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Serving Annapolis, Maryland Real Estate

COLLEEN SMITH

License ID #650285

Browse Properties Home Valuation


YOUR LOCAL REAL ESTATE EXPERT

As your real estate agent, I hope you’ll think of me as your trusted advisor,
your practiced negotiator, your skilled house-hunter and your neighborhood
expert. Whether you’re buying, selling, renting or just looking, I’ll diligently
work for you every step of the way. My goal is to deliver a joyful, seamless
experience at every phase of the home buying or selling journey.




MEET COLLEEN

Working with me, you’ll also gain the backing of the Long & Foster family.
That’s a family of real estate professionals across Mid-Atlantic and Northeast,
from South Carolina to New Jersey. We provide you with everything and everyone
you need to buy, sell, rent, invest and own a home. Real estate. Inspection.
Mortgage. Insurance. Settlement. Moving. We built each of these businesses on
our own—versus simply partnering with providers, so you enjoy a more
streamlined, relaxed and exceptional real estate experience, any and every time
you work with us.

Learn More



START YOUR REAL ESTATE JOURNEY

I'm here to guide you on each step of the process.


HOME SEARCH


HOME VALUATION


LET'S CONNECT


FEATURED PROPERTIES

Discover outstanding homes on display.


3416 GLEBE DRIVE

5 Beds | 4 Baths | 0.48 Acres
$729,900


527 BAYVIEW POINT DR

| 8,276.4 Sq.Ft.
$225,000


90 E LAKE DRIVE

5 Beds | 6 Baths | 0.44 Acres
$4,395,000


2644 CARROLLTON ROAD

4 Beds | 3 Baths | 0.73 Acres
$1,320,000


8177 BODKIN AVENUE

4 Beds | 3 Baths | 1.07 Acres
$1,275,000


527 BAYVIEW POINT DR

5 Beds | 4 Baths | 8,400 Sq.Ft.
$1,250,000


3416 GLEBE DRIVE

5 Beds | 4 Baths | 0.48 Acres
$729,900


527 BAYVIEW POINT DR

| 8,276.4 Sq.Ft.
$225,000


90 E LAKE DRIVE

5 Beds | 6 Baths | 0.44 Acres
$4,395,000


2644 CARROLLTON ROAD

4 Beds | 3 Baths | 0.73 Acres
$1,320,000


8177 BODKIN AVENUE

4 Beds | 3 Baths | 1.07 Acres
$1,275,000


527 BAYVIEW POINT DR

5 Beds | 4 Baths | 8,400 Sq.Ft.
$1,250,000


3416 GLEBE DRIVE

5 Beds | 4 Baths | 0.48 Acres
$729,900


527 BAYVIEW POINT DR

| 8,276.4 Sq.Ft.
$225,000

View All


SEARCH HOMES IN ANNAPOLIS

Search Homes


BROWSE LUXURY WATERFRONT HOMES

View Properties


AREAS OF EXPERTISE

Explore my neighborhood guides.



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EXPLORE

Huntingtown

EXPLORE

Queenstown

EXPLORE

Stevensville

EXPLORE

Annapolis

EXPLORE

Edgewater

EXPLORE

Severna Park

EXPLORE

Arnold

EXPLORE

Crownsville

EXPLORE

Davidsonville

EXPLORE

Chesapeake Beach

EXPLORE

Lothian

EXPLORE

Deale

EXPLORE

Galesville

EXPLORE

Shady Side

EXPLORE

Huntingtown

EXPLORE

Queenstown

EXPLORE

Stevensville

EXPLORE

Annapolis

EXPLORE

Edgewater

EXPLORE

Severna Park

EXPLORE

Arnold

EXPLORE

Crownsville

EXPLORE

Davidsonville

EXPLORE

Chesapeake Beach

EXPLORE

Lothian

EXPLORE

Deale

EXPLORE

Galesville

EXPLORE

Shady Side

EXPLORE

Huntingtown

EXPLORE

Queenstown

EXPLORE

Stevensville


TESTIMONIALS

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> Colleen is an incredible realtor. She is extremely knowledgeable, very
> hands-on, and communicates with you throughout the process. She does a really
> thorough job of researching all surrounding areas and communities. She lets
> you know what to expect and brings comps to you so you can see for yourself.
> She works with you in deciding what price you want to list your home based on
> data she shares with you on what houses have sold for in your area to make
> sure she gets you top dollar for your home. Colleen held an open house the
> first weekend my house went up for sale and I had two offers in the first two
> days. Both offers were higher than the list price...

