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ACCOUNT

Manage budgets
Manage budgets
Teams can only spend what you put on their cards whilst you have full visibility
over what they’re spending it on.

Debit cards
Debit cards
Add money, pause or resume cards, all in a matter of clicks.

Expense management
Expense management
Take back control of your business expenses by giving your team Equals Money
cards to use around the world with great rates and low fees.

Prepaid expense cards
Prepaid expense cards
Take back control of your business expenses by giving your employees prepaid
Equals Money cards to use around the world with great rates and low fees.

International transfers
International transfers
Get great exchange rates for a range of payment solutions, with an expert
account manager by your side.

Xero
Xero
Manage your finances in real time with Xero accounting software.

Domestic transfers
Domestic transfers
Get access to the UK Faster Payment Scheme, allowing you to send immediate and
forward dated payments safely and securely to, or for, your clients.

Control spend
Control spend
Our expense management platform gives you complete control over what your team
is spending, allowing you to stay on top of budgets.

Individual cards
Individual cards
Stay on top of budgets and empower your team with physical and virtual cards, so
you can get back to business.

Shared cards
Shared cards
The online spending solution for your business. Stay on top of budgets and
empower your team with virtual cards, so you can get back to business.

White label
White label
Provide your clients with a simple, cost-effective way to make international
payments under your own brand.

Empower Spend
Empower Spend
Empower your team and get them to manage their cards through the Equals Money
mobile app, whilst staying in control over what your users can do.

Forward contracts
Forward contracts
Fix a current exchange rate for a payment or transaction up to 24 months in
advance to help mitigate the risk of currency fluctuations with a forward
contract from Equals Money.

API
API
Build integrations with our platform to help people securely get more out of
their data.

Credit card alternative
Credit card alternative
Unlike traditional company credit cards, Equals Money gives you complete
visibility on team spending with real-time data, allowing you to stay on top of
budgets and cash flow.

Fuel card solution
Fuel card solution
Simplify your teams’ fuel and mileage expenses with customisable spending
limits, receipt capture*, and an easy-to-use online platform.



CARDS

Manage budgets
Manage budgets
Teams can only spend what you put on their cards whilst you have full visibility
over what they’re spending it on.

Debit cards
Debit cards
Add money, pause or resume cards, all in a matter of clicks.

Expense management
Expense management
Take back control of your business expenses by giving your team Equals Money
cards to use around the world with great rates and low fees.

Prepaid expense cards
Prepaid expense cards
Take back control of your business expenses by giving your employees prepaid
Equals Money cards to use around the world with great rates and low fees.

International transfers
International transfers
Get great exchange rates for a range of payment solutions, with an expert
account manager by your side.

Xero
Xero
Manage your finances in real time with Xero accounting software.

Domestic transfers
Domestic transfers
Get access to the UK Faster Payment Scheme, allowing you to send immediate and
forward dated payments safely and securely to, or for, your clients.

Control spend
Control spend
Our expense management platform gives you complete control over what your team
is spending, allowing you to stay on top of budgets.

Individual cards
Individual cards
Stay on top of budgets and empower your team with physical and virtual cards, so
you can get back to business.

Shared cards
Shared cards
The online spending solution for your business. Stay on top of budgets and
empower your team with virtual cards, so you can get back to business.

White label
White label
Provide your clients with a simple, cost-effective way to make international
payments under your own brand.

Empower Spend
Empower Spend
Empower your team and get them to manage their cards through the Equals Money
mobile app, whilst staying in control over what your users can do.

Forward contracts
Forward contracts
Fix a current exchange rate for a payment or transaction up to 24 months in
advance to help mitigate the risk of currency fluctuations with a forward
contract from Equals Money.

API
API
Build integrations with our platform to help people securely get more out of
their data.

Credit card alternative
Credit card alternative
Unlike traditional company credit cards, Equals Money gives you complete
visibility on team spending with real-time data, allowing you to stay on top of
budgets and cash flow.

Fuel card solution
Fuel card solution
Simplify your teams’ fuel and mileage expenses with customisable spending
limits, receipt capture*, and an easy-to-use online platform.



PAYMENTS

Manage budgets
Manage budgets
Teams can only spend what you put on their cards whilst you have full visibility
over what they’re spending it on.

Debit cards
Debit cards
Add money, pause or resume cards, all in a matter of clicks.

Expense management
Expense management
Take back control of your business expenses by giving your team Equals Money
cards to use around the world with great rates and low fees.

