myrealtormujib.com
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urlscan Pro
206.223.170.231
Public Scan
Submitted URL: http://myrealtormujib.com/
Effective URL: https://myrealtormujib.com/
Submission: On June 21 via api from IN — Scanned from CA
Effective URL: https://myrealtormujib.com/
Submission: On June 21 via api from IN — Scanned from CA
Form analysis 11 forms found in the DOM
Name: sideWidgetForm — POST /action_update/sideWidget.do
<form name="sideWidgetForm" id="contactMeSmallForm" method="post" action="/action_update/sideWidget.do">
<div class="form-response">
<div class="js-form-success u-visually-hidden u-hidden">
<p>Thank you for your request.</p>
</div>
<div class="js-form-error u-visually-hidden u-hidden">
<p>Your request could not be submitted.</p>
</div>
</div>
<fieldset>
<div class="hidden">
<input type="hidden" class="js-form-ownerId" value="89754">
<input type="hidden" class="js-form-pageId" value="6625769">
<input type="hidden" class="js-form-userDomain" value="null">
<input type="hidden" class="js-form-button">
<input type="hidden" class="js-form-regarding" value="website.contact.request" name="regarding">
<input type="hidden" class="js-form-preview" value="0">
<input type="hidden" class="js-form-siteId" value="253551">
<input type="hidden" class="js-form-teamId" value="86855">
<input type="hidden" class="js-form-headless" name="headless" value="true">
</div>
<div class="form-body">
<span>
<label for="smallForm-firstName">First Name: *</label>
<input type="text" name="firstName" maxlength="100" value="" id="smallForm-firstName" class="formElement firstName js-form-firstName">
</span>
<span>
<label for="smallForm-lastName">Last Name: *</label>
<input type="text" name="lastName" maxlength="100" value="" id="smallForm-lastName" class="formElement lastName js-form-lastName">
</span>
<span>
<label for="smallForm-email">E-mail: * </label>
<input type="text" name="email" maxlength="100" value="" id="smallForm-email" class="formElement email js-form-email">
</span>
<span>
<label for="smallForm-phone">Phone:</label>
<input type="text" name="phone" maxlength="100" value="" id="smallForm-phone" class="formElement phone js-form-phone">
</span>
<span>
<label for="smallForm-message">Message:</label>
<textarea name="message" cols="20" rows="4" id="smallForm-message" class="formElement js-form-msg"></textarea>
</span>
</div>
<p class="captchaCode">
<label class="labelSec" for="smallForm-security">Please enter the security code displayed:</label>
<img src="/security_images/photo6.jpg" alt="security code">
<input type="hidden" property="securityImage" value="/security_images/photo6.jpg" class="js-form-securityImage">
<input type="text" name="security" maxlength="30" size="8" value="" id="smallForm-security" class="formElement js-form-security">
</p>
<style type="text/css">
.ask_explicit_consent #check {
display: none;
}
.formElement.error {
border-color: #b34e4e !important;
color: black !important;
background: #e4adad !important;
}
.u-hidden {
display: none;
}
</style>
<script type="text/javascript" src="/templates/common/scripts/websiteValidation.js"></script>
<div class="ask_explicit_consent">
<input type="checkbox" id="smallForm-consent" class="js-form-consent" value="on" name="consent">
<label for="smallForm-hidden-check" style="display:none">hidden</label>
<input type="checkbox" class="floatLeft" id="smallForm-hidden-check js-form-robo" value="on" name="check" style="display:none">
<label for="smallForm-consent">I would like to receive email updates from <strong>Mujibul Hasan</strong> regarding Real Estate in my area(s) of interest.</label>
</div>
<input type="hidden" name="securityImage" value="/security_images/photo6.jpg">
<input type="submit" value="Submit" onclick="isValidForm(event, '/action_update/sideWidget.do', this.form)" class="submitButton">
</fieldset>
</form>Name: sideWidgetForm — POST /action_update/sideWidget.do
<form name="sideWidgetForm" id="contactMeLongForm" method="post" action="/action_update/sideWidget.do">
<div class="form-response">
<div class="js-form-success u-visually-hidden u-hidden">
<p>Thank you for your request.</p>
</div>
<div class="js-form-error u-visually-hidden u-hidden">
<p>Your request could not be submitted.</p>
</div>
</div>
<fieldset>
<div class="hidden">
<input type="hidden" class="js-form-ownerId" value="89754">
<input type="hidden" class="js-form-pageId" value="6625769">
<input type="hidden" class="js-form-userDomain" value="null">
<input type="hidden" class="js-form-button">
<input type="hidden" class="js-form-regarding" value="website.contact.request" name="regarding">
