enhance and further
   develop the Services. You may also be required to update the software to
   continue using the Services. Such updates shall be subject to these Terms
   unless additional or other terms accompany the updates, in which case, those
   other terms apply. If you decline to accept the additional or other terms
   applicable to the updates, you may not receive or use the updates. Microsoft
   isn't obligated to make any updates available and doesn't guarantee that we
   will support the version of the system for which you purchased or licensed
   the software, apps, content or other products. You may be provided with
   automatic or manual updates, which are not necessary to ensure the conformity
   of the Services for the reasons outlined in this section. By accepting these
   Terms, you hereby agree to be provided with such updates.
 * c. We continuously work to improve the Services and may change the Services
   or delete features or stop providing access to Third-Party Apps and Services
   in that respect at any time, including, without limitation, if our agreements
   with third parties no longer permit us to make their material available, if
   it is no longer feasible for us to provide it, the technology advances or if
   customer feedback indicates that a change is needed. We will notify you in
   advance if a change to the Services will cause you to lose access to Your
   Content. For paid Services, we'll also notify you in advance of other
   material changes to the Services. Except to the extent required by applicable
   law, we have no obligation to provide a re-download or replacement of any
   material, Digital Goods (defined in section 13.j) or applications previously
   purchased. If we cancel a paid Service, we’ll refund to you on a pro-rata
   basis the amount of payments that you've made corresponding to the portion of
   that Service remaining right before the cancellation.
 * d. So that you can use material protected with digital rights management
   (DRM), like some music, games, films, books and more, DRM software may
   automatically contact an online rights server and download and install DRM
   updates.


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Software LicenceSoftware Licence



8. Software Licence. Unless accompanied by a separate Microsoft licence
agreement (for example, if you are using a Microsoft application that is
included with and a part of Windows, then the Microsoft Software Licence Terms
for the Windows Operating System govern such software), any software provided by
us to you as part of the Services is subject to these Terms. Applications
acquired through certain Stores owned or operated by Microsoft or its affiliates
(including, but not limited to the Office Store, Microsoft Store on Windows and
Microsoft Store on Xbox) are subject to section 13.b.i below.

 * a. If you comply with these Terms, we grant you the right to install and use
   one copy of the software per device on a worldwide basis for use by only one
   person at a time as part of your use of the Services. For certain devices,
   such software may be pre-installed for your personal, non-commercial use of
   the Services. The software or website that is part of the Services may
   include third-party code. Any third-party scripts or code, linked to or
   referenced from the software or website, are licensed to you by the third
   parties that own such code, not by Microsoft. Notices, if any, for the
   third-party code are included for your information only.
 * b. The software is licensed, not sold, and Microsoft reserves all rights to
   the software not expressly granted by Microsoft under these Terms. This
   licence does not give you any right to, and you may not, unlawfully:
   * i. circumvent or bypass any technological protection measures in or
     relating to the software or Services;
   * ii. disassemble, decompile, decrypt, hack, emulate, exploit or reverse
     engineer any software or other aspect of the Services that is included in
     or accessible through the Services, except and only to the extent that the
     applicable copyright law expressly permits doing so;
   * iii. separate components of the software or Services for use on different
     devices;
   * iv. publish, copy, rent, lease, sell, export, import, distribute or lend
     the software or the Services, unless Microsoft expressly authorises you to
     do so;
   * v. transfer the software, any software licences or any rights to access or
     use the Services;
   * vi. use the Services in any unauthorised way that could interfere with
     anyone else’s use of them or gain access to any service, data, account or
     network;
   * vii. enable access to the Services or modify any Microsoft-authorised
     device (e.g. Xbox consoles, Microsoft Surface, etc.) by unauthorised
     third-party applications.


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Payment TermsPayment Terms



9. Payment Terms. If you purchase a Service, then these payment terms apply to
your purchase and you agree to them.

 * a. Charges. If there is a charge associated with a portion of the Services,
   you agree to pay that charge. The price stated for the Services includes all
   applicable taxes, unless stated otherwise. You are solely responsible for
   paying such taxes or other charges. Taxes are calculated based on your
   location at the time your Microsoft account was registered, unless stated
   otherwise. After we have given you notice that we did not receive an on-time,
   full payment from you, we may suspend or cancel the Services if you do not
   make the full payment within the relevant time. Suspension or cancellation of
   the Services for non-payment could result in a loss of access to and use of
   your account and its content. Connecting to the Internet via a corporate or
   other private network that masks your location may cause charges to be
   different from those displayed for your actual location. Depending on your
   location, some transactions might require foreign currency conversion or be
   processed in another country. Your bank might charge you additional fees for
   those services when you use a debit or credit card. Please contact your bank
   for details.
 * b. Your Billing Account. To pay the charges for a Service, you will be asked
   to provide a payment method at the time you sign up for that Service. For all
   Services other than Skype, you can access and change your billing information
   and payment method on the Microsoft account management website
   (https://go.microsoft.com/fwlink/p/?linkid=618281) and for Skype software and
   products by signing into your account portal at
   https://skype.com/go/myaccount. Additionally, you agree to permit Microsoft
   to use any updated account information regarding your selected payment method
   provided by your issuing bank or the applicable payment network. You agree to
   promptly update your account and other information, including your email
   address and payment method details, so we can complete your transactions and
   contact you as needed in connection with your transactions. If you tell us to
   stop using your payment method and don't provide us with another payment
   method after our notice to you to do so within an appropriate timeframe, we
   may suspend or cancel your paid Service for good cause. Changes made to your
   billing account won't affect charges we submit to your billing account before
   we could reasonably act on your changes to your billing account.
 * c. Billing. By providing Microsoft with a payment method, you (i) represent
   that you are authorised to use the payment method you provided and that any
   payment information you provide is true and accurate; (ii) authorise
   Microsoft to charge you for the Services or available content using your
   payment method; and (iii) authorise Microsoft to charge you for any paid
   feature of the Services you choose to sign up for or use while these Terms
   are in force. As specified, we may bill you (a) in advance; (b) at the time
   of purchase; (c) shortly after purchase or (d) on a recurring basis for
   subscription Services. Also, we may charge you up to the amount you have
   approved, and we will notify you in advance of any change in the amount to be
   charged for recurring subscription Services and, in the case of a price
   change, provide you with the opportunity to cancel the Services before the
   price changes. We may bill you at the same time for more than one of your
   prior billing periods for amounts that haven't previously been processed.
 * d. Recurring Payments. When you purchase the Services on a subscription basis
   (e.g. monthly, every three months or annually), you agree that you are
   authorising recurring payments, and payments will be made to Microsoft by the
   method and at the recurring intervals you have agreed to, until the
   subscription for that Service is terminated by you or by Microsoft. You must
   cancel your Services before the next billing date to stop being charged to
   continue your Services. We will provide you with instructions on how you may
   cancel the Services. You can manage recurring payments for select Services in
   your Microsoft account (https://account.microsoft.com/services). By
   authorising recurring payments, you are authorising Microsoft to store your
   payment instrument and process such payments as either electronic debits or
   fund transfers, or as electronic drafts from your designated account (for
   Automated Clearing House or similar payments), or as charges to your
   designated account (for credit card or similar payments) (collectively,
   "Electronic Payments"). Subscription fees are generally charged in advance of
   the applicable subscription period. If any payment is returned unpaid or if
   any credit card or similar transaction is rejected or denied, Microsoft or
   its service providers reserve the right to collect any applicable return
   item, rejection or insufficient funds fee and process any such payment as an
   Electronic Payment.
 * e. Online Statement and Errors. For all Services other than Skype, Microsoft
   will provide you with an online billing statement on the Microsoft account
   management website (https://go.microsoft.com/fwlink/p/?linkid=618284), where
   you can view and print your statement. For Skype, you can access your online
   statement by signing in to your account at www.skype.com
   (https://www.skype.com). This is the only billing statement that we provide.
   An invoice with VAT may be made available depending on the Service and
   country. If we make an error on your bill, we’ll correct it promptly after
   you tell us (or we notice it) and we investigate the charge. We recommend
   that you tell us within 120 days after an obvious error first appears on your
   bill as it is easier for us to resolve the issue during that period. You can
   address your requests for these purposes to the customer support service, as
   indicated in section 4.e.
 * f. Refund Policy. You will be entitled to a cancellation period (a
   "Cooling-Off Period") of fourteen (14) days from the day of purchase, with or
   without cause. If the Service is partly delivered at the time of
   cancellation, you will get a pro-rated refund. You acknowledge the
   Cooling-Off Period ends at the time the Service is fully delivered to you,
   then your purchase cannot be refunded. When you purchase digital content from
   us, you will cease to have the right to cancel from the moment when you begin
   the download. Unless otherwise provided by law or by a particular Service
   offer, all purchases are final and non-refundable. For all Services other
   than Skype, information and directions on how to cancel a Service and request
   a refund using our Withdrawal Form, if you are entitled to a refund, is
   provided on Microsoft account management website
   (https://go.microsoft.com/fwlink/p/?linkid=618284). For Skype, please
   complete the Withdrawal Form using the information provided here
   (https://go.microsoft.com/fwlink/p/?linkid=618286). If you believe that
   Microsoft has charged you in error, you must contact Microsoft and we will
   investigate the charge. If we issue a refund or credit, we are under no
   obligation to issue the same or similar refund in the future. This refund
   policy does not affect any rights under applicable law. For more refund
   information, please visit our help topic
   (https://go.microsoft.com/fwlink/p/?linkid=618283).
 * g. Terminating the Services. You may cancel the Services on the services and
   subscriptions management page in your Microsoft account
   (https://account.microsoft.com/) or by contacting customer service as
   described above in section 4.e. Cancelling paid Services stops future charges
   to continue the Service. You should refer back to the offer describing the
   Services as (i) you may not receive a refund at the time of cancellation;
   (ii) you may be obligated to pay cancellation charges; (iii) you may be
   obligated to pay all charges made to your billing account for the Services
   before the date of cancellation; and (iv) you may lose access to and use of
   your account when you cancel the Services. We will process your Data as
   described above in section 4. If you cancel, your Services end at the end of
   your current Service period or, if we bill your account on a periodic basis,
   at the end of the period in which you cancelled. If you initiate a chargeback
   or reversal with your bank for your payment of Services, we will deem you to
   have cancelled as of the date that the original payment was made and you
   authorise us to immediately cancel your service and/or revoke any content
   that was provided to you in exchange for such payment.
 * h. Trial-Period Offers. If you are taking part in any trial-period offer, you
   may be required to cancel the trial Service(s) within the timeframe
   communicated to you when you accepted the offer in order to avoid being
   charged to continue the Service(s) at the end of the trial period.
 * i. Promotional Offers. From time to time, Microsoft may offer Services for a
   trial period during which Microsoft will not charge you for the Services.
   Microsoft reserves the right to charge you for such Services (at the normal
   rate) if you breach the terms and conditions of the offer.
 * j. Price Changes. If there is a fixed term and price for your Service offer,
   that price will remain in force for the term. You will need to agree to any
   new offer and price if you want to continue the Services. If your Services
   are on a periodic basis (for example, monthly), with no specific time length,
   and isn't a trial offer, we may change the price of the Services if we add
   new or improved Service features, to the extent the costs of providing the
   Service have increased accordingly, or in response to market changes (for
   example, due to labour costs, currency fluctuations, changes in
   taxes/regulations, inflation, licence fees, infrastructure and administrative
   costs). We will inform you at least 30 days before the price change becomes
   effective. You will have the opportunity to cancel the Services before the
   price changes in accordance with section 9.h above. When we notify you of the
   price change, we'll also inform you of the reasons and scope of the increase
   in prices and that the new price will become effective if you don't cancel
   the Services, and we’ll also remind you of how you can cancel the Services.
 * k. Payments to You. If we owe you a payment, then you agree to timely and
   accurately provide us with any information we need to get that payment to
   you. You are responsible for any taxes and charges you may incur as a result
   of this payment to you. You must also comply with any other conditions we
   place on your right to any payment. If you receive a payment in error, we may
   reverse or require return of the payment. You agree to cooperate with us in
   our efforts to do this. We may also reduce the payment to you without notice
   to adjust it for any previous over-payment.
 * l. Late payments. In case of late payments, you must pay for the reasonable
   costs we incur to collect any past due amounts including lawyers' fees and
   other legal fees and costs, as permitted by law and regulations. We may
   suspend or cancel your Services if you fail to pay in full on time after we
   send you a reminder – with the threat of suspension and/or cancellation of
   the Services – to make your payment within an appropriate time. You can avoid
   suspension or cancellation if you make the required payment within the
   appropriate time set forth in the reminder. A different procedure will apply
   if the amount missing is marginal. Amounts missing below 2 per cent of the
   total invoice value will always be deemed marginal. Suspension or
   cancellation of the Services for non-payment could result in the loss of
   access to your Microsoft account.
 * m. Gift Cards. Redemption and use of gift cards (other than Skype gift cards)
   are governed by the Microsoft Gift Card Terms and Conditions
   (https://support.microsoft.com/help/10562/microsoft-account-gift-card-terms-and-conditions).
   Information on Skype gift cards is available on Skype’s Help page
   (https://go.microsoft.com/fwlink/?LinkId=615383).
 * n. Bank Account Payment Method. You may register an eligible bank account
   with your Microsoft account to use it as a payment method. Eligible bank
   accounts include accounts held at a financial institution capable of
   receiving direct debit entries (e.g. a United States-based financial
   institution that supports automated clearing house ("ACH") entries, a
   European financial institution that supports Single Euro Payments Area
   ("SEPA") or "iDEAL" in the Netherlands). Terms you agreed to when adding your
   bank account as a payment method in your Microsoft account (e.g., the
   "mandate" in the case of SEPA) also apply. You represent and warrant that
   your registered bank account is held in your name or you are authorised to
   register and use this bank account as a payment method. By registering or
   selecting your bank account as your payment method, you authorise Microsoft
   (or its agent) to initiate one or more debits for the total amount of your
   purchase or subscription charge (in accordance with the terms of your
   subscription service) from your bank account (and, if necessary, initiate one
   or more credits to your bank account to correct errors, issue a refund or
   similar purpose), and you authorise the financial institution that holds your
   bank account to deduct such debits or accept such credits. You understand
   that this authorisation will remain in full force and effect until you remove
   your bank account information from your Microsoft account. Contact customer
   support as outlined above in section 4.e as soon as possible if you believe
   you have been charged in error. Laws applicable in your country may also
   limit your liability for any fraudulent, erroneous or unauthorised
   transactions from your bank account. By registering or selecting a bank
   account as your payment method, you acknowledge that you have read,
   understand and agree to these Terms.


Top of page

Contracting Entity, Choice of Law and Place to Resolve DisputesContracting
Entity, Choice of Law and Place to Resolve Disputes



10. Contracting Entity, Choice of Law and Place to Resolve Disputes. If you live
in (or, if you are a business, your principal place of business is in) the
European Union, Iceland, Liechtenstein, Norway, Switzerland or the United
Kingdom, and you are using cost-free or paid Services, you are contracting with
Microsoft Ireland Operations Limited, One Microsoft Place, South County Business
Park, Leopardstown, Dublin 18, Ireland (registered at the Companies Registration
Office in Ireland under number 256796, VAT registration number: IE 8256796 U,
with a registered address of 70 Sir John Rogerson’s Quay, Dublin 2, Ireland).
The laws of Ireland govern all claims related to cost-free and paid Services,
but this shall not deprive you of the mandatory consumer protections under the
law of the country to which we direct your Services where you have your habitual
residence (or, if a business, where your principal place of business is
located). With respect to jurisdiction, you and Microsoft agree to choose the
courts of the country to which we direct your Services where you have your
habitual residence (or, if a business, where your principal place of business is
located) for all disputes arising out of or relating to these Terms, or in the
alternative, you may choose the responsible court in Ireland.


Top of page

WarrantiesWarranties



11. Warranties. If you are a consumer, you have certain rights under the law.
These rights include an obligation on Microsoft to provide the Services using
reasonable care and skill. Nothing in these terms is intended to limit or
exclude our liability for any breach by Microsoft of this and you shall benefit
from the legal warranty of conformity and hidden defects under the law of the
country to which we direct your Services. Learn more about your statutory rights
here (https://www.microsoft.com/en-gb/store/b/aboutwarranties). SUBJECT TO THE
WARRANTY ABOVE AND EXCEPT IN CASES IN WHICH WE HAVE HIDDEN DEFECTS IN BAD FAITH
OR DEFECTS HAVE RENDERED USE OF THE SERVICES IMPOSSIBLE – AND EXCEPT FOR SKYPE
PAID PRODUCTS – WE PROVIDE THE SERVICES “AS IS”, “WITH ALL FAULTS” AND “AS
AVAILABLE”. WE DON’T GUARANTEE THE ACCURACY OR TIMELINESS OF THE SERVICES. YOU
ACKNOWLEDGE AND AGREE THAT COMPUTER AND TELECOMMUNICATIONS SYSTEMS AREN'T
FAULT-FREE AND THAT OCCASIONAL PERIODS OF DOWNTIME OCCUR. WE CAN'T GUARANTEE THE
SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE. WE AND OUR
AFFILIATES, RESELLERS, DISTRIBUTORS AND VENDORS GIVE NO CONTRACTUAL GUARANTEES
OR CONDITIONS. YOU HAVE ALL MANDATORY WARRANTIES FORESEEN BY LAW, BUT WE GRANT
NO OTHER WARRANTIES. WE EXCLUDE ANY IMPLIED MANDATORY WARRANTIES, INCLUDING
THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT
AND NON-INFRINGEMENT TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.


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Limitation of LiabilityLimitation of Liability



12. Limitation of Liability.

 * a. Microsoft shall not be liable for Your Content, material or other third
   party material, including links to third-party websites and activities
   provided by users. Such content and activities are neither attributable to
   Microsoft nor do they represent Microsoft’s opinion.
 * b. Microsoft shall only be liable if material obligations of the Agreement
   have been violated, or as otherwise required by applicable law.
 * c. Microsoft, its vicarious agents and/or its legal representatives shall not
   be liable for any indirect damage, including financial loss, such as loss of
   profit, unless Microsoft, its vicarious agents and/or its legal
   representative have at least acted with gross negligence or willful
   misconduct.
 * d. Any statutory no-fault liability of Microsoft, including statutory
   liability for breach of warranty, shall remain unaffected by the limitation
   of liability. The same shall apply to liability of Microsoft, its vicarious
   agents and/or its legal representatives in the event of fraud or their
   negligence resulting in personal injury or death.
 * e. Microsoft is not responsible or liable for any failure to perform or delay
   in performing its obligations under these Terms to the extent that the
   failure or delay is caused by circumstances beyond Microsoft’s reasonable
   control (such as labour disputes, acts of God, war or terrorist activity,
   malicious damage, accidents or compliance with any applicable law or
   government order). Microsoft will endeavour to minimise the effects of any of
   these events and to perform the obligations that aren’t affected.


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Service-Specific TermsService-Specific Terms



13. Service-Specific Terms. The terms before and after section 13 apply
generally to all Services. This section contains service-specific terms that are
in addition to the general terms. These service-specific terms govern if there
are any conflicts with the general terms.