— Maureen E.

> Working with Colleen is like working with one of your best friends who happens
> to know all there is to know about the local real estate market. She took the
> time to understand what I wanted and helped me find my dream home. Colleen
> eliminates the stress and makes house hunting fun! She is an absolute joy who
> I’m now privileged to call my friend.

— Kelli A.

> This is our 2nd time working with Colleen to buy/sell a house. Her tireless
> work ethic and white glove service ensured we got everything we wanted in a
> home and the best value when selling. I will be working with Colleen on every
> real estate transaction in the future!

— Kevin R.

VIEW ALL




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THANK YOU

You have successfully been added to my Newsletter. Stay tuned for the latest
updates sent straight to your inbox!


WORK WITH COLLEEN

We built each of these businesses on our own—versus simply partnering with
providers, so you enjoy a more streamlined, relaxed, and exceptional real estate
experience, any and every time you work with us.

Let's Connect


FOLLOW ME ON INSTAGRAM

@COLLEENSMITH.REALTOR

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Embarking on a real estate journey is not just about buying or selling a
property; it's about crafting a space that reflects your unique lifestyle and
aspirations. That's where my team and I come in. With a keen eye for design and
a passion for transformation, we specialize in breathing new life into existing
homes, whether it's preparing a property for sale or creating your dream living
space. ㅤ From simple updates to full-scale renovations, we're equipped to handle
it all. Our approach is collaborative and client-centered, ensuring that every
decision aligns with your vision and goals. Whether you're looking to maximize
profit on a sale or personalize a new home, we'll tailor our expertise to suit
your needs. ㅤ At the heart of this flip is @framehousemd, a trusted partner in
bringing your vision to life. With their skilled craftsmanship and attention to
detail, we seamlessly integrated aesthetics and functionality to create a space
that inspires our homeowner. ㅤ So, if you're ready to embark on a journey of
transformation, let's connect! Together, we'll redefine what home means to you.
ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409 🔗
www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen! ㅤ
#TransformationTuesday #HomeRenovation #RealEstateGoals #MakeItYours
#MaximizeProfit #DreamHome #FrameHouseMD #ColleenSmithHomes

Another day at the office, diving into real estate deals! 💻 Just me and my
trusty laptop, adorned with a US Air Force sticker - a nod to my son's service.
His dedication inspires me as I navigate through the intricacies of the market.
Let's make things happen together! Your dream home awaits. ㅤ 🏡 Colleen Smith -
Your Real Estate Advisor 📞 Call or text 443-995-2409 🔗
www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen! ㅤ
#RealEstateLife #USAFMom #AnnapolisRealEstate #ColleenSmithHomes
#AnnapolisRealEstate #LuxuryLiving #WaterfrontProperties #DreamHome
#HomeSweetHome #RealEstateAdvisor #MarketInsights #FinanceBackground
#FamilyFirst #CommunityConnections #BoatersParadise #ChesapeakeBayLiving
#InvestInYourFuture #HomeGoals #DreamBig #LiveLifeToTheFullest #AnnapolisLife
#MarylandRealEstate #CoastalLiving #LuxuryLifestyle #RealtorLife #PropertyExpert
#MakeItHappen

Living on the South River is a boater's dream come true! ⛵🌊 With its expansive
waters and long extending piers, this area offers unparalleled access to deeper
waters, perfect for accommodating several boats and water vehicles. But it's not
just about the convenience of docking; it's about the endless possibilities that
come with it. From leisurely cruises along the river to adventurous voyages
leading to the Chesapeake Bay, every day brings a new opportunity to explore and
enjoy the beauty of our waterways. Experience the ultimate boater's paradise
right here on the South River and let me guide you to your waterfront haven! ㅤ
🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen! ㅤ
#SouthRiverLiving #BoatersParadise #WaterfrontLiving #ChesapeakeBay
#ExploreYourWaterways #ColleenSmithHomes #AnnapolisRealEstate


