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CARDSNACKS’ PRIVACY POLICY

Summary

Welcome to CardSnacks. We understand you value your privacy and we share in that
concern. We want your CardSnacks experience to be both satisfying and safe.

By using CardSnacks’ Services (defined below), you agree to be bound by the full
terms and conditions set forth in the Privacy Policy below ("Privacy Policy").
If you do not agree to the full terms of the Privacy Policy, you may not use
CardSnacks’ Services including, but not limited to, its website at and our
mobile applications. For information about your obligations and use of
CardSnacks’ multimedia design services and distribution of digital greeting
cards, please see our Terms of Use Agreement. For your convenience, below is a
summary of CardSnacks’ Privacy Policy.

We may use your email address and mobile phone number, without further consent,
for administrative communications such as notifying you of CardSnacks Service
updates, for customer service purposes, to send privacy or security related
notices, or for our marketing purposes. However, we will not sell or otherwise
give your email address or mobile phone number to other companies for them to
market to you without your permission.

We may use information and data that we collect to enrich your experience with
CardSnacks’ Services such as information that you post in our community and
through our social networking features.

We track information about the photos, GIFs, songs, videos, and content that
appears in our Services as well as your preferences, and the information you
provide about yourself, to personalize and improve your CardSnacks experience
through suggestions of additional content that you may enjoy, as well as
advertisements and social networking features.

We may have to collect information and data if your actions require
third-parties to provide specialized services, such as credit card processing,
sweepstakes management and prize fulfillment, data processing, customer/support
services and other products or services that we choose to make available to our
Users (defined below).

THIS SUMMARY IS NOT THE COMPLETE PRIVACY POLICY, SO PLEASE READ THE FULL PRIVACY
POLICY CAREFULLY BEFORE USING THE WEBSITE OR ANY OF CARDSNACKS’ SERVICES.

