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THE FINE PRINT OF ACORNS

 * Terms of Use
 * Wrap Fee Brochure
 * Accessibility Statement
 * Path to $1,000,000
 * Harvest Terms and Conditions
 * Harvest Privacy Policy
 * Gift Card Terms
 * Referral Promotion Terms
 * Program Agreement
 * Cricket Terms and Conditions
 * Privacy Policy
 * Important Disclosures
 * Acorns on Social Media
 * Referral Agreement
 * Business Continuity Plan
 * Contests and Promotions
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 * Form CRS
 * MRDC Disclosure
 * Send Check Disclosure
 * Unaudited Statement of Financial Condition as of March 31, 2021
 * Audited Statement of Financial Condition as of September 30, 2020

ACORNS PATH TO $1,000,000 SWEEPSTAKES
OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN OR CLAIM THE PRIZE. A PURCHASE OR PAYMENT
WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING. 



The Acorns Path to $1,000,000 Sweepstakes (“Sweepstakes”) is sponsored by Acorns
Grow Incorporated (“Sponsor”), 5300 California Ave., Irvine, CA 92617 and is
administered by Prize Logic, LLC, (“Administrator”), 25200 Telegraph Road, Suite
405, Southfield, MI 48033. 



 1. SWEEPSTAKES PERIOD:  The Sweepstakes begins on January 25, 2021 at 9:00 AM
    Pacific Time (“PT”) and ends on December 15, 2021 at 11:59:59 PM PT
    (“Sweepstakes Period”). The Administrator’s computer is the Sweepstakes
    official clock.



 2. ELIGIBILITY:  This Sweepstakes is open only to legal residents of one of the
    fifty (50) United States (or the District of Columbia), and Puerto Rico, who
    are at least eighteen (18) years old at the time of entry. Employees of
    Sponsor, Administrator, and each of their respective parent companies,
    subsidiaries, affiliates, advertising and promotion agencies (collectively,
    “Sweepstakes Entities”) and each of their immediate family members (e.g.,
    spouse, parent, child, sibling, and their respective spouses and the “steps”
    of each, regardless of where they reside) and persons living in the same
    household of each, whether or not related, are not eligible to enter or
    win.  All federal, state, and local laws apply.  Void where prohibited or
    restricted by law. By entering and participating in this Sweepstakes, an
    entrant represents and warrants that he or she is eligible to do so and to
    receive any Prize (as defined below) hereunder and that his or her entry and
    participation in this Sweepstakes, and receipt of any Prize hereunder, is in
    compliance with applicable law and any fiduciary, custodial or other duty or
    obligation the entrant owes to any person.|
    
    Participation constitutes entrant’s full and unconditional agreement to
    these Official Rules and Sponsor’s decisions and interpretations, which are
    final and binding in all matters related to the Sweepstakes.  For purposes
    of the Sweepstakes, an entrant’s residential address and e-mail address will
    be the physical address and e-mail address submitted at the time of entry.
    Entrants will not be allowed to change their physical address or e-mail
    address.





 3. HOW TO ENTER THE SWEEPSTAKES:  There are two (2) ways to participate as set
    forth below:



 1. 1. Acorns Account Activities: During the Sweepstakes Period, an eligible
       entrant may visit https://www.acorns.com (“Website”) or access their
       Acorns account via the Acorns app.  Message and data rates may apply.
       Upon signing into your Acorns account, an eligible entrant must complete
       one or more of the activities (each an “Activity”) as indicated in the
       chart below.  Upon completing an Activity, entrants will receive the
       applicable number of Sweepstakes entries as set forth in the chart
       below.  If an eligible entrant has already completed an Activity prior to
       the start of the Sweepstakes, they will automatically receive their
       Sweepstakes entries. Only customers who are paid subscribers and have
       accounts in good standing on December 15, 2021 will receive the
       Activities entries earned during the Sweepstakes Period. If you close
       your Acorns account during the Sweepstakes Period and reopen your account
       later in the Sweepstakes Period, you will not be credited Activities
       entries earned prior to your account closure.* 



Product

Activity

Entry Limit

Entry Requirements

Invest

Complete a Recurring Investment into Invest

1 per month (12 possible entries)

               

Earn 1 entry per month in which you make at least one (1) Recurring Investment
into your Acorns Invest Account between January 1, 2021 and December 15, 2021.
Investment must be initiated within the calendar month and successfully invested
within 7 days after that month end to count for the relevant month’s Activity
entry.

