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4th December 2024
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4th December 2024
Royal Lancaster Hotel



CONGRATULATIONS TO ALL THE 2024 BANKING TECH AWARDS FINALISTS




BANKING TECH PROJECT AWARDS

Go to the shortlist


EXCELLENCE IN TECH AWARDS

Go to the shortlist


LEADERSHIP AWARDS

Go to shortlist


BANKING TECH PROJECT AWARDS FINALISTS




BEST BANK & FINTECH PARTNERSHIP

 * B4B Payments and Banking Circle: Banking as a Service (BaaS)
 * HSBC UK, Visa & Ecolytiq: Carbon Insights Solution - HSBC UK powered by Visa
   & Ecolytiq
 * Starling, GFT & Salt Bank: Engine by Starling, GFT & Salt Bank
 * Here™ and LSEG: Here™ & LSEG Workspace Collaboration
 * HSBC Kinetic
 * KlariVis and Benchmark Community Bank
 * Napier AI and Banco do Brasil: Optimising Sanctions Screening : Banco do
   Brasil x Napier AI


BEST CONTRIBUTION TO ECONOMIC MOBILITY FOR CONSUMERS

 * Banorte: Banorte Móvil
 * Banco Bradesco S.A.: Bradesco Expresso
 * Wells Fargo: LifeSync
 * MPOWER Financing


BEST CONTRIBUTION TO ECONOMIC MOBILITY FOR SMES

 * FINOM
 * North Eastern Development Finance Corporation LTD: NEDFi Micro Lending Scheme
 * Sourcefin: Purchase Order Funding & Invoice Discounting




BEST EMBEDDED FINANCE INITIATIVE

 * Municipal Credit Union
 * United Nations, Railsr & Toqio: Disbursement Product for UN Conference
   Delegates
 * Weavr: Weavr & Ben Employee Benefits Programme


BEST MOBILE INITIATIVE FOR BUSINESS

 * Bank of America: CashPro App User Experience Enhancements
 * BNP Paribas: Global Markets app
 * HSBC UK, Visa & Ecolytiq: Carbon Insights Solution - HSBC UK powered by Visa
   & Ecolytiq
 * TD Bank: Tap to Pay


BEST MOBILE INITIATIVE FOR CONSUMERS

 * Caixa Geral de Depósitos (CGD): App Caixadirecta
 * april
 * Lloyds Banking Group: Fraud Self-Serve Customer Journey
 * Monument Bank: Monument App - Net Worth
 * Millennium BCP: Mortgage HUB: E2E Digital Experience
 * Snoop
 * QNB Finansbank: Winning Customer of the Month
 * Banco Unión: Yasta




NEWCOMER BANKING & FINANCE BRAND

 * B9, INC: B9 App
 * FINOM
 * Nomad
 * Rauva
 * Salt Bank


BEST TECH OVERHAUL – BACK OFFICE

 * Morgan Stanley: ETS Alchemy Automation Engine (AAE)
 * Morgan Stanley: Firm Market Risk VaR Platform
 * Bank of Montreal: Green to Blue (Bank of the West Acquisition)
 * Morgan Stanley: Network Lifecycle IBLM
 * NewDay: Stratus Core Credit Platform


BEST TECH OVERHAUL – FRONT OFFICE

 * Credit Europe Bank NV: Contact Center Transformation
 * J.P. Morgan AWM: ENGAGE
 * Bank of America: Equity Swaps Technology
 * Bank of America: FX Derivatives Technology




BEST USE OF ARTIFICIAL INTELLIGENCE/MACHINE LEARNING

 * Bank of America: CashPro Chat
 * Millennium BCP: Digital Money Management
 * J.P. Morgan AWM: Moneyball


BEST USE OF CLOUD

 * Lloyds Banking Group: AuthZ
 * Bradesco: BIA
 * Morgan Stanley: Hybrid Cloud Architecture for Planning Products
 * Lloyds Banking Group: Instant Payments (IP)
 * Ortec Finance and Red Hat: Ortec Finance Cloud-Powered Innovation with Red
   Hat


