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<h6>Fill Out The Form Below For a FREE Freight Factoring Rate Quote!</h6>
<p>Get in touch with our freight factoring experts to receive a free quote and enjoy the industry's best rates with Saint John Capital! </p>
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MENU * Home * Services * Get Paid * Line of Credit * Click & Pay API * About * Videos * News * Careers Saint John Capital is moving! Please note our new address, 8725 W. Higgins Road, Suite 800, Chicago, IL 60631 Powered by Translate En Espanol Client Login En Espanol Client Login GET A FREE FACTORING RATE QUOTE TODAY! Get Started Client Login Test Drive GET A FREE FACTORING RATE QUOTE TODAY! First name Last name Phone Number Email Company MC# Submit Or Call 847-430-3620 Opt-In SMS Opt-In FREIGHT FACTORING COMPANY Saint John Capital is a freight factoring company headquartered in Park Ridge, Illinois. We’ve helped thousands of trucking companies in the United States, Canada, and Mexico get paid fast. We offer 100% factoring advances, more than any other transportation factoring company in the industry. Our competitive factoring rates have helped our customers grow their fleet from 1 or 2 trucks to become national transportation companies. For a high-level of customer service and the best possible factoring rates, we look forward to helping you grow your trucking business. Learn More Learn More About Our Services OUR FREIGHT FACTORING SERVICES GET PAID Get paid directly from your cell phone for deliveries or pickups! No need to prepare an invoice or mail in your bill of ladings. LINE OF CREDIT Tap into a line of credit for repairs, insurance premiums or payroll expenses and with an easy repayment program you never need to worry about your cash-flow. CLICK & PAY API Take advantage of our seamless integration today to provide QuickPay services to your customers! ‹› FREIGHT FACTORING SPECIALIST As a nationwide transportation service company, Saint John Capital only buys invoices within the trucking industry, allowing us to better understand all the intricacies of the trucking business and better serve our customers. We specialize in purchasing invoices for both new and existing trucking companies and understand their specific needs. While our understanding of all the intricacies of the transportation industry is not what sets us apart from other transportation service companies, it does allow us to provide the level of service that we consistently strive for. In addition, our team consists of multilingual freight specialists that can fluently speak Russian, Bulgarian, Serbian, Romanian, Spanish, Polish, Greek, and Ukrainian in addition to English. Since our company’s first transaction back in the summer of 1997 our program has helped thousands of freight companies throughout the nation; many of which that have grown their fleets to a national footprint. And now, many years later, Saint John Capital continues its dream by offering an array of services to the largest and most respected transportation companies in the industry. We are able to provide the necessary cash in a timely manner with a focus on service simply because of our investment in the latest technological resources. Clients have the flexibility to do credit checks, upload bill of ladings, and even direct payments all online and all while maintaining complete transparency of their account. WHY CHOOSE US AS YOUR FREIGHT FACTORING COMPANY 100% FACTORING ADVANCE We advance 100% for factoring as compared to other trucking factoring companies who usally advance only 90 to 95%. BEST FACTORING RATES We offer the most competitive factoring rates in the country, no other factoring company can beat our factoring rates. TRUCKING FACTORING EXPERTS We only factor invoices for trucking companies, which allows us to focus all of our attention on the needs of the trucking industry. EXPERIENCE We have over 20 years of experience in the freight factoring industry and have been proud members of the International Factoring Association since 2009. GROWTH We've helped thousands of trucking companies grow their fleet to become national brands. 100% FACTORING ADVANCE We advance 100% for factoring as compared to other trucking factoring companies who usally advance only 90 to 95%. BEST FACTORING RATES We offer the most competitive factoring rates in the country, no other factoring company can beat our factoring rates. TRUCKING FACTORING EXPERTS We only factor invoices for trucking companies, which allows us to focus all of our attention on the needs of the trucking industry. EXPERIENCE We have over 20 years of experience in the freight factoring industry and have been proud members of the International Factoring Association since 2009. GROWTH We've helped thousands of trucking companies grow their fleet to become national brands. 