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XboxXbox


 * a. Xbox.
   * i. Personal Non-Commercial Use. The Xbox online service, Xbox Game Studios
     games (including Mojang Games) (https://www.xbox.com/xbox-game-studios),
     applications, subscriptions (e.g. Xbox Game Pass subscription service
     offerings), services (e.g. Xbox Cloud Gaming) and content provided by
     Microsoft (collectively, the "Xbox Services") are only for your personal
     and noncommercial use.
   * ii. Xbox Services. When you sign up to receive Xbox Services, information
     about your game play, activities and usage of games and Xbox Services will
     be tracked and shared with applicable third parties, including game
     developers, in order for Microsoft to deliver the Xbox Services and for the
     third parties to operate non-Microsoft games and services. If you choose to
     link your Microsoft Xbox Services account with your account on a
     non-Microsoft service or sign in to your Xbox Services account to access a
     non-Microsoft Service (for example, a non-Microsoft game publisher of
     Third-Party Apps and Services), you agree that: (a) Microsoft may share
     limited account and usage-related information (including without limitation
     gamertag, gamer score, game score, game history, usage data and friends
     list), with that non-Microsoft party as stated in the Microsoft Privacy
     Statement, and (b) if allowed by your Xbox privacy settings, the
     non-Microsoft party may also have access to Your Content from in-game
     communications or other applications that you use when you are signed into
     your account with that non-Microsoft party. Also, if allowed by your Xbox
     privacy settings, Microsoft can publish your name, gamertag, gamerpic,
     motto, avatar, gameclips and games that you’ve played in communications to
     people you allow.
   * iii. Your Content. As part of building the Xbox Services community, you
     grant to Microsoft, its affiliates and sublicensees a free and worldwide
     right, to use, modify, reproduce, distribute, broadcast, share and display
     Your Content or your name, gamertag, gamerpic, motto or avatar that you
     posted for any Xbox Services in whole or in part by any means or processes
     on any materials or support.
   * iv. Game Managers. Some games may use game managers, ambassadors or hosts.
     Game managers and hosts are not authorised Microsoft spokespersons. Their
     views do not necessarily reflect those of Microsoft.
   * v. Kids on Xbox. If you are a minor using the Xbox Services, your parent or
     guardian may have control over many aspects of your account and may receive
     reports about your use of the Xbox Services.
   * vi. Game Currency or Virtual Goods. The Xbox Services may include a
     virtual, game currency (like gold, coins or points) that may be purchased
     from or on behalf of Microsoft using actual monetary instruments if you are
     a legal adult in your country of residence. The Xbox Services may also
     include virtual, digital items or goods that may be purchased from or on
     behalf of Microsoft using actual monetary instruments or using game
     currency. Game currency and virtual goods may never be redeemed for actual
     monetary instruments, goods or other items of monetary value from Microsoft
     or any other party. Other than a limited, personal, revocable,
     non-transferable, non-sublicensable licence to use the game currency and
     virtual goods in the Xbox Services only, you have no right or title in or
     to any such game currency or virtual goods associated with any one or more
     Xbox games or apps appearing or originating in the Xbox Services, or any
     other attributes associated with use of the Xbox Services or stored within
     the Xbox Services. Microsoft may change its offerings around game currency
     or virtual goods from time to time.
   * vii. Software Updates. For any device that can connect to Xbox Services, we
     may automatically check your version of Xbox console software or the Xbox
     app software and download Xbox console or Xbox app software updates or
     configuration changes, including those that prevent you from accessing the
     Xbox Services, using unauthorised Xbox games or Xbox apps, or using
     unauthorised hardware peripheral devices with an Xbox console.
   * viii. Cheating and Tampering Software. For any device that can connect to
     Xbox Services, we may automatically check your device for unauthorised
     hardware or software that enables cheating or tampering in violation of the
     Code of Conduct or these Terms, and download Xbox app software updates or
     configuration changes, including those that prevent you from accessing the
     Xbox Services, or from using unauthorised hardware or software that enables
     cheating or tampering.
   * ix. Additional Subscription Terms and Conditions. Xbox Services
     subscriptions are subject to additional terms and conditions set forth in
     the Xbox Subscriptions Terms & Conditions
     (https://www.xbox.com/legal/subscription-terms).
   * x. Inactive Xbox Service Subscriptions. Microsoft may turn off your
     recurring billing and stop recurring charges in select countries if you do
     not use your Xbox Services subscription for a period of time. Microsoft
     will provide notice to you before turning off recurring billing. For more
     information, including the applicable period of inactivity, see Inactivity
     Policy FAQ
     (https://support.xbox.com/help/subscriptions-billing/manage-subscriptions/xbox-subscription-inactivity-policy).


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StoreStore


 * b. Store. "Store" refers to a Service that allows you to browse, download,
   purchase and rate and review applications (the term “application” includes
   games) and other digital content. These Terms cover use of certain Stores
   owned or operated by Microsoft or its affiliates (including, but not limited
   to, the Office Store, Microsoft Store on Windows and Microsoft Store on
   Xbox). "Office Store" means a Store for Office products and apps for Office,
   Microsoft 365, SharePoint, Exchange, Access and Project (2013 versions or
   later) or any other experience that is branded Office Store. "Microsoft Store
   on Windows" means a Store, owned and operated by Microsoft or its affiliates,
   for Windows devices such as phone, PC and tablet or any other experience that
   is branded Microsoft Store and accessible on Windows devices such as phone,
   PC or tablet. "Microsoft Store on Xbox" means a Store, owned and operated by
   Microsoft or its affiliates and made available on Xbox consoles or any other
   experience that is branded Microsoft Store and made available on Xbox
   console.
   * i. Licence Terms. We will identify the publisher of each application
     available in the relevant Store. Unless different licence terms are
     provided with the application, the Standard Application Licence Terms
     ("SALT") at the end of these Terms are an agreement between you and the
     application publisher setting forth the licence terms that apply to an
     application you download through any Store owned or operated by Microsoft
     or its affiliates (excluding the Office Store). For clarity, these Terms
     cover the use of, and services provided by, Microsoft Services. Section 5
     of these Terms also applies to any Third-Party Apps and Services acquired
     through a Store. Applications downloaded through the Office Store are not
     governed by the SALT and have separate licence terms that apply.
   * ii. Updates. Microsoft will automatically check for and download updates to
     your applications, even if you are not signed into the relevant Store. You
     can change your Store or system settings if you prefer not to receive
     automatic updates to Store applications. However, certain Office Store
     applications that are entirely or partly hosted online may be updated at
     any time by the application developer and may not require your permission
     to update.
   * iii. Ratings and Reviews. If you submit a rating or review for an
     application or other Digital Good in the Store, you may receive email from
     Microsoft containing content from the publisher of the application or
     Digital Good. Any such email comes from Microsoft; we do not share your
     email address with publishers of applications or other Digital Goods you
     acquire through the Store.
   * iv. Safety Warning. To avoid possible injury, discomfort or eye strain, you
     should take periodic breaks from use of games or other applications,
     especially if you feel any pain or fatigue resulting from usage. If you
     experience discomfort, take a break. Discomfort might include feelings of
     nausea, motion sickness, dizziness, disorientation, headache, fatigue, eye
     strain or dry eyes. Using applications can distract you and obstruct your
     surroundings. Avoid trip hazards, stairs, low ceilings, fragile or valuable
     items that could be damaged. A very small percentage of people may
     experience seizures when exposed to certain visual images like flashing
     lights or patterns that may appear in applications. Even people with no
     history of seizures may have an undiagnosed condition that can cause these
     seizures. Symptoms may include lightheadedness, altered vision, twitching,
     jerking or shaking of limbs, disorientation, confusion, loss of
     consciousness or convulsions. Immediately stop using and consult a doctor
     if you experience any of these symptoms, or consult a doctor before using
     the applications if you’ve ever suffered symptoms linked to seizures.
     Parents should monitor their children’s use of applications for signs of
     symptoms.


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Microsoft Family FeaturesMicrosoft Family Features


 * c. Microsoft Family Features. Parents and kids can use Microsoft family
   features, including Microsoft Family Safety, to build trust based on a shared
   understanding of what behaviour, websites, apps, games, physical locations
   and spending is right in their family. Parents can create a family by going
   to https://account.microsoft.com/family (or by following the instructions on
   their Windows device or Xbox console) and inviting kids or other parents to
   join. There are many features available to family members, so please
   carefully review the information provided when you agree to create or join a
   family and when you purchase Digital Goods for family access. By creating or
   joining a family, you agree to use the family in accordance with its purpose
   and won’t use it in an unauthorised way to unlawfully gain access to another
   person’s information.


Top of page

Group MessagingGroup Messaging


 * d. Group Messaging. Various Microsoft services allow you to send messages to
   others via voice or SMS ("messages"), and/or allow Microsoft and
   Microsoft-controlled affiliates to send such messages to you and one or more
   other users on your behalf. WHEN YOU INSTRUCT MICROSOFT AND
   MICROSOFT-CONTROLLED AFFILIATES TO SEND SUCH MESSAGES TO YOU OR TO OTHERS,
   YOU REPRESENT AND WARRANT TO US THAT YOU AND EACH PERSON YOU HAVE INSTRUCTED
   US TO MESSAGE CONSENT TO RECEIVE SUCH MESSAGES AND ANY OTHER RELATED
   ADMINISTRATIVE TEXT MESSAGES FROM MICROSOFT AND MICROSOFT-CONTROLLED
   AFFILIATES. "Administrative text messages" are periodic transactional
   messages from a particular Microsoft service, including but not limited to a
   "welcome message" or instructions on how to stop receiving messages. You or
   group members no longer wishing to receive such messages can opt out of
   receiving further messages from Microsoft or Microsoft-controlled affiliates
   at any time by following the instructions provided. If you no longer wish to
   receive such messages or participate in the group, you agree that you will
   opt out through the instructions provided by the applicable program or
   service. If you have reason to believe that a group member no longer wishes
   to receive such messages or participate in the group, you agree to remove
   them from the group. You also represent and warrant to us that you and each
   person you have instructed us to message understands that each group member
   is responsible for the costs of any message charges assessed by his or her
   mobile carrier, including any international message charges that may apply
   when messages are transmitted from US-based numbers.


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Skype, Microsoft Teams and GroupMeSkype, Microsoft Teams and GroupMe


 * e. Skype, Microsoft Teams and GroupMe.
   * i. Emergency Services. There are important differences between traditional
     mobile or fixed line telephone services and Skype, Microsoft Teams and
     GroupMe. Microsoft has limited obligations under applicable local or
     national rules, regulations or law to offer access to emergency services
     such as 911 or 112 emergency calling (“Emergency Services”) through Skype,
     Microsoft Teams and GroupMe.
   * ii. Only limited software versions of the Skype to Phone feature of Skype
     may support calls to Emergency Services in a very limited number of
     countries and depending on the platform used. You can find details about
     availability and how to configure this feature here:
     http://www.skype.com/en/legal/emergency-calling/. If your Skype to Phone
     emergency call is connected, you will need to provide the details of your
     physical location to enable the emergency services to respond to you.
     Microsoft does not guarantee that your emergency call will be connected.
     Find out more about calling 112, the dedicated emergency number for the EU
     at www.skype.com/go/emergency.
   * iii. Changes to Skype paid products. If we make changes to Skype paid
     products which are detrimental to you, we’ll give you at least thirty days’
     notice of the changes and inform you of your right to terminate the
     affected product before it changes. If you do not terminate the product
     before the changes take effect, you agree to the changes. We will expressly
     inform you of this fact when we notify you.
   * iv. APIs or Broadcasting. If you want to use Skype in connection with any
     broadcast, you must comply with the "Broadcast TOS" at
     https://www.skype.com/go/legal.broadcast. If you want to use any
     application program interface ("API") exposed or made available by
     Microsoft you must comply with the applicable licensing terms, which are
     available at www.skype.com/go/legal.
   * v. Fair Use Policies. Fair usage policies may apply to your use of Skype
     software and products. Please review these policies which are designed to
     protect against fraud and abuse and may place limits on the type, duration
     or volume of calls or messages that you are able to make. These policies
     are incorporated in these Terms by reference. You can find these policies
     at https://www.skype.com/go/terms.fairusage.
   * vi. Mapping. Skype software and products contain features that allow you to
     submit information to, or plot yourself on a map using, a mapping service.
     By using those features, you agree to these Terms and the Google Maps terms
     available at https://www.google.com/intl/en_ALL/help/terms_maps.html.
   * vii. Personal/Non-Commercial Use. The use of Skype software and products is
     for your personal and non-commercial use. You are permitted to use Skype at
     work for your own business communications.
   * viii. Skype Number/Skype To Go. If Microsoft provides you with a Skype
     Number or Skype To Go number, you agree that you do not own the number or
     have a right to retain that number forever. In certain countries, a number
     may be made available to you by a Microsoft partner rather than Microsoft,
     and you may need to enter into a separate agreement with such partner. For
     more details on Skype Number see https://go.skype.com/home.skype-number.
   * ix. Skype Manager. A "Skype Manager Admin Account" is created and managed
     by you, acting as an individual administrator of a Skype Manager group and
     not as a business entity. You may link your individual Microsoft account to
     a Skype Manager group ("Linked Account"). You may appoint additional
     administrators to your Skype Manager subject to their acceptance of these
     Terms. If you allocate Skype Numbers to a Linked Account, you are
     responsible for compliance with any requirements related to the residency
     or location of your Linked Account users. If you choose to unlink a Linked
     Account from a Skype Manager group, any allocated subscriptions, Skype
     Credit or Skype Numbers will not be retrievable and Your Content or
     material associated with the unlinked account will no longer be accessible
     by you. You agree to process any personal information of your Linked
     Account users in accordance with all applicable data protection laws.
   * x. Skype Charges and Refunds. The charges payable for calling phones
     outside of a subscription consist of a connection fee (charged once per
     call) and a per-minute rate as set out on www.skype.com/go/allrates. Call
     charges will be deducted from you Skype Credit balance. Microsoft may
     change the rates for calling phones and premium rate numbers that are not
     part of a subscription. If the changes are substantial and not advantageous
     to you (e.g. if we increase the rates), we will inform you by email or in
     some other appropriate manner at least thirty (30) days before the rate
     changes take effect. After thirty (30) days, the new rates will apply to
     your next call. You can find the current rates at
     www.skype.com/go/allrates. If you do not accept the new rates you should
     not make a call. Fractional call minutes and fractional cent charges will
     be rounded up to the next whole unit. All prices for Skype paid products
     are inclusive of applicable taxes, including VAT, unless otherwise stated.
     VAT is calculated based on the billing address provided. You explicitly
     waive any right to VAT reimbursement from Microsoft if the amount of VAT
     ultimately payable by the latter to the tax authorities would for any
     reason be lower than the amount of VAT collected from you. Skype paid
     products are not available to customers in Mount Athos, Canary Islands,
     French Overseas Departments, Aland Islands, Channel Islands, Heligoland
     Island, Büsingen / Buesingen Territory, Ceuta, Melilla, Livigno, Campione
     d'Italia and Italian Waters of Lake Lugano. If you have made use of a Skype
     paid product, your Cooling-Off Period will be extinguished and your
     purchase cannot be cancelled or refunded. Expenditure of Skype Credit,
     allocation of a Skype Number or use of a subscription amounts to ‘full
     delivery’ and/or ‘use’ of a Skype paid product. You expressly agree that
     Skype Numbers may be allocated before the end of the Cooling-Off Period and
     become non-refundable upon allocation. Outside of the Cooling-Off Period,
     only unused or unexpired Skype subscriptions are refundable subject to
     these Terms. The Cooling-Off Period and refunds do not apply to Skype paid
     products that are (i) purchased via a third party partner, (ii) paid for in
     cash using third-party payment methods (such as a cash payment wallet),
     (iii) not directly purchased online from Microsoft (e.g. vouchers or
     pre-paid cards) or (iv) allocated to your account by a third party.
     Notwithstanding the foregoing, you may be entitled, under applicable law,
     to a refund, upon request, of any pre-paid subscription balance in the
     event you switch your Skype Number to another provider.
   * xi. Skype Credit. Microsoft does not guarantee that you will be able to use
     your Skype Credit balance to purchase all Skype paid products. If you do
     not use your Skype Credit for a period of 180-days, Microsoft will place
     your Skype Credit on inactive status. You can reactivate the Skype Credit
     by following the reactivation link at
     https://www.skype.com/go/store.reactivate.credit. You can enable the Auto
     Recharge feature when you buy Skype Credit by ticking the appropriate box.
     If enabled, your Skype Credit balance will be recharged with the same
     amount and by your chosen payment method every time your Skype balance goes
     below the threshold set by Skype from time to time. If you purchased a
     subscription with a payment method other than credit card, PayPal or
     Moneybookers (Skrill), and you have enabled Auto-Recharge, your Skype
     Credit balance will be recharged with the amount necessary to purchase your
     next recurring subscription. You can disable Auto-Recharge at any time by
     accessing and changing your settings in your account portal in Skype.
   * xii. International Message Fees. GroupMe currently uses US-based numbers
     for each group created. Every text message sent to or received from a
     GroupMe number will count as an international text message sent to or
     received from the United States. Depending upon your location, Microsoft
     Teams may be using a phone number that could count as an international text
     message. Please check with your provider for the associated international
     rates.


Top of page

Bing and MSNBing and MSN


 * f. Bing and Microsoft Start (including MSN).
   * i. Bing and Microsoft Start Materials. The articles, text, photos, maps,
     videos, video players and third-party material available on Bing and
     Microsoft Start, including through Microsoft bots, applications and
     programs, are for your non-commercial, personal use only. Other uses, such
     as downloading, copying or redistributing these materials, or using these
     materials or products to build your own products, are permitted only to the
     extent specifically authorised by Microsoft or rights holders, or allowed
     by applicable copyright law. Microsoft or other rights holders reserve all
     rights to the material not expressly granted by Microsoft under the licence
     terms.
   * ii. Bing Maps. You may not use Bird's eye imagery of the United States,
     Canada, Mexico, New Zealand, Australia or Japan for governmental use
     without our separate written approval.
   * iii. Bing Places. When you provide your Data or Your Content to Bing
     Places, you grant Microsoft a worldwide, royalty-free licence to use,
     reproduce, save, modify, aggregate, promote, transmit, display and
     distribute your Data and Your Content (including intellectual property
     rights in your Data and Your Content), and sub-license any or all of the
     foregoing rights to third parties.


Top of page

CortanaCortana


 * g. Cortana.
   * i. Personal Non-Commercial Use. Cortana is Microsoft’s personal assistant
     Service. The features, services and content provided by Cortana
     (collectively "Cortana Services") are only for your personal and
     non-commercial use.
   * ii. Functionality and Content. Cortana provides a range of features, some
     of which are personalised. Cortana Services may allow you to access
     services, information or functionality provided by other Microsoft Services
     or Third-Party Apps and Services. The service-specific Terms of section 13
     also apply to your use of applicable Microsoft Services accessed through
     Cortana Services. Cortana provides information for your planning purposes
     only and you should exercise your own independent judgement when reviewing
     and relying on this information. Microsoft does not guarantee the
     reliability, availability or timeliness of personalised experiences
     provided by Cortana. Microsoft is not responsible if a Cortana feature
     delays or prevents you from receiving, reviewing or sending a communication
     or notification or obtaining a service.
   * iii. Third-Party Apps and Services. As part of delivering the Cortana
     Services, Cortana may suggest and help you interact with Third-Party Apps
     and Services (third-party skills or connected services). If you choose,
     Cortana may exchange information with Third-Party Apps and Services, such
     as your post code and queries and responses returned by the Third-Party App
     and Services, to help you obtain the requested services. Cortana may enable
     you to make purchases through Third-Party Apps and Services using the
     account preferences and settings you have established directly with those
     Third-Party Apps and Services. You can disconnect your Cortana Service from
     Third-Party Apps and Services at any time. Your use of the Cortana Services
     to connect with Third-Party Apps and Services is subject to section 5 of
     these Terms. Publishers of Third-Party Apps and Services may change or
     discontinue the functionality or features of their Third-Party Apps and
     Services or integration with Cortana Services. Microsoft is not responsible
     or liable for manufacturer provided software or firmware.
   * iv. Cortana-Enabled Devices. Cortana-enabled devices are products or
     devices that are enabled to access Cortana Services, or products or devices
     that are compatible with Cortana Services. Cortana-enabled devices include
     third-party devices or products that Microsoft does not own, manufacture or
     develop. Microsoft is not responsible or liable for these third-party
     devices or products.
   * v. Software Updates. We may automatically check your version of Cortana
     Services software which is necessary to provide the Services and download
     software updates or configuration change, without charging you or require
     any manufacturers of Cortana-enabled devices to keep the Cortana Services
     software up to date.


Top of page

Microsoft Apps And ServicesMicrosoft Apps And Services


 * h. Microsoft 365 Apps and Services.
   * i. Use Terms. Microsoft 365 Family, Microsoft 365 Personal, Microsoft 365
     Basic, Sway, OneNote.com and any other Microsoft 365 app or Service or
     Office-branded Service is for your personal, non-commercial use, unless you
     have commercial use rights under a separate agreement with Microsoft. Use
     of apps such as Word, Excel, PowerPoint, Outlook, OneDrive, Access and
     Publisher in Microsoft 365 Family, Microsoft 365 Personal and any other
     Microsoft 365 app or subscription Service is governed by supplemental
     licence terms located at https://aka.ms/useterms together with these Terms.
   * ii. Additional Outlook Terms. Outlook includes use of Bing Maps. Any
     content provided through Bing Maps, including geocodes, can only be used
     within the product through which the content is provided. Your use of Bing
     Maps is governed by the Bing Maps End User Terms of Use available at
     go.microsoft.com/?linkid=9710837 and the Microsoft Privacy Statement
     available at go.microsoft.com/fwlink/?LinkID=248686.


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Health BotsHealth Bots


 * i. Health Bots. Health bots, which may include action plans, insights,
   reminders and other features, are not medical devices and are only intended
   for fitness and wellness purposes with a programme issued by a care provider.
   They are not designed or intended as substitutes for professional medical
   advice or for use in the diagnosis, cure, mitigation, prevention or treatment
   of disease or other conditions. You assume full responsibility for your use
   of health bots. Microsoft is not responsible for any decision you make based
   on information you receive from health bots. You should always consult a
   doctor with any questions you may have regarding a medical condition, diet,
   fitness or wellness programme before using health bots. Never disregard
   professional medical advice or delay in seeking it because of information
   that you accessed on or through the Services. As with any technology, health
   bots may not work as intended for a variety of reasons including loss of
   power or connectivity.