BEST USE OF DATA

 * Bank of America: CashPro Data Intelligence
 * CTBC Bank: Enterprise Intelligence System
 * Lloyds Banking Group: Instant Payments (IP)
 * NatWest
 * Morgan Stanley: Project Pyramid
 * Caixa Geral de Depósitos: Rating ESG
 * Morgan Stanley: Sensitive Data Access Usage Monitoring
 * J.P. Morgan AWM: Spotlight
 * HSBC: Virtual Data Lake
 * Wells Fargo: WIRE




BEST USE OF REGTECH

 * Alior Bank and Efigence: Mortgage Relief 2024
 * Banco do Brasil and Napier AI: Optimising Sanctions Screening
 * Morgan Stanley: Regulatory Inquiries Compliance Platform
 * J.P. Morgan AWM: E-Comm Connect


BEST USE OF TECH IN BUSINESS LENDING

 * Mechanics Bank: Baker Hill NextGen®
 * Caixa Geral de Depósitos (CGD): Business Platform
 * HSBC: DCP
 * Lloyds Banking Group and Publicis Sapient: Digital Accelerator
 * J.P. Morgan AWM: Fin-sights
 * Capital on Tap: Preloading
 * Pulse


BEST USE OF TECH IN BUSINESS PAYMENTS

 * Nordea Open Banking: Corporate Payout
 * HSBC UK, Visa & Ecolytiq: Carbon Insights Solution - HSBC UK powered by Visa
   & Ecolytiq
 * SBC: HSBC Kinetic
 * CTBC Bank: CTBC Bank Tap to Phone App
 * TD Bank: Tap to Pay on iPhone
 * Allica Bank: International Payments for Established Businesses
 * Bank of America: Open Account Automation




BEST USE OF TECH IN COMBATTING FRAUD

 * ING Turkey: AI-Powered Automation
 * Credit Union of Colorado: Fraud Monitoring Solution
 * J.P. Morgan AWM: JPOI
 * Lloyds Banking Group: Mobile App Fraud Alerts


BEST USE OF TECH IN CONSUMER LENDING

 * CTBC Bank: Mortgage Digital Transformation Journey
 * J.P. Morgan AWM: Orbit
 * Lloyds Banking Group and Publicis Sapient: Personal Contract Hire
 * Union Bank of Philippines and Infosys Finacle: The Samsung Finance Initiative
 * Alliance Bank Malaysia Berhad: Virtual Credit Card (VCC)


BEST USE OF TECH IN PRIVATE BANKING/WEALTH MANAGEMENT

 * MetaComp: CAMP
 * J.P. Morgan AWM: IPB Goals-Based Planning Tool
 * Wells Fargo: LifeSync
 * Booster: Savvy
 * Merrill Wealth Management: Service Request Portal (SRP)
 * Morgan Stanley: UMA Client Customization
 * Morgan Stanley: Wealth Strategies Analysis 2.0




BEST USE OF TECH IN PRIVATE BANKING/WEALTH MANAGEMENT

 * MetaComp: CAMP
 * J.P. Morgan AWM: IPB Goals-Based Planning Tool
 * Wells Fargo: LifeSync
 * Booster: Savvy
 * Merrill Wealth Management: Service Request Portal (SRP)
 * Morgan Stanley: UMA Client Customization
 * Morgan Stanley: Wealth Strategies Analysis 2.0


BEST USE OF TECH IN RETAIL BANKING

 * Bank of Montreal: BMO Customer Feedback Assist
 * QNB Finansbank: Digital Onboarding
 * Monument Bank: Monument App - Net Worth
 * Banco Bradesco: New Bradesco Expresso Platforma
 * Novobanco: Novobanco Contact HUB
 * Salt Bank, in partnership with GFT and Engine
 * Metro Bank: TSYS Smart Secure


BEST USE OF TECH IN SME BANKING

 * ANNA
 * Allica Bank: Auto-decisioning
 * B4B Payments: Banking as a Service
 * Lloyds Banking Group and Publicis Sapient: Digital Transformation of BCB
 * HSBC UK, Visa & Ecolytiq: Carbon Insights Solution - HSBC UK powered by Visa
   & Ecolytiq
 * Banco BPI: Pulsoo




BEST USE OF TECH IN TREASURY & CAPITAL MANAGEMENT

 * Morgan Stanley: Liquidity Live
 * Bank of America: Open Account Automation
 * U.S. Bank: U.S. Bank Signer Digitization


