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Money Lion
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MAKE BETTER MONEY DECISIONS

Take advantage of cutting-edge financial products, top-notch guidance, and a
community of MoneyLions making their best money decisions.

App Store

Google Play

Trustpilot




Get Quick Cash

Borrow

Bank

Build Credit

Invest

Save

Never Overpay

Instacash


GET PAID ANY DAY.

Get a cash advance up to $500

No interest, no credit check, no mandatory fees

Available in minutes for a variable fee

Get Paid Early


Personal Loans


PERSONAL LOAN OFFERS1 UP TO $100,000

Get personal loan offers in minutes

Compare loan offers without affecting your credit score2

Multiple loan offers make it easy to choose the best offer for you

See Loan Offers


RoarMoney Mobile Banking


BANKING YOUR WAY

Get paid up to 2 days early3

Earn cashback on spending4

Access your money when and where you want

MoneyLion is a financial technology company, not a bank. RoarMoneySM is powered
by Pathward®, N.A., Member FDIC.

Bank Your Way


Credit Builder Plus Membership


HALF OUR MEMBERS RAISE THEIR SCORE BY UP TO 27+ POINTS WITHIN 60 DAYS5

Grow credit by paying off a small loan - no hard credit check6

Unlock savings after building credit

Track your score over time

Build My Credit


Managed Investing


INVEST LIKE THE RICH

Start with as little as $17

Fully managed portfolios tailored to your risk level

Auto Invest, Round Ups and Auto Rebalancing features

Invest In Your Future


High-Yield Savings


EARN UP TO 5.25% APY*

Compare and choose from top high-yield savings accounts

FDIC/NCUA insured up to $250K

No monthly fees on most accounts

*as of November 2023

Save Now


Moneylion wow


JOIN THE NEVER OVERPAY CLUBSM

Get cashback on loans, credit building tools and more

Access to MoneyLion’s financial products with added benefits

Exclusive weekly giveaways and member deals

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PRODUCTS


CUTTING-EDGE PRODUCTS NOW ACCESSIBLE TO ALL

From mobile banking with rewards, interest-free cash advances, automated
investing, and credit-building tools to a comprehensive marketplace of
personalized offers, we design financial products that are accessible to all.

View All Products
GUIDANCE


EASY AND ENGAGING CONTENT FOR EVERY MONEY DECISION8

From tips and tricks provided by our network of creators to financial
calculators, product comparisons, and money quizzes, we offer tailored solutions
for every money question.

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COMMUNITY


THRIVE ALONGSIDE OTHER MONEYLIONS

Get 24/7 support, tips, and Instacash Peer Boosts9 from your peers through
in-app conversations and discussion forums.

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GUIDANCE WITHIN REACH

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BACK TO SCHOOL


THE ULTIMATE MONEY-SAVING BACK-TO-SCHOOL GUIDE

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YOUR DAILY DOSE OF MARKET NEWS

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SUBSCRIBE TO OUR DAILY NEWSLETTER FOR THE TLDR FINANCIAL UPDATES.


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RATED "EXCELLENT" ON APPLE
AS OF 12.01.2023

108K

4.7/5

RATED "EXCELLENT" ON GOOGLE PLAY
AS OF 12.01.2023

104K

4.5/5

RATED "EXCELLENT" ON TRUSTPILOT
AS OF 12.01.2023

28K

4.6/5



WHAT PEOPLE SAY10

 * They have something great here!!!! MoneyLion is without a doubt the best all
   around for savings [tips], building credit, earning extra cash, and somehow
   make it fun along the way!
   $WARMERSHANNON855 MONEYLION APP
   8/26/23
 * I love this app. I have learned so much. The investment and savings [offers]
   portion has been absolutely amazing and so helpful. Thank you MoneyLion.
   $ROSYNICOLE119 MONEYLION APP
   8/26/23
 * This is the most helpful app I've ever had to borrow funds and help build
   credit with rewards in the end of the journey. Love it!
   TYPEEZY APP STORE
   6/02/23

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MoneyLion NMLS ID 1237506
© 2013 - 2024, MoneyLion Inc. All Rights Reserved.
COMPANY
 * About us
 * Careers
 * MoneyLife
 * Calculators
 * Investors

SUPPORT
 * Contact us
 * FAQs
 * Term of Service
 * Privacy Policy
 * Do Not Sell or Share My Personal Information
 * GLBA Privacy Notice
 * Licensing
 * Acessibility
 * RoarMoney Customer Center

CONTACT
 * 24 hours a day
 * 7 days a week
 * 1-844-224-0087
 * customercare@moneylion.com

 1.  MoneyLion does not provide, nor does it guarantee, any third-party product,
     service, information, or recommendation. The third parties providing these
     products or services are solely responsible for them, as well as all other
     content on their websites. MoneyLion is not liable for any third party’s
     failure with regard to those advertised products, services, and benefits.
     These advertised products and services may not be FDIC insured or
     bank-guaranteed, and may be subject to a different privacy policy than
     MoneyLion’s. You should check individual offers, products, and services to
     become familiar with any applicable restrictions or conditions that may
     apply.
 2.  With your authorization, a soft credit pull may be conducted to facilitate
     the offer process, but it will not affect your credit score. If after
     receiving your offer(s) you choose to apply for a loan directly with a
     lender, the lender may conduct a hard credit pull that can affect your
     credit score.
 3.  With direct deposit. Faster and easier access to funds is based on
     comparison of traditional banking policies and deposit of paper checks
     versus deposits made electronically and the additional methods available to
     access funds via a card as opposed to a paper check.
 4.  Shake ‘N’ Bank and other Rewards are subject to terms and conditions, see
     here.

