williams.lcvista.com
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Submitted URL: https://williams.lcvista.com/
Effective URL: https://williams.lcvista.com/login/cognito?next=%2F
Submission: On April 14 via api from US — Scanned from DE
Effective URL: https://williams.lcvista.com/login/cognito?next=%2F
Submission: On April 14 via api from US — Scanned from DE
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1 forms found in the DOMPOST /login/cognito/realm_discovery/?next=/
<form action="/login/cognito/realm_discovery/?next=/" method="post" autocomplete="off">
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<h5 class="modal-title" id="terms_of_use_modal-title">Terms and Conditions</h5>
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<h3 class="body-text-color">
<b>
LCvista Terms of Use
</b>
</h3>
<p><span style="font-weight: 400;">Version: 1.0.0<br>
</span><span style="font-weight: 400;">Last Updated: November 11, 2020</span>
</p>
<ol>
<li><strong>Acceptance </strong></li>
</ol>
<p><span style="font-weight: 400;">These terms of use are entered into by and between You and LCvista, Inc. (”</span><b>LCvista</b><span style="font-weight: 400;">,” “</span><b>we</b><span style="font-weight: 400;">,” or
“</span><b>us</b><span style="font-weight: 400;">”). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively the “</span><b>Terms of Use</b><span
style="font-weight: 400;">”), govern your access to and use of <a href="http://www.lcvista.com" target="_blank" rel="noopener noreferrer">www.lcvista.com</a>, including any content, functionality, and services offered on or through
www.lcvista.com (the “</span><b>Services</b><span style="font-weight: 400;">”), whether as a guest or a registered user.</span></p>
<p><span style="font-weight: 400;">Please read these Terms of Use carefully before you start to use the Services. </span><b>By using the Services or by
clicking to accept or agree to the Terms of Use when this option is made
available to you, you accept and agree to be bound and abide by these Terms
of Use and our Privacy Policy, found at <a href="https://lcvista.com/privacy-policy" target="_blank" rel="noopener noreferrer">https://lcvista.com/privacy-policy</a>,
incorporated herein by reference.</b><span style="font-weight: 400;"> If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Services.</span></p>
<p><span style="font-weight: 400;">The Services are offered and available to users who are 18 years of age or older. By using the Services, you represent and warrant that you are of legal age to form a binding contract with LCvista. If
you are not, you must not access or use the Services.</span></p>
<p><span style="font-weight: 400;"> <strong> 2. </strong></span><b>Changes to the Terms of Use</b></p>
<p><span style="font-weight: 400;">We may revise and update these Terms of Use from time to time at our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Services
thereafter.</span></p>
<p><span style="font-weight: 400;">Your continued use of the Services following the posting of revised Terms of Use means that you accept and agree to the changes. Therefore, we recommend that you check this page from time to time so you
are aware of any changes, as they are binding on you.</span></p>
<p style="padding-left: 40px;"><b>3. Accessing the Services and Account Security</b>
</p>
<p><span style="font-weight: 400;">We reserve the right to withdraw or amend the Services, and any services or materials we provide on the Services, in our sole discretion without notice to you. We will not be liable if for any reason all
or any part of the Services is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Services, or the entire Services, to users, including registered users.</span></p>
<p><span style="font-weight: 400;">You are responsible for both:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Making all arrangements necessary for you to have access to the Services, including, but not limited to</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Ensuring that all persons who access the Services through your internet connection are aware of these Terms of Use and comply with them.</span></li>
</ul>
<p><span style="font-weight: 400;">To access the Services or some of the resources offered therein, you may be asked to provide certain registration details or other information. It is a condition of your use of the Services that all the
information you provide on the Services is correct, current, and complete. You agree that all information you provide to register with the Services or otherwise, including, but not limited to, through the use of any interactive
features on the Services, is governed by our </span><a href="https://lcvista.com/privacy-policy"><span style="font-weight: 400;">Privacy Policy</span></a><span style="font-weight: 400;">, and you consent to all actions we take with
respect to your information consistent with our Privacy Policy.</span></p>
<p><span style="font-weight: 400;">If you choose, or are provided with, a user name, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not
disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Services or portions of it using your user name, password, or other
security information. You agree that it is your responsibility to maintain the security of your account information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any
other breach of security. You also agree to ensure that you will exit or logout from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that
others are not able to view or record your password or other personal information.</span></p>
<p><span style="font-weight: 400;">We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion,
you have violated any provision of these Terms of Use.</span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>4. Intellectual Property Rights</b></p>
<p><span style="font-weight: 400;">The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and
arrangement thereof) are owned by LCvista, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or
proprietary rights laws.</span></p>
<p><span style="font-weight: 400;">These Terms of Use permit you to use the Services for your personal, non-commercial use only, unless you have entered into a separate agreement with LCvista for the commercial use of the Services. You
must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as follows:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">You may store files that are automatically cached by your Web browser for display enhancement purposes.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">You may print or download one copy of a reasonable number of pages of the Services for your own personal, non-commercial use and not for further reproduction, publication, or
distribution.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal,
non-commercial use, provided you agree to be bound by our end user license agreement for such applications.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">If we provide </span><i><span style="font-weight: 400;">social media
features</span></i><span style="font-weight: 400;"> with certain content, you may take such actions as are enabled by such features.</span></li>
</ul>
<p><span style="font-weight: 400;">You must not:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Modify copies of any materials from this site.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.</span></li>
</ul>
<p><span style="font-weight: 400;">You must not access or use for any commercial purposes any part of the Services or any services or materials available through the Services.</span></p>
<p><span style="font-weight: 400;">If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Services in breach of the Terms of Use, your right to use the Services will stop
immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Services or any content on the Services is transferred to you, and all rights not
expressly granted are reserved by LCvista. Any use of the Services not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.</span><span
style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>5. Trademarks</b></p>
<p><span style="font-weight: 400;">The LCvista name and all related names, logos, product and service names, designs, and slogans are trademarks of LCvista or its affiliates or licensors. You must not use such marks without the prior
written permission of LCvista. All other names, logos, product and service names, designs, and slogans on the Services are the trademarks of their respective owners.</span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>6. Prohibited Uses</b></p>
<p><span style="font-weight: 400;">You may use the Services only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Services:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or
software to and from the US or other countries).</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable
information, or otherwise.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation,
including using of any portion of the Service as a destination linked from any unsolicited bulk messages or unsolicited commercial messages.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">To impersonate or attempt to impersonate LCvista, a LCvista employee, another user, or any other person or entity (including, without limitation, by using email addresses
associated with any of the foregoing).</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Services, or which, as determined by us, may harm LCvista or users of the Services,
or expose them to liability.</span></li>
</ul>
<p><span style="font-weight: 400;">Additionally, you agree not to:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Use the Services in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Services, including their ability to
engage in real time activities through the Services.</span>
</li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Use any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the
Services.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Use any manual process to monitor or copy any of the material on the Services, or for any other purpose not expressly authorized in these Terms of Use, without our prior
written consent.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Use any device, software, or routine that interferes with the proper working of the Services.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the server on which the Services is stored, or any server, computer, or
database connected to the Services.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Attack the Services via a denial-of-service attack or a distributed denial-of-service attack.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Otherwise attempt to interfere with the proper working of the Services.</span></li>
</ul>
<p style="padding-left: 40px;"><b>7. Copyright Infringement</b></p>
<p><span style="font-weight: 400;">LCvista respects the intellectual property rights of others and expects users of the Services to do the same. We will respond to notices of alleged copyright infringement that comply with applicable law
and are properly provided to us. If you believe that your copyrighted materials have been copied in a way that constitutes copyright infringement, please provide us with the following information: (i) a physical or electronic
signature of the copyright owner or a person authorized to act on their behalf; (ii) identification of the copyrighted work claimed to have been infringed; (iii) identification of the material that is claimed to be infringing or to be
the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (iv) your contact information, including your address,
telephone number, and an email address; (v) a statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (vi) a
statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.</span></p>
<p><span style="font-weight: 400;">We reserve the right to remove content alleged to be infringing without prior notice and at our sole discretion. In appropriate circumstances, LCvista will also terminate a user’s account if the user is
determined to be a repeat infringer. </span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>8. Reliance on Information Posted</b></p>
<p><span style="font-weight: 400;">The information presented on or through the Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any
reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Services, or by anyone who may be
informed of any of its contents.</span></p>
<p><span style="font-weight: 400;">The Services may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All
statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by LCvista, are solely the opinions and the responsibility of the person or entity
providing those materials. These materials do not necessarily reflect the opinion of LCvista. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third
parties.</span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>9. Changes to the Services</b></p>
<p><span style="font-weight: 400;">We may update the content on the Services from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Services may be out of date at any given time, and we
are under no obligation to update such material.</span></p>
<p style="padding-left: 40px;"><b>10. Information About You and Your Visits to the
Services</b></p>
<p><span style="font-weight: 400;">All information we collect on the Services is subject to our </span><a href="https://lcvista.com/privacy-policy"><span style="font-weight: 400;">Privacy Policy</span></a><span style="font-weight: 400;">.