Prepaid expense cards
Prepaid expense cards
Take back control of your business expenses by giving your employees prepaid
Equals Money cards to use around the world with great rates and low fees.

International transfers
International transfers
Get great exchange rates for a range of payment solutions, with an expert
account manager by your side.

Xero
Xero
Manage your finances in real time with Xero accounting software.

Domestic transfers
Domestic transfers
Get access to the UK Faster Payment Scheme, allowing you to send immediate and
forward dated payments safely and securely to, or for, your clients.

Control spend
Control spend
Our expense management platform gives you complete control over what your team
is spending, allowing you to stay on top of budgets.

Individual cards
Individual cards
Stay on top of budgets and empower your team with physical and virtual cards, so
you can get back to business.

Shared cards
Shared cards
The online spending solution for your business. Stay on top of budgets and
empower your team with virtual cards, so you can get back to business.

White label
White label
Provide your clients with a simple, cost-effective way to make international
payments under your own brand.

Empower Spend
Empower Spend
Empower your team and get them to manage their cards through the Equals Money
mobile app, whilst staying in control over what your users can do.

Forward contracts
Forward contracts
Fix a current exchange rate for a payment or transaction up to 24 months in
advance to help mitigate the risk of currency fluctuations with a forward
contract from Equals Money.

API
API
Build integrations with our platform to help people securely get more out of
their data.

Credit card alternative
Credit card alternative
Unlike traditional company credit cards, Equals Money gives you complete
visibility on team spending with real-time data, allowing you to stay on top of
budgets and cash flow.

Fuel card solution
Fuel card solution
Simplify your teams’ fuel and mileage expenses with customisable spending
limits, receipt capture*, and an easy-to-use online platform.



INTEGRATIONS

Manage budgets
Coming soon
Live
Beta
Manage budgets
Teams can only spend what you put on their cards whilst you have full visibility
over what they’re spending it on.

Debit cards
Coming soon
Live
Beta
Debit cards
Add money, pause or resume cards, all in a matter of clicks.

Expense management
Coming soon
Live
Beta
Expense management
Take back control of your business expenses by giving your team Equals Money
cards to use around the world with great rates and low fees.

Prepaid expense cards
Coming soon
Live
Beta
Prepaid expense cards
Take back control of your business expenses by giving your employees prepaid
Equals Money cards to use around the world with great rates and low fees.

International transfers
Coming soon
Live
Beta
International transfers
Get great exchange rates for a range of payment solutions, with an expert
account manager by your side.

Xero
Coming soon
Live
Beta
Xero
Manage your finances in real time with Xero accounting software.

Domestic transfers
Coming soon
Live
Beta
Domestic transfers
Get access to the UK Faster Payment Scheme, allowing you to send immediate and
forward dated payments safely and securely to, or for, your clients.

Control spend
Coming soon
Live
Beta
Control spend
Our expense management platform gives you complete control over what your team
is spending, allowing you to stay on top of budgets.

Individual cards
Coming soon
Live
Beta
Individual cards
Stay on top of budgets and empower your team with physical and virtual cards, so
you can get back to business.

Shared cards
Coming soon
Live
Beta
Shared cards
The online spending solution for your business. Stay on top of budgets and
empower your team with virtual cards, so you can get back to business.

White label
Coming soon
Live
Beta
White label
Provide your clients with a simple, cost-effective way to make international
payments under your own brand.

Empower Spend
Coming soon
Live
Beta
Empower Spend
Empower your team and get them to manage their cards through the Equals Money
mobile app, whilst staying in control over what your users can do.

Forward contracts
Coming soon
Live
Beta
Forward contracts
Fix a current exchange rate for a payment or transaction up to 24 months in
advance to help mitigate the risk of currency fluctuations with a forward
contract from Equals Money.

API
Coming soon
Live
Beta
API
Build integrations with our platform to help people securely get more out of
their data.

Credit card alternative
Coming soon
Live
Beta
Credit card alternative
Unlike traditional company credit cards, Equals Money gives you complete
visibility on team spending with real-time data, allowing you to stay on top of
budgets and cash flow.

Fuel card solution
Coming soon
Live
Beta
Fuel card solution
Simplify your teams’ fuel and mileage expenses with customisable spending
limits, receipt capture*, and an easy-to-use online platform.