Thrilled to share this glowing review from a wonderful client: 🌟 'Colleen is an
incredible realtor...Colleen held an open house the first weekend my house went
up for sale and I had two offers in the first two days. Both offers were higher
than list price, which is what she expected. She is also just such a pleasant,
happy and fun person who really cares. I feel I have made a new friend. She also
found me my dream house! I highly recommend Colleen Smith.' ㅤ Helping clients
achieve their real estate goals while forming lasting friendships along the way
is what makes my work so rewarding. From securing offers above list price to
finding that dream home, it's all about going the extra mile with care and
dedication. Thank you for your trust and for the opportunity to make real estate
dreams come true. Here's to new homes, new beginnings, and new friendships! ㅤ 🏡
Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen! ㅤ
#ClientSuccess #AboveAndBeyond #RealEstateDreams #NewFriendships
#ColleenSmithRealtor #AnnapolisHomes #HighlyRecommended

Transform your white kitchen with the warmth and elegance of butcher block
countertops! 🍽️✨ The rich wood texture not only offers a stunning contrast but
also introduces a cozy, inviting element to the space, making it feel less
overwhelming and more like home. Pairing this with brass pulls on white cabinets
creates a timeless elegance, while a marble backsplash adds a touch of luxury
and sophistication. Together, these elements blend to deliver a clean, high-end
look that's both functional and stylish. Let's embrace the beauty of contrasts
and textures in creating your dream kitchen. Because in details, we find not
just design, but life itself. ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞
Call or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing
in Luxury Waterfront Properties 📈 Market Savvy with a Finance Background 🌟
Call Colleen! ㅤ #KitchenDesign #ButcherBlock #WhiteKitchen #BrassAccents
#MarbleBacksplash #LuxuryHomes #InteriorDesign #ColleenSmithHomes
#AnnapolisRealEstate

Family is not just a word; it's the heart of everything I do. 🏡💖 As a real
estate advisor, every effort, every negotiation, and every success is fueled by
the love and inspiration I draw from my family. They are my why, guiding me in
helping others find their perfect home, where they can create lasting memories
and share joyful moments. With my family in mind, I understand the significance
of a home as a foundation for life's precious moments. Let me help you find not
just a house, but a sanctuary for your family to grow, laugh, and love.
Together, we can make your real estate dreams a reality, with family at the core
of our journey. ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text
443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
ㅤ #FamilyFirst #RealEstateWithHeart #HomeIsWhereTheFamilyIs #ColleenSmithHomes
#AnnapolisRealEstate #FamilyInspired


Unlocking the door to luxury waterfront living often requires a blend of
creativity, local expertise, and a vision for what could be. 🏡✨ With my
deep-rooted connections in Annapolis and a creative approach to real estate,
I've guided countless clients towards meeting their luxury goals. Many times,
the journey to your dream home isn't about finding the perfect property but
discovering a prime waterfront location with potential waiting to be unveiled. ㅤ
Leveraging my longstanding local contacts, from trusted contractors to skilled
architects, I help clients envision the transformation of an existing home into
their personalized retreat. It's not just about the sale; it's about creating a
vision, seeing beyond the present, and transforming potential into reality.
Whether it’s a hidden gem awaiting a touch of modern elegance or a classic space
needing a contemporary twist, together, we can unlock the extraordinary
potential of waterfront living. ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞
Call or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing
in Luxury Waterfront Properties 📈 Market Savvy with a Finance Background 🌟
Call Colleen! ㅤ #LuxuryRealEstate #WaterfrontLiving #CreativeSolutions
#LocalExpertise #RealEstateGoals #AnnapolisHomes #RehabPotential
#ColleenSmithRealtor


