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CHASE MORTGAGE BENEFITS REALLY ADD UP

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GUARANTEED ON-TIME CLOSING OR GET $5,000

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GET UP TO $5,000 WHEN YOU BUY A HOME

HomeStory will reward you with up to $5,000 , when you buy or sell a home with
the Chase Agent Express program.

GET UP TO $7,500 WITH THE CHASE HOMEBUYER GRANT℠

See if you qualify for our exclusive Chase Homebuyer Grant.

$2,000 CHASE VA PURCHASE CLOSING BENEFIT

When you buy a home using the VA loan program at Chase, you're eligible for a
credit to use toward your closing costs.,

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This offer is only available when you select "Get started" and complete your
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HELPFUL TOOLS BOTH BEFORE AND AFTER YOUR LOAN CLOSES

CHASE HOMEBUYER ADVANTAGE℠ WITH LOCK AND SHOP MAKES IT EASIER TO GET YOUR NEXT
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With rates changing daily, get more control when you lock in the rate you want.
There are no upfront fees, plus you get a float-down option — all with a
conditional letter of approval to show sellers you’re a serious buyer.

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online educational resources to help with home search, choosing the right loan,
preparing to close and what to expect afterward.

Start your journey

ALL THINGS HOME. ALL IN ONE PLACE.

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in-depth view of your Chase mortgage to see how you can own your home sooner,
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We’ve got all the tools you need to help you make the right decisions.

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Use your annual income and expenses or maximum mortgage payment amounts to
estimate the home price you can afford.

Find out now

MORTGAGE CALCULATOR

Use our calculator for a detailed breakdown of your monthly home loan costs. It
works for mortgages and refinancing, too.

Calculate now

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Get an estimated market value for any home. Find out how much your dream home or
current home is worth, or see how improvements may affect your home's value.

Estimate now

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Find out how much you could be saving by making extra mortgage payments. Plus
see how many months you can shave off your mortgage.

Continue to see how much you can save

Get $1,000 offer

GET A $1,000 CREDIT FOOTNOTE12(OPENS OVERLAY) AT CLOSING ON A NEW HOME OR
REFINANCE FOOTNOTE13(OPENS OVERLAY)

Apply here

* Overview selected
* Combine and save
* Get offer
* Choose Chase
* Calculators and resources

CHASE MORTGAGE BENEFITS REALLY ADD UP

Combine our $1,000 credit with our other offers and discounts to save even more,
if you qualify.

GUARANTEED ON-TIME CLOSING OR GET $5,000

The Chase Closing Guarantee will give you peace of mind. 99% of our customers
experience an on-time closing. We guarantee you will too, or we'll give you
$5,000, if you qualify. Footnote1(Opens Overlay)

GET UP TO $5,000 WHEN YOU BUY A HOME

HomeStory will reward you with up to $5,000 Footnote2(Opens Overlay) ,
Footnote3(Opens Overlay) when you buy or sell a home with the Chase Agent
Express program.

GET UP TO $7,500 WITH THE CHASE HOMEBUYER GRANT℠

See if you qualify for our exclusive Chase Homebuyer Grant. Footnote4(Opens
Overlay)

$2,000 CHASE VA PURCHASE CLOSING BENEFIT

When you buy a home using the VA loan program at Chase, you're eligible for a
credit to use toward your closing costs. Footnote5(Opens
Overlay), Footnote6(Opens Overlay)

TAKE ADVANTAGE OF YOUR EXCLUSIVE $1,000 OFFER

This offer is only available when you select "Get started" and complete your
application through a site we've customized for you.

GIVE US A CALL IF YOU HAVE ANY QUESTIONS

866-289-7351

READY TO APPLY? START ONLINE

Get started

HELPFUL TOOLS BOTH BEFORE AND AFTER YOUR LOAN CLOSES

CHASE HOMEBUYER ADVANTAGE℠ WITH LOCK AND SHOP MAKES IT EASIER TO GET YOUR NEXT
HOME

With rates changing daily, get more control when you lock in the rate you want.
There are no upfront fees, plus you get a float-down option Footnote7(Opens
Overlay) — all with a conditional letter Footnote8(Opens Overlay) of approval to
show sellers you’re a serious buyer.

Learn more about Homebuyer Advantage

EVERYTHING YOU NEED ON YOUR HOMEBUYING JOURNEY

Start your journey

ALL THINGS HOME. ALL IN ONE PLACE.