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Digital GoodsDigital Goods


 * j. Digital Goods. Through Microsoft Groove, Microsoft Films & TV, Store, Xbox
   Services and any other related and future services, Microsoft may enable you
   to obtain, listen to, view, play or read (as the case may be) music, images,
   video, text, books, games or other material ("Digital Goods") that you may
   get in digital form. The Digital Goods are only for your personal,
   non-commercial entertainment use. You agree not to redistribute, broadcast,
   publicly perform or publicly display or transfer any copies of the Digital
   Goods. Digital Goods may be owned by Microsoft or by third parties. In all
   circumstances, you understand and acknowledge that your rights with respect
   to Digital Goods are limited by these Terms, copyright law and the usage
   rules located at https://go.microsoft.com/fwlink/p/?LinkId=723143. You agree
   that you will not attempt to modify any Digital Goods obtained through any of
   the Services for any reason whatsoever, including for the purpose of
   disguising or changing ownership or source of the Digital Goods. Microsoft or
   the owners of the Digital Goods may, from time to time, remove Digital Goods
   from the Services without notice.


Top of page

Microsoft StorageMicrosoft Storage


 * k. Microsoft Storage.
   * i. OneDrive Storage Allocation. If you have more content stored in your
     OneDrive than is provided to you under the terms of your free or paid
     subscription service for Microsoft storage and you do not respond to notice
     from Microsoft to fix your account by removing excess content or moving to
     a new subscription plan with more storage within 30 days of providing you
     notice (or any longer period specific in the notice), we reserve the right
     to close your account and delete or disable access to Your Content on
     OneDrive. Read more about storage quotas here
     (https://prod.support.services.microsoft.com/office/how-does-microsoft-storage-work-2a261b34-421c-4a47-9901-74ef5bd0c426).
   * ii. OneDrive Service Performance. Depending on factors such as your
     equipment, Internet connection and Microsoft’s efforts to maintain the
     performance and integrity of its service, you may occasionally experience
     delays in uploading or syncing content on OneDrive.
   * iii. OneDrive Notice of Expiration. We will give you at least one months’
     notice before closing your OneDrive account for inactivity under section
     4.a.ii. If you are a paid subscriber, we won’t close your account for
     inactivity during any period where you have paid for your OneDrive usage.
   * iv. Changes to Services. We will notify you at least 30 days in advance if
     any change to free or paid Microsoft storage services will cause you to
     lose access to Your Content on OneDrive.
   * v. Paid Subscriptions. If we reduce your Microsoft storage limits or cancel
     the OneDrive service, you may cancel your paid subscription and we will
     provide you with a pro-rated refund for such subscription. We will provide
     you at least 30-days’ notice of any such change and you must cancel within
     the period set forth in the notice.
   * vi. Outlook.com Storage Allocation. If you exceed your Outlook.com mailbox
     storage quota or your Microsoft storage quota that is provided to you under
     a free or paid subscription, you will be unable to send or receive messages
     until you remove excess content or move to a new subscription with
     sufficient storage. If you fail to remove excess content or obtain
     sufficient additional storage after receiving notice from Microsoft, we
     reserve the right to delete or disable access to Your Content. Read more
     about storage quotas here
     (https://prod.support.services.microsoft.com/office/how-does-microsoft-storage-work-2a261b34-421c-4a47-9901-74ef5bd0c426).


Top of page

Microsoft RewardsMicrosoft Rewards


 * l. Microsoft Rewards.
   * i. General Information. Microsoft Rewards (the "Rewards Program") is free
     to join, and it enables you to earn points ("Points") for certain
     activities and for personal use of certain Microsoft products and services.
     If you have a Microsoft account and are located in a participating Region
     (defined below), you have been automatically enrolled in the Rewards
     Programme and can begin earning Points immediately. You can cancel your
     participation in the Rewards Programme at any time by following the
     instructions below.
   * ii. You can redeem your Points in a variety of ways ("Redemption Options"),
     including for certain products and services listed on the Redemption Page
     at https://aka.ms/redeemrewards ("Rewards"). To be eligible to redeem your
     Points for any Redemption Option, you must first activate your Rewards
     Programme account ("Rewards Account") on the Rewards Dashboard at
     https://rewards.microsoft.com/ or on certain other Microsoft sites and
     pages. There is no cost to activate your Rewards Account.
   * iii. Certain restrictions and limitations apply to earning, redeeming and
     other uses of Points in the Rewards Program. For more information see the
     Rewards section at https://support.microsoft.com ("FAQ").
   * iv. Requirements. You need a valid Microsoft account and you must reside in
     one of the geographic areas listed in the FAQ ("Regions") to activate your
     Rewards Account and to earn, redeem or otherwise use Points. You may open
     and use only one Rewards Account, even if you have multiple email
     addresses. Each household is limited to six Rewards Accounts. The Rewards
     Programme is solely for your personal and non-commercial use. Use of a
     virtual private network (VPN) or other technology or service that can be
     used to mask or obfuscate your geographic location may result in
     cancellation of your Rewards Account and forfeiture of your accrued Points.
   * v. Earning Points. You may be presented with opportunities to earn Points
     for certain qualifying activities ("Offers"), such as Searches,
     Acquisitions, use of certain Microsoft products and services and other
     opportunities from Microsoft. You must have an active Rewards Account to
     take advantage of such Offers. Eligible Offers may vary by Region and may
     only be available for a certain time or subject to other limitations. You
     must comply with all terms and conditions of a particular Offer to earn
     Points awarded with that Offer. You may be presented with Offers directly
     on the Rewards Dashboard or when you use certain Microsoft products and
     services.
   * vi. For purposes of the Rewards Program, a "Search" is the act of an
     individual user manually entering text for the good faith purpose of
     obtaining Bing search results for such user’s own research purposes and
     does not include any query entered by a bot, macro or other automated or
     fraudulent means of any kind; and an "Acquisition" is the process of
     purchasing goods or downloading and acquiring a licence for digital content
     directly from Microsoft, whether free or paid. Points are not offered for
     every Acquisition from Microsoft, and certain restrictions may apply.
   * vii. Restrictions & Limitations on Points. Points are awarded by Microsoft
     to individual Rewards Accounts and cannot be transferred to any other
     person or entity. Notwithstanding the foregoing, Microsoft may from time to
     time in its sole discretion permit you (i) to share your Points within your
     household (limits may apply), (ii) to contribute your Points to support a
     non-profit organisation listed on the Redemption Page, or (iii) depending
     on your Region and subject to other terms and conditions, to redeem all or
     some of your Points for points in certain other rewards or loyalty
     programs, including programs operated by Microsoft or authorised third
     parties. Points are and remain at all times the property of Microsoft, and
     do not constitute your personal property; they have no cash value, and you
     may not obtain any cash or money in exchange for them. Points are awarded
     to you on a promotional basis only. You cannot purchase Points. Microsoft
     may limit the quantity of Points or Rewards that can be earned or redeemed
     per person, per household or over a set period (e.g. a day) provided that
     you are not disadvantaged in breach of good faith; please refer to the FAQ
     for currently applicable limitations. Unless an Offer or Redemption Option
     explicitly states otherwise, Points earned in the Programme are not valid
     in, and may not be used in combination with, any other programme offered by
     Microsoft or third parties. Unredeemed Points associated with your Rewards
     Account expire if you do not earn or redeem any Points in your Rewards
     Account for 18 consecutive months.
   * viii. Redemptions Redemption Options will be made available to you on the
     Redemption Page and on certain other Microsoft sites and pages. You must
     earn and have available in your Rewards Account all of the Points required
     for a Redemption Option before you can redeem your Points for that
     Redemption Option. There may be a limited number of a particular Reward
     available, and those Rewards will be delivered on a first-come,
     first-served basis. You may be required to provide additional information,
     like your mailing address and a telephone number (other than a VOIP or
     toll-free number), and you may also be asked to enter a fraud-prevention
     code or sign additional legal documents to redeem Points for certain
     Redemption Options. Once you redeem your Points, you cannot cancel or
     return the Redemption Option for a refund of Points except in the case of
     defective products or as required by applicable law. If you select a
     Redemption Option that is out of stock or unavailable for other reasons, we
     may substitute a Redemption Option of comparable value or refund your
     points at our sole discretion.
   * ix. Microsoft may update or discontinue offering specific Redemption
     Options at any time for any reason. Some Redemption Options may have age or
     Region eligibility requirements, or other terms or conditions on their
     redemption or use. Any such requirements or conditions will be included in
     the relevant redemption offer. You are responsible for all taxes and any
     other costs of accepting and using the Redemption Option. Rewards will be
     emailed to the email address associated with your Microsoft account, so
     keep your email address up to date. Rewards that are undeliverable will not
     be reissued and are therefore forfeited. Rewards may not be resold. You may
     redeem no more than 550,000 Points per calendar year in the Rewards
     Programme.
   * x. Cancelling Your Rewards Account. If you no longer wish to participate in
     the Rewards Programme, follow the instructions on the opt out page
     (https://account.microsoft.com/rewards/optout?confirm=false) to cancel your
     Rewards Account. If you cancel your Rewards Account, you will immediately
     forfeit all of your earned Points and will lose your ability to earn new
     Points in the future. To begin earning Points again, you must open a new
     Rewards Account (but Microsoft will not reinstate any previously forfeited
     Points). Your Rewards Account may be cancelled (and your Points forfeited)
     if you do not log in to your Microsoft account for 18 consecutive months.
   * xi. Programme Changes or Discontinuation. Microsoft reserves the right to
     change, modify, discontinue or cancel the Rewards Programme or any part
     thereof at any time, in its sole discretion, and without prior notice.
     However, if the Rewards Programme is cancelled or discontinued, we will
     make reasonable efforts to notify you by email and on the Rewards Dashboard
     and to provide you with at least 90 days to redeem your accrued Points,
     unless we determine that such cancellation must take effect immediately for
     legal or security reasons.
   * xii. Other Terms. Microsoft reserves the right to immediately cancel your
     Rewards Account, disqualify you from future participation in the Rewards
     Programme, forfeit all of your earned Points and cancel or suspend any
     Redemption Option you have obtained through the Rewards Programme if
     Microsoft believes you have tampered with, abused or defrauded any aspect
     of the Rewards Programme or breached these terms. Microsoft further
     reserves the right to cancel or suspend any Redemption Option you have
     obtained or attempted to obtain through the Rewards Programme if Microsoft
     determines you are ineligible to receive that Redemption Option for legal
     reasons (such as export laws). While Microsoft makes every effort to ensure
     accuracy, errors occasionally occur. Microsoft therefore reserves the right
     to correct such errors at any time, even if it affects current Offers or
     your pending, earned or redeemed Points or Rewards. In the event of any
     inconsistency or discrepancy between these Rewards Programme terms or other
     statements contained in any related materials or advertising, these terms
     prevail, govern and control.


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AzureAzure


 * m. Azure. Your use of the Azure service is governed by the terms and
   conditions of the separate agreement under which you obtained the services,
   as detailed on the Microsoft Azure Legal Information page at
   https://aka.ms/AA7z67v.


Top of page

Microsoft SoundscapeMicrosoft Soundscape


 * n. Microsoft Soundscape. You acknowledge that Microsoft Soundscape (1) is not
   designed, intended or made available as a medical device and (2) is not
   designed or intended to be a substitute for professional medical advice,
   diagnosis, treatment or judgment and should not be used to replace or as a
   substitute for professional medical advice, diagnosis, treatment or judgment.


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Power PlatformPower Platform


 * o. Power Platform. Your use of the Power Platform service is governed by the
   terms and conditions of the separate agreement under which you obtained the
   services, as detailed on the Power Platform Legal Information page at
   Microsoft Power Platform
   (https://powerplatform.microsoft.com/en-us/business-applications/legal/).


Top of page

Dynamics 365Dynamics 365


 * p. Dynamics 365. Your use of the Dynamics 365 service is governed by the
   terms and conditions of the separate agreement under which you obtained the
   services, as detailed on the Dynamics 365 Legal Information page at Microsoft
   Dynamics 365 (https://dynamics.microsoft.com/business-applications/legal/).


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AI ServicesAI Services


 * q. AI Services. "AI services" are services that are labelled or described by
   Microsoft as including, using, powered by, or being an Artificial
   Intelligence ("AI") system.
   * i. Reverse Engineering. You may not use the AI services to discover any
     underlying components of the models, algorithms and systems. For example,
     you may not try to determine and remove the weights of models.
   * ii. Extracting Data. Unless explicitly permitted, you may not use web
     scraping, web harvesting or web data extraction methods to extract data
     from the AI services.
   * iii. Limits on use of data from the AI Services. You may not use the AI
     services, or data from the AI services, to create, train or improve
     (directly or indirectly) any other AI service.
   * iv. Use of Your Content. As part of providing the AI services, Microsoft
     will process and store your inputs to the service as well as output from
     the service, for purposes of monitoring for and preventing abusive or
     harmful uses or outputs of the service.
   * v. Third party claims. You are solely responsible for responding to any
     third-party claims regarding Your use of the AI services in compliance with
     applicable laws (including, but not limited to, copyright infringement or
     other claims relating to content output during Your use of the AI
     services).


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MiscellaneousMiscellaneous



14. Miscellaneous. This section, and sections 1, 9 (for amounts incurred before
the end of these Terms), 10, 11, 12, 16 and those that by their terms apply
after it ends will survive any termination or cancellation of these Terms. We
may assign, transfer or otherwise dispose of our rights and obligations under
these Terms, in whole or in part, so long as such assignment, transfer or
disposal isn’t to your detriment, at any time without notice. You may not
assign, transfer or otherwise dispose of these Terms or any rights to use the
Services. If you live in Germany, you are not prevented from assigning any
monetary claim against Microsoft. This is the entire agreement between you and
Microsoft for your use of the Services. It supersedes any prior agreements
between you and Microsoft regarding your use of the Services. All parts of these
Terms apply to the maximum extent permitted by relevant law. If a court or
arbitrator holds that we can't enforce a part of these Terms as written, those
terms shall be deemed replaced with similar terms to the extent enforceable
under the relevant law, but the rest of these Terms won't change. These Terms
are solely for your and our benefit. It isn't for the benefit of any other
person, except for Microsoft’s successors and assigns. Section headings are for
reference only.

15. Waiver of end-user consumer protection provisions. If you are a
microenterprise, small enterprise or a not-for-profit organisation, you agree to
waive any and all entitlements that you would otherwise have under the European
Electronic Communications Code (Directive 2018/1972) Article 102 paragraphs 1, 3
and 5, Article 105 paragraph 1 and Article 107 paragraphs 1 and 3.

16. Export Laws. You must comply with all domestic and international export laws
and regulations that apply to the software and/or Services, which include
restrictions on destinations, end users and end use. For further information on
geographic and export restrictions, visit https://www.microsoft.com/exporting.

17. Reservation of Rights and Feedback. Except as expressly provided under these
Terms, Microsoft does not grant you a licence or any other rights of any type
under any patents, know-how, copyrights, trade secrets, trademarks or other
intellectual property owned or controlled by Microsoft or any related entity,
including but not limited to any name, trade dress, logo or equivalents. If you
give to Microsoft any idea, proposal, suggestion or feedback, including without
limitation ideas for new products, technologies, promotions, product names,
product feedback and product improvements ("Feedback"), you give to Microsoft,
without charge, royalties or other obligation to you, the right to make, have
made, create derivative works, use, share and commercialise your Feedback in any
way and for any purpose. You will not give Feedback that is subject to a licence
that requires Microsoft to license its software, technologies or documentation
to any third party because Microsoft includes your Feedback in them.


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NOTICESNOTICES



Notices and procedure for making claims of intellectual property infringement.
Microsoft respects the intellectual property rights of third parties. If you
have claims of intellectual property infringement, including claims of copyright
infringement, we recommend that you send such notice to Microsoft's designated
agent. For details and contact information, see Notice and Procedure for Making
Claims of Copyright Infringement
(https://www.microsoft.com/legal/intellectualproperty/infringement), which
procedures form part of these Terms.

Microsoft uses the processes set out in Title 17, United States Code, Section
512, and, where applicable, Chapter III of Regulation (EU) 2022/2065, to respond
to notices of copyright infringement. In appropriate circumstances, Microsoft
may also disable or terminate accounts of users of Microsoft services who may be
repeat infringers. Furthermore, in appropriate circumstances, Microsoft may
suspend processing notices by individuals or entities that frequently submit
unfounded notices. A further explanation of the applicable procedures for a
given Service, including possible redress for decisions taken by Microsoft as
part of these procedures, may be found at Notices of Infringement
(https://www.microsoft.com/legal/intellectualproperty/infringement).

Notices and procedures regarding intellectual property concerns in advertising.
Please review our Intellectual Property Guidelines
(https://go.microsoft.com/fwlink/?LinkId=243207) regarding intellectual property
concerns on our advertising network.

Copyright and trademark notices. The Services are copyright © Microsoft
Corporation and/or its suppliers, One Microsoft Way, Redmond, WA 98052, USA. All
rights reserved. The Terms incorporate Microsoft Trademark & Brand Guidelines
(https://www.microsoft.com/en-us/legal/intellectualproperty/trademarks/usage/general.aspx)
(as amended from time to time). Microsoft and the names, logos and icons of all
Microsoft products, software and services may be either unregistered or
registered trademarks of the Microsoft group of companies in the United States
and/or other countries. The following is a non-exhaustive list of Microsoft’s
trademarks at
https://www.microsoft.com/en-us/legal/intellectualproperty/trademarks/EN-US.aspx.
The names of actual companies and products may be the trademarks of their
respective owners. Any rights not expressly granted in these Terms are reserved.
Certain software used in certain Microsoft website servers is based in part on
the work of the Independent JPEG Group. Copyright © 1991-1996 Thomas G. Lane.
All rights reserved. "gnuplot" software used in certain Microsoft website
servers is copyright © 1986‑1993 Thomas Williams, Colin Kelley. All rights
reserved.

Medical notice. Microsoft does not provide medical or any other health care
advice, diagnosis or treatment. Always seek the advice of your doctor or other
qualified health care provider with any questions you may have regarding a
medical condition, diet, fitness or wellness programme. Never disregard
professional medical advice or delay in seeking it because of information that
you accessed on or through the Services.

Stock quotes and index data (including index values). Financial information
provided through the Services is for your personal, non-commercial use only. You
may not use any of the finance data or marks of any third-party licensor in
connection with the issuance, creation, sponsorship, trading, marketing or
promotion of any financial instruments or investment products (for example,
derivatives, structured products, investment funds, exchange-traded funds,
investment portfolios, etc., where the price, return and/or performance of the
instrument or investment product is based on, related to, or intended to track
any of the finance data) without a separate written agreement with the
third-party licensor.

Financial notice. Microsoft isn't a broker/dealer or registered investment
adviser under United States federal securities law or securities laws of other
jurisdictions and doesn't advise individuals as to the advisability of investing
in, purchasing or selling securities or other financial products or services.
Nothing contained in the Services is an offer or solicitation to buy or sell any
security. Neither Microsoft nor its licensors of stock quotes or index data
endorse or recommend any particular financial products or services. Nothing in
the Services is intended to be professional advice, including without
limitation, investment or tax advice.

Notice about the H.264/AVC and VC-1 Video Standards. The software may include
H.264/AVC and/or VC-1 codec technology that is licensed by MPEG LA, L.L.C. This
technology is a format for data compression of video information. MPEG LA,
L.L.C. requires this notice:

THIS PRODUCT IS LICENSED UNDER THE H.264/AVC AND THE VC-1 PATENT PORTFOLIO
LICENCES FOR THE PERSONAL AND NON-COMMERCIAL USE OF A CONSUMER TO (A) ENCODE
VIDEO IN COMPLIANCE WITH THE STANDARDS (“VIDEO STANDARDS”) AND/OR (B) DECODE
H.264/AVC AND VC-1 VIDEO THAT WAS ENCODED BY A CONSUMER ENGAGED IN A PERSONAL
AND NON-COMMERCIAL ACTIVITY AND/OR WAS OBTAINED FROM A VIDEO PROVIDER LICENSED
TO PROVIDE SUCH VIDEO. NO LICENCE IS GRANTED OR SHALL BE IMPLIED FOR ANY OTHER
USE. ADDITIONAL INFORMATION MAY BE OBTAINED FROM MPEG LA, L.L.C. SEE THE MPEG LA
WEBSITE (https://www.mpegla.com).