Just Sold this past Friday, Feb 2nd: A waterfront gem in the prestigious enclave
of Whitehall Beach. 🌊🏡 This residence, nestled at the end of a cul-de-sac,
offers not just a home but a lifestyle. With awe-inspiring views from the
kitchen and family room, complemented by a cozy wood-burning fireplace, it's
perfect for gatherings that turn into cherished memories. The seamless layout,
sunroom with another fireplace, and captivating views of Whitehall Creek set the
stage for a living experience that's both luxurious and inviting. ㅤ The primary
bedroom is a true sanctuary, with panoramic views and yet another fireplace,
ensuring warmth and ambiance year-round. The addition of a separate au
pair/in-law apartment and a detached 2-car garage cater perfectly to every need,
providing flexibility and convenience. ㅤ With its private pier and over 8 feet
of mean low water, it's a haven for boaters and water enthusiasts. Sold 'as is,'
this property holds immense potential for transformation into an even more
extraordinary estate. I'm thrilled for the new buyers and can't wait to see how
they infuse their personal touch into this incredible location. Congratulations
on your new home, where luxury meets waterfront living at its finest! ㅤ 🏡
Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen! ㅤ
#JustSold #WaterfrontLiving #WhitehallBeach #LuxuryRealEstate #NewBeginnings
#ColleenSmithRealtor #AnnapolisHomes #BoatersParadise

Grateful to share this heartwarming client review: 'Colleen was a wonderful
realtor and helped us navigate a challenging and rapidly changing housing market
to make a purchase. She made herself readily available and made the process easy
and enjoyable.' 🌟 In a market that's always on the move, being there for my
clients every step of the way is my top priority. From the first consultation to
the final closing, I'm committed to making your real estate journey not just
successful, but also a pleasure. Thank you for trusting me to guide you through
this exciting process. Here's to making more home dreams come true, one happy
client at a time! ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text
443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
ㅤ #ClientSatisfaction #HousingMarket #RealEstateJourney #ColleenSmithRealtor
#HappyHomebuyers #NavigatingChallenges #AnnapolisHomes
Your waterfront dream is still within reach! 🌊🏡 90 East Lake, an exquisite
Annapolis waterfront property, is still available. Don’t miss your chance to
claim this piece of paradise. Let’s make your waterfront living dreams a
reality. Contact me today for a private showing and take the first step towards
your new life on the water. 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call
or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in
Luxury Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call
Colleen! #AnnapolisWaterfront #90EastLake #LuxuryLiving #WaterfrontDreams
#StillAvailable #RealEstateOpportunity #ColleenSmithHomes


Exploring the smart world of HVAC in home rehabs! 🏡🌬️ When it comes to heating
and cooling, split systems are often the way to go, especially in rehab
projects. Many times, installing a split system is more cost-effective and
energy-efficient than adding ductwork for traditional HVAC systems. ㅤ Why choose
a split system? Here are the advantages: ㅤ Flexibility in Installation: They can
be installed in various locations without the need for extensive ductwork.
Energy Efficiency: Split systems often consume less power, leading to lower
utility bills. Individualized Control: Allows for temperature control in
specific areas, ensuring comfort where it's needed. Quieter Operation: Generally
quieter than traditional systems, providing a more peaceful home environment. As
we navigate your home-buying or rehab journey, let's consider smart, efficient
options like split systems to enhance comfort and value in your home! ㅤ 🏡
Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen! ㅤ
#HVACsolutions #SplitSystems #EnergyEfficientHomes #HomeRehabTips
#RealEstateAdvice #ColleenSmithExpertise #AnnapolisHomes


Maximize your home's space without sacrificing style with smart solutions like
barn doors! 🚪🌟 Barn doors aren't just a chic and rustic addition to your home;
they're also practical space savers. Unlike pocket doors, barn doors are more
cost-effective and tend to have fewer maintenance issues. They glide smoothly
along a track, requiring less structural work than pocket doors and offering
easy installation. Plus, their versatility in design means they can complement a
range of interior styles, from modern to traditional. Let's explore how these
trendy doors can add character and functionality to your home! ㅤ 🏡 Colleen
Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen! ㅤ
#SpaceSavingSolutions #BarnDoors #HomeDesign #EfficientLiving #RealEstateTips
#ColleenSmithHomes #AnnapolisRealEstate


Living in a waterfront home brings stunning views, but what about when you need
a little privacy from neighboring houses? 🏡💦 The solution lies in choosing the
right shades. For waterfront living, it's all about blending privacy with the
ease of enjoying your view. I recommend stylish, yet functional window
treatments that offer seclusion when you desire and open effortlessly to reveal
the beauty of the water. Think motorized shades or elegant rollers that provide
the perfect balance between your private oasis and the captivating outdoors.
Let's ensure your waterfront home offers the perfect blend of openness and
privacy! ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text
443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
ㅤ #WaterfrontPrivacy #WindowSolutions #LuxuryHomes #NeighborhoodLiving
#RealEstateTips #ColleenSmithExpertise #AnnapolisWaterfront

