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OnDeck
 * Small Business Loans
   * Business Line of Credit
   * Term Loans
 * Resources
   * Small Business Loans Explained
   * Business Blog
   * FAQs
   * Contact Us
 * About Us
   * Who We Are
   * Success Stories
   * Partner With Us

 * (888) 269-4246
   
   Monday - Friday
   9:30 a.m. - 7:30 p.m. EST

Sign In Apply Now
 * Small Business Loans
    * Business Line of Credit
    * Term Loans

 * Resources
    * Small Business Loans Explained
    * Business Blog
    * FAQs
    * Contact Us

 * About Us
    * Who We Are
    * Success Stories
    * Partner With Us

(888) 269-4246
Monday - Friday
9:30 a.m. - 7:30 p.m. EST

Apply Now Close navigation


GROW YOUR BUSINESS — ON YOUR OWN TERMS.

Get $300 cash back when you apply and accept funding through OnDeck.com.2

Apply Now

Existing customer? Sign in




10-MINUTE
APPLICATION PROCESS AND FAST FUNDING


$15 BILLION
DELIVERED TO U.S. BUSINESSES


A+ RATING
WITH THE BETTER BUSINESS BUREAU


FUNDING OPTIONS BUILT TO WORK FOR YOU.


ONDECK LINE OF CREDIT

A revolving credit line you can draw from 24/7 to receive funds within seconds.*

 * Credit limits from $6K - $100K
 * Flexible repayment terms of 12, 18 or 24 months
 * Great for keeping funds on hand

Learn More


ONDECK TERM LOAN

A one-time lump sum of cash with an eventual option to apply for more.

 * Loan amounts from $5K - $250K
 * Repayment terms up to 24 months
 * Great for larger investments in your business

Learn More


SEE WHY BUSINESS OWNERS CHOOSE US.


EASY PROCESS

You can work with OnDeck directly from application to funding, without going
through a third party.


FAST FUNDING

Lines of credit can fund instantly.* Term loans can fund the same day.†


NO HARD CREDIT PULLS

Check your eligibility without affecting your credit score.


WHAT CAN YOU DO WITH FUNDING FROM ONDECK?

Enjoy the benefits of working directly with OnDeck. No matter your goal, our
in-house loan advisors can help you choose a financing solution — no middleman
or delays.

 * Purchase inventory

 * Cover payroll

 * Expand or renovate

 * Launch marketing campaigns

 * Stabilize cash flow

 * Upgrade equipment

 * Hire more employees

 * Consolidate business debt


FUNDING THAT MOVES AT YOUR SPEED.

 * Step 1
   
   
   COMPLETE THE APPLICATION.
   
   Our streamlined process is designed to be completed in just minutes.

 * Step 2
   
   
   GET A DECISION.
   
   Work with an expert loan advisor to choose the best option for you.

 * Step 3
   
   
   RECEIVE YOUR FUNDS.
   
   Sign your contract and get funds as soon as the same day.†

Apply Now



ARE WE A MATCH? CHECK OUR MINIMUM REQUIREMENTS.**


1 YEAR
IN BUSINESS


625
PERSONAL FICO® SCORE


$100K
BUSINESS ANNUAL REVENUE


BUSINESS
CHECKING ACCOUNT


WE’RE FLUENT IN SMALL BUSINESS — AND READY TO TAKE YOUR CALL.

You don’t need to be an expert on small business loans. Our team of U.S.-based
loan advisors is here to help you every step of the way.

(888) 269-4246
Monday – Friday
9:30 a.m. – 7:30 p.m. ET




TRUSTED BY THOUSANDS OF BUSINESS OWNERS LIKE YOU.


Back to Top
 * Small Business Loans
    * Business Line of Credit
    * Term Loan

 * Resources
    * Small Business Loans Explained
    * Business Blog
    * FAQs
    * Contact Us
    * Restricted Industries

 * About Us
    * Who We Are
    * Partner With Us
    * In The News
    * Careers

 * Legal
    * Privacy Policy
    * Security Policy
    * Do Not Sell or Share My Personal Information
    * California Collection Notice

 * Small Business Loans
   * Business Line of Credit
   * Term Loan

 * Resources
   * Small Business Loans Explained
   * Business Blog
   * FAQs
   * Contact Us
   * Restricted Industries

 * About Us
   * Who We Are
   * Partner With Us
   * In The News

 * Legal
   * Privacy Policy
   * Security Policy
   * Do Not Sell or Share My Personal Information
   * California Collection Notice

Back to Top
OnDeck
 * OnDeck's Facebook feed
 * OnDeck's Twitter feed
 * OnDeck's LinkedIn profile
 * OnDeck's Instagram feed

 * Better Business Bureau Accedited Business, A+ Rating
 * Innovative Lending Platform Association
 * BEST SMALL BUSINESS LOANS 2022 U.S. News Best Small Business Loans 2022

 * Same-Day Funding is only available in certain states, for term loans up to
   $100K. Eligibility window is Monday – Friday before 10:30 a.m. ET. If
   checkout is done before 10:30 a.m. ET, funds will be available by 5 p.m.
   local time the same day. If checkout is done after 10:30 a.m. ET, or on a
   weekend or bank holiday, it will not qualify for Same-Day Funding and funds
   will be deposited within 2 – 3 business days.
 * Registration terms and conditions apply. Instant Funding registration and
   withdrawals are currently supported from your desktop and the OnDeck mobile
   website. They are not currently supported in the OnDeck mobile app.
   Occasionally, the transfer may take up to 30 minutes to complete due to
   potential Visa & bank processing lags. This benefit is available at no
   additional cost with a vast majority of major banks participating. Instant
   Funding is available for transactions between $1K-$10K.
 * There are some industries we cannot serve (see list of restricted
   industries). In addition, OnDeck does not lend to businesses in North Dakota.
   Other underwriting requirements may apply.
 * Saving money on outstanding interest is only applicable if a loan is prepaid
   in full before the end of your payment period. When you pay off your loan
   early, you would owe 75% of the remaining interest that was disclosed in your
   original loan agreement.
 * Eligibility for the lowest rates is very limited, available only to
   businesses with the strongest creditworthiness and cash flows, and typically
   businesses that have shown an excellent payment history on prior loan
   products with OnDeck. The average rate for term loans is 60.9% APR and the
   average rate for lines of credit is 52.6% APR. Averages are based on loans
   originated in the half-year ending March 31, 2023.
 * Origination Fee reductions on renewal loans are not applicable to customers
   that have a 24-month term loan.
 * $300 Cash Back Promo Terms - Cash back offer is only available to new
   customers who apply directly through OnDeck’s website, are approved for a
   loan product, and accept the offer through 3/31/2024. Offer only valid once
   per customer and cannot be obtained on multiple products. $300 cash back will
   be paid via ACH within 30 days of 3/31/2024. Customer must be enrolled in ACH
   payments with a valid checking account, their information must match IRS
   records, and their account must be in good standing and not in default or
   otherwise closed by the time payment is made. We reserve the right to modify
   or revoke this offer at any time. See full Terms & Conditions.
 * Depending on your state and other circumstances of your application, you may
   be required to make a minimum draw of $1,000 at origination.

Depending on the state where your business is located and other attributes of
your business and the loan, your business loan may be issued by a member of the
OnDeck family of companies or by Celtic Bank. Your loan agreement will identify
the lender prior to your signing. Loans subject to lender approval.

OnDeck® is a Registered Trademark. All rights reserved.

4700 W. Daybreak Pkwy., Suite 200, South Jordan, UT 84009

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