Learn more about Chase MyHome

MORTGAGE CALCULATORS AND RESOURCES FOOTNOTE11(OPENS OVERLAY)

We’ve got all the tools you need to help you make the right decisions.

AFFORDABILITY CALCULATOR

Use your annual income and expenses or maximum mortgage payment amounts to
estimate the home price you can afford.

Find out now

MORTGAGE CALCULATOR

Use our calculator for a detailed breakdown of your monthly home loan costs. It
works for mortgages and refinancing, too.

Calculate now

HOME VALUE ESTIMATOR

Get an estimated market value for any home. Find out how much your dream home or
current home is worth, or see how improvements may affect your home's value.

Estimate now

EXTRA PAYMENTS CALCULATOR

Find out how much you could be saving by making extra mortgage payments. Plus
see how many months you can shave off your mortgage.

Continue to see how much you can save

Get $1,000 offer
Close
Footnote 1

Chase Closing Guarantee Eligibility: These requirements must be met: (1) Apply
for a first lien purchase home loan with Chase; and (2) Provide a complete
application package, which includes all requested supporting documentation and
signed disclosures, and a fully-executed purchase contract with all pages. (3)
Conventional Loans: Closing date must be at least 21 calendar days after receipt
of a complete application package, except for a cooperative project (co-op)
which requires 60 calendar days. For any new construction property that receives
an initial appraisal subject to repairs/completion, a final inspection is
required. Chase guarantees closing within 3 business days of receipt of a
satisfactory final inspection. (4) FHA/VA loans: Closing date must be at least
30 calendar days after receipt of a complete application package. When an FHA/VA
final inspection is required for new construction or specific home repairs,
Chase guarantees closing within 5 business days from receipt of a satisfactory
final inspection or satisfactory proof of final repairs. If property is a condo,
the condo must be FHA or VA (as applicable) approved at the time of submission
of the home loan application.

Product Exclusions: Refinances, transactions involving Consolidation, Extension
and Modification Agreements (CEMAs) or loan amounts $2 million or greater.

Ineligibility: The Chase Closing Guarantee does not apply if the following
occur: Customer- or Seller-initiates changes (1) to the original closing date
documented in the purchase contract; or (2) within 10 calendar days of closing
that impact loan amount, product type, contract terms, interest rate or initial
rate locks. The Chase Closing Guarantee also does not apply if delays occur as a
result of (1) completion of new construction, improvements or repairs being made
to the subject property; (2) Failure by the customer or seller to meet contract
terms and requirements, including seller-related delays; (3) Force majeure
events, including weather or a natural disaster; (4) Third parties other than
Chase-required service providers; or (5) Customer’s failure to respond to Chase
requests in a timely manner (e.g. within 2 business days). Additionally, the
Chase Closing Guarantee does not apply for transactions in which a direct
personal, financial or business relationship exists among any of the parties to
the transaction (non-arm’s length transactions). Chase reserves the right to
amend, terminate or withdraw the Chase Closing Guarantee at any time without
prior notice.

Closing guarantees and other awards (“awards”) transferred to you under the
terms of the program will be considered by Chase a discount of underwriting fees
paid at mortgage closing. Any awards transferred at or outside closing in excess
of the value of the underwriting fees may be considered miscellaneous income and
may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S
(Foreign Person’s U.S. Source Income Subject to Withholding) to you and the IRS
for the year in which you participate and receive the awards. You are
responsible for any tax liability related to participating in the program.
Please consult your personal tax advisor for questions about the impact to your
personal income tax returns.

Footnote 2

Chase Agent Express is offered by JPMorgan Chase Bank, N.A. (Chase) and
HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real
Estate Services is not affiliated with Chase, and Chase is not responsible for
the real estate services and rewards program provided by HomeStory Real Estate
Services. Obtaining a mortgage from Chase is optional and not required to
participate. The borrower may arrange for financing with any lender.