BEST USER/CUSTOMER EXPERIENCE INITIATIVE FOR BUSINESS

 * Lloyds Banking Group and Publicis Sapient: Business Savings Onboarding
   Digitization
 * Bank of America: CashPro Data Intelligence
 * HSBC UK, Visa & Ecolytiq: Carbon Insights Solution - HSBC UK powered by Visa
   & Ecolytiq
 * BNP Paribas: NeoLink
 * Banco BPI: Pulsoo


BEST USER/CUSTOMER EXPERIENCE INITIATIVE FOR CONSUMERS

 * Coutts: Banking App
 * Wells Fargo: Biller Name Prediction Model
 * Bank of Montreal: BMO Card Controls
 * Siam Commercial Bank: FIN4U
 * Bank ABC: ila Bank
 * CTBC Bank: LINE 4.0
 * Banco Bradesco S.A.: New Bradesco Expresso Platform
 * Banco BPI: QUATRU
 * Booster: Savvy
 * Millennium BCP: The Mortgage Hub




BEST USER/CUSTOMER EXPERIENCE INITIATIVE FOR CONSUMERS IN PRIVATE BANKING &
WEALTH MANAGEMENT

 * BNY: Integrated Client Portal
 * J.P. Morgan AWM: AI-Enhanced Client Delight
 * Coutts: Banking App


BEST USER/CUSTOMER EXPERIENCE INITIATIVE FOR CONSUMERS – CREDIT SCORE BUILDING,
COACHING & IMPROVING FINANCIAL WELLNESS

 * Banco BPI: Planeta AGE Craft Tycoona
 * Bank of Montreal: BMO SmartProgress
 * Lloyds Banking Group and Publicis Sapient: Your Credit Score
 * Moneyhub: Rental Reporting
 * NewDay Ltd: Aqua Coach’s Steps and Levels


TOP INNOVATION

 * Bank of America: GCIB Deal Central
 * BNP Paribas Bank Polska S.A.: Architecture as a Product
 * HSBC: Automation at Scale Marketplace
 * Morgan Stanley: Deployment Automation for Cloud (Kubernetes)
 * Morgan Stanley: OptiSentinal
 * Morgan Stanley: Process Meta
 * Morgan Stanley: WebstaX
 * Wells Fargo: Application Sandboxing using SEV-SNP




TOP INNOVATION – AI

 * Bank of America: CashPro Chat
 * Caixa Geral de Depósitos: CAIXA
 * J.P. Morgan AWM: Sales Assist
 * Nest Bank S.A.: N!Assistant
 * Wells Fargo: Cybersecurity AIML


TOP INNOVATION – DIGITAL ASSETS & BLOCKCHAIN

 * Akbank: Future of Mobility Intersecting with Finance
 * Akbank: ReFi Turkiye Blockchain Carbon Footprint Calculator
 * Banco BPI: D-VERSE
 * Taurus


CUSTOMER FACING TOP INNOVATION

 * J.P. Morgan AWM: ELN (Equity Linked Notes)
 * Banco Bradesco: New Bradesco Expresso Platform
 * Bank of America: Open Account Automation
 * Payit by NatWest: Payit teams up with JD Wetherspoons


EXCELLENCE IN TECH AWARDS FINALISTS




BANKING TECH START-UP OF THE YEAR

 * Kore Labs
 * Middesk: Middesk’s Verify
 * Plumery: Digital Success Fabric
 * Prizeout: CashBack+


CORE BANKING TECH START-UP OF THE YEAR

 * Fimple: Fimple Bilisim
 * Monument Technology: Monument Technology Banking Platform
 * XYB Limited: Coreless Banking Platform


BEST CORE BANKING SYSTEM

 * INCAT Sp. z o.o.: BOS Core Banking System
 * LoanPro: Engineered for Efficiency: LoanPro’s Core Banking Solution
 * SaaScada: SaaScada Banking Tech
 * Temenos: Temenos Core
 * Thought Machine: Vault Core




BEST DIGITAL SOLUTION PROVIDER – BANKING TECH

 * BPC: BPC’s SmartVista suite
 * Chargebacks911: DisputeLab
 * Comarch: Comarch Business Banking
 * Crassula: Crassula Core Banking Software
 * Cyvatar: Cyvatar Platform- Best Digital Solution Provider for Banking Tech
 * Likezero
 * Loxon Solutions: Loxon’s Next-Generation Collection System
 * nCino: nCino’s Cloud Banking Platform
 * Profile Software: Acumen.plus
 * ScienceSoft: Web and Mobile Banking Software Development


