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Submitted URL: https://bankruptcylawyerinaz.com/
Effective URL: https://www.ig-law.com/bankruptcy/
Submission: On August 05 via automatic, source certstream-suspicious — Scanned from DE
Effective URL: https://www.ig-law.com/bankruptcy/
Submission: On August 05 via automatic, source certstream-suspicious — Scanned from DE
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Please note: This website includes an accessibility system. Press Control-F11 to adjust the website to the visually impaired who are using a screen reader; Press Control-F10 to open an accessibility menu. Accessibility Popup heading Close * Press ↵ Enter for Accessibility for blind people who use screen readers * Press ↵ Enter for Keyboard Navigation * Press ↵ Enter for Accessibility menu In response to recent COVID-19 concerns, we remain open, but we are writing to assure our clients that we are taking recommended precautions. Contact Us * Español (Spanish) * English * Skip to primary navigation * Skip to main content * Skip to primary sidebar * Skip to footer Israel & Gerity, PLLC Call For a Free ConsultationLlame para una consulta gratuita (602) 274-4400 * Home * About * Kyle Israel * Michael Gerity * Services * Bankruptcy * Chapter 7 Bankruptcy * Chapter 13 Bankruptcy * Creditor Harassment * Student Loans in Bankruptcy * Bankruptcy Exemptions * Bankruptcy FAQ * Intellectual Property * Trademark Registration * Copyright Registration * Intellectual property disputes * Patents * Patent Disputes * Trademark Disputes/Infringement * Trade Secret Protection and Litigation * Registration and Protection * Estate Planning * Trusts * Wills * Medicaid/ALTCS Planning * Probate and Trust Administration * Business Law * Business to Business Collections * Business Disputes * Business Formation/Start Up * Business Litigation * Contracts Breach of Contract * Contract Disputes * Contract Law * Corporate Law * Digital Millennium Copyright Act DMCA * Internet Law * Internet Domain Name Disputes * Real Estate * Personal Injury * Brain Injury * Bicycle Accident * Boat Accident * Bus Accident * Car Accident * Drunk driving injury * Hit and Run Accident * Injuries to children * Dog bite * Medical Malpractice * Motorcycle Accidents * Truck Accidents * Slip-and-Fall Accidents * Lithium Toxicity * Wrongful Death * Construction Defects * Architect negligence * Below Grade Walls * Ceiling Floor Failure * Common Construction Defect * Construction Accident * Crane Forklift Injury * Electrical shock injury * Scaffolding Injuries * Third-party Work * Toxic Fumes Inhalation * Reviews * Areas We Serve * Glendale * Mesa * Peoria * Scottsdale * Latest News * Contact CALL US NOW EMAIL US NOW ARIZONA BANKRUPTCY LAWYER Being in serious debt with never ending payments to multiple credit card companies, banks, and other creditors really take a chunk out of your enjoyment of life. Not having the flexibility to be spontaneous, go on trips, and enjoy your hard-earned dollar is deflating to think about. You may be considering several debt relief options to dig yourself out of your financial hole. Some debt relief options may offer you personal loans to take care of your immediate debts but oftentimes they come with staggering interest rates that put you right back to square one. Filing bankruptcy may have crossed your mind as you were going through your options to get out of debt. Bankruptcy is a tried and tested way of getting some semblance of debt relief. Whether credit card debt is piling up or bad investments have cost you a fortune, bankruptcy is a great equalizer that can wipe out debt and give you a fresh financial start If you are interested in the possibility of bankruptcy as a means to get out of debt, getting expert legal representation on your side can go a long way in ensuring your bankruptcy goes smoothly and efficiently. If you shudder at the thought of getting legal representation for your bankruptcy case, a bankruptcy law firm can offer you a chance to sign up for a 0-down bankruptcy program. 0-down bankruptcy helps in situations where filing bankruptcy is an ideal choice for you but you don’t have the means to pay an Arizona bankruptcy attorney upfront. With 0-down bankruptcy, you will pay zero money down and still have the ability to obtain expert legal representation. Zero money down for access to an experienced AZ bankruptcy attorney can make a major difference in the effectiveness of your bankruptcy. Be sure to contact the law office of an Arizona bankruptcy lawyer to talk about your situation and to see if the 0-down bankruptcy program is right for you. IS BANKRUPTCY RIGHT FOR ME? Even when credit card debt and a costly mortgage are bringing you down, it is important to weigh all your options. For some, bankruptcy may be a last-ditch effort to wipe out debt. For others, it can be an invaluable tool that helps them get a fresh start. Your situation may differ from others. Bankruptcy lawyers can give you the advice you need to come up with a life-changing decision. It is best not to make such an important choice without first consulting experienced bankruptcy lawyers. When bankruptcy lawyers advise you, they will review your situation from top to bottom, analyzing your debts, your earnings, your properties, and everything in between. A bankruptcy law firm with an experienced legal team may make all the difference in the world when it comes to choosing whether or not bankruptcy is right for