* * * * *

Mobigram LLC
Privacy Policy
(effective as of [11/1/20)
Please read carefully

 1.  Welcome. Welcome to CardSnacks ("CardSnacks"), which owned, produced, and
     operated by Mobigram LLC. This Privacy Policy is effective as of November
     1, 2020 for Mobigram LLC and its subsidiaries ("CardSnacks," "we," "us," or
     "our"). This Privacy Policy describes CardSnacks’ policies and procedures
     related to the collection, use and disclosure of your information on (the
     "Site") and the services, features, content, or applications we offer
     (collectively with the Site, the "Services" We receive information about
     you from various sources, including: (i) your use of the Services
     generally; and (ii) from third party websites and services. When you use
     the Services, you are consenting to the collection, transfer, manipulation,
     storage, disclosure, and other uses of your information as described in
     this Privacy Policy. It does not apply to users located in the European
     Economic Area. Users located in the European Economic Area should consult
     this policy instead.
 2.  Scope. This Privacy Policy covers the treatment of personally identifiable
     information ("Personal Information") gathered when you are using or
     accessing the Services. Personal Information is defined under this Policy
     to include such information as, but not limited to, your name, email
     address, date of birth, and IP address. This Privacy Policy also covers our
     treatment of any Personal Information that our business partners share with
     us or that we share with our business partners. Among other things,
     CardSnacks also allows individuals, age 13 and older, to access and use the
     site ("Users"), to post information regarding themselves as well as content
     owned and/or created by them. CardSnacks’ registered and unregistered Users
     may view another registered User’s profile ("Profile"), communicate with
     each other, share photos, post journals and comments, and describe their
     interests (unregistered Users may have limited or no access to certain
     functions). This Privacy Policy applies to the operations for any current,
     updated, and new products, services, native application programs
     ("Applications" or "Apps"), platforms, websites, or other affiliated
     ventures offered, controlled, owned or operated by Mobigram LLC including,
     but not limited to Internet websites, applications, supported mobile
     devices, consumer electronics devices, devices connected to or installed in
     an automobile, automotive sound systems and other mechanisms (collectively
     "CardSnacks’ Services"). This Privacy Policy does not apply to the
     practices of third parties that we do not own or control, including but not
     limited to any third-party websites, services, and applications ("Third
     Party Services") that you elect to access through the Service or to
     individuals that we do not manage or employ. While we attempt to facilitate
     access only to those Third-Party Services that share our respect for your
     privacy, we cannot take responsibility for the content or privacy policies
     of those Third-Party Services. We encourage you to carefully review the
     privacy policies of any Third- Party Services you access.
 3.  Consent. Please note that by accessing or using CardSnacks’ Services, you
     agree to be bound by this Privacy Policy and CardSnacks’ Terms of Use
     Agreement (the "Agreement"), whether or not you are a registered or
     unregistered User and consent to the collection and processing of your
     personal information as described in this Privacy Policy. If you do not
     consent to such use of your personal data, you should immediately
     discontinue using CardSnacks’ Services. This Privacy Policy is incorporated
     into and made a part of CardSnacks’ Agreement.
 4.  Transparency. We care about online privacy and adopted this Privacy Policy
     to provide total transparency to how and what Personal Information we may
     collect from you and what we will and will not do with that information.
     When you visit a CardSnacks Site or use CardSnacks’ Services or any App in
     connection with CardSnacks’ Services, whether online at a home or work
     computer, on a mobile or tabloid device, or any other authorized channel,
     we may collect certain personal information such as your mobile phone
     number, email address, zip code, age, gender, residence, and similar
     information. CardSnacks uses the information that you provide or that we
     collect to personalize, operate, maintain, enhance, and provide all the
     features found on CardSnacks’ Services; to market our services; and to
     track User-generated content and Users to the extent necessary to provide
     the best possible user experience or to comply with applicable laws. There
     are several areas where you can submit information to us, and some features
     that automatically collect information from Users of CardSnacks’ Service
     and visitors to our Site. In connection with certain aspects of the
     Services, we may request, collect and/or display some of your Personal
     Information. We collect the following types of information from our users.
     1. User Content: Some features of the Services allow you to provide content
        to the Services. All content submitted by you to the Services may be
        retained by us as long as you remain a User. We may retain your content
        after your access to the Services is terminated, for whatever reason,
        consistent with applicable law and our appropriate business needs. . We
        may continue to disclose such content to third parties in a manner that
        does not reveal Personal Information, as described in this Privacy
        Policy.
     2. IP Address Information and Other Information Collected Automatically: We
        automatically receive and record information from your web browser when
        you interact with the Services, including your IP address and cookie
        information. This information is used for fighting spam/malware and to
        facilitate collection of data concerning your interaction with the
        Services (e.g., what links you have clicked on). Generally, the Services
        automatically collect usage information, such as the number and
        frequency of visitors to the Site. We may use this data in aggregate
        form, that is, as a statistical measure, but not in a manner that would
        identify you personally. We do at times, however, share this information
        with our partners, service providers and other persons with whom we
        conduct business, and as otherwise specified in this Privacy Policy.
        This type of aggregate data enables us and third parties authorized by
        us to figure out how often individuals use parts of the Services so that
        we can provide relevant services as well as analyze and improve them.
     3. Information Collected Using Cookies: "Cookies" are pieces of text that
        may be provided to your computer through your web browser when you
        access a website. Your browser stores cookies in a manner associated
        with each website you visit. We use cookies to enable our servers to
        recognize your web browser and tell us how and when you visit the Site
        and otherwise use the Services through the Internet. Our cookies do not,
        by themselves, contain Personal Information, and we do not combine the
        general information collected through cookies with other Personal
        Information to tell us who you are. As noted, however, we do use cookies
        to identify that your web browser has accessed aspects of the Services.
        Most browsers have an option for turning off the cookie feature, which
        will prevent your browser from accepting new cookies, as well as
        (depending on the sophistication of your browser software) allowing you
        to decide on acceptance of each new cookie in a variety of ways. We