Feeling honored by these kind words from a valued client: 'Colleen was a great
help to us in purchasing land in Annapolis. She was knowledgeable, a skilled
negotiator, and remained engaged throughout the process while dealing with a
difficult seller. I highly recommend her!' ㅤ Navigating the complexities of land
purchase requires expertise, persistence, and negotiation skills, especially in
a market like Annapolis. I'm committed to providing clients with the knowledge
and support they need, no matter the challenges. Thank you for trusting me with
your land purchase journey. It's clients like you who make my work so rewarding!
ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen! ㅤ
#ClientReview #LandPurchase #AnnapolisRealEstate #SkilledNegotiator
#ColleenSmithRealtor #TrustedAdvisor #HighlyRecommended

Captivating views await on the South River! 🌅🌊 These spectacular vistas are
often hidden gems, requiring a keen eye to uncover. Sometimes, the key to
securing such breathtaking scenery isn't in new construction but in embracing a
rehab project, transforming an existing property into your dream home. This is
where I come in. Specializing in finding those rare, sought-after locations, I'm
here to guide you through the journey of discovering and revitalizing a property
that not only meets but exceeds your expectations. Let's turn vision into
reality and find that perfect spot where every sunrise and sunset is yours to
cherish. ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text
443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
ㅤ #SouthRiverViews #DreamHomeHunt #RehabProjects #LuxuryRealEstate
#AnnapolisLiving #WaterfrontWonder #ColleenSmithExpertise


Just Sold: A boater's paradise on the South River! 🚤💙 The new owners are set
to embark on an unforgettable journey, with deep waters at their doorstep and
the Chesapeake Bay just a short sail away. This property is not just a home;
it's a gateway to endless waterborne adventures and leisurely days spent
exploring the many hot spots accessible from this prime location.
Congratulations to the lucky owners! Here's to smooth sailing and making waves
in your new waterfront haven. 🌊🔑 ㅤ 🏡 Colleen Smith - Your Real Estate Advisor
📞 Call or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊
Specializing in Luxury Waterfront Properties 📈 Market Savvy with a Finance
Background 🌟 Call Colleen! ㅤ #JustSold #BoatersDream #SouthRiverLiving
#NewHomeowners #WaterfrontBliss #AnnapolisRealEstate #ColleenSmithSuccess


Today marks the closing of the stunning Valley View property in Annapolis! 🏡✨
This journey has been nothing short of incredible, showcasing the beauty and
allure of Annapolis living at its finest. I’m thrilled for the new buyers who
are about to start a new chapter in this breathtaking home. Congratulations on
this significant milestone. Here's to many happy memories in your new Valley
View residence! 🍾🎉 ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or
text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
ㅤ #ClosingDay #ValleyViewSuccess #AnnapolisHomes #NewBeginnings
#RealEstateMilestones #ColleenSmithRealty #HappyHomeowners

Behind every success story is a strategy, and mine is no exception. 🌟 As much
as I love diving into the vibrant world of real estate, understanding the
breadth of activities required to excel has been crucial. It’s about recognizing
where my time is best spent and which tasks can be expertly handled by others.
This realization led me to outsource my social media - a decision that has not
only streamlined my workflow but significantly amplified my presence and
connection with you all. Planning ahead for social media allows me to share
meaningful content, engage with my community, and still dedicate my energy where
it’s needed most - serving my clients. This efficiency isn’t just a part of how
I operate my business; it’s a philosophy I bring into every client partnership.
I strive to make the process as seamless and effective for you as it is for me,
focusing on what truly matters - finding your dream home or selling your
property at the best value. This approach to business and life ensures that
together, we’re not just making transactions, but making the most of our time
and resources. Let’s continue to navigate this journey with efficiency,
strategy, and a touch of social media flair. 🏡💼✨ 🏡 Colleen Smith - Your Real
Estate Advisor 📞 Call or text 443-995-2409 🔗www.longandfoster.com/Colleensmith
🌊 Specializing in Luxury Waterfront Properties 📈 Market Savvy with a Finance
Background 🌟 Call Colleen! #EfficientStrategies #SocialMediaSavvy
#RealEstateSuccess #ClientPartnership #ColleenSmithApproach #TimeManagement
#OutsourcingWisdom #nothingfeelsbetter


