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BECKY REUTER




BRANCH SALES MANAGER


NMLS ID 254084

Direct: 817-343-1309
BReuter@GenevaFi.com
Licensed in: Missouri (MO), Texas (TX)
Apply Now
Contact Me
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ABOUT BECKY REUTER



Becky has more than 20 years of experience in mortgage lending. She has a keen
ability to find things that other industry professionals may overlook or may
simply not want to put in the effort to make a deal work.

This has allowed her to help thousands of homeowners purchase and refinance
their homes. Becky is passionate about finding creative financing solutions for
her clients, no matter how complex.

Becky understands that with life and the market, getting into a home might not
always feel like a straight forward process.

By staying up-to-date on the latest complexities of mortgage lending, technology
and rate environment, Becky is a vital resource for homeowners and realtors
alike.

Becky and her team are able to offer the latest mortgage products, competitive
pricing and a streamlined process from initial consultation all the way to
funding. Customer service is top priority.

Texas

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MORTGAGE CALCULATORS


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ALL IN ONE LOAN ™


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HOME FINANCING WITH A TOP RATED MORTGAGE LENDER



Geneva Financial – Home Loans Powered by Humans® – is a direct lender serving 48
states offering New Home Loans, Refinance, VA & USDA Loans, First-Time
Homebuyer, Homes for Heroes, Reverse, Self-Employed, Down Payment Assistance
Programs and Investor lending products.

With in-house underwriting and an Operations Team that does not believe in
punching a “9 to 5” clock, Geneva Financial provides a rapid and smooth mortgage
process. Yes, we have technology – specifically to offer you convenience – but
more importantly to provide more time for our team to give you the white glove
service technology can’t.

A FEW OF OUR LOAN OPTIONS




PURCHASE



The majority of Americans still believe a 20% down payment is required to buy a
home.  This is simply not true


REFINANCE



To refinance a mortgage means to replace an existing mortgage loan with a new
one. With a refinance, the principal balance of the existing loan is
paid-in-full using the balance of the new loan.


CONVENTIONAL LOAN



A Conventional loan is a loan that is not backed by a federal agency, but
instead backed by private lenders such as Fannie Mae or Freddie Mac.


FHA LOAN



An FHA Loan is a mortgage that’s insured by the Federal Housing Administration. 


VA LOAN



VA loans are designed specifically for veterans. VA loans should only be issued
by a VA-approved lender and are guaranteed by the federal government.


JUMBO LOAN



A jumbo loan is a loan that falls outside of the conforming loan limits.


DOWNLOAD OUR HOMEBUYERS GUIDE

The Geneva Financial Team helps individuals and families reach the American
Dream of homeownership every day.
Click Here

Our Geneva Financial team strives to make the home loan process as simple as
possible by guiding you through every step – from your original application to
closing day and beyond. We will also provide you with constant updates to keep
you informed on the progress and status of your loan throughout the entire
process.


6 STEPS TO BUYING A HOME

Step 1: Initial Consultation

The first contact with your Geneva Financial loan professional via email, phone
or in person, is to discuss your goals for homeownership. This first contact may
cover how long you plan on living in the home, the amount of down payment you
will need, and how much you want your monthly payments to be.

Step 2: Pre-Qualification

A “Pre-qualification” determines how much money you will be eligible to borrow
for your home before you actually fill out your loan application. It is
important to understand that a pre-qualification does not guarantee you will get
a loan. During this second step, your Geneva Financial team will gather your
financial information and make a “conditional” determination about your
qualifications for your home loan. (You can review our Document Checklist for
the basic information required again above.)

*A pre-qualification is not an approval of credit and does not signify that
underwriting requirements have been met.

Step 3: Processing

When you have completed a loan application, your Geneva Financial loan officer
collects all your required documents and submits your loan file to his Geneva
Financial Team loan processor. The processor then reviews your file and orders
your property appraisal. As always, depending on your situation, our Geneva
Financial Team processor may need additional documentation from you during this
step. Once your loan file is completed, the processor will then submit it to
Geneva Financial Team underwriting for approval.

Step 4: Underwriting

Our Geneva Financial Team underwriter reviews your loan file to ensure all
guidelines are met for the specific loan program and issues a loan decision.
Once your mortgage has been approved and all conditions have been cleared, your
loan is now in the “Clear to Close” status.

Step 5: Pre-Closing

You will now receive an official loan commitment letter which contains the
details of your loan including the rate, the amount and the terms along with any
outstanding conditions that need to be addressed before the file is sent to
closing. Once everything is cleared by our Geneva Financial underwriter, the
Geneva closing department will complete your final documents.

Step 6: Closing

The time is here! During closing, you will be required to sign a variety of
final documents. Make sure you bring a photo ID (Drivers License or Passport)
along with the proper form of payment to cover your down payment, closing costs,
prepaid interest, taxes, insurance or any additional costs. When the closing
documents are completed and all funds have been disbursed by the title company,
you will receive the keys to your new home.




BECKY REUTER

NMLS#254084
 * Texas
 * 817-343-1309
 * BReuter@GenevaFi.com
 * Apply Now

Geneva Financial offers Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo
and Condo Financing as well as Down Payment Assistance Programs, First-Time
Homebuyer Programs, Physician Loans and Hero Loans for First Responders, Police,
Firefighters, Nurses, and Teachers.

GENEVA FINANCIAL LLC | COPYRIGHT © 2024
NMLS #42056 | BK #0910215 | MA #ML42056 | CA #603G564 NMLS #42056 | BK #0910215
| MA #ML42056 | CA #603G564
180 S. ARIZONA AVE SUITE 310 CHANDLER, AZ 85225

PRIVACY | LEGAL DISCLAIMER | AN EQUAL HOUSING LENDER | ALL RIGHTS RESERVED

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