        strongly recommend that you leave cookies active, because they enable
        you to take advantage the most attractive features of the Services. This
        Privacy Policy covers our use of cookies only and does not cover the use
        of cookies by third parties. We do not control when or how third parties
        place cookies on your computer. For example, third party websites to
        which a link points may set cookies on your computer.
     4. Information Related to Advertising and the Use of Web Beacons: To
        support and enhance the Services, we may serve advertisements, and allow
        third parties advertisements, through the Services. These advertisements
        are sometimes targeted and served to particular users and may come from
        third party companies called "ad networks." Ad networks include third
        party ad servers, ad agencies, ad technology vendors and research firms.
        Advertisements served through the Services may be targeted to users who
        fit a certain general profile category may be based on anonymized
        information inferred from information provided to us by a user,
        including Personal Information (e.g., gender or age), may be based on
        the Services usage patterns of particular users, or may be based on your
        activity on Third Party Services. We do not provide Personal Information
        to any ad networks for use outside of the Services. To increase the
        effectiveness of ad delivery, we may deliver a file (known as a "web
        beacon") from an ad network to you through the Services. Web beacons
        allow ad networks to provide anonymized, aggregated auditing, research
        and reporting for us and for advertisers. Web beacons also enable ad
        networks to serve targeted advertisements to you when you visit other
        websites. Because your web browser must request these advertisements and
        web beacons from the ad network servers, these companies can view, edit,
        or set their own cookies, just as if you had requested a web page from
        their site.
     5. Aggregate Information: We collect statistical information about how
        users, collectively, use the Services ("Aggregate Information"). Some of
        this information is derived from Personal Information. We may share
        Aggregate Information with our partners, service providers and other
        persons with whom we conduct business. We share this type of statistical
        data so that our partners can understand how and how often people use
        our Services and their services or websites, which facilitates improving
        both their services and how our Services interface with them. In
        addition, these third parties may share with us non-private, aggregated
        or otherwise non Personal Information about you that they have
        independently developed or acquired. This statistical information is not
        Personal Information and cannot be tied back to you, or your web
        browser.
 5.  How We Collect and Use Personal Information.
     1.  User Profile. When you register, we ask you to provide your mobile
         phone number and other information, which may include (but may not be
         limited to) email address, birthdate, gender, and zip code ("User
         Profile"). We may use your mobile phone number or email address,
         without further consent, for administrative communications such as
         notifying you of major CardSnacks Service updates, for customer service
         purposes, and to send privacy or security related notices. We also use
         your User Profile to understand the usage trends and preferences of our
         Users, to improve the way CardSnacks’ Services work and look, and to
         create new features and functionality. For instance, we may use your
         User Profile (i) to provide CardSnacks’ Services and any products and
         services that you request; (ii) to communicate with you concerning your
         account, customer service issues and CardSnacks’ Service; (iii) to
         personalize and improve CardSnacks’ Services; (iv) to ensure the
         technical functioning of CardSnacks’ Services; (v) to develop new
         products and services; and (vi) to protect the copyrighted content on
         CardSnacks’ Site.
     2.  Public Profile Information. The Services are designed to help you share
         information with others. Therefore, some of your activity on and
         through the Services is public by default. This may include, but is not
         limited to, content you have posted publicly on the Site or otherwise
         through the Services. As a result, such information is shared publicly
         or with third parties. Please be aware that any registration
         information or other personally identifiable information that you
         voluntarily choose to display on any publicly available portion of
         CardSnacks’ Services — such as when you publish Usernames, pictures,
         videos, etc. — becomes publicly available and may be collected and used
         by others without restriction and without CardSnacks’ knowledge. In
         addition, other Users can see your feedback and associated comments,
         etc. Therefore, if you associate private information, such as your
         actual name, with your Username, the people to whom you revealed your
         name will be able to personally identify your activities on CardSnacks’
         Services. We do not recommend using your actual name or any varietal
         thereof as you Username. Please also remember that if you choose to
         provide Personal Information using certain public features of the
         Services, then that information is governed by the privacy settings of
         those particular features and may be publicly available. Individuals
         reading such information may use or disclose it to other individuals or
         entities without our control and without your knowledge, and search
         engines may index that information. We therefore urge you to think
         carefully about including any specific information you may deem private
         in content that you create or information that you submit through the
         Services.
     3.  Email and Mobile Phone Number. CardSnacks may use your email and phone
         number to contact you for customer service purposes, or to send you
         privacy and security notices. CardSnacks may also use your mobile phone
         number or email address to market our services. In addition, we may use
         your mobile phone number or email address to send updates, a newsletter
         or news regarding CardSnacks’ Service. CardSnacks may send a text or
         email messages which use a "click-through URL" linked to content on
         CardSnacks’ Services. When a customer clicks one of these URLs, they
         pass through our web server before arriving at the destination webpage.
         CardSnacks tracks this click-through data to help determine interest in
         particular topics and measure the effectiveness of our customer
         communications. If you prefer not to be tracked simply avoid clicking
         text or graphic links in the email. We will not send your mobile phone
         number or email address to third parties in order for them to contact
         you without your express consent.
     4.  Interactions. We primarily use information and data that we collect to
         enrich your experience with CardSnacks’ Services such as information
         you enter when interacting on our Service (including, but not limited
         to, selecting certain images, GIFs, music, etc.), your preferences,
         favorites, or any voluntarily posted comments, communications or
         content posted to a group chat or public board, and any other
         information or data that are plainly visible for other Users of
         CardSnacks’ Service. In addition, we collect certain types of
         information, including personally identifiable information, during your
         interactions with CardSnacks’ Service. For example, we collect