Use Round-Ups

Every 10 Round-Ups = 1 entry (up to 20 entries)      

Earn one (1) entry per each ten (10)  Round-Ups between January 1, 2021 and
December 15, 2021. Does not include Real-Time Round-Ups. Limit 20 entries per
customer. Cancelled investments or Round-Up not invested prior to December 15,
2021 will not be considered. 

Invest 

Reach an Acorns Invest balance milestone 

$50 balance: 1 entries

$100 balance: 2 entries

$150 balance: 3 entries

$300 balance: 4 entries

$1000 balance:10 entries

Reach $X balance threshold in your Invest Account by December 15, 2021 and
receive #Y entries. Entries are cumulative and by account - if you have $300 in
your Invest account, you would receive 10 entries for your Invest balance (1 + 2
+ 3 + 4)

Later

Sign up for Acorns Later

10

     

Earn ten (10) entries when you open       a Later Account on or before December
15, 2021. For the avoidance of doubt, Later Accounts opened prior to 2021, which
remain open for at least one day between January 1, 2021 and December 15, 2021,
will also qualify.  

Complete a Recurring Investment into Later

1 per month (12 possible entries)

               

Earn one (1) entry per month in which you make a recurring investment into a
Later account each month between January 1, 2021 and December 15, 2021. Must be
initiated within the calendar month and successfully deposited in your Later
account within 7 days after that month end to count for the prior month

Later1

Reach an Acorns Later balance milestone 

$50 balance: 1 entries

$100 balance: 2 entries

$150 balance: 3 entries

$300 balance: 4 entries

$1000 balance:10 entries

For Later account, reach $X balance threshold by December 15, 2021 and receive
#Y entries. Entries are cumulative and by account - if you have $105 in your
Later account, you would receive 3 entries for your Invest balance (1 + 2)

1 You are not required to open, contribute to, or rollover assets from an
employer retirement plan to a Later account to be eligible for the maximum
number of entries (250) available through the Sweepstakes as there are alternate
forms of entry (including mail-in entries as discussed below).

Early

Invest in your Acorns Early account 

10

     

Earn ten (10) entries when you make your first investment into an Early account
on or before December 15, 2021. For the avoidance of doubt, Early Accounts
opened and funded prior to 2021, which remain open for at least one day between
January 1, 2021 and December 15, 2021, will also qualify.
- Requires being subscribed to the $5 tier

Complete a Recurring Investment into Early 

1 per month (12 possible entries)

     

Earn 1 entry per month in which you make a recurring investment into an Early
account each month between January 1, 2021 and December 15, 2021. Must be
initiated within the calendar month and successfully deposited within 7 days
after that month end to count for the prior month



Reach an Acorns Early balance milestone 

$50 balance: 1 entries

$100 balance: 2 entries

$150 balance: 3 entries

$300 balance: 4 entries

$1000 balance:10 entries

Each balance threshold across your Early accounts by December 15, 2021 and
receive entries. Entries are cumulative - if you have $50 in one Early account
and $50 in a second Early account, you would receive entries based on the $100
total for your Early balances (1 + 2)



Acorns Checking

Activate an Acorns Visa debit card

10

     

Earn ten (10) entries when you activate an Acorns Visa debit card at any date on
or before December 15, 2021.


For the avoidance of doubt, Acorns debit cards activated prior to 2021, which
remain open and active for at least one day between January 1, 2021 and December
15, 2021, will also qualify.  


- Limit one card activation per customer. 

First Smart Deposit per month

2 per month (24 possible entries)

     

Earn 2 entries for your first Smart Deposit investment each month between
January 1, 2021 and December 15, 2021. 

    Real-time Round-Ups

2 entries per 10 RTRU (up to 200 Real-time Round-ups )

     

Earn two (2) entries per each ten (10)      Real-time Round-Ups invested between
January 1, 2021 and December 15, 2021. Does not include regular Round-Ups. Limit
200 Real-time Round-ups, equal to 40 entries, per customer. Real-time  Round-Ups
not invested prior to December 15, 2021 will not be considered.

Earn

    Get an Acorns Earn Reward

2 per Earn reward (up to 20 entries)

     

Earn two (2) entries per one (1)      bonus investment earned through shopping
with an Acorns shopping partner in the Earn carousel or the Acorns Google Chrome
extension between January 1, 2021 and December 15, 2021. The bonus reward must
be  initiated and either      pending or invested to qualify. Limit 20     
entries per customer.