BEST DIGITAL SOLUTION PROVIDER – PAYTECH FOR BANKS & FINANCIAL INSTITUTIONS

 * Aktiftech Teknoloji A.S.: ATLAS Payment Systems
 * Bottomline: Commercial Digital Banking Platform
 * Elucidate: Real-time Payment Validation
 * Form3: Form3’s Payment Platform
 * Pismo
 * SurePay: Confirmation and Verification of Payee


BEST DIGITAL SOLUTION PROVIDER – BANKING TECH – CUSTOMER JOURNEY & EXPERIENCE

 * Ascent: Ascent Experience Platform
 * docStribute
 * Moxo




BEST DIGITAL SOLUTION PROVIDER – REGTECH – FIGHTING FINANCIAL CRIME AND FRAUD

 * ComplyAdvantage: ComplyAdvantage - Next-Generation Financial Crime Risk
   Detection
 * Featurespace Limited: Featurespace - Advanced Machine Learning and AI for
   Fighting Fraud and Financial Crime
 * SymphonyAI: Sensa Investigation Hub


BEST DIGITAL SOLUTION PROVIDER – ID VERIFICATION

 * 1Kosmos: 1Kosmos Verify
 * AuthenticID: AuthenticID Identity Verification
 * Fingerprint: Fingerprint Device Intelligence Platform
 * Mitek Systems: Mitek Verified Identity Platform (MiVIP®)
 * Prove Identity: Prove Identity Network℠
 * TransUnion: TruContact™ Branded Call Display


BEST DIGITAL SOLUTION PROVIDER – LENDTECH

 * LendKey: ALIRO Loan Trading Platform
 * Biz2X: Biz2X SBA Digital Lending Solutions
 * LoanPro: Built by Lenders, for Lenders: LoanPro’s Modern Lending Solution
 * Finley Technologies, Inc.: Finley
 * Mifundo: Mifundo - Cross-Border Credit Data Engine
 * Nova Credit
 * QuickFi: QuickFi Embedded Lending Platform
 * SAP Fioneer: SAP Fioneer Credit Workplace (CWP)
 * Evalueserve: Spreadsmart




BEST DIGITAL SOLUTION PROVIDER – LENDTECH – LOAN ORIGINATION & DECISIONING

 * Amount: Digital Origination and Decisioning Platform
 * Comarch: Comarch Loan Origination
 * finova: Apprivo Origination Platform
 * Moneyhub


BEST DIGITAL SOLUTION PROVIDER – PAYTECH

 * CoinsPaid: CryptoProcessing by CoinsPaid
 * Orum: Orum Deliver and Verify
 * Papaya Global: Global Workforce Payments
 * TechFinUK LTD: SDK.finance
 * Tribe Payments: The Pioneering Digital Payments & Infrastructure Orchestrator


BEST DIGITAL SOLUTION PROVIDER – PAYTECH – CROSS-BORDER PAYMENTS

 * Klasha: Asia-Africa Cross-Border Payments
 * Nium: Real-Time Global Payments
 * OpenPayd: OpenPayd’s Global Payments and BaaS Platform
 * TransferMate: TransferMate for Banks and FIs
 * UniTeller Financial Services: UniTeller Digital Link: Remittances as a
   Service




BEST DIGITAL SOLUTION PROVIDER – PAYTECH FOR BUSINESSES

 * BILL: BILL Financial Operations Platform
 * B4B Payments: Banking as a Service (BaaS) and Compliance as a Service (CaaS)
 * FIS: FIS Automated Finance – Receivables Suite
 * Yaspa: Yaspa’s Instant Bank Payments


BEST DIGITAL SOLUTION PROVIDER – REGTECH – DATA MANAGEMENT

 * FIA Tech: Trade Data Network
 * RegCentric: Reg359
 * S&P Global Market Intelligence: ISDA Amend


BEST DIGITAL SOLUTION PROVIDER – REGTECH

 * MetaComp: CAMP WalletSafe
 * ID-Pal
 * Kore Labs: KorePRMⓇ
 * Netcetera: Netcetera 3DS Server and SDK
 * Planixs: Realiti
 * Wecan Group: Wecan Comply