         information when you:
     5.  Register to use CardSnacks’ Service or through a subsequent affirmative
         election;
     6.  Provide information during your use of CardSnacks’ Service by
         participating in community and social networking features and posting
         comments on other User’s Profile pages, online message boards, chat
         box, emails, forums or in creating a User Profile or "preferences" in
         connection with CardSnacks’ Services or other forms of public
         communication and interaction. Information that you disclose in chat
         box or in your User Profile information are public information, and
         there is no expectation of privacy or confidentiality;
     7.  Participate in polls, contests, or other features of CardSnacks’
         Service, or respond to offers or advertisements on CardSnacks’ Service;
     8.  Sign up to receive email newsletters;
     9.  Your actions require third-parties to provide specialized services,
         such as credit card processing, sweepstakes management and prize
         fulfillment, data processing, customer/support services and other
         products or services that we choose to make available to our registered
         Users.
     10. Free Services. At this time, CardSnacks’ Services are free, however, if
         we implement fee-based portions of CardSnacks’ Services and you choose
         to subscribe, you will also be asked to provide (at a minimum) your
         full name and credit card information.
     11. Non-Personally-Identifiable Information. CardSnacks also logs
         non-personally-identifiable information including, aggregate User data,
         and browser type, from Users and other visitors to the Site. This data
         is used to improve CardSnacks’ Services, to analyze trends, to
         administer CardSnacks’ Sites, to track Users’ movements around
         CardSnacks’ Sites and to gather demographic information about our
         registered and unregistered Users. CardSnacks will not use
         non-personally- identifiable information collected to market directly
         to any specific person. This non-personally- identifiable information
         may be shared with third-parties to provide more relevant services and
         advertisements to our Users . User IP addresses are recorded for
         security and monitoring purposes. Additionally, we may de-identify
         personally identifiable information and share it in a
         non-personally-identifiable manner or aggregated form with
         third-parties, advertisers and/or business partners to analyze
         CardSnacks’ usage, improve CardSnacks’ Services and your User
         experience, or for other similar purposes. The use and disclosure of
         such information is not subject to any restrictions under this Privacy
         Policy.
     12. Automatic Data Collection.
     13. CardSnacks may use "Automatically Collected" information and cookies
         to, among other things, (i) automatically update CardSnacks’
         application on your system; (ii) remember your information so that you
         will not have to re-enter it during your visit or the next time you
         access CardSnacks’ Services; (iii) provide customized third-party
         advertisements, content and information; (iv) monitor and report on the
         effectiveness of third-party marketing campaigns; (v) monitor and
         report aggregate usage metrics such as total number of visitors and
         pages accessed; and (vi) track your entries, submissions, and status in
         any promotions or other activities. For example, CardSnacks may use
         Automatically Collected information and cookies to store Users’
         preferences and to record session information, to ensure that visitors
         are not repeatedly offered the same advertisements, to customize a
         newsletter, for advertising, and delivering content based on browser
         type, to help track usage and to help us understand which parts of our
         Site are the most popular, where our Users’ are going, and how much
         time they spend there. Information concerning your use of the Services
         (such as what pages you have visited) may be tracked anonymously
         through the use of cookies and stored by us.
     14. CardSnacks may disclose Automatically Collected and other aggregate
         non- personally-identifiable information (such as IP addresses,
         anonymous User usage data, listening preferences, referring or exit
         pages and URLs, platform types, number of clicks) with interested
         third-parties to assist those parties in understanding the usage and
         demographic patterns for certain content, services, advertisements,
         promotions, or other functionality on CardSnacks’ Services.
     15. In addition, when you use CardSnacks’ Services, we will automatically
         receive or collect information about your use of CardSnacks’ Services
         including, but not limited to, personal information such as media that
         you access, queries you make, dates and times of your requests, your
         Internet protocol address, performance of your network and computer,
         your browser type, language and identifying information, and your
         operating system and application version.
     16. Use of Information. Information that we collect may be used as outlined
         in this Privacy Policy for the following purposes without your prior
         consent to:
     17. Provide Users with the products or services that a User purchased or
         requested and to enhance and improve such products and services;
     18. Perform analysis of your and others’ use of CardSnacks’ Services,
         including, but not limited to, measuring the size and composition of
         the group of Users that have listened to and/or viewed an advertisement
         or other promotional information;
     19. Engage third-parties to perform surveys measuring your experiences and
         use of CardSnacks’ Services on behalf of CardSnacks;
     20. Share aggregated statistics, information, and other materials with
         parties with whom we do business relating to your and others use of
         CardSnacks’ Service;
     21. Enhance, customize, and personalize the User experience in our network
         of Sites and the advertising and the content you see. We use tracking
         information to determine how well the Service performs overall based on
         aggregate User demographics and traffic patterns;
     22. Disclose some limited User information to affiliated companies or other
         businesses or persons to: provide website hosting, maintenance, and
         security services; fulfill orders; conduct data analysis and create
         reports; offer certain functionality; and assist CardSnacks in
         improving CardSnacks’ Services and creating new services features. We
         contractually require that these parties process such information in
         compliance with this Privacy Policy, we authorize only a limited use of
         such information, and we require these parties to use reasonable
         confidentiality measures;
     23. Disclose User information if required to do so by law or in the
         good-faith belief that such action is necessary to comply with state
         and federal laws (such as U.S. copyright or trademark law) or respond
         to a court order, judicial or other government subpoena, or warrant in
         the manner required by the requesting entity or to respond to or comply
         with litigation matters or other legal process;
     24. We reserve the right to access, read, preserve, and disclose any
         information that we believe, in good faith, is appropriate or necessary
         to: (i) satisfy any applicable law, regulation, legal process or
         governmental request, (ii) enforce these Terms of Service and any other
         agreement between you and CardSnacks, including investigation of