Account

Stick with Acorns

20

     

- If you are an Acorns customer with an active paid subscription on December 15,
2021
- If you are not an Acorns customer with an active paid subscription on December
15, 2021, you lose any other entries you earned.     






 2. Mail-In Entry:  To participate without completing an Activity, an eligible
    entrant may hand-write his/her complete name (no initials), valid e-mail
    address, street address (P.O. Boxes not accepted), city, state, ZIP code,
    telephone number, and date of birth (MM/DD/YYYY) on a 3½”x5” card (“Mail-In
    Entry”) and mail it with sufficient postage to: Acorns Path to $1,000,000
    Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325.  All Mail-In
    Entries must be postmarked and received on or before the dates set forth in
    the chart below in order to be eligible:



Calendar Month

Postmarked Date

Received Date

January

February 1, 2021

February 8, 2021

February

March 1, 2021

March 8, 2021

March

March 31, 2021

April 7, 2021

April

April 30, 2021

May 7, 2021

May

May 31, 2021

June 7, 2021

June

June 30, 2021

July 8, 2021

July

July 31, 2021

August 9, 2021

August

August 31, 2021

September 7, 2021

September

September 30, 2021

October 8, 2021

October

November 1, 2021

November 8, 2021

November

November 30, 2021

December 7, 2021

December

December 15, 2021

December 22, 2021







Limit one (1) Mail-In Entry per person, per calendar month, during the
Sweepstakes Period.  Each eligible Mail-in Entry for the months of January
through November is worth twenty (20) Sweepstakes entries, each eligible Mail-In
Entry for the month of December is worth thirty (30) Sweepstakes entries, all
Mail-In Entries accrued during the Sweepstakes Period will be added together and
rounded down to the nearest whole number of entries for an entrant’s final
number of earned Entries. Mail-In Entries must be legibly hand-written.
Mechanical reproductions, postage-due, Mail-In Entries mailed in an envelope or
sent in excess of the entry limits set forth below will not be accepted. Mail-In
Entries received without a verifiable and legible return address will be deemed
incomplete and not valid entries.



Entry Limit:  Regardless of the method of entry, there is a limit of two hundred
fifty (250) Sweepstakes entries per person during the Sweepstakes Period. If
more than the stated number of entries is received from the same person,
telephone number and/or e-mail address the entries may, at the Sponsor’s sole
discretion, be disqualified. Entrants are prohibited from using more than one
(1) e-mail address, Acorns accounts, or multiple identities. If it is found or
suspected that an entrant is using more than one e-mail address, Acorns account,
or multiple identities to participate in the Sweepstakes, then that entrant, in
Sponsor’s sole discretion, may not be eligible to win the prize. 



 4. RANDOM DRAWING:  On or around December 23, 2021 the Administrator will
    randomly select one (1) potential winner from all eligible entries
    received.  The winner is considered a potential winner pending verification
    of his/her eligibility and compliance with these Official Rules.



 5. PRIZE, APPROXIMATE RETAIL VALUE (“ARV”), AND ODDS OF WINNING:



 1. 1. Prize (1): The prize is $1,000,000 (“Prize”). The ARV of the Prize is
       $1,000,000. If the winner of the Prize (“Winner”) has an Acorns Invest
       account, the Prize will be in the form of an investment in the Winner’s
       Invest account, which will be used by Acorns Advisers, LLC to purchase on
       Winner’s behalf through Acorns Securities, LLC and any Clearing Broker
       exchange traded funds shares in the amounts and types that correspond to
       Winner’s selected Acorns Invest portfolio type. A $1,000,000 investment
       represents the pre-tax value of the Prize at the time of its award;
       Sponsor is not responsible under, and makes no representations or
       warranties in, these Rules regarding its value after applicable tax
       obligations and once invested in exchange traded funds. If the Winner
       entered via the Mail-In method of entry or does not have an Acorns Invest
       account, the Prize will be fulfilled in the form of a check made payable
       in the Winner’s name or wire payment, at Sponsor’s sole discretion.



 1. 1. Odds of Winning: The odds of winning the Prize depend on the number of
       eligible Sweepstakes entries received during the Sweepstakes Period.



