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Submitted URL: https://lumi.au/
Effective URL: https://www.lumi.com.au/
Submission: On July 29 via api from US — Scanned from AU
Effective URL: https://www.lumi.com.au/
Submission: On July 29 via api from US — Scanned from AU
Form analysis 1 forms found in the DOM
<form class="amount-form">
<div class="input-wrapper">
<label class="a11y-hidden">Loan amount</label>
<input aria-label="loan amount input" id="loan-amount" inputmode="decimal" name="amount" type="text" placeholder="$0" autocomplete="on" value="">
<div class="input-icon">
<img alt="Cash icon" aria-hidden="true" tabindex="-1" src="bundle/images/icons/cash-icon.svg">
</div>
</div>
<p class="error-message"></p>
<button aria-label="navigate to apply for loan page" class="button cta" data-analytics-track="true" data-analytics-location="hero" data-analytics-type="cta" data-analytics-cta="Signup" data-analytics-interaction="click" tabindex="0" value=""> see
your options </button>
</form>Text Content
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* Our Products
* Business Line Of Credit
* Small Business Loans
Customise your loan
Rate Ease™
New
Payment Pause Payment Holiday
* About
* Learn More
* Careers
* FAQ
* Partners
* Partner With Us
* Submit a Scenario
* Partner Registration
* Business Guide
* Unsecured Business Loans
* Short Term Business Loans
* All About Business Loans
* Repayment Calculator
* Business Loans News
Get started
Login
* Customer Login
* Partner Login
Apply Now
Our Products
* Business Line Of Credit
* Small Business Loans
* Customise your loan
Rate Ease™
New
* Payment Pause
* Payment Holiday
About Us
* Learn more
* Careers
* FAQ
Partners
* Partner With Us
* Submit a Scenario
* Partner Registration
Business Guide
* Unsecured Business Loans
* Short Term Business Loans
* All About Business Loans
* Business Loans News
Login
* Customer Login
* Partner Login
Level up with Lumi
TRANSPARENT
FUSS-FREE
BUSINESS FUNDING
LET'S GET STARTED
How much are you looking to borrow?
Loan amount
see your options
THIS IS HOW WE DO IT AT LUMI
APPLY IN
5 MINUTES
Low doc and unsecured up to $300,000
100%
ONLINE
Fuss-free application with no paperwork
SAME-DAY
DECISION
Funds as early as the next business day
AT LUMI, WE DON'T BELIEVE IN SURPRISES.
(at least, not when it comes to finance).
Instead, we provide simple access to structured finance. Offering both loans and
lines of credit, Lumi can help give your venture the financial boost it needs.
No guesswork, no hassles, no reading between the lines. Just totally transparent
loans to help you get ahead.
A FEW OTHER REASONS WHY YOU'LL LOVE LUMI...
Application outcomes within a few hours
Loans from $5,000 - $500,000
Repayment periods of 3 - 36 months
No hidden fees or charges
No collateral needed for loans up to $300,000
Funds received within the same business day
We're a trusted direct lender
No early repayment fees
TAILORED FINANCIAL SOLUTIONS
SMALL BUSINESS LOANS
Secured or unsecured loans for up to $300,000 with flexible terms, and no hidden
fees.
Application outcomes within a few business hours
Repayment periods of up to 3 years
Enjoy a 4-week interest-free repayment pause
Learn more
BUSINESS LINE OF CREDIT
Flexible revolving line of credit up to a limit of $250k that can be drawn down
at any time during the availability period.
Draw down from $2,000 to $250,000
No collateral needed to secure the loan
No early repayment fees
Learn more
Customise your loan
Rate Ease™
New
Learn more
Payment Pause
Learn more
Payment Holiday
Learn more
WHY LUMI?
WE KNOW THAT RUNNING A SMALL BUSINESS ISN'T AN EASY FEAT.
You see, we're a small business ourselves and understand the daily challenges
facing those who dare to dream big.
Gone are the days of lengthy applications and endlessly jumping through hoops to
secure the finance your SME needs. We'll provide you with an accurate, fair and
honest lending solution that's tailored to your small business.
High-five to that.
HERE'S HOW IT WORKS:
ARE YOU READY TO APPLY FOR BUSINESS FUNDING?
You’re only a few online steps away from submitting your business finance
application with Lumi.
Tick the boxes to check if you’re ready to apply.
