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EARN & BORROWWITH CELSIUS

Meet Celsius: a community of over 1 million users that earn up to 17% yield on
their crypto. Get paid new coins every week and borrow cash at 1%. Buy coins,
earn yield, borrow, and transfer with no fees. Available on web and mobile apps.

Sign Up

See our rates



$25.2B+

In assets

08 OCTOBER 2021


1M+

Celsius users


$954M+

Yield and rewards paid since launch in 2018


109K+

Community BTC

Registered in the US

24/7 customer service

Security ISO 27001 certified

Global reach 150+ countries


AS FEATURED IN



Earn YIELD


EARN UP TO 17% APYPAID EVERY WEEK.

Start earning top rates on any amount of crypto and get paid every Monday to
keep HODLing. Plus, you can get up to 25% more rewards when you choose to earn
in CEL token.

Start earning today


SEE WHAT YOU COULD BE EARNING.

 * United States Rates
 * International Rates

How much?

Which crypto?

BTC



How long?

5 Years



Earning with Celsius


$
10,898

APY

6.20
%

6.20% on 1st BTC, 3.51% after

Sign Up


This calculator is for information and reference purposes only. Rewards are
calculated weekly and may change from time to time, and the rates presented
above are not guaranteed for the duration of the above term.

Start earning today


UNBANK YOURSELFIN 4 STEPS.

Get Celsius

on Web, iOS and Android

Sign Up

Verify yourself

To start using Celsius

Learn more

Transfer your crypto

Earn and borrow in minutes

Learn more

Get paid every Monday

Just like that.

Get started

Borrow


BORROW AT 1% APRWITH YOUR CRYPTO

For life’s big moments or sudden surprises, use your cryptocurrency as
collateral instead of selling it. Borrow funds with Celsius at interest rates as
low as 1% APR.

Learn more


SEE WHAT YOU CAN BORROW

Total Loan Amount

USDC



Stablecoin minimum: $100, USD minimum: $15,000

Collateral

BTC



Interest Rate

   
 * 1.00%
 * 6.95%
 * 8.95%

25% LTV

33% LTV

50% LTV

Paid in CEL

Loan Term

1yr



2yrs



3yrs

Total Loan


$
100

Monthly Interest


$
0.08

Total Interest


$
0.96

Apply in the app

Celsius loans are not available in all locations. Check your Celsius mobile app
to see if you live in an area where such loans are offered. Additional limits
may apply in certain jurisdictions.

Interest payments are made on a monthly basis, principal amount returned at the
end of the loan term. Interest rates vary depending on your choice of LTV (Loan
to Value). Minimum loan term is 6 months. If you repay your loan prior to the
lapse of 6 months, you will be charged with the interest payable for the first
full 6 months. Celsius’ Terms of Use apply.

No origination fees

So you can keep more



No credit checks

Your crypto is your credit



40+ collateral options

And 7+ borrow options



Lowest industry rates

Loans starting at 1% APR




BORROW IN YOURBEST INTEREST.


THE NUMBERS DON'T LIE

We offer better rates than our competitor on your favorite assets like BTC, ETH,
USDC, and USDT.




NO

HOLDING
WITHDRAWAL
HOLDING

FEES

Everything we do at Celsius is designed for unparalleled access to fair,
rewarding financial services. Fees hold people back, so we removed them. But we
didn’t stop there.

Sign Up



OUR FOCUS ONTRANSPARENCY

Celsius brings the transparency of decentralized finance to a central company.
Transparency is a critical part of our mission. We do this through sharing
information with our community and through the power of the blockchain.

Celsius Asset Verification

Chainalysis Reactor, the investigative blockchain analysis tool, provides the
first third-party verification to date of Celsius’ assets.

See more

Proof of Community

Celsius is partnering with Horizen Labs to prove liquidity at any moment through
the blockchain, without relying on external auditors and without disclosing
customer information.

See more

Weekly AMAs

Every week, CEO Alex Mashinsky gives an update on the state of the business, the
product, and answers questions from the community.

See more


CELSIUS IN THE WORLD.
SEE FULL LIBRARY

Forbes

This Entrepreneur Has Achieved $3 Billion In Exits And Is Possibly One Of The
Most Feared By Banks.

See more

The Pomp Podcast

Mashinsky and Anthony Pompliano discuss Bitcoin, crypto lending, and building
sustainable companies around disruptive tech.

See more

Coin Telegraph

Celsius, a leading digital asset lending platform, wins FinTech breakthrough.

See more

“Alex Mashinsky, CEO of Celsius, discusses how money will continue to flow into
Bitcoin”

Watch the video

“How Crypto Innovator Alex Mashinsky Challenges Fed Monetary Policy”

Read the article


YOU HAVE QUESTIONS? WE HAVE ANSWERS.

 * General
 * Security
 * Signup

HOW CAN I TRANSFER COINS TO CELSIUS?

HOW DO I APPLY FOR A STABLECOIN LOAN?

WHEN DO I START EARNING REWARDS?

HOW DO I ACTIVATE A PROMO CODE?

WHAT IS THE BEST WAY TO PROTECT MY CELSIUS ACCOUNT?

HOW DO I CREATE/REGISTER A CELSIUS ACCOUNT?

HOW CAN I WITHDRAW MY COINS FROM CELSIUS NETWORK?

Read more from Support

Celsius

700+ 5 stars

Get the app


GET CELSIUS. UNBANK YOURSELF.

Earn high. Borrow low. Change the world. On Web, Android and iOS.


Sign up today

Celsius Network LLC

Celsius Network LLC 221 River Street, 9th Floor Hoboken, NJ 07030 USA

US: +1 201 824 2888

Celsius Lending LLC- NMLS ID- 2063747

NMLS Consumer Access



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Individuals

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Businesses

Celsius for BusinessCorporate OnboardingPlatform SolutionsDevelopers

Community

CEL TokenProof of CommunityPromo CodesTop500 HODLersSwag ShopBecome an
AmbassadorGlossary

About

About UsCareersOur TeamCompany UpdatesSupportContact Us

--------------------------------------------------------------------------------

Celsius Network LLC 221 River Street, 9th Floor Hoboken, NJ 07030 USA

Celsius EU UAB Gedimino pr. 20 Vilnius 01103, Lithuania

Celsius Network Limited The Harley Building, 77-79 New Cavendish Street London
W1W 6XB, United Kingdom

Celsius Lending LLC 221 River Street, 9th Floor Hoboken, NJ 07030 USA

Celsius is not a bank, depository institution, custodian or fiduciary and the
assets in your Celsius account are not insured by any private or governmental
insurance plan (including FDIC or SIPC), nor are they covered by any
compensation scheme (including FSCS).

Holding, trading or using crypto assets carry significant risks, please
carefully read our Risk Disclosure page. Celsius does not provide any financial,
legal or tax advice, nor should this website be viewed as an offer or inducement
to make any financial decisions.

Registered as a Money Services Business (MSB) number 31000192265811 with the US
Financial Crimes Enforcement Network (FinCEN);

©2021 Celsius Lending LLC - NMLS ID: 2063747

Terms of UsePrivacy PolicyRisk Disclosure

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