         potential violations hereof, (iii) detect, prevent, or otherwise
         address fraud, security or technical issues, (iv) respond to user
         support requests, or (v) protect our rights, property or safety, our
         users and the public. This includes exchanging information with other
         companies and organizations for fraud protection and spam/malware
         prevention.
     25. Fulfill your requests for certain products and services, such as
         sending out electronic newsletters and enabling you to participate in
         and renew paid services, polls, contests, and message boards;
     26. Send you information that you agreed to receive about topics that we
         think will be of interest to you;
     27. Alert you to the latest developments and features on CardSnacks’
         Service;
     28. Pay artists and copyright owners for tracks you hear, by reporting
         listening information to copyright licensing agencies. These reports
         contain aggregated data only, and do not include your personally
         identifiable information;
     29. Jointly offer certain features or services with third-parties, such as
         service partners that make features available through CardSnacks’
         Service, business partners through whom we allow registered Users to
         access CardSnacks’ Service, advertisers, or marketing companies. When
         you use these features or services, you grant us permission to pass
         your registration information back to that service partner. Such
         third-parties may have different data collection, use, and sharing
         practices than us, and you should review their applicable privacy
         policies.
     30. We employ and contract with people and other entities that perform
         certain tasks on our behalf and who are under our control or when we
         jointly offer a service or a feature with that third-party, such as
         connectivity with other websites or applications, to provide
         personalization to CardSnacks’ Service (our "Agent"). In such cases, we
         may need to share Personal Information with our Agents to provide
         products or services to you. Unless we tell you differently, our Agents
         do not have any right to use Personal Information or other information
         we share with them beyond what is necessary to assist us. You hereby
         consent to our sharing of Personal Information with our Agents.
     31. Contests. From time to time, CardSnacks or a partner may sponsor a
         promotion, sweepstake, or contest on CardSnacks’ Services. Users may be
         asked to provide personal information including name, mobile phone
         numbers, email address or home address or to answer questions to
         participate. CardSnacks may transfer personal information to certain ad
         partners that you have explicitly requested to receive information
         from. Please review the promotion, sweepstakes, or contest’s rules to
         determine exactly whose privacy policy will apply.
     32. Market Research. CardSnacks may also collect information for market
         research purposes to gain a better understanding of our User’s and thus
         provide a more valuable service. CardSnacks also collects information
         regarding the activities of registered and unregistered Users on our
         Sites. This helps us to determine how best to provide useful
         information to Users and to understand which parts of our Sites and
         Internet services are of most interest to them.
     33. Cookies. As noted above, when you access CardSnacks’ Services, we may
         send your computer one or more cookies. These technologies collect
         non-personally identifiable information to improve the User experience
         of CardSnacks’ Services, personalize your User experience and monitor
         advertisements and other activities including to keep count of return
         visits to our Site or our advertisers’ or partners’ websites, collect
         and report on aggregate statistical information, save your password and
         login information, and/or display advertising or content based on your
         interests. We may also capture other data such as search criteria and
         results, date, time, connection speed and IP addresses. To make usage
         of our Site even more rewarding as well as to study the effectiveness
         of our Users’ communications and to customize each User’s experience
         and provide greater convenience, CardSnacks may use both session
         cookies and persistent cookies. A session cookie disappears after you
         close your browser. A persistent cookie remains after you close your
         browser and may be used by your browser on subsequent visits to
         CardSnacks’ Services to improve your experience. Persistent cookies can
         be removed. CardSnacks does not link the information we store in
         cookies to any personally identifiable information you submit while on
         our Site. You may be able to configure your browser to accept or reject
         all or some cookies, or notify you when a cookie is set -- each browser
         is different, so check the "Help" menu of your browser to learn how to
         change your cookie preferences -- however, you must enable cookies from
         CardSnacks to use most functions on the Site. Therefore, by deleting
         our cookies or disabling future cookies you may not be able to access
         certain areas or features of CardSnacks’ Services.
     34. Internet Protocol Addresses. CardSnacks’ also maintains log files which
         contain Internet Protocol ("IP") addresses. An IP address is a numeric
         address that is assigned to your computer by your Internet Service
         Provider. In general, we only use log files to monitor traffic on or
         through CardSnacks’ Services, to report aggregate information to our
         advertisers and Third-Party Service providers and to troubleshoot
         technical problems. In the event of User abuse of CardSnacks’ Services,
         however, we may block certain IP addresses or console IDs provided by
         our licensed hardware manufacturers. IP addresses and console IDs may
         be used to personally identify you to enforce our Agreement.
     35. Third-Parties. You may access other Third Party Services through the
         Services, for example by clicking on links to those Third-Party
         Services from within the Site. We are not responsible for the privacy
         policies and/or practices of these Third-Party Services, and you are
         responsible for reading and understanding those Third-Party
         Services' privacy policies. This Privacy Policy only governs
         information collected on the Services. There are also times when it may
         be advantageous for CardSnacks to make certain personal information
         about you available to companies that CardSnacks has a strategic
         relationship with or that perform work for CardSnacks to provide
         products and services to you on our behalf. These companies may help us
         process information, deliver products to you, manage and enhance
         customer data, provide customer service, assess your interest in our
         products and services, or conduct customer research or satisfaction
         surveys. These companies are also obligated to protect your personal
         information in accordance with CardSnacks’ policies. Without such
         information being made available, it would be difficult for you to
         purchase products, have products delivered to you, receive customer
         service, provide us feedback to improve our products and services, or
         access certain services, offers, and content on CardSnacks’ Site.
     36. Third-Party Cookies. As noted above, Third-Parties whose products or
         services are accessible or advertised via CardSnacks’ Service may also
         use cookies. Cookies received with banner ads are collected by our ad
         companies, and CardSnacks does not have access to this information.