Footnote 3

Qualifying for the reward requires using a real estate agent that participates
in HomeStory's broker-to-broker agreement to complete the real estate buy and/or
sell transaction. You retain the right to negotiate buyer and/or seller
representation agreements. Upon successful close of the transaction, the real
estate agent pays a referral fee to HomeStory Real Estate Services. All agents
have been independently vetted by HomeStory to meet performance expectations
required to participate in the program. If you are currently working with a real
estate agent, this is not a solicitation. A reward is not available where
prohibited by state law, including Alaska, Iowa, Louisiana, and Missouri. A
reduced agent commission may be available for sellers in lieu of the reward in
Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the
agent upon enrollment. No reward will be available for buyers in Mississippi,
Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of
the reward in New Jersey and must be discussed with the agent upon enrollment
and included in a Buyer Agency Agreement with Rebate Provision. Rewards in
Kansas and Tennessee are required to be delivered by gift card. In Kansas the
reward is set to $1,000 regardless of the sale price of the property.

HomeStory will issue the reward using the payment option you select and the
reward will be sent to you within 45 days of HomeStory Real Estate Services
receipt of settlement statements and any other documentation reasonably required
to calculate the applicable reward amount. Real estate agent fees and
commissions still apply. Short sale transactions do not qualify for the reward.
Depending on state regulations highlighted above, reward amount is based on
purchase price of the home purchased and/or sold, see below table for details.
Employer-sponsored relocations may preclude participation in the reward program
offering. Chase is not responsible for the reward. The reward is valid for 18
months from the date of enrollment. After 18 months, you must re-enroll to be
eligible for a reward. Offer subject to change or cancellation without notice.

Reward Tier Amounts:

If you buy and sell a home with a Chase Agent Express agents, you will receive a
reward for each transaction (buy and sell) subject to state restrictions:

* If the Home Purchase Price is between $0 and $499,999, then the Customer
Reward Amount is $1,000.
* If the Home Purchase Price is between $500,000 and $1,199,999, then the
Customer Reward Amount is $2,500.
* If the Home Purchase Price is $1,200,000 or above, then the Customer Reward
Amount is $5,000.

Footnote 4

The Chase Homebuyer Grant is available on primary residence purchases
only. You may be eligible for either $2,500 or $5,000 or $7,500 in savings when
applying for a DreaMaker℠, Standard Agency, FHA and VA home purchase mortgage
loan product and where applicable census tract requirements are met. Income
limits and homebuyer education may apply on a DreaMaker mortgage. The Chase
Homebuyer Grant funds will be applied at purchase loan closing first to points
on the loan, if any, then to Chase fees, then to non-Chase fees or down payment.
Grant funds may not be used for the down payment on an FHA purchase loan. Speak
with a Chase Home Lending Advisor for more information on the savings, including
the location eligibility.

The Homebuyer Grant may be considered miscellaneous income and may be reportable
on Form 1099- MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s
U.S. Source Income Subject to Withholding) to you and the IRS, for the year in
which they are awarded. We encourage you to consult with a personal tax advisor
for questions about the impact to personal income tax returns.

Footnote 5

The Chase VA Loan Purchase Closing Cost Benefit will be applied at closing first
to points on the loan, if any, then to Chase fees, then to non-Chase fees.
Closing cost benefit may not be used for the down payment and any remaining
funds will be applied as a principal reduction. The benefit is available only on
primary residence purchase loans and is not available for any refinance loans.

The Chase VA Loan Purchase Closing Cost Benefit may be considered miscellaneous
income and may be reportable on Form 1099-MISC (Miscellaneous Information) or
Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) to the
customer and the IRS, for the year in which they are awarded. We encourage
customers to consult with a personal tax advisor for questions about the impact
to personal income tax returns.

Footnote 6

Veterans, Servicemembers, and members of the National Guard or Reserve may be
eligible for a loan guaranteed by the U.S. Department of Veterans Affairs (VA).
A Certificate of Eligibility (COE) from the VA is required to document
eligibility. Restrictions and limitations apply.

Footnote 7

The Lock and Shop program will lock interest rates for up to 90 days on the
purchase of a primary residence. The Lock and Shop program is only available
with Homebuyer Advantage. Property address must be identified within 60 days
after the lock date, or the loan's pricing will return to the current market
rate with the option to lock again. A one-time rate float down option is
available after the property address is identified. The float down option is
valid for 30 days and may not exceed the original lock expiration date. If the
residence type changes to a second home or investment property, the rate float
down option will no longer be available. Rate extensions are available after the
property is identified and fees may apply.

