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Pay Request
Invoice anyone. Request in crypto. Get paid in fiat.

Crypto Pay
Accept crypto payments for your business. Seamlessly.

Pay Links
Share a payment link. Get paid in crypto or fiat.

Fiat Pay
Accept fiat payments at the most competitive rates.

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THE WORLD'S DIGITAL PAYMENTS NETWORK FOR ALL THINGS MONEY

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Users


302,137

Currencies and 
payment methods


35

Uptime


99.99%

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NEWS
xMoney: Introducing the Future of Decentralized Banking
NEWS
xMoney: changing the way we do finance
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Closer to the Top: Improve Your xPortal Leaderboard Ranking
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The wait is over: Welcome, xPortal
NEWS
xMoney: Introducing the Future of Decentralized Banking
NEWS
xMoney: changing the way we do finance
NEWS
Closer to the Top: Improve Your xPortal Leaderboard Ranking
NEWS
The wait is over: Welcome, xPortal
Fashion
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HoReCa
Automotive
Real Estate

Travel
E-commerce



YOUR UNIFIED GATEWAY TO THE FUTURE OF PAYMENTS.

CRYPTO-ENABLED & FIAT-READY.


Crypto Pay


ACCEPT CRYPTO PAYMENTS FOR YOUR BUSINESS. SEAMLESSLY.



Upgrade your financial transactions with the xMoney payment platform and
experience unparalleled benefits and peace of mind.
‍
Our platform empowers anyone, anywhere, to make or collect fast and affordable
cross-border payments without relying on traditional banks.


Discover xMoney Crypto Pay
Fiat Pay


ACCEPT FIAT PAYMENTS AT THE MOST COMPETITIVE RATES.



A comprehensive set of tools enabling you to start processing payments right
away.

Fully compliant, user-friendly, and in a currency of your choice.

Discover xMoney Fiat Pay
Pay Links


SHARE A PAYMENT LINK. GET PAID IN CRYPTO OR FIAT.

Accept both crypto and fiat payments easily by generating a payment link and
sharing it via email, SMS, or any online App.

You will be notified as soon as it is paid, making the process fast and
hassle-free.


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Pay Request


INVOICE ANYONE. REQUEST IN CRYPTO. GET PAID IN FIAT.



If you're looking for a reliable invoicing solution to request a payment from
your clients and customers, try xMoney Pay Request.

Fully compliant, user-friendly, and in a currency of your choice.

Discover xMoney Pay Request


REDUCE TRANSACTION COSTS AND IMPROVE FINANCIAL SECURITY.


INTEGRATE PAYMENT APIS WITH EASE.

Build a robust online payment experience with xMoney APIs by adding payment
processing capabilities to your existing software and mobile apps.





GET PAID IN YOUR CURRENCY OF CHOICE.

This includes both fiat and crypto currency options. It’s entirely up to you
which settlement currency you will choose.

Learn more




GROW WITH CONFIDENCE.

xMoney product suite is powered by MultiversX, the world’s most secure and
decentralized blockchain network, created to enable radically new applications
for users, businesses, society, and the new metaverse frontier.

Explore MultiversX




SIMPLIFY 
CROSS-CHAIN TRANSACTIONS.

Join over 15,000 satisfied merchants who have already experienced the seamless
xMoney payment solutions, available since 2018 under the name of Utrust.

With our innovative cross-chain technology, you can save time and money, with
full flexibility to choose your preferred blockchain network.





SIMPLIFY
EXPAND YOUR BUSINESS.

Grow and expand your business, while making the most from our ecosystem: a
quorum-based wallet, AI avatars, NFT ecosystem, launchpad, chat, educational
hub, and more!





SUCCESS SPEAKS VOLUMES: OUR XMONEY USER EXPERIENCES

We are proud to have helped millions of people pay with freedom.

Explore xMoney Pay

We share xMoney vision for true democratization of payments and decentralization
of finance. It’s by working together with like-minded businesses that we can all
achieve our goals. We’re incredibly pleased with this partnership, and we’re
looking forward to the successes we will share.



Cyrus Fazel

CEO of SwissBorg

The partnership with xMoney enhances the business opportunities for all the
industry players, allowing them to receive instant payments from up to 1 billion
customers worldwide. Thus, even international customers can access the event
without worrying about local currencies and high exchange rates.



Mihai Drăgan

COO of Oveit

Allowing our customers to use cryptocurrencies to deposit into their Entropia
Universe accounts has been part of our long-term strategy. The xMoney system
fits with our business model which facilitates fiat money transfers to avatar
accounts.



Henrik Nel

CEO Entropia Universe


EVERYTHING FINANCE.
TO THE POWER OF X.

MultiversX is a highly scalable, secure, and decentralized blockchain network
created to enable radically new applications for users, businesses, society, and
the new metaverse frontier.

New worlds.
New economies.
New futures.



xExchange is a decentralized exchange - DEX, the scalable financial engine of
the new internet economy.



A world creation engine. A network of interoperable metaverses. The very first
Metaverse realm of this new universe.



Backing the most ambitious teams and impactful technologies.
‍



A Web3 Culture Hub. Where creators, founders, builders, collectors & fellow Web3
enthusiasts meet and create.



Bridging physical and metaverse worlds in one Super App. xMoney Card, powered by
xPortal.




JOIN MILLIONS OF USERS, BUILDERS, AND BUSINESS OWNERS WHO USE XMONEY’S PAYMENT
PLATFORM AND APIS TO ENABLE FAST, SECURE, AND BORDERLESS FINANCIAL OPERATIONS.

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The world's digital payments network for all things money

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