you. If you consult with zero-down bankruptcy lawyers, no stone will be left unturned. Dealing with the clerical work of bankruptcies, knowing how to file bankruptcy documents and when, and making sure you have all your affairs in order can be challenging on your own. If it is determined zero-down bankruptcy process is the right way to get yourself debt relief, your legal representation may have you undergo debt evaluation to see if you may be eligible for several types of bankruptcies and advise you which one is better suited for you. Zero-down bankruptcy can be a scary monster to deal with but with the proper legal representation, you can slay the beast with ease. WHAT TYPE OF BANKRUPTCIES ARE THERE? Some people mistake bankruptcy as being a catch-all process. A few people simply assume there is only one type of bankruptcy and it mimics what you would see in the board game, Monopoly. While there are many types of bankruptcies, there are two that are primarily geared at everyday people: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Each of those types of bankruptcies has its own set of rules, regulations, and requirements needed to file bankruptcy. Chapter 7 bankruptcy is often referred to as liquidation bankruptcy. Liquidation, in the sense of a bankruptcy, means that you would have to sell off or turnover assets of value that can help you pay off your debts. This can be especially helpful when phone calls from creditors never end and you want a completely fresh start. Chapter 7 bankruptcy requires you to be below a certain income threshold to qualify. Chapter 7 bankruptcy may not be right for everyone, so it’s very important to consult with a bankruptcy attorney to make sure whether you qualify or if Chapter 7 bankruptcy is right for you. Another type of bankruptcy is Chapter 13 bankruptcy. Instead of liquidating your assets and using that to pay off your creditors, in Chapter 13 bankruptcy, you will come up with a repayment plan stemming from the amount of debt you have in relation to your income that you will present to the bankruptcy court for approval. You may not be given help when trying to figure out an effective repayment plan so having a trusted zero-down Arizona bankruptcy attorney by your side will give you an edge in drafting a cost-effective repayment plan that not only supplies your creditors with ample funds but gives you the flexibility to continue living a reasonable lifestyle. Debt evaluation may be necessary to pinpoint just how much your monthly payments should be in your repayment plan. Unsecured debts in a Chapter 13 bankruptcy are consolidated and paid off using the approved repayment plan you propose. The major difference between Chapter 7 bankruptcy and Chapter 13 bankruptcy is the ability to retain your property in Chapter 13 bankruptcy. Chapter 13 bankruptcy is useful if you are facing foreclosure on your home as the bankruptcy itself stops the foreclosure. Your repayment plan may include ways to make up any missed mortgage payments and can ultimately end up saving your home. If you are unsure which type of zero-down bankruptcy is right for you, consult with the law office of trusted zero-down AZ bankruptcy lawyer to clarify which option is right for you. Remember, with a zero-down bankruptcy, you have the luxury of being able to have world-class legal counsel on your side with zero money needed upfront. Not having to pay legal fees immediately can be critical when your finances are in a bind. The flexibility of zero-down bankruptcy plans can be a valuable tool in your journey toward financial freedom. WILL I LOSE MY HOUSE IF I FILE FOR 0-DOWN BANKRUPTCY? If you plan to file bankruptcy you may be stressed about losing your possessions and properties, including your home. That is a reasonable worry considering you have worked hard your whole life to be able to call yourself a homeowner. Filing bankruptcy doesn’t necessarily mean you have to lose your home. In fact, under Chapter 13 bankruptcy, you can actually save your home by putting a stop to foreclosure. While Chapter 7 bankruptcy may put your home in jeopardy, it is not guaranteed that you will have to give up your home in that bankruptcy. Chapter 7 bankruptcy may provide you with additional time to stay in your home by delaying any foreclosures. This extra time may make a difference in the end on whether you can keep your house or not. As always, consulting with your trusty zero-down bankruptcy attorney can help clear up any questions you may have about the status of your home in bankruptcy. WILL A PHOENIX BANKRUPTCY LAWYER GIVE ME A FREE CONSULTATION ABOUT MY SITUATION? Dealing with bankruptcy hearings, handling paperwork, and stressing about the unknown can make your life miserable if you don’t have the proper help and guidance. Imagine not having to worry about the little details that make the difference in the bankruptcy process. Imagine your road to debt relief being paved by a trusted Arizona bankruptcy attorney that has your best interests in mind. You don’t have to imagine. Simply reach out to the bankruptcy law firm of Israel & Gerity, PLLC for experienced representation in your bankruptcy process case. Israel & Gerity, PLLC offer a 0-down bankruptcy program to give you a chance at starting fresh without paying an arm and a leg. With no need to pay legal fees, Israel & Gerity, PLLC can give you advice right away about what options may be best for you. Debt relief may only be a phone call