 1. 1. General Conditions: In no event will more than one (1) Prize, be awarded.
       If, for any reason, more prize notifications are sent (or more claims are
       received) than the number of prizes offered, as set forth in these
       Official Rules, Sponsor reserves the right to award the intended number
       of prizes through a random drawing from among all eligible prize claims
       received.



 6. HOW TO CLAIM THE PRIZE:   The potential winner is subject to verification of
    eligibility and compliance with these Official Rules. After the random
    drawing, Administrator will notify the potential winner one (1) time via
    e-mail at the e-mail address provided at the time of entry. The potential
    winner will be required to sign and return an Affidavit of Eligibility and
    Liability/Publicity Release (except where prohibited) and any other
    requested documents within five (5) calendar days from the date of attempted
    notification or the Prize may be forfeited in its entirety and awarded to an
    alternate winner, at the Sponsor’s sole and absolute discretion. Failure to
    provide all required information and a signature on the documents within the
    stated time period may result in potential forfeiture of a winner’s right to
    claim his/her Prize, and may result in the Prize being awarded to an
    alternate winner, if time permits. If a potential winner is disqualified,
    found to be ineligible or not in compliance with these Official Rules or
    applicable laws and regulations, or declines to accept the Prize, the Prize
    may be forfeited. If the Prize is forfeited, the Prize may be awarded to an
    alternate winner, selected in a random drawing from among all remaining
    eligible entries, as determined by Sponsor in its sole discretion. If, after
    a good-faith attempt, Sponsor is unable to award or deliver the Prize, the
    Prize may not be re-awarded. The winner shall be solely responsible for
    payment of any and all applicable federal, state, and local taxes for the
    Prize won. Sponsor or Administrator may withhold such taxes prior to payment
    or investment of the Prize if required by applicable tax law. Sponsor will
    issue an IRS Form 1099-MISC for the winner. All other costs and expenses not
    expressly set forth herein shall be solely each winner’s responsibility. The
    Prize will only be awarded to a verified winner who is eligible under these
    Official Rules.
    
    Sponsor will attempt to notify the potential winner as set forth above, but
    Sponsor is not responsible for any undelivered e-mails, including without
    limitation e-mails that are not received because of a winner’s privacy or
    spam filter settings which may divert any Sweepstakes e-mail, including any
    winner notification e-mail, to a spam or junk folder. Prize is
    non-transferable and no prize substitution, exchange or cash equivalent will
    be allowed, except by Sponsor, who reserves the right to substitute the
    prize of equal or greater value in case of unavailability of the prize or
    force majeure, at Sponsor’s sole and absolute discretion. Sweepstakes
    Entities shall not be held responsible for any delays in awarding the Prize
    for any reason.



 7. LIMITATION OF LIABILITY:  By participating in this Sweepstakes, entrants
    agree that the Sweepstakes Entities and each of their respective affiliates,
    subsidiaries, representatives, consultants, contractors, legal counsel,
    advertising, public relations, promotional, fulfillment and marketing
    agencies, website providers and each their respective officers, directors,
    stockholders, employees, representatives, designees and agents (“Released
    Parties”) are not responsible for: (i) lost, late, incomplete, stolen,
    misdirected, postage due or undeliverable e-mail/text notifications or
    postal mail; (ii) any computer, telephone, satellite, cable, network,
    electronic or Internet hardware or software malfunctions, failures,
    connections, or availability; (iii) garbled, corrupt or jumbled
    transmissions, service provider/network accessibility, availability or
    traffic congestion; (iv) any technical, mechanical, printing or
    typographical or other error; (v) the incorrect or inaccurate capture of
    registration information or the failure to capture, or loss of, any such
    information; (vi) any error, omission, interruption, deletion, defect, delay
    in operation or transmission, communications line failure, technical error,
    theft or destruction or unauthorized access to the Sweepstakes; (vii) any
    injury or damage, whether personal or property, to entrants or to any
    person's computer related to or resulting from participating in the
    Sweepstakes and/or accepting a prize; and (viii) entries that are late,
    forged, lost, misplaced, misdirected, tampered with, incomplete, deleted,
    damaged, garbled or otherwise not in compliance with the Official Rules;
    (ix) damages or claimed damages caused by the entrant’s breach of a
    fiduciary, custodial or other duty or obligation to any person;  and (ix)
    any federal, state, or local taxes owed, or other adverse tax consequences
    or penalties. Further, the Sweepstakes Entities are not responsible for any
    unanswered or undeliverable winner notifications.     
    