         These cookies allow the ad server to recognize your computer each time
         they send you an online advertisement. In this way, ad servers may
         compile information about where you, or others who are using your
         computer, saw their advertisements, and determine the number of ads
         viewed and which ads are clicked on. This information allows an ad
         network to deliver targeted advertisements that they believe will be of
         most interest to you. This Privacy Policy covers only the use of
         cookies by CardSnacks and does not cover the use of cookies by any
         Third-Party Service providers. Accordingly, CardSnacks does not accept
         liability in relation to any Third-Party Service providers, third-party
         websites, third-party vendors, and ad networks or for goods or services
         provided by or in connection with such Third-Party Service providers,
         third-party websites, third-party vendors, and ad networks. You hereby
         agree to indemnify and hold harmless CardSnacks and its affiliates
         against all actions, claims, demands, costs, charges, and expenses in
         connection with your use of such Third-Party Service providers,
         third-party websites, vendors, and ad networks, or as a result of using
         the information published on any of the webpages of the third-party
         websites or ad networks.
     37. Third-Party Use and Disclosures. Except as otherwise expressly provided
         otherwise, this Privacy Policy addresses only the use and disclosure of
         information we collect from you or that you disclose to us. If you
         disclose your information to others besides CardSnacks, whether they
         are Users of CardSnacks’ Services or on other sites or services,
         different rules may apply to the use or disclosure of the information
         you disclose to them. CardSnacks does not control the privacy policies
         of any third-parties, and you are subject to the privacy policies of
         all third-parties where applicable. We advise you to carefully review
         all third-party privacy policies and ask questions before you disclose
         your personal information to others. Our Privacy Policy only governs
         information collected on CardSnacks’ Services.
     38. Receipt of Third-Party Information. We may collect information about
         you from people who have stored information about you when they elect
         to use our social networking or community features, or when they enable
         connectivity with another website or application where they have stored
         such information. For instance, your friends may have stored
         information about you in places such as their friend list, friend list,
         contacts, address books, or photos on our Site and other sites with
         which CardSnacks Service interacts. Any disputes as to the rightful
         owner of such information is between you and the third-party and
         CardSnacks shall not be liable for the receipt, use or disclosure of
         any such information.
     39. Third-Party Links. CardSnacks contains links to Third-Party Service
         providers. CardSnacks is not responsible for the privacy policies
         and/or practices on other sites. If you click on a link to a
         third-party website, including but not limited to, any Third-Party
         Service provider, third-party payment or other service offered through
         CardSnacks’ Services or any advertisement or link to an on- line
         advertising company, you will leave CardSnacks Site you are visiting
         and go to the website you selected. Because we cannot control the
         activities of third-parties, including third-party payment and other
         service providers, we cannot accept responsibility for any use of your
         personal information by such third-parties, and we cannot guarantee
         that they will adhere to the same privacy and security practices as
         CardSnacks.IF YOU VISIT A THIRD-PARTY WEBSITE THAT IS LINKED TO
         CARDSNACKS’ SERVICES, YOU SHOULD CONSULT THAT WEBSITE’S PRIVACY POLICY
         BEFORE PROVIDING ANY PERSONAL OR OTHER INFORMATION. When linking to
         another website, a User should read the privacy policy stated on that
         website. Our Privacy Policy only governs information collected on
         CardSnacks’ Services.
     40. Service Partners. When you access CardSnacks’ Service through a service
         partner, we may add select aspects of your registration information
         (such as your email address or mobile phone number), so that we can
         identify which of our service partners or other sign-in pages to send
         to you when you log on to CardSnacks’ Service. In addition, we may
         receive information about you from third- parties and store it in our
         databases with other information (including personally identifiable
         information) that you provide to us. Some examples of these
         third-parties are listed below:
     41. Service partners and advertisers that make features available through
         CardSnacks’ Service;
     42. Service partners through whom we allow registered Users to access
         CardSnacks’ Service;
     43. Marketing companies that create professional marketing lists or sell
         other marketing data;
     44. Other websites or applications that you registered to use, or that
         people you know have registered to use, when we allow those websites or
         applications to interact through CardSnacks’ Service to provide
         personalized services to you. In some cases, those websites or
         applications may automatically provide us with information about you to
         facilitate personalization unless you use the controls available on
         those websites or applications to opt-out of such sharing.
     45. Payment Providers. To purchase gift cards and other items, we share
         information with Third-Party payment providers that we use to process
         your payments such as Braintree, Inc. ( (www.braintreepayments.com).
         The personal data that you provide relevant to payment processing is
         subject to such Third-Party payment provider’s security and privacy
         policies. Braintree is a validated Level 1 PCI DSS compliant service.
         For more information regarding Braintree’s security of your personal
         information related to credit card processing, visit
     46. Advertisers.
     47. CardSnacks allows third-party ad servers or ad networks to serve
         advertisements within CardSnacks’ Services. These third-party ad
         servers or ad networks may use technology to send, directly to your
         browser, the advertisements that appear within CardSnacks’ Services and
         they automatically receive your IP Address and other automatically
         collected information when this happens. As noted above, such
         third-party ad servers may also use other technologies (such as
         cookies, Javascript, or web beacons) to measure the effectiveness of
         their advertisements and to personalize their advertising content.
         CardSnacks does not provide your personally identifiable information to
         these third-party ad servers or ad networks without your consent.
         However, please note that if an advertiser asks CardSnacks to show an
         advertisement to a certain audience or audience segment and you respond
         to that advertisement, the advertiser or ad-server may conclude that
         you fit the description of the audience that they were trying to reach.
         You should consult the respective privacy policies of these third-party
         ad servers or ad networks for further information. This Privacy Policy
         does not apply to, and we cannot control the activities of, such other
         advertisers or websites. CardSnacks reserves the right to add or remove
         third-party ad networks or ad servers in its discretion.
