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      <input type="radio" name="selectedurl1" value="https://www.jkbankonline.com" checked=""> Netbanking<br>
    </label>
    <label>
      <input type="radio" name="selectedurl1" value="https://eapp.jkbank.com/crcard/"> Credit Card e-Bill<br>
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    <label>
      <input type="radio" name="selectedurl1" value=" https://www.jkbrewards.com"> Rewards<br>
    </label>
    <label>
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Text Content

 * ATM & Branch Locator
 * About Us
 * Contact Us
 * Grievance Redressal
 * Corporate Social Responsibility
 * Press & Media
 * Careers
 * Support Services
 * JK Bank Diary
   



 * ATM & Branch Locator
 * About Us
 * Contact Us
 * Grievance Redressal
 * Feedback
 * JKB Financial Services Limited

 * Corporate Social Responsibility
 * Press & Media
 * Careers
 * SiteMap
 * Digital Banking
 * JK Bank Diary
   


 * PERSONAL
   
   * LOANS
     
      * Housing Loan
      * Consumer Loan
      * JK Bank Personal
        Consumption Loan Scheme
      * Laptop/ PC Finance
        
      * Festival Advance Scheme
      * Education Loan Scheme
      * Term Loan For B.Ed/ M.Ed.
        Courses
      * Smartphone Finance
      * Budshah School Education
        Finance
      * Modular Kitchen Finance
      * Sahafat Finance Scheme
      * Car Loan Scheme
      * Car Loan for Used Cars
     
      * Two-Wheeler Finance
      * Coaching Fee Loan Scheme
      * Skill Loan Scheme
      * Cash Credit Scheme
        (Salaried Employees)
      * Loan against Gold
        Ornaments and Jewellery
      * Solar Equipment Finance
      * Loans against Property (LAP)
     
     PERSONAL ACCOUNTS
     
      * Deluxe Savings Account
      * General Savings account
      * General Small Account
      * Deluxe Salary Account
      * General Salary Account
      * Student Savings Account
      * Basic Saving Deposit
      * Saving Account-Government
     
      * Pension Account
        
      * Premium Savings Account
      * Pink Savings Scheme
      * Corporate Salary Package
      * SB Accounts for NCC Cadets
     
     TERM DEPOSITS
     
      * Fixed Deposits Scheme
      * Cash Certificate Scheme
      * Mehandi Deposit Scheme
      * Tax Saver Term Deposit
        Scheme
      * Smart Saver Term Deposit
        Scheme
      * Monthly Yield Deposit Scheme
      * Recurring Deposit Scheme
      * Child-care Deposit Scheme
      * Depositor’s Pension Scheme
     
        
      * Flexi Recurring Deposit Scheme
      * Ladli Beti
        
      * Daily Deposit Scheme
      * Special Bachat Deposit Scheme
     
     INSURANCE
     
      * Life Insurance
      * Non Life Insurance
     
     CARDS
     
      * Global Debit Card
      * Credit Card
      * Merchant Acquiring
 * BUSINESS
   
   * LOANS
     
      * Commercial Vehicle Finance
      * Commercial Vehicle Finance
        (Used Vehicles)
      * School Bus Finance
      * Passenger Bus/mini-bus
        Finance.
      * Dastkar Finance
      * Khatamband Craftsmen
        Finance
     
      * Help Tourism (For Kashmir
        valley only)
      * Commercial Premises Finance
      * Establishment of Mini Sheep
        Farms in Private Sector
      * Contractor Finance
      * Construction Equipment
        Finance
      * Saral Finance to Small
        Businessmen
      * J&K Bank Karobar Card
      * Mortgage Loan for Trade &
        Service Sector
     
      * Loans against Property (LAP)
      * Fair Price Shop Scheme
      * Start-ups Finance
      * Guaranteed Emergency Credit
        Line (GECL)
      * Credit Guarantee Scheme for
        Subordinate Debt
      * Supply Chain Finance Scheme
      * Home Stay Scheme
     