100% FACTORING ADVANCE We advance 100% for factoring as compared to other trucking factoring companies who usally advance only 90 to 95%. BEST FACTORING RATES We offer the most competitive factoring rates in the country, no other factoring company can beat our factoring rates. TRUCKING FACTORING EXPERTS We only factor invoices for trucking companies, which allows us to focus all of our attention on the needs of the trucking industry. EXPERIENCE We have over 20 years of experience in the freight factoring industry and have been proud members of the International Factoring Association since 2009. GROWTH We've helped thousands of trucking companies grow their fleet to become national brands. ‹› VIDEOS Your browser does not support HTML5 video tag. GET PAID Now you can get paid directly from your cell phone for deliveries or pickups. Get Started Your browser does not support HTML5 video tag. LINE OF CREDIT In addition to our other programs, you can tap into a large line of credit for unforeseen expenses. Get Started Your browser does not support HTML5 video tag. CLICK AND PAY API Our API offers the ability to get paid instantly for deliveries and pickups. Click and Pay API ‹› 2 STEPS FOR A CASH ADVANCE * Step 1: Upload BOL from your mobile device Step 2: Get Paid same day! get started SO MANY WAYS TO GET PAID You can receive cash for your invoices directly into your bank account or your Saint John Capital fuel card account. When money is sent to your Saint John Capital fuel card, you can save on bank fees. LATEST NEWS NO RESERVES CASH ADVANCES FROM SJC: WHAT THIS MEANS & HOW IT BENEFITS TRUCKERS Freight factoring provides trucking company owners or independent truck drivers get the cash they're... FREIGHT FACTORING VS. TRADITIONAL BANK LOANS: WHICH IS RIGHT FOR YOUR BUSINESS? Whether you’re just starting out or have been in business for a few years, growth often requires f... FREIGHT FACTORING FOR STARTUPS: ESSENTIAL TIPS FOR GETTING STARTED Starting a trucking company requires careful planning and attention to detail. If you miss any steps... EFFECTIVE BUDGETING TIPS FOR FREIGHT COMPANIES TO MAINTAIN FINANCIAL STABILITY Seasonal fluctuations wreak havoc on a trucking company’s budget. In the fall, money is rolling in... THE IMPACT OF MARKET TRENDS ON FREIGHT FACTORING: ADAPTING TO CHANGE Freight factoring is an essential service for trucking company owners. Instead of traditional billin... ADAPTING TO THE 2024 ELD MANDATE Starting in 2024, the federal government requires most trucking companies to use electronic logging ... MANAGING MULTI-LOAD PAYMENTS: HOW FACTORING SIMPLIFIES COMPLEX PAY CYCLES Multi-load trucking can be a profitable field because many trucking company owners avoid it. The com... THE IMPACT OF AUTONOMOUS VEHICLES ON FREIGHT FACTORING AND FLEET FINANCING Both freight factoring and fleet financing are essential financial tools for a trucking company’s ... FREIGHT FACTORING FOR NICHE TRUCKING MARKETS: TAILORING SERVICES FOR SPECIALIZED INDUSTRIES How do you manage your invoicing? For most trucking company owners, you have staff who process bills... NO RESERVES CASH ADVANCES FROM SJC: WHAT THIS MEANS & HOW IT BENEFITS TRUCKERS Freight factoring provides trucking company owners or independent truck drivers get the cash they're... FREIGHT FACTORING VS. TRADITIONAL BANK LOANS: WHICH IS RIGHT FOR YOUR BUSINESS? Whether you’re just starting out or have been in business for a few years, growth often requires f... FREIGHT FACTORING FOR STARTUPS: ESSENTIAL TIPS FOR GETTING STARTED Starting a trucking company requires careful planning and attention to detail. If you miss any steps... EFFECTIVE BUDGETING TIPS FOR FREIGHT COMPANIES TO MAINTAIN FINANCIAL STABILITY Seasonal fluctuations wreak havoc on a trucking company’s budget. In the fall, money is rolling in... THE IMPACT OF MARKET TRENDS ON FREIGHT FACTORING: ADAPTING TO CHANGE Freight factoring is an essential service for trucking company owners. Instead of traditional billin... ADAPTING TO THE 2024 ELD MANDATE Starting in 2024, the federal government requires most trucking companies to use electronic logging ... MANAGING MULTI-LOAD PAYMENTS: HOW FACTORING SIMPLIFIES COMPLEX PAY CYCLES Multi-load trucking can be a profitable field because many trucking company owners avoid it. The com... THE IMPACT OF AUTONOMOUS VEHICLES ON FREIGHT FACTORING AND FLEET FINANCING Both freight factoring and fleet financing are essential financial tools for a trucking company’s ... FREIGHT FACTORING FOR NICHE TRUCKING MARKETS: TAILORING SERVICES FOR SPECIALIZED INDUSTRIES How do you manage your invoicing? For most trucking company owners, you have staff who process bills... NO RESERVES CASH ADVANCES FROM SJC: WHAT THIS MEANS & HOW IT BENEFITS TRUCKERS Freight factoring provides trucking company owners or independent truck drivers get the cash they're... ‹› OUR CLIENT REVIEWS ARTHUR GARVAN Our dealings with Saint John Capital have been very profitable for us. Their freight factoring services are second to none. We do not look at them so much as a service but more so as... Read More... ANA B This has to be the largest factoring company that coincidentally provides the best factoring service to truckers of all sizes. We know them well because so many other local trucking companies also use their factoring... Read More... CAROL HARGER Of all the freight factoring companies I have dealt with, Saint John Capital is, hands down, the jewel in the crown. We started doing business with them after the last place caused us very costly... Read More... VIRENDRA KUMAR Saint John Capital is an amazing place that does freight factoring with their get paid the same day service. We have used other places prior but with these wonderful folks our monthly