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Check Your Price
 * Our Coverage
   * Our Coverage
   * Engagement Ring Insurance
   * Fine Jewelry
   * Luxury Watches
   * Claims
 * Explore
   * Blog
   * FAQs
   * The BriteCo Promise
 * Jewelers
   * Jewelers
   * What Jewelers Say
   * #TrustedTransparency
   * Jeweler FAQ
 * Agents
   * Agents & Brokers
 * About
   * About
   * Reviews
   * News
   * Press
   * Research
   * Partnerships
 * Contact Us Old
 * POLICYHOLDER LOGIN

 * Policyholder Login
 * Check Your Price →


 * Contact Us
 * Sign In
   * Policyholder
   * Jeweler
   * Agent

Check Your Price
 * Our Coverage
   * Our Coverage
   * Engagement Ring Insurance
   * Fine Jewelry
   * Luxury Watches
   * Claims
 * Explore
   * Blog
   * FAQs
   * The BriteCo Promise
 * Jewelers
   * Jewelers
   * What Jewelers Say
   * #TrustedTransparency
   * Jeweler FAQ
 * Agents
   * Agents & Brokers
 * About
   * About
   * Reviews
   * News
   * Press
   * Research
   * Partnerships
 * Contact Us Old
 * POLICYHOLDER LOGIN

 * Our Coverage
   * Our Coverage
   * Engagement Ring Insurance
   * Fine Jewelry
   * Luxury Watches
   * Claims
 * Explore
   * Blog
   * FAQs
   * The BriteCo Promise
 * Jewelers
   * Jewelers
   * What Jewelers Say
   * #TrustedTransparency
   * Jeweler FAQ
 * Agents
   * Agents & Brokers
 * About
   * About
   * Reviews
   * News
   * Press
   * Research
   * Partnerships
 * Contact Us Old
 * POLICYHOLDER LOGIN

 * Contact Us
 * Sign In
   * Policyholder
   * Jeweler
   * Agent

 * Policyholder Login
 * Check Your Price →




WANT TO PAY LESS FOR BETTER JEWELRY INSURANCE?


SUPER AFFORDABLE, EXCEPTIONAL COVERAGE UP TO 125% OF APPRAISED VALUE. NO
DEDUCTIBLES. MONTHLY PAY OPTION.

CHECK YOUR PRICE →


AS SEEN IN…




INSURANCE YOU CAN TRUST

REAL REVIEWS FROM OUR HAPPY CUSTOMERS





BriteCo Jewelry Insurance
Previous
Great customer service and quick responses Ronald D.

5

Great customer service, quick responses. BriteCo has a simple application
process and ultimately a great experience.

Awesome company and customer service Maria A.

5

Wanted to protect my beautiful ring. Quick and easy quote and policy! Love it!
Would recommend BriteCo to everyone.

Best pricing Jeff S.

5

Best Pricing, simple streamlined and efficient process. I highly recommend
BriteCo to anyone who is in the market to insure jewelry

Easy process Donna T

5

It was so easy to get my jewelry insured with BriteCo. I had put it off for
years but the jeweler made getting the appraisal and setting up the insurance
very simple to do.

Highly recommend Robert W.

5

Excellent submittal process provided online, easy to attach required documents
and fast approval. Would highly recommend using BriteCo provider for your luxury
timepieces.

Easy to insure Becky S.

5

It was so easy to insure my jewelry with Briteco! I was worried about the
difficulty of doing everything online but the system worked flawlessly and I
saved several hundred dollars plus got even better coverage. Perfect!

Awesome company and customer service Mark A.

5

Awesome Company, Customer Service and Great Rates. Website is totally user
friendly. Truly hope I never have to file a claim, but if I do, I trust BriteCo
will provide the same service as they have demonstrated so far……Many Thanks

Easy online process Katie E.

5

The day I received my engagement ring, I also applied for insurance with BriteCo
on it. So easy to do online, took about 5 minutes and they got back to me within
24 hours with my policy! Quick and easy!!

The peace of mind by itself is worth the money. Jonathan P.

5

My fiancé lost the center stone in her engagement ring and BriteCo made getting
it replaced a breeze. The peace of mind by itself is worth the money. Just this
incident alone more than covered the cost of the insurance.

Thank you BriteCo for insuring my ring and making sure it is back on my finger
in time for my wedding! Lena B.

5

After only having my engagement ring for a few months it was unfortunately
damaged in a car wreck. Thank you BriteCo for insuring my ring and making sure
it is back on my finger in time for my wedding!

Fast and inexpensive Jacqueline K.

5

Perfect! I can’t believe how fast and inexpensive BriteCo’s insurance is. I may
be insuring a few more pieces. Thank You Again

Great customer service and quick responses Ronald D.

5

Great customer service, quick responses. BriteCo has a simple application
process and ultimately a great experience.

Awesome company and customer service Maria A.

5

Wanted to protect my beautiful ring. Quick and easy quote and policy! Love it!
Would recommend BriteCo to everyone.