For clarification purposes only, this notice does not limit or inhibit the use
of the software provided under these Terms for normal business uses that are
personal to that business which do not include (i) redistribution of the
software to third parties or (ii) creation of material with the VIDEO STANDARDS
compliant technologies for distribution to third parties.

Notice about the H.265/HEVC Video Standard. The software may include H.265/HEVC
coding technology. Access Advance LLC requires this notice:

IF INCLUDED, THE H.265/HEVC TECHNOLOGY IN THIS SOFTWARE IS COVERED BY ONE OR
MORE CLAIMS OF THE HEVC PATENTS LISTED AT: PATENTLIST.ACCESSADVANCE.COM.
DEPENDING ON HOW YOU OBTAINED THE SOFTWARE, THIS PRODUCT MAY BE LICENSED UNDER
THE HEVC ADVANCE PATENT PORTFOLIO.

If this software is installed on a Microsoft device, additional licensing
information can be found at: aka.ms/HEVCVirtualPatentMarking.


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STANDARD APPLICATION LICENCE TERMSSTANDARD APPLICATION LICENCE TERMS



STANDARD APPLICATION LICENCE TERMS
FOR APPLICATIONS OFFERED IN THE EUROPEAN ECONOMIC AREA

MICROSOFT STORE, MICROSOFT STORE ON WINDOWS AND MICROSOFT STORE ON XBOX

These licence terms are an agreement between you and the application publisher.
Please read them. They apply to the software applications you download from the
Microsoft Store, the Microsoft Store on Windows or the Microsoft Store on Xbox
(each of which is referred to in these licence terms as the "Store"), including
any updates or supplements for the application, unless the application comes
with separate terms, in which case those terms apply.

IF YOU DO NOT ACCEPT THESE TERMS, YOU HAVE NO RIGHT TO AND MUST NOT DOWNLOAD OR
USE THE APPLICATION.

The application publisher means the entity licensing the application to you, as
identified in the Store.

If you comply with these licence terms, you have the rights below.

 * 1. INSTALLATION AND USE RIGHTS. You may install and use the application on
   Windows devices or Xbox consoles as described in Microsoft's Usage Rules
   (https://go.microsoft.com/fwlink/p/?LinkId=723143). Microsoft reserves the
   right to modify Microsoft's Usage Rules
   (https://go.microsoft.com/fwlink/p/?LinkId=723143) at any time.
 * 2. INTERNET-BASED SERVICES.
   * a. Consent for Internet-based or wireless services. If the application
     connects to computer systems over the Internet, which may include via a
     wireless network, using the application operates as your consent to the
     transmission of standard device information (including but not limited to
     technical information about your device, system and application software
     and peripherals) for Internet-based or wireless services. If other terms
     are presented in connection with your use of the services accessed using
     the application, those terms also apply.
   * b. Misuse of Internet-based services. You may not use any Internet-based
     service in any way that you intentionally harm it or impair anyone else’s
     use of it or the wireless network. You may not use the service to try to
     gain unauthorised access to any service, data, account or network by any
     means.
 * 3. SCOPE OF LICENCE. The application is licensed, not sold. This agreement
   only gives you some rights to use the application. If Microsoft disables the
   ability to use the applications on your devices pursuant to your agreement
   with Microsoft, any associated licence rights will terminate. The application
   publisher reserves all other rights. Unless applicable law gives you more
   rights despite this limitation, you may use the application only as expressly
   permitted in this agreement. In doing so, you must comply with any technical
   limitations in the application that only allow you to use it in certain ways.
   You may not:
   * a. Work around any technical limitations in the application.
   * b. Reverse engineer, decompile or disassemble the application, except and
     only to the extent that it is expressly permitted by applicable copyright
     law provisions for computer programs.
   * c. Make more copies of the application than specified in this agreement or
     allowed by applicable law, despite this limitation.
   * d. Publish or otherwise make the application available for others to copy.
   * e. Rent, lease or lend the application.
   * f. Transfer the application or this agreement to any third party.
 * 4. DOCUMENTATION. If documentation is provided with the application, you may
   copy and use the documentation for personal reference purposes.
 * 5. TECHNOLOGY AND EXPORT RESTRICTIONS. The application may be subject to
   United States or international technology control or export laws and
   regulations. You must comply with all domestic and international export laws
   and regulations that apply to the technology used or supported by the
   application. These laws include restrictions on destinations, end users and
   end use. For information on Microsoft branded products, go to the Microsoft
   exporting website (https://go.microsoft.com/fwlink/?linkid=868967).
 * 6. SUPPORT SERVICES. Contact the application publisher to determine if any
   support services are available. Microsoft, your hardware manufacturer and
   your wireless carrier (unless one of them is the application publisher) are
   not responsible for providing support services for the application.
 * 7. ENTIRE AGREEMENT. This agreement, any applicable privacy policy, any
   additional terms that accompany the application and the terms for supplements
   and updates are the entire licence agreement between you and application
   publisher for the application.
 * 8. APPLICABLE LAW.
   * a. United States and Canada. If you acquired the application in the United
     States or Canada, the laws of the state or province where you live (or, if
     a business, where your principal place of business is located) govern the
     interpretation of these terms, claims for breach of them and all other
     claims (including consumer protection, unfair competition and tort claims),
     regardless of conflict of laws principles.
   * b. Outside the United States and Canada. If you acquired the application in
     any other country, the laws of that country apply.
 * 9. LEGAL EFFECT. This agreement describes certain legal rights. You may have
   other rights under the laws of your state or country. This agreement doesn’t
   change your rights under the laws of your state or country if the laws of
   your state or country don’t permit it to do so.
 * 10. DISCLAIMER OF WARRANTY. The application is licensed “as-is”, “with all
   faults” and “as available". The application publisher, on behalf of itself,
   Microsoft (if Microsoft isn’t the application publisher), wireless carriers
   over whose network the application is provided, and each of our respective
   affiliates, vendors, agents and suppliers (“Covered Parties”), give no
   additional contractual warranties, guarantees or conditions in relation to
   the application. You have all mandatory warranties foreseen by law, but we
   grant no other warranties. To the extent permitted under local laws, Covered
   Parties exclude any implied mandatory warranties, including those of
   merchantability, fitness for a particular purpose, safety, comfort and
   non-infringement.
 * 11. LIMITATION ON REMEDIES AND DAMAGES.
   * a. The application publisher shall not be liable for any user content or
     other third-party material, including links to third-party websites, and
     activities provided by users. Such content and activities are neither
     attributable to the application publisher nor do they represent the
     application publisher’s opinion.
   * b. The application publisher shall only be liable if material obligations
     of these licence terms have been violated.
   * c. The application publisher, its vicarious agents and/or its legal
     representatives shall not be liable for any unforeseeable damage and/or
     financial loss with respect to any indirect damage, including loss of
     profit, unless the application publisher, its vicarious agents and/or its
     legal representatives have at least acted with gross negligence or willful
     misconduct.
   * d. Any statutory no-fault liability of the application publisher,
     including, without limitation, liability under the product liability act
     and statutory liability for breach of warranty, shall remain unaffected by
     the limitation of liability. The same shall apply to liability of the
     application publisher, its vicarious agents and/or its legal representative
     in the event of fraud or their negligence resulting in personal injury or
     death.
   * e. No other contractual and legal claims besides those covered in
     subsections (a) to (e) of this section 11 may result from these application
     licence terms and/or the use of the application or services made available
     through the application.


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Covered ServicesCovered Services



The following products, apps and services are covered by the Microsoft Services
Agreement, but may not be available in your market.

 * Account.microsoft.com
 * Apps and services included with Microsoft 365 Basic
 * Apps and services included with Microsoft 365 consumer subscriptions
 * Apps and services included with Microsoft 365 Family
 * Apps and services included with Microsoft 365 Personal
 * Ask Cortana
 * Bing Apps
 * Bing Conversational Experiences
 * Bing Dictionary
 * Bing Image and News (iOS)
 * Bing Image Creator
 * Bing Maps
 * Bing Pages
 * Bing Rebates
 * Bing Search APIs/SDKs
 * Bing Search app
 * Bing Translator
 * Bing Webmaster
 * Bing.com
 * Bingplaces.com
 * Clipchamp
 * Collections
 * Cortana skills by Microsoft
 * Cortana
 * Default Homepage and New Tab Page on Microsoft Edge
 * Dev Center App
 * Device Health App
 * Dictate
 * education.minecraft.net
 * Face Swap
 * Feedback Intake Tool for Azure Maps (aka “Azure Maps Feedback”)
 * Forms.microsoft.com
 * forzamotorsport.net
 * Groove Music Pass
 * Groove
 * GroupMe
 * LineBack
 * Link to Windows
 * Maps App
 * Microsoft 365 Business Standard, Microsoft 365 Business Basic and Microsoft
   365 Apps*
   * *Until a commercial domain is established for use of these services, at
     which time separate Microsoft commercial terms will govern instead.
 * Microsoft 365 Consumer
 * Microsoft 365 Family
 * Microsoft 365 for the web
 * Microsoft 365 optional connected experiences
 * Microsoft 365 Personal
 * Microsoft Academic
 * Microsoft account
 * Microsoft Add-Ins for Skype
 * Microsoft Bots
 * Microsoft Collections
 * Microsoft Defender for individuals
 * Microsoft Educator Community
 * Microsoft Family
 * Microsoft Films & TV
 * Microsoft Health
 * Microsoft Launcher
 * Microsoft Loop
 * Microsoft Maths Solver
 * Microsoft Pay
 * Microsoft Pix
 * Microsoft Research Interactive Science
 * Microsoft Research Open Data
 * Microsoft Rewards
 * Microsoft Search in Bing
 * Microsoft Soundscape
 * Microsoft Start
 * Microsoft Support and Recovery Assistant for Office 365
 * Microsoft Sway
 * Microsoft Teams
 * Microsoft Translator
 * Microsoft Wallpaper
 * MileIQ
 * Minecraft games
 * Minecraft Realms Plus and Minecraft Realms
 * Mixer
 * MSN Dial Up
 * MSN Explorer
 * MSN Food & Drink
 * MSN Health & Fitness
 * MSN Money
 * MSN News
 * MSN Premium
 * MSN Sports
 * MSN Travel
 * MSN Weather
 * MSN.com
 * Next Lock Screen
 * Office Store
 * OneDrive.com
 * OneDrive
 * OneNote.com
 * Outlook.com
 * Paint 3D
 * Phone Link
 * Presentation Translator
 * rise4fun
 * Seeing AI
 * Send
 * Skype in the Classroom
 * Skype Manager
 * Skype.com
 * Skype
 * Smart Search
 * SMS Organiser App
 * Snip Insights
 * Spreadsheet Keyboard
 * Store
 * Sway.com
 * The free version of Microsoft 365
 * to-do.microsoft.com
 * Translator for Microsoft Edge
 * Translator Live
 * UrWeather
 * ux.microsoft.com
 * Video Breakdown
 * Visio Online
 * Web Translator
 * whiteboard.office.com
 * Windows games, apps and websites published by Microsoft
 * Windows Live Mail
 * Windows Live Writer
 * Windows Movie Maker
 * Windows Photo Gallery
 * Windows Store
 * Xbox Cloud Gaming
 * Xbox Game Pass
 * Xbox Game Studios games, apps and websites
 * Xbox Live Gold
 * Xbox Live
 * Xbox Music
 * Xbox Store


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Affiliate Contracting Entities (For Paid Services Under Section 10(b))Affiliate
Contracting Entities



There are no affiliate contracting entities at this time. Microsoft Ireland
Operations Limited is your contracting entity.


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Your PrivacyYour Privacy1_YourPrivacy
Summary

1. Your Privacy. Your privacy is important to us. Please read the Microsoft
Privacy Statement (https://go.microsoft.com/fwlink/?LinkId=521839) (the "Privacy
Statement") as it describes the types of data we collect from you and your
devices (“Data”), how we use your Data and the legal bases we have to process
your Data. The Privacy Statement also describes how Microsoft uses your content,
which is your communications with others; postings submitted by you to Microsoft
via the Services; and the files, photos, documents, audio, digital works,
livestreams and videos that you upload, store, broadcast, create, generate or
share through the Services, or inputs that you submit in order to generate
content ("Your Content").

Full text
Your ContentYour Content2_yourContent
Summary

2. Your Content. Many of our Services allow you to create, store or share Your
Content or receive material from others. We don’t claim ownership of Your
Content. Your Content remains yours and you are responsible for it.

 * a. When you share Your Content with other people, you understand that they
   may be able, on a worldwide basis, to use, save, record, reproduce,
   broadcast, transmit, share and display Your Content for the purpose that you
   made Your Content available on the Services, without compensating you. If you
   do not want others to have that ability, do not use the Services to share
   Your Content. You represent and warrant that for the duration of these Terms
   you have (and will have) all the rights necessary for Your Content that is
   uploaded, stored or shared on or through the Services and that the
   collection, use and retention of Your Content through the Services won't
   violate any law or rights of others. We strongly advise you to make regular
   back-up copies of Your Content. Microsoft can't be held responsible for Your
   Content or the material others upload, store or share using our Services.
 * b. To the extent necessary to provide the Services to you and others (which
   may include changing the size, shape or format of Your Content to better
   store or display it to you), to protect you and the Services and to improve
   Microsoft products and services, you grant Microsoft a worldwide and royalty
   free intellectual property licence to use Your Content, for example, to make
   copies of, retain, transmit, reformat, distribute via communication tools and
   display Your Content on the Services. If you publish Your Content in areas of
   the Service where it is rendered available online publicly or without
   restrictions, Your Content may appear in demonstrations or materials that
   promote the Service. Some of the Services are supported by advertising.
   Controls for how Microsoft personalises advertising are available at
   https://choice.live.com. We do not use what you say in email, chat, video
   calls or voicemail, or your documents, photos or other personal files to
   target advertising to you. Our advertising policies are covered in detail in
   the Privacy Statement.

Full text
Code of ConductCode of Conduct3_codeOfConduct
Summary

3. Code of Conduct. You are accountable for your conduct and content when using
the Services.

 * a. Content, material or actions that violate these Terms are not permitted.
   By agreeing to these Terms, you’re under the obligation to follow these
   rules:
   * i. Don’t do anything illegal, or try to generate or share content that is
     illegal.
   * ii. Don’t engage in any activity that exploits, harms or threatens to harm
     children.
   * iii. Don’t send spam, engage in phishing or try to generate or distribute
     malware. Spam is unwanted or unsolicited bulk email, postings, contact
     requests, SMS (text messages), instant messages or similar electronic
     communications. Phishing is sending emails or other electronic
     communications to fraudulently or unlawfully induce recipients to reveal
     personal or sensitive information, such as passwords, dates of birth,
     National Insurance Numbers, passport numbers, credit card information,
     financial information or other sensitive information, or to gain access to
     accounts or records, exfiltration of documents or other sensitive
     information, payment and/or financial benefit. Malware includes any
     activity designed to cause technical harm, such as delivering malicious
     executables, organising denial of service attacks or managing command and
     control servers.
   * iv. Don’t publicly display or use the Services to generate or share any
     inappropriate content or other material (involving, for example, nudity,
     bestiality, pornography, offensive language, graphic violence, self-harm or
     criminal activity).
   * v. Don’t engage in activity that is fraudulent, false or misleading (e.g.
     asking for money under false pretences, impersonating someone else,
     creating fake accounts, automating inauthentic activity, generating or
     sharing content that is intentionally deceptive, manipulating the Services
     to increase play count, or affect rankings, ratings or comments).
   * vi. Don’t wilfully circumvent any restrictions on access to, usage or
     availability of the Services (e.g. attempting to “jailbreak” an AI system,
     or impermissible scraping).
   * vii. Don’t engage in activity that is harmful to you, the Services or
     others (e.g. transmitting viruses, stalking, trying to generate or sharing
     content that harasses, bullies or threatens others, posting terrorist or
     violent extremist content, communicating hate speech or advocating violence
     against others).
   * viii. Don’t violate or infringe upon the rights of others (e.g.
     unauthorised sharing of copyrighted music or other copyrighted material,
     resale or other distribution of Bing maps, or taking photographs or
     video/audio recordings of others without their consent for processing of an
     individual’s biometric identifiers/information or any other purpose using
     any of the Services).
   * ix. Don’t engage in activity that violates the privacy of others.
   * x. Don’t help others to break these rules.
 * More information about our policies, moderation and enforcement processes and
   service specific terms is available at aka.ms/trustandsafety.

Full text
Using the Services & SupportUsing the Services &
Support4_usingTheServicesSupport
Summary

4. Using the Services & Support.

 * a. Microsoft account. You will need a Microsoft account to access many of the
   Services. Your Microsoft account lets you sign in to products, websites and
   services provided by Microsoft and some Microsoft partners.
   * i. Creating an Account. You can create a Microsoft account by signing up
     online. You agree not to use any false, inaccurate or misleading
     information when signing up for your Microsoft account. In some cases, a
     third party, like your Internet Service Provider, may have assigned a
     Microsoft account to you. If you received your Microsoft account from a
     third party, the third party may have additional rights over your account,
     like the ability to access or delete your Microsoft account. Please review
     any additional terms the third party provided you, as Microsoft has no
     responsibility regarding these additional terms. If you create a Microsoft
     account on behalf of an entity, such as your business or employer, you
     represent that you have the legal authority to bind that entity to these
     Terms. You cannot transfer your Microsoft account credentials to another
     user or entity. To protect your account, keep your account details and
     password confidential. You are responsible for all activity that occurs
     under your Microsoft account.
   * ii. Account Use. You must use your Microsoft account to keep it active.
     This means you must sign in at least once in a two-year period to keep your
     Microsoft account, and associated Services, active, unless a longer period
     is provided in the Microsoft account activity policy at
     https://go.microsoft.com/fwlink/p/?linkid=2086738 or in an offer for a paid
     portion of the Services or as otherwise required by law. If you don’t sign
     in during this time, we will assume your Microsoft account is inactive and
     will close it for you. Please see section 4.a.iv.2 for the consequences of
     a closed Microsoft account. You must sign into your Outlook.com inbox and
     your OneDrive (separately) at least once in a one-year period, otherwise we
     will close your Outlook.com inbox and your OneDrive for you. If we
     reasonably suspect that your Microsoft account is at risk of being used by
     a third party fraudulently (for example, as a result of an account
     compromise), Microsoft may suspend your account until you can reclaim
     ownership. Based on the nature of the compromise, we may be required to
     disable access to some or all of Your Content. If you are having trouble
     accessing your Microsoft account, please visit this website:
     https://go.microsoft.com/fwlink/?LinkId=238656.
   * iii. Kids and Accounts. By creating a Microsoft account or using the
     Services, you accept and agree to be bound by these Terms and represent
     that you have either reached the age of “majority” where you live or your
     parent or legal guardian agrees to be bound by these Terms on your behalf.
     If you do not know whether you have reached the age of majority where you
     live, or do not understand this section, please do not create a Microsoft
     account before you have asked your parent or legal guardian for help. If
     you are the parent or legal guardian of a minor, you and the minor accept
     and agree to be bound by these Terms and you are responsible for
     supervising your minor in the use of the Microsoft account or Services,
     including purchases, whether the minor’s account is now open or created
     later.
   * iv. Closing Your Account.
     * 1. In addition to any rights you have to cancel as specified in the
       “Refund Policy” section below (section 9.g), you can cancel specific
       Services or close your Microsoft account at any time and for any reason.
       To close your Microsoft account, please visit
       https://go.microsoft.com/fwlink/p/?linkid=618278. When you ask us to
       close your Microsoft account, you can choose to put it in a suspended
       state for either 30- or 60-days just in case you change your mind. After
       that 30- or 60-day period, your Microsoft account will be closed. See
       section 4.a.iv.2 below for an explanation as to what happens when your
       Microsoft account is closed. Logging back in during the suspension period
       will reactivate your Microsoft account.
     * 2. If your Microsoft account is closed (whether by you or us), a few
       things happen. First, your right to use the Microsoft account to access
       the Services stops immediately. Second, we will delete Data or Your
       Content associated with your Microsoft account or will otherwise
       disassociate it from you and your Microsoft account (unless we are
       required by law to keep it, return it or transfer it to you or a third
       party identified by you). As a result, you may no longer be able to
       access any of the Services (or Your Content that you have stored on those
       Services) that require a Microsoft account. You should have a regular
       backup plan. Third, you may lose access to products you have acquired.
 * b. Moderation and Enforcement. Many of our Services that allow you to
   interact, create, generate and share content with others leverage safety
   systems to protect our Services and other users.
   * i. Policies. Our Code of Conduct identifies what’s prohibited when using
     our Services. Specific Services have additional policies and community
     standards applicable to their users, which are available here
     (https://aka.ms/trustandsafety).
   * ii. Reporting a Concern. You can report concerning content or conduct that
     may violate our Code of Conduct here (https://aka.ms/reportconcerns).
   * iii. Review. Where applicable, we may use automated systems and humans to
     review content to identify suspected spam, viruses, fraud, phishing,
     malware, jailbreaking or other illegal or harmful content or conduct.
   * iv. Enforcement. We reserve the right to deny content if it exceeds limits
     on storage or file size allowed by the Service. We may block, remove or
     decline to display content if it appears to violate our Code of Conduct or
     another Service policy or where required by law. If you violate these terms
     or Service-Specific Terms, we may take action against your account. This
     could include limiting access to certain features or Services, stopping
     providing Services, closing your Microsoft account immediately or blocking
     delivery of a communication (like email, file sharing or instant message)
     to or from the Services. Closure of your access to a Service or your
     account may result in forfeiture of content licences, associated content,
     memberships and Microsoft account balances associated with the account.
     When reviewing alleged violations of these Terms, Microsoft reserves the
     right to review content to resolve the issue. However, we cannot monitor
     the entire Services and make no attempt to do so. For more information
     about the moderation and enforcement processes, Service specific terms and
     appeals, see aka.ms/trustandsafety. Information about our policy relating
     to claims of intellectual property infringement may be found at NOTICES.
 * c. Work or School Accounts. You can sign in to certain Microsoft services
   with a work or school email address. If you do, you agree that the owner of
   the domain associated with your email address may be notified of the
   existence of your Microsoft account and its associated subscriptions, control
   and administer your account, and access and process your Data, including the
   contents of your communications and files, and that Microsoft may notify the
   owner of the domain if the account or Data is compromised. You further agree
   that your use of the Microsoft services may be subject to the agreements
   Microsoft has with you or your organisation and these Terms may not apply. If
   you already have a Microsoft account and you use a separate work or school
   email address to access Services covered under these Terms, you may be
   prompted to update the email address associated with your Microsoft account
   in order to continue accessing such Services.
 * d. Additional Equipment/Data Plans. To use many of the Services, you will
   need an Internet connection and/or data/mobile plan. You might also need
   additional equipment, like a headset, camera or microphone. You are
   responsible for providing all connections, plans and/or equipment needed to
   use the Services and for paying the fees charged by the provider(s) of your
   connections, plans and equipment. Those fees are in addition to any fees you
   pay us for the Services and we will not reimburse you for such fees. Check
   with your provider(s) to determine if there are any such fees that may apply
   to you.
 * e. Service Notifications. When there’s something we need to tell you about a
   Service you use, we will send you Service notifications and information the
   law requires us to provide. If you gave us your email address or phone number
   in connection with your Microsoft account, then we may send Service
   notifications to you via email or via SMS (text message), including to verify
   your identity before registering your mobile phone number and verifying your
   purchases. We may also send you Service notifications by other means (for
   example by in-product messages). Data or messaging rates may apply when
   receiving notifications via SMS. We recommend you monitor and maintain the
   email address you specified. If you don't consent to receive notices
   electronically, you must stop using the Services.
 * f. Support. Customer support for some Services is available at
   https://support.microsoft.com. Certain Services may offer separate or
   additional customer support, subject to the terms available at
   www.microsoft.com/support-service-agreement, unless otherwise specified.
   Support may not be available for preview or beta versions of features or
   Services. If you live in Europe you can also refer a complaint to the EU’s
   Online Dispute Resolution platform (http://ec.europa.eu/consumers/odr);
   please use MSODR@microsoft.com on the complaint form only and not for another
   purpose.
 * g. Ending your Services. If your Services are cancelled (whether by you or
   us), first your right to access the Services stops immediately and your
   licence to the software related to the Services ends. Second, we will delete
   Data or Your Content associated with your Service or will otherwise
   disassociate it from you and your Microsoft account (unless we are required
   by law to keep it, return it or transfer it to you or a third party
   identified by you). As a result, you may no longer be able to access any of
   the Services (or Your Content that you have stored on those Services). You
   should have a regular backup plan. Third, you may lose access to products you
   have acquired. If you have cancelled your Microsoft account and have no other
   account able to access the Services your Services may be cancelled
   immediately.

