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AB Licence #: 354845
BC Licence #: 84559
BC Licence #: 84740


THE FINANCIAL FLEXIBILITY YOU HAVE BEEN LOOKING FOR.

Personal Lines of Credit from $1,000 to $10,000 with rates as low as 19.9%5

Apply Now


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Submit Your Application

Getting started is simple and the application is completely online.


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Get Approved1

Request a credit limit, securely verify your information, and review and sign
your agreement.


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Request a Draw Online

Request a draw online and, if you’re approved, funds may be deposited into your
bank account the same business day2.


WHY SHOULD YOU CHOOSE FORA?



1

Easy and 100% Online

Whether you’re on-the-go or in the comfort of your home, you can apply online
anytime.

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2

Flexibility

A Line of Credit from Fora offers the flexibility in a credit product you have
been looking for. Draw from your available credit as needed3.

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3

No Additional Fees

There are no origination fees, annual fees, draw fees or late fees on your Line
of Credit from Fora. You only pay interest on what you draw, not your entire
credit limit.

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PEACE OF MIND WITH THE FORA PAYMENT PROTECTION PLAN

A little bit of peace of mind can go a long way when it comes to your line of
credit payments. That’s why we offer the Fora Payment Protection Plan – optional
insurance to help safeguard against some of life’s unexpected hurdles that may
come your way6.

Learn more


WE AIM FOR CREDIT INCLUSIVITY

At Fora, we understand that emergencies happen and you may need some financial
support. Our goal is to provide credit when you need it1.

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Breeze through the online application process in minutes.
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No additional fees; no origination fees, no annual fees, no late fees.
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Fast funding – as early as the same business day2.
Apply Now



GOT QUESTIONS? WE CAN ANSWER THEM.

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What is a personal Line of Credit from Fora?expand_more
A personal Line of Credit from Fora is an open-end credit product that allows
you to make draws, repay and redraw as needed, from your available credit3. If
approved, you can access funds up to a specific credit limit.
What are the minimum eligibility requirements for a Line of Credit from
Fora?expand_more
 * Be a Canadian citizen or permanent resident with a valid government-issued
   identification;
 * Be a resident of and legal age of majority in the following
   provinces/territories:
   * Alberta
   * British Columbia
   * New Brunswick
   * Nova Scotia
   * Ontario
   * Saskatchewan
 * Have an open and active personal bank account;
 * Have a consistent source of income;
 * Receive income through direct deposit; and
 * Have a valid contact number and an active email address.

How do I access my available credit?expand_more
Log into your online account, click “Request a Draw” and enter the amount that
you would like to draw3. If you are experiencing difficulties accessing your
account, Contact us during our regular business hours.



FORA IS PROUDLY CANADIAN

Fora is proud to offer the flexibility of a Line of Credit and serve Canadians
from different parts of the country. Currently, we are serving residents of
Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan
but additional provinces will be operational soon. Check back often to see if a
Line of Credit from Fora is available in your area.



AT FORA, CREDIT INCLUSION IS IMPORTANT TO US.

Apply Now

1 Not all applications are approved. Duration of approval process may vary.
Credit limits may vary and are subject to verification criteria.

2 If approved, any requested funds will typically be deposited into your bank
account the same business day; timing of funding may vary. The date and time the
funds are made available to you by your bank are subject to your bank’s
policies. For specific funding cut-off times, click here.

3 You can request a draw at any time, so long as you have available credit, your
account is in good standing, and you otherwise meet any criteria required to
request draws from your account.

4 The exact impact of your Fora account activity to your credit score is unknown
as your credit score is influenced by numerous contributing factors.

5 Actual rates may vary from 19.9% to 46.9% and are subject to eligibility,
underwriting and creditworthiness.

6 The Fora Payment Protection Plan includes coverage against Involuntary
Unemployment, Disability, Critical Illness and Death and Dismemberment. For full
details regarding coverage, please review the Certificate of Insurance.


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 * How it Works
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Resources
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 * Legal

 * --------------------------------------------------------------------------------

 * Payment Protection Plan
 * Personal Line of Credit
 * Online Loans
 * Personal Loans

Contact Us

 

1-888-899-FORA

PO Box 17071, Toronto,
RPO Yonge-King, ON M5E 1Y2

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