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   comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de
   cuenta y divulgaciones, así como cambios en términos o cargos o cualquier
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   Please be advised that future verbal and written communications from the bank
   may be in English only. These communications may include, but are not limited
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CITI

CITI® / AADVANTAGE® PLATINUM SELECT®


Earn 50,000 AAdvantage® bonus miles

after $2,500 in purchases within the first 3 months of account opening. Apply
Today!

Learn Moreafter $2,500 in purchases within the first 3 months of account
opening. Apply Today! Additional Informationafter $2,500 in purchases within the
first 3 months of account opening. Apply Today!

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ADDITIONAL INFORMATION - CITI® / AADVANTAGE® PLATINUM SELECT® WORLD ELITE
MASTERCARD®


OFFER AVAILABILITY

American Airlines AAdvantage® bonus miles are not available if you have received
a new account bonus for a Citi® / AAdvantage® Platinum Select® account in the
past 48 months.The card offer referenced in this communication is only available
to individuals who reside in the United States and its territories, excluding
Puerto Rico and U.S. Virgin Islands.


AADVANTAGE® BONUS MILES

Balance transfers, cash advances, checks that access your credit card account,
items and services returned for credit, unauthorized charges, interest and
account fees, traveler's checks, purchases of foreign currency, money orders,
wire transfers (and similar cash-like transactions), lottery tickets, and gaming
chips (and similar betting transactions) are not purchases. American Airlines
AAdvantage® bonus miles typically will appear as a bonus in your AAdvantage®
account 8-10 weeks after you have met the purchase requirements. AAdvantage®
miles may be earned on purchases made by primary credit cardmembers and
Authorized Users. Purchases must post to your account during the promotional
period. Many merchants will wait for a purchase to ship before they post the
purchase to your account. AAdvantage® miles earned will be posted to the primary
credit cardmember's AAdvantage® account.


1 AADVANTAGE® MILE PER $1

AAdvantage® miles are earned on purchases, except balance transfers, cash
advances, checks that access your credit card account, items and services
returned for credit, unauthorized charges, interest and account fees, traveler's
checks, purchases of foreign currency, money orders, wire transfers (and similar
cash-like transactions), lottery tickets, and gaming chips (and similar betting
transactions). AAdvantage® miles may be earned on purchases made by primary
credit cardmembers and Authorized Users. AAdvantage® miles earned will be posted
to the primary credit cardmember's AAdvantage® account in 8-10 weeks.


2X AADVANTAGE® MILES ON AMERICAN AIRLINES PURCHASES

Earn 1 AAdvantage® base mile and 1 AAdvantage® bonus mile, for a total of 2
AAdvantage® miles on eligible American Airlines purchases. Eligible American
Airlines purchases are items billed by American Airlines as merchant of record
booked through American Airlines channels (aa.com, American Airlines
reservations, American Airlines Admirals Club®, American Airlines Vacations and
American Airlines airport and city ticket counters). Products or services that
do not qualify are car rentals and hotel reservations, purchase of AAdvantage®
status boost or renewal, and AA Cargo™ products and services. AAdvantage® miles
earned will be posted to the primary credit cardmember's AAdvantage® account in
8-10 weeks.


2X AADVANTAGE® MILES AT RESTAURANTS AND GAS STATIONS

Earn 1 AAdvantage® base mile and 1 AAdvantage® bonus mile, for a total of 2
AAdvantage® miles for each $1 spent on purchases at restaurants (including
cafes, bars, lounges, and fast food restaurants) and at gas stations. Food and
beverage purchases made at the American Airlines Admirals Club® will awarded 2
AAdvantage® miles for each $1 spent as part of the Double AAdvantage® miles on
American Airlines Purchases benefit.


CERTAIN NON-QUALIFYING PURCHASES

Restaurant purchases not eligible to receive double AAdvantage® miles include,
but are not limited to, supercenters, warehouse clubs, discount stores,
restaurants / cafes inside department stores, bowling alleys, public and private
golf courses, country clubs, convenience stores, movie theaters, caterers, and
meal kit delivery services. Gas station purchases not eligible to receive double
AAdvantage® miles include, but are not limited to, purchases made at warehouse
clubs that do not code gas station purchases under a gas station code, discount
stores, department stores, and convenience stores.


MERCHANT CLASSIFICATION FOR REWARDS CATEGORIES

Merchants are assigned a merchant category code ("MCC"), which is determined in
accordance with Visa/Mastercard/American Express procedures based on the kinds
of products and services the merchants primarily sell. Citi does not control the
assignment of these codes and are not responsible for the codes used by
merchants. When you use your card to make a purchase, Citi is provided an MCC
for that purchase. Citi groups similar merchant codes into categories for
purposes of making rewards offers. Sometimes you may expect a purchase to fit
within a rewards category, but if the code assigned to the merchant wasn't
grouped into that category as recognized by Citi, your purchase will not qualify
for additional AAdvantage® miles. [For example, you won't earn additional
AAdvantage® miles for purchases at a restaurant located within a retailer if the
restaurant is assigned a "retailer" code instead of a "restaurant" code.] Please
also note – purchases made through mobile/wireless technology may not earn
additional AAdvantage® miles depending on how the technology is set up to
process the purchase.