By using the Services, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.</span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>11. Other Terms and Conditions</b></p>
<p><span style="font-weight: 400;">Additional agreements or terms and conditions may also apply to specific portions, services, or features of the Services. All such additional agreements or terms and conditions are hereby incorporated by
this reference into these Terms of Use. Where such additional agreements or terms and conditions and these Terms conflict, the additional terms and conditions shall control.</span></p>
<p style="padding-left: 40px;"><b>12. Linking to the Services</b></p>
<p><span style="font-weight: 400;">You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest
any form of association, approval, or endorsement on our part without our express written consent.</span></p>
<p><span style="font-weight: 400;">The Services may provide certain social media features that enable you to:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Link from your own or certain third-party websites to certain content on the Services.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Send emails or other communications with certain content, or links to certain content, on the Services.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Cause limited portions of content on the Services to be displayed or appear to be displayed on your own or certain third-party websites.</span></li>
</ul>
<p><span style="font-weight: 400;">You may use these features solely as they are provided by us and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you
must not:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Establish a link from any website that is not owned by you.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Cause the Services or portions of it to be displayed on, or appear to be displayed by, any other site, for example, framing, deep linking, or in-line linking.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Link to any part of the Services other than the homepage.</span></li>
</ul>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Otherwise take any action with respect to the materials on the Services that is inconsistent with any other provision of these Terms of Use.</span></li>
</ul>
<p><span style="font-weight: 400;">You agree to cooperate with us in causing any unauthorized framing or linking immediately to stop. We reserve the right to withdraw linking permission without notice.</span><span
style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>13. Links from the Services</b></p>
<p><span style="font-weight: 400;">If the Services contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including
banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access
any of the third-party websites linked to the Services, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.</span></p>
<p style="padding-left: 40px;"><b>14. Disclaimer of Warranties</b></p>
<p><span style="font-weight: 400;">You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Services will be free of viruses or other destructive code. You are responsible
for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of
any lost data. </span></p>
<p><span style="font-weight: 400;">TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT
YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SERVICES OR ANY WEBSITE OR ITEMS OBTAINED THROUGH THE SERVICES OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON THE SERVICES,
WEBSITE, OR ON ANY WEBSITE LINKED TO IT.</span></p>
<p><span style="font-weight: 400;">YOUR USE OF THE SERVICES, WEBSITE, ITS CONTENT, AND ANY ITEMS OBTAINED THROUGH THE SERVICES IS AT YOUR OWN RISK. THE SERVICES, WEBSITE, ITS CONTENT, AND ANY ITEMS OBTAINED THROUGH THE SERVICES ARE
PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER LCVISTA NOR ANY PERSON ASSOCIATED WITH LCVISTA MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE
COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER LCVISTA NOR ANYONE ASSOCIATED WITH LCVISTA REPRESENTS OR WARRANTS THAT THE SERVICES, WEBSITE, ITS
CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER
HARMFUL COMPONENTS, OR THAT THE SERVICES, WEBSITE, OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.</span></p>
<p><span style="font-weight: 400;">TO THE FULLEST EXTENT PROVIDED BY LAW, LCVISTA HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF
MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.</span></p>
<p><span style="font-weight: 400;">THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.</span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>15. Limitation on Liability</b></p>
<p><span style="font-weight: 400;">TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL LCVISTA, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER
ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL,
CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS
OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE EXCEED THE AMOUNTS YOU HAVE PAID OR ARE PAYABLE TO LCVISTA FOR THE APPLICABLE SERVICE IN THE LAST TWELVE (12) MONTHS OUT
OF WHICH LIABILITY AROSE.</span>
</p>
<p><span style="font-weight: 400;">The limitation of liability set out above does not apply to liability resulting from our gross negligence or willful misconduct.</span></p>
<p><span style="font-weight: 400;">THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.</span></p>
<p style="padding-left: 40px;"><b>16. Indemnification</b></p>
<p><span style="font-weight: 400;">You agree to defend, indemnify, and hold harmless LCvista, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors,
suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these
Terms of Use or your use of the Services, including, but not limited to, your User Contributions, any use of the Services’ content, services, and products other than as expressly authorized in these Terms of Use, or your use of any
information obtained from the Services.</span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>17. Governing Law and Jurisdiction</b></p>
<p><span style="font-weight: 400;">All matters relating to the Services and these Terms of Use, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed
by and construed in accordance with the internal laws of the State of Washington without giving effect to any choice or conflict of law provision or rule (whether of the State of Washington or any other jurisdiction).</span></p>
<p><span style="font-weight: 400;">Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Services shall be instituted exclusively in the federal courts of the United States or the courts of the
State of Washington. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.</span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>18. Arbitration</b></p>
<p><span style="font-weight: 400;">At LCvista’s sole discretion, it may require You to submit any disputes arising from these Terms of Use or use of the Services, including disputes arising from or concerning their interpretation,
violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Washington law.</span><span style="font-weight: 400;"></span>
</p>
<p style="padding-left: 40px;"><b>19. Waiver and Severability</b></p>
<p><span style="font-weight: 400;">No waiver by LCvista of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any
failure of LCvista to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.</span></p>
<p><span style="font-weight: 400;">If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or
limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.</span><span style="font-weight: 400;"></span></p>
<p style="padding-left: 40px;"><b>20. Entire Agreement</b></p>
<p><span style="font-weight: 400;">The Terms of Use, any other agreements between you and LCvista governing your use of the Services, and our Privacy Policy constitute the sole and entire agreement between you and LCvista regarding the
Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.</span></p>
<p style="padding-left: 40px;"><b>21. Your Comments and Concerns</b></p>
<p><span style="font-weight: 400;">This website is operated by LCvista, Inc. https://lcvista.com.</span></p>
<p><span style="font-weight: 400;">All notices of copyright infringement claims should be sent to the copyright agent designated in above in the manner and by the means set out therein.</span></p>
<p><span style="font-weight: 400;">All other feedback, comments, requests for technical support, and other communications relating to the Services should be directed to:support@lcvista.com. Any suggestions, ideas or feedback (“Feedback”)
concerning the Services provided by you to LCvista shall become the sole property of LCvista. LCvista shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and
circulation thereof for any purpose, without acknowledgment or compensation to you. You hereby agree that such Feedback is provided on a non-proprietary and non-confidential basis. To the extent that you have any rights in the
Feedback, by operation of law or otherwise, you hereby agree to assign and hereby do assign to LCvista all right, title and interest in and to the Feedback. You agree to perform all acts reasonably requested by LCvista to perfect and
enforce such rights.</span></p>
</div>
<!-- LCvista Privacy Policy -->
<div>
<h3 class="body-text-color">
<b>
LCvista Privacy Policy
</b>
</h3>
<p><span style="font-weight: 400;">Version: 1.0.0<br></span><span style="font-weight: 400;">Last Updated: November 11, 2020</span></p>
<p> </p>
<p><span style="text-decoration: underline;"><b>Introduction</b></span></p>
<p><span style="font-weight: 400;">LCvista (</span><b>“LCvista”</b><span style="font-weight: 400;"> or</span><b> “We”</b><span style="font-weight: 400;">) respect your privacy and are committed to protecting it through our compliance
with this policy.</span></p>
<p><span style="font-weight: 400;">This policy describes the types of information we may collect from you or that you may provide when you visit the website https://lcvista.com/ (our “</span><b>Website</b><span
style="font-weight: 400;">“) or use our Services (as defined in our Terms of Use found </span><a href="https://lcvista.com/terms-of-use/"><span style="font-weight: 400;">here</span></a><span style="font-weight: 400;">) and our
practices for collecting, using, maintaining, protecting, and disclosing that information.</span></p>
<p><span style="font-weight: 400;">This policy applies to information we collect:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">On this Website.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In email, text, and other electronic messages between you and this Website.</span></li>
</ul>
<p><span style="font-weight: 400;">It does not apply to information collected by:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Website or through our Services</span>
</li>
</ul>
<p><span style="font-weight: 400;">Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to
use our Website. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time (see “Changes to Our Privacy Policy” below). Your continued use of this Website after we make changes is
deemed to be acceptance of those changes, so please check the policy periodically for updates. </span></p>
<p><span style="text-decoration: underline;"><b>Children Under the Age of
18</b></span></p>
<p><span style="font-weight: 400;">Our Website is not intended for children under 18 years of age. No one under age 18 may provide any information to or on the Website or through the Services. We do not knowingly collect personal
information from children under 18. If you are under 18, do not use or provide any information on this Website or through any of its features, register on the Website, or provide any information about yourself to us, including your
name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete
that information. If you believe we might have any information from or about a child under 18, please contact us at support@lcvista.com.</span></p>
<p><span style="font-weight: 400;">California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see “Your California Privacy Rights” below for more
information.</span></p>
<p><span style="text-decoration: underline;"><b>Information We Collect About You and
How We Collect It</b></span></p>
<p><span style="font-weight: 400;">We collect several types of information from and about users of our Website, including information:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">By which you may be personally identified, such as name, e-mail address, or telephone number (“</span><b>personal information</b><span style="font-weight: 400;">“);</span>
</li>
<li style="font-weight: 400;"><span style="font-weight: 400;">That is about you but individually does not identify you, such as country; </span>
</li>
<li style="font-weight: 400;"><span style="font-weight: 400;">About your internet connection, the equipment you use to access our Website, and usage details.</span></li>
</ul>
<p><span style="font-weight: 400;">We collect this information:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Directly from you when you provide it to us.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies.</span>
</li>
<li style="font-weight: 400;"><span style="font-weight: 400;">When LCvista enters into a business relationship to provide contractually agreed-upon software and services to their employees.</span></li>
</ul>
<p><i><span style="font-weight: 400;">Information You Provide to
Us</span></i><b> </b></p>
<p><span style="font-weight: 400;">The information we collect on or through our Website or Services may include:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Information that you provide by filling in forms on our Website or in our Services. This includes information provided at the time of registering to use our Website,
subscribing to our Services, posting material, or requesting further services. We may also ask you for information when you report a problem with our Website or Services.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Records and copies of your correspondence (including email addresses), if you contact us.</span></li>
