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Text Content

1140 Highway 315 Suite 203 Wilkes-Barre, PA 18711

570.266.7065
Meet our Team
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Meet our Team



BUSINESS + PERSONAL WEALTH MANAGERS







ADVOCATING FOR ENTREPRENEURS AND INDIVIDUALS.


REST IN PEACE NICHOLAS ZAPOTICKY 

It is with our deepest sorrow that we inform you of the death of one of our
founding partners, Nicholas Zapoticky,
who passed away peacefully Friday, Nov. 26, 2021 surrounded by his loving
family.

In October 2013, along with Chris Foder, Brian Dougher, and Ian Hastings, Nick
helped Meridian Financial Associates
open its doors for business. Nick focused on corporate and business strategies,
and throughout his career he helped
countless clients and families immeasurably. 

Nick was a man who always put his family first. He was a proud husband, father,
brother and friend who loved tradition. 
He is survived by his wife of 31 years, Donna and children, Stephen, Ryan and
Brady Zapoticky; along with his beloved sisters 
and many nieces, nephews and friends who he cherished.

The entire Meridian family will be mourning the loss of a role model, friend,
and confidant for years to come. Nick was known
for giving back to his community, and in his memory, please consider paying it
forward this holiday season and spreading
kindness. For more information on his memorial service and how to support his
family, click the button below.

Read Nick's Obituary

Headquartered in Wilkes-Barre, Pennsylvania. Affiliated with offices spread
throughout the Mid-Atlantic region. Meridian Financial Associates collaborates
with clients throughout the nation. We are a complete financial services
firm; from the protection of cash flow to the distribution of your legacy.
 Whether you’re a teacher, executive, member of law enforcement or business
owner, we will help protect what you create and we’ll also help you thrive in
the world. We bring extensive experience and professionalism to every discussion
and customize our support to your individual needs and concerns.

We’re on the pulse of modern technology and tax law and have monitored their
evolution to inform our own financial approaches—all to give you exceptional
advice that will last for years to come.

Get in touch with us to set up a consultation or use the contact form at the
bottom of this page to inquire whether our services are right for you. 






PLANNING OPPORTUNITY?
LET'S HAVE A CONVERSATION

We’re always open to new and challenging planning opportunities to push the
boundaries of our practice.

Our mission is to continuously create value for our clients and our
representatives. If you're not receiving value where you are, then why stay? If
you are interested in discussing how our firm can serve you, you may fill out
your information below, email or call us to make an appointment.

Learn More

PLANNING OPPORTUNITY?
LET'S HAVE A CONVERSATION

We’re always open to new and challenging planning opportunities to push the
boundaries of our practice.

Our mission is to continuously create value for our clients and our
representatives. If you're not receiving value where you are, then why stay? If
you are interested in discussing how our firm can serve you, you may fill out
your information below, email or call us to make an appointment.

Learn More

PLANNING OPPORTUNITY?
LET'S HAVE A CONVERSATION

We’re always open to new and challenging planning opportunities to push the
boundaries of our practice.

Our mission is to continuously create value for our clients and our
representatives. If you're not receiving value where you are, then why stay? If
you are interested in discussing how our firm can serve you, you may fill out
your information below, email or call us to make an appointment.

Learn More

PLANNING OPPORTUNITY?
LET'S HAVE A CONVERSATION

We’re always open to new and challenging planning opportunities to push the
boundaries of our practice.

Our mission is to continuously create value for our clients and our
representatives. If you're not receiving value where you are, then why stay? If
you are interested in discussing how our firm can serve you, you may fill out
your information below, email or call us to make an appointment.

Learn More

PLANNING OPPORTUNITY?
LET'S HAVE A CONVERSATION

We’re always open to new and challenging planning opportunities to push the
boundaries of our practice.

Our mission is to continuously create value for our clients and our
representatives. If you're not receiving value where you are, then why stay? If
you are interested in discussing how our firm can serve you, you may fill out
your information below, email or call us to make an appointment.

Learn More




AREAS OF PRACTICE:


ASSET PROTECTION

The world is full of threats. Lawsuit, job loss, death and disability are just a
few of the risks we face on a daily basis. With consistent competition for your
dollars, we help you prioritize and protect that which is the foundation for
your financial life, cash flow.


RETIREMENT PLANNING

The way traditional methods promote retirement planning is to hoard your nest
egg and sprinkle off some interest each and every year with little if any margin
for error. Meridian focuses on utilization of assets so you can enjoy your
golden years without worry.


INVESTMENT MANAGEMENT

You can invest just about anywhere today. Our value is simple. We help manage
our clients' behavior from making bad decisions, build tax-efficient diversified
portfolios and implement low cost investments.


ESTATE PLANNING

Transferring your wealth to your family and charities is profoundly personal.
Helping design your estate plan to pass your wealth to who you want, when you
want, how you want with tax and fee avoidance is a passion we have.