savings average about... Read More... WILEY GEROW Saint John Capital offers free ach for next day pay and they will advance the entire, yes you read that right, ENTIRE 100% face value of the invoice each and every time they purchase it.... Read More... ALBERT HAMILTON With Saint John Capital, you can be assured that they will do everything you hired them for. That’s because they are all highly educated and very savvy about the trucking business. They will give you... Read More... HOOKE MURPHY My job is made easier with Saint John Capital. I use their site for everything, such as finding loads, getting paid, tracking all of my expenses and income. I am on the road so much... Read More... KENNETH POTTER I use my Saint John Capital site every day. I can choose from a number of loads that pay more and I get paid faster too. I keep track of all of my spending and... Read More... CARLOS SILVA Saint John Capital has a great program, which I joined. I get paid sooner after drop off, I can find new loads to deliver, and track my expenses. I take advantage of the fuel finder... Read More... PEGGY CHAVEZ Saint John Capital has been a great addition to my business. We have ten trucks and we use this site daily. I can pick loads, which pay more here, track expenses, even find the lowest... Read More... LYDIA COFFEY My business runs so much better since I signed up on the Saint John mobile site! Their routes pay more than anywhere else I’ve seen. The gas finder helps to shave money off of that... Read More... ROSALIE BERGER With the Saint John Capital mobile site, I have increased my business. Once I signed up, I was excited to see that their loads pay the highest I’ve ever seen. Their service is great and... Read More... BARRIE SHARP I use the Saint John Capital mobile site for my business and I am very happy. I can find higher paying loads and make myself a great route to work. This helps me to support... Read More... GEORGE DAMSON Best factor rates and staff is great. I own two trucking companies with my boys and both of our children are pleased with their factoring services. They have always given us us a 100% advance... Read More... ALECIA W. I make more money and I am paid faster with Saint John Capital. They use freight factoring and I can also pick my loads on their mobile site. This keeps me in business and always... Read More... TISH PRICE I love that customer service is available anytime. The fuel card benefits is absolutely wonderful. You guys are the best... LIV KALAY Very professional company. The staff is so friendly and helpful. I highly recommend them and could not be more pleased and satisfied with their work and help... DARIAN ORTIZ Great Company. Highly recommend these guys.The customer service here is the best I have experienced. They are so flexible and receptive... BRUNO PHILIPS I have a fleet of 50 trucks and I can pretty much use any freight factoring company I want to but I stick with Saint John Capital because they have a load board to keep... Read More... JACQUEES PETERSON The incredible people at Saint John Capital are the most professional and courteous freight factoring leaders that I have ever had the pleasure of dealing with. They are a team of highly educated and experienced... Read More... SONIA MARTIN My husband and I have no time to generate invoices and attach bill of ladings so we moved to this company that provides excellent factoring services. Their system allows us to quickly upload our bill... Read More... GUZMAN BARKER With us choosing to do business with Saint John Capital, our work is done a lot easier and far less stress than it would be if we decided to go with one of their many... Read More... USHER CRAWFORD Top shelf, top quality and vastly superior customer service skills is the credit to Saint John Capital’s successful track record in this industry. Always professional, always friendly and always eager to resolve problems is what... Read More... SAMY PETERSON I have been in the trucking industry for a long time now and my fleet has 44 trucks. With a fleet that large I use Saint John Capital exclusively mainly because with these folks I... Read More... ERIC SOLORIO My drivers really like how Saint John Capital lets them keep tabs on their income and expenditures through their very modern and easy to use website. The system is very straight forward and understandable which... Read More... ZACHARY TROUPE Saint John Capital’s website looks great on my laptop and their mobile site is so easy to use on my phone. I make use of being able to find the cheapest gas prices of any... Read More... STEVEN WHITE The great people that run Saint John Capital always advance the entire 100% face value of the invoice every time they buy it. They also offer free ach for next day pay. And unlike other... Read More... NICK HENSON Our dealings with Saint John Capital have been pretty awesome. They are all collectively responsive, professional and they deliver exactly what they advertise. We have been using them for several years now and I am... Read More... SEBASTIAN WAFFLE There are so many factors in the day to day operations of the trucking industry that one needs to be very flexible to changes. The place we used to have for freight factoring were too... Read More... MARK ETHERTON My small but strong