<input type="hidden" class="js-form-preview" value="0">
<input type="hidden" class="js-form-siteId" value="253551">
<input type="hidden" class="js-form-teamId" value="86855">
<input type="hidden" class="js-form-headless" name="headless" value="true">
</div>
<p>
<label for="contactLong-firstName">First Name: *</label>
<input type="text" name="firstName" maxlength="100" value="" id="contactLong-firstName" class="formElement firstName js-form-firstName">
</p>
<p>
<label for="contactLong-lastName">Last Name: *</label>
<input type="text" name="lastName" maxlength="100" value="" id="contactLong-lastName" class="formElement lastName js-form-lastName">
</p>
<p>
<label for="contactLong-email">E-mail: *</label>
<input type="text" name="email" maxlength="100" value="" id="contactLong-email" class="formElement email js-form-email">
</p>
<p>
<label for="contactLong-phone">Phone:</label>
<input type="text" name="phone" maxlength="100" value="" id="contactLong-phone" class="formElement phone js-form-phone">
</p>
<p>
<label for="contactLong-address">Street Address:</label>
<input type="text" name="address" value="" id="contactLong-address" class="formElement js-form-address">
</p>
<p>
<label for="contactLong-city">City:</label>
<input type="text" name="city" value="" id="contactLong-city" class="formElement js-form-city">
</p>
<p>
<label for="contactLong-province">Province/State:</label>
<input type="text" name="provState" value="" id="contactLong-province" class="formElement js-form-province">
</p>
<p>
<label for="contactLong-postalCode">Postal/ZIP Code:</label>
<input type="text" name="postalCode" value="" id="contactLong-postalCode" class="formElement js-form-postal">
</p>
<p>
<label for="contactLong-country">Country:</label>
<select class="formElement js-form-country" id="contactLong-country" name="country">
<option value="Canada" selected="">Canada</option>
<option value="USA">United States</option>
</select>
</p>
<p>
<label for="contactLong-priceFrom">Price Range From:</label>
<input type="text" name="priceRangeFrom" value="" id="contactLong-priceFrom" class="formElement js-form-priceFrom">
</p>
<p>
<label for="contactLong-priceTo">Price Range To:</label>
<input type="text" name="priceRangeTo" value="" id="contactLong-priceTo" class="formElement js-form-priceTo">
</p>
<p>
<label for="contactLong-property">Property Type:</label>
<select id="contactLong-property" class="formElement js-form-prop" name="propertyType">
<option value="house" selected="">House</option>
<option value="condo">Condo</option>
</select>
</p>
<p>
<label for="contactLong-message">Message:</label>
<textarea id="contactLong-message" class="formElement js-form-msg" cols="20" rows="4" name="message"></textarea>
</p>
<p>
<input class="formElement" type="radio" name="contactType" value="buyer" id="contactLong-buyerWidget">
<label for="contactLong-buyerWidget" class="radioLabel">Buying</label>
<input class="formElement" type="radio" name="contactType" value="seller" id="contactLong-sellerWidget">
<label for="contactLong-sellerWidget" class="radioLabel">Selling</label>
<input class="formElement" type="radio" name="contactType" value="both" id="contactLong-bothWidget">
<label for="contactLong-bothWidget" class="radioLabel">Both</label>
</p>
<p class="captchaCode">
<label class="labelSec" for="contactLong-security">Please enter the security code displayed:</label>
<img src="/security_images/photo6.jpg" alt="security code" title="security code">
<input type="hidden" property="securityImage" value="/security_images/photo6.jpg" class="js-form-securityImage">
<input type="text" name="security" maxlength="30" size="8" value="" id="contactLong-security" class="formElement js-form-security">
</p>
<style type="text/css">
.ask_explicit_consent #check {
display: none;
}
.formElement.error {
border-color: #b34e4e !important;
color: black !important;
background: #e4adad !important;
}
.u-hidden {
display: none;
}
</style>
<script type="text/javascript" src="/templates/common/scripts/websiteValidation.js"></script>
<div class="ask_explicit_consent">
<input type="checkbox" id="contactLong-consent" class=" js-form-consent" value="on" name="consent">
<label for="contactLong-hidden-check" style="display:none">hidden</label>
<input type="checkbox" class="floatLeft js-form-robo" id="contactLong-hidden-check" value="on" name="check" style="display:none">
<label for="contactLong-consent">I would like to receive email updates from <strong>Mujibul Hasan</strong> regarding Real Estate in my area(s) of interest.</label>
</div>
<input type="submit" value="Submit" onclick="isValidForm(event, '/action_update/sideWidget.do', this.form)" class="submitButton">