     48. CARDSNACKS IS NOT RESPONSIBLE FOR, AND WILL ASSUME NO LIABILITY, IF A
         THIRD-PARTY, SERVICE PARTNER, ADVERTISER OR OTHER ENTITY COLLECTS,
         USES, OR SHARES ANY INFORMATION ABOUT YOU IN VIOLATION OF ITS OWN
         PRIVACY POLICY OR APPLICABLE LAW.
     49. Public Forums. Please be aware that whenever you voluntarily post
         public information to a chat box, message boards or any other Public
         Forum, that information can be accessed by the public and can in turn
         be used by those people to send you unsolicited communications.
         CardSnacks is not responsible for any personally identifiable
         information you choose to publicly disclose on any of CardSnacks’
         Services. We recommend that you do not publicly post any personal
         information online.
     50. Email Choice / Opt Out. All notification emails and User newsletters
         include instructions for opting-out of communications in the future. If
         you unsubscribe for a mailing that we send to you on behalf of a
         third-party, we may share your removal instructions with the
         third-party so that your email address may be added to that company’s
         list of people to whom they will not send emails directly. Except as
         otherwise set forth herein, you will be notified when your Personal
         Information may be shared with third parties, and will be able to
         prevent the sharing of this information.
     51. Security. CardSnacks’ you accounts are secured by a User’s mobile phone
         number.CardSnacks takes precautions to ensure that account information
         is kept private. We cannot, however, ensure or warrant the security of
         any information you transmit to CardSnacks, and you do so at your own
         risk. Once we receive your transmission of information, CardSnacks
         makes commercially reasonable efforts to ensure the security of our
         systems. However, please note that this is not a guarantee that such
         information may not be accessed, disclosed, altered, or destroyed by
         breach of any of our physical, technical, or managerial safeguards.
         Unauthorized entry or use, hardware or software failure, and other
         factors, may compromise the security of user information at any time.
         If CardSnacks learns of a security systems breach, then we may attempt
         to notify you electronically so that you can take appropriate
         protective steps or we may post a notice on CardSnacks’ Site. Depending
         on where you live, you may have a legal right to receive notice of a
         security breach in writing. To receive a free written notice of a
         security breach you should notify us at privacy@cardsnacks.com. In
         addition, unauthorized entry or use, hardware or software failure, and
         other factors may compromise the security of User information at any
         time.
     52. Information about your Computer or Device. As noted above, we may
         collect information about the computer, mobile or other devices you use
         to access and listen to CardSnacks’ Service. For example, our servers
         receive and record information about your computer and browser,
         including potentially your IP address, browser type, and other software
         or hardware information. If you access CardSnacks’ Service from a
         mobile or other device, we may collect a unique device identifier
         assigned to that device or other transactional information for that
         device.
     53. Discontinue Use. If you do not consent to such use of your personal
         data, you should immediately discontinue use of CardSnacks’ Service.
 6.  PRIVACY OF CHILDREN. IF YOU ARE UNDER 13 YEARS OF AGE, THEN PLEASE DO NOT
     USE OR ACCESS CARDSNACKS’ SERVICES AT ANY TIME OR IN ANY MANNER. CardSnacks
     is not directed to children under the age of 13. We operate our Site in
     compliance with the Children’s Online Privacy Protection Act of 1998, and
     do not permit registration by, and will not knowingly collect or use
     personally identifiable information from, anyone under 13 years of age,
     regardless of parental consent. If you are under 13 years of age you should
     not use CardSnacks’ Services. If we discover that a child under the age of
     13 provided us with personal information, we will use commercially
     reasonable efforts to delete that child’s access to CardSnacks’ Service. If
     you are the parent or legal guardian of a child under 13 who has become a
     CardSnacks User, then please contact CardSnacks at to have that child’s
     account terminated and information deleted. Teenagers under the age of 18
     and over the age of 12 should encourage their parents to review this
     Privacy Policy and to contact us if they would like to raise any concerns.
 7.  Changes in Our Privacy Policy. This Privacy Policy may change from time to
     time, as we continue to evaluate this Privacy Policy against new
     technologies, business practices, and our Users’ needs, so please check
     back regularly to stay informed of any changes. If we make any changes to
     this Privacy Policy, we will notify you by posting the new version of the
     Privacy Policy on CardSnacks’ Sites in lieu of the prior policy and will
     reflect the "Effective Date" date as noted above. A user is bound by any
     changes to the Privacy Policy when he or she uses the Services after such
     changes have been first posted. It is your responsibility to check
     CardSnacks’ Sites for such updated postings. YOUR CONTINUED USE OF
     CARDSNACKS’ SERVICES FOLLOWING SUCH CHANGES CONSTITUTES AND SIGNIFIES YOUR
     FULL ACCEPTANCE OF SUCH CHANGES. If we are going to use User’s personally
     identifiable information in a manner materially different from that stated
     at the time of collection, we will notify you by posting an announcement on
     the Services. Please revisit this page to stay aware of any changes. You
     may also be asked to re-acknowledge and re-accept this Privacy Policy
     following any material changes.
 8.  Ownership Changes. In some cases, we may choose to buy or sell assets. In
     these types of transactions, user information is typically one of the
     transferred business assets. Moreover, if we, or substantially all of our
     assets, were acquired, or if we go out of business or enter bankruptcy,
     user information would be one of the assets that is transferred or acquired
     by a third party. You acknowledge that such transfers may occur, and that
     any acquirer of us or our assets may continue to use your Personal
     Information as set forth in this policy. In addition, information
     CardSnacks receives from you may be considered an asset subject to
     bankruptcy and could be subject to the authority and disposition pursuant
     to procedures thereunder. To be clear, CardSnacks may be transferred to its
     successors or assigns and may share your information in connection with a
     merger between CardSnacks and another entity, or in the event of a transfer
     of all or some of our assets to another company.
 9.  Access to your Personal Information. Users can access and delete cookies
     through their web browser settings. You can use many of the features of the
     Services without registering, thereby limiting the type of information that
     we collect. You may also decline to share your personally-identifiable
     information with CardSnacks, in which case CardSnacks will not be able to
     provide to you some of the features and functionality found on CardSnacks’
     Services. You may view, update, correct, or delete your User information
     and preferences by editing your Profile or by contacting us at
     privacy@cardsnacks.com. To protect your privacy and security, we take
     reasonable steps to verify your identity before granting you account access
     or making corrections to your information. YOU ARE RESPONSIBLE FOR
     MAINTAINING SECURE AND ACCURATE ACCOUNT INFORMATION AT ALL TIMES.
     