    By entering the Sweepstakes, each entrant agrees: (i) to be bound by these
    Official Rules, including entry requirements; (ii) to waive any rights to
    claim ambiguity with respect to these Official Rules; (iii) to waive all of
    his/her rights to bring any claim, action or proceeding against any of the
    Released Parties in connection with the Sweepstakes; and (iii) to forever
    and irrevocably indemnify and release and hold harmless each of the Released
    Parties from any and all claims, lawsuits, judgments, causes of action,
    proceedings, demands, fines, penalties, liability, costs and expenses
    (including, without limitation, reasonable attorneys’ fees) that may arise
    in connection with: (a) the Sweepstakes, including, but not limited to, any
    Sweepstakes-related activity or element thereof, and the entrant’s entries,
    participation or inability to participate in the Sweepstakes; (b) the
    violation of any third-party privacy, personal, publicity or proprietary
    rights; (c) acceptance, attendance at, receipt, travel related to,
    participation in, delivery of, possession, defects in, use, non-use, misuse,
    inability to use, loss, damage, destruction, negligence or willful
    misconduct in connection with the use of a prize (or any component thereof);
    (d) any change in the prizing (or any components thereof); (e) human error;
    (f) any wrongful, negligent, or unauthorized act or omission on the part of
    any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or
    destroyed prizing (or any element thereof); (h) the negligence or willful
    misconduct by entrant; or (i) any entrant’s violation of applicable law,
    including any federal, state, or local tax laws, or fiduciary, custodial or
    other duty or obligation to any person.  This provision is in addition to,
    and does not limit, any rights that Acorns may have under any other
    agreement with the entrant or with respect to the entrant's Acorns accounts
    and relationships.
    
    If, for any reason, the Sweepstakes is not capable of running as planned,
    Sponsor reserves the right, at its sole and absolute discretion, to cancel,
    terminate, modify or suspend the Sweepstakes and/or proceed with the
    Sweepstakes, including the selection of a winner in a manner it deems fair
    and reasonable, including the selection of a winner from among eligible
    entries received prior to such cancellation, termination, modification or
    suspension. In no event will more prizes be awarded than are stated in these
    Official Rules. In the event that, due to technical, typographical,
    mechanical, administrative, printing, production, computer or other errors,
    there are more winners than are stated in these Official Rules, a random
    drawing among the claimants will be held to determine the winner. 



WITHOUT LIMITING THE FOREGOING, EVERYTHING REGARDING THIS SWEEPSTAKES, INCLUDING
THE PRIZES, IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR
IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. 



 8. DISPUTES: THIS SWEEPSTAKES IS GOVERNED BY, AND WILL BE CONSTRUED IN
    ACCORDANCE WITH, THE LAWS OF THE STATE OF MICHIGAN, AND THE FORUM AND VENUE
    FOR ANY DISPUTE SHALL BE IN THE OAKLAND COUNTY, MICHIGAN. IF THE CONTROVERSY
    OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION,
    IT SHALL THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY
    JAMS IN ACCORDANCE WITH ITS ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT
    VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN
    ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL BE
    EXPERIENCED AND LICENSED TO PRACTICE LAW IN MICHIGAN. ALL PROCEEDINGS
    BROUGHT PURSUANT TO THIS PARAGRAPH WILL BE CONDUCTED IN OAKLAND COUNTY,
    MICHIGAN. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED TO ACTUAL DAMAGES, AND
    IN NO EVENT SHALL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY,
    CONSEQUENTIAL OR INCIDENTAL DAMAGES OR HAVE DAMAGES MULTIPLIED OR OTHERWISE
    INCREASED, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING
    A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER
    EQUITABLE RELIEF. ENTRANTS AGREE THAT THE RIGHTS AND OBLIGATIONS OF ANY
    ENTRANT AND/OR SWEEPSTAKES ENTITIES AND/OR ANY OTHER PARTY SHALL BE RESOLVED
    INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY DEMAND FOR
    ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR FROM THE END OF THE
    SWEEPSTAKES PERIOD, OR THE CAUSE OF ACTION SHALL BE FOREVER BARRED. 