Min 6 months in business
Active ABN or ACN
Min $5,000 monthly revenue
Apply Now
Receive a lending decision within just a few hours
OUR CUSTOMERS LOVE WHAT WE DO
At Lumi, we are proud to help thousands of Aussie SMEs to fast forward their
business by providing easy access to flexible, fair and transparent finance.
Sounds too good to be true? Hear it directly from our happy small business
customers.
Excellent service fast and friendly (5 Stars).
Read more
Sean Thompson, Lake Macquiarie Coastal Glass
As a new business opening during the covid-19 pandemic we were challanged from
the start financially unable to get assistance from the banks and no goverment
funding. We struggled with cash flow due to three factors and fell into a short
term hole. Thanks to Lumi we are now back in the game. A smooth transaction and
fantastic customer service has taken us from doom and gloom to onwards and
upwards. Our cash flow is on the up and new practices in place along with a
better business structure. Very happy customer! thanks Lumi
Read more
Simon Lucas, Lucas Tyres
Very quick and efficient service with follow up where required.
Read more
Glen West, Cnl Pain Panel
This was a pleasure to do business with this company and their staff in less
than 48 hour they resolved my debt problem very efficiently and willingness. For
sure I recommend them and I’m sure I will do business again. Thank you. Adriana
Read more
Adriana Boukhrouj, Border Motel
Danielle was very nice in helping me through my application, she didn't treat me
like another transaction but instead made me feel important, she's very caring
indeed.
Read more
Daniel Hants
Prompt, polite service. Talked me through the whole process over the phone and
confirmed the loan within a couple of hours from the first contact. Couldn't be
happier.
Read more
Martin Avill, Wrapaholics
Our building company has dealt with a few lenders in the past and our experience
was definetly not the best. Dealing with Dylan from Lumi was a breeze and highly
recommend this company for short term finance. Happy to vouch and will use again
in the future.
Read more
Douglas Blackhurst, Vision Construct
We have applied and taken a Small Business Loan from Lumi and the payment pause
for a month allowed us to set up the business without worrying about
repayments/Cash flow. Worked out very well.
Read more
Sundhar Rajendran, Vish Ind
I have used Lumi Finance four times over the past three years for upgrading
facilities at my motel. They are fantastic to deal with, applying is incredibly
easy with minimal paperwork, quick approval and funds deposited the same day.
Highly recommend Stephen Lew who always goes out of his way to make everything
run smoothly.
Read more
Tara Wilson, Border Motel
It was very simple and professionally processed. Stephen was great and great to
deal with and secondly Darrel. I was amazed with the service.
Read more
Tahmina, Scrubs
Easy to deal with by being very friendly on phone and helpful with a quicker
than expected result. Pleasure to deal with.
Read more
Dennet Meier, BBO Lifestyle
The flexibility Lumi offers with Payment Pause helps me in the hospitality
industry, in dealing with the uncertainty Covid 19 has created with sudden lock
downs. Cash flow is king, and this smooths out uncertain times, allowing me to
rebound with confidence and with the added bonus of not being charged interest
during the Paused period.
Read more
Phillip Dean, Sea Salt Fish and Chips
Very good service, quick response and approval. Recommended.
Read more
Maheswaran Arumugam, Flori Enterprises
They were so easy to deal with, very quick approval, money was in the bank the
same day!
Read more
Nicholas Riley
Great experience, awesome product! Speedy approval, friendly interactions. Very
good service. Start up's best friend!
Read more
Choy Tavenor, Met Tab Pty Ltd
The experience was straight forward and smooth, almost all of it conducted
online, so it could be taken care of after hours or at irregular times Which is
especially helpful if you’re very busy during the day. All staff were polite,
courteous and across the board knowledgeable on the loan terms and what was
needed to be provided.
Read more
Todd Taylor, Advanced Robes
Dylan is very helpful and provided excellent service.
Read more
Li Min Hobelt, Goldcoast Foton
Lumi was fast, easy to work with and really responsive
Read more
Joan Martin, Wingz Marketing
Excellent service fast and friendly (5 Stars).
Read more
Sean Thompson, Lake Macquiarie Coastal Glass
As a new business opening during the covid-19 pandemic we were challanged from
the start financially unable to get assistance from the banks and no goverment
funding. We struggled with cash flow due to three factors and fell into a short
term hole. Thanks to Lumi we are now back in the game. A smooth transaction and
fantastic customer service has taken us from doom and gloom to onwards and
upwards. Our cash flow is on the up and new practices in place along with a
better business structure. Very happy customer! thanks Lumi
Read more
Simon Lucas, Lucas Tyres
Very quick and efficient service with follow up where required.