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Using Third-Party Apps and ServicesUsing Third-Party Apps and
Services5_usingThird-PartyAppsAndServices
Summary

5. Using Third-Party Apps and Services. The Services may allow you to access or
acquire products, services, websites, links, content, material, games, skills,
integrations, bots or applications from independent third parties (companies or
people who aren’t Microsoft) ("Third-Party Apps and Services"). Many of our
Services also help you find, make requests to, or interact with Third-Party Apps
and Services or allow you to share Your Content or Data, and you understand that
by using our Services you are directing them to make Third-Party Apps and
Services available to you. The Third-Party Apps and Services may allow you to
store Your Content or Data with the publisher, provider or operator of the
Third-Party Apps and Services. The Third-Party Apps and Services may present you
with a privacy policy or require you to accept their terms before you can
install or use the Third-Party App or Service. See section 13.b for additional
terms for applications acquired through certain Stores owned or operated by
Microsoft or its affiliates (including, but not limited to, the Office Store,
the Microsoft Store on Xbox and the Microsoft Store on Windows). You should
review the third-party terms and privacy policies before acquiring, using,
requesting, or linking your Microsoft Account to any Third-Party Apps and
Services. Any third-party terms do not modify these Terms. Microsoft does not
license any intellectual property to you as part of any Third-Party Apps and
Services. You agree to assume all risk and liability arising from your use of
these Third-Party Apps and Services and that Microsoft is not responsible or
liable to you or others for information or services provided by any Third-Party
Apps and Services.

Full text
Service AvailabilityService Availability6_serviceAvailability
Summary

6. Service Availability.

 * a. The Services, Third Party Apps and Services, or material or products
   offered through the Services may be unavailable from time to time, may be
   offered on a limited basis, or may vary depending on your region or device,
   or other external factors such as your internet or network connection. If you
   change the location associated with your Microsoft account, you may need to
   re-acquire the products that were available to you and paid for in your
   previous region.
 * b. We strive to keep the Services up and running; however, they are not
   offered with a guaranteed level of quality of service and all online services
   suffer occasional disruptions and outages. In the event of an outage or
   disruption to the Service, you may temporarily not be able to retrieve Your
   Content. We recommend that you regularly backup Your Content and Data that
   you store on the Services or store using Third-Party Apps and Services.

Full text
Updates to the Services or Software and Changes to These TermsUpdates to the
Services or Software and Changes to These
Terms7_updatesToTheServicesOrSoftwareAndChangesToTheseTerms
Summary

7. Updates to the Services or Software and Changes to These Terms.

 * a. We'll inform you if we intend to change these Terms. We may change these
   Terms if it is necessary due to (i) applicable law, including, but not
   limited to, a change of such law; (ii) an advice and/or order based on
   applicable law; (iii) the evolution of the Services; (iv) technical reasons;
   (v) operational requirements or (vi) an advantageous change of terms for the
   user. We'll inform you of the intended change before it takes effect, either
   through the user interface, in an email message or through other reasonable
   means. We'll provide you the opportunity to cancel the Services at least 30
   days before the change becomes effective. Using the Services after the
   changes become effective means you agree to the new terms. If you do not
   agree to the new terms, you must stop using the Services and close your
   Microsoft account in accordance with section 4.a.iv. We'll also expressly
   point to this fact when informing you about the intended change of these
   Terms.
 * b. We may automatically check your version of the software, which is
   necessary to provide the Services and download software updates or
   configuration changes, without charging you, to update, enhance and further
   develop the Services. You may also be required to update the software to
   continue using the Services. Such updates shall be subject to these Terms
   unless additional or other terms accompany the updates, in which case, those
   other terms apply. If you decline to accept the additional or other terms
   applicable to the updates, you may not receive or use the updates. Microsoft
   isn't obligated to make any updates available and doesn't guarantee that we
   will support the version of the system for which you purchased or licensed
   the software, apps, content or other products. You may be provided with
   automatic or manual updates, which are not necessary to ensure the conformity
   of the Services for the reasons outlined in this section. By accepting these
   Terms, you hereby agree to be provided with such updates.
 * c. We continuously work to improve the Services and may change the Services
   or delete features or stop providing access to Third-Party Apps and Services
   in that respect at any time, including, without limitation, if our agreements
   with third parties no longer permit us to make their material available, if
   it is no longer feasible for us to provide it, the technology advances or if
   customer feedback indicates that a change is needed. We will notify you in
   advance if a change to the Services will cause you to lose access to Your
   Content. For paid Services, we'll also notify you in advance of other
   material changes to the Services. Except to the extent required by applicable
   law, we have no obligation to provide a re-download or replacement of any
   material, Digital Goods (defined in section 13.j) or applications previously
   purchased. If we cancel a paid Service, we’ll refund to you on a pro-rata
   basis the amount of payments that you've made corresponding to the portion of
   that Service remaining right before the cancellation.
 * d. So that you can use material protected with digital rights management
   (DRM), like some music, games, films, books and more, DRM software may
   automatically contact an online rights server and download and install DRM
   updates.

Full text
Software LicenceSoftware Licence8_softwareLicense
Summary

8. Software Licence. Unless accompanied by a separate Microsoft licence
agreement (for example, if you are using a Microsoft application that is
included with and a part of Windows, then the Microsoft Software Licence Terms
for the Windows Operating System govern such software), any software provided by
us to you as part of the Services is subject to these Terms. Applications
acquired through certain Stores owned or operated by Microsoft or its affiliates
(including, but not limited to the Office Store, Microsoft Store on Windows and
Microsoft Store on Xbox) are subject to section 13.b.i below.

 * a. If you comply with these Terms, we grant you the right to install and use
   one copy of the software per device on a worldwide basis for use by only one
   person at a time as part of your use of the Services. For certain devices,
   such software may be pre-installed for your personal, non-commercial use of
   the Services. The software or website that is part of the Services may
   include third-party code. Any third-party scripts or code, linked to or
   referenced from the software or website, are licensed to you by the third
   parties that own such code, not by Microsoft. Notices, if any, for the
   third-party code are included for your information only.
 * b. The software is licensed, not sold, and Microsoft reserves all rights to
   the software not expressly granted by Microsoft under these Terms. This
   licence does not give you any right to, and you may not, unlawfully:
   * i. circumvent or bypass any technological protection measures in or
     relating to the software or Services;
   * ii. disassemble, decompile, decrypt, hack, emulate, exploit or reverse
     engineer any software or other aspect of the Services that is included in
     or accessible through the Services, except and only to the extent that the
     applicable copyright law expressly permits doing so;
   * iii. separate components of the software or Services for use on different
     devices;
   * iv. publish, copy, rent, lease, sell, export, import, distribute or lend
     the software or the Services, unless Microsoft expressly authorises you to
     do so;
   * v. transfer the software, any software licences or any rights to access or
     use the Services;
   * vi. use the Services in any unauthorised way that could interfere with
     anyone else’s use of them or gain access to any service, data, account or
     network;
   * vii. enable access to the Services or modify any Microsoft-authorised
     device (e.g. Xbox consoles, Microsoft Surface, etc.) by unauthorised
     third-party applications.

Full text
Payment TermsPayment Terms9_paymentTerms
Summary

9. Payment Terms. If you purchase a Service, then these payment terms apply to
your purchase and you agree to them.

 * a. Charges. If there is a charge associated with a portion of the Services,
   you agree to pay that charge. The price stated for the Services includes all
   applicable taxes, unless stated otherwise. You are solely responsible for
   paying such taxes or other charges. Taxes are calculated based on your
   location at the time your Microsoft account was registered, unless stated
   otherwise. After we have given you notice that we did not receive an on-time,
   full payment from you, we may suspend or cancel the Services if you do not
   make the full payment within the relevant time. Suspension or cancellation of
   the Services for non-payment could result in a loss of access to and use of
   your account and its content. Connecting to the Internet via a corporate or
   other private network that masks your location may cause charges to be
   different from those displayed for your actual location. Depending on your
   location, some transactions might require foreign currency conversion or be
   processed in another country. Your bank might charge you additional fees for
   those services when you use a debit or credit card. Please contact your bank
   for details.
 * b. Your Billing Account. To pay the charges for a Service, you will be asked
   to provide a payment method at the time you sign up for that Service. For all
   Services other than Skype, you can access and change your billing information
   and payment method on the Microsoft account management website
   (https://go.microsoft.com/fwlink/p/?linkid=618281) and for Skype software and
   products by signing into your account portal at
   https://skype.com/go/myaccount. Additionally, you agree to permit Microsoft
   to use any updated account information regarding your selected payment method
   provided by your issuing bank or the applicable payment network. You agree to
   promptly update your account and other information, including your email
   address and payment method details, so we can complete your transactions and
   contact you as needed in connection with your transactions. If you tell us to
   stop using your payment method and don't provide us with another payment
   method after our notice to you to do so within an appropriate timeframe, we
   may suspend or cancel your paid Service for good cause. Changes made to your
   billing account won't affect charges we submit to your billing account before
   we could reasonably act on your changes to your billing account.
 * c. Billing. By providing Microsoft with a payment method, you (i) represent
   that you are authorised to use the payment method you provided and that any
   payment information you provide is true and accurate; (ii) authorise
   Microsoft to charge you for the Services or available content using your
   payment method; and (iii) authorise Microsoft to charge you for any paid
   feature of the Services you choose to sign up for or use while these Terms
   are in force. As specified, we may bill you (a) in advance; (b) at the time
   of purchase; (c) shortly after purchase or (d) on a recurring basis for
   subscription Services. Also, we may charge you up to the amount you have
   approved, and we will notify you in advance of any change in the amount to be
   charged for recurring subscription Services and, in the case of a price
   change, provide you with the opportunity to cancel the Services before the
   price changes. We may bill you at the same time for more than one of your
   prior billing periods for amounts that haven't previously been processed.
 * d. Recurring Payments. When you purchase the Services on a subscription basis
   (e.g. monthly, every three months or annually), you agree that you are
   authorising recurring payments, and payments will be made to Microsoft by the
   method and at the recurring intervals you have agreed to, until the
   subscription for that Service is terminated by you or by Microsoft. You must
   cancel your Services before the next billing date to stop being charged to
   continue your Services. We will provide you with instructions on how you may
   cancel the Services. You can manage recurring payments for select Services in
   your Microsoft account (https://account.microsoft.com/services). By
   authorising recurring payments, you are authorising Microsoft to store your
   payment instrument and process such payments as either electronic debits or
   fund transfers, or as electronic drafts from your designated account (for
   Automated Clearing House or similar payments), or as charges to your
   designated account (for credit card or similar payments) (collectively,
   "Electronic Payments"). Subscription fees are generally charged in advance of
   the applicable subscription period. If any payment is returned unpaid or if
   any credit card or similar transaction is rejected or denied, Microsoft or
   its service providers reserve the right to collect any applicable return
   item, rejection or insufficient funds fee and process any such payment as an
   Electronic Payment.
 * e. Online Statement and Errors. For all Services other than Skype, Microsoft
   will provide you with an online billing statement on the Microsoft account
   management website (https://go.microsoft.com/fwlink/p/?linkid=618284), where
   you can view and print your statement. For Skype, you can access your online
   statement by signing in to your account at www.skype.com
   (https://www.skype.com). This is the only billing statement that we provide.
   An invoice with VAT may be made available depending on the Service and
   country. If we make an error on your bill, we’ll correct it promptly after
   you tell us (or we notice it) and we investigate the charge. We recommend
   that you tell us within 120 days after an obvious error first appears on your
   bill as it is easier for us to resolve the issue during that period. You can
   address your requests for these purposes to the customer support service, as
   indicated in section 4.e.
 * f. Refund Policy. You will be entitled to a cancellation period (a
   "Cooling-Off Period") of fourteen (14) days from the day of purchase, with or
   without cause. If the Service is partly delivered at the time of
   cancellation, you will get a pro-rated refund. You acknowledge the
   Cooling-Off Period ends at the time the Service is fully delivered to you,
   then your purchase cannot be refunded. When you purchase digital content from
   us, you will cease to have the right to cancel from the moment when you begin
   the download. Unless otherwise provided by law or by a particular Service
   offer, all purchases are final and non-refundable. For all Services other
   than Skype, information and directions on how to cancel a Service and request
   a refund using our Withdrawal Form, if you are entitled to a refund, is
   provided on Microsoft account management website
   (https://go.microsoft.com/fwlink/p/?linkid=618284). For Skype, please
   complete the Withdrawal Form using the information provided here
   (https://go.microsoft.com/fwlink/p/?linkid=618286). If you believe that
   Microsoft has charged you in error, you must contact Microsoft and we will
   investigate the charge. If we issue a refund or credit, we are under no
   obligation to issue the same or similar refund in the future. This refund
   policy does not affect any rights under applicable law. For more refund
   information, please visit our help topic
   (https://go.microsoft.com/fwlink/p/?linkid=618283).
 * g. Terminating the Services. You may cancel the Services on the services and
   subscriptions management page in your Microsoft account
   (https://account.microsoft.com/) or by contacting customer service as
   described above in section 4.e. Cancelling paid Services stops future charges
   to continue the Service. You should refer back to the offer describing the
   Services as (i) you may not receive a refund at the time of cancellation;
   (ii) you may be obligated to pay cancellation charges; (iii) you may be
   obligated to pay all charges made to your billing account for the Services
   before the date of cancellation; and (iv) you may lose access to and use of
   your account when you cancel the Services. We will process your Data as
   described above in section 4. If you cancel, your Services end at the end of
   your current Service period or, if we bill your account on a periodic basis,
   at the end of the period in which you cancelled. If you initiate a chargeback
   or reversal with your bank for your payment of Services, we will deem you to
   have cancelled as of the date that the original payment was made and you
   authorise us to immediately cancel your service and/or revoke any content
   that was provided to you in exchange for such payment.
 * h. Trial-Period Offers. If you are taking part in any trial-period offer, you
   may be required to cancel the trial Service(s) within the timeframe
   communicated to you when you accepted the offer in order to avoid being
   charged to continue the Service(s) at the end of the trial period.
 * i. Promotional Offers. From time to time, Microsoft may offer Services for a
   trial period during which Microsoft will not charge you for the Services.
   Microsoft reserves the right to charge you for such Services (at the normal
   rate) if you breach the terms and conditions of the offer.
 * j. Price Changes. If there is a fixed term and price for your Service offer,
   that price will remain in force for the term. You will need to agree to any
   new offer and price if you want to continue the Services. If your Services
   are on a periodic basis (for example, monthly), with no specific time length,
   and isn't a trial offer, we may change the price of the Services if we add
   new or improved Service features, to the extent the costs of providing the
   Service have increased accordingly, or in response to market changes (for
   example, due to labour costs, currency fluctuations, changes in
   taxes/regulations, inflation, licence fees, infrastructure and administrative
   costs). We will inform you at least 30 days before the price change becomes
   effective. You will have the opportunity to cancel the Services before the
   price changes in accordance with section 9.h above. When we notify you of the
   price change, we'll also inform you of the reasons and scope of the increase
   in prices and that the new price will become effective if you don't cancel
   the Services, and we’ll also remind you of how you can cancel the Services.
 * k. Payments to You. If we owe you a payment, then you agree to timely and
   accurately provide us with any information we need to get that payment to
   you. You are responsible for any taxes and charges you may incur as a result
   of this payment to you. You must also comply with any other conditions we
   place on your right to any payment. If you receive a payment in error, we may
   reverse or require return of the payment. You agree to cooperate with us in
   our efforts to do this. We may also reduce the payment to you without notice
   to adjust it for any previous over-payment.
 * l. Late payments. In case of late payments, you must pay for the reasonable
   costs we incur to collect any past due amounts including lawyers' fees and
   other legal fees and costs, as permitted by law and regulations. We may
   suspend or cancel your Services if you fail to pay in full on time after we
   send you a reminder – with the threat of suspension and/or cancellation of
   the Services – to make your payment within an appropriate time. You can avoid
   suspension or cancellation if you make the required payment within the
   appropriate time set forth in the reminder. A different procedure will apply
   if the amount missing is marginal. Amounts missing below 2 per cent of the
   total invoice value will always be deemed marginal. Suspension or
   cancellation of the Services for non-payment could result in the loss of
   access to your Microsoft account.
 * m. Gift Cards. Redemption and use of gift cards (other than Skype gift cards)
   are governed by the Microsoft Gift Card Terms and Conditions
   (https://support.microsoft.com/help/10562/microsoft-account-gift-card-terms-and-conditions).
   Information on Skype gift cards is available on Skype’s Help page
   (https://go.microsoft.com/fwlink/?LinkId=615383).
 * n. Bank Account Payment Method. You may register an eligible bank account
   with your Microsoft account to use it as a payment method. Eligible bank
   accounts include accounts held at a financial institution capable of
   receiving direct debit entries (e.g. a United States-based financial
   institution that supports automated clearing house ("ACH") entries, a
   European financial institution that supports Single Euro Payments Area
   ("SEPA") or "iDEAL" in the Netherlands). Terms you agreed to when adding your
   bank account as a payment method in your Microsoft account (e.g., the
   "mandate" in the case of SEPA) also apply. You represent and warrant that
   your registered bank account is held in your name or you are authorised to
   register and use this bank account as a payment method. By registering or
   selecting your bank account as your payment method, you authorise Microsoft
   (or its agent) to initiate one or more debits for the total amount of your
   purchase or subscription charge (in accordance with the terms of your
   subscription service) from your bank account (and, if necessary, initiate one
   or more credits to your bank account to correct errors, issue a refund or
   similar purpose), and you authorise the financial institution that holds your
   bank account to deduct such debits or accept such credits. You understand
   that this authorisation will remain in full force and effect until you remove
   your bank account information from your Microsoft account. Contact customer
   support as outlined above in section 4.e as soon as possible if you believe
   you have been charged in error. Laws applicable in your country may also
   limit your liability for any fraudulent, erroneous or unauthorised
   transactions from your bank account. By registering or selecting a bank
   account as your payment method, you acknowledge that you have read,
   understand and agree to these Terms.