     GOVT SPONSORED SCHEMES
     
      * Seed Capital Fund Scheme
        under "Sher-e -Kashmir
        Employment and Welfare
        Programme for the
        Youth (SKEWPY)"
     
     BUSINESS ACCOUNTS
     
      * Platinum Current Account
      * Gold Current Account
      * Premium Plus Current Account
      * Premium Current Account
      * Basic Current Account
      * Grameen Current Account
     
     INSURANCE
     
      * Life Insurance
      * Non Life Insurance
      * Lodge Insurance Claims
 * AGRICULTURE
   
   * LOANS
     
      * Kissan Credit Card Scheme
        - Crop
      * Kisan credit Card Scheme
        -(AH&F)
      * JK Bank Kissan Dost Finance
      * Asset Based Easy Agri
        Loan Scheme
      * Fruit Advances Scheme
        (Apple)
     
      * Giri Finance Scheme
        
     
      * Mortgage loan scheme for
        traders of Agricultural Produce
 * NRI
   
   * RUPEE DEPOSITS
     
      * NRE Savings Account
      * NRE Fixed Deposits
      * Useful Information - NRE
        Rupee Deposits
      * NRO Savings Account
      * NRO Fixed Deposits
      * Useful Information - NRO
        Rupee Deposits
     
      * Deposit Plans for Returning
        Indians
      * Foreign Currency Non-
        resident-Banks (FCNR-B)
      * Useful Information - FCNR
        Deposits
     
     DOWNLOAD FORMS
     
      * NRI Nomination Form
      * NRI ATM Card for Mandate
        holder Form
     
      * NRI Customer Relationship
        Form
      * NRI e-channel registration
        Form
      * NRI Mandate letter Form
      * NRI Supplementary
        Information Form
      * Account Opening Form
     
     INFORMATION
     
      * Frequently Asked Questions
      * Remittance from Abroad
 * INVESTOR
   
   * DISCLOSURE UNDER REGULATION 46 OF SEBI (LODR) REGULATIONS, 2015
     
      * Nature of Business
      * Composition of Board
      * Committees of Board of Directors
        
        
      * Criteria for Payment of Remuneration
        to Non Executive Directors
      * Corporate Governance Policies
      * Shareholder’s Information
        
        
        
      * Financial Information
      * Shareholding Pattern
      * Corporate Governance Reports
      * Agreement entered into with the media
        companies and associates
      * Investor Relations
      * Credit Ratings
      * Subsidary Financials
      * Secretarial Compliance Report
      * Announcement under Regulation
        30 SEBI (LODR) Regulations, 2015
      * Announcement under Other Regulations
        of SEBI
      * Statement of Deviation(s) or variation(s)
      * Compliance Officer
      * Annual Returns
      * Newspaper Publications / Notices
      * Familiarization Programs for
        Directors of the Bank
      * Terms and conditions
        of appointment of Independent director
     
     DISCLOSURE UNDER REGULATION 62 OF SEBI (LODR) REGULATIONS, 2015
     
      * Nature of Business
      * Composition of Board
      * Committees of Board of Directors
      * Criteria for Payment of Remuneration
        to Non Executive Directors
        
        
      * Corporate Governance Policies
      * Shareholder’s Information
        
        
      * Financial Information
      * Shareholding Pattern
      * Corporate Governance Reports
      * Agreement entered into with the media
        companies and associates
      * Investor Relations
      * Credit Ratings
      * Subsidary Financials
      * Secretarial Compliance Report
      * Announcement under Regulation
        30 SEBI (LODR) Regulations, 2015
      * Announcement under Other Regulations
        of SEBI
      * Statement of Deviation(s) or variation(s)
      * Compliance Officer
      * Annual Returns
      * Newspaper Publications / Notices
      * Familiarization Programs for
        Directors of the Bank
      * Intimations to Stock exchange (Debt Securities)
      * Debenture Trustees
     
