cms.aphrodite.novacredit.com Open in urlscan Pro
2600:9000:223c:e00:1f:b44f:5680:93a1  Public Scan

Form analysis
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Necessary cookies help make a website usable by enabling basic functions like
page navigation and access to secure areas of the website. The website cannot
function properly without these cookies.
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CookieConsent [x2]Stores the user's cookie consent state for the current domain
Expiry: 13397 daysType: HTTP
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test_cookieUsed to check if the user's browser supports cookies.
Expiry: 1 dayType: HTTP
LinkedIn
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li_gcStores the user's cookie consent state for the current domain
Expiry: 180 daysType: HTTP
bscookiePending
Expiry: 1 yearType: HTTP
hello.novacredit.com
1
intercom.played-notificationsUsed by the website to determine which support
notifications the user has been shown.
Expiry: SessionType: HTML
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pfjs%3AcookiesUsed to check if the user's browser supports cookies.
Expiry: 1 yearType: HTTP
Preferences 5

Preference cookies enable a website to remember information, like your preferred
language or the region that you are in, to change the way the website behaves or
looks.
Intercom
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intercom-device-id-#Sets a specific ID for the user which ensures the integrity
of the website’s chat function.
Expiry: 270 daysType: HTTP
intercom-id-#Allows the website to recoqnise the visitor, in order to optimize
the chat-box functionality.
Expiry: 270 daysType: HTTP
intercom-session-#Sets a specific ID for the user which ensures the integrity of
the website’s chat function.
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intercom.intercom-stateStores a unique ID string for each chat-box session. This
allows the website-support to see previous issues and reconnect with the
previous supporter.
Expiry: PersistentType: HTML
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Statistic cookies collect and report information anonymously to help us
understand and see trends in how visitors interact with our websites and other
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visitor uses the website.
Expiry: 2 yearsType: HTTP
_ga_#Used by Google Analytics to collect data on the number of times a user has
visited the website as well as dates for the first and most recent visit.
Expiry: 2 yearsType: HTTP
_gatUsed by Google Analytics to throttle request rate
Expiry: 1 dayType: HTTP
_gidRegisters a unique ID that is used to generate statistical data on how the
visitor uses the website.
Expiry: 1 dayType: HTTP
LinkedIn
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ln_or [x2]Registers statistical data on users' behaviour on the website. Used
for internal analytics by the website operator.
Expiry: 1 dayType: HTTP
AnalyticsSyncHistoryUsed in connection with data-synchronization with
third-party analysis service.
Expiry: 30 daysType: HTTP
Microsoft
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c.gifCollects data on the user’s navigation and behavior on the website. This is
used to compile statistical reports and heatmaps for the website owner.
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_clckCollects data on the user’s navigation and behavior on the website. This is
used to compile statistical reports and heatmaps for the website owner.
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_clskRegisters statistical data on users' behaviour on the website. Used for
internal analytics by the website operator.
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_cltkRegisters statistical data on users' behaviour on the website. Used for
internal analytics by the website operator.
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CLIDCollects data on the user’s navigation and behavior on the website. This is
used to compile statistical reports and heatmaps for the website owner.
Expiry: 1 yearType: HTTP
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use of embedded services.
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personalization_idThis cookie is set by Twitter - The cookie allows the visitor
to share content from the website onto their Twitter profile.
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edge.fullstory.com
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fs_uidThis cookie contains an ID string on the current session. This contains
non-personal information on what subpages the visitor enters – this information
is used to optimize the visitor's experience.
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novacredit.com
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userleap.idsThis cookie is set to make split-tests on the website, which
optimizes the website's relevance towards the visitor – the cookie can also be
set to improve the visitor's experience on a website.
Expiry: PersistentType: HTML
collectUsed to send data to Google Analytics about the visitor's device and
behavior. Tracks the visitor across devices and marketing channels.
Expiry: SessionType: Pixel
nova_anonymous_idSets a unique and anonymous ID for the visitor, which allows us
to collect analytics on user behavior.
Expiry: SessionType: HTTP
tdRegisters statistical data on users' behaviour on the website. Used for
internal analytics by the website operator.
Expiry: SessionType: Pixel
x.clearbitjs.com
1
cb%3AtestCollects data on the user's visits to the website, such as the number
of visits, average time spent on the website and what pages have been loaded
with the purpose of generating reports for optimising the website content.
Expiry: 1 yearType: HTTP
Marketing 46