trucking company has been factoring with Saint John Capital since 2015 and the service has been and I dare say will continue to be the most excellent experience we have enjoyed.... Read More... MATHEW STOCK One good thing about using Saint John Capital for your freight factoring needs is that they offer free ach for next day pay. They will also advance all of the invoice’s face value. They will... Read More... DANIEL WOOD I highly recommend using the freight factoring services offered by Saint John Capital as they have quite literally helped my trucking business expand to the large fleet and satellite locations we have today. SJC and... Read More... GEORGE MASTON When I’m hauling out on the road, I have confidence that having Saint John Capital on my side for freight factoring is a good thing. I know I will get paid in a timely manner... Read More... QUINN SCHAEFFER I am a startup trucking firm and SJC was strongly suggested to use for our freight factoring needs. There were absolutely no problems or surprises with the application process. The person I worked with was... Read More... PETERSON GRANT I like using Saint John Capital for all my truckers freight factoring because of their get paid service which keeps them all happy. Unlike other places, SJC seems to use very modern technology especially through... Read More... RAMIROL MELVIN Our trucking company’s continued growth and phenomenal successes would not have been achieved if we partnered up with anyone else other that Saint John Capital. They are an indispensable part of my business’s continuing operations.... Read More... ARTHUR GARVAN Our dealings with Saint John Capital have been very profitable for us. Their freight factoring services are second to none. We do not look at them so much as a service but more so as... Read More... ANA B This has to be the largest factoring company that coincidentally provides the best factoring service to truckers of all sizes. We know them well because so many other local trucking companies also use their factoring... Read More... CAROL HARGER Of all the freight factoring companies I have dealt with, Saint John Capital is, hands down, the jewel in the crown. We started doing business with them after the last place caused us very costly... Read More... VIRENDRA KUMAR Saint John Capital is an amazing place that does freight factoring with their get paid the same day service. We have used other places prior but with these wonderful folks our monthly savings average about... Read More... WILEY GEROW Saint John Capital offers free ach for next day pay and they will advance the entire, yes you read that right, ENTIRE 100% face value of the invoice each and every time they purchase it.... Read More... ALBERT HAMILTON With Saint John Capital, you can be assured that they will do everything you hired them for. That’s because they are all highly educated and very savvy about the trucking business. They will give you... Read More... HOOKE MURPHY My job is made easier with Saint John Capital. I use their site for everything, such as finding loads, getting paid, tracking all of my expenses and income. I am on the road so much... Read More... KENNETH POTTER I use my Saint John Capital site every day. I can choose from a number of loads that pay more and I get paid faster too. I keep track of all of my spending and... Read More... CARLOS SILVA Saint John Capital has a great program, which I joined. I get paid sooner after drop off, I can find new loads to deliver, and track my expenses. I take advantage of the fuel finder... Read More... PEGGY CHAVEZ Saint John Capital has been a great addition to my business. We have ten trucks and we use this site daily. I can pick loads, which pay more here, track expenses, even find the lowest... Read More... LYDIA COFFEY My business runs so much better since I signed up on the Saint John mobile site! Their routes pay more than anywhere else I’ve seen. The gas finder helps to shave money off of that... Read More... ROSALIE BERGER With the Saint John Capital mobile site, I have increased my business. Once I signed up, I was excited to see that their loads pay the highest I’ve ever seen. Their service is great and... Read More... BARRIE SHARP I use the Saint John Capital mobile site for my business and I am very happy. I can find higher paying loads and make myself a great route to work. This helps me to support... Read More... GEORGE DAMSON Best factor rates and staff is great. I own two trucking companies with my boys and both of our children are pleased with their factoring services. They have always given us us a 100% advance... Read More... ALECIA W. I make more money and I am paid faster with Saint John Capital. They use freight factoring and I can also pick my loads on their mobile site. This keeps me in business and always... Read More... TISH PRICE I love that customer service is available anytime. The fuel card benefits is absolutely wonderful. You guys are the best... LIV KALAY Very professional company. The staff is so friendly and helpful. I highly recommend them and could not be more pleased and satisfied with their work and help... DARIAN ORTIZ Great Company. Highly recommend these guys.The customer service here is the best I have experienced. They are so flexible and receptive... BRUNO PHILIPS I