     California "Shine the Light" Law. Although CardSnacks is not subject to the
     California Consumer Privacy Act ("CCPA"), California residents are
     nevertheless entitled to ask, once a year, for a notice identifying the
     categories of personal customer information which we share with our
     affiliates and/or third parties for marketing purposes (if any), and
     providing contact information for such affiliates and/or third parties. If
     you are a California resident and if you wish to make such a request or
     have any questions about CardSnacks’ sharing practices, you may contact us
     by sending us an email at or write to us at Mobigram LLC, 575 Fifth Avenue,
     15th Floor, New York, NY 10017, Attn: California Privacy Rights Support.

 10. Requests for Further Information. Requests for clarification or additional
     information related to this Privacy Policy may be sent to
     privacy@cardsnacks.com. Due to the unverified nature of email and
     additional data privacy and security protocols, it will not be possible to
     provide any personally identifiable information by email to anyone, and
     none will be provided unless requested by a duly authorized subpoena by a
     court of appropriate jurisdiction.
 11. Integration and Conflicting Terms. You acknowledge that you have read this
     Privacy Policy,understand it, and will be bound by its terms and
     conditions. You further acknowledge that this Privacy Policy, the
     Agreement, and any other licenses (if applicable) constitute the complete
     and exclusive statement and agreement between you and CardSnacks with
     respect to use of CardSnacks’ Services and supersedes any and all prior or
     contemporaneous communications, representations, statements, agreements,
     and understandings, whether in oral, written, or electronic form, between
     you and us concerning the use of CardSnacks’ Services. This Privacy Policy
     cannot be changed or modified except as provided herein. A waiver by either
     party of any term or condition of this Privacy Policy in any instance shall
     not be deemed or construed as a waiver of such term or condition for the
     future, or of any subsequent breach thereof. If any provision of this
     Privacy Policy is determined by a court of competent jurisdiction to be
     unenforceable, such determination shall not affect any other provision
     hereof, and the unenforceable provision shall be replaced by an enforceable
     provision that most closely meets the commercial intent of the parties.
     Please read CardSnacks’ Terms of Use Agreement which is hereby incorporated
     by reference into this Privacy Policy. Unless expressly set forth to the
     contrary, the terms of this Privacy Policy and the terms of the Agreement
     shall be construed as consistent with each other whenever possible, but if
     such construction is unreasonable due to conflicting terms, the terms of
     the Privacy Policy shall control.
 12. Questions or Concerns. If you have any questions or concerns regarding
     privacy using the Services, please send us a detailed message by emailing
     us at privacy@cardsnacks.com, and identify the subject line of the e-mail
     as "Privacy Policy." We will make every effort to resolve your concerns.

PLEASE NOTE THAT THIS PRIVACY POLICY MAY CHANGE FROM TIME TO TIME, SO PLEASE
CHECK BACK REGULARLY TO STAY INFORMED OF ANY CHANGES. WE INDICATE AT THE TOP OF
THE PAGE WHEN THIS PRIVACY POLICY WAS LAST UPDATED

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