Full text
Contracting Entity, Choice of Law and Place to Resolve DisputesContracting
Entity, Choice of Law and Place to Resolve
Disputes10_contractingEntityChoiceOfLaw
Summary

10. Contracting Entity, Choice of Law and Place to Resolve Disputes. If you live
in (or, if you are a business, your principal place of business is in) the
European Union, Iceland, Liechtenstein, Norway, Switzerland or the United
Kingdom, and you are using cost-free or paid Services, you are contracting with
Microsoft Ireland Operations Limited, One Microsoft Place, South County Business
Park, Leopardstown, Dublin 18, Ireland (registered at the Companies Registration
Office in Ireland under number 256796, VAT registration number: IE 8256796 U,
with a registered address of 70 Sir John Rogerson’s Quay, Dublin 2, Ireland).
The laws of Ireland govern all claims related to cost-free and paid Services,
but this shall not deprive you of the mandatory consumer protections under the
law of the country to which we direct your Services where you have your habitual
residence (or, if a business, where your principal place of business is
located). With respect to jurisdiction, you and Microsoft agree to choose the
courts of the country to which we direct your Services where you have your
habitual residence (or, if a business, where your principal place of business is
located) for all disputes arising out of or relating to these Terms, or in the
alternative, you may choose the responsible court in Ireland.

Full text
WarrantiesWarranties11_Warranties
Summary

11. Warranties. If you are a consumer, you have certain rights under the law.
These rights include an obligation on Microsoft to provide the Services using
reasonable care and skill. Nothing in these terms is intended to limit or
exclude our liability for any breach by Microsoft of this and you shall benefit
from the legal warranty of conformity and hidden defects under the law of the
country to which we direct your Services. Learn more about your statutory rights
here (https://www.microsoft.com/en-gb/store/b/aboutwarranties). SUBJECT TO THE
WARRANTY ABOVE AND EXCEPT IN CASES IN WHICH WE HAVE HIDDEN DEFECTS IN BAD FAITH
OR DEFECTS HAVE RENDERED USE OF THE SERVICES IMPOSSIBLE – AND EXCEPT FOR SKYPE
PAID PRODUCTS – WE PROVIDE THE SERVICES “AS IS”, “WITH ALL FAULTS” AND “AS
AVAILABLE”. WE DON’T GUARANTEE THE ACCURACY OR TIMELINESS OF THE SERVICES. YOU
ACKNOWLEDGE AND AGREE THAT COMPUTER AND TELECOMMUNICATIONS SYSTEMS AREN'T
FAULT-FREE AND THAT OCCASIONAL PERIODS OF DOWNTIME OCCUR. WE CAN'T GUARANTEE THE
SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE. WE AND OUR
AFFILIATES, RESELLERS, DISTRIBUTORS AND VENDORS GIVE NO CONTRACTUAL GUARANTEES
OR CONDITIONS. YOU HAVE ALL MANDATORY WARRANTIES FORESEEN BY LAW, BUT WE GRANT
NO OTHER WARRANTIES. WE EXCLUDE ANY IMPLIED MANDATORY WARRANTIES, INCLUDING
THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT
AND NON-INFRINGEMENT TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

Full text
Limitation of LiabilityLimitation of Liability12_limitationOfLiability
Summary

12. Limitation of Liability.

 * a. Microsoft shall not be liable for Your Content, material or other third
   party material, including links to third-party websites and activities
   provided by users. Such content and activities are neither attributable to
   Microsoft nor do they represent Microsoft’s opinion.
 * b. Microsoft shall only be liable if material obligations of the Agreement
   have been violated, or as otherwise required by applicable law.
 * c. Microsoft, its vicarious agents and/or its legal representatives shall not
   be liable for any indirect damage, including financial loss, such as loss of
   profit, unless Microsoft, its vicarious agents and/or its legal
   representative have at least acted with gross negligence or willful
   misconduct.
 * d. Any statutory no-fault liability of Microsoft, including statutory
   liability for breach of warranty, shall remain unaffected by the limitation
   of liability. The same shall apply to liability of Microsoft, its vicarious
   agents and/or its legal representatives in the event of fraud or their
   negligence resulting in personal injury or death.
 * e. Microsoft is not responsible or liable for any failure to perform or delay
   in performing its obligations under these Terms to the extent that the
   failure or delay is caused by circumstances beyond Microsoft’s reasonable
   control (such as labour disputes, acts of God, war or terrorist activity,
   malicious damage, accidents or compliance with any applicable law or
   government order). Microsoft will endeavour to minimise the effects of any of
   these events and to perform the obligations that aren’t affected.

Full text
Service-Specific TermsService-Specific Terms13_service-SpecificTerms
Summary

13. Service-Specific Terms. The terms before and after section 13 apply
generally to all Services. This section contains service-specific terms that are
in addition to the general terms. These service-specific terms govern if there
are any conflicts with the general terms.

Full text
XboxXbox13a_XboxLive
Summary
 * a. Xbox.
   * i. Personal Non-Commercial Use. The Xbox online service, Xbox Game Studios
     games (including Mojang Games) (https://www.xbox.com/xbox-game-studios),
     applications, subscriptions (e.g. Xbox Game Pass subscription service
     offerings), services (e.g. Xbox Cloud Gaming) and content provided by
     Microsoft (collectively, the "Xbox Services") are only for your personal
     and noncommercial use.
   * ii. Xbox Services. When you sign up to receive Xbox Services, information
     about your game play, activities and usage of games and Xbox Services will
     be tracked and shared with applicable third parties, including game
     developers, in order for Microsoft to deliver the Xbox Services and for the
     third parties to operate non-Microsoft games and services. If you choose to
     link your Microsoft Xbox Services account with your account on a
     non-Microsoft service or sign in to your Xbox Services account to access a
     non-Microsoft Service (for example, a non-Microsoft game publisher of
     Third-Party Apps and Services), you agree that: (a) Microsoft may share
     limited account and usage-related information (including without limitation
     gamertag, gamer score, game score, game history, usage data and friends
     list), with that non-Microsoft party as stated in the Microsoft Privacy
     Statement, and (b) if allowed by your Xbox privacy settings, the
     non-Microsoft party may also have access to Your Content from in-game
     communications or other applications that you use when you are signed into
     your account with that non-Microsoft party. Also, if allowed by your Xbox
     privacy settings, Microsoft can publish your name, gamertag, gamerpic,
     motto, avatar, gameclips and games that you’ve played in communications to
     people you allow.
   * iii. Your Content. As part of building the Xbox Services community, you
     grant to Microsoft, its affiliates and sublicensees a free and worldwide
     right, to use, modify, reproduce, distribute, broadcast, share and display
     Your Content or your name, gamertag, gamerpic, motto or avatar that you
     posted for any Xbox Services in whole or in part by any means or processes
     on any materials or support.
   * iv. Game Managers. Some games may use game managers, ambassadors or hosts.
     Game managers and hosts are not authorised Microsoft spokespersons. Their
     views do not necessarily reflect those of Microsoft.
   * v. Kids on Xbox. If you are a minor using the Xbox Services, your parent or
     guardian may have control over many aspects of your account and may receive
     reports about your use of the Xbox Services.
   * vi. Game Currency or Virtual Goods. The Xbox Services may include a
     virtual, game currency (like gold, coins or points) that may be purchased
     from or on behalf of Microsoft using actual monetary instruments if you are
     a legal adult in your country of residence. The Xbox Services may also
     include virtual, digital items or goods that may be purchased from or on
     behalf of Microsoft using actual monetary instruments or using game
     currency. Game currency and virtual goods may never be redeemed for actual
     monetary instruments, goods or other items of monetary value from Microsoft
     or any other party. Other than a limited, personal, revocable,
     non-transferable, non-sublicensable licence to use the game currency and
     virtual goods in the Xbox Services only, you have no right or title in or
     to any such game currency or virtual goods associated with any one or more
     Xbox games or apps appearing or originating in the Xbox Services, or any
     other attributes associated with use of the Xbox Services or stored within
     the Xbox Services. Microsoft may change its offerings around game currency
     or virtual goods from time to time.
   * vii. Software Updates. For any device that can connect to Xbox Services, we
     may automatically check your version of Xbox console software or the Xbox
     app software and download Xbox console or Xbox app software updates or
     configuration changes, including those that prevent you from accessing the
     Xbox Services, using unauthorised Xbox games or Xbox apps, or using
     unauthorised hardware peripheral devices with an Xbox console.
   * viii. Cheating and Tampering Software. For any device that can connect to
     Xbox Services, we may automatically check your device for unauthorised
     hardware or software that enables cheating or tampering in violation of the
     Code of Conduct or these Terms, and download Xbox app software updates or
     configuration changes, including those that prevent you from accessing the
     Xbox Services, or from using unauthorised hardware or software that enables
     cheating or tampering.
   * ix. Additional Subscription Terms and Conditions. Xbox Services
     subscriptions are subject to additional terms and conditions set forth in
     the Xbox Subscriptions Terms & Conditions
     (https://www.xbox.com/legal/subscription-terms).
   * x. Inactive Xbox Service Subscriptions. Microsoft may turn off your
     recurring billing and stop recurring charges in select countries if you do
     not use your Xbox Services subscription for a period of time. Microsoft
     will provide notice to you before turning off recurring billing. For more
     information, including the applicable period of inactivity, see Inactivity
     Policy FAQ
     (https://support.xbox.com/help/subscriptions-billing/manage-subscriptions/xbox-subscription-inactivity-policy).

Full text
StoreStore13b_Store
Summary
 * b. Store. "Store" refers to a Service that allows you to browse, download,
   purchase and rate and review applications (the term “application” includes
   games) and other digital content. These Terms cover use of certain Stores
   owned or operated by Microsoft or its affiliates (including, but not limited
   to, the Office Store, Microsoft Store on Windows and Microsoft Store on
   Xbox). "Office Store" means a Store for Office products and apps for Office,
   Microsoft 365, SharePoint, Exchange, Access and Project (2013 versions or
   later) or any other experience that is branded Office Store. "Microsoft Store
   on Windows" means a Store, owned and operated by Microsoft or its affiliates,
   for Windows devices such as phone, PC and tablet or any other experience that
   is branded Microsoft Store and accessible on Windows devices such as phone,
   PC or tablet. "Microsoft Store on Xbox" means a Store, owned and operated by
   Microsoft or its affiliates and made available on Xbox consoles or any other
   experience that is branded Microsoft Store and made available on Xbox
   console.
   * i. Licence Terms. We will identify the publisher of each application
     available in the relevant Store. Unless different licence terms are
     provided with the application, the Standard Application Licence Terms
     ("SALT") at the end of these Terms are an agreement between you and the
     application publisher setting forth the licence terms that apply to an
     application you download through any Store owned or operated by Microsoft
     or its affiliates (excluding the Office Store). For clarity, these Terms
     cover the use of, and services provided by, Microsoft Services. Section 5
     of these Terms also applies to any Third-Party Apps and Services acquired
     through a Store. Applications downloaded through the Office Store are not
     governed by the SALT and have separate licence terms that apply.
   * ii. Updates. Microsoft will automatically check for and download updates to
     your applications, even if you are not signed into the relevant Store. You
     can change your Store or system settings if you prefer not to receive
     automatic updates to Store applications. However, certain Office Store
     applications that are entirely or partly hosted online may be updated at
     any time by the application developer and may not require your permission
     to update.
   * iii. Ratings and Reviews. If you submit a rating or review for an
     application or other Digital Good in the Store, you may receive email from
     Microsoft containing content from the publisher of the application or
     Digital Good. Any such email comes from Microsoft; we do not share your
     email address with publishers of applications or other Digital Goods you
     acquire through the Store.
   * iv. Safety Warning. To avoid possible injury, discomfort or eye strain, you
     should take periodic breaks from use of games or other applications,
     especially if you feel any pain or fatigue resulting from usage. If you
     experience discomfort, take a break. Discomfort might include feelings of
     nausea, motion sickness, dizziness, disorientation, headache, fatigue, eye
     strain or dry eyes. Using applications can distract you and obstruct your
     surroundings. Avoid trip hazards, stairs, low ceilings, fragile or valuable
     items that could be damaged. A very small percentage of people may
     experience seizures when exposed to certain visual images like flashing
     lights or patterns that may appear in applications. Even people with no
     history of seizures may have an undiagnosed condition that can cause these
     seizures. Symptoms may include lightheadedness, altered vision, twitching,
     jerking or shaking of limbs, disorientation, confusion, loss of
     consciousness or convulsions. Immediately stop using and consult a doctor
     if you experience any of these symptoms, or consult a doctor before using
     the applications if you’ve ever suffered symptoms linked to seizures.
     Parents should monitor their children’s use of applications for signs of
     symptoms.

Full text
Microsoft Family FeaturesMicrosoft Family Features13c_MicrosoftFamily
Summary
 * c. Microsoft Family Features. Parents and kids can use Microsoft family
   features, including Microsoft Family Safety, to build trust based on a shared
   understanding of what behaviour, websites, apps, games, physical locations
   and spending is right in their family. Parents can create a family by going
   to https://account.microsoft.com/family (or by following the instructions on
   their Windows device or Xbox console) and inviting kids or other parents to
   join. There are many features available to family members, so please
   carefully review the information provided when you agree to create or join a
   family and when you purchase Digital Goods for family access. By creating or
   joining a family, you agree to use the family in accordance with its purpose
   and won’t use it in an unauthorised way to unlawfully gain access to another
   person’s information.

Full text
Group MessagingGroup Messaging13d_GroupMessaging
Summary
 * d. Group Messaging. Various Microsoft services allow you to send messages to
   others via voice or SMS ("messages"), and/or allow Microsoft and
   Microsoft-controlled affiliates to send such messages to you and one or more
   other users on your behalf. WHEN YOU INSTRUCT MICROSOFT AND
   MICROSOFT-CONTROLLED AFFILIATES TO SEND SUCH MESSAGES TO YOU OR TO OTHERS,
   YOU REPRESENT AND WARRANT TO US THAT YOU AND EACH PERSON YOU HAVE INSTRUCTED
   US TO MESSAGE CONSENT TO RECEIVE SUCH MESSAGES AND ANY OTHER RELATED
   ADMINISTRATIVE TEXT MESSAGES FROM MICROSOFT AND MICROSOFT-CONTROLLED
   AFFILIATES. "Administrative text messages" are periodic transactional
   messages from a particular Microsoft service, including but not limited to a
   "welcome message" or instructions on how to stop receiving messages. You or
   group members no longer wishing to receive such messages can opt out of
   receiving further messages from Microsoft or Microsoft-controlled affiliates
   at any time by following the instructions provided. If you no longer wish to
   receive such messages or participate in the group, you agree that you will
   opt out through the instructions provided by the applicable program or
   service. If you have reason to believe that a group member no longer wishes
   to receive such messages or participate in the group, you agree to remove
   them from the group. You also represent and warrant to us that you and each
   person you have instructed us to message understands that each group member
   is responsible for the costs of any message charges assessed by his or her
   mobile carrier, including any international message charges that may apply
   when messages are transmitted from US-based numbers.

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Skype, Microsoft Teams and GroupMeSkype, Microsoft Teams and GroupMe13e_Skype
Summary
 * e. Skype, Microsoft Teams and GroupMe.
   * i. Emergency Services. There are important differences between traditional
     mobile or fixed line telephone services and Skype, Microsoft Teams and
     GroupMe. Microsoft has limited obligations under applicable local or
     national rules, regulations or law to offer access to emergency services
     such as 911 or 112 emergency calling (“Emergency Services”) through Skype,
     Microsoft Teams and GroupMe.
   * ii. Only limited software versions of the Skype to Phone feature of Skype
     may support calls to Emergency Services in a very limited number of
     countries and depending on the platform used. You can find details about
     availability and how to configure this feature here:
     http://www.skype.com/en/legal/emergency-calling/. If your Skype to Phone
     emergency call is connected, you will need to provide the details of your
     physical location to enable the emergency services to respond to you.
     Microsoft does not guarantee that your emergency call will be connected.
     Find out more about calling 112, the dedicated emergency number for the EU
     at www.skype.com/go/emergency.
   * iii. Changes to Skype paid products. If we make changes to Skype paid
     products which are detrimental to you, we’ll give you at least thirty days’
     notice of the changes and inform you of your right to terminate the
     affected product before it changes. If you do not terminate the product
     before the changes take effect, you agree to the changes. We will expressly
     inform you of this fact when we notify you.
   * iv. APIs or Broadcasting. If you want to use Skype in connection with any
     broadcast, you must comply with the "Broadcast TOS" at
     https://www.skype.com/go/legal.broadcast. If you want to use any
     application program interface ("API") exposed or made available by
     Microsoft you must comply with the applicable licensing terms, which are
     available at www.skype.com/go/legal.
   * v. Fair Use Policies. Fair usage policies may apply to your use of Skype
     software and products. Please review these policies which are designed to
     protect against fraud and abuse and may place limits on the type, duration
     or volume of calls or messages that you are able to make. These policies
     are incorporated in these Terms by reference. You can find these policies
     at https://www.skype.com/go/terms.fairusage.
   * vi. Mapping. Skype software and products contain features that allow you to
     submit information to, or plot yourself on a map using, a mapping service.
     By using those features, you agree to these Terms and the Google Maps terms
     available at https://www.google.com/intl/en_ALL/help/terms_maps.html.
   * vii. Personal/Non-Commercial Use. The use of Skype software and products is
     for your personal and non-commercial use. You are permitted to use Skype at
     work for your own business communications.
   * viii. Skype Number/Skype To Go. If Microsoft provides you with a Skype
     Number or Skype To Go number, you agree that you do not own the number or
     have a right to retain that number forever. In certain countries, a number
     may be made available to you by a Microsoft partner rather than Microsoft,
     and you may need to enter into a separate agreement with such partner. For
     more details on Skype Number see https://go.skype.com/home.skype-number.
   * ix. Skype Manager. A "Skype Manager Admin Account" is created and managed
     by you, acting as an individual administrator of a Skype Manager group and
     not as a business entity. You may link your individual Microsoft account to
     a Skype Manager group ("Linked Account"). You may appoint additional
     administrators to your Skype Manager subject to their acceptance of these
     Terms. If you allocate Skype Numbers to a Linked Account, you are
     responsible for compliance with any requirements related to the residency
     or location of your Linked Account users. If you choose to unlink a Linked
     Account from a Skype Manager group, any allocated subscriptions, Skype
     Credit or Skype Numbers will not be retrievable and Your Content or
     material associated with the unlinked account will no longer be accessible
     by you. You agree to process any personal information of your Linked
     Account users in accordance with all applicable data protection laws.
   * x. Skype Charges and Refunds. The charges payable for calling phones
     outside of a subscription consist of a connection fee (charged once per
     call) and a per-minute rate as set out on www.skype.com/go/allrates. Call
     charges will be deducted from you Skype Credit balance. Microsoft may
     change the rates for calling phones and premium rate numbers that are not
     part of a subscription. If the changes are substantial and not advantageous
     to you (e.g. if we increase the rates), we will inform you by email or in
     some other appropriate manner at least thirty (30) days before the rate
     changes take effect. After thirty (30) days, the new rates will apply to
     your next call. You can find the current rates at
     www.skype.com/go/allrates. If you do not accept the new rates you should
     not make a call. Fractional call minutes and fractional cent charges will
     be rounded up to the next whole unit. All prices for Skype paid products
     are inclusive of applicable taxes, including VAT, unless otherwise stated.
     VAT is calculated based on the billing address provided. You explicitly
     waive any right to VAT reimbursement from Microsoft if the amount of VAT
     ultimately payable by the latter to the tax authorities would for any
     reason be lower than the amount of VAT collected from you. Skype paid
     products are not available to customers in Mount Athos, Canary Islands,
     French Overseas Departments, Aland Islands, Channel Islands, Heligoland
     Island, Büsingen / Buesingen Territory, Ceuta, Melilla, Livigno, Campione
     d'Italia and Italian Waters of Lake Lugano. If you have made use of a Skype
     paid product, your Cooling-Off Period will be extinguished and your
     purchase cannot be cancelled or refunded. Expenditure of Skype Credit,
     allocation of a Skype Number or use of a subscription amounts to ‘full
     delivery’ and/or ‘use’ of a Skype paid product. You expressly agree that
     Skype Numbers may be allocated before the end of the Cooling-Off Period and
     become non-refundable upon allocation. Outside of the Cooling-Off Period,
     only unused or unexpired Skype subscriptions are refundable subject to
     these Terms. The Cooling-Off Period and refunds do not apply to Skype paid
     products that are (i) purchased via a third party partner, (ii) paid for in
     cash using third-party payment methods (such as a cash payment wallet),
     (iii) not directly purchased online from Microsoft (e.g. vouchers or
     pre-paid cards) or (iv) allocated to your account by a third party.
     Notwithstanding the foregoing, you may be entitled, under applicable law,
     to a refund, upon request, of any pre-paid subscription balance in the
     event you switch your Skype Number to another provider.
   * xi. Skype Credit. Microsoft does not guarantee that you will be able to use
     your Skype Credit balance to purchase all Skype paid products. If you do
     not use your Skype Credit for a period of 180-days, Microsoft will place
     your Skype Credit on inactive status. You can reactivate the Skype Credit
     by following the reactivation link at
     https://www.skype.com/go/store.reactivate.credit. You can enable the Auto
     Recharge feature when you buy Skype Credit by ticking the appropriate box.
     If enabled, your Skype Credit balance will be recharged with the same
     amount and by your chosen payment method every time your Skype balance goes
     below the threshold set by Skype from time to time. If you purchased a
     subscription with a payment method other than credit card, PayPal or
     Moneybookers (Skrill), and you have enabled Auto-Recharge, your Skype
     Credit balance will be recharged with the amount necessary to purchase your
     next recurring subscription. You can disable Auto-Recharge at any time by
     accessing and changing your settings in your account portal in Skype.
   * xii. International Message Fees. GroupMe currently uses US-based numbers
     for each group created. Every text message sent to or received from a
     GroupMe number will count as an international text message sent to or
     received from the United States. Depending upon your location, Microsoft
     Teams may be using a phone number that could count as an international text
     message. Please check with your provider for the associated international
     rates.