</fieldset>
</form><form class="js-validate">
<div class="grid gutters">
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUp-sold-firstName">First Name: *</label>
<input required="" type="text" id="signUp-sold-firstName" class="js-sold-first-name" maxlength="100" name="sold-firstName">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUp-sold-lastName">Last Name: *</label>
<input required="" type="text" id="signUp-sold-lastName" class="js-sold-last-name" maxlength="100" name="sold-lastName">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUp-sold-email">E-mail: *</label>
<input required="" type="email" id="signUp-sold-email" value="" class="js-sold-email" maxlength="100" name="sold-email">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUp-sold-email-confirm">Confirm E-mail: *</label>
<input required="" type="email" id="signUp-sold-email-confirm" value="" class="js-sold-email-confirm" maxlength="100" name="sold-email-confirm">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUp-sold-password">Password: *</label>
<input required="" type="password" id="signUp-sold-password" class="js-sold-password" value="" minlength="6" maxlength="100" name="sold-password">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUp-sold-password-confirm">Confirm Password: *</label>
<input required="" type="password" id="signUp-sold-password-confirm" class="js-sold-password-confirm" value="" minlength="6" maxlength="100" name="sold-password-confirm">
</div>
</div>
</div>
<div class="form__captcha captcha">
<div class="grid gutters">
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUp-js-sold-security">Please enter the security code displayed: *</label>
<input required="" type="text" maxlength="8" id="signUp-js-sold-security" class="js-sold-security">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__catpcha-img">
<img class="securityImg" src="/security_images/photo6.jpg" alt="">
</div>
</div>
</div>
</div>
<div class="form__footer">
<div class="grid gutters">
<div class="col-xs-1-1">
<div class="form__checkbox-wrapper vows-signup-checkbox">
<input required="" type="checkbox" id="signUp-sign-up-terms" name="sign-up-terms">
<label class="sign-up-terms__label" for="signUp-sign-up-terms">
<span> I also agree to the following:<br><br>Registering an account creates a Virtual Office Website (VOW) relationship between myrealtormujib.com and the Registrant. </span>
<a href="#" class="js-vow-toggle-terms vow-toggle-terms no-validate">Read more</a>
<div class="vow-terms-agreement js-vow-terms-agreement" style="display: none;">
<ol>
<li>The Registrant acknowledges that these Terms of Use do not create an agency relationship with the VOW Participant (the owner of this website);</li>
<li>That the VOW data obtained from the VOW is only for the Registrant's personal, non-commercial use;</li>
<li>That the Registrant has a bona fide interest in the purchase, sale or lease of real estate of the type being offered through the VOW;</li>
<li>That the Registrant will not copy, redistribute or retransmit any of the VOW data or information provided; and</li>
<li>That the Registrant acknowledges the board/association's ownership of and the validity of the copyright in the MLS® System.</li>
</ol>
</div>
</label>
</div>
</div>
</div>
<style type="text/css">
.ask_explicit_consent #check {
display: none;
}
.formElement.error {
border-color: #b34e4e !important;
color: black !important;
background: #e4adad !important;
}
.u-hidden {
display: none;
}
</style>
<div class="ask_explicit_consent">
<input type="checkbox" id="signUp-consent" value="on" name="consent">
<label for="signUp-hidden-check" style="display:none">hidden</label>
<input type="checkbox" class="floatLeft" id="signUp-hidden-check" value="on" name="check" style="display:none">
<label for="signUp-consent">I would like to receive email updates from <strong>Mujibul Hasan</strong> regarding Real Estate in my area(s) of interest.</label>
</div>
</div>
</form><form class="js-validate">
<div class="grid gutters">
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUpTwo-sold-firstName">First Name: *</label>
<input required="" type="text" id="signUpTwo-sold-firstName" class="js-sold-first-name" maxlength="100" name="sold-firstName">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUpTwo-sold-lastName">Last Name: *</label>
<input required="" type="text" id="signUpTwo-sold-lastName" class="js-sold-last-name" maxlength="100" name="sold-lastName">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUpTwo-sold-email">E-mail: *</label>