have a fleet of 50 trucks and I can pretty much use any freight factoring company I want to but I stick with Saint John Capital because they have a load board to keep... Read More... JACQUEES PETERSON The incredible people at Saint John Capital are the most professional and courteous freight factoring leaders that I have ever had the pleasure of dealing with. They are a team of highly educated and experienced... Read More... SONIA MARTIN My husband and I have no time to generate invoices and attach bill of ladings so we moved to this company that provides excellent factoring services. Their system allows us to quickly upload our bill... Read More... GUZMAN BARKER With us choosing to do business with Saint John Capital, our work is done a lot easier and far less stress than it would be if we decided to go with one of their many... Read More... USHER CRAWFORD Top shelf, top quality and vastly superior customer service skills is the credit to Saint John Capital’s successful track record in this industry. Always professional, always friendly and always eager to resolve problems is what... Read More... SAMY PETERSON I have been in the trucking industry for a long time now and my fleet has 44 trucks. With a fleet that large I use Saint John Capital exclusively mainly because with these folks I... Read More... ERIC SOLORIO My drivers really like how Saint John Capital lets them keep tabs on their income and expenditures through their very modern and easy to use website. The system is very straight forward and understandable which... Read More... ZACHARY TROUPE Saint John Capital’s website looks great on my laptop and their mobile site is so easy to use on my phone. I make use of being able to find the cheapest gas prices of any... Read More... STEVEN WHITE The great people that run Saint John Capital always advance the entire 100% face value of the invoice every time they buy it. They also offer free ach for next day pay. And unlike other... Read More... NICK HENSON Our dealings with Saint John Capital have been pretty awesome. They are all collectively responsive, professional and they deliver exactly what they advertise. We have been using them for several years now and I am... Read More... SEBASTIAN WAFFLE There are so many factors in the day to day operations of the trucking industry that one needs to be very flexible to changes. The place we used to have for freight factoring were too... Read More... MARK ETHERTON My small but strong trucking company has been factoring with Saint John Capital since 2015 and the service has been and I dare say will continue to be the most excellent experience we have enjoyed.... Read More... MATHEW STOCK One good thing about using Saint John Capital for your freight factoring needs is that they offer free ach for next day pay. They will also advance all of the invoice’s face value. They will... Read More... DANIEL WOOD I highly recommend using the freight factoring services offered by Saint John Capital as they have quite literally helped my trucking business expand to the large fleet and satellite locations we have today. SJC and... Read More... GEORGE MASTON When I’m hauling out on the road, I have confidence that having Saint John Capital on my side for freight factoring is a good thing. I know I will get paid in a timely manner... Read More... QUINN SCHAEFFER I am a startup trucking firm and SJC was strongly suggested to use for our freight factoring needs. There were absolutely no problems or surprises with the application process. The person I worked with was... Read More... PETERSON GRANT I like using Saint John Capital for all my truckers freight factoring because of their get paid service which keeps them all happy. Unlike other places, SJC seems to use very modern technology especially through... Read More... RAMIROL MELVIN Our trucking company’s continued growth and phenomenal successes would not have been achieved if we partnered up with anyone else other that Saint John Capital. They are an indispensable part of my business’s continuing operations.... Read More... ‹› LEARN MORE ABOUT SAINT JOHN CAPITAL ABOUT Learn more about Saint John Capital and how we serve you. VIDEOS Watch and learn more about Saint John Capital. CAREERS View career openings and opportunities with Saint John Capital. PHONE: PHONE: 1-847-430-3620 FAX: 1-847-720-4072 EMAIL: SALES@SAINTJOHNCAPITAL.COM ADDRESS: 8725 W. HIGGINS ROAD, SUITE 800, CHICAGO, IL 60631 * Home * Get Paid * Line of Credit * Click & Pay API * About * Videos * News * Careers * * * * * * Copyright © 2024 Saint John Capital | Privacy Policy Website Powered by Simple SEO Group The reCAPTCHA verification period has expired. Please reload the page. × CLIENT LOGIN Forgot Username/Password? FILL OUT THE FORM BELOW FOR A FREE FREIGHT FACTORING RATE QUOTE! Get in touch with our freight factoring experts to receive a free quote and enjoy the industry's best rates with Saint John Capital! First name Last name Phone Number Email Company MC# Submit Or Call 847-430-3620 Opt-In SMS Opt-In × × By providing your phone number, you agree to receive text messages from Saint John Capital. Message and data rates may apply. Message frequency may vary. You can opt-out at any time by replying STOP to any message. 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