Best pricing Jeff S.

5

Best Pricing, simple streamlined and efficient process. I highly recommend
BriteCo to anyone who is in the market to insure jewelry

Easy process Donna T

5

It was so easy to get my jewelry insured with BriteCo. I had put it off for
years but the jeweler made getting the appraisal and setting up the insurance
very simple to do.

Highly recommend Robert W.

5

Excellent submittal process provided online, easy to attach required documents
and fast approval. Would highly recommend using BriteCo provider for your luxury
timepieces.

Easy to insure Becky S.

5

It was so easy to insure my jewelry with Briteco! I was worried about the
difficulty of doing everything online but the system worked flawlessly and I
saved several hundred dollars plus got even better coverage. Perfect!

Awesome company and customer service Mark A.

5

Awesome Company, Customer Service and Great Rates. Website is totally user
friendly. Truly hope I never have to file a claim, but if I do, I trust BriteCo
will provide the same service as they have demonstrated so far……Many Thanks

Easy online process Katie E.

5

The day I received my engagement ring, I also applied for insurance with BriteCo
on it. So easy to do online, took about 5 minutes and they got back to me within
24 hours with my policy! Quick and easy!!

The peace of mind by itself is worth the money. Jonathan P.

5

My fiancé lost the center stone in her engagement ring and BriteCo made getting
it replaced a breeze. The peace of mind by itself is worth the money. Just this
incident alone more than covered the cost of the insurance.

Thank you BriteCo for insuring my ring and making sure it is back on my finger
in time for my wedding! Lena B.

5

After only having my engagement ring for a few months it was unfortunately
damaged in a car wreck. Thank you BriteCo for insuring my ring and making sure
it is back on my finger in time for my wedding!

Fast and inexpensive Jacqueline K.

5

Perfect! I can’t believe how fast and inexpensive BriteCo’s insurance is. I may
be insuring a few more pieces. Thank You Again

Great customer service and quick responses Ronald D.

5

Great customer service, quick responses. BriteCo has a simple application
process and ultimately a great experience.

Awesome company and customer service Maria A.

5

Wanted to protect my beautiful ring. Quick and easy quote and policy! Love it!
Would recommend BriteCo to everyone.

Next




WHAT DOES BRITECO JEWELRY INSURANCE COVER?

INSURING JEWELRY WITH BRITECO GIVES YOU FAST, AFFORDABLE, 5-STAR RATED COVERAGE

WORLDWIDE COVERAGE

The best jewelry insurance means that your jewelry is protected anywhere in the
world, 365 days a year, 7 days a week. You don’t ever have to worry about
coverage when traveling.

ZERO DEDUCTIBLES

We’ve designed our jewelry insurance policies to be competitively priced with no
deductibles. You shouldn’t have to pay out of pocket when making a claim.

125% REPLACEMENT VALUE

No one should get stuck having to pay extra when replacing a precious ring or
necklace. Unlike other jewelry insurance companies, BriteCo has you covered for
all your jewelry items even if the appraised value of your piece has increased
up to 125% since getting your policy.

LOSS

Things get lost. An earring falls out unnoticed. You put your ring in your
jacket pocket and can’t find it. Accidental loss happens. With BriteCo, you’re
covered.

THEFT

Losing your diamond ring or other precious jewelry to theft can be traumatizing.
We make it a bit easier knowing you’re covered for full replacement.

DAMAGE

Life happens. Accidentally bang your ring against a counter and chip or lose a
stone? Snag your ring, and bend a prong? Rest assured, you’re covered.

MYSTERIOUS DISAPPEARANCE

Even if there’s no logical explanation how, where, or when your precious diamond
ring or necklace disappeared, BriteCo has you covered.

LIMITED IMPACT ON HOMEOWNERS POLICY

Rest a bit easier knowing any jewelry insurance claim you make with BriteCo
won’t affect your homeowners or renters policy coverage or cost.

CHECK YOUR PRICE →


HOW MUCH DOES JEWELRY INSURANCE COST?

SEE HOW AFFORDABLE A SEPARATE JEWELRY INSURANCE POLICY WITH BRITECO CAN BE:


BRITECO OFFERS PREMIUMS AS LOW AS:

 * $4.51/mo
   
   for $6,500 Earrings in New York, NY

 * $6.06/mo
   
   for $5,500 Engagement Ring in Phoenix, AZ

 * $4.68/mo
   
   for $8,250 Engagement Ring in Chicago, IL

 * $10.60/mo
   
   for $11,750 Watch in San Francisco, CA

 * $5.23/mo
   
   for $8,600 Pendant Necklace in Austin, TX

 * $4.17/mo
   
   for $1,100 Wedding Band in Miami, FL



COVERAGE COSTS ARE SUBJECT TO UNDERWRITING REVIEW AND APPROVAL ACCORDING TO
ACTUAL POLICY TERMS AND CONDITIONS. RATES MAY VARY BASED ON A NUMBER OF FACTORS,
INCLUDING VALUE AND PRIMARY LOCATION.