<input required="" type="email" id="signUpTwo-sold-email" value="" class="js-sold-email" maxlength="100" name="sold-email">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUpTwo-sold-email-confirm">Confirm E-mail: *</label>
<input required="" type="email" id="signUpTwo-sold-email-confirm" value="" class="js-sold-email-confirm" maxlength="100" name="sold-email-confirm">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUpTwo-sold-password">Password: *</label>
<input required="" type="password" id="signUpTwo-sold-password" class="js-sold-password" value="" minlength="6" maxlength="100" name="sold-password">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUpTwo-sold-password-confirm">Confirm Password: *</label>
<input required="" type="password" id="signUpTwo-sold-password-confirm" class="js-sold-password-confirm" value="" minlength="6" maxlength="100" name="sold-password-confirm">
</div>
</div>
</div>
<div class="form__captcha captcha">
<div class="grid gutters">
<div class="col-xs-1-1 col-md-1-2">
<div class="form__input-wrapper">
<label for="signUpTwo-js-sold-security">Please enter the security code displayed: *</label>
<input required="" type="text" maxlength="8" id="signUpTwo-js-sold-security" class="js-sold-security">
</div>
</div>
<div class="col-xs-1-1 col-md-1-2">
<div class="form__catpcha-img">
<img class="securityImg" src="/security_images/photo6.jpg" alt="">
</div>
</div>
</div>
</div>
<div class="form__footer">
<div class="grid gutters">
<div class="col-xs-1-1">
<div class="form__checkbox-wrapper vows-signup-checkbox">
<input required="" type="checkbox" id="signUpTwo-sign-up-terms" name="sign-up-terms">
<label class="signUpTwo-sign-up-terms__label" for="signUpTwo-sign-up-terms">
<span> I also agree to the following:<br><br>Registering an account creates a Virtual Office Website (VOW) relationship between myrealtormujib.com and the Registrant. </span>
<a href="#" class="js-vow-toggle-terms vow-toggle-terms no-validate">Read more</a>
<div class="vow-terms-agreement js-vow-terms-agreement" style="display: none;">
<ol>
<li>The Registrant acknowledges that these Terms of Use do not create an agency relationship with the VOW Participant (the owner of this website);</li>
<li>That the VOW data obtained from the VOW is only for the Registrant's personal, non-commercial use;</li>
<li>That the Registrant has a bona fide interest in the purchase, sale or lease of real estate of the type being offered through the VOW;</li>
<li>That the Registrant will not copy, redistribute or retransmit any of the VOW data or information provided; and</li>
<li>That the Registrant acknowledges the board/association's ownership of and the validity of the copyright in the MLS® System.</li>
</ol>
</div>
</label>
</div>
</div>
</div>
<div class="ask_explicit_consent">
<input type="checkbox" id="signUpTwo-consent" value="on" name="consent">
<label for="signUpTwo-hidden-check" style="display:none">hidden</label>
<input type="checkbox" class="floatLeft" id="signUpTwo-hidden-check" value="on" name="check" style="display:none">
<label for="signUpTwo-consent">I would like to receive email updates from <strong>Mujibul Hasan</strong> regarding Real Estate in my area(s) of interest.</label>
</div>
</div>
</form><form class="js-validate">
<div class="form__input-wrapper">
<label for="username">Username ( E-mail ): *</label>
<input required="" type="email" class="js-sold-username" id="username" value="" maxlength="100" name="email">
</div>
<div class="form__input-wrapper">
<label for="password">Password: *</label>
<input required="" type="password" class="js-sold-password" id="password" value="" maxlength="100" name="password">
</div>
<div class="login-links">
<span class="js-vows-forgot-btn">Forgot your password?</span>
<span class="js-vows-resend-btn">Resend activation email</span>
</div>
</form><form class="js-validate">
<div class="grid">
<div class="col-xs-1-1">
<div class="form__input-wrapper">
<label for="sold-forgot-email">E-mail: *</label>
<input required="" type="email" id="sold-forgot-email" value="" maxlength="100" name="sold-forgot-email">
</div>
</div>
</div>
</form><form class="js-validate">
<div class="grid">
<div class="col-xs-1-1">
<div class="form__input-wrapper">
<label for="sold-resend-activation">E-mail: *</label>
<input required="" type="email" class="js-resend-email" id="sold-resend-activation" value="" maxlength="100" name="sold-resend-activation">
</div>
</div>
</div>
</form><form class="js-validate">
<div class="grid gutters">
<div class="col-xs-1-1 col-sm-1-2">
<div class="form__input-wrapper">
<label for="sold-reset-password">New Password: *</label>
<input required="" type="password" class="js-sold-password" id="sold-reset-password" value="" maxlength="100" name="sold-reset-password">