     BANK SHARE
     
      * Quotes
      * Technical Chart
      * Highs/Lows
      * 10 Year Trend
      * Historical Share Price
      * Share Price Movement
 * MAKE PAYMENTS
   
   * RECHARGE
     
      * Pre-paid Mobile
      * DTH
     
     PAY BILLS
     
      * Bharat Bill Payment System
      * Post-paid Mobile
     
     FEE COLLECTIONS
     
      * Easy Collect
     
     PAY TAXES
     
      * Pay your Tax Online
 * LOGINS
   
   * NET BANKING
     
      * e-Banking Login
      * Register for Net-Banking
     
     FASTAG
     
      * FASTag Login
     
     CREDIT CARD E-BILL
     
      * Download Credit Card e-Bill
     
     EMPLOYEE LOGINS
     
      * JKB Mail Login
     
     SAFE BANKING
     
      * Anti-Phishing
      * Safe e-Banking Advisory
      * Tips for avoiding Phishing
      * Phishing through Emails
      * Tips for avoiding Phishing
        and Vishing
      * Phishing Scenarios
      * Safety Tips for Credit Card
        Holders



   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
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|  Annual Report 2022 - 23 | 

Bank with Us
Instant Loans
Save Money
Buy a Home
Run your Business
Buy a Car
Remit funds from abroad



Ways to Bank
Internet Banking
Mobile Banking
Debit & Credit Cards
Phone Banking
Merchant Services
Instant Payments



Help Centre
ATM & Branch Locator
Pay through Easy Collect
Tools/Calculators
Apply Online
Interest Rates
Pay your Tax Online



 Secure Logins
Netbanking
Credit Card e-Bill
Rewards
Supply Chain Finance Portal




Grievance Redressal
 * Quick Access
 * Tender/Auction Sale/Counter Bids
 * Information
 * Forms

 * EOI & Tender / Notifications
   
 * Time Frame for Disposal of Applications for Credit Limit
   
 * Door Step Banking to Senior Citizens and Differently abled Persons
 * Third Party Services
 * Tools/Calculators
 * Loan Application Status
 * Apply Now
 * Annual Reports
 * Bharat Bill Payment System (BBPS)
 * Nomination Facility
 * Positive pay system (PPS)
 * ASBA Services
 * InsiderLens Application
 * Revamped Credit Structure-Overview of LCUs

 * Digital Banking
 * NOTICE Regarding Inoperative & Unclaimed Accounts
 * WhistleBlower Grievance
 * Offers
 * Information related to Union Territories of J&K and Ladakh Pensioners
 * Information related to J&K Bank Pensioners
 * List of Business units designated as Authorized Collection Centers (ACC) to
   provide e-stamping services
 * Customer Awareness Notice - NeSL
 * Group Personal Accidental Insurance Cover for J&K Government Employees
 * Rates at a Quick Glance

 * Safe Deposit Lockers-SOP
 * Opening of Small Accounts Simplified
 * De-Duplication of Customer ID
 * OTS Scheme in MSE Sector
 * Unclaimed Deposits

 * Minimum Balance Charges in Saving Bank Accounts
 * Privacy Policy for JKB Mobile Banking Application
 * Consumer Education regarding IRAC, Due dates, Overdues, SMA, NPA etc

 * OTP Application Form for eBanking Users
 * Application Form for Deceased Claim
 * SMS Alert Registration Form
 * Application Form for NEFT RTGS
 * Certificates for Pensioner (Life/Non Employment/Remarriage)
 * Internet Banking Form - Retail User
 * Internet Banking Form - Corporate User
 * Mobile Banking Registration Form
 * Unique Customer Identification Code Mandate Form
 * Credit cum Debit Dispute Declaration Form
 * Agri Term Form
 * Car Loan Two Wheeler Form
 * Cash Credit (For Salaried ) Application Form
 * Education Loan Form