Citi reserves the right to determine which purchases qualify for this offer.
AAdvantage® miles may be earned on purchases made by primary credit cardmembers
and Authorized User. Balance transfers, cash advances, checks that access your
credit card account, items and services returned for credit, unauthorized
charges, interest and account fees, traveler's checks, purchases of foreign
currency, money orders, wire transfers (and similar cash-like transactions),
lottery tickets, and gaming chips (and similar betting transactions) do not earn
AAdvantage® miles. AAdvantage® miles earned will be posted to the primary credit
cardmember's AAdvantage® account in 8-10 weeks.


1 LOYALTY POINT PER ELIGIBLE AADVANTAGE® MILE

1 Loyalty Point accrues for every eligible AAdvantage® mile earned on purchases,
excluding balance transfers, cash advances, checks that access your credit card
account, items and services returned for credit, unauthorized charges, interest
and account fees, traveler's checks, purchases of foreign currency, money
orders, wire transfers (and similar cash-like transactions), lottery tickets,
and gaming chips (and similar betting transactions). Eligible AAdvantage® miles
include the AAdvantage® base miles earned on purchases, and do not include any
AAdvantage® bonus miles or accelerators. Loyalty Points may be earned on
AAdvantage® miles on purchases made by primary credit cardmembers and Authorized
Users. Loyalty Points earned will be posted to the primary credit cardmember's
AAdvantage® account in 8-10 weeks.


PREFERRED BOARDING

For benefit to apply, the Citi® / AAdvantage® account must be open 7 days prior
to air travel, and reservation must include the primary credit cardmember's
American Airlines AAdvantage® number 7 days prior to air travel. If your credit
card account is closed for any reason, this benefit will be cancelled. This
benefit will not be available for travel on codeshare flights booked with an
American Airlines flight number but operated by another airline. Up to four (4)
companions traveling with and listed in the same reservation as the Citi® /
AAdvantage® primary credit cardmember are eligible to board at the same time as
the primary credit cardmember. Applicable terms and conditions are subject to
change without notice.

Eligible credit cardmembers will board after Priority boarding is complete, but
before the rest of economy boarding. The boarding benefit will display on your
American Airlines boarding pass as Group 5. This benefit applies on flights
marketed and operated by American Airlines, or on flights marketed by American
Airlines and operated as American Eagle® flights by Envoy Air Inc., Republic
Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines,
Inc., or Piedmont Airlines, Inc.


FIRST CHECKED BAG FREE

For benefit to apply, the Citi® / AAdvantage® account must be open 7 days prior
to air travel, and reservation must include the primary credit cardmember's
American Airlines AAdvantage® number 7 days prior to air travel. If your credit
card account is closed for any reason, these benefits will be cancelled.

Eligible Citi® / AAdvantage® primary credit cardmembers may check one bag free
of charge when traveling on domestic itineraries marketed and operated by
American Airlines, or on itineraries marketed by American Airlines and operated
as American Eagle® flights by Envoy Air Inc., Republic Airways Inc., SkyWest
Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont
Airlines, Inc. All flights on the itinerary must be domestic flights marketed by
American Airlines and operated by American Airlines or American Eagle. This
benefit will not be available for travel on codeshare flights booked with an
American Airlines flight number but operated by another airline. For the Citi® /
AAdvantage® credit card, up to four (4) companions traveling with the eligible
primary credit cardmember will also get their first checked bag free of charge
if they are listed in the same reservation. Waiver does not apply to overweight
or oversized bags. This benefit cannot be combined with any existing AAdvantage®
program benefits, or with First or Business class benefits, including any waiver
of baggage charges. Please see aa.com/baggage for baggage weight and size
restrictions. Applicable terms and conditions are subject to change without
notice.


25% SAVINGS ON ELIGIBLE INFLIGHT PURCHASES

Citi® / AAdvantage® credit cardmembers will receive a 25% savings on inflight
purchases of food and beverages on flights operated by American Airlines when
purchased with their Citi® / AAdvantage® card. Savings do not apply to any other
inflight purchases, such as wireless internet access. This benefit applies to
domestic flights marketed and operated by American Airlines or on domestic
flights marketed by American Airlines and operated by Envoy Air Inc., Republic
Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, Inc., PSA
Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on
codeshare flights booked with an American Airlines flight number but operated by
another airline. Offer is available on eligible flights as long as supplies
last. Savings will appear as a statement credit 8-10 weeks after the transaction
is posted to the credit cardmember's card account. Applicable terms and
conditions are subject to change without notice.