 5.  Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit
     Builder Plus loans and other exclusive services. A soft credit pull will be
     conducted which has no impact to your credit score. Credit Builder Plus
     loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99%
     APR, are made by either exempt or state-licensed subsidiaries of MoneyLion
     Inc., and require a loan payment in addition to the membership payment. The
     Credit Builder Plus loan may, at lender’s discretion, require a portion of
     the loan proceeds to be deposited into a reserve account maintained by ML
     Wealth LLC and held by Drivewealth LLC, member SIPC and FINRA. The funds in
     this account will be placed into money market and/or cash sweep vehicles,
     and may generate interest at prevailing market rates. You will not be able
     to access the portion of your loan proceeds held in the credit reserve
     account until you have paid off your loan. If you default on your loan,
     your credit reserve account may be liquidated by the lender to partially or
     fully satisfy your outstanding indebtedness. May not be available in all
     states.
     
     Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee •
     Investments May Lose Value. For important information and disclaimers
     relating to the MoneyLion Credit Reserve Account, see Investment Account
     FAQs and FORM ADV.
     
     Credit score improvement is not guaranteed. A soft credit pull will be
     conducted that has no impact to your credit score. Credit scores are
     independently determined by credit bureaus. Data was sourced from credit
     score data from over 147,500 Credit Builder Plus members with an active
     loan between January 1, 2020, and March 15, 2023. Credit score improvement
     is not guaranteed. Credit scores are independently determined by credit
     bureaus. MoneyLion is not a Credit Services Organization. Credit Builder
     Plus is an optional service offered by MoneyLion.

 6.  When you apply for CreditBuilder Plus, we will perform a soft credit pull
     to review certain financial information. This soft inquiry has no impact to
     your credit score and may or may not be recorded in your credit reports
     depending on the bureau. This is unlike a hard credit pull which affects
     your credit score and can appear on your credit report for two (2) years.
 7.  $1 minimum transfer amount from your RoarMoneySM demand deposit account to
     your MoneyLion Managed Investment Account. $5 minimum transfer amount from
     any external account to your MoneyLion Managed Investment Account. No
     minimum account balance required.
 8.  The influencer, creator and other content provided by MoneyLion (“Content”)
     is for informational and entertainment purposes only and should not be
     construed as legal, tax, investment, financial, or other advice. All
     Content is intended to be of a general nature, does not address the
     circumstances of any particular individual or entity, and may not
     constitute a comprehensive or complete statement of the matters discussed.
     MoneyLion is not a fiduciary by virtue of any person’s use of or reliance
     on the Content. You should consult an appropriate professional if you
     require any legal, tax, investment, financial or other advice.
 9.  Instacash® is an optional service offered by MoneyLion. The $5 Instacash
     Boost will increase your Instacash advance limit for the calendar month in
     which it is received and can only be utilized by users with a maintained
     Instacash eligibility. The $5 Instacash Boost can only be used once. You
     may only receive one Boost from up to 5 friends per month. Instacash is an
     optional service offered by MoneyLion. Your available Instacash Advance
     limit will be displayed to you in the MoneyLion mobile app and may change
     from time to time. Your limit will be based on your direct deposits,
     account transaction history, and other factors as determined by MoneyLion.
     See Instacash Terms and Conditions for more information and eligibility
     requirements.
 10. Reviews may be edited to correct grammar or typing errors or shortened if
     the entire review did not seem relevant for the general public.  Reviews
     are from real MoneyLion users and may not reflect the typical MoneyLion
     user experience and not intended to represent or guarantee that anyone will
     achieve the same or similar results or outcomes.
 11. MoneyLion WOW Membership unlocks access to exclusive offers and services.
     Membership costs $9.99/month billed monthly, $54.90 for a six-month term,
     and $99.99 for an annual term. Members on six-month or annual terms who
     cancel within the first month will receive a refund for unused months.
     Membership will auto-renew until canceled. Cancel anytime in the app. View
     your Membership Agreement for full terms and conditions. Some services may
     not be available in all states.
 12. Data based on MoneyLion WOW members between December 1, 2023, and April 25,
     2024.
 13. MoneyLion is a financial technology company, not a bank. RoarMoneySM demand
     deposit account is provided by, and MoneyLion Debit Mastercard:registered:
     issued by, Pathward:registered:, National Association, Member FDIC.
     RoarMoney is a service mark of MoneyLion. Mastercard and the circles design
     are registered trademarks of Mastercard International Incorporated. Funds
     are FDIC insured, subject to applicable limitations and restrictions, when
     we receive the funds deposited to your account.



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