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How It WorksFind a StoreFor BusinessHelp
Get Started
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 * HOW IT WORKS

 * FIND A STORE

 * FOR BUSINESS

 * HELP

Log inGet Started


SHOP NOW. PAY LATER.


NEED IT NOW?
NO CREDIT?1 NO PROBLEM.

SOMETIMES YOU NEED MORE TIME TO PAY, NO MATTER HOW YOUR FINANCES STACK UP. GET
IT NOW WITH SNAP. FINDING A STORE IS THE EASY FIRST STEP.

Get Started


SNAP TAKES A FRESH APPROACH TO CREDITWORTHINESS. WE LOOK BEYOND YOUR CREDIT
SCORE, CONSIDERING YOU FOR OPPORTUNITIES OTHERS MAY NOT.


Start Now


Won't affect your FICO® credit score1

Get StartedStart Now



Get Started

Won't affect your FICO® credit score1

Tires    -    Mattresses    -    Electronics   -    Repair   -    Furniture   -
   Appliances   -    Jewelry   -    Tires    -    Mattresses    -    Electronics
  -    Repair   -    Furniture   -    Appliances   -    Jewelry   -    Tires   
-    Mattresses    -    Electronics   -    Repair   -    Furniture   -   
Appliances   -    Jewelry   -    Tires    -    Mattresses    -    Electronics
  -    Repair   -    Furniture   -    Appliances   -    Jewelry   -   


GET MORE TIME TO PAY WITH SNAP.
APPLY IN MINUTES. GET A DECISION IN SECONDS.

MULTIPLE SOLUTIONS

Get it now with lease-to-own financing, an installment loan, or a retail
installment contract.2



NO CREDIT NEEDED 1

We think outside the box — and your credit score — to determine your
creditworthiness.



SO QUICK, SO EASY

Apply in minutes, get a decision in seconds. Approvals from $300 to $5,000.3


Learn More


SIMPLE AND STRESS-FREE WITH SNAP

PAY OVER TIME

Our flexible ownership options are based on your paydays for an easy,
stress-free experience.



INSTANT SHOPPING POWER

Get what you need today and pay over time for furniture, mattresses, wheels,
tires, appliances, electronics, and jewelry.



THOUSANDS OF CHOICES

Choose from +150,000 shops, in-store and online, to get what you want today with
Snap.



EASY TO APPLY

Our application process is quick, and you get a decision in seconds.




WHAT COULD YOUR PAYMENTS LOOK LIKE?


OUR PAYMENTS PLANS ARE FLEXIBLE TO FIT YOUR PAYDAYS AND LIFESTYLE, WITH EARLY
BUYOUT OPTIONS TO REDUCE OVERALL COST


WHAT COULD YOUR LEASE-TO-OWN PAYMENTS LOOK LIKE?

SELECT TRANSACTION AMOUNT

$1,250.00

$150

$1,250

$2,500

$3,750

$5,000

Adjust the slider to estimate your payments.

HOW OFTEN DO YOU GET PAID?

WeeklyTwice a MonthEvery Other WeekMonthly

For illustrative purposes only.

This is an example of a lease-to-own transaction, based on 36 payments twice a
month for a total amount of $2,812.50 with a cost of lease of $1,562.50. Your
total approval amount and cost of lease may vary.

PAYMENT PLAN

$78.13

TWICE A MONTH

ESTIMATED # OF PAYMENTS

36

TOTAL PAYMENTS

$2,812.50

Get Started

Use our calculator to see what your payments might be with a lease-to-own
financing agreement. For loan options with Snap, your payments would be
different.


SHOP THOUSANDS OF STORES

SHOP THE STORES YOU LOVE, IN-STORE OR ONLINE, WITH ADDED PURCHASING POWER. ASK
IF YOU CAN APPLY WITH SNAP.

 * Tires

 * Furniture

 * Electronics

 * Mattresses

 * Repairs

 * Appliances

 * Explore


SO QUICK, SO EASY

YOU’LL LOVE SNAP’S CLEAR AND SIMPLE TERMS AND CONVENIENT PAYMENT OPTIONS. FIND A
STORE TO GET STARTED.

Find a Store



SNAP HAS YOUR BACK

• APPLY IN MINUTES, GET A DECISION IN SECONDS

• APPROVALS RANGE FROM $300 TO $5,000
• NO IMPACT TO YOUR FICO® SCORE


Learn More



GET MORE TIME TO PAY

SNAP OFFERS CONVENIENT, HASSLE-FREE PLANS THAT WORK WITH YOUR PAYDAYS AND
BUDGET, INCLUDING OPTIONS TO LOWER YOUR OVERALL COSTS.

Learn More



CUSTOMER-FOCUSED. HONEST REVIEWS.

GG

GINO G.



SNAP HELPED OUT IN A TIME OF NEED.

Their call center is very professional and attentive. They gave me all options
available and were able to satisfy all my wants. This is definitely an option
for people who have a hard time saving money for things they need or want. Snap
is a great option...

Read More on TrustPilot
CK

CHRISTOPHER K.



SUPER HELPFUL

Super helpful! Excellent service. They really make it stress free and easy to
get the right mattress. Highly recommended.

Read More on TrustPilot
EA

ERIKSON A



THE STAFF THAT TREATED ME WAS EXCELLENT

Well to start with, the staff that treated me was excellent, friendly, good
treatment, and also good payment options with the appliances. I loved it. In the
future, I will surely look for them again and I recommend it.

Read More on TrustPilot
SN

STEPHANIE N



EVERYTHING WAS EASY AND FAST

Everything was easy. The guy who helped me was nice and informative!! Definitely
recommend.

Read More on TrustPilot
See More Reviews

Rated 'Excellent' on


JOIN THE MORE THAN 5 MILLION CUSTOMERS WHO LOVE SNAP.

Super helpful! Excellent service. They really make it stress free and easy to
get the right mattress. Highly recommended.

“Super helpful! Excellent service. They really make it stress free and easy to
get the right mattress. Highly recommended.”

CHRISTOPHER K.

Read More on TrustPilot

“To start with, the staff that treated me was excellent, friendly, good
treatment, and also good payment options with the appliances. I loved it. In the
future, I will surely look for them again and I recommend it.”

ERIKSON A.

“Their call center is very professional and attentive. They gave me all options
available and were able to satisfy all my wants. This is definitely an option
for people who have a hard time saving money for things they need or want.”

GINO G.

See More Reviews



FIND STORES THAT OFFER SNAP

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SNAP FINANCE GOES WHERE YOU GO






SNAP GOES WHERE YOU GO. GET OUR APP NOW.





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About Snap

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 * Newsroom


PrivacyWebsite Terms of UseFinancingAccessibilityApplication Terms &
ConditionsCookie Preferences© 2024 Snap Finance®


1 Not all applicants are approved. While no credit history is required, Snap
obtains information from consumer reporting agencies in connection with
submitted applications, and your score with those agencies may be affected.

2 Snap-branded product offering includes retail installment contracts, bank
installment loans, and lease-to-own financing. Talk with your local Snap sales
representative for more details on which product qualifies at your store
location. For more detailed information, please visit
snapfinance.com/legal/financing-options.

3 Average approval amounts vary across product types and range from $300 to
$5,000. Subject to underwriting qualification criteria.












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