BEST DIGITAL SOLUTION PROVIDER – REGTECH – RISK MANAGEMENT

 * Alloy
 * AML RightSource: SURVEILLANCE
 * Corlytics: Corlytics: Technology Powerhouse for Regulatory Risk and
   Compliance
 * ULTIPA, INC.: Ultipa GraphXAI 4 RegTech with Accuracy, Depth, Explainability,
   and Velocity


BEST DIGITAL SOLUTION PROVIDER – REGTECH – AML, KYC & COMPLIANCE

 * Castellum.AI: Global Compliance Screening Platform
 * Innovative Systems, Inc.: FinScan, a Solution of Innovative Systems, Inc.
 * smartKYC: smartKYC
 * ThetaRay: ThetaRay Transaction Monitoring


BEST DIGITAL SOLUTION PROVIDER – WEALTHTECH

 * BridgeFT: WealthTech API
 * Diaman Tech: Ex-Ante
 * Flourish: Flourish Cash
 * InvestCloud: InvestCloud Client Lifecycle Management (CLM)
 * Jacobi
 * Profile Software: Axia Suite
 * wealthpilot




BEST DIGITAL SOLUTION PROVIDER – WEALTHTECH – PERSONALISATION & USER EXPERIENCE

 * FusionIQ: Pioneering Digital Wealth: FusionIQ One and the Future of Digital
   Wealth Management
 * InvestCloud: InvestCloud Client & Advisor Experience
 * Moxo


BEST EMBEDDED FINANCE SYSTEM

 * Biz2X: Biz2X Leading the Charge in Embedded Finance Solutions for SMEs in
   MENA
 * BM Technologies (BMTX): BM Technologies (BMTX) Best Embedded Finance System
 * Infosys Finacle: Finacle API Connect
 * QuickFi: QuickFi Embedded Finance Platform
 * Toqio: Corporate Embedded Finance


BEST EMBEDDED FINANCE SYSTEM – PAYMENTS

 * TransferMate: TransferMate for Banks and Fis
 * VGS: Universal Vauting and Payments Tokenization
 * WorkWave: WorkWave Fintech




BEST OPEN FINANCE SYSTEM

 * CBI: Name Check CBI
 * Comarch: Comarch Open Platform
 * Mastercard: Mastercard Open Banking for Account Opening
 * Moneyhub: Mercer Money
 * Token.io: Leveraging Open Banking to Make A2A Payments Mainstream


FINTECH START-UP OF THE YEAR

 * CD Valet
 * Connect Earth: Connect Insights
 * docStribute
 * Method Financial: Method Financial’s Embeddable API Suite
 * Taktile: Decision Platform
 * YellowNest: YellowNest Childcare Benefit


TECH OF THE FUTURE

 * Here™: Here™ Enterprise Browser
 * Inveztor
 * Moxo
 * Prove Identity: Prove Identity Network℠
 * SaaScada: SaaScada Tech of the Future
 * Transaction Network Services (TNS): TNS Enterprise Authentication and Spoof
   Protection and TNS Enterprise Branded Calling
 * Zafin: Zafin IO (Zafin Integrate & Orchestrate)




TECH OF THE FUTURE – PAYMENTS

 * CompoSecure: Arculus
 * PayTic: PayTic Connect
 * The Clearing House: The Clearing House Interbank Payment System (CHIPS®)
   Network
 * TreviPay: Financial Partner Gateway


TECH OF THE FUTURE – AI AND DATA – CUSTOMER EXPERIENCE & REVENUE GROWTH

 * FIS: FIS Revenue Insight
 * Persado, Inc.: Persado Motivation AI Unlocks New Lever for Growth
 * Zenarate: Zenarate AI Coach


TECH OF THE FUTURE – AI AND DATA

 * Accedia: AI Capability Center (AICC)
 * Arteria AI: Arteria AI Platform
 * Brightwave
 * Cognaize: Cognaize AI Platform
 * nCino: nCino’s Banking Advisor, Powered by nIQ
 * SciTheWorld: Fractal, the Algorithmization Platform for the Financial
   Industry
 * SmartStream: Affinity
 * Synechron: Synechron Nexus AI Solutions




TECH OF THE FUTURE – AI AND DATA – DRIVING INTELLIGENT DECISIONS

 * CGI: CGI Credit Studio
 * FICO: FICO Platform
 * Provenir: Provenir AI-Powered Decisioning Platform
 * Two