Thrilled to share this wonderful client review: 'Colleen was the best! We were
looking for a house on the water and Colleen showed us some great houses. In the
end, we found exactly what we were looking for. She is always available and
super responsive. She knows a lot about the Anne Arundel County area which was
helpful. I would highly recommend Colleen.' ㅤ Finding the perfect waterfront
home is a journey I cherish, and being able to guide my clients to their ideal
property is incredibly rewarding. My commitment is always to be available,
responsive, and equipped with the knowledge you need, especially in the
beautiful Anne Arundel County. Thank you for entrusting me with such an
important part of your life. I'm here for all your real estate needs, ready to
help more dreams come true! ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞
Call or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing
in Luxury Waterfront Properties 📈 Market Savvy with a Finance Background 🌟
Call Colleen! ㅤ #ClientSatisfaction #WaterfrontHomes #AnneArundelRealEstate
#ColleenSmithRealtor #HighlyRecommended #RealEstateExpert

In today’s real estate landscape, the term ‘market crash’ is often mentioned,
but let’s dive into why that scenario is less likely than some fear. Firstly,
stringent lending standards have been a game-changer. Post-2008, regulations
around borrowing have become much tighter, ensuring that only qualified buyers
are entering the market. This means the likelihood of widespread mortgage
defaults, which significantly contributed to the last housing crisis, is greatly
reduced. Secondly, the demand for homes continues to outpace supply in many
areas. Factors such as a growing population and a generational shift towards
homeownership keep the demand robust. This ongoing need for housing, driven by
real people looking for homes to live in, provides a stable foundation for the
market. Lastly, we’re experiencing historically low inventory levels. The simple
economics of supply and demand dictate that when supply is low, and demand is
high, prices tend to rise, or at least remain stable. While this can present
challenges for buyers, it also means that a significant market crash due to an
oversupply of homes, similar to what was seen in 2008, is unlikely.
Understanding these factors can provide reassurance in the stability of the real
estate market. As your Real Estate Advisor, I’m here to navigate these dynamics,
ensuring you’re making informed decisions whether you’re buying or selling. 🏡
Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
#RealEstateMarket #EconomicInsights #HomeBuying #MarketStability
#LendingStandards #HousingDemand #LowInventory #ColleenSmithRealty


Spot the dog! ❄️🐾 Lola's 'blending in with the snow' game is strong today – or
should we say, not so strong? Our usually bright white pup is looking more like
a snow camouflage expert. Maybe it's her way of saying, 'If I blend in, does
that mean more playtime in the snow?' Gotta love these wintery adventures with
our furry friend! 🐶❄️ ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or
text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
ㅤ #LolaInTheSnow #WinterFun #SnowyCamouflage #PupAdventures #ColleenAndLola
#AnnapolisWinters

Choosing the right Real Estate Advisor means getting more than just a
transaction expert; it means having a partner dedicated to your overall success.
Here’s what sets me apart from a typical agent: 1. **Tailored Market Analysis**:
My finance background enables me to provide in-depth, customized market
insights, ensuring you’re informed every step of the way. 2. **Strategic
Negotiation**: I bring top-notch negotiation skills to the table, guaranteeing
the best terms in your buying or selling journey. 3. **Financial Reverse
Engineering**: With a unique approach, I assess the long-term financial
implications of your real estate decisions, offering clarity and confidence. 4.
**Customized Buying/Selling Strategies**: Your goals are unique, and so should
be your strategy. I tailor plans to your specific needs, market conditions, and
financial objectives. 5. **Comprehensive Client Education and Advising**: More
than just guiding you through transactions, I ensure you’re educated and
empowered in your real estate choices. As your Real Estate Advisor, I’m
committed to more than just facilitating sales; I’m here to build your future,
one informed decision at a time. 🏡 Colleen Smith - Your Real Estate Advisor 📞
Call or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing
in Luxury Waterfront Properties 📈 Market Savvy with a Finance Background 🌟
Call Colleen! #RealEstateAdvisor #MoreThanAnAgent #StrategicApproach
#TailoredService #InformedDecisions #ColleenSmithDifference #AnnapolisRealEstate