 


GET A JEWELRY INSURANCE QUOTE IN LESS THAN 30 SECONDS.

CHECK YOUR PRICE →


TRUSTED BY THOUSANDS OF JEWELERS

ACROSS THE USA

Previous

Next


WHY INSURE YOUR JEWELRY?
3 HELPFUL FACTS:


 * HOMEOWNERS OR RENTERS POLICIES DON’T CUT IT.
   
   MOST HOMEOWNERS INSURANCE AND RENTERS INSURANCE DOESN’T PROVIDE COMPREHENSIVE
   COVERAGE FOR YOUR FINE JEWELRY AND WATCHES. IF THEY DO, IT’S FOR A VERY
   LIMITED AMOUNT. THE BEST INSURANCE FOR JEWELRY OFFERS BETTER COVERAGE.


 * REPLACEMENT AND REPAIR WILL COST YOU TOO MUCH.
   
   REPLACING LOST, STOLEN, OR DAMAGED JEWELRY OUT OF YOUR OWN POCKET IS
   EXTREMELY COSTLY AND STRESSFUL, ESPECIALLY FOR AN ENGAGEMENT RING.


 * NOT INSURING YOUR JEWELRY WILL COST YOU EVEN MORE!
   
   A HIGH-END JEWELRY INSURANCE POLICY FOR YOUR HIGH-VALUE ITEMS ONLY COSTS
   ABOUT 0.5-1.5% OF THE TOTAL VALUE. SO THERE’S NO REASON NOT TO GET ONLINE
   JEWELRY INSURANCE WITH BRITECO!




PROTECT YOUR VALUABLES IN LESS THAN 2 MINUTES

3 EASY STEPS IN 2 EASY MINUTES!

 * Answer a few simple questions
 * Choose how you want to pay
 * Instant peace of mind

CHECK YOUR PRICE →


BRITECO GIVES YOU THESE BIG ADVANTAGES

PROMPT CLAIMS REPLACEMENTS

through your trusted,
local jeweler

NO EXTRA CHARGE

to easily add co-insured person to your jewelry insurance.

ANNUAL INSURANCE

coverage updates, no need to get re-appraisals

BACKED BY AN AM BEST

A+ rated insurance carrier


ACCIDENTS HAPPEN

Lost Engagement Rings Protected By BriteCo Insurance



WATCH THE VIDEO


BONUS ADVANTAGES FROM BRITECO

 * Easily add co-insured person at no extra charge
 * Annual value updates keeps your insurance coverage current
 * Policies underwritten by an AM Best A+ rated insurance carrier
 * Prompt claims process for replacement through your trusted local jeweler at
   full value

CHECK YOUR PRICE →




FREQUENTLY ASKED QUESTIONS


DO YOU NEED A JEWELRY APPRAISAL FOR INSURANCE?



A jewelry appraisal is a document that describes the characteristics of a piece
of jewelry with an approximate value assigned to it. Jewelry appraisals are
generally required (or highly preferred) for insurance on jewelry. You can
usually request an appraisal from your jeweler or the store where you purchased
the item. BriteCo offers a convenient online jewelry appraisal option that can
be used to apply for insurance coverage.


WHAT ARE COVERAGE LIMITS FOR A BRITECO JEWELRY POLICY?



With our personal jewelry insurance, BriteCo has a maximum coverage limit for a
single piece of jewelry of $150,000, and a maximum total of $500,000 for a
schedule of items. BriteCo policies include worldwide coverage for loss, theft,
damage and disappearance as well as preventive maintenance. You can get a
jewelry insurance quote from BriteCo in 30 seconds.


HOW DO I FILE A CLAIM?



BriteCo provides replacement jewelry insurance coverage. Your jewelry appraisal
is used by the insurance provider to determine a retail replacement value,
reflecting how much it would cost to replace the piece of jewelry as brand new.
Unlike some jewelry insurers, BriteCo works with the jeweler of your choice to
replace the exact same item you lost or had stolen. Claims are filed online and
expedited personally by our customer service representatives.


WHAT’S DIFFERENT ABOUT BRITECO’S INSURANCE FOR RINGS?



Recognized as a top provider of insurance for jewelry, BriteCo offers one of the
best ring insurance policies with comprehensive all-risk coverage. When looking
for the best jewelry insurance policy, consider that not only do we cover loss,
theft, damage and mysterious disappearance, we also provide free preventive
maintenance such as prong retipping; broken, worn, or bent prongs; and stone
tightening.




Contact

805 Greenwood Street
Evanston, IL 60201

info@brite.co



BriteCo Inc. is a licensed insurance agency in all fifty states and the District
of Columbia.
Please see the Licenses section of this website for more information. All
insurance policies underwritten and issued by Glencar Insurance Company and
administered by BriteCo.
© 2023 BriteCo Inc.
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