Pricing
Enterprise
Industries


ABOUT

Why Equals Money


INDUSTRIES

Film and TV production
Health & Care
Hospitality
Manufacturing
Marine
Media agencies
Property
Travel
Wholesalers


ROLES

Procurement
Work with us


WORK WITH US

We’re a team of forward-thinkers, innovators and change-makers.


WORK WITH US

Life at Equals Group
Careers
Partnerships
Investors
Support


SUPPORT

We’re here to help you and your business make money simple.


SUPPORT

Contact us
FAQs
Blog
BusinessPersonal
Products

Account
Manage budgets
Expense management
Control spend
Empower Spend
Cards
Debit cards
Prepaid expense cards
Individual cards
Shared cards
Credit card alternative
Fuel card solution
Payments
International transfers
Domestic transfers
White label
Forward contracts
Integrations
Xero
Coming soon
API
Coming soon
PricingEnterprise
Why Equals Money

Why Equals Money
BENEFITS BY INDUSTRY
Manufacturing
Hospitality
Film and TV production
Wholesalers
Health and care
Marine
Media agencies
Property
Work with us

Life at Equals Group
Careers
Partnerships
Investors
Support

Contact us
FAQs
Blog
Developer portal

Developer portal
API docs
Getting started
Sign in
Get started
Sign in
Get started




EQUALS MONEY


MONEY MOVEMENT MADE SIMPLE

Get started


EXPENSE MANAGEMENT

Take back control of your business expenses by giving your team Equals Money
cards to use around the world and monitor spend in real time.


Find out more


INTERNATIONAL PAYMENTS

We’re tried and trusted, helping our customers manage and move over £10 billion
around the world since we started in 2005.


Our payments service


ENTERPRISE

With a deep understanding of your industry, dedicated service, and a flexible
product offering, Enterprise fits your unique requirements.

Learn more



EQUALS MONEY


OUR PLATFORM

Multi-currency accounts
International and domestic payments
Business expense cards
Custom user permissions and Shared Balances
Integrations (including Xero)
Find out more
Create my account


How we keep your money safe
We hold your funds in specially designated, safeguarded bank accounts, which
keep your funds separated from our other assets. This means your funds are
protected, however the Equals Money account does not fall under the Financial
Services Compensation Scheme. Please see FAQs for more information.


We’re already helping over 15,000 companies of all shapes and sizes streamline
their business finances




COMPANY CARDS

Empower your teams to spend around the world, wherever they’re working, while
you stay in control of balances and permissions.


COMPLETE CONTROL

Set permissions based on team roles, manage balances and order cards for new
staff, all in a matter of clicks.


WORLDWIDE SPENDING

Cards can be used in over 190 countries at 35 million locations, so your team
can spend securely wherever they’re needed.


FAIR WITH FEES

Save on the fees that come with using credit cards overseas and wave goodbye to
discovering hidden charges when working through expenses.


CASHBACK REWARDS

Your team can earn up to 3.5% cashback at major UK retailers that will
automatically be credited to your business’s account.

Get started
Find out more



INTERNATIONAL PAYMENTS

Make global business payments to suppliers, partners, staff and clients using
some of the best exchange rates available.

Multi-currency IBAN

You’ll have your own unique International Bank Account Number to receive
payments in over 40 currencies for rapid, convenient payments.

100+ currencies

Open your business up to the world and choose from a wide range of global
currencies, including exotics, for your overseas payments.

Flexible to your needs

Choose from a variety of payment options so you can secure great rates, whether
you’re looking to send the money now or later.

Online payments 24/7

Deal with different time zones and send payments when it suits you or your
beneficiaries schedules with around the clock access.

Get started
Find out more


DOMESTIC PAYMENTS

Settle all your UK-based payments in no time, whether it’s a one-off or grouping
together regular transactions.

Payments made faster

As participants of the UK’s Faster Payments Scheme, we can give our customers
access to payments with real-time settlement.

Read more about our permissions in FAQs

Bulk payments

Process thousands of payments every month, making the likes of payroll a breeze
and giving your staff immediate access to salaries.

Around the clock

All your payments will be automatically processed as soon as we receive them,
24-hours per day.

Simple and secure

Our error-free, automated processing removes the need for human intervention
whilst offering a safe and secure way to make payments.

Register interest



VIRTUAL CARDS

Give your team instant access to digital cards that can hold up to 21 currencies
and cover the costs of online subscriptions, software, and more.

Budgets

Generate and activate new virtual cards with specific use cases for regular
business expenses.