</div>
</div>
<div class="col-xs-1-1 col-sm-1-2">
<div class="form__input-wrapper">
<label for="sold-reset-password-confirm">Confirm New Password: *</label>
<input required="" type="password" class="js-sold-password-confirm" id="sold-reset-password-confirm" value="" maxlength="100" name="sold-reset-password-confirm">
</div>
</div>
</div>
</form>Name: updateFavListingForm —
<form name="updateFavListingForm" accept-charset="UTF-8">
<div class="save-listing-box__ranking" id="propRankHolder">
<div class="form-messages"> Rate Listing </div>
<div class="vows-star-rating js-save-fav-rating">
<label for="fav-save-listing-NULL" style="display:none;">0</label>
<label for="fav-save-listing-LIKE" style="display:none;">1</label>
<label for="fav-save-listing-LOVE" style="display:none;">2</label>
<label for="fav-save-listing-MUST_BUY" style="display:none;">3</label>
<input type="checkbox" id="fav-save-listing-NULL" data-val="NULL" class="js-fav-star" name="js-rate-fav" value="-1">
<input type="checkbox" id="fav-save-listing-LIKE" data-val="LIKE" class="js-fav-star" name="js-rate-fav" value="1">
<input type="checkbox" id="fav-save-listing-LOVE" data-val="LOVE" class="js-fav-star" name="js-rate-fav" value="2">
<input type="checkbox" id="fav-save-listing-MUST_BUY" data-val="MUST_BUY" class="js-fav-star" name="js-rate-fav" value="3">
</div>
</div>
<div class="save-listing-box__notes">
<div class="form-messages">
<label for="js-fav-notes">Add a Note </label>
</div>
<div class="form">
<textarea id="js-fav-notes" name="notes"></textarea>
</div>
</div>
</form><form class="js-validate">
<div class="grid">
<div class="col-xs-1-1">
<div class="form__input-wrapper">
<label for="vow-save-search-name">Name *</label>
<input required="" type="text" id="vow-save-search-name" value="" maxlength="100" name="vow-save-search-name">
</div>
<div class="vow-notify-type">
<div class="form-messages">Notify me when there are:</div>
<div class="grid row-start vows-checkbox-row">
<label class="vows-checkbox-label">
<input type="checkbox" data-val="0" id="js-vow-notify-newOne" class="js-vow-notify-new" name="js-vow-notify-new" value="true">
<span class="vows-checkbox js-vows-checkbox"></span>
</label>
<label for="js-vow-notify-newOne" class="vows-checkbox-title">New listings have been added to these results</label>
</div>
<div class="grid row-start vows-checkbox-row">
<label class="vows-checkbox-label">
<input type="checkbox" data-val="1" id="js-vow-notify-open" class="js-vow-notify-open" name="js-vow-notify-open" value="true">
<span class="vows-checkbox js-vows-checkbox"></span>
</label>
<label for="js-vow-notify-open" class="vows-checkbox-title">New Open Houses are scheduled for these results</label>
</div>
</div>
</div>
</div>
</form><form class="js-validate">
<div class="grid">
<div class="col-xs-1-1">
<div class="form__input-wrapper">
<label for="vow-edit-save-search-name">Name *</label>
<input required="" type="text" id="vow-edit-save-search-name" value="" maxlength="100" name="vow-save-search-name">
</div>
<div class="vow-notify-type">
<div class="form-messages">Notify me when there are:</div>
<div class="grid row-start vows-checkbox-row">
<label class="vows-checkbox-label">
<input type="checkbox" data-val="0" id="js-vow-notify-newTwo" class="js-vow-notify-new" name="js-vow-notify-new" value="true">
<span class="vows-checkbox js-vows-checkbox"></span>
</label>
<label for="js-vow-notify-newTwo" class="vows-checkbox-title">New listings have been added to these results</label>
</div>
<div class="grid row-start vows-checkbox-row">
<label class="vows-checkbox-label">
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MUJIBUL HASAN
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PHONE: 647-618-3662
Mujibul Hasan
BUYING OR SELLING A HOME IS A BIG DECISION YOU NEED AN EXPERIENCED PROFESSIONAL
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FEATURED LISTINGS
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For Sale
Bedrooms: 3+1
Bathrooms: 3
13 DONALD STEWART ROAD Brampton, Ontario
$989,900
House
Listing # W8367718
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For Lease
Bedrooms: 2
Bathrooms: 1
BSMT - 56 TULIPTREE ROAD Thorold, Ontario
$1,800.00 Monthly
House
Listing # X8400326
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Bedrooms: 3+1
Bathrooms: 4
1547 EVANS TERRACE Milton, Ontario
$969,000
House
Listing # W8443244
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FIRST-TIME BUYERS PLAN: 8 STEPS TO BUYING SMART
NAVIGATING THE WORLD OF CANADIAN HOME BUYING
STEP 1: FIGURE OUT HOW MUCH YOU CAN AFFORD.