 * Housing Loan Form
 * Laptop Pc Finance Form
 * Loan Against Mortgage Form
 * Saral Saholiat Form
 * Customer Relationship Form for Individuals/Sole Proprietory Concerns
 * Customer Relationship Form for Joint Accounts
 * Customer Relationship Form for Partnership Firms / Companies
 * Application for opening Export Earners Foreign Currency Account (EEFC)
 * Customer Relationship Form for NRI Accounts
 * Maturity Instructions Form/ Amendment Form
 * Locker Agreement

 * List of mortgaged properties in possession of J&K Bank
 * E-Auction Notice:M/S OPK Knits New
 * E-Auction Notice:Mr. R Abdul Subhan
 * E-Auction Notice:M/S D S Traders B/O Karnal
 * E-Auction Notice:Ajmal Shaik & Salma Shaik
 * Auction Notice:Mr. Tariq Ahmad Dar
 * Auction Notice:Mr. Mohammad Shafi Parray
 * E-Auction Notice:M/S Alpine Fresh Pvt Ltd
 * Auction Notice:M/S M Sultan Lone & Sons
 * Auction Notice:Mr. Mohammad Ayoub War
 * Auction Notice:M/s Pankaj Enterprises
   
   
   
   
 * E-Auction Notice:M/s Ab Aziz Lone & Co. prop. Ab Hai lone
   
 * Auction Notice:M/S Polo Amusement Park Ltd
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 * E- Auction/Sale notice:M/S S P Wearing Apparels (B/O Lajpat Nagar)
 * E- Auction/Sale notice:M/s M.K.Profile New
 * E- Auction/Sale notice:M/s Showkat Fruit Co. New
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   

   
   
   
 * E-Auction Notice:Mr Vijay Divya rajan & Lidiya k New
 * E-Auction Notice:Mrs Rekha Biju & Biju edayath New
 * E-Auction Notice:M/S AB Bari Ganai
   
 * E-Auction Notice:M/S Amarjit Singh & Sons New
 * Auction Notice:M/s Seven Star Grains Private Ltd
 * Auction Notice:M/s Shivam Trading Co
 * E-Auction Notice:M/s Nazir fruit agency
 * E-Auction Notice:M/S Malik Fruit(Branch Larkipora)
 * Auction Notice:Mohammad Ramzan Mir
 * E-Auction Notice:M/s Sarthak Enterprises
 * Auction Notice:M/S Lucky Fruit Co.
 * Auction Notice:M/S Danish Fruit Co.
 * Auction Notice:M/S JSR BAKERY
 * Auction Notice:Mr. Happy Singh Charak
 * Auction Notice:Prime Casting Pvt. Ltd. New
 * Auction Notice: M/s Zahoor Ahmad Sheikh New
 * Auction Notice: Hajira and Khursheed Ahmad New
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   


J&K Bank's Q1 PAT zooms 97% YoY
to Rs 326 Cr
24 July, 2023

> In an impressive Q1 performance, J&K Bank’s net profit has jumped 97%
> Year-on-Year to almost double its profit-after-tax (PAT) to Rs 326.45 Cr for
> the first quarter of FY 2023-24....
> 
> Read More...

J&K Bank becomes the 1st Scheduled
Commercial Bank in India to achieve
PCIDSS V4 Certification
21 July, 2023

> In a major boost to its cyber-security system, J&K Bank has become the first
> Scheduled Commercial Bank (SCB) in the country....
> 
> Read More...

J&K Bank wins award for Best
Performance in CASA
10 July, 2023

> J&K Bank has been felicitated for The Best Performance in CASA-India....
> 
> Read More...

J&K Bank wins 'Gold' at Infosys
Finacle Innovation Awards 2023
27 June, 2023

> Continuing with its outstanding performance, J&K Bank has won accolades at
> Infosys Finacle Innovation Awards – 2023 by winning ‘Gold Award’....
> 
> Read More...