$125 AMERICAN AIRLINES FLIGHT DISCOUNT

Earn a $125 American Airlines Flight Discount certificate (the "Flight
Discount") after you spend $20,000 or more in purchases that post to your Citi®
/ AAdvantage® Platinum Select® credit card billing statement during your credit
cardmembership year (every 12 months from the billing cycle after your
anniversary month through the billing cycle of your next anniversary month).
With the exception of special account status or circumstances (e.g. Military
relief programs), the anniversary month will coincide with the month in which
the annual fee is billed. To receive the Flight Discount, your account must be
open for one full billing cycle after your anniversary month. For your first
year of credit cardmembership, purchases qualify as of the date of your account
opening. The Flight Discount expires one year from date of issue of the
certificate. The Flight Discount is redeemable toward the initial ticket
purchase of air travel only on flights marketed or operated by American Airlines
or American Airlines codeshare flights for itineraries originating in the U.S.,
Puerto Rico, or U.S. Virgin Islands, and sold in US Dollars. The Flight Discount
is redeemable online at aa.com, or by calling American Airlines Reservations. A
reservations services fee may apply for travel booked through American Airlines
Reservations. The Flight Discount is redeemable only toward the purchase of the
base airfare and directly associated taxes, fees and charges that are collected
as part of the fare calculation for travel. The Flight Discount cannot be used
to pay the taxes and charges on mileage redemption tickets where only taxes and
fees are being collected. The Flight Discount may not be used for flight
products and/or services that are sold separately or non-flight products and/or
services sold by American Airlines. If the ticket price is greater than the
value of the Flight Discount, the difference must be paid only with a credit,
debit or charge card, or with American Airlines Gift Cards. Any unused balance
can be applied towards eligible future travel until the stated expiration date.
If travel booked with the Flight Discount is cancelled or changed by the credit
cardmember, the Flight Discount will be forfeited and the credit cardmember will
be responsible for any applicable fare difference and the applicable change fee.
The Flight Discount will not be replaced for any reason. The Flight Discount is
non-refundable, may not be sold and has no cash redemption value. After
qualification, please allow 8-12 weeks for delivery of the Flight Discount.


NO MILEAGE CAP

There is no maximum number of American Airlines AAdvantage® miles that you can
accumulate through your Citi® / AAdvantage® credit card account.

If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as
determined by Citi in its sole discretion, Citi reserves the right to take
action against you and your credit card account. This may include, without
limitation and without prior notice, declining your credit card account
application, stopping you from earning American Airlines AAdvantage® miles for
purchases made with your card, suspending or closing your Citi® / AAdvantage®
card account, and advising American Airlines of such activity. Citi may also
take legal action against you to recover monetary losses, including litigation
costs and damages. Examples of activities that may trigger such actions include,
but are not limited to, the following: (1) application for a card account in an
attempt to take advantage of a bonus offer that was not intended for you or for
which you are not eligible per the terms of the offer; (2) repeated cancellation
or conversion of your Citi card accounts within one year after account opening
or conversion; (3) returns of purchases you made to satisfy all or a substantial
portion of the purchase requirements for a bonus offer or excessive returns of
purchases for which you have earned AAdvantage® miles or (4) using your account
other than for personal, family, or household purposes.

The Card Account is only available if you have an open AAdvantage® program
membership in your name. Citi reserves the right to cancel your Card Account if
you or American Airlines terminates or deactivates your AAdvantage® program
membership.

American Airlines reserves the right to change the AAdvantage® program and its
terms and conditions at any time with or without notice, and to end the
AAdvantage® program with six months' notice. Any such changes may affect your
ability to use AAdvantage® Rewards and Benefits that you have already
accumulated. American Airlines is not responsible for products or services
offered by other participating companies. All third-party provider terms and
conditions apply. For more information on miles and Loyalty Points, visit
aa.com/loyaltypoints. For complete details about the AAdvantage® program, visit
aa.com/aadvantage. For the AAdvantage® terms and conditions, visit
aa.com/aadvantageterms.

Travel booked on American Airlines may be American Eagle® service, operated by
Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin
Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.

American Airlines, American Eagle, AAdvantage®, AAdvantage Million Miler™,
AAdvantage Business™, Flagship, Admirals Club, AAdvantage Executive Platinum®,
AAdvantage Platinum Pro®, AAdvantage Platinum®, AAdvantage Gold®, AAdvantage®
MileUp®, the Flight Symbol logo and the Tail Design are marks of American
Airlines, Inc.

Citibank is not responsible for products or services offered by other companies.
Cardmember program terms are subject to change.

oneworld® is a registered trademark of oneworld Alliance, LLC.

Mastercard, World Elite and the circles design are registered trademarks of
Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a
trademark owned by and used with permission of EMVCo, LLC.




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OPEN. DEPOSIT. EARN $300.

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