BUSINESS STRATEGIES

The startup and management of small business is a fierce frontier that requires
financial advice from advisors who are deeply entrenched in the particularities
of legal, tax and structures that drive business value. Our firm gives you a
holistic approach, so your company can get the best competitive advantage.


EXECUTIVE AND GROUP BENEFITS

Hiring and retaining high-quality employees is one of the most difficult
challenges a growing business faces. Creating compelling benefits and
compensation packages for your prized people is an art. Our team balances costs,
provides high-quality benefits and assists you in communicating it all to your
employees.


“WHEN A MAN DOES NOT KNOW WHAT HARBOUR IS MAKING FOR, NO WIND IS THE RIGHT
WIND.”

— SENECA

GROW WITH US

Meridian Financial Associates has been strategically designed as a platform for
representatives to simply plug in and operate.

If you are passionate, collaborative, and want to work in an environment that
allows you to make a difference with professional autonomy and personal
freedom... reach out to us.

APPLY NOW

GROW WITH US

Meridian Financial Associates has been strategically designed as a platform for
representatives to simply plug in and operate.

If you are passionate, collaborative, and want to work in an environment that
allows you to make a difference with professional autonomy and personal
freedom... reach out to us.

APPLY NOW

GROW WITH US

Meridian Financial Associates has been strategically designed as a platform for
representatives to simply plug in and operate.

If you are passionate, collaborative, and want to work in an environment that
allows you to make a difference with professional autonomy and personal
freedom... reach out to us.

APPLY NOW

GROW WITH US

Meridian Financial Associates has been strategically designed as a platform for
representatives to simply plug in and operate.

If you are passionate, collaborative, and want to work in an environment that
allows you to make a difference with professional autonomy and personal
freedom... reach out to us.

APPLY NOW

GROW WITH US

Meridian Financial Associates has been strategically designed as a platform for
representatives to simply plug in and operate.

If you are passionate, collaborative, and want to work in an environment that
allows you to make a difference with professional autonomy and personal
freedom... reach out to us.

APPLY NOW


5 SMART INVESTING PRINCIPLES

Principles that can help create a portfolio designed to pursue investment goals.
Learn More


WHAT’S YOUR INVESTMENT IQ?

You make decisions for your portfolio, but how much do you really know about the
products you buy? Try this quiz
Learn More


HOW INCOME TAXES WORK

A quick look at how federal income taxes work.
Learn More


INFLATION & RETIREMENT

Estimate how much income may be needed at retirement to maintain your standard
of living.
Learn More


PROTECTING THOSE WHO MATTER MOST

The importance of life insurance, how it works, and how much coverage you need.
Learn More


TEST YOUR LIFE INSURANCE KNOWLEDGE

How much do you know about one of the most important tools you have to help
protect your and your family’s financial future?
Learn More


IMPORTANT BIRTHDAYS OVER 50

Here's a look at several birthdays and “half-birthdays” that have implications
regarding your retirement income.
Learn More


IMPACT OF TAXES AND INFLATION

Estimate the potential impact taxes and inflation can have on the purchasing
power of an investment.
Learn More


HAVE A QUESTION?

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Email
Address
Phone
Question
Send
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CONTACT

Office: 570.266.7065

Fax: 570.829.7025

1140 Highway 315

Suite 203

Wilkes-Barre, PA 18711


CONNECT

cwfoder@ffgadvisors.com



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Check the background of your financial professional on FINRA's BrokerCheck.

The content is developed from sources believed to be providing accurate
information. The information in this material is not intended as tax or legal
advice. Please consult legal or tax professionals for specific information
regarding your individual situation. Some of this material was developed and
produced by FMG Suite to provide information on a topic that may be of interest.
FMG Suite is not affiliated with the named representative, broker - dealer,
state - or SEC - registered investment advisory firm. The opinions expressed and
material provided are for general information, and should not be considered a
solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020
the California Consumer Privacy Act (CCPA) suggests the following link as an
extra measure to safeguard your data: Do not sell my personal information.

Copyright 2023 FMG Suite.



The content is developed from sources believed to be providing accurate
information. The information in this material is not intended as tax or legal
advice. Please consult legal or tax professionals for specific information
regarding your individual situation. Some of this material was developed and
produced by FMG Suite to provide information on a topic that may be of interest.
FMG Suite is not affiliated with the named representative, broker - dealer,
state - or SEC - registered investment advisory firm. The opinions expressed and
material provided are for general information, and should not be considered a
solicitation for the purchase or sale of any security.

This website is intended for general public use. Securities and investment
advisory services through MML Investors Services, LLC. Member SIPC Supervisory
Address: 7101 Wisconsin Ave. Suite 1200 Bethesda, MD 20814; Phone:
301-907-9030. CRN202505-2373515