How’s your resolution going? Loch Haven’s sign was cracking me up this morning
🤣

Humbled and grateful for these beautiful words from a valued client: 'Colleen is
absolutely wonderful to work with. She really cares about her clients and it
shows in her work. She was referred to us through a family friend and I will be
forever grateful for that referral, I have no doubt that Colleen is the reason
we were able to get our dream home. I will be referring her to everyone I know!'
ㅤ Helping clients find their dream home is more than a job for me; it's a
commitment to turning aspirations into reality with care and dedication. Each
referral is a testament to the trust and bonds we build. Thank you for allowing
me to be a part of your journey to your dream home. I'm here to make that dream
come true for many more! ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call
or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in
Luxury Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call
Colleen! ㅤ #ClientTestimonial #DreamHomeSuccess #ColleenSmithRealtor #ClientCare
#RealEstateJourney #GratefulForReferrals #AnnapolisHomes

Snow day vibes in Annapolis! ❄️🐾 Everyone's caught the lazy bug today, and yes,
that includes Lola too. There's something magical about watching the snowfall
while curled up indoors with family and our furry friend. These quiet, peaceful
moments are just as precious as the bustling ones. Today, we're embracing the
calm, recharging, and of course, sneaking in some extra cuddles. Stay warm and
safe, everyone! ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text
443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
ㅤ #SnowDayRelaxation #LazyDayWithLola #FamilyTime #WinterWonderland
#AnnapolisLife #CozyMoments #ColleenSmithHome
Reflecting on the swift passage of time as my baby girl celebrated her 14th
birthday on January 7th. 🎉🎂 Watching her grow has been a journey filled with
love, laughter, and countless precious moments. It’s a beautiful reminder of how
quickly time flies and the importance of cherishing every single day. Here’s to
more wonderful years ahead, filled with new adventures and endless
possibilities. Happy very belated Birthday to my darling daughter! 🌟❤️ 🏡
Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟Call Colleen


Welcome to the world of Colleen Smith, where real estate expertise meets
entrepreneurial spirit and corporate accounting acumen. 🏡💼 As your dedicated
Real Estate Advisor in Annapolis, I bring a unique blend of skills to the table.
My experience in corporate accounting, coupled with a CPA designation, provides
a solid foundation in financial understanding, ensuring your real estate
decisions are both sound and strategic. As an entrepreneur, I understand the
importance of innovation, personalized service, and attention to detail.
Specializing in luxury waterfront properties, my goal is to make your real
estate journey not just successful, but also a seamless and enjoyable
experience. With a keen eye for market trends and a commitment to your unique
needs, I'm here to turn your property aspirations into reality. ㅤ 🏡 Colleen
Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Expertise in Corporate Accounting & Entrepreneurship 🌟 Call
Colleen! ㅤ #ColleenSmithRealEstate #AnnapolisExpert #CorporateAccounting
#EntrepreneurialMindset #LuxuryWaterfrontHomes #ClientFocusedService


My background in corporate accounting and my CPA designation aren’t just titles;
they’re tools that set me apart in the real estate world. 📊🏡 With a deep
understanding of finances, I bring a unique perspective to each property,
ensuring my clients make informed investment decisions.   One of my key
strategies is to partner with my clients, gather data, and employ financial
models to mitigate risk. This process allows me to aggregate costs and
meticulously analyze whether a property is not just a home, but a sound
investment. This methodical approach ensures that when you choose a property,
you’re also choosing a wise financial future. Let’s make your real estate
decisions with confidence and precision, backed by expert financial insight.  
🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text 443-995-2409
🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury Waterfront
Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!  
#FinancialExpertise #RealEstateInvestment #CPARealtor #ColleenSmithAdvantage
#SmartInvesting #AnnapolisHomes #RealEstateGoals #callcolleen


