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Text Content

Home
Our Offerings


PAYMENT SCHEMES

Certification Managment Platforms for you Payment Schemes

Know More


PRODUCTS


TECTO®

EMV L3TG compliant terminal testing tool


TROPO

Card Personalisation validation tool


LITHOS

Test platform for terminal, host, and network


STRATOS®

Advanced API testing platform


RIGEL®

Ready-to-certify Level 2 kernel


MANTLE

Level 2 contact and contactless testing platform


MERCHANT TEST CARDS

Terminal test cards for debugging & User Acceptance Testing (UAT)


TSEC EDITOR®

Platform to create and edit TSEC files for L3TG migration

View All


SERVICES


DPAS E2E CERTIFICATION

Accredited D-PAS End-to-End certification provider


DISCOVER CONSULTING

Accredited Discover consulting services provider


VISA CVES

Recognized Visa Chip Vendor Enabled Service provider


OUTSOURCED PRODUCT DEVELOPMENT

Address all stages of product lifecycle


TEST TOOL DEVELOPMENT

Test tools development for the entire payment ecosystem


CONSULTING

EMV migration consulting across payments & transit

View All


SOLUTIONS


ACQUIRERS / PROCESSORS

Pre-certification and faster scheme certification


ISSUERS

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TERMINAL VENDORS

Level 2 kernels and Level 3 certification


MOBILE PAYMENT APPS

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Dui.

View All
Resources


BLOGS


CASE STUDIES


VIDEOS


NEWS


EBOOKS

About Us


WHO WE ARE


COUNT ON US


WORKING WITH US


CAREERS


LIFE AT PAYHUDDLE

Contact Us




YOUR TRUSTED PARTNER IN PAYMENT TESTING, CERTIFICATION, AND PRODUCT DEVELOPMENT


Whether you’re an acquirer, terminal vendor, processor, issuer, payment scheme,
or FinTech, we’ve got you covered.

With Payhuddle, testing, certification, and development just got a whole lot
easier. 


Learn more
Slide 2 of 3.




Our Network Partners



Association Memberships



OUR OFFERINGS


SAY GOODBYE TO COMPLEX TESTING PROCESSES WITH OUR OFFERINGS!


QUALIFIED TERMINAL TESTING TOOLS (LEVEL 3) AND KERNEL TESTING TOOLS (LEVEL 2).

It streamlines your testing and certification, ensuring secure and reliable
payment transactions

Go to Products


LEVEL 2 EMV CONTACT AND SCHEME-SPECIFIC CONTACTLESS KERNELS.

The Level 2 EMV contact and scheme-specific contactless kernels are ready to be
certified
‍

Go to Payment Schemes


CARD PERSONALISATION AND VALIDATION TOOL FOR ISSUERS ACROSS PAYMENT SCHEMES.

We help acquirers and processors with terminal integration validation and
certification, ensuring compliance with payment scheme requirements
‍

Go to Acquirers and Processors


API TEST PLATFORM COMPLIANT WITH VARIOUS STANDARDS.

We help you address the dynamic needs of your customers with new product
development, adding additional functionality, testing, and maintaining your
products

Go to Outsourced Product Development


ACQUIRER, ISSUER, AND NETWORK SIMULATORS.

The simulators can be used for debugging, pre-certification, and certification
testing.

Go to Outsourced Product Development


WE OFFER CONSULTING TO ACQUIRERS, ISSUERS, TERMINAL VENDORS, AND PAYMENT
SCHEMES!


LEVEL 2 KERNEL DEPLOYMENT AND CERTIFICATION


LEVEL 3 TERMINAL CERTIFICATION


CARD PERSONALIZATION AND VALIDATION


SPECIFICATION WRITING, REVIEW, AND IMPLEMENTATION.


CERTIFICATION BOARD SETUP


CERTIFICATION TEST CASES WRITING, REVIEW AND TESTING

OUR OFFERINGS


WE OFFER PRODUCT DEVELOPMENT SERVICES TO PAYMENT SCHEMES AND FINTECH.


NEW PRODUCT DEVELOPMENT


PRODUCT ENHANCEMENT


PRODUCT INTEGRATIONS

Learn more

WHY PAYHUDDLE?


TRUSTED BY OVER 125 CUSTOMERS

Join a community of satisfied customers who rely on us to test their acceptance
and issuing infrastructure and devices, build customised payment solutions, and
speed up time-to-market.


CLOUD-BASED

All our solutions are cloud-based, making using and integrating with other
systems in the payment ecosystem easier. We offer our solutions as a service.

🌳


OUR GROWING PRESENCE

125+ customers use our solutions in 50+ countries spanning North America, South
America, Asia-Pacific, Europe, and the Middle East.