Marketing cookies track visitors across websites. The intention is to display
ads that are both relevant and engaging for the individual visitor, and more
valuable for third party advertisers and publishers.
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pagead/landingCollects data on visitor behaviour from multiple websites, in
order to present more relevant advertisement - This also allows the website to
limit the number of times that they are shown the same advertisement.
Expiry: SessionType: Pixel
_gcl_auUsed by Google AdSense for experimenting with advertisement efficiency
across websites using their services.
Expiry: 3 monthsType: HTTP
LinkedIn
3
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bcookieUsed by the social networking service, LinkedIn, for tracking the use of
embedded services.
Expiry: 1 yearType: HTTP
lidcUsed by the social networking service, LinkedIn, for tracking the use of
embedded services.
Expiry: 1 dayType: HTTP
UserMatchHistoryUsed to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: 30 daysType: HTTP
Microsoft
13
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_uetsidUsed to track visitors on multiple websites, in order to present relevant
advertisement based on the visitor's preferences.
Expiry: PersistentType: HTML
_uetsid_expContains the expiry-date for the cookie with corresponding name.
Expiry: PersistentType: HTML
_uetvidUsed to track visitors on multiple websites, in order to present relevant
advertisement based on the visitor's preferences.
Expiry: PersistentType: HTML
_uetvid_expContains the expiry-date for the cookie with corresponding name.
Expiry: PersistentType: HTML
MR [x2]Used to track visitors on multiple websites, in order to present relevant
advertisement based on the visitor's preferences.
Expiry: 7 daysType: HTTP
MUID [x2]Used widely by Microsoft as a unique user ID. The cookie enables user
tracking by synchronising the ID across many Microsoft domains.
Expiry: 1 yearType: HTTP
SRM_BTracks the user’s interaction with the website’s search-bar-function. This
data can be used to present the user with relevant products or services.
Expiry: 1 yearType: HTTP
ANONCHKRegisters data on visitors from multiple visits and on multiple websites.
This information is used to measure the efficiency of advertisement on websites.
Expiry: 1 dayType: HTTP
SMRegisters a unique ID that identifies the user's device during return visits
across websites that use the same ad network. The ID is used to allow targeted
ads.
Expiry: SessionType: HTTP
_uetsidCollects data on visitor behaviour from multiple websites, in order to
present more relevant advertisement - This also allows the website to limit the
number of times that they are shown the same advertisement.
Expiry: 1 dayType: HTTP
_uetvidUsed to track visitors on multiple websites, in order to present relevant
advertisement based on the visitor's preferences.
Expiry: 1 yearType: HTTP
Reddit
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rp.gifNecessary for the implementation of the Reddit.com's share-button
function.
Expiry: SessionType: Pixel
_rdt_uuidUsed to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: 3 monthsType: HTTP
StackAdapt
9
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sa-user-id [x3]Used to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: 1 yearType: HTTP
sa-user-id-v2 [x4]Used to track visitors on multiple websites, in order to
present relevant advertisement based on the visitor's preferences.
Expiry: 1 yearType: HTTP
sa-user-idUsed to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: PersistentType: HTML
sa-user-id-v2Used to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: PersistentType: HTML
Tiktok
5
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tt_appInfoUsed by the social networking service, TikTok, for tracking the use of
embedded services.
Expiry: SessionType: HTML
tt_pixel_session_indexUsed by the social networking service, TikTok, for
tracking the use of embedded services.
Expiry: SessionType: HTML
tt_sessionIdUsed by the social networking service, TikTok, for tracking the use
of embedded services.
Expiry: SessionType: HTML
_ttp [x2]Used by the social networking service, TikTok, for tracking the use of
embedded services.
Expiry: 1 yearType: HTTP
Twitter Inc.
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i/adsct [x2]The cookie is used by Twitter.com in order to determine the number
of visitors accessing the website through Twitter advertisement content.
Expiry: SessionType: Pixel
muc_adsCollects data on user behaviour and interaction in order to optimize the
website and make advertisement on the website more relevant.
Expiry: 2 yearsType: HTTP
hello.novacredit.com
3
_fs_tab_idTracks the individual sessions on the website, allowing the website to
compile statistical data from multiple visits. This data can also be used to
create leads for marketing purposes.
Expiry: SessionType: HTML
cb_group_propertiesCollects data on visitor behaviour from multiple websites, in
order to present more relevant advertisement - This also allows the website to
limit the number of times that they are shown the same advertisement.
Expiry: PersistentType: HTML
cb_user_traitsCollects data on visitor behaviour from multiple websites, in
order to present more relevant advertisement - This also allows the website to
limit the number of times that they are shown the same advertisement.
Expiry: PersistentType: HTML
novacredit.com
2
ads/ga-audiences [x2]Used to detect whether the user intends to leave the page
via cursor movements. This allows the website to trigger certain pop-ups to keep
the user on the website or convert them to customer.
Expiry: SessionType: Pixel
x.clearbitjs.com
4
__tld__Used to track visitors on multiple websites, in order to present relevant
advertisement based on the visitor's preferences.
Expiry: SessionType: HTTP
cb_anonymous_idCollects data on visitor behaviour from multiple websites, in
order to present more relevant advertisement - This also allows the website to
limit the number of times that they are shown the same advertisement.
Expiry: 1 yearType: HTTP
cb_group_idCollects data on visitors. This information is used to assign
visitors into segments, making website advertisement more efficient.
Expiry: 1 yearType: HTTP
cb_user_idCollects data on visitor behaviour from multiple websites, in order to
present more relevant advertisement - This also allows the website to limit the
number of times that they are shown the same advertisement.
Expiry: 1 yearType: HTTP
Unclassified 6
Unclassified cookies are cookies that we, together with the providers of
individual cookies, are in the process of classifying.
hello.novacredit.com
1
guideTasksPending
Expiry: PersistentType: HTML
hello.novacredit.com
novacredit.com