 9. PRIVACY:  Sponsor’s privacy policy is available at
    https://www.acorns.com/privacy/.  



 10. PUBLICITY RIGHTS:  By participating in this Sweepstakes, each entrant
     agrees to allow the Sponsor and Sponsor’s designee the perpetual right to
     use his/her name, address (city and state), biographical information,
     likeness, picture and other information and content provided in connection
     with the Sweepstakes for promotion, trade, commercial, advertising and
     publicity purposes in all media worldwide including, but not limited to, on
     television and the Internet, without notice, review or approval and without
     additional compensation, except where prohibited by law.



 11. GENERAL:  Any attempted form of participation in this Sweepstakes other
     than as described herein is void. Sponsor and Administrator reserve the
     right to disqualify any entrant found or suspected, in their sole and
     absolute discretion, to be tampering with the operation of the Sweepstakes;
     to be acting in violation of these Official Rules, applicable law, or
     fiduciary, custodial or other duty or obligation to any person; or to be
     acting in an unsportsmanlike manner or with the intent to disrupt the
     normal operation of this Sweepstakes. Any attempted form of participation
     in this Sweepstakes other than as in these Official Rules is void. If it is
     discovered that a person has registered or attempted to register more than
     once using phone numbers, e-mail addresses, residential addresses, multiple
     identities, IP addresses, use of proxy servers, or like methods, all of
     that person’s entries will be declared null and void and that person will
     not be awarded any prize that he/she might have been entitled to receive.
     Any use of robotic, automatic, macro, programmed, third party or like
     methods to participate in the Sweepstakes will void any attempted
     participation effected by such methods and the disqualification of the
     individual utilizing the same. Entrants and/or potential winners may be
     required to provide proof of identification and eligibility as required by
     Sponsor or Administrator. In the event of a dispute as to the identity of a
     winner, the winning entry will be declared made by the authorized account
     holder of the e-mail address submitted on the registration form associated
     with such entry. "Authorized account holder" is defined as the natural
     person who is assigned to an e-mail address by an Internet access provider,
     online service provider or other organization (e.g., business, educational
     institution) that is responsible for assigning email addresses for the
     domain associated with the submitted email address. Each entrant may be
     required to show proof of being an authorized account holder. CAUTION:  ANY
     ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE
     OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS.
     SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK
     DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE
     ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these
     Official Rules or any word, phrase, clause, sentence, or other portion
     thereof should be held unenforceable or invalid for any reason, then that
     provision or portion thereof shall be modified or deleted in such manner as
     to render the remaining provisions of these Official Rules valid and
     enforceable. The invalidity or unenforceability of any provision of these
     Official Rules or the prize documents will not affect the validity or
     enforceability of any other provision. No entrant shall have the right to
     modify or amend these Official Rules. Sponsor’s failure to enforce any term
     of these Official Rules shall not constitute a waiver of that provision and
     such provision shall remain in full force and effect. All entries and/or
     materials submitted become the property of Sponsor and will not be
     returned. In the event of any conflict with any Sweepstakes details
     contained in these Official Rules and Sweepstakes details contained in any
     promotional materials (including but not limited to point of sale,
     television and print advertising, promotional packaging and other
     promotional media), the details of the Sweepstakes as set forth in these
     Official Rules shall prevail.



12. LATER ACCOUNTS:  Entrants understand and agree that: (1) Later accounts are
subject to special rules under the U.S. Internal Revenue Code that prohibit
account owners from using control over their Later account assets to generate
current personal benefits (beyond the appreciation of such  assets); and (2) the
maximum limit of entries (250) can be obtained without opening, rolling over or
contributing to or engaging in any Later account transactions.  By completing an
Activity with respect to a Later account, entrant represents and warrants that
he or she did not, in order to receive entries, decide to: (1) open a Later
account with Acorns; (2) make a recurring investment into a Later account; (3)
cause a transaction to occur in a Later Account; or (4) reach a Later account
value milestone, including by moving any funds to a Later account.



13. EARLY ACCOUNTS AND FIDUCIARY ACCOUNTS: Entrants understand and agree that:
(1) each entry generated by completing an Activity has no intrinsic value; and
(2) an entrant may not transfer or assign any entry, no matter how generated, to
himself or herself as custodian of an Early account or as fiduciary of an
account.



14. WINNER LIST:   For a winner list, interested individuals should mail a
self-addressed stamped business envelope to: Winner List, - Acorns Path to
$1,000,000 Sweepstakes, P.O. Box 251328, West Bloomfield, MI 48325. Winner List
requests must be received no later than March 13, 2022.