Individual

As the name suggests, an individual card can be assigned to a specific team
member who can use it for online purchases.

Device

Payments can be made by your team through phones or smart watches to help with
spending on the move.

Keeping it green

Not only do virtual cards offer convenience, they also eliminate the need for
the production of traditional plastic cards.


BALANCES AND MONEY MANAGEMENT

Coming soon

Separate funds and manage them by project, location, department or people,
giving you ultimate control across all business spending.

Multi-currency Balances

Each of your Balances can hold over 40 currencies at a time and money can be
moved instantly between them.

Custom access

Assign different levels of access and decide who can access each Balance as well
as how they can use it - whether it’s for cards, payments to beneficiaries, or
both.

Endless possibilities

You can create as many Balances as your business needs and even create one
budget within another, so you can keep tabs on specific projects.

Unique account details

We’ll issue you your own unique IBAN, enabling you to accept third party
payments in over 40 currencies.




ALREADY TRUSTED BY THOUSANDS

Don’t just take our word for it, hear from some of the 10,000+ businesses that
already work with us and how they have benefited from our great rates and
award-winning service.



GREAT CUSTOMER SERVICE. A DEDICATED ACCOUNT MANAGER. THE EXPENSE MANAGEMENT
SYSTEM WORKS WELL FOR GLOBAL TEAM. MY STAFF IN THE UK AND BENIN GET THE SAME
SERVICE. BUSINESS TRANSACTIONS ARE DONE AS IT SHOULD BE SEAMLESS AND WITHOUT
DELAYS.
ALL OUR INQUIRIES ARE ANSWERED VERY QUICKLY. IT IS A GREAT COST EFFECTIVE SYSTEM
FOR SMES.

EQUALS MONEY CUSTOMER

 

I CAN’T SPEAK HIGHLY ENOUGH OF THIS NEW SERVICE.
THE CUSTOMER SERVICE WAS EXCELLENT WHEN I EXCHANGED TO EUROS TO BUY A PROPERTY,
AND NOW I ONLY NEED SMALLER AMOUNTS, THE ONLINE EXCHANGE IS PERFECT AND VERY
EASY TO USE.
IT FEELS 100% SECURE TOO. AND THE COMPETITIVE EXCHANGE RATES MEAN I WILL ALWAYS
USE THIS SERVICE.
WELL DONE EQUALS MONEY AND THANK YOU TO ADAM COBBOLD FOR THE ASSISTANCE YOU GAVE
ME TO GET STARTED.

EQUALS MONEY CUSTOMER

 

EQUALS IS THE MOST HELPFUL EXCHANGE SITE I HAVE EVER USED. SOMETIMES I HAVE HAD
SECURITY PROBLEMS WITH FUND TRANSFERS AND THEY HAVE ASSISTED AT ALL TIMES,
EQUALS RATES HAVE ALWAYS BEEN GOOD AND WHEN I HAVE ASKED FOR A RATE HIGHER THAN
I WAS QUOTED MY SENIOR DEALER HAS ACTUALLY COME BACK AND GIVEN A RATE MORE THAN
I REQUESTED. IT IS A VERY NICE SURPRISE AND ONE IN THESE DAYS I NEVER EXPECT. AS
I ALWAYS SAY TO ALL PEOPLE I MEET ACTIONS SPEAK LOUDER THAN WORDS SO THIS SAYS
TO ME A LOT ABOUT THIS COMPANY. ADDITIONALLY I WOULD ADD THAT ALL MY TRANSFERS
HAVE BEEN TROUBLE FREE AND EXECUTED WITH SPEED AND EFFICIENCY AND THERE HAVE
BEEN SEVERAL SIX FIGURE MOVEMENTS. GOOD SERVICE EQUALS.

EQUALS MONEY CUSTOMER

 





GREAT CUSTOMER SERVICE. A DEDICATED ACCOUNT MANAGER. THE EXPENSE MANAGEMENT
SYSTEM WORKS WELL FOR GLOBAL TEAM. MY STAFF IN THE UK AND BENIN GET THE SAME
SERVICE. BUSINESS TRANSACTIONS ARE DONE AS IT SHOULD BE SEAMLESS AND WITHOUT
DELAYS.
ALL OUR INQUIRIES ARE ANSWERED VERY QUICKLY. IT IS A GREAT COST EFFECTIVE SYSTEM
FOR SMES.