TECH OF THE FUTURE – BLOCKCHAIN & TOKENISATION

 * Circle (Circle Internet Financial): Regulated Stablecoins e.g. USDC & EURC
 * Enigio: trace:original
 * FICO: FICO AI Development
 * Qulix: Stater
 * Zero Hash: RWA Tokenization


LEADERSHIP AWARDS FINALISTS




TECH LEADERSHIP – BANK/FINANCIAL INSTITUTION

 * Eileen Kane, Managing Director, Head of Services Technology, Wealth
   Management Technology, Morgan Stanley
 * Fang Song, Executive Director, Morgan Stanley
 * Magdalena Nowicka, Vice President of the Management Board, CIO, BNP Paribas
   Bank Polska S.A.
 * Stéphane Dehaies, CEO, Spendesk Financial Services
 * Sumit Sukramani, Head of Home Lending Technology, Wells Fargo


TECH LEADERSHIP – SOFTWARE & SERVICES PROVIDER

 * Anish Kapoor, CEO, AccessPay
 * Dave Skirzenski, Chief Executive Officer, Raistone
 * Jonathan Wilk, Chief Executive Officer, CompoSecure
 * Scott Zoldi, Chief Analytics Officer, FICO
 * Vishal Dalal, CEO (North America, EMEA, APAC), Pismo


WOMAN IN TECHNOLOGY (WIT AWARD) – BANK/FINANCIAL INSTITUTION

 * Inez Louzonis, Managing Director, Merrill Wealth Management
 * Joanna Ostrowska-Szajnfeld, Head of the IT Strategy, Architecture and
   Organization, BNP Paribas Bank Polska S.A.
 * Neda Siadatan, Managing Director, Morgan Stanley
 * Prachi Agrawal, Director of Software Engineering, J.P. Morgan AWM




WOMAN IN TECHNOLOGY (WIT AWARD) – SOFTWARE & SERVICES PROVIDER

 * Alicia Ortiz Serrano, Software Engineer (Tech Lead), Connect Earth
 * Maysara Traboulsi, Director, Payments, TerraPay
 * Monica Sasso, Global Financial Services Digital Transformation Lead, Red Hat


WOMAN IN TECHNOLOGY (WIT AWARD) – SOFTWARE & SERVICES PROVIDER – AT THE HELM

 * Monica Eaton, Founder, Chargebacks911
 * Sarah Williams, Co-founder, IronPay, Inc
 * Shelby Austin, CEO & Co-founder, Arteria AI
 * Stephanie Ferries, CEO, FIS


WOMAN IN TECHNOLOGY (WIT AWARD) – SOFTWARE & SERVICES PROVIDER – CUSTOMER,
STRATEGY & GROWTH

 * Brittany Eden, VP of Marketing, VGS
 * Christina Wagner, SVP, Go-To-Market, FIS Automated Finance, FIS
 * Sara Courson, Chief Customer Officer, interop.io
 * Trish Wethman, Chief Customer Officer, Best Egg




TECH TEAM OF THE YEAR – BANK/FINANCIAL INSTITUTION

 * Bank of America: Bank of America EMEA Technology Team
 * J.P. Morgan AWM: ENGAGE Team
 * The TCW Group: Engineering Solutions
 * CTBC Bank: Enterprise Architecture Project (EAP)
 * Financial Finesse: Financial Finesse AI Team
 * Merrill Wealth Management: Merrill Platforms & Capabilities Team
 * Monument Bank: Mobile App Team
 * BNP Paribas Bank Polska S.A.: New Technologies and Cybersecurity (NT&CS) Team


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   personalisation profiles, which can reflect your activity on this or other
   services (for instance, the forms you submit, content you look at), possible
   interests and personal aspects. This can for example be used to adapt the
   order in which content is shown to you, so that it is even easier for you to
   find (non-advertising) content that matches your interests.
   
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 * MEASURE ADVERTISING PERFORMANCE 735 PARTNERS CAN USE THIS PURPOSE
   
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   Information regarding which advertising is presented to you and how you
   interact with it can be used to determine how well an advert has worked for
   you or other users and whether the goals of the advertising were reached. For
   instance, whether you saw an ad, whether you clicked on it, whether it led
   you to buy a product or visit a website, etc. This is very helpful to
   understand the relevance of advertising campaigns.
   