Client feedback like this warms my heart: 'Colleen takes the time to listen and
advises accordingly. She is attuned to market conditions and is available day or
night. She’s a true professional.' Being there for my clients, listening to
their needs, and offering tailored advice based on current market conditions is
the cornerstone of my approach. I believe in being more than just an advisor;
I'm a dedicated partner in your real estate journey, available whenever you need
me. It's about ensuring you feel supported, informed, and confident every step
of the way. Thank you for trusting me to guide you through one of life's most
important decisions! 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or text
443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
#ClientFeedback #ProfessionalService #RealEstateExpert #ColleenSmithRealtor
#TrustedAdvisor #AnnapolisRealEstate #AboveAndBeyond
I love when we get these memories. My oldest son Jamie. Damn, time flies. Love
that he was and still is cute. 😍🤩😍 #memorymonday #lovemyboy


As we bid farewell to an amazing 2023, I’m filled with gratitude for the
incredible journeys and successes we’ve shared. 🌟 Reflecting on this past year,
each milestone and every happy client has been a reminder of why I love what I
do. Now, as we step into 2024, I’m brimming with excitement and enthusiasm for
the opportunities ahead. This new year is a fresh canvas, and I’m here to help
you paint your real estate dreams into reality. Whether you’re buying, selling,
or just exploring the possibilities, I’m committed to making your real estate
goals come to life with dedication, expertise, and a personal touch. Here’s to a
2024 filled with achievements, new beginnings, and homes that are as unique and
wonderful as you are! 🏡 Colleen Smith - Your Real Estate Advisor 📞 Call or
text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing in Luxury
Waterfront Properties 📈 Market Savvy with a Finance Background 🌟 Call Colleen!
#HappyNewYear2024 #RealEstateGoals #ReflectingOnSuccess #AnnapolisHomes
#ColleenSmithRealtor #NewBeginnings #HereToHelp #callcolleen


Hearing from happy clients like this makes my day! 🌟 'Colleen is an incredible
agent. She was kind and patient with us during our search process. When we found
the perfect house with several other offers already in, Colleen went above and
beyond. She swiftly ran some comps, spoke to the sellers' agent, and suggested
an offer to us with competitive terms. We put our trust in her and went with it.
A day later we found out we got the house, even though someone else had offered
a higher amount. The rest is happily ever after in our beautiful new home. Thank
you, Colleen!' ㅤ This story is a testament to the power of strategy, trust, and
swift action in real estate. It's not always about the highest offer; it's about
understanding the market and crafting a winning strategy. I'm thrilled to have
played a part in this 'happily ever after' and look forward to helping many more
clients find their dream homes! ㅤ 🏡 Colleen Smith - Your Real Estate Advisor 📞
Call or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊 Specializing
in Luxury Waterfront Properties 📈 Market Savvy with a Finance Background 🌟
Call Colleen! ㅤ #ClientSuccessStory #AboveAndBeyond #RealEstateWins
#ColleenSmithAdvisor #HappyHomeowners #AnnapolisRealEstate #TrustedExpertise

Open House Alert! 🏡✨ Jan 6th & 7th, 11am-1pm. Step into the epitome of
waterfront elegance with this remodeled 4-bed, 3-bath South River residence in
Cape St John. Experience luxury with a new pier and 8-ft mean low water depth.
The first-floor primary suite boasts a walk-in closet and spa-like bathroom. The
chef’s dream kitchen with white cabinets, butcher block countertops, and
stainless steel appliances opens to a family room with a wood-burning fireplace,
creating an inviting ambiance. Relax in the sunroom with mesmerizing South River
views or entertain on the deck that merges indoor-outdoor living. The upper
level features a loft with panoramic views, perfect for a home office, and two
spacious bedrooms. Downstairs, indulge in a recreation room with a mini bar, an
additional bedroom, and a covered patio to soak in the stunning scenery. Located
in amenity-rich Cape St John, it’s not just a home, it’s a lifestyle with deep
water access and proximity to downtown Annapolis. Don’t miss this extraordinary
opportunity to own a waterfront gem! 🏡 Colleen Smith - Your Real Estate Advisor
📞 Call or text 443-995-2409 🔗www.longandfoster.com/Colleensmith 🌊
Specializing in Luxury Waterfront Properties 📈 Market Savvy with a Finance
Background 🌟 Call Colleen! #OpenHouse #WaterfrontLuxury #SouthRiverResidence
#CapeStJohn #AnnapolisHomes #LuxuryRealEstate #DeepWaterAccess
#YourDreamHomeAwaits




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