</ul>
<p><span style="font-weight: 400;">You also may provide information to be published or displayed (hereinafter, “</span><b>posted</b><span style="font-weight: 400;">“) on public areas of the Website, or transmitted to other users of the
Website or third parties (collectively, “</span><b>User Contributions</b><span style="font-weight: 400;">“). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages,
please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do
not guarantee that your User Contributions will not be viewed by unauthorized persons.</span></p>
<p><i><span style="font-weight: 400;">Information We Collect Through Automatic Data
Collection Technologies</span></i><b><i> </i></b></p>
<p><span style="font-weight: 400;">As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns,
including:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;"> Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the
Website.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Information about your computer and internet connection, including your IP address, operating system, and browser type.</span></li>
</ul>
<p><span style="font-weight: 400;">Our Website and Services do not track our customers over time and across third party websites to provide targeted advertising and therefore does not respond to Do Not Track (DNT) signals. Third
parties that have content embedded on LCvista’s websites, software, or mobile applications (e.g. social features) may set cookies on a user’s browser and/or obtain information about the fact that a web browser visited a specific
LCvista website from a certain IP address. Third parties cannot collect any other personal identifiable information from LCvista’s websites unless you provide it to them directly.</span></p>
<p><span style="font-weight: 400;">The information we collect automatically is only statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or
receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Estimate our audience size and usage patterns.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Store information about your preferences, allowing us to customize our Website according to your individual interests.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Speed up your searches.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Recognize you when you return to our Website.</span></li>
</ul>
<p><span style="font-weight: 400;">The technologies we use for this automatic data collection may include:</span></p>
<ul>
<li style="font-weight: 400;"><b>Cookies (or browser cookies).</b><span style="font-weight: 400;"> A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the
appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue
cookies when you direct your browser to our Website. </span></li>
<li style="font-weight: 400;"><b>Web Beacons.</b><span style="font-weight: 400;"> Pages of our the Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and
single-pixel gifs) that permit LCvista, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and
verifying system and server integrity). </span></li>
</ul>
<p><span style="font-weight: 400;">We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.</span></p>
<p><span style="text-decoration: underline;"><b>Third-Party Use of Cookies and Other
Tracking Technologies</b></span></p>
<p><span style="font-weight: 400;">Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These
third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal
information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with
interest-based (behavioral) advertising or other targeted content. </span></p>
<p><span style="font-weight: 400;">We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible
provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see “Choices About How We Use and Disclose Your Information” below.</span></p>
<p><span style="text-decoration: underline;"><b>How We Use Your
Information</b></span></p>
<p><span style="font-weight: 400;">We use information that we collect about you or that you provide to us, including any personal information:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">To present our Services, Website and their contents to you.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To provide you with information, products, or services that you request from us.</span>
</li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To fulfill any other purpose for which you provide it.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To provide you with notices about your account/subscription, including expiration and renewal notices.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.</span>
</li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To notify you about changes to our Website or any products or services we offer or provide through it.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To allow you to participate in interactive features on our Website.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In any other way we may describe when you provide the information.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">For any other purpose with your consent.</span></li>
</ul>
<p><span style="text-decoration: underline;"><b>Disclosure of Your
Information</b></span></p>
<p><span style="font-weight: 400;">We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. </span></p>
<p><span style="font-weight: 400;">We may disclose personal information that we collect or you provide as described in this privacy policy:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">To our subsidiaries and affiliates.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To contractors, service providers, and other third parties we use to support our business.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of LCvista’s assets,
whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by LCvista about our Service and Website users are among the assets transferred.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To fulfill the purpose for which you provide it. </span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">For any other purpose disclosed by us when you provide the information.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">With your consent.</span></li>
</ul>
<p><span style="font-weight: 400;">We may also disclose your personal information:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">To comply with any court order, law, or legal process, including to respond to any government or regulatory request.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To enforce or apply our </span><a href="https://lcvista.com/terms-of-use/"><span style="font-weight: 400;">terms of use</span></a><span style="font-weight: 400;"> and other
agreements, including for billing and collection purposes.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of LCvista, our customers, or others. This includes exchanging information
with other companies and organizations for the purposes of fraud protection and credit risk reduction.</span></li>
</ul>
<p><span style="text-decoration: underline;"><b>Choices About How We Use and
Disclose Your Information</b></span></p>
<p><span style="font-weight: 400;">We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information: </span>
</p>
<ul>
<li style="font-weight: 400;"><b>Tracking Technologies and Advertising.</b><span style="font-weight: 400;"> You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or
refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.</span></li>
</ul>
<p><span style="font-weight: 400;">We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information
collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“</span><b>NAI</b><span style="font-weight: 400;">“) on the NAI’s website.</span></p>
<p><span style="font-weight: 400;">California residents may have additional personal information rights and choices. Please see “Your California Privacy Rights” below for more information.</span></p>
<p><span style="text-decoration: underline;"><b>Accessing and Correcting Your
Information</b></span></p>
<p><span style="font-weight: 400;">You may send us an email at support@lcvista.com to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also
deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.</span></p>
<p><span style="font-weight: 400;">California residents may have additional personal information rights and choices. Please see “Your California Privacy Rights” below for more information.</span></p>
<p><span style="text-decoration: underline;"><b>Data Security</b></span></p>
<p><span style="font-weight: 400;">We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored
on our secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology.</span></p>
<p><span style="font-weight: 400;">The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping
this password confidential. We ask you not to share your password with anyone. </span></p>
<p><span style="font-weight: 400;">Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal
information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.</span></p>
<p><span style="text-decoration: underline;"><b>Changes to Our Privacy
Policy</b></span></p>
<p><span style="font-weight: 400;">It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you by email to the primary
email address specified in your account and/or through a notice on the Website home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active
and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.</span></p>
<p><b>Contact Information</b></p>
<p><span style="font-weight: 400;">To ask questions or comment about this privacy policy and our privacy practices, contact us at: </span></p>
<p><span style="font-weight: 400;">support@lcvista.com</span></p>
<p><span style="font-weight: 400;">or via our toll-free number: </span></p>
<p><span style="font-weight: 400;">(855) 980-0357</span></p>
<p> </p>
<p><span style="text-decoration: underline;"><b>Your California Privacy
Rights</b></span></p>
<p><span style="font-weight: 400;">If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. </span></p>
<p><span style="font-weight: 400;">This section applies solely to visitors and users of our site who reside in the State of California. We have adopted this notice to comply with the California Consumer Privacy Act of 2018 (the “CCPA”)
and the California Online Privacy Protection Act (“CalOPPA”), and any terms defined in the CCPA or CalOPPA have the same meaning when used in this notice.</span></p>
<p><span style="font-weight: 400;">For the purposes of this section “California Data Subject” shall mean: (1) an individual who is in the State of California for other than a temporary or transitory purpose, and (2) an individual who is
domiciled in the State of California who is outside the State of California for a temporary or transitory purpose.</span></p>
<p><span style="font-weight: 400;">Information We Collect</span></p>
<p><span style="font-weight: 400;">We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California Data
Subject or device (“personal information”). </span></p>
<p><span style="font-weight: 400;">In particular, we have collected the following categories of personal information from California Data Subjects within the last twelve (12) months:</span></p>
<table>
<tbody>
<tr>
<td>
<p><b>Category</b></p>
</td>
<td>
<p><b>Examples</b></p>
</td>
<td>
<p><b>Do we collect this data?</b></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Identifiers</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Real name, alias, postal address, unique personal identifier, online identifier, internet protocol (IP) address, email address, account name, or other similar identifiers</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Yes</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Characteristics of protected classifications under California or federal law</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Race, gender, ethnicity, disability status</span></p>
</td>
<td>
<p><span style="font-weight: 400;">No</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Commercial information</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Records of personal property, products, or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies</span>
</p>
</td>
<td>
<p><span style="font-weight: 400;">No</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Biometric information</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Fingerprint, facial pattern, voice, typing cadence</span></p>
</td>
<td>
<p><span style="font-weight: 400;">No</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Internet or other electronic network activity information</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Information regarding usage of a site, software, or app</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Yes</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Geolocation data</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Physical location</span></p>
</td>
<td>
<p><span style="font-weight: 400;">No</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Audio, electronic, visual, thermal, olfactory, or similar information</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Recordings of a California Data Subject</span></p>
</td>
<td>
<p><span style="font-weight: 400;">No</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Professional or employment-related information</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Place of work, current occupation, duration of occupation, position/title</span>
</p>
</td>
<td>
<p><span style="font-weight: 400;">Yes</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Education Information</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (FERPA)</span>
</p>
</td>
<td>