Full text
Bing and MSNBing and MSN13f_BingandMSN
Summary
 * f. Bing and Microsoft Start (including MSN).
   * i. Bing and Microsoft Start Materials. The articles, text, photos, maps,
     videos, video players and third-party material available on Bing and
     Microsoft Start, including through Microsoft bots, applications and
     programs, are for your non-commercial, personal use only. Other uses, such
     as downloading, copying or redistributing these materials, or using these
     materials or products to build your own products, are permitted only to the
     extent specifically authorised by Microsoft or rights holders, or allowed
     by applicable copyright law. Microsoft or other rights holders reserve all
     rights to the material not expressly granted by Microsoft under the licence
     terms.
   * ii. Bing Maps. You may not use Bird's eye imagery of the United States,
     Canada, Mexico, New Zealand, Australia or Japan for governmental use
     without our separate written approval.
   * iii. Bing Places. When you provide your Data or Your Content to Bing
     Places, you grant Microsoft a worldwide, royalty-free licence to use,
     reproduce, save, modify, aggregate, promote, transmit, display and
     distribute your Data and Your Content (including intellectual property
     rights in your Data and Your Content), and sub-license any or all of the
     foregoing rights to third parties.

Full text
CortanaCortana13g_Cortana
Summary
 * g. Cortana.
   * i. Personal Non-Commercial Use. Cortana is Microsoft’s personal assistant
     Service. The features, services and content provided by Cortana
     (collectively "Cortana Services") are only for your personal and
     non-commercial use.
   * ii. Functionality and Content. Cortana provides a range of features, some
     of which are personalised. Cortana Services may allow you to access
     services, information or functionality provided by other Microsoft Services
     or Third-Party Apps and Services. The service-specific Terms of section 13
     also apply to your use of applicable Microsoft Services accessed through
     Cortana Services. Cortana provides information for your planning purposes
     only and you should exercise your own independent judgement when reviewing
     and relying on this information. Microsoft does not guarantee the
     reliability, availability or timeliness of personalised experiences
     provided by Cortana. Microsoft is not responsible if a Cortana feature
     delays or prevents you from receiving, reviewing or sending a communication
     or notification or obtaining a service.
   * iii. Third-Party Apps and Services. As part of delivering the Cortana
     Services, Cortana may suggest and help you interact with Third-Party Apps
     and Services (third-party skills or connected services). If you choose,
     Cortana may exchange information with Third-Party Apps and Services, such
     as your post code and queries and responses returned by the Third-Party App
     and Services, to help you obtain the requested services. Cortana may enable
     you to make purchases through Third-Party Apps and Services using the
     account preferences and settings you have established directly with those
     Third-Party Apps and Services. You can disconnect your Cortana Service from
     Third-Party Apps and Services at any time. Your use of the Cortana Services
     to connect with Third-Party Apps and Services is subject to section 5 of
     these Terms. Publishers of Third-Party Apps and Services may change or
     discontinue the functionality or features of their Third-Party Apps and
     Services or integration with Cortana Services. Microsoft is not responsible
     or liable for manufacturer provided software or firmware.
   * iv. Cortana-Enabled Devices. Cortana-enabled devices are products or
     devices that are enabled to access Cortana Services, or products or devices
     that are compatible with Cortana Services. Cortana-enabled devices include
     third-party devices or products that Microsoft does not own, manufacture or
     develop. Microsoft is not responsible or liable for these third-party
     devices or products.
   * v. Software Updates. We may automatically check your version of Cortana
     Services software which is necessary to provide the Services and download
     software updates or configuration change, without charging you or require
     any manufacturers of Cortana-enabled devices to keep the Cortana Services
     software up to date.

Full text
Microsoft Apps And ServicesMicrosoft Apps And
Services13h_MicrosoftAppsAndServices
Summary
 * h. Microsoft 365 Apps and Services.
   * i. Use Terms. Microsoft 365 Family, Microsoft 365 Personal, Microsoft 365
     Basic, Sway, OneNote.com and any other Microsoft 365 app or Service or
     Office-branded Service is for your personal, non-commercial use, unless you
     have commercial use rights under a separate agreement with Microsoft. Use
     of apps such as Word, Excel, PowerPoint, Outlook, OneDrive, Access and
     Publisher in Microsoft 365 Family, Microsoft 365 Personal and any other
     Microsoft 365 app or subscription Service is governed by supplemental
     licence terms located at https://aka.ms/useterms together with these Terms.
   * ii. Additional Outlook Terms. Outlook includes use of Bing Maps. Any
     content provided through Bing Maps, including geocodes, can only be used
     within the product through which the content is provided. Your use of Bing
     Maps is governed by the Bing Maps End User Terms of Use available at
     go.microsoft.com/?linkid=9710837 and the Microsoft Privacy Statement
     available at go.microsoft.com/fwlink/?LinkID=248686.

Full text
Health BotsHealth Bots13i_MicrosoftHealthServices
Summary
 * i. Health Bots. Health bots, which may include action plans, insights,
   reminders and other features, are not medical devices and are only intended
   for fitness and wellness purposes with a programme issued by a care provider.
   They are not designed or intended as substitutes for professional medical
   advice or for use in the diagnosis, cure, mitigation, prevention or treatment
   of disease or other conditions. You assume full responsibility for your use
   of health bots. Microsoft is not responsible for any decision you make based
   on information you receive from health bots. You should always consult a
   doctor with any questions you may have regarding a medical condition, diet,
   fitness or wellness programme before using health bots. Never disregard
   professional medical advice or delay in seeking it because of information
   that you accessed on or through the Services. As with any technology, health
   bots may not work as intended for a variety of reasons including loss of
   power or connectivity.

Full text
Digital GoodsDigital Goods13j_DigitalGoods
Summary
 * j. Digital Goods. Through Microsoft Groove, Microsoft Films & TV, Store, Xbox
   Services and any other related and future services, Microsoft may enable you
   to obtain, listen to, view, play or read (as the case may be) music, images,
   video, text, books, games or other material ("Digital Goods") that you may
   get in digital form. The Digital Goods are only for your personal,
   non-commercial entertainment use. You agree not to redistribute, broadcast,
   publicly perform or publicly display or transfer any copies of the Digital
   Goods. Digital Goods may be owned by Microsoft or by third parties. In all
   circumstances, you understand and acknowledge that your rights with respect
   to Digital Goods are limited by these Terms, copyright law and the usage
   rules located at https://go.microsoft.com/fwlink/p/?LinkId=723143. You agree
   that you will not attempt to modify any Digital Goods obtained through any of
   the Services for any reason whatsoever, including for the purpose of
   disguising or changing ownership or source of the Digital Goods. Microsoft or
   the owners of the Digital Goods may, from time to time, remove Digital Goods
   from the Services without notice.

Full text
Microsoft StorageMicrosoft Storage13k_MicrosoftStorage
Summary
 * k. Microsoft Storage.
   * i. OneDrive Storage Allocation. If you have more content stored in your
     OneDrive than is provided to you under the terms of your free or paid
     subscription service for Microsoft storage and you do not respond to notice
     from Microsoft to fix your account by removing excess content or moving to
     a new subscription plan with more storage within 30 days of providing you
     notice (or any longer period specific in the notice), we reserve the right
     to close your account and delete or disable access to Your Content on
     OneDrive. Read more about storage quotas here
     (https://prod.support.services.microsoft.com/office/how-does-microsoft-storage-work-2a261b34-421c-4a47-9901-74ef5bd0c426).
   * ii. OneDrive Service Performance. Depending on factors such as your
     equipment, Internet connection and Microsoft’s efforts to maintain the
     performance and integrity of its service, you may occasionally experience
     delays in uploading or syncing content on OneDrive.
   * iii. OneDrive Notice of Expiration. We will give you at least one months’
     notice before closing your OneDrive account for inactivity under section
     4.a.ii. If you are a paid subscriber, we won’t close your account for
     inactivity during any period where you have paid for your OneDrive usage.
   * iv. Changes to Services. We will notify you at least 30 days in advance if
     any change to free or paid Microsoft storage services will cause you to
     lose access to Your Content on OneDrive.
   * v. Paid Subscriptions. If we reduce your Microsoft storage limits or cancel
     the OneDrive service, you may cancel your paid subscription and we will
     provide you with a pro-rated refund for such subscription. We will provide
     you at least 30-days’ notice of any such change and you must cancel within
     the period set forth in the notice.
   * vi. Outlook.com Storage Allocation. If you exceed your Outlook.com mailbox
     storage quota or your Microsoft storage quota that is provided to you under
     a free or paid subscription, you will be unable to send or receive messages
     until you remove excess content or move to a new subscription with
     sufficient storage. If you fail to remove excess content or obtain
     sufficient additional storage after receiving notice from Microsoft, we
     reserve the right to delete or disable access to Your Content. Read more
     about storage quotas here
     (https://prod.support.services.microsoft.com/office/how-does-microsoft-storage-work-2a261b34-421c-4a47-9901-74ef5bd0c426).

Full text
Microsoft RewardsMicrosoft Rewards13l_MicrosoftRewards
Summary
 * l. Microsoft Rewards.
   * i. General Information. Microsoft Rewards (the "Rewards Program") is free
     to join, and it enables you to earn points ("Points") for certain
     activities and for personal use of certain Microsoft products and services.
     If you have a Microsoft account and are located in a participating Region
     (defined below), you have been automatically enrolled in the Rewards
     Programme and can begin earning Points immediately. You can cancel your
     participation in the Rewards Programme at any time by following the
     instructions below.
   * ii. You can redeem your Points in a variety of ways ("Redemption Options"),
     including for certain products and services listed on the Redemption Page
     at https://aka.ms/redeemrewards ("Rewards"). To be eligible to redeem your
     Points for any Redemption Option, you must first activate your Rewards
     Programme account ("Rewards Account") on the Rewards Dashboard at
     https://rewards.microsoft.com/ or on certain other Microsoft sites and
     pages. There is no cost to activate your Rewards Account.
   * iii. Certain restrictions and limitations apply to earning, redeeming and
     other uses of Points in the Rewards Program. For more information see the
     Rewards section at https://support.microsoft.com ("FAQ").
   * iv. Requirements. You need a valid Microsoft account and you must reside in
     one of the geographic areas listed in the FAQ ("Regions") to activate your
     Rewards Account and to earn, redeem or otherwise use Points. You may open
     and use only one Rewards Account, even if you have multiple email
     addresses. Each household is limited to six Rewards Accounts. The Rewards
     Programme is solely for your personal and non-commercial use. Use of a
     virtual private network (VPN) or other technology or service that can be
     used to mask or obfuscate your geographic location may result in
     cancellation of your Rewards Account and forfeiture of your accrued Points.
   * v. Earning Points. You may be presented with opportunities to earn Points
     for certain qualifying activities ("Offers"), such as Searches,
     Acquisitions, use of certain Microsoft products and services and other
     opportunities from Microsoft. You must have an active Rewards Account to
     take advantage of such Offers. Eligible Offers may vary by Region and may
     only be available for a certain time or subject to other limitations. You
     must comply with all terms and conditions of a particular Offer to earn
     Points awarded with that Offer. You may be presented with Offers directly
     on the Rewards Dashboard or when you use certain Microsoft products and
     services.
   * vi. For purposes of the Rewards Program, a "Search" is the act of an
     individual user manually entering text for the good faith purpose of
     obtaining Bing search results for such user’s own research purposes and
     does not include any query entered by a bot, macro or other automated or
     fraudulent means of any kind; and an "Acquisition" is the process of
     purchasing goods or downloading and acquiring a licence for digital content
     directly from Microsoft, whether free or paid. Points are not offered for
     every Acquisition from Microsoft, and certain restrictions may apply.
   * vii. Restrictions & Limitations on Points. Points are awarded by Microsoft
     to individual Rewards Accounts and cannot be transferred to any other
     person or entity. Notwithstanding the foregoing, Microsoft may from time to
     time in its sole discretion permit you (i) to share your Points within your
     household (limits may apply), (ii) to contribute your Points to support a
     non-profit organisation listed on the Redemption Page, or (iii) depending
     on your Region and subject to other terms and conditions, to redeem all or
     some of your Points for points in certain other rewards or loyalty
     programs, including programs operated by Microsoft or authorised third
     parties. Points are and remain at all times the property of Microsoft, and
     do not constitute your personal property; they have no cash value, and you
     may not obtain any cash or money in exchange for them. Points are awarded
     to you on a promotional basis only. You cannot purchase Points. Microsoft
     may limit the quantity of Points or Rewards that can be earned or redeemed
     per person, per household or over a set period (e.g. a day) provided that
     you are not disadvantaged in breach of good faith; please refer to the FAQ
     for currently applicable limitations. Unless an Offer or Redemption Option
     explicitly states otherwise, Points earned in the Programme are not valid
     in, and may not be used in combination with, any other programme offered by
     Microsoft or third parties. Unredeemed Points associated with your Rewards
     Account expire if you do not earn or redeem any Points in your Rewards
     Account for 18 consecutive months.
   * viii. Redemptions Redemption Options will be made available to you on the
     Redemption Page and on certain other Microsoft sites and pages. You must
     earn and have available in your Rewards Account all of the Points required
     for a Redemption Option before you can redeem your Points for that
     Redemption Option. There may be a limited number of a particular Reward
     available, and those Rewards will be delivered on a first-come,
     first-served basis. You may be required to provide additional information,
     like your mailing address and a telephone number (other than a VOIP or
     toll-free number), and you may also be asked to enter a fraud-prevention
     code or sign additional legal documents to redeem Points for certain
     Redemption Options. Once you redeem your Points, you cannot cancel or
     return the Redemption Option for a refund of Points except in the case of
     defective products or as required by applicable law. If you select a
     Redemption Option that is out of stock or unavailable for other reasons, we
     may substitute a Redemption Option of comparable value or refund your
     points at our sole discretion.
   * ix. Microsoft may update or discontinue offering specific Redemption
     Options at any time for any reason. Some Redemption Options may have age or
     Region eligibility requirements, or other terms or conditions on their
     redemption or use. Any such requirements or conditions will be included in
     the relevant redemption offer. You are responsible for all taxes and any
     other costs of accepting and using the Redemption Option. Rewards will be
     emailed to the email address associated with your Microsoft account, so
     keep your email address up to date. Rewards that are undeliverable will not
     be reissued and are therefore forfeited. Rewards may not be resold. You may
     redeem no more than 550,000 Points per calendar year in the Rewards
     Programme.
   * x. Cancelling Your Rewards Account. If you no longer wish to participate in
     the Rewards Programme, follow the instructions on the opt out page
     (https://account.microsoft.com/rewards/optout?confirm=false) to cancel your
     Rewards Account. If you cancel your Rewards Account, you will immediately
     forfeit all of your earned Points and will lose your ability to earn new
     Points in the future. To begin earning Points again, you must open a new
     Rewards Account (but Microsoft will not reinstate any previously forfeited
     Points). Your Rewards Account may be cancelled (and your Points forfeited)
     if you do not log in to your Microsoft account for 18 consecutive months.
   * xi. Programme Changes or Discontinuation. Microsoft reserves the right to
     change, modify, discontinue or cancel the Rewards Programme or any part
     thereof at any time, in its sole discretion, and without prior notice.
     However, if the Rewards Programme is cancelled or discontinued, we will
     make reasonable efforts to notify you by email and on the Rewards Dashboard
     and to provide you with at least 90 days to redeem your accrued Points,
     unless we determine that such cancellation must take effect immediately for
     legal or security reasons.
   * xii. Other Terms. Microsoft reserves the right to immediately cancel your
     Rewards Account, disqualify you from future participation in the Rewards
     Programme, forfeit all of your earned Points and cancel or suspend any
     Redemption Option you have obtained through the Rewards Programme if
     Microsoft believes you have tampered with, abused or defrauded any aspect
     of the Rewards Programme or breached these terms. Microsoft further
     reserves the right to cancel or suspend any Redemption Option you have
     obtained or attempted to obtain through the Rewards Programme if Microsoft
     determines you are ineligible to receive that Redemption Option for legal
     reasons (such as export laws). While Microsoft makes every effort to ensure
     accuracy, errors occasionally occur. Microsoft therefore reserves the right
     to correct such errors at any time, even if it affects current Offers or
     your pending, earned or redeemed Points or Rewards. In the event of any
     inconsistency or discrepancy between these Rewards Programme terms or other
     statements contained in any related materials or advertising, these terms
     prevail, govern and control.

Full text
AzureAzure13m_Azure
Summary
 * m. Azure. Your use of the Azure service is governed by the terms and
   conditions of the separate agreement under which you obtained the services,
   as detailed on the Microsoft Azure Legal Information page at
   https://aka.ms/AA7z67v.

Full text
Microsoft SoundscapeMicrosoft Soundscape13n_MicrosoftSoundscape
Summary
 * n. Microsoft Soundscape. You acknowledge that Microsoft Soundscape (1) is not
   designed, intended or made available as a medical device and (2) is not
   designed or intended to be a substitute for professional medical advice,
   diagnosis, treatment or judgment and should not be used to replace or as a
   substitute for professional medical advice, diagnosis, treatment or judgment.

Full text
Power PlatformPower Platform13o_PowerPlatform
Summary
 * o. Power Platform. Your use of the Power Platform service is governed by the
   terms and conditions of the separate agreement under which you obtained the
   services, as detailed on the Power Platform Legal Information page at
   Microsoft Power Platform
   (https://powerplatform.microsoft.com/en-us/business-applications/legal/).

Full text
Dynamics 365Dynamics 36513p_Dynamics365
Summary
 * p. Dynamics 365. Your use of the Dynamics 365 service is governed by the
   terms and conditions of the separate agreement under which you obtained the
   services, as detailed on the Dynamics 365 Legal Information page at Microsoft
   Dynamics 365 (https://dynamics.microsoft.com/business-applications/legal/).