Falling in love with a house you can’t afford can be heartbreaking. Avoid
disappointment by figuring out your budget before you start looking.
* First, decide how much you can afford for your down payment. The Home Buyers
Plan lets you withdraw up to $25K per person (or up to $50K per couple) from
your RRSPs – tax-free – to be repaid over 15 years. More on that here . The
bigger your down payment, the less principal you will owe, and the less
interest you will pay.
* Don’t forget about closing costs, like insurance, legal fees, home inspection
costs, land registration and land transfer fees. Add those to your moving
expenses and service hookup fees, and they can add up surprisingly fast.
* Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up
more than 32% of your income. (If your combined monthly income is $5000, for
example, 32% of that is $1600.) If you have car payments or credit card debt,
the rule of thumb is that debt repayment shouldn’t be more than 40% of your
income.
* Get pre-approved for your mortgage. It’s a good way of finding out how much
you can borrow – and it speeds up the process once you’ve found the home you
want to buy.
STEP 2: FIGURE OUT WHAT TYPE OF HOME IS RIGHT FOR YOU.
Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be
clear about the features you can’t live without. How many bedrooms do you need?
Bathrooms? Do you want a home office? A garage? How about a big backyard?
Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life.
If you’re planning kids in a year or two, the studio loft might not be your best
bet.
STEP 3: DECIDE WHERE YOU WANT TO LIVE.
Living in an area you like is as important as buying a home you love. Do you
want a busy urban lifestyle, a house in the ‘burbs, or a quiet place in the
country? Do you want to walk to work or are you okay with a longer commute? Do
you need to be close to good schools? Rec facilities? Shopping?
STEP 4: START LOOKING.
Go to open houses. Visit mls.ca. Check the classifieds. Drive around
neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about
your needs and start looking at properties.
STEP 5: BUILD A TEAM.
Put together the right group of experts to help you buy. Start with a REALTOR®
you trust, then look for a reputable lender or mortgage broker, a lawyer (or a
notary in Quebec), a home inspector and an insurance broker. Your REALTOR® works
closely with all of these professionals, and will be happy to recommend people
you can depend on.
STEP 6: MAKE AN OFFER.
You’ve found the perfect place – now it’s time to make an offer. An offer to
purchase includes the purchase price you’re offering, chattels to be included in
the purchase (like appliances or light fixtures), the amount of the deposit, the
closing date and any other conditions.
Your REALTOR® will help you prepare your offer, and will present it to the
vendor, who will either accept it or make a counter offer (which asks for a
higher price or different terms). You can accept or reject the counter offer. If
everyone agrees, the home is yours. If not, you can make another offer, or you
may have to keep looking.
STEP 7: GET A MORTGAGE.
Once you’re approved, you’ll need to decide what type of mortgage works best for
your needs. Will you go with a fixed or variable interest rate? Will your
mortgage be closed or open? What will your amortization period be? Will you make
payments monthly, biweekly or weekly? Your mortgage broker or lender can help
you find a mortgage that suits your needs – and saves you the most money in the
long term.
STEP 8: MOVE IN AND ENJOY!
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