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 * Products & services
   Products & services.
    * Accounts & cards
      
      Bank accounts, savings accounts, overdraft or a debit, credit or prepaid
      card to suit your needs.
   
    * Credit cards
      
      A credit card gives you access to credit up to an agreed limit, so you can
      pay for goods or services anywhere Mastercard® is accepted.
   
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      Planning to buy, build or renovate? Whatever your property goals, we're
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      Check out these quick guides to starting out, making plans and getting
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      Get ready for some of those big life moments, from living together to
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      Life can be hard to plan for sometimes but we are here to help you when
      those unexpected moments present themselves.
   
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      KiwiSaver is an investment in your future. It’s for your first house, or
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FOR A SAFER GREATER AOTEAROA.

Support the Westpac Chopper Appeal.

Donate now


7-day payment processing - From 26 May 2023, we’ll be processing most domestic
payments to and from other banks every day of the year including weekends and
public holidays. Find out more about  changes to 7-day payment processing.


HOW CAN WE HELP?

Join Westpac
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Calculators
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FEATURED RATES

See all rates and fees

Special¹


HOME LOAN

6.45
%
p.a.

CHOICES FIXED 2 YEARS

Min 20% equity


TERM DEPOSIT 6 MONTHS

5.60
%
p.a.

LEARN MORE

$5,000 min


TERM DEPOSIT 12 MONTHS

5.70
%
p.a.

OPEN A TERM DEPOSIT ACCOUNT

$5,000 min

See all rates and fees

¹Min 20% equity, plus salary credit to a Westpac transaction account. Not
available with any other Westpac home loan offers, promotions or package
discounts, or the Westpac Choices Home Loan with Airpoints™. Loans for business
or investment purposes excluded. 

 If you don’t pay amounts when they’re due, your home loan account may exceed
its limit and the rate of interest that’ll be applied to the overlimit amount
will be the interest rate + 5% p.a. Lending criteria, terms and conditions apply
to home loans. A low equity margin may apply. 

Interest rates are subject to change without notice.


FINANCIAL WELLBEING.


I WANT TO KNOW MORE ABOUT

 * financial hardship(Immediately filters results upon selection)
 * managing my money(Immediately filters results upon selection)
 * managing my home loan(Immediately filters results upon selection)


Take control of your finances with these helpful tips, tools and resources.
Select from the arrow dropdown.


NEWS & STORIES.

Here's some practical stories, helpful insights and opinions from a range of
experts. Read our latest stories looking at property, business, money, and our
community.

Sextortion: The damaging new scam targeting teenagers

Parents are being asked to speak to teens about the dangers of sharing sexual
material online after the rise of a new type of scam.


EVs or petrol cars – which is better value over their lifespan?

Battery electric vehicles (BEVs) cost more than internal combustion engine (ICE)
cars. But the price doesn’t tell the full story.


Increasing access to banking for the most vulnerable

Imagine not having a bank account. How would you get paid? How would you buy
things and pay bills in a world that is rapidly moving to digital payments?


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