Full text
AI ServicesAI Services13q_AIServices
Summary
 * q. AI Services. "AI services" are services that are labelled or described by
   Microsoft as including, using, powered by, or being an Artificial
   Intelligence ("AI") system.
   * i. Reverse Engineering. You may not use the AI services to discover any
     underlying components of the models, algorithms and systems. For example,
     you may not try to determine and remove the weights of models.
   * ii. Extracting Data. Unless explicitly permitted, you may not use web
     scraping, web harvesting or web data extraction methods to extract data
     from the AI services.
   * iii. Limits on use of data from the AI Services. You may not use the AI
     services, or data from the AI services, to create, train or improve
     (directly or indirectly) any other AI service.
   * iv. Use of Your Content. As part of providing the AI services, Microsoft
     will process and store your inputs to the service as well as output from
     the service, for purposes of monitoring for and preventing abusive or
     harmful uses or outputs of the service.
   * v. Third party claims. You are solely responsible for responding to any
     third-party claims regarding Your use of the AI services in compliance with
     applicable laws (including, but not limited to, copyright infringement or
     other claims relating to content output during Your use of the AI
     services).

Full text
MiscellaneousMiscellaneous14_15_16_17_miscellaneous
Summary

14. Miscellaneous. This section, and sections 1, 9 (for amounts incurred before
the end of these Terms), 10, 11, 12, 16 and those that by their terms apply
after it ends will survive any termination or cancellation of these Terms. We
may assign, transfer or otherwise dispose of our rights and obligations under
these Terms, in whole or in part, so long as such assignment, transfer or
disposal isn’t to your detriment, at any time without notice. You may not
assign, transfer or otherwise dispose of these Terms or any rights to use the
Services. If you live in Germany, you are not prevented from assigning any
monetary claim against Microsoft. This is the entire agreement between you and
Microsoft for your use of the Services. It supersedes any prior agreements
between you and Microsoft regarding your use of the Services. All parts of these
Terms apply to the maximum extent permitted by relevant law. If a court or
arbitrator holds that we can't enforce a part of these Terms as written, those
terms shall be deemed replaced with similar terms to the extent enforceable
under the relevant law, but the rest of these Terms won't change. These Terms
are solely for your and our benefit. It isn't for the benefit of any other
person, except for Microsoft’s successors and assigns. Section headings are for
reference only.

15. Waiver of end-user consumer protection provisions. If you are a
microenterprise, small enterprise or a not-for-profit organisation, you agree to
waive any and all entitlements that you would otherwise have under the European
Electronic Communications Code (Directive 2018/1972) Article 102 paragraphs 1, 3
and 5, Article 105 paragraph 1 and Article 107 paragraphs 1 and 3.

16. Export Laws. You must comply with all domestic and international export laws
and regulations that apply to the software and/or Services, which include
restrictions on destinations, end users and end use. For further information on
geographic and export restrictions, visit https://www.microsoft.com/exporting.

17. Reservation of Rights and Feedback. Except as expressly provided under these
Terms, Microsoft does not grant you a licence or any other rights of any type
under any patents, know-how, copyrights, trade secrets, trademarks or other
intellectual property owned or controlled by Microsoft or any related entity,
including but not limited to any name, trade dress, logo or equivalents. If you
give to Microsoft any idea, proposal, suggestion or feedback, including without
limitation ideas for new products, technologies, promotions, product names,
product feedback and product improvements ("Feedback"), you give to Microsoft,
without charge, royalties or other obligation to you, the right to make, have
made, create derivative works, use, share and commercialise your Feedback in any
way and for any purpose. You will not give Feedback that is subject to a licence
that requires Microsoft to license its software, technologies or documentation
to any third party because Microsoft includes your Feedback in them.

Full text
NOTICESNOTICESNOTICES
Summary

Notices and procedure for making claims of intellectual property infringement.
Microsoft respects the intellectual property rights of third parties. If you
have claims of intellectual property infringement, including claims of copyright
infringement, we recommend that you send such notice to Microsoft's designated
agent. For details and contact information, see Notice and Procedure for Making
Claims of Copyright Infringement
(https://www.microsoft.com/legal/intellectualproperty/infringement), which
procedures form part of these Terms.

Microsoft uses the processes set out in Title 17, United States Code, Section
512, and, where applicable, Chapter III of Regulation (EU) 2022/2065, to respond
to notices of copyright infringement. In appropriate circumstances, Microsoft
may also disable or terminate accounts of users of Microsoft services who may be
repeat infringers. Furthermore, in appropriate circumstances, Microsoft may
suspend processing notices by individuals or entities that frequently submit
unfounded notices. A further explanation of the applicable procedures for a
given Service, including possible redress for decisions taken by Microsoft as
part of these procedures, may be found at Notices of Infringement
(https://www.microsoft.com/legal/intellectualproperty/infringement).

Notices and procedures regarding intellectual property concerns in advertising.
Please review our Intellectual Property Guidelines
(https://go.microsoft.com/fwlink/?LinkId=243207) regarding intellectual property
concerns on our advertising network.

Copyright and trademark notices. The Services are copyright © Microsoft
Corporation and/or its suppliers, One Microsoft Way, Redmond, WA 98052, USA. All
rights reserved. The Terms incorporate Microsoft Trademark & Brand Guidelines
(https://www.microsoft.com/en-us/legal/intellectualproperty/trademarks/usage/general.aspx)
(as amended from time to time). Microsoft and the names, logos and icons of all
Microsoft products, software and services may be either unregistered or
registered trademarks of the Microsoft group of companies in the United States
and/or other countries. The following is a non-exhaustive list of Microsoft’s
trademarks at
https://www.microsoft.com/en-us/legal/intellectualproperty/trademarks/EN-US.aspx.
The names of actual companies and products may be the trademarks of their
respective owners. Any rights not expressly granted in these Terms are reserved.
Certain software used in certain Microsoft website servers is based in part on
the work of the Independent JPEG Group. Copyright © 1991-1996 Thomas G. Lane.
All rights reserved. "gnuplot" software used in certain Microsoft website
servers is copyright © 1986‑1993 Thomas Williams, Colin Kelley. All rights
reserved.

Medical notice. Microsoft does not provide medical or any other health care
advice, diagnosis or treatment. Always seek the advice of your doctor or other
qualified health care provider with any questions you may have regarding a
medical condition, diet, fitness or wellness programme. Never disregard
professional medical advice or delay in seeking it because of information that
you accessed on or through the Services.

Stock quotes and index data (including index values). Financial information
provided through the Services is for your personal, non-commercial use only. You
may not use any of the finance data or marks of any third-party licensor in
connection with the issuance, creation, sponsorship, trading, marketing or
promotion of any financial instruments or investment products (for example,
derivatives, structured products, investment funds, exchange-traded funds,
investment portfolios, etc., where the price, return and/or performance of the
instrument or investment product is based on, related to, or intended to track
any of the finance data) without a separate written agreement with the
third-party licensor.

Financial notice. Microsoft isn't a broker/dealer or registered investment
adviser under United States federal securities law or securities laws of other
jurisdictions and doesn't advise individuals as to the advisability of investing
in, purchasing or selling securities or other financial products or services.
Nothing contained in the Services is an offer or solicitation to buy or sell any
security. Neither Microsoft nor its licensors of stock quotes or index data
endorse or recommend any particular financial products or services. Nothing in
the Services is intended to be professional advice, including without
limitation, investment or tax advice.

Notice about the H.264/AVC and VC-1 Video Standards. The software may include
H.264/AVC and/or VC-1 codec technology that is licensed by MPEG LA, L.L.C. This
technology is a format for data compression of video information. MPEG LA,
L.L.C. requires this notice:

THIS PRODUCT IS LICENSED UNDER THE H.264/AVC AND THE VC-1 PATENT PORTFOLIO
LICENCES FOR THE PERSONAL AND NON-COMMERCIAL USE OF A CONSUMER TO (A) ENCODE
VIDEO IN COMPLIANCE WITH THE STANDARDS (“VIDEO STANDARDS”) AND/OR (B) DECODE
H.264/AVC AND VC-1 VIDEO THAT WAS ENCODED BY A CONSUMER ENGAGED IN A PERSONAL
AND NON-COMMERCIAL ACTIVITY AND/OR WAS OBTAINED FROM A VIDEO PROVIDER LICENSED
TO PROVIDE SUCH VIDEO. NO LICENCE IS GRANTED OR SHALL BE IMPLIED FOR ANY OTHER
USE. ADDITIONAL INFORMATION MAY BE OBTAINED FROM MPEG LA, L.L.C. SEE THE MPEG LA
WEBSITE (https://www.mpegla.com).

For clarification purposes only, this notice does not limit or inhibit the use
of the software provided under these Terms for normal business uses that are
personal to that business which do not include (i) redistribution of the
software to third parties or (ii) creation of material with the VIDEO STANDARDS
compliant technologies for distribution to third parties.

Notice about the H.265/HEVC Video Standard. The software may include H.265/HEVC
coding technology. Access Advance LLC requires this notice:

IF INCLUDED, THE H.265/HEVC TECHNOLOGY IN THIS SOFTWARE IS COVERED BY ONE OR
MORE CLAIMS OF THE HEVC PATENTS LISTED AT: PATENTLIST.ACCESSADVANCE.COM.
DEPENDING ON HOW YOU OBTAINED THE SOFTWARE, THIS PRODUCT MAY BE LICENSED UNDER
THE HEVC ADVANCE PATENT PORTFOLIO.

If this software is installed on a Microsoft device, additional licensing
information can be found at: aka.ms/HEVCVirtualPatentMarking.

Full text
STANDARD APPLICATION LICENCE TERMSSTANDARD APPLICATION LICENCE
TERMSSTANDARDAPPLICATIONLICENSETERMS
Summary

STANDARD APPLICATION LICENCE TERMS
FOR APPLICATIONS OFFERED IN THE EUROPEAN ECONOMIC AREA

MICROSOFT STORE, MICROSOFT STORE ON WINDOWS AND MICROSOFT STORE ON XBOX

These licence terms are an agreement between you and the application publisher.
Please read them. They apply to the software applications you download from the
Microsoft Store, the Microsoft Store on Windows or the Microsoft Store on Xbox
(each of which is referred to in these licence terms as the "Store"), including
any updates or supplements for the application, unless the application comes
with separate terms, in which case those terms apply.

IF YOU DO NOT ACCEPT THESE TERMS, YOU HAVE NO RIGHT TO AND MUST NOT DOWNLOAD OR
USE THE APPLICATION.

The application publisher means the entity licensing the application to you, as
identified in the Store.

If you comply with these licence terms, you have the rights below.

 * 1. INSTALLATION AND USE RIGHTS. You may install and use the application on
   Windows devices or Xbox consoles as described in Microsoft's Usage Rules
   (https://go.microsoft.com/fwlink/p/?LinkId=723143). Microsoft reserves the
   right to modify Microsoft's Usage Rules
   (https://go.microsoft.com/fwlink/p/?LinkId=723143) at any time.
 * 2. INTERNET-BASED SERVICES.
   * a. Consent for Internet-based or wireless services. If the application
     connects to computer systems over the Internet, which may include via a
     wireless network, using the application operates as your consent to the
     transmission of standard device information (including but not limited to
     technical information about your device, system and application software
     and peripherals) for Internet-based or wireless services. If other terms
     are presented in connection with your use of the services accessed using
     the application, those terms also apply.
   * b. Misuse of Internet-based services. You may not use any Internet-based
     service in any way that you intentionally harm it or impair anyone else’s
     use of it or the wireless network. You may not use the service to try to
     gain unauthorised access to any service, data, account or network by any
     means.
 * 3. SCOPE OF LICENCE. The application is licensed, not sold. This agreement
   only gives you some rights to use the application. If Microsoft disables the
   ability to use the applications on your devices pursuant to your agreement
   with Microsoft, any associated licence rights will terminate. The application
   publisher reserves all other rights. Unless applicable law gives you more
   rights despite this limitation, you may use the application only as expressly
   permitted in this agreement. In doing so, you must comply with any technical
   limitations in the application that only allow you to use it in certain ways.
   You may not:
   * a. Work around any technical limitations in the application.
   * b. Reverse engineer, decompile or disassemble the application, except and
     only to the extent that it is expressly permitted by applicable copyright
     law provisions for computer programs.
   * c. Make more copies of the application than specified in this agreement or
     allowed by applicable law, despite this limitation.
   * d. Publish or otherwise make the application available for others to copy.
   * e. Rent, lease or lend the application.
   * f. Transfer the application or this agreement to any third party.
 * 4. DOCUMENTATION. If documentation is provided with the application, you may
   copy and use the documentation for personal reference purposes.
 * 5. TECHNOLOGY AND EXPORT RESTRICTIONS. The application may be subject to
   United States or international technology control or export laws and
   regulations. You must comply with all domestic and international export laws
   and regulations that apply to the technology used or supported by the
   application. These laws include restrictions on destinations, end users and
   end use. For information on Microsoft branded products, go to the Microsoft
   exporting website (https://go.microsoft.com/fwlink/?linkid=868967).
 * 6. SUPPORT SERVICES. Contact the application publisher to determine if any
   support services are available. Microsoft, your hardware manufacturer and
   your wireless carrier (unless one of them is the application publisher) are
   not responsible for providing support services for the application.
 * 7. ENTIRE AGREEMENT. This agreement, any applicable privacy policy, any
   additional terms that accompany the application and the terms for supplements
   and updates are the entire licence agreement between you and application
   publisher for the application.
 * 8. APPLICABLE LAW.
   * a. United States and Canada. If you acquired the application in the United
     States or Canada, the laws of the state or province where you live (or, if
     a business, where your principal place of business is located) govern the
     interpretation of these terms, claims for breach of them and all other
     claims (including consumer protection, unfair competition and tort claims),
     regardless of conflict of laws principles.
   * b. Outside the United States and Canada. If you acquired the application in
     any other country, the laws of that country apply.
 * 9. LEGAL EFFECT. This agreement describes certain legal rights. You may have
   other rights under the laws of your state or country. This agreement doesn’t
   change your rights under the laws of your state or country if the laws of
   your state or country don’t permit it to do so.
 * 10. DISCLAIMER OF WARRANTY. The application is licensed “as-is”, “with all
   faults” and “as available". The application publisher, on behalf of itself,
   Microsoft (if Microsoft isn’t the application publisher), wireless carriers
   over whose network the application is provided, and each of our respective
   affiliates, vendors, agents and suppliers (“Covered Parties”), give no
   additional contractual warranties, guarantees or conditions in relation to
   the application. You have all mandatory warranties foreseen by law, but we
   grant no other warranties. To the extent permitted under local laws, Covered
   Parties exclude any implied mandatory warranties, including those of
   merchantability, fitness for a particular purpose, safety, comfort and
   non-infringement.
 * 11. LIMITATION ON REMEDIES AND DAMAGES.
   * a. The application publisher shall not be liable for any user content or
     other third-party material, including links to third-party websites, and
     activities provided by users. Such content and activities are neither
     attributable to the application publisher nor do they represent the
     application publisher’s opinion.
   * b. The application publisher shall only be liable if material obligations
     of these licence terms have been violated.
   * c. The application publisher, its vicarious agents and/or its legal
     representatives shall not be liable for any unforeseeable damage and/or
     financial loss with respect to any indirect damage, including loss of
     profit, unless the application publisher, its vicarious agents and/or its
     legal representatives have at least acted with gross negligence or willful
     misconduct.
   * d. Any statutory no-fault liability of the application publisher,
     including, without limitation, liability under the product liability act
     and statutory liability for breach of warranty, shall remain unaffected by
     the limitation of liability. The same shall apply to liability of the
     application publisher, its vicarious agents and/or its legal representative
     in the event of fraud or their negligence resulting in personal injury or
     death.
   * e. No other contractual and legal claims besides those covered in
     subsections (a) to (e) of this section 11 may result from these application
     licence terms and/or the use of the application or services made available
     through the application.

Full text
Covered ServicesCovered Servicesserviceslist
Summary

The following products, apps and services are covered by the Microsoft Services
Agreement, but may not be available in your market.

 * Account.microsoft.com
 * Apps and services included with Microsoft 365 Basic
 * Apps and services included with Microsoft 365 consumer subscriptions
 * Apps and services included with Microsoft 365 Family
 * Apps and services included with Microsoft 365 Personal
 * Ask Cortana
 * Bing Apps
 * Bing Conversational Experiences
 * Bing Dictionary
 * Bing Image and News (iOS)
 * Bing Image Creator
 * Bing Maps
 * Bing Pages
 * Bing Rebates
 * Bing Search APIs/SDKs
 * Bing Search app
 * Bing Translator
 * Bing Webmaster
 * Bing.com
 * Bingplaces.com
 * Clipchamp
 * Collections
 * Cortana skills by Microsoft
 * Cortana
 * Default Homepage and New Tab Page on Microsoft Edge
 * Dev Center App
 * Device Health App
 * Dictate
 * education.minecraft.net
 * Face Swap
 * Feedback Intake Tool for Azure Maps (aka “Azure Maps Feedback”)
 * Forms.microsoft.com
 * forzamotorsport.net
 * Groove Music Pass
 * Groove
 * GroupMe
 * LineBack
 * Link to Windows
 * Maps App
 * Microsoft 365 Business Standard, Microsoft 365 Business Basic and Microsoft
   365 Apps*
   * *Until a commercial domain is established for use of these services, at
     which time separate Microsoft commercial terms will govern instead.
 * Microsoft 365 Consumer
 * Microsoft 365 Family
 * Microsoft 365 for the web
 * Microsoft 365 optional connected experiences
 * Microsoft 365 Personal
 * Microsoft Academic
 * Microsoft account
 * Microsoft Add-Ins for Skype
 * Microsoft Bots
 * Microsoft Collections
 * Microsoft Defender for individuals
 * Microsoft Educator Community
 * Microsoft Family
 * Microsoft Films & TV
 * Microsoft Health
 * Microsoft Launcher
 * Microsoft Loop
 * Microsoft Maths Solver
 * Microsoft Pay
 * Microsoft Pix
 * Microsoft Research Interactive Science
 * Microsoft Research Open Data
 * Microsoft Rewards
 * Microsoft Search in Bing
 * Microsoft Soundscape
 * Microsoft Start
 * Microsoft Support and Recovery Assistant for Office 365
 * Microsoft Sway
 * Microsoft Teams
 * Microsoft Translator
 * Microsoft Wallpaper
 * MileIQ
 * Minecraft games
 * Minecraft Realms Plus and Minecraft Realms
 * Mixer
 * MSN Dial Up
 * MSN Explorer
 * MSN Food & Drink
 * MSN Health & Fitness
 * MSN Money
 * MSN News
 * MSN Premium
 * MSN Sports
 * MSN Travel
 * MSN Weather
 * MSN.com
 * Next Lock Screen
 * Office Store
 * OneDrive.com
 * OneDrive
 * OneNote.com
 * Outlook.com
 * Paint 3D
 * Phone Link
 * Presentation Translator
 * rise4fun
 * Seeing AI
 * Send
 * Skype in the Classroom
 * Skype Manager
 * Skype.com
 * Skype
 * Smart Search
 * SMS Organiser App
 * Snip Insights
 * Spreadsheet Keyboard
 * Store
 * Sway.com
 * The free version of Microsoft 365
 * to-do.microsoft.com
 * Translator for Microsoft Edge
 * Translator Live
 * UrWeather
 * ux.microsoft.com
 * Video Breakdown
 * Visio Online
 * Web Translator
 * whiteboard.office.com
 * Windows games, apps and websites published by Microsoft
 * Windows Live Mail
 * Windows Live Writer
 * Windows Movie Maker
 * Windows Photo Gallery
 * Windows Store
 * Xbox Cloud Gaming
 * Xbox Game Pass
 * Xbox Game Studios games, apps and websites
 * Xbox Live Gold
 * Xbox Live
 * Xbox Music
 * Xbox Store

Full text
Affiliate Contracting Entities (For Paid Services Under Section 10(b))Affiliate
Contracting EntitiesAffiliateContractingEntities
Summary

There are no affiliate contracting entities at this time. Microsoft Ireland
Operations Limited is your contracting entity.

Full text

30 July 20230
Top of page
Your Privacy

Your Content

Code of Conduct

Using the Services & Support

Using Third-Party Apps and Services

Service Availability

Updates to the Services or Software and Changes to These Terms

Software Licence

Payment Terms

Contracting Entity, Choice of Law and Place to Resolve Disputes

Warranties

Limitation of Liability

Service-Specific Terms

Xbox

Store

Microsoft Family Features

Group Messaging

Skype, Microsoft Teams and GroupMe

Bing and MSN

Cortana

Microsoft Apps And Services

Health Bots

Digital Goods

Microsoft Storage

Microsoft Rewards

Azure

Microsoft Soundscape

Power Platform

Dynamics 365

AI Services

Miscellaneous

NOTICES

STANDARD APPLICATION LICENCE TERMS

Covered Services

Affiliate Contracting Entities



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