PATENTED SOLUTIONS

Patented solutions in the testing and certification space, making it the
preferred choice for leading financial entities.

OUR OFFERINGS


WE OFFER A WIDE ARRAY OF SOLUTIONS FOR YOUR TRANSACTION CHALLENGES


ADDRESS LEVEL 2 AND
LEVEL 3 NEEDS OF THE
PAYMENT ECOSYSTEM

Ready-to-certify Level 2 kernels; Level 2 contact and contactless kernel testing
tool; Level 3 terminal integration testing and certification tool; host
simulator for acquirers, issuers, network, and terminals; and physical test
cards
‍

Go to Products


DELIVER VALUE TO VENDORS,
BANKS, AND DEVELOPMENT COMMUNITY WITH YOUR CERTIFICATION PROCESS

We help payment schemes in defining, operationalising, managing, and setting up
of certification management platform
‍
‍

Go to Payment Schemes


ENABLING THE ACQUIRERS
AND PROCESSORS TO ROLL-OUT PRODUCTS FASTER

We help acquirers and processors with terminal integration validation and
certification, ensuring compliance with payment scheme requirements
‍

Go to Acquirers and Processors


FOCUS ON TRANSACTIONS
AND OUTSOURCE THE PRODUCT LIFECYCLE SERVICES

We help you address the dynamic needs of your customers with new product
development, adding additional functionality, testing, and maintaining your
products

Go to Outsourced Product Development

CREDIBILITY


WHAT MAKES US CREDIBLE TO DELIVER YOU THE BEST POSSIBLE SOLUTIONS


DISCOVER APPROVED D-PAS E2E CERTIFICATION PROVIDER

Formal approval services to ensure the quality of implementation of contact and
contactless terminals supporting Discover Network, Diners Club International,
and PULSE


VISA APPROVED CVES SERVICE PROVIDER

Simplify the Visa terminal certification. Perform mandatory L3 testing,
analysis, and submission of reports to Visa using Chip Compliance Reporting Tool
(CCRT)


EMVCO, DISCOVER, MASTERCARD, VISA, AMEX, JCB, UNIONPAY, AND RUPAY APPROVED EMV
LEVEL 3 TEST TOOL PROVIDER

Level 3 testing of contact and contactless terminals for Visa ADVT, CDET;
MasterCard MTIP; Discover D-PAS, UnionPay Contact IC card and QuickPass; Amex
Quick Chip, AFD & U.S. Multi-Network Debit EMV Testing, and RuPay Domestic &
International cards POS & ATM.


DISCOVER APPROVED D-PAS GLOBAL CONSULTING SERVICE PROVIDER

Provide consulting and guidance on D-PAS end-to-end testing for Discover
Network, Diners Club International, and PULSE

TESTIMONIALS


CUSTOMERS AND BRANDS LOVE USING OUR PRODUCTS AND SERVICES


EXCELLENT SUPPORT

We hereby would like to let you know of the excellent support Payhuddle’s team
provided during the whole certification process. We completed the ATM and POS
certifications for Visa. We achieved this certification in significantly less
time due to Payhuddle’s coordination with switch and terminal vendors. We look
forward to working with Payhuddle in our future projects.
‍
‍

Pranab Dabadi, CEO, Nepal Electronic Payment Systems Ltd.


EXPERT SOLUTIONS

It is our pleasure to say that the expertise Payhuddle showed during the
certification project was remarkable. We highly admire the commitment, positive
attitude, and enthusiasm that you showed towards project activities, which is
highly appreciated by our management and the teams that coordinated with you. We
take this opportunity to thank Payhuddle for the support extended by you during
difficult times. Your continuous support helped us achieve our targets.

Hareendra Leelasena, Card Center, People’s Bank


HASSLE FREE TRAINING AND SUPPORT

We were looking to have our e-POS terminals certified with all major card
networks like MasterCard, Visa, RuPay, and DINERS to accept our transactions. We
approached Payhuddle and we bought their Level 3 certification testing tool to
test including RuPay - mATM. It allowed us to do everything, including testing,
analysis, and submission for a Letter of Approval with the Card networks.
Training and Support well-received to hassle-free work on projects. We have been
working with Payhuddle since 2017. We are delighted to be working with
Payhuddle, and we look forward to many more years of association.

Siva, Product Manager, Payswiff





CONTACT US


CONNECT WITH US TO DISCOVER MORE

We will not spam you with thousands of emails or calls. One of our experts will
reach out to you and schedule a time to talk.

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Phone:
‍+91 80 43943434
Email:
info@payhuddle.com


Regd. Office Address

427/ 14, First and Second Floor,
9th Main, 5th Block,
Jayanagar,
Bangalore - 560041.

Locate us on Google Maps
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