away. Contact the Phoenix bankruptcy lawyer at Israel & Gerity, PLLC at 602-274-4400 and ask about the 0-down bankruptcy program today. Free In-Depth No Obligation Case Evaluation * * Full Name* * Phone Number* * Email* * Type of Case* Type of Case*Business LawPersonal InjuryEstate PlanningIntellectual PropertyConstruction DefectsBankruptcy * Case Details* * * * * * * * * * Name This field is for validation purposes and should be left unchanged. * * CAPTCHA * Name This field is for validation purposes and should be left unchanged. SERVICES PERSONAL INJURY * Car Accident * Medical Malpractice Lawyer * Truck Accidents * Wrongful Death Lawyer Phoenix ESTATE PLANNING * Medicaid/ALTCS Planning * Probate and Trust Administration * Trusts and Estates * Wills BUSINESS LAW * Business Formation * Business Litigation * Contract Law * Corporate Law BANKRUPTCY * Chapter 7 * Chapter 13 TESTIMONIALS Excellent rating Based on 58 reviews *Bankruptcy Very helpful and understandable. Lisa and the rest of the Team were so sweet! Taisou Tanai 15 July 2024 I worked with Kyle Israel regarding defects in my house that the builder was reluctant to repair. Kyle is absolutely a pleasure to work with! He provided all the information and guidance to make sure I followed the necessary steps and had all the proper documentation before moving forward. He clearly defined the process so I knew at the start of this endeavor what to expect. Throughout the process he outlined my options, even at the very end I had options and he guided me through those choices. I'm very happy with the outcome, all due to Kyle! He's the best! Read more Sandy Runyan 11 July 2024 Israel & Gerity group were very helpful in this process, in which I knew nothing about and efficient- explaining everything with patience. Thank you for your kindness also. Read more Ying Two Yang 10 July 2024 I wholeheartedly recommend the law office of Israel & Gerity. My case is a complicated probate because my husband's Will is not straightforward and he left a business with a lot of debt. I had been turned away by another firm because they didn't have the resources for a case as difficult as mine. I didn't know what to do. I researched the reviews of a lot of law firms before I found Israel & Gerity. They are compassionate, knowledgeable and very professional. They have kept me well informed with updates and their fees are very reasonable. I am grateful to be working with them and would recommend Israel & Gerity to anyone. I want to give a special thanks to Lisa Hudson for her kindness and Michael Gerity for giving his time, attention and expertise. Read more DS Jensen 25 June 2024 I had the pleasure of working with Michael Gerity from Israel & Gerity, PLLC on a trademark opposition, and I was pleased with the service I received. Michael's expertise and professionalism were evident from our first consultation. He provided clear, strategic guidance and was always available to answer my questions and address my concerns. Throughout the process, Michael demonstrated a deep understanding of trademark law, which was instrumental in navigating the complexities of my case. His meticulous attention to detail and commitment to my case made me feel confident and well-supported. Thanks to Michael's efforts, we achieved a favorable outcome, and I am incredibly grateful for his help. I highly recommend Michael Gerity and Israel & Gerity, PLLC to anyone in need of legal assistance with trademark issues. Their dedication and expertise are truly outstanding. Read more Bryan Azeka 22 June 2024 I had a tricky situation with a holographic will. Michael graciously took ample time to explain all the details and potential costs. I felt able to make an informed decision about the situation. Read more Andrew Skeens 10 June 2024 If you're looking for top notch legal services, look no further. Lisa and Michael are the best. Thank you! Alex Bremmer 5 June 2024 Great law firm to work with if you need a great real estate attorney. I’ve worked with Kyle twice in the past 4 years for our rental home. He’s straightforward & his team is very personal & easy to work with. I highly recommend Israel & Gerity Read more Jodi Earley 3 June 2024 They helped me with estate planning. What a great group of professionals. From the first call to the signing of the documents. Lisa, Alex and Michael are always there to help. Read more NUNYA BZNESS 1 June 2024 Impressed with this firm. Everyone was so helpful and friendly. Very knowledgeable and professional. Maryann Leisten 25 May 2024 LATEST INSIGHTS ADDRESS 202 E Earll Dr #440 Phoenix, AZ 85012 Local (602) 274-4400 Toll-Free (833) 274-4400 Because every legal matter is different, and cannot be addressed in the generalized context of a web site, you should not rely upon the information provided on this site as legal advice, nor should you construe anything on the site to be an offer to represent you or to create an attorney-client or attorney-prospective client relationship. The content on this site is informational only. Legal advice can only come from a qualified attorney after having had an opportunity to become familiar with all of the specific facts and circumstances of a particular legal matter, and then to apply or research the relevant law. The attorneys at Israel & Gerity, PLLC, are licensed to practice in the state of Arizona. See the Terms of Use page for more information. © 2024 Israel & Gerity, PLLC. 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