'J&K Bank on Wheels' to operate in Ladakh's
remote areas
19 June, 2023

> LG Ladakh inaugurates 2 maiden mobile branches in Leh, praises JK Bank....
> 
> Read More...

J&K Bank net-profit zooms 139% YoY
to historic-highest of Rs 1197 Cr 05 May, 2023

> Adding a historic milestone to its remarkable journey, J&K Bank today recorded
> Rs 1197 Cr as net profit for the FY 2022-23 as the Bank’s highest-ever annual
> profit....
> 
> Read More...

J&K Bank clocks century in Srinagar
branch-network after Tengpora inauguration 01 May, 2023

> As part of measures to enhance ease of banking for its growing customer base,
> J&K Bank today dedicated a new branch for public at Tengpora, Srinagar.....
> 
> Read More...

J&K Bank bags award for outstanding
contribution under PM Awas Yojana 25 April, 2023

> J&K Bank today received an award from Housing and Urban Development
> Corporation Ltd (HUDCO) for its outstanding contribution ....
> 
> Read More...

J&K Bank launches JIA - its AI-enabled
Chatbot 10 March, 2023

> To facilitate better customer-engagement, J&K Bank today launched JIA (J&K
> Bank Intelligent Assistant) – an AI-enabled Chatbot ....
> 
> Read More...

J&K Bank awarded for
promoting digital payments 10 February, 2023

> Achieving another feat in digital payment domain, J&K Bank bagged an award for
> its outstanding performance in promoting digital payments during FY 2021-22
> ....
> 
> Read More...

J&K Bank Q3 net profit up
79% YoY to Rs 312 Cr 23 January, 2023

> We remain committed to sustained improvement in our overall functioning and
> the operating results:Baldev Prakash ....
> 
> Read More...


 * Financial Awareness Messages (FAME)
 * Financial Inclusion\FLCCs
 * Service Charges Schedule General Banking
   
 * Service Charges Schedule DAC
 * Service Charges Schedule Forex & Advances
 * Coins & Notes Exchange Facility
 * Corporate Social Responsibility
 * Related Sites
 * Anti-Phishing
 * PMAY - Credit Linked Subsidy Scheme (CLSS)
 * Aadhaar enrolment enabled Business Units
 * Business Units enabled for Digital Life Certificate
 * INTEGRATED OMBUDSMAN SCHEME-2021

 * User Terms of Service
 * NOTICE Regarding Inoperative & Unclaimed Accounts
 * Annual information on complaints handled
 * PMEGP e-Portal
 * Vidya Lakshmi Portal
 * Unclaimed Deposits / Inoperative Accounts
 * Code of Conduct for Direct Selling Agents
 * Jammu & Kashmir - Employment Schemes Portal
 *   
   J&K bank is registered with DICGC

Fair Practice Code for Lenders Micro Small Enterprises Business Hours RBI
Monetary Museum RBI Museum - Information USA Patriot Act Certification Hyperlink
Policy Copyright Status of Ramp provided at ATMs/ Business Units Loan Agreements
Security features of Bank Notes DIRGHAYU Pensioners Mobile App
Disclaimer CITIZENS' CHARTER RTI Policies & Disclosures Browser Compatibility
Regulatory Disclosure Section Terms & Conditions SiteMap Find Us On :
 * 
 * 
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 * 
 * 
 * 

OUR BANK IS A MEMBER OF BCSBI - CERTIFICATE.| Beware of fictitious
offers/lottery winnings/cheap funds offers :RBI Advisory | Green Initiatives
J&K Bank never ask for your user id / password / pin no. through phone call /
SMSes / e-mails. Any such phone call / SMSes / e-mails asking you to reveal
credential or One Time Password through SMS could be attempt to withdraw money
from your account.NEVER share these details to anyone.

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