Read more
Glen West, Cnl Pain Panel
This was a pleasure to do business with this company and their staff in less
than 48 hour they resolved my debt problem very efficiently and willingness. For
sure I recommend them and I’m sure I will do business again. Thank you. Adriana
Read more
Adriana Boukhrouj, Border Motel
Danielle was very nice in helping me through my application, she didn't treat me
like another transaction but instead made me feel important, she's very caring
indeed.
Read more
Daniel Hants
Prompt, polite service. Talked me through the whole process over the phone and
confirmed the loan within a couple of hours from the first contact. Couldn't be
happier.
Read more
Martin Avill, Wrapaholics
Our building company has dealt with a few lenders in the past and our experience
was definetly not the best. Dealing with Dylan from Lumi was a breeze and highly
recommend this company for short term finance. Happy to vouch and will use again
in the future.
Read more
Douglas Blackhurst, Vision Construct
We have applied and taken a Small Business Loan from Lumi and the payment pause
for a month allowed us to set up the business without worrying about
repayments/Cash flow. Worked out very well.
Read more
Sundhar Rajendran, Vish Ind
I have used Lumi Finance four times over the past three years for upgrading
facilities at my motel. They are fantastic to deal with, applying is incredibly
easy with minimal paperwork, quick approval and funds deposited the same day.
Highly recommend Stephen Lew who always goes out of his way to make everything
run smoothly.
Read more
Tara Wilson, Border Motel
It was very simple and professionally processed. Stephen was great and great to
deal with and secondly Darrel. I was amazed with the service.
Read more
Tahmina, Scrubs
Easy to deal with by being very friendly on phone and helpful with a quicker
than expected result. Pleasure to deal with.
Read more
Dennet Meier, BBO Lifestyle
The flexibility Lumi offers with Payment Pause helps me in the hospitality
industry, in dealing with the uncertainty Covid 19 has created with sudden lock
downs. Cash flow is king, and this smooths out uncertain times, allowing me to
rebound with confidence and with the added bonus of not being charged interest
during the Paused period.
Read more
Phillip Dean, Sea Salt Fish and Chips
Very good service, quick response and approval. Recommended.
Read more
Maheswaran Arumugam, Flori Enterprises
They were so easy to deal with, very quick approval, money was in the bank the
same day!
Read more
Nicholas Riley
Great experience, awesome product! Speedy approval, friendly interactions. Very
good service. Start up's best friend!
Read more
Choy Tavenor, Met Tab Pty Ltd
The experience was straight forward and smooth, almost all of it conducted
online, so it could be taken care of after hours or at irregular times Which is
especially helpful if you’re very busy during the day. All staff were polite,
courteous and across the board knowledgeable on the loan terms and what was
needed to be provided.
Read more
Todd Taylor, Advanced Robes
Dylan is very helpful and provided excellent service.
Read more
Li Min Hobelt, Goldcoast Foton
Lumi was fast, easy to work with and really responsive
Read more
Joan Martin, Wingz Marketing
Excellent service fast and friendly (5 Stars).
Read more
Sean Thompson, Lake Macquiarie Coastal Glass
As a new business opening during the covid-19 pandemic we were challanged from
the start financially unable to get assistance from the banks and no goverment
funding. We struggled with cash flow due to three factors and fell into a short
term hole. Thanks to Lumi we are now back in the game. A smooth transaction and
fantastic customer service has taken us from doom and gloom to onwards and
upwards. Our cash flow is on the up and new practices in place along with a
better business structure. Very happy customer! thanks Lumi
Read more
Simon Lucas, Lucas Tyres
Very quick and efficient service with follow up where required.
Read more
Glen West, Cnl Pain Panel
This was a pleasure to do business with this company and their staff in less
than 48 hour they resolved my debt problem very efficiently and willingness. For
sure I recommend them and I’m sure I will do business again. Thank you. Adriana
Read more
Adriana Boukhrouj, Border Motel
1300 005 864
A proud member of FinTech Australia
Lumi
About Us
Careers
Blog
Partner with us
Hardship
Security
Business Loans
All About Business Loans
Unsecured Business Loans
Short Term Business Loans
Startup Loans
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Hospitality Business Loans
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