<p><span style="font-weight: 400;">No</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Inferences drawn from any of the information identified above</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Information used to create a profile about the California Data Subject reflecting their preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence,
abilities, and aptitudes</span></p>
</td>
<td>
<p><span style="font-weight: 400;">No</span></p>
</td>
</tr>
</tbody>
</table>
<p> </p>
<p><span style="font-weight: 400;">Sources of Personal Information</span><span style="font-weight: 400;">. We obtain the personal information listed above from the following sources:</span></p>
<table>
<tbody>
<tr>
<td>
<p><b>Source</b></p>
</td>
<td>
<p><b>Example</b></p>
</td>
<td>
<p><b>Do we receive from this source?</b></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Directly from you</span></p>
</td>
<td>
<p><span style="font-weight: 400;">From forms you complete or orders for products and services you purchase.</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Yes</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Indirectly from you</span></p>
</td>
<td>
<p><span style="font-weight: 400;">From observing your actions on our services.</span></p>
</td>
<td>
<p><span style="font-weight: 400;">Yes</span></p>
</td>
</tr>
<tr>
<td>
<p><span style="font-weight: 400;">Third Parties</span></p>
</td>
<td>
<p><span style="font-weight: 400;">We are provided information by our third-party vendors such as: our Merchant Partners, our Technology Hosting Partners, and our Marketing Partners.</span></p>
</td>
<td>
<p><span style="font-weight: 400;">No</span></p>
</td>
</tr>
</tbody>
</table>
<p> </p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Use of Personal Information</span></span><span style="font-weight: 400;"><span style="text-decoration: underline;">. </span> We may use or disclose the
personal information we collect for one or more of the following business purposes:</span></p>
<p style="padding-left: 40px;"><span style="font-weight: 400;">A. To fulfill the purpose for which you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about
our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate
delivery. We may use personal information you provide us to provide technical support. In addition, we may use the above information:</span></p>
<ol>
<li style="list-style-type: none;">
<ol>
<li style="font-weight: 400;"><span style="font-weight: 400;">To provide, support, personalize, and develop our websites, products, and/or services;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To create, maintain, customize, and secure your account with us;</span>
</li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To process your requests, purchases, transactions, and payments and prevent transactional fraud;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To help maintain the safety, security, and integrity of our Website, products and services, databases and other technology assets, and business;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations; and</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">As described to you when collecting your personal information or as otherwise set forth in the CCPA.</span></li>
</ol>
</li>
</ol>
<p><span style="font-weight: 400;">We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you
notice. </span></p>
<p><span style="font-weight: 400;">We do not sell your personal information to third parties. We do share personal information with our third-party service providers and vendors in order to provide you the Service.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Your Rights and Choices</span><span style="font-weight: 400;"> </span></span></p>
<p><span style="font-weight: 400;">This section describes your CCPA rights and explains how to exercise those rights.</span></p>
<p><span style="font-weight: 400;">You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months. Once we receive and verify your
request, we will disclose to you:</span></p>
<ol>
<li style="font-weight: 400;"><span style="font-weight: 400;">The categories of personal information we collected about you, how we use it, how we disclose it, and what personal information, if any, we sell;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">The categories of sources for the personal information we collected about you;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Our business or commercial purpose for collecting or selling that personal information;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">The categories of third parties with whom we share that personal information;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">The specific pieces of personal information we collected about you (also called a data portability request);</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:</span>
<ol>
<li style="font-weight: 400;"><span style="font-weight: 400;">sales, identifying the personal information categories that each category of recipient purchased; and</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.</span></li>
</ol>
</li>
</ol>
<p><span style="font-weight: 400;">You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and verify your request, we will
delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.</span></p>
<p><span style="font-weight: 400;">We may deny your disclosure and/or deletion request if retaining the information is necessary for us or our service providers to:</span></p>
<ol>
<li style="font-weight: 400;"><span style="font-weight: 400;">Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context
of our ongoing business relationship with you, or otherwise perform our contract with you;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities;</span>
</li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Debug products to identify and repair errors that impair existing intended functionality;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Exercise free speech, ensure the right of another California Data Subject to exercise their free speech rights, or exercise another right provided for by law;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.);</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when
the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Enable solely internal uses that are reasonably aligned with California Data Subject expectations based on your relationship with us;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Comply with a legal obligation, such as other privacy or data protection statutes and regulations that place restrictions on our ability to disclose information including,
but not limited to, the Gramm–Leach–Bliley Act, PCI Data Security Standards, and state privacy acts; and</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Make other internal and lawful uses of that information that are compatible with the context in which you provided it.</span></li>
</ol>
<p><span style="font-weight: 400;">To exercise the access, data portability, and deletion rights described above, please submit a verifiable California Data Subject request to us by sending us an email at support@lcvista.com or calling us
at 1-855-980-0357.</span></p>
<p><span style="font-weight: 400;">Only you or a person registered with the California Secretary of State, that you authorize to act on your behalf, may make a verifiable California Data Subject request related to your personal
information. You may also make a verifiable California Data Subject request on behalf of your minor child.</span></p>
<p><span style="font-weight: 400;">You may only make a verifiable California Data Subject request for access or data portability twice within a twelve (12) month period. The verifiable California Data Subject request must:</span>
</p>
<ol>
<li style="font-weight: 400;"><span style="font-weight: 400;">Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative; and</span>
</li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.</span></li>
</ol>
<p><span style="font-weight: 400;">We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
Making a verifiable California Data Subject request does not require you to create an account with us. We will only use personal information provided in a verifiable California Data Subject request to verify the requestor’s
identity or authority to make the request.</span></p>
<p><span style="font-weight: 400;">We aspire to respond to a verifiable California Data Subject request within forty-five (45) days of receipt of the request. If we require more time (up to ninety (90) days) we will inform you of
the reason(s) why an extension is needed and how long we anticipate the period to be. Any disclosure we provide will only cover the twelve (12) month period preceding the receipt of your request. If applicable, the
response may provide the reasons why we cannot comply with your request. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the
information from one entity to another entity without hindrance.</span></p>
<p><span style="font-weight: 400;">We do not charge a fee to process or respond to your verifiable California Data Subject request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request
warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. We reserve the right to refuse to respond to verifiable California Data Subject requests that are
excessive, repetitive, or manifestly unfounded.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Right of Non-Discrimination</span><span style="font-weight: 400;">.</span></span></p>
<p><span style="font-weight: 400;">We will not discriminate against you for exercising any of your CCPA rights. We will not take any of the following actions against you in response to an exercise of your rights:</span></p>
<ol>
<li style="font-weight: 400;"><span style="font-weight: 400;">Deny you goods or services.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Provide you a different level or quality of goods or services.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.</span></li>
</ol>
<p><span style="font-weight: 400;">However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably
relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any
time.</span></p>
<p><span style="text-decoration: underline;"><b>Privacy Notice for EU
Residents</b></span></p>
<p><span style="font-weight: 400;">This section governs personal data, information relating to an identified or identifiable natural person, gathered from data subjects located in the EU only.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">General Data Protection Regulation (“GDPR”) Information</span></span></p>
<p><span style="font-weight: 400;">The following information describes our commitments to you under EU General Data Protection Regulation (“GDPR”).</span></p>
<p> </p>
<p><span style="font-weight: 400;">The GDPR makes a distinction between organizations that process personal data for their own purposes (known as “Data Controllers”) and organizations that process personal data on behalf of other
organizations (known as “Data Processors”). LCvista only acts as a Data Controller for very limited types of data, such as the information you enter when you register an account with us or the information you submit when purchasing
our software. LCvista is the Data Controller for information provided by our website visitors who might complete online forms. LCvista is the Data Processor for information provided by our customers when LCvista enters
into a business relationship to provide contractually agreed-upon software and services to their employees.</span>
</p>
<p> </p>
<p><span style="font-weight: 400;">When We Act as a Data Controller</span></p>
<p><span style="font-weight: 400;">When we process your data as a Data Controller, the following applies. </span></p>
<p><span style="font-weight: 400;">We collect, use, and share your personal data where we are satisfied that we have an appropriate legal basis to do this. This may be because:</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Consent: Our use of your personal data is in accordance with your consent. If we process your personal data based on consent, you will be asked for said consent at or
before the time of data collection. You may withdraw your consent at any time, and will not suffer any detriment for withdrawing your consent.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Contract: Our use of your personal data is to fulfill a contract between you and us.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Legal Obligation: Our use of your personal data is necessary to comply with a relevant legal or regulatory obligation that we have (for example, where we are required to
disclose personal data to a court, or store information due to federal financial regulations); or</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Legitimate Interest: Our use of your personal data is for a legitimate interest of ours, such as fraud prevention and ensuring our network’s security.</span></li>
</ul>
<p><span style="font-weight: 400;">Subject to certain exemptions, and in some cases dependent upon the processing activity we are undertaking, EU residents have certain rights in relation to their personal data: </span></p>
<ul>
<li style="font-weight: 400;"><span style="text-decoration: underline;"><span style="font-weight: 400;">Right to Access</span></span><span style="font-weight: 400;"><span style="text-decoration: underline;">.</span> You have the right
to access your personal data that is being processed; specifically you may request to view your personal data and obtain copies of your personal data.</span></li>
<li style="font-weight: 400;"><span style="text-decoration: underline;"><span style="font-weight: 400;">Right to Rectification</span></span><span style="font-weight: 400;">. You have the right to request modifications to your personal
data if it is out of date or inaccurate. </span>
</li>
<li style="font-weight: 400;"><span style="text-decoration: underline;"><span style="font-weight: 400;">Right of Erasure</span></span><span style="font-weight: 400;">. You have the right to ask that we delete your personal data.