© 2021 Acorns Grow Incorporated. All rights reserved. 


Affiliations: This Sweepstakes is in no way sponsored, endorsed or administered
by, or associated with Apple, Inc.

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© 2021 Acorns Grow Incorporated | Disclosures | Accessibility



This website is operated by Acorns Advisers, LLC, an SEC Registered Investment
Advisor.  Brokerage services are provided to clients of Acorns Advisers by
Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA.
 Member of SIPC. Securities in your account protected up to $500,000. For
details, please see https://www.sipc.org.



Important Disclosures:  Investing involves risk, including loss of principal.
 Past performance does not guarantee or indicate future results.  Please
consider, among other important factors, your investment objectives, risk
tolerance and Acorns pricing before investing.  Diversification and asset
allocation do not guarantee a profit, nor do they eliminate the risk of loss of
principal.  It is not possible to invest directly in an index.  Any hypothetical
performance shown is for illustrative purposes only. Such results do not
represent actual results and do not take into consideration economic or market
factors which can impact performance. Actual clients may achieve investment
results materially different from the results portrayed. Round-Ups® investments
are transferred from your linked funding source (checking account) to your
Acorns Invest account, where the funds are invested into a portfolio of selected
ETFs. If you do not maintain an adequate amount of funds in your funding source
sufficient to cover your Round-Ups® investments, you could incur overdraft fees
with your financial institution.  Only purchases made with a funding source
linked to your Acorns account with the feature active are eligible for the
Round- Ups® feature. Please note that a properly suggested portfolio
recommendation is dependent upon current and accurate financial and risk
profiles. Clients who have experienced changes to their goals, financial
circumstances or investment objectives, or who wish to modify their portfolio
recommendation, should promptly update their information in the Acorns app or
through the website. Actual Acorns Earn rewards investments are made by Acorns
Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow
maintains with each Acorns Earn partner.  Acorns Subscription Fees are assessed
based on the tier of services in which you are enrolled.  Acorns does not charge
transactional fees, commissions or fees based on assets for accounts under $1
million. Acorns Checking clients are not charged overdraft fees, maintenance
fees, or ATM fees for cash withdrawals from in-network ATMs.  Please see your
Acorns Subscription Center or Account Statements for a description of the fees
you pay to Acorns for its services.  Third Party Quotes shown may not be
representative of the experience of Acorns customers and do not represent a
guarantee of future performance or success.  Please click on each testimonial to
review the context from which this quote was taken.  Acorns, Round-Ups,
Real-Time Round-Ups, Invest the Change and the Acorns logo are registered
trademarks of Acorns Grow Incorporated. All product and company names are
trademarks™ or registered® trademarks of their respective holders. Use of them
does not imply any affiliation with or endorsement by them. Acorns reserves the
right to restrict or revoke any and all offers at any time.



Compounding, generally, is the growth of principal investments due to the
reinvestment of dividends without withdrawing funds from the account. Acorns
investment accounts do not pay interest, so the impact of compounding may be
limited. It is not an investing strategy and does not assure positive
performance nor does it protect against losses. It does not take into account
market volatility and fluctuations that will impact the value of any investment
account.



The ETFs comprising the portfolios charge fees and expenses that will reduce a
client’s return. Investors should consider the investment objectives, risks,
charges and expenses of the funds carefully before investing. Investment
policies, management fees and other information can be found in the individual
ETF’s prospectus. Please read the prospectus carefully before you invest.



Acorns also offers an Acorns Checking deposit account. Acorns Checking accounts
are FDIC insured up to $250,000. Acorns Visa™ debit cards are issued by Lincoln
Savings Bank, member FDIC for Acorns Checking account holders.  "Save and
Invest" claim refers to a client's ability to utilize the Acorns Checking
Real-Time Round-up feature to invest small amounts of money from purchases made
using an Acorns Checking account, and seamlessly investing those small amounts
using an Acorns Investment account.  Requires both an active Acorns Checking
account and an Acorns Investment account in good standing.  Real-Time Round-Ups®
are accrued instantly for investment during the next trading window.



1 Early Payday depends on timing of the submission of the payment file from the
payer and fraud prevention restrictions. Funds are generally available on the
day the payment file is received, up to 2 days earlier than the scheduled
payment date. Timing may vary.



For additional important risks, disclosures and information, please visit
https://www.acorns.com/terms/

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