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Contact Us 866-889-9347

 * Debt Relief
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Debt repayment programs and information
 * Debt management plans
 * Credit card debt repayment
 * Credit counseling
 * Credit report reviews
 * Debt management plan: Average savings
 * Free online debt counseling

Consolidation without a loan
Debt Management Plans
Today is the day we conquer your debt. MMI can put you on the road to your
debt-free date. Let’s do it. Together.
Get started

Expert advice from HUD-certified counselors
 * Foreclosure prevention counseling
 * Rental eviction counseling
 * Homebuyer counseling
 * Reverse mortgage counseling
 * Online homebuyer courses

Featured Service
Foreclosure Counseling
Housing concerns are on the rise. If you need help, our HUD-certified counselors
are here for you.
Learn more

Specialty services from the counseling leader
 * Bankruptcy counseling
 * Student loan counseling
 * Disaster recovery counseling

Featured Service
Bankruptcy Counseling
Facing bankruptcy? You may have more options than you think. Our counselors can
help you find the best path forward.
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Free educational resources from our money experts
 * Blog Posts
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 * Online homebuyer courses
 * Education for Military Families

Featured Blog Post
What Beginners Should Know About Credit Cards
Used mindfully, credit cards open up all types of convenient doors, but if used
unwisely, they can also dig you into a financial hole.
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 * Debt Relief
   * Debt management plans
   * Credit card debt repayment
   * Credit counseling
   * Credit report reviews
   * Debt management plan: Average savings
   * Free online debt counseling
 * Housing Services
   * Foreclosure prevention counseling
   * Rental eviction counseling
   * Homebuyer counseling
   * Reverse mortgage counseling
   * Online homebuyer courses
 * Specialty Services
   * Bankruptcy counseling
   * Student loan counseling
   * Disaster recovery counseling
 * Financial Education
   * Blog Posts
   * Budget Guides
   * Podcast
   * Webinars
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   * Online homebuyer courses
   * Education for Military Families


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WHAT’S YOUR DEBT-FREE DATE? MMI CAN HELP YOU FIND IT.

A debt management plan from MMI can consolidate your debts and set you on the
path to financial freedom. And you can do it online.

Learn about our DMP
4.8 out of 5 stars: See what our clients are saying!


DEBT AND CREDIT SOLUTIONS

MMI was founded as a debt counseling agency. It’s who we are. We exist to help
good people out of bad debt and credit situations. Let us know where you need
help and we’ll do everything we can to help you conquer your challenge.

Debt management plans
See how this special form of debt consolidation can save you money - and why
it’s better than other solutions.
Let's go

Debt repayment options
You have choices when dealing with credit debt. We’ll help find the best one for
you.
Find a solution

Credit counseling
Sometimes balancing your income and expenses is easier said than done. We can
make it easier so it gets done.
Learn more

Credit report review
It’s hard to fix what you don’t understand. We do 1-on-1 credit reviews with
tips and advice for improvement.
Get help



REAL PEOPLE. REAL RESULTS.


OUR CLIENTS’ SUCCESS SPEAKS FOR ITSELF.

Play YouTube Video

Johnika Dreher

Description MMI debt management plan client, Johnika Dreher, is recognized with
the 2022 NFCC Brighter Financial Future Award. Upload Date 20230105T230442Z
Source Organization Image Thumbnail Running Time PT3H49M Caption Transcript
ContentURl /global/videos/johnika-dreher

When you work with MMI, you’re working toward a better financial situation and a
better life for yourself. The effects of this program can have major and lasting
impacts on your life. Listen to what it did for Johnika Dreher and her family.


Hear more stories


BIG HEART. BIG RESULTS.

Our mission is to help our clients overcome current and future challenges by
giving them the education, tools, and support they need to make it happen.
Judging by our results, you could say we’re succeeding.

Over 2.5 million people counseled


Repaid $10 billion in debt


Avg credit score increase 4 years after starting a DMP




HOUSING SOLUTIONS

Whether it’s staying in the home you have, buying a new one, or getting the
equity out of your home, MMI’s housing services can arm you with the knowledge
you need to make the best financial decisions possible.

Foreclosure prevention counseling
Understand your rights and options as a homeowner struggling with your mortgage.
Get started online.
Get advice

Eviction prevention counseling
Free guidance and resources for renters worried about a potential eviction. Help
is available online.
See how it works

Homebuyer counseling
There’s more to homeownership than paying a mortgage. We’ll help you make sure
you’re prepared.
Learn more

Reverse mortgage counseling
Planning to access the equity in your home? We can give you the knowledge you
need to proceed.
Get prepared



ADDITIONAL SERVICES FROM MMI

Whether it’s questions about filing for bankruptcy, managing student loan debts,
or recovering financially after a natural disaster, MMI is here to help you
navigate through these challenges and get the best possible outcome.

Bankruptcy counseling and education
We offer required certificate courses for consumers already in the
bankruptcy-filing process.
Tell me more

Student loan counseling
We analyze your loan and budget, then recommend the best repayment strategy for
you.
Read more

Natural disaster recovery counseling
Help is available for natural disaster survivors. We’ll show you how to find
available aid and get it.
Get guidance

 * Better Business Bureau
   MMI is proud to have achieved an A+ rating from the Better Business Bureau
   (BBB), a nonprofit organization focused on promoting and improving
   marketplace trust. The BBB investigates charges of fraud against both
   consumers and businesses, sets standards for truthfulness in advertising, and
   evaluates the trustworthiness of businesses and charities, providing a score
   from A+ (highest) to F (lowest).
 * Financial Counseling Association of America
   MMI is a proud member of the Financial Counseling Association of America
   (FCAA), a national association representing financial counseling companies
   that provide consumer credit counseling, housing counseling, student loan
   counseling, bankruptcy counseling, debt management, and various financial
   education services.
 * Trustpilot
   MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global,
   online consumer review platform dedicated to openness and transparency. Since
   2007, Trustpilot has received over 116 million customer reviews for nearly
   500,000 different websites and businesses. See what others are saying about
   the work we do.
 * Department of Housing and Urban Development
   MMI is certified by the U.S. Department of Housing and Urban Development
   (HUD) to provide consumer housing counseling. The mission of HUD is to create
   strong, sustainable, inclusive communities and quality affordable homes for
   all. HUD provides support services directly and through approved, local
   agencies like MMI.
 * Council On Accreditation
   MMI is proudly accredited by the Council on Accreditation (COA), an
   international, independent, nonprofit, human service accrediting
   organization. COA’s thorough, peer-reviewed accreditation process is designed
   to ensure that organizations like MMI are providing the highest standard of
   service and support for clients and employees alike.
 * National Foundation for Credit Counseling
   MMI is a longstanding member of the National Foundation for Credit
   Counseling® (NFCC®), the nation’s largest nonprofit financial counseling
   organization. Founded in 1951, the NFCC’s mission is to promote financially
   responsible behavior and help member organizations like MMI deliver the
   highest-quality financial education and counseling services.

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12603 Southwest Freeway, Suite 450, Stafford, TX 77477

Money Management International is a 501(c)(3) nonprofit organization.
We do not lend money.
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