4
sprig.replay#chunkUploads [x2]Pending
Expiry: PersistentType: IDB
sprig.replay#events [x2]Pending
Expiry: PersistentType: IDB
novacredit.com
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userleap.pageviewsPending
Expiry: PersistentType: HTML
Cross-domain consent2 Your consent applies to the following domains:
List of domains your consent applies to: novacredit.com hello.novacredit.com
Cookie declaration last updated on 28-04-2023 by Cookiebot


[#IABV2_TITLE#]

[#IABV2_BODY_INTRO#]
[#IABV2_BODY_LEGITIMATE_INTEREST_INTRO#]
[#IABV2_BODY_PREFERENCE_INTRO#]
[#IABV2_LABEL_PURPOSES#]
[#IABV2_BODY_PURPOSES_INTRO#]
[#IABV2_BODY_PURPOSES#]
[#IABV2_LABEL_FEATURES#]
[#IABV2_BODY_FEATURES_INTRO#]
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[#IABV2_LABEL_PARTNERS#]
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NEW TO THE U.S.? BRING YOUR CREDIT HISTORY WITH YOU

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SEARCH PRODUCTS

Select your home country to discover products where you may be able to use your
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TRUSTED BY THOUSANDS OF NEWCOMERS TO THE UNITED STATES


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Fund your U.S. education with our partner MPOWER.

Nova Credit has partnered with MPOWER, the leading provider of scholarships and
a loan no-cosigner for international college students in the U.S and Canada.

Explore Your Options

CHECK YOUR ELIGIBILITY & KICKSTART YOUR FINANCIAL JOURNEY

Whether you are in need of a loan, phone, credit card or more, Nova Credit is
here to help you get started in your new home.
I moved to the U.S. from...
 * Australia
 * Brazil
 * Canada
 * Dominican Republic
 * India
 * Kenya
 * Mexico
 * Nigeria
 * South Korea
 * Switzerland
 * United Kingdom

Get Started

JUMPSTART YOUR JOURNEY

We’ve interviewed immigration experts, lawyers, and people who have moved to the
U.S. to provide you with a comprehensive guide for your immigration journey.

View Our Immigration Guide


GUIDES & RESOURCES FOR U.S. NEWCOMERS

View All Resources

Resources

WILL MULTIPLE CREDIT CARDS HELP BUILD CREDIT FASTER?

If you’re starting to build your credit in the United States, opening multiple
credit cards might be a good idea. But does having multiple credit cards help
your score? What are the benefits of having multiple credit cards and do they
outweigh the costs?

Read More


Resources

THE KEY CONSUMER SEGMENT AUTO LENDERS ARE MISSING

The auto market for both new and used vehicles continues to grow, yet auto
lenders seem to be missing out on the opportunity to tap into a key market
segment: newcomers to the U.S.

Read More


RESOURCES

HOW TO PRE-QUALIFY FOR AN AUTO LOAN AS A NEWCOMER TO THE U.S.

As a newcomer to the U.S., you may have to overcome substantial hurdles when
purchasing and financing a car. Here is everything you need to know about how to
get a car loan with no credit history and no cosigner.

Read more

FREQUENTLY ASKED QUESTIONS

Have more questions? Try Nova Credit’s Help Center.

How does Nova Credit work with lenders?

Nova Credit has partnered with lenders and international credit bureaus to help
newcomers apply for products and services using their foreign credit history.
When you apply with Nova Credit, you generally have the option to add your
international credit history to your application.

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Is my information safe using Nova Credit?

We take compliance and information security very seriously. We incorporate
security best practices into all aspects of our business and are audited by
third parties against industry standards (e.g. SOC 2 Type II) and have received
applicable certifications (e.g. ISO 27001) covering our information security
management systems.

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How is Nova different from other options?

Typically, newcomers to the U.S. have trouble accessing financial products like
credit cards because they do not have a U.S. credit score. With Nova Credit, you
can use your international credit history.

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Do I need a U.S. Social Security Number (SSN) to apply through Nova Credit?

At the moment, our partners do not require an SSN to apply for a U.S. credit
card. This may change at any time and providers may require you to provide an
SSN in the future.

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Is Nova Credit free to use?

Using Nova Credit is free for consumers like you. We get paid by our partners
who want to serve newcomers to the United States.

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BECOME AN EXPERT IN MOVING TO THE U.S.

Our newsletter, The Arrive, has the best advice on setting up life in the U.S.,
whether you’re planning the move, have recently arrived or are staying
long-term.

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Subscribe to our newsletter for the latest tips and information on setting up
life in the U.S.

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