EQUALS MONEY CUSTOMER

 

I CAN’T SPEAK HIGHLY ENOUGH OF THIS NEW SERVICE.
THE CUSTOMER SERVICE WAS EXCELLENT WHEN I EXCHANGED TO EUROS TO BUY A PROPERTY,
AND NOW I ONLY NEED SMALLER AMOUNTS, THE ONLINE EXCHANGE IS PERFECT AND VERY
EASY TO USE.
IT FEELS 100% SECURE TOO. AND THE COMPETITIVE EXCHANGE RATES MEAN I WILL ALWAYS
USE THIS SERVICE.
WELL DONE EQUALS MONEY AND THANK YOU TO ADAM COBBOLD FOR THE ASSISTANCE YOU GAVE
ME TO GET STARTED.

EQUALS MONEY CUSTOMER

 

EQUALS IS THE MOST HELPFUL EXCHANGE SITE I HAVE EVER USED. SOMETIMES I HAVE HAD
SECURITY PROBLEMS WITH FUND TRANSFERS AND THEY HAVE ASSISTED AT ALL TIMES,
EQUALS RATES HAVE ALWAYS BEEN GOOD AND WHEN I HAVE ASKED FOR A RATE HIGHER THAN
I WAS QUOTED MY SENIOR DEALER HAS ACTUALLY COME BACK AND GIVEN A RATE MORE THAN
I REQUESTED. IT IS A VERY NICE SURPRISE AND ONE IN THESE DAYS I NEVER EXPECT. AS
I ALWAYS SAY TO ALL PEOPLE I MEET ACTIONS SPEAK LOUDER THAN WORDS SO THIS SAYS
TO ME A LOT ABOUT THIS COMPANY. ADDITIONALLY I WOULD ADD THAT ALL MY TRANSFERS
HAVE BEEN TROUBLE FREE AND EXECUTED WITH SPEED AND EFFICIENCY AND THERE HAVE
BEEN SEVERAL SIX FIGURE MOVEMENTS. GOOD SERVICE EQUALS.

EQUALS MONEY CUSTOMER

 


OUR LATEST READS

Read our Chief Market Strategist’s daily market report or jump into longer reads
covering the likes of business finances, money management and customer case
studies, not to mention a look behind the scenes here at Equals Money.
Product


EQUALS MONEY: WE MAKE MONEY MANAGEMENT SIMPLE


Learn more about how the Equals Money account can help your business with money
management. Find out about our cards, payments, and the account platform.

Read more

Product


PRODUCT UPDATES: WHAT'S OUT NOW, NEXT, AND LATER

Check in here to see all the new and upcoming changes to Equals Money products.
These changes are coming now, coming next, and coming later on.

Read more

Case Studies


MAKING CASHLESS EXPENSES A REALITY FOR CAFFÈ NERO

Equals Money helped Caffé Nero go cashless with their expenses at the start of
the pandemic, and our platform and cards continue to help them stay on top of
spending.

Read more

Business Finance


THE FIVE COMMON PAIN POINTS OF RUNNING AN SME

Read here to learn about the five most common pain points when it comes to
running an SME and how to manage them.

Read more

Products
International paymentsExpense managementFaster paymentsBroker platformShared
cardsPersonal
Industries
Film and TV productionHealth & CareHospitalityManufacturingMarineMedia
AgenciesWholesalers
About
Why Equals MoneyLife at Equals GroupBlogCareersInvestorsPartnerships
Support
FAQsContactService statusDeveloper portal
Terms & conditionsPrivacy policyCookie policyModern slavery statementComplaints

Equals Money PLC is registered in England & Wales No. 05539698. Equals Money PLC
is part of Equals Group PLC (Registered in England & Wales No. 08922461).
Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V
3BJ. Equals Money PLC is authorised by the Financial Conduct Authority to
provide payment services (FCA No. 488396). Equals Money Cards are issued by
Equals Money International Limited pursuant to license by Mastercard
International Inc. Equals Money International Limited is authorised by the
Financial Conduct Authority to conduct electronic money service activities under
the Electronic Money Regulations 2011 (Ref: 900493). Equals Spend Cards are
issued by Valitor Limited pursuant to licence by Mastercard International Inc.
Valitor Limited is authorised by the Financial Conduct Authority to conduct
electronic money service activities under the Electronic Money Regulations 2011
(Ref: 900688). Mastercard is a registered trademark, and the circles design is a
trademark of Mastercard International Incorporated.
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