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 * MEASURE CONTENT PERFORMANCE 368 PARTNERS CAN USE THIS PURPOSE
   
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   Information regarding which content is presented to you and how you interact
   with it can be used to determine whether the (non-advertising) content e.g.
   reached its intended audience and matched your interests. For instance,
   whether you read an article, watch a video, listen to a podcast or look at a
   product description, how long you spent on this service and the web pages you
   visit etc. This is very helpful to understand the relevance of
   (non-advertising) content that is shown to you.
   
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 * UNDERSTAND AUDIENCES THROUGH STATISTICS OR COMBINATIONS OF DATA FROM
   DIFFERENT SOURCES 462 PARTNERS CAN USE THIS PURPOSE
   
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   Reports can be generated based on the combination of data sets (like user
   profiles, statistics, market research, analytics data) regarding your
   interactions and those of other users with advertising or (non-advertising)
   content to identify common characteristics (for instance, to determine which
   target audiences are more receptive to an ad campaign or to certain
   contents).
   
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 * DEVELOP AND IMPROVE SERVICES 552 PARTNERS CAN USE THIS PURPOSE
   
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   Information about your activity on this service, such as your interaction
   with ads or content, can be very helpful to improve products and services and
   to build new products and services based on user interactions, the type of
   audience, etc. This specific purpose does not include the development or
   improvement of user profiles and identifiers.
   
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 * USE LIMITED DATA TO SELECT CONTENT 135 PARTNERS CAN USE THIS PURPOSE
   
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   Content presented to you on this service can be based on limited data, such
   as the website or app you are using, your non-precise location, your device
   type, or which content you are (or have been) interacting with (for example,
   to limit the number of times a video or an article is presented to you).
   
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USE PRECISE GEOLOCATION DATA 260 PARTNERS CAN USE THIS SPECIAL FEATURE

Use precise geolocation data

With your acceptance, your precise location (within a radius of less than 500
metres) may be used in support of the purposes explained in this notice.

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ACTIVELY SCAN DEVICE CHARACTERISTICS FOR IDENTIFICATION 128 PARTNERS CAN USE
THIS SPECIAL FEATURE

Actively scan device characteristics for identification

With your acceptance, certain characteristics specific to your device might be
requested and used to distinguish it from other devices (such as the installed
fonts or plugins, the resolution of your screen) in support of the purposes
explained in this notice.

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ENSURE SECURITY, PREVENT AND DETECT FRAUD, AND FIX ERRORS 522 PARTNERS CAN USE
THIS SPECIAL PURPOSE

Always Active

Your data can be used to monitor for and prevent unusual and possibly fraudulent
activity (for example, regarding advertising, ad clicks by bots), and ensure
systems and processes work properly and securely. It can also be used to correct
any problems you, the publisher or the advertiser may encounter in the delivery
of content and ads and in your interaction with them.

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DELIVER AND PRESENT ADVERTISING AND CONTENT 523 PARTNERS CAN USE THIS SPECIAL
PURPOSE

Always Active

Certain information (like an IP address or device capabilities) is used to
ensure the technical compatibility of the content or advertising, and to
facilitate the transmission of the content or ad to your device.

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MATCH AND COMBINE DATA FROM OTHER DATA SOURCES 365 PARTNERS CAN USE THIS FEATURE

Always Active

Information about your activity on this service may be matched and combined with
other information relating to you and originating from various sources (for
instance your activity on a separate online service, your use of a loyalty card
in-store, or your answers to a survey), in support of the purposes explained in
this notice.

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LINK DIFFERENT DEVICES 332 PARTNERS CAN USE THIS FEATURE

Always Active

In support of the purposes explained in this notice, your device might be
considered as likely linked to other devices that belong to you or your
household (for instance because you are logged in to the same service on both
your phone and your computer, or because you may use the same Internet
connection on both devices).

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IDENTIFY DEVICES BASED ON INFORMATION TRANSMITTED AUTOMATICALLY 504 PARTNERS CAN
USE THIS FEATURE

Always Active

Your device might be distinguished from other devices based on information it
automatically sends when accessing the Internet (for instance, the IP address of
your Internet connection or the type of browser you are using) in support of the
purposes exposed in this notice.

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