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 * Why FICO
 * How It Works
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 * Education
   * Credit Education
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   * What is a FICO Score?
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   * How scores are calculated
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   * Credit mix
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   * What's in your report
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   * Blog
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   * Know Your Rights
   * Identity Theft
   * FAQ
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Celebrating 20 years of helping people understand their credit! Learn more.



YOUR FICO SCORE, FROM FICO

90% of top lenders use FICO® Scores—do you know yours?
Choose your plan.


BASIC

 * 1-bureau (Experian) coverage
 * Updates every month
 * FICO Scores
 * Scores for mortgages, auto loans & more
 * Credit reports
 * Score and credit monitoringFootnote 22
 * $1 million identity theft insuranceFootnote 33
 * 24x7 identity restoration
 * Identity monitoring

$19.95 per month$19.95/monthImportant information about subscription plans1
Start PlanStart basic membership
See how it works

Automatically renews at $19.95/month. Cancel anytime, no refunds. Includes FICO
Score 8. Your lender/insurer may use a different credit score. See important
information below1.


ADVANCED

 * Complete 3-bureau coverage
 * Updates every 3 months
 * FICO Scores
 * Scores for mortgages, auto loans & more
 * Credit reports
 * Score and credit monitoringFootnote 22
 * $1 million identity theft insuranceFootnote 33
 * 24x7 identity restoration
 * Identity monitoring

$29.95 per month$29.95/monthImportant information about subscription plans1
Start PlanStart advanced membership
See how it works

Automatically renews at $29.95/month. Cancel anytime, no refunds. Includes FICO
Score 8. Your lender/insurer may use a different credit score. See important
information below1.


PREMIER

 * Complete 3-bureau coverage
 * Updates every month
 * FICO Scores
 * Scores for mortgages, auto loans & more
 * Credit reports
 * Score and credit monitoringFootnote 22
 * $1 million identity theft insuranceFootnote 33
 * 24x7 identity restoration
 * Identity monitoring

$39.95 per month$39.95/monthImportant information about subscription plans1
Start PlanStart premier membership
See how it works

Automatically renews at $39.95/month. Cancel anytime, no refunds. Includes FICO
Score 8. Your lender/insurer may use a different credit score. See important
information below1.

IMPORTANT INFORMATION

1. Your subscription automatically renews monthly at $19.95 for Basic, $29.95
for Advanced, or $39.95 for Premier, unless you cancel. You may cancel at any
time; however, refunds are not available. All subscriptions include a FICO®
Score 8, and may include additional FICO® Score versions. Your lender or insurer
may use a different FICO® Score than the versions you receive from myFICO, or
another type of credit score altogether. Learn more Learn more

2. Not all credit report data or transactions are monitored. Monitored credit
report data, monitored credit report data change alerts, FICO® Score updates,
FICO® Score alerts, monitored transactions, and alert triggers, timing and
frequencies vary by credit bureau. Other limitations apply. Learn more
Learn more

3. The Identity Theft Insurance is underwritten and administered by American
Bankers Insurance Company of Florida, an Assurant company. Please refer to the
actual policies for terms, conditions, and exclusions of coverage. Coverage may
not be available in all jurisdictions. Review the Summary of Benefits.
Summary of Benefits


WHO WE ARE

myFICO is the official consumer division of FICO, the company that invented the
FICO credit score. FICO® Scores are the most widely used credit scores, and have
been an industry standard for more than 25 years.




BENEFITS


YOUR ALL-IN-ONE SOLUTION

Compare your FICO Scores and credit reports from all 3 bureaus—Experian,
TransUnion, and Equifax—side-by-side. Understanding your credit has never been
easier!


PREPARE FOR YOUR CREDIT GOALS

Get the right score for your credit goal, including your FICO Scores used for
mortgages, auto loans, and credit cards.


GET THE SCORE LENDERS USE

Get your FICO Score—90% of top lenders use FICO Scores. Although they may look
the same, other credit scores can vary as much as 100 points from your FICO
Score.


WHAT PEOPLE SAY ABOUT US

Rated 4.8 out of 5 stars by our customers

(Based on 22.7K22,700 reviews on the App Store)

> I love being able to look in one place for all of my scores, and the
> information on the forums is priceless!
> 
> — By Kathyups

> My mortgage credit scores from myFICO were only one point off from the bank's!
> 
> — By CAS2019

> The wealth of information in my reports helped me quickly identify issues and
> resolve them.
> 
> — By Jago22


WE’VE GOT YOU COVERED


WILL NOT HURT YOUR SCORE

Checking your credit with FICO will not affect your FICO Scores.


US-BASED SUPPORT

We are here with toll-free support if you need us.


BANK-LEVEL SECURITY

We use 128-bit encryption to protect the transmission of your data to FICO.


SEE HOW IT WORKS

See How It Works


LEARN WHY FICO

Learn Why FICO


PRODUCTS

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LEARN

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COMPANY

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GET OUR APP

 * Download iOS app on the App Store
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   Get Android app on the Google Play Store


FOLLOW US

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CREDIT EDUCATION

View credit education links
 * Credit scores
 * What is a FICO Score?
 * FICO Score versions
 * How scores are calculated
 * Payment history
 * Amount of debt
 * Length of credit history
 * Credit mix
 * New credit
 * Credit reports
 * What's in your report
 * Bureaus
 * Inquiries
 * Errors on your report?
 * Calculators
 * Know your rights
 * Identity theft
 * FAQ
 * Glossary

Copyright ©2001-2021 Fair Isaac Corporation. All rights reserved.

IMPORTANT INFORMATION:

All FICO® Score products made available on myFICO.com include a FICO® Score 8,
and may include additional FICO® Score versions. Your lender or insurer may use
a different FICO® Score than the versions you receive from myFICO, or another
type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are
trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit
Report is a trademark of Equifax, Inc. and its affiliated companies. Many
factors affect your FICO Scores and the interest rates you may receive. Fair
Isaac is not a credit repair organization as defined under federal or state law,
including the Credit Repair Organizations Act. Fair Isaac does not provide
"credit repair" services or advice or assistance regarding "rebuilding" or
"improving" your credit record, credit history or credit rating. FTC's website
on credit.

PRIVACY NOTICE: When you visit this website we collect your browsing activities
on our site and use that information to analyze and research improvements to the
website, and to our products and services. When you register for our products
and services, we also collect certain personal information from you for
identification purposes, such as your name, address, email address, telephone
number, social security number, IP address, and date of birth. Further
information is available in our FICO Data Privacy Policy. For visitors with
visual disabilities, access to this website, including our FICO Data Privacy
Policy, is available through assistive technologies, such as BrowseAloud, JAWS,
VoiceOver, Narrator, ChromeVox, and Window-Eyes. More details on software and
accessibility are available at WebAIM.org.