Footnote 8

A conditional approval issued through the Chase Homebuyer Advantage Program is
based on a comprehensive underwriting review of your credit, income, and assets,
and is valid for a designated period of time to extend a home purchase loan up
to a specified amount. The issuance of a conditional approval letter is not a
loan commitment or a guarantee for loan approval, but is subject only to the
following conditions: (i) the identification of a suitable property; (ii) no new
information materially changes about your financial condition or
creditworthiness prior to closing; and (iii) conditions typically connected to a
home loan application that are not related to your financial condition or
creditworthiness. Conditional approvals are for consumers searching for
properties and are not available on all products. Contact a Home Lending Advisor
for details.

Footnote 9

Property search is provided by HouseCanary, Inc. (HouseCanary), a licensed real
estate brokerage. HouseCanary, powered by ComeHome, is not affiliated with
JPMorgan Chase, N.A. (Chase). ComeHome is provided to you as a courtesy. Chase
is not responsible for the real estate services and the search results provided
by ComeHome.

Footnote 10

Restrictions and limitations apply to the access of Chase MyHome.

Footnote 11

Tools and calculators are provided as a courtesy to help you estimate your
mortgage needs. Results shown are estimates only. Speak with a Chase Home
Lending Advisor for more specific information. Message and data rates may apply
from your service provider.

Footnote 12

The closing cost rebate will be applied automatically at closing. The employee
is responsible for the remaining closing costs. This offer may not be combined
with any other promotional offer or rebate except the Chase Closing Guarantee.
This offer is available only to those employed by one of our Corporate Partners,
is not transferable, and is not available if the customer applies through a
Chase branch. Employees will receive an email with a link to apply, and can only
apply through that email. Other online applications will not be eligible for the
closing cost rebate. The value of this offer may be considered miscellaneous
income and may be reportable for tax purposes to you and the IRS. Consult your
personal tax advisor for questions about the impact to personal income tax
returns. This offer is subject to change at any time without prior notice.

Footnote 13

Important Notice to Servicemembers and Their Dependents: A refinance may not be
advantageous to you if you are currently eligible for benefits provided by the
Servicemembers Civil Relief Act (SCRA). If you are an SCRA-eligible customer and
have questions about the SCRA or about refinancing, please discuss with your
Home Lending Advisor.

The amount you save on a refinanced mortgage may vary by loan. If a refinanced
mortgage has a longer term than remains on your current loan, you will incur
additional interest charges for the extended term.

All home lending products except IRRRL (Interest Rate Reduction Refinance
Loan) are subject to credit and property approval. Rates, program terms and
conditions are subject to change without notice. Not all products are available
in all states or for all amounts. Other restrictions and limitations apply.

Home lending products provided by JPMorgan Chase Bank, N.A.

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CHASE HOME LENDING

We offer a variety of mortgages for buying a new home or refinancing your
existing one. New to homebuying? Our Learning Center provides easy-to-use
mortgage calculators, educational articles and more. Our ultimate guide for
first-time homebuyers gives an overview of the process from start to finish. And
from applying for a loan to managing your mortgage, Chase MyHome has everything
you need.

BUYING A HOUSE

Whether you're determining how much house you can afford, estimating your
monthly payment with our mortgage calculator or looking for preapproval for a
mortgage, we can help you at any part of the home buying process. See our
current mortgage rates, low down payment options, and jumbo mortgage loans.

REFINANCE

Refinance your existing mortgage to lower your monthly payments, pay off your
loan sooner, or access cash for a large purchase. Use our home value estimator
to estimate the current value of your home. See our current refinance rates and
compare refinance options.

AFFORDABILITY

Our affordable lending options, including FHA loans and VA loans, help make
homeownership possible. Check out our affordability calculator, and look for
homebuyer grants in your area. Visit our mortgage education center for helpful
tips and information. And from applying for a loan to managing your mortgage,
Chase MyHome has you covered.

HOME LENDING CUSTOMER SERVICE

Go to Chase mortgage services to manage your account. Make a mortgage payment,
get info on your escrow, submit an insurance claim, request a payoff quote or
sign in to your account. Go to Chase home equity services to manage your home
equity account.

ABOUT CHASE

Chase serves millions of people with a broad range of products. To learn more,
visit the Banking Education Center. For questions or concerns, please contact
Chase customer service or let us know at Chase complaints and feedback.

* Fair Lending
* SAFE Act: Chase Mortgage Loan Originators
* Home Mortgage Disclosure Act (HMDA)
* Help For Homeowners
* For New York Customers

“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon
Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is
a wholly-owned subsidiary of JPMorgan Chase & Co.

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