However, we are not required to comply with your request to erase personal data if the processing of your personal data is necessary for compliance with a legal obligation, or for the establishment, exercise, or defense of legal
claims.</span></li>
<li style="font-weight: 400;"><span style="text-decoration: underline;"><span style="font-weight: 400;">Right to Restriction of Processing</span></span><span style="font-weight: 400;">. Under certain circumstances, you have the right to
request we restrict processing your personal data You have the right to restrict the use of your personal data. However, we can continue to use your personal data following a request for restriction (a) where we have your
consent; (b) to establish, exercise or defend legal claims; or (c) to protect the rights of another natural or legal person.</span></li>
<li style="font-weight: 400;"><span style="text-decoration: underline;"><span style="font-weight: 400;">Right to Data Portability</span></span><span style="font-weight: 400;">. To the extent that we process your information (i) based on
your consent or under a contract; and (ii) through automated means, you have the right to receive such personal data in a structured, commonly used, machine-readable format, or you can ask to have it transferred directly to another
data controller.</span></li>
<li style="font-weight: 400;"><span style="text-decoration: underline;"><span style="font-weight: 400;">Right to Object</span></span><span style="font-weight: 400;">. You have the right to object to the processing of your personal data.
However, we may still process your personal data if we demonstrate compelling legitimate grounds for the processing which override the interests, rights and freedoms of the data subject or for the establishment, exercise or defense
of legal claims.</span></li>
<li style="font-weight: 400;"><span style="text-decoration: underline;"><span style="font-weight: 400;">Right to Object to Automated Processing</span></span><span style="font-weight: 400;">. You have the right to object to
decisions based on automated processing, such as where a computer assesses factors in the data we collect about you and makes a determination. We do not currently make any decisions based on automated processing.</span></li>
</ul>
<p><span style="font-weight: 400;">We retain your personal data for as long as necessary to provide you with our services, or for other important purposes such as complying with legal obligations, resolving disputes, and enforcing our
agreements. </span></p>
<p><span style="font-weight: 400;">We ask that you please attempt to resolve any issues regarding your data protection or requests with us first before contacting the relevant supervisory authority. If you would like to exercise any
of the rights described above, please send a request to support@lcvista.com. In your message, please indicate the right you would like to exercise and the information that you would like to access, review, correct, or delete.</span>
</p>
<p><span style="font-weight: 400;">We may ask you for additional information to confirm your identity and for security purposes, before disclosing the requested personal data.</span></p>
<p><span style="font-weight: 400;">We may not always be able to fully address your request, for example if it would impact the duty of confidentiality we owe to others, or if we are legally entitled to deal with the request in a different
way.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">When LCvista Acts as a Data Processor</span></span></p>
<p><span style="font-weight: 400;">Where we process your data in our capacity as a Data Processor, the processing of your data will not be governed by the foregoing provisions (“When We Act As Data Controller”), but you can contact the
Data Controller directly to learn about their processing of your information and to exercise your rights, or we will forward your request directly to them at your request.</span></p>
<p><span style="font-weight: 400;">LCvista’s “privacy by design” approach requires that our default user data protection levels be at the highest setting by default. In the unlikely event of breach, LCvista will notify data subjects and
Supervisory Authorities (SAs) in the EU according to procedures provided in GDPR Articles 33 and 34.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Lawful Requests</span></span></p>
<p><span style="font-weight: 400;">LCvista may be required to disclose personal information pursuant to lawful requests made by public authorities, including to meet national security or law enforcement requirements.</span>
</p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Inquiries and Complaints</span></span></p>
<p><span style="font-weight: 400;">We take safeguarding your privacy very seriously. If you wish to verify, correct or delete any personal information we have collected, or if you have any questions or concerns, or if you have any
complaints, please contact support@lcvista.com.</span><b> </b></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Notice</span></span></p>
<p><span style="font-weight: 400;">When LCvista collects personal information from individuals, it will inform the individual of the purpose for which it collects and uses the personal information and the types of non-agent third parties
to which LCvista discloses or may disclose that information. LCvista shall provide the individual with the choice and means for limiting the use and disclosure of their personal information. Notice will be provided in clear and
conspicuous language when individuals are first asked to provide personal information to LCvista, or as soon as practicable thereafter, and in any event before LCvista uses or discloses personal information for a purpose other than
for which it was originally collected.</span></p>
<p><span style="font-weight: 400;">In instances in which LCvista is not the controller or collector of the personal information, but only a processor, it has no means of providing individuals with the choice and means for limiting the use
and disclosure of their personal information or providing notices when individuals are first asked to provide personal information to LCvista. In such instances, LCvista will comply with the instructions of the controller of such
information; provide appropriate technical and organizational measures to protect personal data against accidental or unlawful destruction or accidental loss, alteration, unauthorized disclosure or access, and to the extent
appropriate, assist the controller in responding to individuals exercising their rights under the Principles.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Choice</span></span></p>
<p><span style="font-weight: 400;">In those instances in which LCvista collects personal information from individuals, it will offer individuals the opportunity to choose (opt out) whether their personal information is (1) to be disclosed
to a third party or (2) to be used for a purpose other than the purpose for which it was originally collected or subsequently authorized by the individual.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Disclosures to Third Parties</span></span></p>
<p><span style="font-weight: 400;">In those instances in which LCvista collects personal information from individuals, prior to disclosing personal information to a third party, LCvista shall notify the individual of such disclosure and
allow the individual the choice to opt out of such disclosure. LCvista shall ensure that any agent third party for which personal information may be disclosed subscribes to these principles or are subject to law providing the same
level of privacy protection as is required by these principles and agree in writing to provide an adequate level of privacy protection.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Data Security</span></span></p>
<p><span style="font-weight: 400;">LCvista shall take reasonable steps to protect personal information from loss, misuse and unauthorized access, disclosure, alteration and destruction. LCvista has put in place appropriate physical,
electronic and managerial procedures to safeguard and secure the information from loss, misuse, unauthorized access or disclosure, alteration or destruction. LCvista cannot guarantee the security of information on or transmitted via
the Internet.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Data Integrity</span></span></p>
<p><span style="font-weight: 400;">LCvista shall only process personal information in a way that is compatible with and relevant for the purpose for which it was collected or authorized by those who provided the information. To the extent
necessary for those purposes, LCvista shall take reasonable steps to ensure that personal information is accurate, complete, current and reliable for its intended use.</span></p>
<p><span style="text-decoration: underline;"><span style="font-weight: 400;">Access</span></span></p>
<p><span style="font-weight: 400;">In those instances in which LCvista collects personal information directly from individuals, LCvista shall allow those individuals access to their personal information and allow the individual to
correct, amend or delete inaccurate information, except where the burden or expense of providing access would be disproportionate to the risks to the privacy of the individual in the case in question or where the rights of persons
other than the individual would be violated.</span></p>
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Login TERMS AND CONDITIONS × LCVISTA TERMS OF USE Version: 1.0.0 Last Updated: November 11, 2020 1. Acceptance These terms of use are entered into by and between You and LCvista, Inc. (”LCvista,” “we,” or “us”). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively the “Terms of Use”), govern your access to and use of www.lcvista.com, including any content, functionality, and services offered on or through www.lcvista.com (the “Services”), whether as a guest or a registered user. Please read these Terms of Use carefully before you start to use the Services. By using the Services or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, found at https://lcvista.com/privacy-policy, incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Services. The Services are offered and available to users who are 18 years of age or older. By using the Services, you represent and warrant that you are of legal age to form a binding contract with LCvista. If you are not, you must not access or use the Services. 2. Changes to the Terms of Use We may revise and update these Terms of Use from time to time at our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Services thereafter. Your continued use of the Services following the posting of revised Terms of Use means that you accept and agree to the changes. Therefore, we recommend that you check this page from time to time so you are aware of any changes, as they are binding on you. 3. Accessing the Services and Account Security We reserve the right to withdraw or amend the Services, and any services or materials we provide on the Services, in our sole discretion without notice to you. We will not be liable if for any reason all or any part of the Services is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Services, or the entire Services, to users, including registered users. You are responsible for both: * Making all arrangements necessary for you to have access to the Services, including, but not limited to * Ensuring that all persons who access the Services through your internet connection are aware of these Terms of Use and comply with them. To access the Services or some of the resources offered therein, you may be asked to provide certain registration details or other information. It is a condition of your use of the Services that all the information you provide on the Services is correct, current, and complete. You agree that all information you provide to register with the Services or otherwise, including, but not limited to, through the use of any interactive features on the Services, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy. If you choose, or are provided with, a user name, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Services or portions of it using your user name, password, or other security information. You agree that it is your responsibility to maintain the security of your account information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you will exit or logout from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use. 4. Intellectual Property Rights The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by LCvista, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. These Terms of Use permit you to use the Services for your personal, non-commercial use only, unless you have entered into a separate agreement with LCvista for the commercial use of the Services. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as follows: * Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials. * You may store files that are automatically cached by your Web browser for display enhancement purposes. * You may print or download one copy of a reasonable number of pages of the Services for your own personal, non-commercial use and not for further reproduction, publication, or distribution. * If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications. * If we provide social media features with certain content, you may take such actions as are enabled by such features. You must not: * Modify copies of any materials from this site. * Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site. You must not access or use for any commercial purposes any part of the Services or any services or materials available through the Services. If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Services in breach of the Terms of Use, your right to use the Services will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Services or any content on the Services is transferred to you, and all rights not expressly granted are reserved by LCvista. Any use of the Services not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws. 5. Trademarks The LCvista name and all related names, logos, product and service names, designs, and slogans are trademarks of LCvista or its affiliates or licensors. You must not use such marks without the prior written permission of LCvista. All other names, logos, product and service names, designs, and slogans on the Services are the trademarks of their respective owners. 6. Prohibited Uses You may use the Services only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Services: * In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries). * For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise. * To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation, including using of any portion of the Service as a destination linked from any unsolicited bulk messages or unsolicited commercial messages. * To impersonate or attempt to impersonate LCvista, a LCvista employee, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing). * To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Services, or which, as determined by us, may harm LCvista or users of the Services, or expose them to liability. Additionally, you agree not to: * Use the Services in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Services, including their ability to engage in real time activities through the Services. * Use any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Services. * Use any manual process to monitor or copy any of the material on the Services, or for any other purpose not expressly authorized in these Terms of Use, without our prior written consent. * Use any device, software, or routine that interferes with the proper working of the Services. * Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful. * Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the server on which the Services is stored, or any server, computer, or database connected to the Services. * Attack the Services via a denial-of-service attack or a distributed denial-of-service attack. * Otherwise attempt to interfere with the proper working of the Services. 7. Copyright Infringement LCvista respects the intellectual property rights of others and expects users of the Services to do the same. We will respond to notices of alleged copyright infringement that comply with applicable law and are properly provided to us. If you believe that your copyrighted materials have been copied in a way that constitutes copyright infringement, please provide us with the following information: (i) a physical or electronic signature of the copyright owner or a person authorized to act on their behalf; (ii) identification of the copyrighted work claimed to have been infringed; (iii) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (iv) your contact information, including your address, telephone number, and an email address; (v) a statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (vi) a statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner. We reserve the right to remove content alleged to be infringing without prior notice and at our sole discretion. In appropriate circumstances, LCvista will also terminate a user’s account if the user is determined to be a repeat infringer. 8. Reliance on Information Posted The information presented on or through the Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Services, or by anyone who may be informed of any of its contents. The Services may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by LCvista, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of LCvista. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties. 9. Changes to the Services We may update the content on the Services from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Services may be out of date at any given time, and we are under no obligation to update such material. 10. Information About You and Your Visits to the Services All information we collect on the Services is subject to our Privacy Policy. By using the Services, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy. 11. Other Terms and Conditions Additional agreements or terms and conditions may also apply to specific portions, services, or features of the Services. All such additional agreements or terms and conditions are hereby incorporated by this reference into these Terms of Use. Where such additional agreements or terms and conditions and these Terms conflict, the additional terms and conditions shall control. 12. Linking to the Services You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent. The Services may provide certain social media features that enable you to: * Link from your own or certain third-party websites to certain content on the Services. * Send emails or other communications with certain content, or links to certain content, on the Services. * Cause limited portions of content on the Services to be displayed or appear to be displayed on your own or certain third-party websites. You may use these features solely as they are provided by us and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you must not: * Establish a link from any website that is not owned by you. * Cause the Services or portions of it to be displayed on, or appear to be displayed by, any other site, for example, framing, deep linking, or in-line linking. * Link to any part of the Services other than the homepage. * Otherwise take any action with respect to the materials on the Services that is inconsistent with any other provision of these Terms of Use. You agree to cooperate with us in causing any unauthorized framing or linking immediately to stop. We reserve the right to withdraw linking permission without notice. 13. Links from the Services If the Services contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to the Services, you do so entirely at your own risk and subject to the terms and conditions of use for such websites. 14. Disclaimer of Warranties You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Services will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SERVICES OR ANY WEBSITE OR ITEMS OBTAINED THROUGH THE SERVICES OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON THE SERVICES, WEBSITE, OR ON ANY WEBSITE LINKED TO IT. YOUR USE OF THE SERVICES, WEBSITE, ITS CONTENT, AND ANY ITEMS OBTAINED THROUGH THE SERVICES IS AT YOUR OWN RISK. THE SERVICES, WEBSITE, ITS CONTENT, AND ANY ITEMS OBTAINED THROUGH THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER LCVISTA NOR ANY PERSON ASSOCIATED WITH LCVISTA MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER LCVISTA NOR ANYONE ASSOCIATED WITH LCVISTA REPRESENTS OR WARRANTS THAT THE SERVICES, WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES, WEBSITE, OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. TO THE FULLEST EXTENT PROVIDED BY LAW, LCVISTA HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. 15. Limitation on Liability TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL LCVISTA, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE EXCEED THE AMOUNTS YOU HAVE PAID OR ARE PAYABLE TO LCVISTA FOR THE APPLICABLE SERVICE IN THE LAST TWELVE (12) MONTHS OUT OF WHICH LIABILITY AROSE. The limitation of liability set out above does not apply to liability resulting from our gross negligence or willful misconduct. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. 16. Indemnification You agree to defend, indemnify, and hold harmless LCvista, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Services, including, but not limited to, your User Contributions, any use of the Services’ content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the Services. 17. Governing Law and Jurisdiction All matters relating to the Services and these Terms of Use, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Washington without giving effect to any choice or conflict of law provision or rule (whether of the State of Washington or any other jurisdiction). Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Services shall be instituted exclusively in the federal courts of the United States or the courts of the State of Washington. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts. 18. Arbitration At LCvista’s sole discretion, it may require You to submit any disputes arising from these Terms of Use or use of the Services, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Washington law. 19. Waiver and Severability No waiver by LCvista of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of LCvista to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect. 20. Entire Agreement The Terms of Use, any other agreements between you and LCvista governing your use of the Services, and our Privacy Policy constitute the sole and entire agreement between you and LCvista regarding the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services. 21. Your Comments and Concerns This website is operated by LCvista, Inc. https://lcvista.com. All notices of copyright infringement claims should be sent to the copyright agent designated in above in the manner and by the means set out therein. All other feedback, comments, requests for technical support, and other communications relating to the Services should be directed to:support@lcvista.com. Any suggestions, ideas or feedback (“Feedback”) concerning the Services provided by you to LCvista shall become the sole property of LCvista. LCvista shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and circulation thereof for any purpose, without acknowledgment or compensation to you. You hereby agree that such Feedback is provided on a non-proprietary and non-confidential basis. To the extent that you have any rights in the Feedback, by operation of law or otherwise, you hereby agree to assign and hereby do assign to LCvista all right, title and interest in and to the Feedback. You agree to perform all acts reasonably requested by LCvista to perfect and enforce such rights. LCVISTA PRIVACY POLICY Version: 1.0.0 Last Updated: November 11, 2020 Introduction LCvista (“LCvista” or “We”) respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit the website https://lcvista.com/ (our “Website“) or use our Services (as defined in our Terms of Use found here) and our practices for collecting, using, maintaining, protecting, and disclosing that information. This policy applies to information we collect: * On this Website. * In email, text, and other electronic messages between you and this Website. It does not apply to information collected by: * Any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Website or through our Services Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time (see “Changes to Our Privacy Policy” below). Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates. Children Under the Age of 18 Our Website is not intended for children under 18 years of age. No one under age 18 may provide any information to or on the Website or through the Services. We do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information on this Website or through any of its features, register on the Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us at support@lcvista.com. California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see “Your California Privacy Rights” below for more information. Information We Collect About You and How We Collect It We collect several types of information from and about users of our Website, including information: * By which you may be personally identified, such as name, e-mail address, or telephone number (“personal information“); * That is about you but individually does not identify you, such as country; * About your internet connection, the equipment you use to access our Website, and usage details. We collect this information: * Directly from you when you provide it to us. * Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies. * When LCvista enters into a business relationship to provide contractually agreed-upon software and services to their employees. Information You Provide to Us The information we collect on or through our Website or Services may include: * Information that you provide by filling in forms on our Website or in our Services. This includes information provided at the time of registering to use our Website, subscribing to our Services, posting material, or requesting further services. We may also ask you for information when you report a problem with our Website or Services. * Records and copies of your correspondence (including email addresses), if you contact us. You also may provide information to be published or displayed (hereinafter, “posted“) on public areas of the Website, or transmitted to other users of the Website or third parties (collectively, “User Contributions“). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons. Information We Collect Through Automatic Data Collection Technologies As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: * Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website. * Information about your computer and internet connection, including your IP address, operating system, and browser type. Our Website and Services do not track our customers over time and across third party websites to provide targeted advertising and therefore does not respond to Do Not Track (DNT) signals. Third parties that have content embedded on LCvista’s websites, software, or mobile applications (e.g. social features) may set cookies on a user’s browser and/or obtain information about the fact that a web browser visited a specific LCvista website from a certain IP address. Third parties cannot collect any other personal identifiable information from LCvista’s websites unless you provide it to them directly. The information we collect automatically is only statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to: * Estimate our audience size and usage patterns. * Store information about your preferences, allowing us to customize our Website according to your individual interests. * Speed up your searches. * Recognize you when you return to our Website. The technologies we use for this automatic data collection may include: * Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website. * Web Beacons. Pages of our the Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit LCvista, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity). We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us. Third-Party Use of Cookies and Other Tracking Technologies Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see “Choices About How We Use and Disclose Your Information” below. How We Use Your Information We use information that we collect about you or that you provide to us, including any personal information: * To present our Services, Website and their contents to you. * To provide you with information, products, or services that you request from us. * To fulfill any other purpose for which you provide it. * To provide you with notices about your account/subscription, including expiration and renewal notices. * To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection. * To notify you about changes to our Website or any products or services we offer or provide through it. * To allow you to participate in interactive features on our Website. * In any other way we may describe when you provide the information. * For any other purpose with your consent. Disclosure of Your Information We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this privacy policy: * To our subsidiaries and affiliates. * To contractors, service providers, and other third parties we use to support our business. * To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of LCvista’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by LCvista about our Service and Website users are among the assets transferred. * To fulfill the purpose for which you provide it. * For any other purpose disclosed by us when you provide the information. * With your consent. We may also disclose your personal information: * To comply with any court order, law, or legal process, including to respond to any government or regulatory request. * To enforce or apply our terms of use and other agreements, including for billing and collection purposes. * If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of LCvista, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction. Choices About How We Use and Disclose Your Information We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information: * Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly. We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI“) on the NAI’s website. California residents may have additional personal information rights and choices. Please see “Your California Privacy Rights” below for more information. Accessing and Correcting Your Information You may send us an email at support@lcvista.com to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect. California residents may have additional personal information rights and choices. Please see “Your California Privacy Rights” below for more information. Data Security We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website. Changes to Our Privacy Policy It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you by email to the primary email address specified in your account and/or through a notice on the Website home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes. Contact Information To ask questions or comment about this privacy policy and our privacy practices, contact us at: support@lcvista.com or via our toll-free number: (855) 980-0357 Your California Privacy Rights If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. This section applies solely to visitors and users of our site who reside in the State of California. We have adopted this notice to comply with the California Consumer Privacy Act of 2018 (the “CCPA”) and the California Online Privacy Protection Act (“CalOPPA”), and any terms defined in the CCPA or CalOPPA have the same meaning when used in this notice. For the purposes of this section “California Data Subject” shall mean: (1) an individual who is in the State of California for other than a temporary or transitory purpose, and (2) an individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose. Information We Collect We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California Data Subject or device (“personal information”). In particular, we have collected the following categories of personal information from California Data Subjects within the last twelve (12) months: Category Examples Do we collect this data? Identifiers Real name, alias, postal address, unique personal identifier, online identifier, internet protocol (IP) address, email address, account name, or other similar identifiers Yes Characteristics of protected classifications under California or federal law Race, gender, ethnicity, disability status No Commercial information Records of personal property, products, or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies No Biometric information Fingerprint, facial pattern, voice, typing cadence No Internet or other electronic network activity information Information regarding usage of a site, software, or app Yes Geolocation data Physical location No Audio, electronic, visual, thermal, olfactory, or similar information Recordings of a California Data Subject No Professional or employment-related information Place of work, current occupation, duration of occupation, position/title Yes Education Information Information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (FERPA) No Inferences drawn from any of the information identified above Information used to create a profile about the California Data Subject reflecting their preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes No Sources of Personal Information. We obtain the personal information listed above from the following sources: Source Example Do we receive from this source? Directly from you From forms you complete or orders for products and services you purchase. Yes Indirectly from you From observing your actions on our services. Yes Third Parties We are provided information by our third-party vendors such as: our Merchant Partners, our Technology Hosting Partners, and our Marketing Partners. No Use of Personal Information. We may use or disclose the personal information we collect for one or more of the following business purposes: A. To fulfill the purpose for which you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may use personal information you provide us to provide technical support. In addition, we may use the above information: 1. 1. To provide, support, personalize, and develop our websites, products, and/or services; 2. To create, maintain, customize, and secure your account with us; 3. To process your requests, purchases, transactions, and payments and prevent transactional fraud; 4. To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses; 5. To help maintain the safety, security, and integrity of our Website, products and services, databases and other technology assets, and business; 6. To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations; and 7. As described to you when collecting your personal information or as otherwise set forth in the CCPA. We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice. We do not sell your personal information to third parties. We do share personal information with our third-party service providers and vendors in order to provide you the Service. Your Rights and Choices This section describes your CCPA rights and explains how to exercise those rights. You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months. Once we receive and verify your request, we will disclose to you: 1. The categories of personal information we collected about you, how we use it, how we disclose it, and what personal information, if any, we sell; 2. The categories of sources for the personal information we collected about you; 3. Our business or commercial purpose for collecting or selling that personal information; 4. The categories of third parties with whom we share that personal information; 5. The specific pieces of personal information we collected about you (also called a data portability request); 6. If we sold or disclosed your personal information for a business purpose, two separate lists disclosing: 1. sales, identifying the personal information categories that each category of recipient purchased; and 2. disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained. You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and verify your request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. We may deny your disclosure and/or deletion request if retaining the information is necessary for us or our service providers to: 1. Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you; 2. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities; 3. Debug products to identify and repair errors that impair existing intended functionality; 4. Exercise free speech, ensure the right of another California Data Subject to exercise their free speech rights, or exercise another right provided for by law; 5. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.); 6. Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent; 7. Enable solely internal uses that are reasonably aligned with California Data Subject expectations based on your relationship with us; 8. Comply with a legal obligation, such as other privacy or data protection statutes and regulations that place restrictions on our ability to disclose information including, but not limited to, the Gramm–Leach–Bliley Act, PCI Data Security Standards, and state privacy acts; and 9. Make other internal and lawful uses of that information that are compatible with the context in which you provided it. To exercise the access, data portability, and deletion rights described above, please submit a verifiable California Data Subject request to us by sending us an email at support@lcvista.com or calling us at 1-855-980-0357. Only you or a person registered with the California Secretary of State, that you authorize to act on your behalf, may make a verifiable California Data Subject request related to your personal information. You may also make a verifiable California Data Subject request on behalf of your minor child. You may only make a verifiable California Data Subject request for access or data portability twice within a twelve (12) month period. The verifiable California Data Subject request must: 1. Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative; and 2. Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable California Data Subject request does not require you to create an account with us. We will only use personal information provided in a verifiable California Data Subject request to verify the requestor’s identity or authority to make the request. We aspire to respond to a verifiable California Data Subject request within forty-five (45) days of receipt of the request. If we require more time (up to ninety (90) days) we will inform you of the reason(s) why an extension is needed and how long we anticipate the period to be. Any disclosure we provide will only cover the twelve (12) month period preceding the receipt of your request. If applicable, the response may provide the reasons why we cannot comply with your request. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable California Data Subject request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. We reserve the right to refuse to respond to verifiable California Data Subject requests that are excessive, repetitive, or manifestly unfounded. Right of Non-Discrimination. We will not discriminate against you for exercising any of your CCPA rights. We will not take any of the following actions against you in response to an exercise of your rights: 1. Deny you goods or services. 2. Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties. 3. Provide you a different level or quality of goods or services. 4. Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services. However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any time. Privacy Notice for EU Residents This section governs personal data, information relating to an identified or identifiable natural person, gathered from data subjects located in the EU only. General Data Protection Regulation (“GDPR”) Information The following information describes our commitments to you under EU General Data Protection Regulation (“GDPR”). The GDPR makes a distinction between organizations that process personal data for their own purposes (known as “Data Controllers”) and organizations that process personal data on behalf of other organizations (known as “Data Processors”). LCvista only acts as a Data Controller for very limited types of data, such as the information you enter when you register an account with us or the information you submit when purchasing our software. LCvista is the Data Controller for information provided by our website visitors who might complete online forms. LCvista is the Data Processor for information provided by our customers when LCvista enters into a business relationship to provide contractually agreed-upon software and services to their employees. When We Act as a Data Controller When we process your data as a Data Controller, the following applies. We collect, use, and share your personal data where we are satisfied that we have an appropriate legal basis to do this. This may be because: * Consent: Our use of your personal data is in accordance with your consent. If we process your personal data based on consent, you will be asked for said consent at or before the time of data collection. You may withdraw your consent at any time, and will not suffer any detriment for withdrawing your consent. * Contract: Our use of your personal data is to fulfill a contract between you and us. * Legal Obligation: Our use of your personal data is necessary to comply with a relevant legal or regulatory obligation that we have (for example, where we are required to disclose personal data to a court, or store information due to federal financial regulations); or * Legitimate Interest: Our use of your personal data is for a legitimate interest of ours, such as fraud prevention and ensuring our network’s security. Subject to certain exemptions, and in some cases dependent upon the processing activity we are undertaking, EU residents have certain rights in relation to their personal data: * Right to Access. You have the right to access your personal data that is being processed; specifically you may request to view your personal data and obtain copies of your personal data. * Right to Rectification. You have the right to request modifications to your personal data if it is out of date or inaccurate. * Right of Erasure. You have the right to ask that we delete your personal data. However, we are not required to comply with your request to erase personal data if the processing of your personal data is necessary for compliance with a legal obligation, or for the establishment, exercise, or defense of legal claims. * Right to Restriction of Processing. Under certain circumstances, you have the right to request we restrict processing your personal data You have the right to restrict the use of your personal data. However, we can continue to use your personal data following a request for restriction (a) where we have your consent; (b) to establish, exercise or defend legal claims; or (c) to protect the rights of another natural or legal person. * Right to Data Portability. To the extent that we process your information (i) based on your consent or under a contract; and (ii) through automated means, you have the right to receive such personal data in a structured, commonly used, machine-readable format, or you can ask to have it transferred directly to another data controller. * Right to Object. You have the right to object to the processing of your personal data. However, we may still process your personal data if we demonstrate compelling legitimate grounds for the processing which override the interests, rights and freedoms of the data subject or for the establishment, exercise or defense of legal claims. * Right to Object to Automated Processing. You have the right to object to decisions based on automated processing, such as where a computer assesses factors in the data we collect about you and makes a determination. We do not currently make any decisions based on automated processing. We retain your personal data for as long as necessary to provide you with our services, or for other important purposes such as complying with legal obligations, resolving disputes, and enforcing our agreements. We ask that you please attempt to resolve any issues regarding your data protection or requests with us first before contacting the relevant supervisory authority. If you would like to exercise any of the rights described above, please send a request to support@lcvista.com. In your message, please indicate the right you would like to exercise and the information that you would like to access, review, correct, or delete. We may ask you for additional information to confirm your identity and for security purposes, before disclosing the requested personal data. We may not always be able to fully address your request, for example if it would impact the duty of confidentiality we owe to others, or if we are legally entitled to deal with the request in a different way. When LCvista Acts as a Data Processor Where we process your data in our capacity as a Data Processor, the processing of your data will not be governed by the foregoing provisions (“When We Act As Data Controller”), but you can contact the Data Controller directly to learn about their processing of your information and to exercise your rights, or we will forward your request directly to them at your request. LCvista’s “privacy by design” approach requires that our default user data protection levels be at the highest setting by default. In the unlikely event of breach, LCvista will notify data subjects and Supervisory Authorities (SAs) in the EU according to procedures provided in GDPR Articles 33 and 34. Lawful Requests LCvista may be required to disclose personal information pursuant to lawful requests made by public authorities, including to meet national security or law enforcement requirements. Inquiries and Complaints We take safeguarding your privacy very seriously. If you wish to verify, correct or delete any personal information we have collected, or if you have any questions or concerns, or if you have any complaints, please contact support@lcvista.com. Notice When LCvista collects personal information from individuals, it will inform the individual of the purpose for which it collects and uses the personal information and the types of non-agent third parties to which LCvista discloses or may disclose that information. LCvista shall provide the individual with the choice and means for limiting the use and disclosure of their personal information. Notice will be provided in clear and conspicuous language when individuals are first asked to provide personal information to LCvista, or as soon as practicable thereafter, and in any event before LCvista uses or discloses personal information for a purpose other than for which it was originally collected. In instances in which LCvista is not the controller or collector of the personal information, but only a processor, it has no means of providing individuals with the choice and means for limiting the use and disclosure of their personal information or providing notices when individuals are first asked to provide personal information to LCvista. In such instances, LCvista will comply with the instructions of the controller of such information; provide appropriate technical and organizational measures to protect personal data against accidental or unlawful destruction or accidental loss, alteration, unauthorized disclosure or access, and to the extent appropriate, assist the controller in responding to individuals exercising their rights under the Principles. Choice In those instances in which LCvista collects personal information from individuals, it will offer individuals the opportunity to choose (opt out) whether their personal information is (1) to be disclosed to a third party or (2) to be used for a purpose other than the purpose for which it was originally collected or subsequently authorized by the individual. Disclosures to Third Parties In those instances in which LCvista collects personal information from individuals, prior to disclosing personal information to a third party, LCvista shall notify the individual of such disclosure and allow the individual the choice to opt out of such disclosure. LCvista shall ensure that any agent third party for which personal information may be disclosed subscribes to these principles or are subject to law providing the same level of privacy protection as is required by these principles and agree in writing to provide an adequate level of privacy protection. Data Security LCvista shall take reasonable steps to protect personal information from loss, misuse and unauthorized access, disclosure, alteration and destruction. LCvista has put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information from loss, misuse, unauthorized access or disclosure, alteration or destruction. LCvista cannot guarantee the security of information on or transmitted via the Internet. Data Integrity LCvista shall only process personal information in a way that is compatible with and relevant for the purpose for which it was collected or authorized by those who provided the information. To the extent necessary for those purposes, LCvista shall take reasonable steps to ensure that personal information is accurate, complete, current and reliable for its intended use. Access In those instances in which LCvista collects personal information directly from individuals, LCvista shall allow those individuals access to their personal information and allow the individual to correct, amend or delete inaccurate information, except where the burden or expense of providing access would be disproportionate to the risks to the privacy of the individual in the case in question or where the rights of persons other than the individual would be violated. Acknowledge and Continue Username Continue